₦airaland Forum

etrange:
Ok, I'm not using a gift deed. Guess I'll just calculate it as you've described. Then convert to CAD using the current day's exchange rate from the Internet.

Sorry I have to bother you this much but I have another question you might be able to help me with. I have quite a number of bank accounts. I intend to pull resources together from these banks for the POF. Now, instead requesting for the letter from all these banks, I am thinking of first transferring the money to just two of the banks (preferably Stanbic and GT) and then getting the letter from these two alone.

Do tell, will this cause any problem? Will the transfer be considered suspicious?

NB: All the banks accounts bear the same name, my full name.

Thanks again

It's no bother at all.
This is my personal opinion tho.
If you are pulling all your funds from different accounts into your POF account, you would at least have to prove you have had those funds for at least 6 months before transfer using maybe account statements from those banks showing the periods funds entered each account.
Accompanied with a LOE to explain.

I would however advise you just do a gift deed and print only a recent statement for your POF account showing the money in your account, accompanied with your bank's reference letter. I just think it's simpler that way.

etrange:
Thanks a lot sir.

I suppose you got the exchange rate online for the CAD equivalent, right?

Also, did you calculate the average balance for the past since months yourself?

if you are using a gift deed, you don't need a six month's balance. You can print the current month's statement.
Otherwise;
I think you can calculate it your self by adding up your account balance at the end of each month for the six months and dividing it by 6 to give an average balance for Six months.I am not 100% sure but I think that's how it should be calculated.

juicebox:
Hi Friends, Happy new year everyone. Please I need your assistance. I’ve tried to help a friend submit her application and twice both application says she’s ineligible, based on the CRS calculation tool, she does meet the requirements and from my experience with this process, I strongly believe there’s an issue somewhere. Please has anyone encountered this issue recently?

I have a friend experiencing this right now. He has submitted several profiles and keeps getting an eligibility mail.

Ifeoma77:
If your bank is one of the reasonable ones that tweak the reference letter to incorporate the balance, then that's good. Try to discuss it with your account officer.
But if the bank insists on using their generic reference/introduction letter, then consider adding statement of account. It must not be six months.

Etrange :
I don't know about other banks, but Zenith bank asked us to provide a draft for our reference letter, wherein we stated the amount in our account and the Canadian equivalent as at that date. And it was a breeze getting it. Took about 24hrs though due to some issues with my wife's account.
This is just to support Ifeoma's post.

marvel2011:
.

toksbisola:
PS: I don't mean to alarm you but I'll strongly advise you to do a DNA test on all your kids (your wife is not to be trusted) as a result of the close bond that still exist between your wife and her EX after all your years of marriage (its baffling); is a bit suspicious (just a thought) and you have to be sure that the kids are yours and not for your wife's EX.

This bolder part is a real possibility. You have to check. A lot of father's are fathering children that are not theirs.
It's more important in this case because your wife hasn't let go of her EX. Very interesting things happen in this world.
All the same, becareful.

greyham:
You already know where you came from, no point showing off just to let the neighbours know.

Anyone curious to know where you're from can walk up to you and ask.

brother , I am not "understanding" what you are saying

Are you saying that one should pretend to be like them?... "But you already know where you are coming from"?

Would they do the same if they were on your own turf?
How are you sure their ways are the right ways ?or it doesn't matter?

Being tolerant of other people's culture does not equal imbibing/adopting it.

greyham:
Thank you!

When in Rome do like the Romans, but some people no go ever gree!!

Some will even say the "Roman culture" does not exist

tolerating other people's choice does not imply "doing like the Romans". where would your sense of identity be if you bend to every culture/idea you are exposed to? huh?!

Daeylar:
Look at all this trash.
If it was a lady that wore a towel in a professional environment, many of you would have been rolling all over this thread crying about indecent dressing and how all your mothers and grandmothers are oloshos, but because it is a man.
Defenders have arisen.
Hypocrisy and Misogyny,
Never far from the sexist jokers on this forum
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Hehehe , This one just is looking for cheap popularity.
Dashed u a quote tho. Appreciate!

ZoeyJ:
STFU.How many minutes will it take him to go in and change into a decent attire.
If not anything courtesy demands

says a Nigerian lady! With most of them(and their entitlement mentality) hopping from one bed to another in search of food to eat.

nice2:
Silent reader and i must say, this group is loaded. I just saw my result and i cant keep quiet anymore. I'm devastated right now. I dont know what i am doing wrong o. Ielts has been holding me down since July. First three attempt is with BC. 1st attempt: LRSW 8.5/6.5/7.5/7. 2nd attempt: 7.5/6.5/7/6.5. 3rd attempt: 8/7.5/7.5/6.5. Applied for EOR this December so i'm yet to get result. Fourth attempt is with MOD 8.5/8/8/6.5. Please what should i do as i'm fed up already. ECA has been ready since September.

that last result with MOD was so close. please don't give up yet. It will end in Joy.

