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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:28am On Mar 25, 2025
Zahra29:
....

Housebuilders/construction workers will most likely be brought in on a temporary/ seasonal visa scheme similar to agricultural workers.
Yeah its not a ban. If the treshold remains that way then the annual pay increase should ultimately push all band 3's upto the limit.

Agric workers are different in that crops are seasonal and hence they come and go without meeting residency requirements with maximum limit of 6m per year for most. Homes are built all year round with some sites taking several years to complete hence home builders need fulltime and longterm workers. Secondly if a cap is put on the visa - say 3 years, to limit attainment of longterm stay, then that becomes counterproductive. Why should employers invest bring in folks and upskill them only for them to be asked to leave when they have learned the system and are more productive? Finally, even if they leave early, there'd be longterm negative effects. Workers who see themselves as temporary are unlikely to invest in tbe local economy- buy houses, open businesses e.t.c. Most construction work aside labourers would not be regarded as low skill. If less skilled visas could lead to longterm stay then I wonder why this wouldn't. The country needs young builders who can put 20yrs into building for Britain. All said, it remains to be seen if that pathway would come into effect.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 4:56pm On Mar 24, 2025
lanresz:
Whatever issues Carney had in the UK, non-Canadian should stay out of Canada elections. It is the choice of Canadians to make not leaders from other countries.
Fair enough. Just that the world is becoming more interconnected especially in the anglosphere and what one politician says or does quickly reverberates elsewhere hence it's inevitable you'd get politicians elsewhere dipping in. It's for the Canadian electoral body to ensure systems are robust enough to prevent undue influence and for also the average Canadian to scrutinise appropriately whatever a politician says and make their informed decision

When it comes to Liz, she's still being mocked for crashing the economy and had to quickly resign being the shortest serving PM in history. It would be interesting to see her explanation of these criticisms and how she did better.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 4:47pm On Mar 24, 2025
funkyy598:
Sorry, but you cannot defend Carney for the bad job he has done – it’s obvious. Also, we hope he will refund the $500,000 taxpayers’ money he used for the overseas trip to Europe shortly after his selection as PM a few weeks ago!!
What bad job did he do? He was not even a Brit when he was appointed BOE governor

What I'm saying is Liz Truss is the last person who should be quoted when it comes to discussing someone else's handling of an economy. It's like using a quote from Buhari to explain how 'bad' NOI was?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 7:31pm On Mar 23, 2025
Goke7:
Rather I just see a Guinea pig scenario where once you’re thinking of revenue increase you turn on immigrants and when you want rant on society ills you also turn on immigrants. So they are both your problem and revenue tap. phew!
Hehe... its a bitter-sweet scenario. Due to current demography change, migration is an inevitable necessity.

Ultimately, most of those they're milking will become citizens and have the full access to the benefit system. Whats good is that most are in health/care- so they know as e dey be - dem no need orientation
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 7:23pm On Mar 23, 2025
funkyy598:
Former UK Prime Minister Liz Truss criticized Canadian Prime Minister Mark Carney, saying, "He did a terrible job as governor of the Bank of England, creating many issues. Under his leadership, inflation soared, the economy struggled, and the central bank’s policies were often misguided, which contributed to significant economic instability. Carney’s lack of foresight and understanding of the market left the UK vulnerable to rising costs, undermining public trust in the financial system.

you can appreciate his debate but i will never vote for a person with this type of profile ...Noooooo!!!!
And what did Liz Truss do/how did she end?

Senseless criticism is the bedrock of British politics
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:34pm On Mar 23, 2025
Zahra29:
Important changes to the skilled worker route, effective April 9:

- Recruitment of care and senior care workers from overseas, or other immigration routes, will be banned in effect (applies to England only):

Employers will be required to prioritise care workers who have lost their sponsorship and/or are looking for new employment before they can consider overseas applicants or those on other immigration routes (doesn't apply to applicants already in a sponsored role).

- Minimum salary for sponsorship is to rise from £23,200 to £25,000, which means that Band 3 entry level roles will no longer meet the salary threshold for sponsorship

https://www.gov.uk/guidance/immigration-rules/updates
Largely welcome and long overdue aside the band 3 exemption which has been a good outlet for many care workers. Hopefully, that is tweaked down the line.
Following Boriswave, there had been a glut in the sector and this would ensure that those already in are supported to integrate into British society. Even international students should also benefit as they'd be reasonable availability of work to support with paying their fees. Not even considering the many NEETS which recent changes might encourage back to work.

Ultimately it makes sense for labour to cut numbers in areas where there is glut so they have the leeway to bring in folks in areas of more need e.g tradesmen which house builders have been asking for to help address the housing crises.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:08pm On Mar 23, 2025
The kinda things one sees sef. More should be done to support many young minds back into work which we all know they'd find beneficial.

