₦airaland Forum

lavida001:
Some Africans will be Africans cant change nothing ! Cant be nothing!
And when you talk about it, they gang up against you. One even said he will come for me lol. That my own don too much on this platform lol. One even call me rat lol. Kemi spoke her truth about her shithlole boarding school experience and i urge her to continue on that trajectory, maybe that will make our politicians have a change of heart.

I sha Know say after our japa journey one day we go head back home and i hope there is a home.

Hehe. You took that personal. The issue with you is that at every turn you exude inferiority - that together with similar proclitive narratives lead no where. You wouldn't get anyone with a working brain following you down that path

Let me ask, how do you intend to build Nigeria?

I came to the UK in 2019. I remember asking on this page then if I could use some credit available to me then (and could easily repay) to get some business venture I had in 9ja going. Oddly, I got alot of shout down. When I was supported with £20k for my training, I invested most of that money in Nigeria at the expense of arguably better reasoning to buy a house in the UK (pre-covid boom). In my first 18m of being in the UK, I had invested over 40m in Nigeria. I get about 500k pcm from that today. A colleague of mine who modernised his diagnostic centre nets 1-2m in profits pcm which he continues to plough back into the Nigerian economy.

I have, still am and should continue to invest back home in 9ja as I have in the UK. The bottomline is that thinking home and building in the UK (or ones place of abode) are not mutually exclusive and if you think seeing yourself as inferior is going to get anyone worth their salt to follow you, then you have to think again.

uchennay:
A country without economic sovereignty is just a state within a state, no matter how much it waves its flag. If you can’t control your own economic destiny, you’re simply operating under someone else’s rules and that’s not real independence.

Fair enough. Canada needs to build its economic base. Part of that may be by getting the right talent in and reducing intra-provincial trade barriers among others.

In relation to the U.S, Canada and to a large extent Mexico are quite different from most other nations.
Trump etal have not been flaunting to take over sovereignty of the UK. How many sister nations did Trump and his wingers go around calling the leader of 'a boy' as they did with Trudeau?

That's why I find the idea expoused here that Carney should do anything Trump wants as quite naive. Trump isn't easy to deal with and any move has to be weighed-up. Not being too brisk as Doug Ford and not being a stepover as many may want. Though time is of the essesnce, trade deals manytimes take years of negotiations to craft out if both parties are to benefit.

Zahra29:
...
Both Suella and Patel almost derailed the India Trade deal because they opposed significant aspects mainly the proposed more generous immigration pathways and lower costs for Indian nationals. In contrast Kemi signed a landmark £7bn trade deal with Nigeria when she was Business Secretary...so emotions aside, one could argue that despite her jabs, she's perhaps shown the most support to her country of heritage.

When you keep repeating a something, its almost always dodgy.

Thanks to Trump, there is a wider understanding today of what trade deals actually mean.
The UK and Nigeria signing a trade deal is not something to be happy about without knowing the details (both theoritical and practical). A 'trade deal' can in many cases be detrimental you know? I had my skepticism about the deal given how quickly it was seemingly put together. Not knocking Kemi here- she acted in the best interest of the UK (which she represented) but that shouldn't be misconstrued to mean she did same for Nigeria. Infact, the opposite might be the case.

Talking about the deal, our lawyers vehemently opposed it. UK trade with Nigeria is currently tilted heavily in favour of the UK and that tilt is accelerating perhaps due to the 'trade deal' you expect us to be thankful of.

Goke7:
Run o! 🏃 any hole wey dem dig for you 😂 jump n pass!

As for our dear aunty I don Dey see many FGC shagamu alumni posting on social media their prison uniform for school and where they are today! The same prison made them but couldn’t make Aunty get to understand who she be gan gan, abeg second base jare!

I could have alot of issues with our Unis but many standard secondary schools do thrive to put the best into kids with the little they have. I went to a military school where corporal punishment was then the norm. Though I don't subscribe to corporal punishment, I have no regrets going there and my life pathway might have been very different if I didn't. There are folks who still send their kids back to school in 9ja

Regarding that stint, it was an interesting period of time. The lady appeared to be doing well for herself, holding a good role in an oil and gas firm. However, despite being the one to reach out she also appeared unduly paranoid from the start. I kept wondering- if you're so scared of Nigerians, why seek to date one? Ultimately communicated to her that the kind of man she seeks would not tolerate her baggage.

geekybabe:
Lwkm. Coming from someone who only reads about canada online.

