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Business To Business › **** CHINA'S PAYMENTS, PRODUCTS & PROCUREMENTS **** by HolyTrader(op):
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Programming › **** SHIPPED FROM ABROAD - BRAND NEW PHONES **** by HolyTrader(op):
** MOBILE PHONE - Shipped from Abroad **


*** New Product Sales Promo - for a Limited Time!

Product Code: ND-XM24

Product Name: Xiaomi Redmi Note 11 SE (5G)

RAM + ROM (8GB + 128GB): $174

** We ship to Lagos, Nigeria (17-25 days delivery).

** Other Mobile Phone Types and Models are also in Stock.

** WhatsApp Contact Info. is on our Website.

Celebrities › Re: Ned Nwoko Secures Jaruma’s Arrest (Photo) by HolyTrader: 1:26pm On Jan 22, 2022
TOPCRUISE:
Just because he is a billionaire politician. So many things are not right in this country. That many people are happy about her arrest show that we have a long way to go in this Nigeria
So you feel perplexed too? Bro, this is something else - a real Shithole.
Celebrities › Re: Ned Nwoko Secures Jaruma’s Arrest (Photo) by HolyTrader: 1:23pm On Jan 22, 2022
socialmediaman:
Do you realize defamation is a civil matter and he should sue her to court for that? Why is the police arresting her?
Brother, this bothers me a lot - deep degree of ignorance among Nigerian Youths. I thought it's me alone this bothers.
Celebrities › Re: Ned Nwoko Secures Jaruma’s Arrest (Photo) by HolyTrader: 1:17pm On Jan 22, 2022
socialmediaman:
Nigeria and corruption! This is a civil matter and he should sue, this is intimidation and not police business
Thank you for your insightful contribution. See the Youths` comments, and you wonder if there is any future for this Country.
Crime › Re: IGP Redeploys CP Abiodun Alabi To Lagos by HolyTrader: 12:59pm On Jan 22, 2022
izubext007:
The north and the south west are cheating the South South and southeast.
I have never seen a man from the South South or South East becoming a commissioner of police in the north or south west.
But still the north and the south west are commissioner of police in the south south and southeast.

Why?
You are very wrong. Always check your facts before typing. The current Commissioner of Police for Oyo State is an Igbo, and even a woman - Mrs Ngozi Onadeko.

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- Pay Your China's Supplier in 5 Minutes

- Buy Chinese Yuan (RMB) at Fair Rates
Foreign Affairs › Re: Uganda Risks Losing Only International Airport Over Chinese Loan by HolyTrader: 11:10am On Nov 27, 2021
EmekaBlue:
哈哈哈. 非洲有问题
非洲确实有问题,大的问题 (Africa indeed has problem, big problem)。
Travel › Re: Emirates Ban: FG Announces Possible Resumption Of Flights To UAE by HolyTrader:
In other words, you (Nigeria) capitulated!
Who didn't see this coming? You felt you could dictate to a sovereign Foreign Government, especially a wealth one like UAE, about the procedure to put in place for people coming into their own country?

Why didn't we try to do the same thing with China (our darling Creditor)?
Since March 26, 2020 (almost 2 years now), all Foreign Students (without any exception) that were outside of China as of the aforementioned date, have not been permitted to return to China till this very day because of their very strict Convid-19 Protocols put in place.
This applies to even Work-based Residents of China from certain Countries (including Nigeria), as they are yet to be allowed to return.
Forget about Business or Tourist/Visit Visa (for all Foreigners)! This one is not even under discussion.

It is rumoured that China is going to remain closed well until after the coming Winter Olympics in February, 2022.

The lesson from all this: first make your Country prosperous before trying to dictate to others.
When you borrow and beg for everything and anything under the Sun, Nobody will take you serious.

And by the way, many Nigerians have long found a way around this problem. Many have been going to UAE via Ghana and Benin Republic since our Government created (yes, we created it) this problem.

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- Pay Your China's Supplier in 5 Minutes

- Buy Chinese Yuan (RMB) at a Very Good Rate
Education › Re: UNILORIN Expels Salaudeen Waliu Aanuoluwa For Beating Lecturer To Coma by HolyTrader:
I have been reading many comments here with bemusement.
Youths of nowadays need to strongly get it into their head that a man must never hit a lady, no matter what she may have done.