I know you must have practised a lot, but writing has always been an issue for most people, including myself.
Please try to give it more time.
All the best again.

expectantmomma:
Hi yall, silent reader...Just got my IELTS scores LRSW 7.5,9,7,7. Sadly I have to redo the exam. ITA must fall on me this January in Jesus Name!!

looks really fair! God help you.

greyham:
Barman! Two bottles of chilled drink of whatever this man likes

oga, just Chilled Heineken, nothing more! !

fmsimple:
Merry Christmas dear PPR awaitee
This time next year, you'll be live in Canada decked up like an astronaut celebrating white Christmas.

Amin

xrstz:
Hi guys. Does anyone know how long it takes to get notification to do biometrics after obtaining e-APR AOR(Proof of Submission)

about 30 days from precedence.

OneCorner:
Idiot flat head. It’s only d promoting tin dat pain her there

how can you be so insensitive? Animal!

DBJay:
Wow! Finally devoured all 491 pages.

PPR November 14.

Merry Christmas everyone!

Merry Xmas to you too.
Mind sharing your timeline?

Why didn't anybody warn this Enasdan dude not to go do anything illegal with the so many unreasonable, persistent questions he's asking ? How can you expect to enter egypt free or have your passport stamp for an entrance visa without applying for one?

Interestingly I checked their flight schedules online hoping to book a flight for NY family yesterday, thank God I decided to postpone.

Since an not using anything that sounds like "Waka" not to mention Wakanow ever again.

ArcFresky:
Took my 2008 eod for a spin from ilesha to Akure... Was going 170-180 kmh.

The other day, was trying to get to ilesha before 8:00 am.

I didnt monitor the speedometer.. But I know d wife of the man I carried from Lag was crying when He told her we have reached Ibadan...

It was when I entered a stupid pothole and burst my tire, the man told me my speed was too much...

Had to replace the rear shocks.

I think EOD ended in 05 or 06.

vcole:
You actually did judge her and if you read your reply you would find that it was rather insensitive on so many levels. She clearly stated that her spouse is well aware of their issues as a couple and she did not state anywhere that she intended to migrate with him or through him. She also stated that she had a supportive family emotionally and financially.

yea, I think I made a lot of assumptions but without a deliberate intent to be judgemental or insensitive.

And I admit I might have been wrong with my assumptions.
I just feel it's important to hear both sides of situations like these before taking sides/ giving advice.

Owlette:
I'm sorry but this sounds a lot like you are judging her. You don't know the full story. That she came here to express herself doesn't give you the right to judge her. Same thing you were fighting for in Guitarlife's case and you are doing the exact same thing. It's repulsive.

I wasn't judging her at all. I not even eligible to. I posted what I did based on what she disclosed.
There were also a lot of "if" conditions.

dajoaneke:
Did you ask us before you started it in the first place?

Goat!

mikkyphp:
Negotiate for what works for you. A recipe for discontentment and depression is agreeing to a position that goes against what you stand for - your values.

This is my point exactly to Zutlin post.

Zutlin:
I can't explain how I feel reading your mindset towards marriage. Men like you scare me and one of my motivations to immigrate is to drastically reduce the chances of me and my unborn daughters coming across a man with your mindset. Sadly, your kind abounds in Nigeria.

You see, I understand you perfectly. My husband reasons just like you and he's always quick to bring religion and submission into the picture. I am a quiet and agreeable person and in hindsight, it's part of the reason he thought I would make a good wife. When I began pushing back by saying 'NO! This and that is inhumane and not acceptable', he labels me a nag, says I am unforgiving and always threatens divorce, all in a bid to shut me up. That threat really got me into 'submission'.

Maternal is right about the divorce rate in Nigeria being lower due to financial constraint. I tell you if Nigerian women had the needed support, many would have walked out. If I wasn't lucky to have a family that can financially, morally and emotionally support me, 'submission' would have been my lot.

Someday soon I plan to walk away. I do wish to get married again but the thought of being with a Nigerian man frightens me. I'm so drained I don't think I can go that route again.