People who live here are complaining by the day and the discontent has never been more louder. If an election is held today Carney will be out the door. Every decision he and the liberal govt has only made things worse. And before you come for me, you cannot have concrete opinions about a place you don’t reside in.

Ad hominem, ad hominem, ad hominem. FYI, I live in Canada. Let me see what other excuse you'd use.

I'm not doubting your belief that he'd be out of the door. Afterall, even at the end, folks here believed he didn't stand a chance and PP was coming out top.

Things are tough for many but fixing an advanced economy requires pragmatism not chasing the next populist idea. We've seen where an extremist fuelled need for change pushed Nigeria (i.e Buhari), the UK (i.e Brexit) and now the U.S (i.e Trump).

I hope you're not advocating he does whatever Trump demands including forgoing our sovereignty.

NewT123:
My apologies, I am referring to a mortgage in principle. I had one prior to going for viewing but it didn’t come with the interest rate. Now after getting my offer accepted, my mortgage broker requested to do a more deeper dive to recalculate my affordability and offer a new agreement in principle, this time with the interest rate and other product fees.

If you've settled on a solicitor, you could send them their details while you finalise on a mortgage offer with a broker. The solicitors would still have to do searches e.t.c which takes time.
Regarding mortgage rates, Barclays tend to be relatively fair even for folks on visas. Their rates are available online and you could see where you fall - same with many providers.

Diplomacy2020:
Thanks for your prompt response.

I am asking for the purpose of ILR and not on mortgage.
My worry is the restriction on the visa that you can't do any other work or business outside the healthcare.

You can register or be a shareholder of a company while on a visa but there are certain limitations- main one being how much time you spend working for your company. It should be less than 20hrs but this may not be provable and if a BTL, it shouldn't be an issue.

ednut1:
he sold himself as a master negotiator. The only man that can stand up to Trump bla bla bla. But he removed the counter Tariffs without announcing it. Now Trump has hit us with 35% tariffs. And the CUSMA trade deal which covers 90% of Canadian exports to USA is due for renewal next year. Trump is basically tanking the Canadian economy. Unfortunately Canada only has itself to blame. Since 2015 the liberal government cancelled/suspended energy projects including pipelines due to the unwise net zero agendas.

It's interesting that its only here I find people blaming Carney for Trumps nonsensical ideas.
Being a good negotiator does always mean bending the knee.
It was during Trumps visit to the UK that it became clear Starmer would push towards recognising Palestine. Why didn't Trump raise issues with it? We need to understand the way the current U.S govt sees Canada is much different than how they see most of the world- it's like being the younger sister of a bully. Moreso, Canada being a high HDI nation with vast resources means they are less likely to bend over and let Trump do as he likes.

Canada is not a slave nation, it wasn't built on bending the knee and its not going to survive by doing that. Negotiations come with dignity and if you give into everything Trump wants, then get ready for endless demands.

ednut1:
Elbows up 😂. People voted him to protect their interests because of what PP was saying e.g reduce immigration which inturn reduces housing prices, for recent immigrants reduces chances of their relatives coming over, cut government workforce ( in many provinces govt is the highest employer), wnd wokeness . Unfortunately those things are already happening under carney. Only a matter of time before he is kicked out

You mean someone who only just came in?

It seems the perception of most folks here is not in keeping most Canadians. This was also evidenced at the last election where Carney won depite folks here believing he stood little chance (even at the end).

I'm yet to encounter widespread discontent against Carney. The general understanding is that he is facing unusually difficult issues but the expectation is that he's calm headed and could reign in on more agressive folks with Doug Ford (as he's done) who don't mind a fight.

Diplomacy2020:
Good day all
Please can someone on healthcare visa tier 2 register a Ltd company or be a shareholder for BTL purposes?

2 things here.

Someone on T2 can register a company or be a shareholder (restrictions apply).

If using funds from your company as your deposit, you may need to have 2yrs of trading history/tax returns.

Since you have a PAYE job, best might just be to state your deposit is savings from your PAYE role. If there are deposits from your company to your account and they ask, you could then say it's your company. This was the advise by my mortgage advisor when I applied. He didn't bring in my ltd co so the process could remain straightforward.