It is only low and weak men that hit a lady.
Regardless of who she may be - wife, girlfriend, sister, colleague, etc., you must never hit a lady. There is no such thing as self-defense when a lady is involved.

If you come across a violent Female, the best way to protect yourself is to walk away.

And for you the so-called "wise ones" here, you might decide to "show her" you are a man just once, and that once might upend your life forever.

Remember, they are called the Weaker Sex (Gender) for a Reason. A single blow that wrongly landed on a Vital Part of her body might make you a Murderer and make you face the Hangman or spend the rest of your life in a 6x6 Cubicle.
May our lives not end with "had I known.“ Amen.

Guys, please, get wisdom! If you meet a violent Lady, your best protection is to get away from her as far as possible. One big Bad Judgment could permanently destroy your life!


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Education › Re: UNILORIN Expels Salaudeen Waliu Aanuoluwa For Beating Lecturer To Coma by HolyTrader: 4:46pm On Nov 16, 2021
Long overdue! In saner climes, he would have been speedily indicted, prosecuted and jailed a long time ago. But the crazy guy even had the audacity to justify his actions.
His expulsion should have been announced while he was already under incarceration.
Crazy country with crazy people everywhere!

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Phones › Re: TECNO Takes A Jab At Apple In A Cryptic Post (Photo) by HolyTrader: 2:08pm On Nov 16, 2021
Very hilarious Post. Even China's Suoerweight Champion, Huawei, dare not open their mouth. It's a Company not know within China, but only known in Africa, that is talking.

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- We Sell Wholesale Jeans
Romance › Re: I'm Not Marrying Her: How DO I End This Relationship, All My Trap Has Faild Me by HolyTrader: 5:00pm On Nov 11, 2021
Mylordmygod1:
You people should'nt blame me, its not a must that all relationship leads to marriage. All i need is how i can end the relationship before it is too late.
Please, don't destroy the lives of your yet unborn descendants because of your foolishness.

It is now you are talking of “before it is too late.” E-diot, with the way you are behaving towards this Sister, it is already too late to avoid God's anger upon your life.
How many years of her life have you already wasted? And this wasting is ongoing.

Curses are generational, and Karma is real. If you escape God's punishment, one of your future Daughters or Grand Daughters is going to bear the brunt of this your ungodly, deceptive, heartless life you are living.

You are carelessly destroying another person's life, and you think there will be no repercussions for your behaviour. Think again!

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- Pay Your China's Supplier in 5 Minutes
Romance › Re: Introvert Vs Extrovert, Who Will You Date? by HolyTrader: 3:49pm On Nov 11, 2021
Farfalla:
Introverts have friends. We only have deep and meaningful friendships though, most of which last for a lifetime. Some of our friends are extroverts, some introverted like ourselves.

You have to be worth it though. We sense negative energy very quickly and we'll avoid it by all means necessary. We tend to avoid toxic people (who we can easily detect) and that can be construed to mean we're antisocial and unfriendly.

We can make friends easily but only with people who respect boundaries. Introverts thrive well within their own boundaries. You cross it, you're a goner.
You are one of the very few on this Thread who truly understand what an Introvert is. We are the deep Thinkers, the no-nonsense Type, the Ones that can smell danger from even 10 miles away, and can also put together a 5-year plan within 5 minutes.

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- Buy Chinese Yuan (RMB) at a Very Good Rate
- Pay Your China's Supplier in 5 Minutes
Investment › Re: Naira To Yuan Exchange. by HolyTrader: 8:39pm On Nov 05, 2021
freemanbaba:
Hello all,
Please who know how or where I can get exchange of Naira to Chinese Yuan at cheaper rate , I bought today at 95 Naira per Yuan when I want to pay my supplier in China which I feel its too much.
Hello, if you still need help, get in touch with me via my WhatsApp.
Our company can sell to you as small as 1 CNY (RMB), and as high as 45,000 CNY daily, and at a very good rate. Also, the Recipient can get the money within 5 minutes.

The best time to get in touch with us is between 3pm and 4pm China Time (8am and 9am Nigeria Time) on Monday to Friday, giving you enough time to confirm with the Recipient.
Blessings!


