₦airaland Forum

Reminder that we have to face this Liverpool team in Carabao cup again in 3 weeks

Which Kain foolish VAR be this

At least make we celebrate something

Badboyshile has been all over the place this last month

This is not our worst performance though. our match away to Manure was worse than this

Astrid4:
Carney should be coming in for Enzo not as a LW abegiii

LW wey dey tuck in cos it's obvious we will need 5 men to keep the ball in that midfield, not 3

nihilistjnr:
Nkunku is on

Makes no difference

The eediot brought on Mudryk who is even less of a possession keeper than Madueke

He should have thrown Nkunku upfront and dropped Palmer to RW and Carney to LW, then we actually have a chance of keeping the ball and not giving it back to Liverpool every 10 seconds

FirstbornWds:
Make Ibime no hear you.

Gallagher is the least of our problem in this game

Carney and Nkunku must come on for Sterling and Madueke now, not to win the game but to stop the game from becoming an embarrassment. Our midfield needs help from the wide men, and Sterling and Madueke are useless at keeping the ball and interchanging with midfielders

Singapore1:
lol Poch won't win spoon for us. you played Palmer a striker 3 times in a row and he was a disaster in those 3 times offering nothing.

Broja despite being useless is a better striker than palmer

100%, Palmer is not a striker

Appleyard:
Your cherry-picking plays ping pong like a shameless stripper on a pole. Politicians in Poland are calling for the Balkanization of Ukraine as well, and it's Russia sponsoring them? Well, I'm not surprise at your Russophobia you called IQ.

Shut up Stephen. Name the Polish politician, let's see if he's not one of you Putards. It's like referencing yourself in your own dissertation, dumb eediot.

This Nunez leg no straight like Jackson own

Nah. . . .

Madueke and Sterling should come off for Nkunku and Carney second half. We need wingers that can tuck in and help the midfield keep the ball in this match

It's like Liverpool should have sold Salah to Saudi for £200m if they can play like this without Salah

Ok, at this stage, we just have to park bus, get Broja on and play long balls to him. This is knife through butter stuff. All their attacks are entering our box.

Enzo needs to come off

We bought the wrong Argentinian it seems. McAllister was the one doing all the work in that midfield

This is not a football match but a massacre

PDPGuy:
Word on the street is that Gov Otti of Abia is in advanced negotiations with a prominent Chinese construction company for the construction of a 35,000-seater stadium in Abia…

So this is part of where his N400bln loan is going?

This guy no serious

nihilistjnr:


Omo e choke o. Everywhere dry.Everybody dey tighten belt. All man hold their side.

Na this kain time, I dey grateful for NHS sha even though I no dey seek. I cannot imagine rokuing medical insurance right now.

Medical insurance suppose cheap pass gym subscription.i go highly recommend am, close eye do am and put your kids on it

raumdeuter:
By unencumbered rentals you mean no mortgage on them? Cos I have mortgages with rates ranging from 3.3 to 6.5%

Yeah unencumbered means no loan on it so your yield is for you alone

raumdeuter:
Its really brutal. Many guys who were hired as remote workers are told to move to an office or resign, IBM just released their RTO this week. You return to office doesnt even guarantee your job

Say you WFH from Atlanta, IBM is in Austin, So do you fly back and forth maintaining 2 households or relocate your entire family. You relocate your family means your wife either finds a job or becomes Stay at Home. then what happens in 1yr down the line the company says they are not making enough profit and lay you off?

And all those upskilling how much can you really do when 22yr old leetcode monkeys are graduating in bulk, Outsourcing Yapa and with AI.
If we are seeing the impact of AI 1.0 imagine in 10yrs time what will be AI version 7.0? Maybe we will all be jobless

As I dey na prayer to retire early dey my mind now. I wan hang boot by the time I touch 50. I no fit dey keep up with all these jagbajantis. You learn ML 2yrs ago now them dey dry up, so today na to enter cyber. You never learn one thing finish another one don comot. Plus someone telling me to relocate to another city at this point. Na retirement sure pass

Ibime, realistically how much do you need to have in investment accounts 401k plus Trading accounts to live a comfortable life for another 30yrs

£2m in unencumbered rental property at 5% yield will retire you and your wife so far you have no mortgage on your own family home

£1.6m in the above can also retire you so far you live a modest life

Even £1m in the above can allow you step down and supplement yourself with delivery driver work (Amazon etc) which is good for health as you age (steps per day)

The question is what legacy you want to leave for your kids and that determines where you stop

Depending on where you got in your career, you can also pick up 2 or 3 NED roles that pay £15k to £30k each for few days work per year to also supplement yourself if you have rental income that covers a good part of your expenses. Financial times offers an NED course for £2k if you are positioning yourself to go that route. You know they like black faces in the boardroom.

401k depends on your life expectancy. If you retire at 50 depending on 401k and you live till 100, I am guessing you will be broke for the last 20 years of your life

The nomenclature of herdsmen being used to describe Fulani bandits is as outdated as fishermen used as a suffix for Ijaw militants

Niggas that can collect N100m for ransom have no economic business herding a cow across the country for N500k or N1m

Bandits, Kidnappers or terrorists is more apt than herdsmen. Herdsmen will use machete to cut you, those parading AK and major ammunition have not been herdsmen for a long time, if at all.

It gives a new meaning to WHERE ARE THE COWS

swiz123:
All my savings have always been in USDT since 2019. Since then, prices of almost, if not everything I buy has tripled. While I don't feel the impact of inflation at all, I can't say the same for family members and relatives whom inflation have impoverished some.

So you are one of the saboteurs? Don't let Glorious catch you oh

Itzlinda:
Is it advisable to sell land and buy dollar to hoard against inflation?

Dollar is the premium asset in Naija now

It's better than any business or physical asset

How quickly you can sell land is up to you. By the time you sell, dollar done leave you run

swiz123:
The billions wasted to force the exchange rate down from 1,300 to 900 some months ago could have been used to defend it at that 1300 for a relatively long time.

Unfortunate for those who didn't buy the dip when it went down to 900

BTW, dollar is still cheap at N1.5k

Please buy, Nigeria has no FX to defend Naira. We will see N2k this year and N3k is likely.

Realmrsean:
Why can't cardoso crash naira on binance like he did the other time?

CZ no dey around again

Nigeria and CIV the only traditional juggernauts left

Goodbye Morocco

Hakimi done miss

That will be a pen unfortunately

iamoyindamola:
I fear SA pass any North Africa or West Africa nations

Na lie. We go beat them. Infact Cape Verde dey likely to beat them for QF