LionInZion:
I'm beginning to think Kem is suffering from some form of complex - the kind that makes people talk unnecessarily and recklessly and though they secretly hate they do so but can't just help themselves. I don't know if there is a medical term for this kind, @Jedisco?

Her recklessness has made her a persona non grata to many Nigerians and Africans. And I'm sure it's a matter of time before the British people, whom she's dying to impress, begin to see her for the joke she really is. Personally, I don't rate people who badmouth and ridicule their roots, for there is no greater inferiority complex.

Kemi has her issues. People like her manytimes start out being ambitious but tend to overcompensate to please the baying crowd. This is not helped by the fact that they think themselves to be special especially when there are not many like them around. An Indian would find it harder to constantly spew such given they'd just be one of many who have done well.

She reminds me of someone I encountered recently in a romantic setting. Her parents also migrated when she was young and she'd only been back to 9ja once. She was seething with a narrative of how bad Nigeria is. I told her she reminds me of Kemi- gave her the peice of my mind and shut it. Some people are not worth the stress

Agree with the bolded. I'd contest that the education Kemi received in FGC Sagamu was not dissimilar in quality to what many similar-aged Brits received in the UK at that time. Yes, our educational system has it's challenges but there are many Nigerian professionals performing well in the west partly thanks to the education they received back home

Goodenoch:
Everybody will see it eventually.
..

For someone who is the leader of the UK opposition, the amount of times she's spoken about Nigeria in a personal fashion is surprising. If its not about her 'ethnic enemies', it's false narratives about citizenship or another ramble

In his early days, Keir did a good job of putting her in a cupboard. Now he is struggling, she's been unable to take advantage but has rather continued to languish.
I wish her well.

Bourne007:
I'll take a look at Quidco. I mostly use vodafone's My Reward for cash back. Any which way na way o

Hehe.. Quidco aint bad. I have used it over the years for stuff I was always going to buy. Just checked and I'm at £436 - mostly from purchases. Also nice that when one comes to withdraw, there are additional good deals to be had via gift cards.

Another good discount site for healthcare workers is bluelight card. Na from there I dey buy all my Samsung electronics

Bourne007:
I use either these sites. Not sure which terminal you flying from but best price I saw for 2 weeks is ~£150.

https://www.aph.com/ or

https://www.purpleparking.com/?agent=BH430&awc=12028_1750793228_e0352c89c3beb6a10e5732eb9d50871f&sn=1

Was wondering why his quotes are so high. Perhaps he's using official Heathrow longstay parking which is more of a hassle than the meet and greet options where you drop off and pick up your car off at the airport short-stay park which is next to the terminal

All the times I've parked in Heathrow which is usually for 2-3 weeks, my fees are usually abt £150 or less.

I tend to put searches thru cash back sites like Quidco as the rebates manytimes do add up.

fuckJones:
We're is the federal characters in his donation?Peter will never be president

Crap

MrIcredible:
People no dey ever hear word, it's the same thing everywhere around the world, ESPECIALLY AMONG AFRICANS!!!

You hear pilot or air hostess announcing it several times, but some unfortunate and stubborn people won't listen. They'll only stop pressing that phone when the network stops connecting, putting the lives of others in danger.
Last week, na so I just dey look all of them dey make calls, do Facebook, tiktok etc

Stop talking crap and looking down on yourself.
If you've travelled outside Africa, you'd know many airlines these days alloy folks to us their phones in-flight and keep it connected both during takeoff and landing. Our local airlines should upgrade their equipment.

Interesting anx trending vid I came across..

Not very often do I watch a longform video. Medhi is good at his job though but the kind of ideas gaining ground are troubling.


https://www.youtube.com/watch?v=2S-WJN3L5eo?si=reitTcYqzl48wUwj

The state of things today...

Some might look at it and say that black man with his many 'untreated diseases' from Africa is looking to steal my cookie

willyede:
Am not Una...I do not need to comment on post here i come here to learn how to survive in the uk of which that is what this thread is for. I have noticed that whenever there is a dig at immigrant you come here with your hypocritical Nationshaming dig at Nigerians ''to make Nigeria a better place''. I will speak for myself when i say whatever happens to Nigeria is Nigeria's business but you Nationshaming people here would be called out...If you do not see anything wrong in that Kemi's statement then its best you keep quiet and let those that are helping in the thread continue to do so...