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- Buy Chinese Yuan (RMB) at a Very Good Rate

- Pay Your China's Supplier in 5 Minutes
Business › Re: ➜ ➜ ➜Currency/E-currency Market Deals 2020 ➜ ➜ ➜ by HolyTrader:
Enyinne:
Make una help me . I need to pay 58 RMB to chinese acct
Come with your rate .
Sister, if you are still in need of help, get in touch with me via my WhatsApp.
I know many Sellers will not take your request because it is very small. However, our company can sell to you even as small as 1 CNY (RMB) and at a very good rate. Also, the Recipient can get the money within 5 minutes.

The best time to get in touch with us is between 3pm and 4pm China Time (8am and 9am Nigeria Time) on Monday to Friday, giving you enough time to confirm with the Recipient.
Bless you!


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- Buy Chinese Yuan (RMB) at a Very Good Rate
- Pay Your China's Supplier in 5 Minutes
Business › Re: Why Are Nigerian Banks Not Using The Credit Card System Like Other Countries? by HolyTrader: 11:55am On Oct 29, 2021
shaybebaby:
Credit card is type of unsecured loan. With no securities backing the loan amount, the risk of lenders not getting their money back is higher.

Now, risk cannot be eliminated, it can only be managed or minimised. And with nothing in place to minimise the risks of defaults, sadly it will be virtually non existent in Nigeria for now.

Things used here to minimise risks usually include borrowers to demonstrate

1) proof of places lived spanning several years ( To be double sure you won't runaway)..utility bills, payslips, electoral roll, bank statements to that address.

2) pay slips and bank statements- to determine your income and based on that, the (un) likelihood that you can afford repayments.

3) information on your outgoings/ expenses to further buttress point no 2.

4) Credit history, whether you have any current debts, your history of paying those ( previous defaults, their frequency etc) ie how you have behaved in the past with other people. If you have no history, you are riskier.

In summary, the average Nigerian will have access to Credit when they can demonstrate that their are credit worthy.

So let's be honest, how many people can demonstrate the points I have listed above ( honestly without fudging anything?)

As someone mentioned, with unemployment at the current level, it is reasonable to expect that MOST will default.

With high levels of inflations, interest rates on the credit cards will not only carry a risk premium but also an inflationary premium meaning the repayments will be higher and thus adding to the financial difficulties of the holder.

Nigeria isn't ready for such on wider scale just yet. Too many unresolved underlying issues at present.
The best Contribution so far. Bless you Sister!
Business › Re: Why Are Nigerian Banks Not Using The Credit Card System Like Other Countries? by HolyTrader:
namo77:
Sterling Bank has started something like that with their Specta package.... We'll get there
Brother, don't go there! I think you should go to that Specta Website and learn more about it.
If you apply for a Credit (Loan), before the Money is disbursed to you, you will be immediately charged one-off Fees of 1% for Loan Management and 3.5% for Insurance. For example, if you are given a Loan of 2 million Naira, they will immediately deduct N95,000 (N20,000 + N75000) as the aforementioned Fees from the Loan. This is before you now start the Monthly Repayments with their huge Interest Rate.


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- Buy Chinese Yuan (RMB) at a Very Good Rate
- Pay Your China's Supplier in 5 Minutes
Business › Re: Why Are Nigerian Banks Not Using The Credit Card System Like Other Countries? by HolyTrader:
Most Nigeria-issued so-called Credit Cards are only Credit Card in Name. Most are actually Debit Cards.

Let me give you an example:
If you have a Domiciliary Account at GTB, the associated Visa Card that comes with it (needs to be applied for) is called a Credit Card. But it is actually a Debit Card - because you can't spend more than what you have in your Dorm. Acct.

What they do is this: They (GTB) will create a special Card Account No to which you can transfer funds from the main (Dorm) Account. Your so-called Credit Card is now linked to that Card Account.
In essence, you have to fund the Card Account from your Dorm Account. You can't spend more than what you have transferred in.

In this case of GTB`s so-called Corporate Visa Credit Card, what makes it horrible is that you can fund it online via Internet Banking (you can't do it by Mobile Banking) but you cannot defund it online. You can only defund it offline at a Bank's Branch via a written application. So, if your Card was compromised, you wouldn't have enough time to defund it before a big damage might have been done on the Card. What kind of worthless Card is that?


