₦airaland Forum

ayomilore:
Gurus in the house, please do the vo take time to study account statement page by page or they only check for opening balance, total lodgement, total withdrawal and closing balance alone?

Please I need response from great mind here. Thanks.

ATTAHDYE:
It is the tuition fee for the first year you will put there

joefit4gur:
Got PPR on the 19th after two refusals.

First application: Nov. 5, 2022; POF document (38 Pages)
Presented funds for only first year tuition / living expenses, explained I make enough to have the funds for the second year before school resumes in September. Came back refused Jan. 31st (Two reasons: Insufficient finance and assets / full tuition unpaid).

I listed source of funds as my B2B business and crypto. I gave mostly written statements about my income and not much or rather not enough evidence to back up these statements, hence the refusal.

Ordered GCMS, VO had concerns with:

Lump sums - Starting balance was 900K, sold digital assets within a month and topped up to 10.9M, VO was concerned about this, especially when they did not understand the source.

Source of funds - No payslips, no tax income slip, not enough evidence of work, salaries etc.

Tuition Payment: - VO suggested to make full first year tuition.


Second application: March 15th, 2023: POF document (44 Pages)

Before first refusal came, I had spent 70% of POF in December on iPhones to be sold, instead of the funds to just be in the account. (How naive of me to think my first application was perfect and no refusal in sight). I had to reluctantly sell more of my digital currencies . I also paid full first year tuition as suggested by VO.

Presented funds for two years tuition / living expenses plus misc, provided detailed information about the digital currency and the trail of funds from blockchain to tradfi account. Did not provide much info regarding B2B offline business (Thought since majority of POF came from crypto, there wasn’t much use for info about my offline business). Application came back refused March 21st (One reason - Insufficient finance and assets). Ordered GCMS, it has not arrived till date.


Third application: April 4th, 2023; PPR April 19th. POF document (243 pages!) Mo fun won tan!

Was expecting to receive GCMS for second application on April 25th. But I couldn’t wait because of time constraints. I made two deductions from the refusal, either IRCC does not accept funds from crypto as POF or my application needs to be substantiated with a legal business profile.

I did a lot of tinkering here, did extensive research on if taxes were mandatory to get an application approved and confirmed that it only helps to prove that the company exists and makes enough money legally. I asked a tax consultant for my estimated tax (Omo! Wahala Wahala Wahala).

So I looked for ways to prove that my company exists and makes enough money legally. I provided payment dashboard from all payment processors showing how much company has received in payments since inception. Showed partner onboarding, funding payments, supplier details etc. Provided Skype support group screenshots, history of transactions, one year bank statement confirming the inflow from all payment processors, and lastly (na this one hard pass), I became an accountant LOL. Researched how to create a profit and loss statement, income statement etc. Used records in my book-keeping to create an income statement, showing the monthly earnings. Added an affidavit of return, juggled my SOP (More formal and maintained consistency), added a church recommendation / ambassadorship certificate.

Bumped up my living expenses from $10KCAD to $15KCAD

To be honest, the third application was to test and to know on time if taxes were mandatory to get an application approved, I knew for sure if the application came back refused, I would need to settle taxes and re-apply. Halleluyah! It came back with PPR. Stamped passport is on its way back to me via courier! LOI has dropped too. Winnipeg ya!

I thank bobomaigida, bullstriker, johnstan, olokings (proper ginger man), thesoj, halima for their inputs! Goodluck to everyone applying, it will end in praise!

tenderjunkie:
I included it in mine.
I have seen people who didn't include it and got PPR.

It's quite cheap to do so it doesn't hurt to include it

zubizareta:
Send a mail to me

joefit4gur:
Affidavit of Return and PCC
Idowu: Zero Eight Zero 24357 Double 9 4

joefit4gur:
I have the contact of the dude that helped with my affidavit of return at Ikeja High Court. He has a plug there that does it for 35K I think. Can't remember. But I did not do the PCC sha, since it was optional. If you want, quote this and I'll respond with his contact.

