₦airaland Forum

Western nations wouldn't see all these or warn us about loans from such agencies.
If its Chinese loans which have been very productive, they begin to parrot.

We should be careful of and scrutinise all loans (including Chinese ones) and preferably avoid or only take them for capotal projects. However, we should be more careful of western hypocrisy

Good one. Hope it includes modern bus stands, a way of paying instantly or via contactless, regular and timed bus arrivals and eliminating old rickety unsafe busses.

The drivers of theolder busses can be employed to drive new busses or move elsewhere

Zahra29:
..
However due to the ongoing fallout over the "Boris wave", I highly doubt the government would want to introduce a similar route that is potentially open to visa abuse and worker exploitation, not to mention the inevitable spike in net migration figures that they have pledged to reduce drastically. It would be political kryptonite for them.
....

Building is complex manytimes reliant on local regulations and inputs available in an area. I would expect a skilled tradesman new to the country to have teething issues and be better and more efficient 1 and 3 yrs in. Some of these might be related to the work, some wouldn't. As a matter of fact, when it comes to skills, the nation is better served by young, malleable workers who meet certain thresholds rather than the older but more experienced ones who are set in their ways.

The government would want migration to go to 'tens of thousands' if they could same as every one for the last 20yrs. However, if they want to build close to their projected 1.5 homes, we need to find more workers.
With economic growth flatlining, I expect migration to fall close to pre-pandemic levels (the new normal) before the government starts trying to spur growth in not too dissimilar methods their predecessors have used.

Zahra29:
The threshold is expected to increase periodically to keep up with salary requirements using the latest Annual Survey of Hours and Earnings (ASHE) data

Keyword: if

Goke7:
What can they attain after a family of five or six would have spent like 20k on ilr, this is what will even make so many settle to remain on benefits and the same system or govt will start grumbling again about people relying so much on welfare. You can take so much from people and not expect them not get so much back. The whole thing does not encourage productivity in the long run. It’s a mess.

We call a part social determinants of health. The difference in expectancy between the poorest and richest postcodes in the UK is about 10 years. This is not even considering quality of life.
At the end, someone would bring up data and start pointing towards the low economic attainment, home ownership e.t.c in certain migrants communities as some form of avenue to make them look inferior without factoring in how they were milked by the state in their productive years.

Someone (or family) working in Care on minimum wage with all the restrictions would pay all the associated visa and settlement cost, have no recourse to benefits and be expected to subsequently lead an enjoyable life. Whereas the average Brit on same level may have their rent subsidised (about 30% of privately rented households receive housing benefit). Many more don't even work and live off the state yet complain how difficult life is for them but expect the migrant to make ends meet.

lavida001:
Not when the nation is broke. If the money is there thats fine. desperate times desperate measures.

Have you seen the huge borrowing rate. The IMF projects a 9% increase in the UK’s debt-to-GDP figure by 2025.

dem go dey alright Africa is there to exploit.

That's the reason you pay your tax and vote so someone whose role it is can worry about that. The way I see it, I'm hardly paid enough for the job I do, why take on someone's role?

In same vein-
If you're a border officer and you encounter a stranded migrant boat at sea, you don't let them drown because the country is broke as you'd rightly go to jail. You rescue them do what you're paid for.
If you work at Tesco and see folks stealing- you don't go fight them cos you'd get sacked, you do your job.
If you work on a paediatric ward and see that young girl spending weeks on the ward cos she has refused to eat or being admitted multiple times cos she keeps taking paracetamol, you don't go scolding her, you do your job.
If you work as a paramedic and are dispatched to that persons house who have threatened to kill themselves for the umpteenth time, you dont cancel the case because you rightly know they are wasting money which we don't have. You follow relevant processes.
If you wirk in a school and see a child having temper tantrums, throwing sand your way, you don't go teaching him or her African discipline and get sacked, you do your job.
If you work as a social worker and decline people care 'because your council is broke', you'd get into serious issues and your council will sack you.

There was a case of late where someone who attended A&E with back pain and certain worrying features and didn't have a scan. Coincidentally, he heard someone mention that an MRI was expensive (wasn't the reason he didn't have one). Turned out the chap had a rare medical issue (which should have been picked on a scan) that is regarded as an emergency as it should be fixed in a few hours once detected. He went on to lose some control of his bladder and subsequently sued the hospital and got a payout of £1 million. I listened to the Trust's Director narrate this- one of the issues that came up in court was narration that someone mentioned the scan was expensive- guess how much the scan would cost the hospital? £350. That staff must have been repeating discussions they heard in house. p.s this doesn't mean everyone with back pain needs a scan- very few actually do.

When you talk about depression, you first need to understand the system you are in. Look at the care pathway many hustle for and give testimony after securing a visa. Put an average Brit through that and they'd return depressed and rightly so. Even I would.
When I issue sick (fit) notes, I make a conscious effort to ensure the prevailing media narrative has no influence on what I issue or not. I pay enough taxes for someone else to worry about that. It would interest you to know that a recent ocuurence has been the DWP calling people's doctors late in the day cos during an assessment, someone mentioned they had self-harm thoughts. You ask them why they are in a hurry to tell you, and they start mumbling. Of course, its to share the blame should something go wrong..

I can go on and on but can't stress this enough. Understand the country you're in and do your job.