Why should we be bringing in tens of thousands of farm workers when we have almost a million young NEETs? Same also applies to care which is only slowly being adressed.


Holly, 17, had to drop out of college for having too much time off and explained she has a long-term condition that makes her sick, as well as autism and ADHD. "I'm still living with my parents but I'm also on PIP," she says.

"I'm working on getting a fit note at the moment," she says, referring to a note from her doctor that could lead to her being signed off. It would mean she'd get more money in benefits - around double the amount a jobseeker receives with no condition to look for work - but she'd then risk losing it if she got a job, a situation she believes is perverse.

https://archive.is/t21X6

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:48pm On Mar 23, 2025
Goke7:
It’s really shocking to see a fee rise just after a year of previous increases. What’s really happening, is this country that broke?
Immigration in the UK has been largely commoditised and increasingly seen as an easy way to generate revenue without the backlash other wider changes see. Many locals would even welcome this.

It seems the posturing is now to have yearly increases so big jumps come as less of a shock. For example, this rise has largely gone under the radar even among migrant communities
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:18pm On Mar 23, 2025

Travel › Re: Living In The UK: Property,Mortgage And Related by jedisco(m): 2:06pm On Mar 23, 2025
Lalaity:
Ok Madam Ticha,

You are steadily dropping life changing gems here.
Been a while since @Ticha posted..

Waiting for updates on her renovation project
Travel › Re: Living In The UK: Property,Mortgage And Related by jedisco(m): 2:05pm On Mar 23, 2025
Keeky08:
Good afternoon all, my mortgage broker got secured a mortgage with me from HSBC and I’m surprised because I’ve never heard anyone mention them here, it’s mostly Barclays. We are currently on a post study visa and they got us a rate of 4.44%. Is it okay to go with them or is it possible that they’re missing something?
If they've really secured a mortgage and the lender is aware, then its not your issue to worry about. If it's an AIP you have, it may be worth highlighting to the mortgage broker that you're on a visa as they may have missed it and it'd come up when the mortgage is applied for.

With the current rate of migration, I'm surprised most other large lenders have not expanded offerings to visa holders.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 11:09pm On Mar 18, 2025
Kenn55:
.....

What we need is common sense not ideology. Climate change is real but to kill or limit our industries while the like of China and India are still building and firing coal is a no no for me. It is either the whole world do the same thing we do or we do what others are doing. Even if we unilaterally end fossil fuels, we will still feel the impact of climate change as we share one climate so why weaken ourselves for something we can't unilaterally solve? This is my problem with the Left.
I agree with the common sense part but change has to start from somewhere. If we are waiting for everyone to be on thesame page, then things would never be done. All progressive norms today started from somewhere with subsequent/concurrent wider pressure being applied.

Western leaders need to relay and demonstrate the benefits of these changes to the populace at thesame time avoiding the pitfalls of populism. I agree finding the balance here is dicey.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:24pm On Mar 18, 2025
lavida001:
Uk Pay less tax compare to other european nations.
Not necessarily. Lower income earners generally do.

Most European nations have much smaller or no tax free allowance hence most income is taxed. For higher earners, tax rates are similar across board.

Where the UK is advantageous is the relatively generous tax-free savings and pension allowance of 20 and 60k respectively which most nations have much less of. But then, one has to pay income tax+NI first before having leftovers to invest in an ISA.

For example, if you fill your ISA and invest it properly, in 10yrs,one could easily be looking at a perpetual (for now) tax free sum of over 550k (using an annualised return rate of 7%). Not many nations are that generous but again, the money has to be earned first.
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by jedisco(m): 2:42am On Mar 17, 2025
fullclub:
....
The car aspect am yet to pass their taste. You should have a valid licence to drive and passing a taste here is not a joke. U have to wait for 5 months for a practical test which most times have 60% failure rate. And if u faim u wait for another 5 months or so
Which country are u looking to get into.
You have a mindset of mediocrity. No offence.

I have seen people who failed the driving test multiple times and those who passed on first attempt (even without driving in Nigeria). Taking away exceptions, the overriding difference between both groups was their mindset. Those who approached the exam believing it to be hard kept failing. Those who saw the simplicity in it passed.

Any route you'd take on your test date would be one you have driven multiplen times with your instructor. There is no catch, you know what they'd ask, answer and go. Its so easy an exam but folks approach it believing they've failed even before taking it and have anxiety wreck them.

BTW, I passed both the theory and practical on first attempt. Its an easy test
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by jedisco(m): 1:57am On Mar 17, 2025
shereef19:
I will have 30mike n I will still wanna japa


Am i mad?