**I'm sorry to share this much but I really wish men like you would understand better.**

maternal:
I'm usually right. lol. But seriously, I hope you find a way to migrate. The chance of finding a guy like guitarlife won't drastically reduce if you come to the west (Canada/US), it will be eliminated. Guitar is just forming for this thread, and he knows he has no real power in Canada. The second he shows any signs of aggression, all she has to do is call 911, police will come with their guns and he'll be sitting in jail within an hour. The sec he says "divorce is out of the question", she'll file for divorce. After the judge splits the assets 50/50, he'll have to get a second job to help pay his child support bills on top of his regular bills. Because the gov't will automatically take it out of his pay. And if he can't make them ? Na jail be that. The man is making mouth. Here in Canada he'll be kissing his wifes asss begging her not to leave. I have an uncle worse than him and he refuses to bring his wife to Canada. According to him she'd "finish him here in Canada". He's legit scared that she'll have certain powers she could only dream off in naija. They've been "married" for 8 years now. Guitar is just talking nonsense trust me. There's actually a good article on this.



https://www.newtelegraphng.com/2018/06/why-nigerian-husbands-kill-wives-in-us-investigation/

Just curious, are you encouraging her to continue deceiving her husband till they get to Canada and then file for a divorce?

You have really just heard her own side(one side) of the story.
While there are tons of good women out there, others are very manipulative.

If she wasn't going to be submissive later on why pretend to the man just to get married only to start crying about submission later on. Maybe he is quite rich.
Maybe she doesn't find him attractive anymore and all this is just an excuse to dump him after leaving the shores.

While we all have very different views about family life, I frankly believe it's important to define terms and know your spouse before tie in any knots.

Ifeoma77:
You still don't understand the concept of equality Bros. Your views are very narrow.

And did you just write 'pay child support' as part of your argument?

that was Def an not meant to be there. Chatting from work.

SkyWalk12:
How is it that your views are even worse than guirtarlife’s? Have I gone back in time? Is this a prank? How effing stupid. Everything you’ve written this morning has been so effing stupid.

drop your points and stop being vulgar.

maternal:
... If a woman puts her hands on me I'd beat her finish. That's how equal I am. Nobody gets a pass. Actually only momsy, daughter, and sister gets a pass...

How do hypocrites justify this ? Honestly.

you know if you ever do this, these same women and men pushing equality in the family would suddenly switch tables and go" how can you be so brutal with a woman-a weaker vessel?!"
Generally,most women tend to cry about equality only when it's convenient.
Talk about doing some odd jobs , or doing the tough stuff or whatever, though a few women do these. There are some things women would never want to cry equality about.

While being equals you are supposed to be romantic, pamper her, cater to her emotional needs, e.t.c
If you watch Lauren lakes paternity court series it's just amusing how many women blame cheating in marriages on the man's inability to meet her emotional needs or be there for her, all these - while still being equal partners- maybe I'ld rather be a woman then.

To each his own.

Tojued:
Me personally I have only one recommendation : every couple with what works for them.

GBAM!

daks02:
What is the meaning of this 'heading' head as per what? what will/are you teaching your daughters man

he's the head of the family, but that doesn't give him a license to be lazy, irresponsible and/or inconsiderate.

Importantly, I am married. And I do a lot of household chores except she insists.
But I would have no insistence on sharing household chores , or what have you.

It's hard to believe. The name though??
I had a very close friend(cum brother) during my Uni days whose names were "Oyindamola Ojuolape Eyitayo(not fullname)" he was the only male of Five children. He saw himself a feminist.
He came to mind on seeing this post.

maternal:
I'm a man. I wouldn't do a roster myself. Only for the children though.

Ifeoma77:
Okay let's say I agree with you that every organisation, community, group or gathering must have a head.
Let's say I agree with you that a marriage cannot function without a clear head in charge.

Can you explain to me - logically - why that head must be the man?
Using your analogy, if in a marriage, the woman is more 'qualified' will you accept her as the head of the family? Since the only basis of your argument is that there must be a head.

It's important not to shift goal posts. You and pejuhazel argued for equality without any head figure. I disagreed.

...I wonder what would make a woman more capable of heading her home, except she's married to a loser, or some irresponsible man. In that case this argument wouldn't have happened.

More importantly please either agree or disagree that any institutions must have a head.

Ifeoma77:
Actually, that was a brilliant point.
I was looking forward to your answer...

No. It wasn't .

Mention one institution or community,or body or a group or gathering without a head/leader.



Now note: Being the head does not mean shirking, or not lifting a finger to help your followers or whatever you do decide to call em. A good leader cares deeply for people he leads. That where it comes naturally to share house chores with madam especially when she's exhausted, help with bathing the kids, these do not make a man less of a leader in the family.