Hehe... you dey vex oo.

The focus here is giving some a mirror so they can appreciate what drives their thought process. A good example is asking what if those returning decide to start developing from his/her home state? They'd sure chorus 'go back to your village'.

People don't think alike and I've found peace accepting it. That Nigeria needs to be rebuilt does not mean a we'd line up behind a rat to do so.

Beautiful. Competition on that route is overdue

iswallker:
I was treated in Nigerian hospital for malaria and typhoid fever for over 5yrs. I was giving up hope but I decided not to die.

So I visited this primary health care center in my area and met a young doctor. Long story short I had ulcer. My stomach walls was being eaten up by a bacterial infection. I could have died.

I can't comment on your story as its all sketchy.

Like I said, healthcare in Nigeria is not removed from the wider environment. Our politicians tell us we don't have the income as a nation to afford modern healthcare for the general populace yet, those same politicians are paid much higher than their western counterparts while still using public funds to get treated abroad.

I've not even gone to our mega places of worship and the billions they receive.

How much do you think an average ambulance callout costs the government in the UK? Yet the government pays that freely for everyone.

UK doctors are not coming to save Nigerians. We better start holding our own doctors and leaders accountable

[quote author=Curious345 post=136166073][/quote]There are too many holes in your story.
First you said he had cold and cough for 8 years. Now a hearsay article.

What was the interval between treatment for pneumonia and subsequent diagnosis of cancer?
Did he represent to his local hospital when his condition got worse?
What cancer was he actually diagnosed with?

Even if it was lung cancer, a chest infection can manytimes be the initial presentation and it's not uncommon to be picked up after on further investigations if the person doesn't get better after initial treatment. This is the case in the west. This does not mean that everyone presenting with a simple chest infection should have extensive investigations for cancer. Moseso, some lung cancers are picked on incidentally in those who have little or no symptoms.

In summary, there is too little detail to take a sensible stand.

We know the state of our nation which feeds into our healthcare, it's far from perfect with huge challenges. However, it remains one of the very few domains where we have good shoots which we should build- tearing it down would not help. UK doctors are not coming to save you.

Curious345:
Great men die young.. like Gani fawehinmi said " I was treated for cold ,catarrh and malaria in Nigerian great hospitals for over 8yrs, not knowing I had cancer , it took only one diagnosis from a hospital in UK to detect I had lung cancer, but it was already too late so I have to kpai now"...

Crap. If the lung cancer was the cause of his symptoms for 8yrs, he'd had been long gone.

The focus should be on pressurising the government to equip and invest in the local workforce. Healthcare, security and economic growth are things you can't import. We'd have to build capacity.

The most annoying part is that when it comes to health they remember Nigeria is a poor country as compared to the UK while at the same time forgetting that Nigerian politicians earn significantly more than those their UK counterparts

Certain things are belittling to a nation.

Why should we be fronting a white person for a simple renovation? It seems that any project that does not have the face of a foreigner managing it has not started. Disgusting!

Meogom:
Thank you.
We're borrowing 32k less than the maximum.
The plan was even to use the deposit we get from our current landlord towards the loan and pay off the balance from our salaries.
I asked the mortgage advisor if we should pay off the loan, but she said we should hold on for a feedback from Barclays.
But I don't want to tell the solicitor to hold on.

I seriously don't understand your mortgage advisor. Are they working for you or someone else?
While its not a good idea to take out credit before completion, yours has already been done. Besides its not a new credit application and it'd be a few days- weeks before your new credit balance feeds thru to your credit report.

Some lenders do make a final check before exchange but I don't see how it's the role of your mortgage advisor to raise issues where there are none.
Given what you've said, this should likely be a non-issue. Worst case, Barclays might ask you to repay it if it'd affect your affordability. If you have enough room, then they may overlook it.

I would seriously be weary of such a mortgage advisor

Not a fan of the torygraph but there are some uneasy facts here.

How can almost 1 in 5 new cars sold be funded by the taxpayer? So when folks incl working migrants are saving money to buy cars, some are gathering their tax-funded benefits to pay a token and then be handed a new BMW every 3 yrs. Not against those who actually need it but let the numbers keep rising, e go reach everybody soon.