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- Buy Chinese Yuan (RMB) at a Very Good Rate
- Pay Your China's Supplier in 5 Minutes
Celebrities › Re: COVID-19: How I Was Banished From Entering Nigeria - Soyinka by HolyTrader: 5:49am On Oct 29, 2021
specialmati:
grin grin grin grin thank God for life,one of the few educated literate with phd that supported the lifeless illiterate with NEPA cert to rule the most popular black nation on earth.now everything don scatter killings all over the Nation.
Point of Correction:
Professor Wole Soyinka does not have a Phd. He got his Masters from Leeds University, that's his highest.
In sane climes, you don't necessarily need a PhD to become a Professor - because it is research-based. Baba is a Genius.
Culture › Re: Fallen 100-Year-Old Tree In Oyo Rises Again, Pulls Crowd (Pictures) by HolyTrader: 1:54pm On Oct 07, 2021
RapistOnBail:

What’s wrong with domiciliary accounts in Nigeria?

I’m yet to receive funds transferred into my account since last week.

This country is going down oh!



Which Bank? For Inflows from Offshore, if the Remittance is done before 10am Nigeria Time, you can receive your Funds before 3pm the same day at GTB, provided you gave the Sender all the needed pieces of Information (Swift Code, Account No., etc.).
As for other Banks, I can't vouch for their efficiency. That's why I asked you "Which Bank?"

Having said the above, I think you should relocate your Post to the appropriate Section where you can get more information. Don't derail this Thread!
Politics › Re: Rotimi Williams’ Son, Ladi, Dies From COVID-19 Complications by HolyTrader: 5:37pm On Oct 03, 2021
His Father, the late FRA (Frederick Rotimi Alade) Williams was the first SAN (Senior Advocate of Nigeria). Actually, a SAN was previously called Queen's Counsel.
Chief Ladi Williams, his Son, was also a SAN.
Chief Ladi, RIP!
Business › Re: Report: Domiciliary Account Balances In Nigeria Estimated At $16 Billion by HolyTrader: 2:32pm On Oct 03, 2021
Revolva:
Imagine GTBANK sending me a message dat my dorm acc is not getting much inflow that they will soon render it dormant ...Imagine an ACC with 100usd saved there

Na Dem sabi Tommorrow I de go bank go Weller Dem ..abi Dem want me to de buy dollar de save inside
This is why it is not good for your Dorm Account to be your Primary Account. If you had opened, say, a Savings or Current Account before opening your Dorm Account, then the Savings/Current Account will be your Primary Account; and as long as this is active (having at least a transaction within a 6-month period), the Dorm will automatically remain active.
Phones › Re: Screenshot Your Home Page And Lockscreen by HolyTrader: 1:46pm On Sep 19, 2021
ZTE Blade V2020 Smart

Foreign Affairs › Re: Afghan Mother Hands Her Suckling Baby To A US Soldier (Photo) by HolyTrader: 4:09pm On Aug 21, 2021
obonujoker:
Most people should be gracious that USA is the superpower of the world, they still have a heart and there democratic principles and laws... Just imagine if China or one Islamic country was superpower, many countries would be dead by now...

God bless the USA
Well said brother. God bless America!
Politics › Re: Nigerian Government Condemns Assault On Diplomat By Indonesian Officials by HolyTrader: 1:20pm On Aug 10, 2021
Sysdatek:
Try this shlt with mother russia