Just imagine that u buy 10 korope then rent a shop at a bustop where the korope must pass


Oooo my God God punish japa


Or buy red oil from SW or SE to d north and when u r coming back buy Cows or beans in boku


Na inside shit money de for Naija but everybody want white kola job meanwhile na shit work they wanna go do for dt japa
Lol... You think people who japa do that with 1 naira?

30 million is just £15,000. E never even reach school fees.

You remind me of someone who around 2016 said that in this life, all he needs is to earn 100k and that once he earns that all his problems were over. I was earning well o er that and told him baba, no be so.

I am all for 9ja hustle and ludos to those still in the game..

There were folks earning much more that 30m who were brought to zero by kidnap or a health issue - both of which would be no worry for someone earning minimum wage in the UK
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by jedisco(m):
NiceLegs:
Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh grin


You see this line here.

This is the third or fourth time I'm hearing this from someone abroad.

And this is one of the reasons most people would want to Japa. Especially those struggling to feed themselves in Nigeria.
Africa has the most expensive food. There is a reason why on our comedy shows, someone eating big meat is depicted as a sign of enjoyment.

Food is so cheap in the west that you begin to wonder. Someone on minimum wage would use 1hr pay (after tax) to but 2 whole chicken with change. Now imagine people earning much higher (which isn't difficult to do). Conversely, even someone earning 1m in Nigeria cannot use their hourly wage to buy 2 whole chicken. Same goes for most consumables and services - cars, phones e.t.c. The two main things relatively more expensive in the west are labour (for good reason) and housing


Even if you choose to eat only exotic African and cook home-made Nigerian meals, it's still relatively very cheap.
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by jedisco(m): 1:44am On Mar 17, 2025
fullclub:
...
Most full time worker can only work up to 40 or 48 max per week if u exceed 48 hours then tax got to be high as high as 40%
Again, worth clarifying that 40% tax is only on the additional over the 20% tax rate.. so in essence, those on higher thresholds still take home more than those on lower thresholds
For reference, the The 40 % rate starts at roughly 50k. That higher tax rate is partly used to pay for public services and the reason why our rich keep going there
Travel › Re: Japa With ₦30M? Think Twice – A Realistic Breakdown Of Life Abroad by jedisco(m): 1:42am On Mar 17, 2025
fullclub:
Who uses 10gig of data? I was with levebra i had to switch.. I should be managing 10gig of data is that the better life i left Nigeria to enjoy in abroad? In Nigeria i mske use of nothing less than 40 gig per month
I don't understand your numbers. I wonder if you're inflating numbers to drive a point. I pay roughly £10 for 120gbp of 5G data. In addition, I have unlimited full fibre at home for £25

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:31pm On Mar 16, 2025
Mellady:
Hi all, please I need pounds, anyone want naira rate is 2117. Thanks
But wait o... is it not easier, safer and faster to use any of the available apps?
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 6:36pm On Mar 15, 2025
ferfer:
Someone whose first name starts with P (Pierre) has not been sleeping very well.

lol
Lol... after siding with the Republicans before the election, chap is now torn between. After years of hardwork, he is now left praying that Trump et.al reduces the volume

Mark on the other hand is a good and likeable candidate with a brilliant economic pedigree- one the public could trust in this period of Trump-induced economic uncertainty. I wouldn't blame any Canadian who doesn't trust PP to take on Trump.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 5:22pm On Mar 15, 2025
The Trump effect...

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 5:19pm On Mar 15, 2025
Lexusgs430:
It's about time our people from Africa realise that, the people you bring to assist (with good intentions and mutual understanding/agreement). Would eventually set you up, to obtain permanent residency(using the modern day slavery act)..... 😜😂
Why can't some people abandon this and cope how others are coping.... Or instead bring parents intermittently
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 6:14pm On Mar 14, 2025
Cyberknight:
No-one is!
The ones we are sure about are twofold: in the short-term, it will definitely cost the government all, if not much more than it is saying it will save to carry out the redundancy process for the approx. 10k people (pay off people with service of 2 years and above, etc.), and a lot of those laid off quangocrats will eventually pop up, relatively unscathed, in jobs in either the DHSC itself, the NHS trusts or somewhere else in government and life will continue almost as normal. The public sector takes care of its own.
Hehe... its a revolving door.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 6:12pm On Mar 14, 2025
Cyberknight:
Well said.
I think US tariffs are coming for Chinese EVs too - they are heavily subsidised by the Chinese government, which is why they are able to incorporate so many features at an affordable price.
How much of their lower prices are due to government subsidy amd how much is due to lower labour costs, more efficient poductions systems, more advanced battery tech e.t.c

EVs being a tech product should see significant drop in price with time even as mileage increases

The iPhone is mostly sold for over 1000 usd or gbp. What's it's true cost and what's a decent sell price? As of years ago Apple had hundreds of billion of pounds in raw cash - more than most nations put together, yet they still feel 1000 is a fair price for their phones.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 5:58pm On Mar 14, 2025
justwise:
...maybe half of the current value, anything Elon or Trump touches now dies. Tesla as a brand is dented at the moment. As long as he keeps hanging around with Trump he will keep going down in value.
Hehe.. all.said, thought should be given to the possibility that its close to its lows.