Fred2020:
Yes, issues still persist but the economy may be turning the corner and there are many early movers in the capital market reaping unreal gains right now.
...
The important thing right now is that there are some green shoots in the Nigerian economy that can blossom into something good if carefully nutured.
God bless Nigeria.

I'd be skeptical on the first paragraph especially as regards the debt market. For the equity market, I hope most of the gains feed thru to the actual economy as companies find it easier to raise capital and invest. As for the debt market, if it continues this way, it'd be counterproductive. Typically a good chunk of the gains go to foreign portfolio investors- as they have the data to move in early, buy debt, get their profit, sell and leave before the resultant devaluation takes hold. They then move to the next country.

I agree with the last, they are some green shoots (which are long overdue). Time would tell if they would blossom

Cyberknight:
I believe that's the CBN's aim - using high interest rates to tackle inflation. Not ideal, but textbook economics. Hopefully there'll be some relief for businesses soon. Even Argentina is gradually cutting interest rates.

Issue is how long that's sustainable and if they're doing anything differently this time. We had thesame in 2016-2018 ish which was subsequently followed by rampant inflation when the government started printing more money to pay back. This is not even considering wider negative effects on the masses.

Local investors were happy at the high rates without considering the wider effects and when the results came, they saw that 20% meant little in the face of 50% devaluation. It was high borrowing rates that forced Trump to reverse on most tarrifs, it was also same that led to the demise of Liz Truss.

Fred2020:
On LemFi, the rate has only moved slightly — from around ₦2130 to ₦2070 per pound over the past two months & between 2,000 to 2,200 year to date. That’s quite steady, especially considering Nigeria’s usual FX volatility.

The ill-thought interventions by the last government in the name of protecting the naira created alot of market distortions and inefficiencies which helped no one aside those round-tripping the naira. I was singing this on another thread years back.

Fact is most of the solutions we need are largely straightforward. Ending naira subsidy allowed capital to flow better with the true demand of the currency driving its value. Ending petrol subsidy and takeoff of Dangote refinery also reduced loads of waste and artificial demand for forex. Today, if petrol from 9ja is sold to surrounding nations, that's good as it's refined locally and creates jobs in Nigeria.

Certain issues still persist - the unreal rates in the debt market is also another distortion that needs to be fixed. If being used to drive down inflation, it should be short-lived else it stiffles the economy. Except FG revenue is growing that fast, the nation cannot afford to keep borrowing at such rates. The funds used to pay off that debt would be from printing new money which only serves to benefit the rich and drive inflation and subsequent devaluation down the line. Thats the reason why historically, 1-2 yrs after such rates are usually followed by more devaluation. That's not even considering the fact that businesses have to borrow at higher rates than the FG benchmark. How many businesses can pay back a loan at 30% compounded? Even an individual in the west has access to much cheaper credit. How then do businesses grow and invest? Another drawback is high guaranteed rates in the debt market funnels cash out from the real economy and equiy markets. Except the equity markets are steadily beating that return, folks would rather take the no-risk strategy and get 28% for doing nothing. I.e the rich get richer at the detriment of the economy

abuhusna1:
Why many Nigerians in Nigeria keep shouting Nigeria is bad but people are low key making nice profit from Nigeria stock both local and foreigners.
This is my share account and it keeps growing. I hope it grows to billions so i can return to naija cos my hard work cannot make me billionaire but smart work.

Hehe.. Kudos.

Was intrigued by the NSE 2yrs + ago before it gained new highs and started going parabolic. It looked primed then and I gave it thought. Two things that put me off were uncertainties around the exchange rate which could easily take away ones gains and also the lack of low cost means to passively invest. Also, all the money our government prints has to go somewhere. I wonder if there is now a competitively priced platform to invest passively


Overall, it does appear macroeconomic changes the government put in place has helped stabilise the naira. If inflation starts dropping quick (sub 15 ish) then the economy should pick up rather quickly. I'm talking growth rates of 5-7%. Still got my eyes on other sectors. There are advantages of investing in 9ja.


Also, if TB rates begin to drop with inflation, I'd expect a good chunk of profits to find its way into equities.