And you will be recieving your diplomatic entourage in a danfo the following day
You are right brother. No one messes up with the Ruskies. Mother Russia for life!
Christianity Etc › Re: I Refused Moving To US In 1987 – Oyedepo Blasts Nigerians Suffering Abroad by HolyTrader: 1:43pm On Jul 25, 2021
TrueNigerian300:
Yet...the fool has a church there collecting tithes from the same people he is shaming. Is it not from the same slavery jobs the Nigerians who attend his church there are paying tithe?
Bless you brother for this statement!
Why I particularly find this part of his statement offensive is that the members of most Nigerian-headquartered Churches outside the shores of Nigeria are predominantly (over 90%) Nigerians - this is the case all over the World - from Oceania to Asia to Europe to North America; and they are mostly very small Churches. It is very difficult for them to attract Native Believers in their Localities because you can't be praying mostly about "your enemies will die by fire" or preaching mostly about “Jacob paid his tithe and God blessed him with .... ," and expect people to be interested in your Church, as their own orientation is quite different from what obtains in Nigeria. That's my observation over the years.
The only one exception is Pastor Okulaja`s Church in Ukraine, and his is not a Nigerian-headquartered Church. It was founded in Ukraine, and he has been very successful because he has focused more on caring for the sheep than taking from the sheep (which is what our Church Leaders are doing in Nigeria) and he speaks fluently the 2 main Local Languages (Russian and Ukrainian).
Business › Re: GTBank Hit By Mass Resignation, Mobile App & USSD Transaction Failures by HolyTrader: 3:56am On Jul 10, 2021
Babafash:
Gtb what is happening. You guys used to be the best
They are by far still the best. I have tested most of them. I keep running back to GT every time I want to Japa. Which one is better? ZBN, UBA, the overrated SCB? None is better. It is not even close.
Business › Re: GTBank Hit By Mass Resignation, Mobile App & USSD Transaction Failures by HolyTrader: 3:54am On Jul 10, 2021
Greatzeus:
I have used GTB USSD code to transfer money 4 times today. It went smoothly and both parties received alerts. So I don't know what you talking about.
I am wondering like you too. I use GT World often, and I hardly encounter problems. Everyone with his own opinion. For me, GT is far ahead of even the 2nd-placed bank.
Christianity Etc › Re: TB Joshua’s Body Arrives Synagogue Church For Lying-in-state (photos) by HolyTrader: 1:34pm On Jul 08, 2021
We will all die one day. May death meet us in the Lord. Amen.

Even the great Prophet Elisha whose dead bone raised a dead person (2 Kings 13:21) actually died of an illness.

Ecclesiastes 8:8 (KJV) There is no man that hath power over the spirit to retain the spirit; neither hath he power in the day of death: and there is no discharge in that war; neither shall wickedness deliver those that are given to it.

Beloved Prophet TBJ, RIP!
Travel › Re: Casa Del Papa Resort In Benin Republic (Photos, Video) by HolyTrader:
I was in Benin last month.
The things I noticed.
1. Things in their Supermarkets are very expensive. For example, I had to get my loaves of bread outside from a Shop that mainly sells bread; that was after I saw a tag of 1400CFA (~N1300) on a loaf of bread which costs around N350 here. Also, I totally shelved the idea of buying Soda or Juice when I saw a price tag of 950CFA (~ N850) on a 1.5 little bottle of Coke. 1 litre is sold here in Nigeria for just N169 (Shoprite`s current price) - note the differences!
2. Electric Power never blinks. The home where I stayed didn't even make a provision for a Generator - because Light simply never goes. ***Nigeria see your life!
3. I went there with the plan to withdraw CFA using my Ecobank Visa Card, but Ecobank Card disappointed me big time. Fortunately, I had 3 backup Cards - UBA, FBN and GTB Cards. My UBA Visa Card was so good in withdrawing NGN as CFA, that I didn't bother to test out my FBN and GTB Cards. The rate charged by UBA for cross border withdrawal in Benin is far much better than any rate the Border Currency Exchange Dealers will give you. Just change about N2000 to CFA in order to have transportation money to get to the City Centre. In the City, There are several UBA branches (I noticed just 1 Eco bank branch). Interestingly, the first withdrawal I made with my UBA Card was from an Ecobank's AT Machine after my Ecobank`s Card disappointed itself.
For reference: I withdrew out 10000CFA with my UBA Card for N8,589.26. That translates to N1= 1.164. This is much fairer than you would get from the Border Currency Exchange Dealers. If you try exchanging N8600 from them, none would give you better than 9000CFA.

Additions:
A.) Benin people are very laid back, courteous and respectful. The Nigeria's swagging/bragaddo Agbero attitude will not do no one any good there - because nobody cares to know who you may be. Please do as Romans do when in Rome.
B.) Benin is far more orderly and organized than Nigeria; and also much cleaner in every way.
C.) It costs nothing to learn some French before going there. There are Software and Books to do this.
D.) Get an International Passport to travel there or any country, including African countries. It is very annoying reading people asking if they can go there without a Passport. Yes, you can, but that doesn't make it proper - because you are of a different Nationality. Unless you are going there to do illicit activities, make yourself identifiable - do this wherever you visit.

C'est fait. Bon voyage!

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