If it halves again, folks would be more scare to buy and call for it to halve again
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 4:53am On Mar 14, 2025
Kaycee20878:
Thanks for your response.

I want to move Cos they clearly telling us if you’re not bilingual we don’t want you here no more. Like about two years back they’re a lil bit nice with it. But now it’s getting really bad. Just feels like they’re just closing in on it. To get a most jobs now requires French.
I don't know about NB - hopefully those there would throw more light. Except you're seeking an avenue for longterm stay, as you already have a base, such moves should be off the back of palpably better opportunities e.g after having got a better job or exploring a better business opportunity.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:49pm On Mar 13, 2025
All this talk about benefit claimants is beginning to sound like that against migration- if Labour wants to act, they should get on and act.

But seriously... 1 in 8 huh

Why do we need care worker or seasonal farmer visas where almost a huge chunk could be put to use in the care or farming sector? With this, anyone who pays tax without claimimg benefits is an asset already


"A wasted generation, one-in-eight young people not in education, employment or training, and the people who really need that safety net still not always getting the dignity they deserve...
As of January, 9.3 million people aged 16 to 64 in the UK were economically inactive - a rise of 713,000 since the pandemic....
Last year, the government spent £65bn on sickness benefits and that figure is forecast to increase by tens of billions before the next general election.

Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 2:26pm On Mar 13, 2025
Interesting.. the tit for tat continues.

BOC has also effected its 7th consecutive rate cut - hoping this would stimulate the economy and calm the falling housing market


Mark Carney is someone who'd stimulate confidence leading the country through a period of uncertainty

Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 2:11pm On Mar 13, 2025
Kaycee20878:
Hi guys.. I hope you’re all doing well.

Please I’m considering moving from Quebec to New Brunswick. I don’t know much about NB. Sounds crazy but I also don’t know anyone there😂, not a soul. I need any type of help I can get. Not financial help nor someone to accommodate me. I mean tips, advice, more information about the job market, cost of living, the environment. Anything anyone is willing to share. Please if staying in NB or have lived there before any information or knowledge you share will be helpful. Thanks in advance 🫂
Why are you considering this move? I.e what matters to you
That background should help fine tune what advise you get
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:08pm On Mar 13, 2025
justwise:
Who else is regreting not selling his/her Tesla share? I went from green to red and its not looking better anytime soon.

Not sure buying now is a wise move
Hehe.. The stress of keeping up with individual st0cks no be here- high risk high reward though.
Reason I go index- even those have dropped but not to a level that'd keep me awake


justwise:
I’m waiting for real drop on Tesla sh@res so as to buy even more
How much lower are you waiting for it to drop? Granted America is overpriced but its more than halved in price
Crime › Re: Nigerian Attorney Extradited To U.S. For Mortgage Fraud. by jedisco(m): 8:06pm On Mar 12, 2025
abbey621:
I'm a Nigerian that has lived and worked in the USA for over 15 years, kindly research extradition treaties and educate your ignorant ass! The treaty does go both ways and if you think pointing out a corrupt, inefficient justice system is low self esteem then you're just being deliberately foolish!
Thought as much. Your sense of value seems to come from your residency in the U.S. Go thru my profile and see how many nations I'm a citizen/resident of. It means nothing to my worth. I still remain a Nigerian and wouldn't call my homeland by such names.

You can call out a justice system that needs improvement or the convict that leads the U.S but crossing over to call yourself derogatory names shows where you sit on the foodchain
Crime › Re: Nigerian Attorney Extradited To U.S. For Mortgage Fraud. by jedisco(m): 1:25pm On Mar 12, 2025
abbey621:
U.S. does not have a history of cases just disappearing or prisoner exchange, for 9ja, na poor man pikin dem go use replace am.....So no, the U.S. does not trust your shithole justice system!
I guess you are a Nigerian and from the way you describe yourself, you reek of low self-esteem.

Whether they trust our local justice system or not is their business. It is still our law enformcement agents that apprehended and handed him over. Nigeria could very well decline their request as many countries have and nothing would happen.

I recognize our challenges but bilateral agreements should be both ways.

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