₦airaland Forum

Kenn55:
Hypocrisy at its peak.
You dislike Indians so much to the extent you denigrate them by calling them awon pajeet and you are allowed to be openly Indianphobia but others are not allowed to be homophobia.

You defend your Agege community but you can't defend the Indian community against MAGA. So much for being accommodating.

Anyway, I will take Indian community even with their fault over the Agege community anytime anyday. Anybody wey no like am, make e go chop Apple wey Abacha chop those days

willyede:
More than nine million pensioners are to receive Winter Fuel Payments this year after Chancellor Rachel Reeves confirmed details of a massive u-turn.
Anyone with an income of £35,000 or below will benefit from the payments of up to £300 designed to help them stay warm in freezing weather.
It means the overwhelming majority of those who lost the money will become eligible again, at a cost of £1.25 billion in England and Wales, following an Express crusade demanding the allowance is reinstated.

ehizario2012:
Good morning people, please is it practically possible to run through a mortgage process from start to moving in without involving a mortgage advisor? I mean doing everything by one's self? Thanks.

ehizario2012:
At what point would one know if the deposit would be 5% or 10%? I have two people that got 5% for new builds in Rotherham here but we're not so close and can't discuss those terms. Thanks

Lexusgs430:
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This is the exact reason I say, climate change/global warming is the greatest scam (before or after religion).......😊😁😂

Viruses:
Thank you for this information.

If I have a mortgage but didn't use it as my office address with company's house due to lender's policy, can I still expense part of the mortgage as I work from home?

Gerrard59:
Well, young people of today in developed countries should brace their minds not to receive a pension when they are in retirement.


Largely in the south. The birth rate in the north is way higher.
https ://www. economist. com/middle-east-and-africa/2024/11/07/why-the-fertility-gap-between-north-and-south-nigeria-matters

It is not any high cost of living. People these days want to get everything at once - enjoy their lives, travel here and there, eat here and there, buy this and that, target this promotion and that, achieve this milestone and that, alongside bearing children. I am an advocate of fewer children since I am a Nigerian, but for the developed world, they have to choose a struggle. They cannot enjoy those material aspects of life and still expect an increase in the birth rate.

oluayebenz:
I have never seen a real Canadian complaining about the pride month, so what's the fuss about it nah.

Immigrants sha, una own too much 😀

Meogom:
Hello guys.
Trying to choose wilhich rate to go with
The options from Barclays are
1) 4.84% for 2ys fixed without product fee
2) 4.67% for 2yrs fixed with product fee of £900
3) 4.67% for 5yrs fixed with product fee of £900.

My mortgage advisor suggests we should go with the first option, as she's positive we can get better rates in 2years.

Whats your advice here please. Will appreciate your insights.

Gerrard59:
The pension system can be revamped in the following ways:

- Citizens handle their pensions
- Retirement ages should be increased to 75
- At a certain age, people should receive less pension.
- Unmarried people should be taxed THRICE as married people. Married people with no children should be taxed twice. Married persons with children should be taxed far less than any other group.

The core issue about low birth rates is not necessarily the costs (Niger Republic has a high birth rate), but modern day women who have deliberately refused to have more children or even marry at all. In East Asia, women are not marrying, and culturally, marriage comes before bearing children. The government should tax unmarried persons very high.

Cyberknight:
There are definitely some efficiency gains to be found in every organisation, and these can be found down the line when the new councillors have understood their briefs and the organisations that they run, but ultimately the best long-term solution to getting councils to deliver value for money lies in properly increasing councils' revenue (anathema to Reform-ists and the magic-money-tree general populace) and/or reforming their single greatest expense - adult social care.

Emerald138:
Hi everyone, I've been in the UK for nine months now on a student visa, and I've been unable to secure a part-time job, even as a kitchen porter or warehouse assistant. I receive impromptu interview calls, and at the end, they ask about my visa status and when it expires.

When I tell them the month it expires, they say they can't proceed with my application.

I am at my wits' end as I have no way to pay my upcoming bills. I would greatly appreciate any advice, tips and help. Thank you

Gerrard59:
Generally, developed countries would have to increase birth rates or revamp the pension system. Something has to give in. The UAE model is good for even immigrants (after all most immigrants are economic in nature), but bad for the pension system in the UK. Another option is to increase taxes, but many wealthier European countries have high taxes and low birth rates. The UAE/Qatari/Singapore model fits smaller and wealthier nations. The alternative for more populated countries would be to increase the birth rate or rework the pension system.

bamituni:
Thanks everyone for you responses! Well appreciated.

Cyberknight:
The key part might be whether 20 hours can be provable, situation might be similar to those who are self-sponsored under their own company's sponsor licence and perhaps OP might want to consult an immigration lawyer regarding how they can get reliable timekeeping evidence below the threshold.

bamituni:
Hi all,

For someone on a health and social care visa, can I start my own business as a supplementary job? I know the 20-hour limtation will apply and has to be on the shortage occupation list.

Any ideas on supplementary jobs to boost income will be appreciated.

Thank you.

Osiris12:
Japanese are too refined abeg

In my next life God, make me a Japanese . Far away fro helinues and cohorts which you will still make dem nigerians and a tinubu will rule over them

Righteousness2:
Only Spirtually , Mentally and Physically blind Folks will criticize Kemi for speaking the Undiluted Raw fact

Goke7:
this was the reason they exempted those on a healthcare visa and also refunded those who worked in the healthcare sector who paid IHS previously.