GUDOSA:
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GUDOSA:
Go to .. ngnrates.com/GUDOSA.. or Cad section.. scroll down with Opera nd findout for ur self.. I have been there since 2yrs.. nd I am one of the BEST EXCHANGER on the Platform.. with my post everywhere on the Platform.. there are no issues with me pls... I also Giv advise to intending Students.. Hu wish to travel to CANADA.. CALL ME or write me.. GUDOSA +2348158659847 only... I am always available to serve u Betta..

Youthmaster1:
And pls what should I pick here

Aghoghomena:
Ok noted. As for explaining my relationship with document, he is my elder bro and we bear same name. He stated it in his sponsorship letter just as I did in my SOP. I think I agree with you in some of the other issues you have raised above. Again, please how do I order for my GCMS notes? What's the procedure please?

Frankrobbn1:
Yes, he can have the entire funds in his bank account. Its never compulsory for the wife to show funds in her bank account considering that she's a student in Canada.



It will end in praise

Ucy12:
Hi Nairalanders!
Good News to many who had refusals and want to apply for GCMS notes but are having some issues.

I applied FREE OF CHARGE on the 12th of December 2022 and my notes dropped TODAY, 4th February 2023 ( a month and three weeks). I actually did searches online and got the ATIP-AIPRP online request on the Canadian government website. It has two types of request: Access to Information Act and Privacy Act.
Access to Information Act costs $5CAD; but PRIVACY ACT is FREE. Go through Privacy Act and order your GCMS notes for free!
This is the link to the website:

https://atip-aiprp.apps.gc.ca/atip/welcome.do

Wishing everyone all the best!

*My next post will be about my refusal and what my GCMS notes say. Please, help in contributing so I can successfully fire back. Thank you all!

Frankrobbn1:
It's nice to be here again. Happy New Year to Everyone! I'm rooting for everyone and wishing you all a promising and fruitful year in 2023.

@jaydave, I'll attempt your question, your spouse can have the entire funds in his bank account. The amount involved will be contingent on the family size. Is he applying alone? And/or How many kids do you've?



Applying alone : he should show 10M in his account.

Applying with kids: 16M and above.




It will end in praise

makano:
I constantly keep seeing many people asking how to order gcms notes; although it's been answered hundreds of times on this Thread. I will just put it here on how to order GCMS NOTES!

How to apply GCMS / ATIP notes.
Only a person who is in Canada can request the notes. Get your sponsor to request on PA'S behalf!



If principal applicant is in Canada, he/she can request for himself and apply for free under Privacy Act.

If sponsor is requesting it on behalf of Principal applicant, you need consent form from PA and $5 fee. You can receive consent form from spouse via email and upload it. Apply under Access to Information Act.

It takes about 30 days to receive by email. It is a 30 pages document (can be more than 30 pages)

BenedictStinson:
Its not necessary

InvestorTeeMan:
Yw, you guys should keep your eyes on your USCIS account. You will receive notifications and Everything will be done from the account

L3unamm3:
I think the next thing now is getting an interview date for yourself.

InvestorTeeMan:
You need to follow up with nvc they will inform you on documents you need to upload and all the the things you need to be DQ then they will schedule you for an interview but will be based on first come first serve as you can’t pick a date by yourself like the K1 does.
Congratulations.

jaydave:
Spousal visa case submitted in November 16 2021 just got approved today . What’s the next thing for me to do guys . Please educate me

L3unamm3:
Congratulations �
I'm happy for you.

Wsx2:
Any country is better than Nigeria now.uk is a good country and people are still making their millions yearly and uk is even expensive to run than canada in reality a friend who took 22 million loan to package his family of 4 last year has paid back 13million out of the loan. He never made such in a year in Nigeria

Cuppycak3:
Thanks I appreciate your response
Please here’s my contact 08037631874 can you message me on WhatsApp the contact of the lawyer cuz the one I saw is telling me 300k for a gift deed for one of my dad’s property to be in my name and he is saying the deed has to be registered hence the price please I’ll love to know if anyone else has experienced this thanks.