I have seen a British couple who migrated to the US do the math to prove that the health insurance they are paying in the US was cheaper than the amount allocated to healthcare from their yearly taxes in the UK. Now, those are citizens born in the UK, before we even talk about immigrants who paid IHS and are not working in the healthcare sector, to even get a refund. omo e get as e be. Like you said, it may make sense to very low-income earners or those not working at all, but to many middle and high-income earners it's a very big NO!

Goodenoch:
1. We're discussing individual choices but overall statistics give an inkling of the average experience, as opposed to focusing on outliers which is what people earning 75k in the UK or 150k in the US are (both circa top 15% earners in each country).

You're fully right though, about using savings to self-insure, and that's where individual analysis comes into play. There are certain salaries which would make me pack my bags and get on a flight this evening to NY, but again statistics reflect that such offers are very rare and that's where using public health stats to assess individual risk becomes neccessary.

2. As to why most US people aren't calling for a public healthcare system, I don't know but it doesn't matter. Populaces around the world regularly vote for foolish things that come to bite them in the butt.

3. I'm not saying the UK NHS is the best healthcare system in the world. It's very good and substantially justifies the tax levels, is my sole point. Obviously there are a lot of areas that need to be optimized but the UK ranks very high on the vast majority of public health metrics.

Goke7:
When I get my Tax summary and see how the government spends it every year, and see what goes in from my tax towards healthcare, and consider what I have also paid for IHS, when I add it up, I feel scammed, the so-called free UK healthcare being preached is over-hyped! and that's the conclusion most skilled professionals have realised. This is not to bash the UK, but stating the obvious from personal verified data.

Goodenoch:
It's not falling through the cracks when between half and two thirds of bankruptcies are due to health issues. https://www.ilr.cornell.edu/scheinman-institute/blog/john-august-healthcare/healthcare-insights-how-medical-debt-crushing-100-million-americans

Cyberknight:
Labour is U-turning upandan on previous policies like the WFA and 2 child cap, under pressure from Reform which is picking up and adopting policies anyhow. The proper left is on the march as well. Ms. Rayner called for an increase in IHS and other measures to make things tighter for immigrants. Even The Guardian is firing warning shots (https://www.theguardian.com/politics/2025/may/25/the-charts-that-show-just-how-worried-labour-should-be-about-the-polls).

justwise:
Couldn’t have said it better, the fact that you get treated first despite your immigration status is a huge plus for me. You can not put a price tag on the value of the healthcare system here.

Treadway:
long long thing

The answers should be like
Based on the refusal/acceptance rates, No, the UK was not easier to enter or Yes, the UK was easier to enter.

You could also go a step further to say the US or Australia or Canada were easier to enter with 50% rejection rate. Na opinion wey you dey entitled to, but at least state your answer clearly. I stated mine clearly, you just typed up another long story without a particular position.

In fact, at least with that same warped logic, we can say Oxford University and Harvard are also easy to enter. Those that went to Teeside only chose to go for Teeside, not that they couldn't have gone to Harvard/Oxford/Yale

Treadway:
but wait o Jedi, you still no answer the quesshion o. Jedi oya dahun ibeere mi, answer the question. A portion of your response was def an answer quite alright, but indulge me with an answer that is explicit and clear. Based on those stats, which of those three destinations logically and reasonably is/was/can be deemed to be easiest one to enter/get/achieve?

I'm not letting you go just yet😁

Because na literally wetin we talk wey bruise fragile egos be that


I take God beg you, no make e long💯🙏🏼👏🏼

In 2019 refusal was around 35%, in 2022 refusal rate was around 60%, 2023 - 38%, 2024 (when everywhere began casting) above 50%. Meaning between 2019 to 2024 at least, the same time period, some people were having 100% success rate and others were having from 40-60% success rate... across various nationalities.

But no ooo, awa professors here say it wasn't easier🤣

Goke7:
Let’s not mix things up, those am referring to are never recent migrants, they are the so called egbons with scarcity mindset who feels the recent migrants are choking them up and must be expelled so they (recent migrants) can go sit their butts back in naija. That’s how they hate it when they see japa 2.0 and condemn it saying it’s not greener anywhere. I can tell you that most recent migrants who were initially carried away with the rhetorics from kemi and co are now seeing things differently especially those who are yet to get ilr cos hand don touch them now and everyone is now getting aware of their rights. The most religious ones have even taken their case to baba God cos e no funny again. I have a colleague who is a great admirer of Trump who recently told me e no know say the baba wicked like that 😂 I said tooo abi na FAFO!

Treadway:
Na just student visa acceptance/refusal rates be that o...not even fierce competition like express entry. If no be canny wey try small by introducing category based draws (which both home-based and foreign-based are benefitting from), and the recent caregiver scheme for example, I for like see just how many of our very super competitive mid 30's to 40+ year olds wey enter to study in youkay for fit enter canny on express entry, since according to una many of them go fit hit 500 and above CRS points, as una don learn
French for that youkay wey you dey so, and have become 10years younger 🤣🤣🤣

Zahra29:
I have no idea what your tenants might think I'm afraid, there were no riots or any type of disturbance in my town or neighbouring towns so I have no experience.