Lexusgs430:
Anyone seen the list of properties, the UK government are about to inherit....... 57 Nigerian's with no known NOK, are about to lose their assets to the crown........ 😁😂👑👑👑

Saw it. Many bachelors abi single folks listed.

Got me re-thinking about a will and life insurance too

affoncad:
That double standard statement, but Mr. Carney may seem brilliant to you, but it may not reflect the facts of the matter. It’s probably your personal opinion, not the opinion of the majority

I'd be keen to know examples of people you respect for their brilliance and achievement.

Zahra29:
Not necessarily.

Unions are lobbying for a min 3.5% pay rise for 25/26. DHSC has said that its max budget is 2.5 - 2.8%.

An increase of 2.8% raises pay for entry level band 3 roles (i.e. experience<2 years) from £24,074 to approx £24,745
If the top rate of 3.5% is achieved, the new rate will be £24,914 which is still under the new salary threshold. So it remains to be seen.

Note - bands 2 and band 3 entry level will receive an advance pay in April to bring their salaries in line with the new minimum wage.
Band 3 entry level salaries will increase automatically by 2.3% in April to £24,625

Further salary threshold increases are expected with the immigration white paper due out shortly.

If the treshold remains thesame, then annual pay rises should with time push basic band 3's into it.

Keeky08:
Thank you very much for your response. We have now gotten the mortgage offer. So I can say that HSBC now considers visa holders but you need to have been resident in the UK for at least 1 year.

Good stuff

Goke7:
😂 I remember sometime at work just because I mentioned how I felt about someone raising their voice at me, omo na so dem tell me make I go on sick leave ( like two weeks), they even went to approve it without my asking, I had to beg them that I was fine and no need! So doc I understand where you’re coming from 😂 e get as e be!

Hehe.. that one don enter bullying, trauma and u fit even involve HR.. It's just like what many of us would call discipline but regarded outside as child maltreatment. How many have got into issues.

I have seen a colleague almost get into problems because she came to work while unwell (only a mild fever which had settled - granted during covid). Poor lady was relatively new and the team was struggling- she was only looking to help out. Already words brandied included 'irresponsible' and within hours, it had got to the clinical lead. I began to wonder. These days, I understand better. For e.g you have diarrhoea and vomiting and knowingly come to work or not give it the 48 hr after last episode to return, you might get into issues.

sirabbey:
Liz Truss is not qualified to comment on Mark Carney, As the shortest-serving UK Prime Minister who crashed the UK economy in weeks before Rishi Sunak came to steady the economic boat.

Well said. It was surprising seeing that quote. It's like Andy Carroll criticising C. Ronaldo.
I've noticed there is a telling lack of understanding of British politics here. They are the kings of double-speak aka British diplomacy. When a British politician says something, you dont jump at it. You first take a step back and rumminate over why they said that.

I dont speak to defend politicians but Carneys profile is brilliant. Whether he would make a good PM is to be seen.

Goke7:
It will even have more devastating effects cos it’s not even a smart thing to continue to increase ilr fees and same time then increase the timeline eligibility. Folks are getting wiser now, where elsewhere I can get permanent residence faster and even cheaper. But you know that arrogance of this is Britain and folks won’t mind waiting for 30 years to get ilr but by the time the reality of how they are losing highly skilled workers and revenue then that cycle of another wailing will start like we see in the case of international students. I won’t even mind them testing the waters sef make I check something!

The whole system is becoming commoditised and with a more interconnected world, falling birth rates and remote working, labour would increasingly become more transferable. This has its pros and cons. It's for each to understand they're not here on account of a diversity visa.


My main grouse with the fees is how it goes on to affect attainment in many migrant communities. It's tough enough surviving but then after having paid all these fees, its an uphill task to start living and building wealth for many. What's driving most of the Torygraph articles is first hate and then the realisation what the otherside might look like. Most of these outcomes are quite stark when you look at most health or wealth data. Only a small cohort of Asians have been able to break the jinx.

lavida001:
As a dr you should know better.

You are thesame people that issue out fit note like you are doing give away. Someone comes to clinic with unshaved beard and old clothes. Boom you guys just issue fit note and say they are depressed and they go on benefit.

However, put aside those gaming the system and going on benefit. There are many genuinely sick people in this country. Could it be that white folks are naturally not strong, could it be the cold or their genetics or maybe it’s a publicly funded health system.

No matter the incentives the government provides I know one thing for sure that it wont make them work. They see that benefit money as birthright.

Hehe.. I knew this would come up.

For starters, I can guess what you're thinking, no be 9ja be dis. The first thing you do when you come into the UK is understand the system you work in. First, what is your understanding of someone not being fit for work. Then secondly, what is your understanding of the benefit system?
As a medic, you soon learn your job is not to be a fit note police -been there, done that, na you go tire that is if you no enter wahala.

Look widely, there are children wards where not uncommonly upto 1 in 5 kids admitted on an average day are not there because they have a physical health issues but because of mental health related issues i.e they are not eating, took paracetamol overdose, self-harming e.t.c. What would you do if you encounter such kids who would ultimately grow to become adults? You support them. In this country, hospitals would pay 4 people to sit all day and only be brought into action if a child refuses to eat. Abi is it the one of a hospital building a house for someone so the person could get off the ward. Or those that have called out an ambulance visit them over 200 times in a few months cos they keep threatening to kill themselves. Outside health, what happens when you see folks looting a store- do you start boxing them? Even the grocery chains sack their staff who accost thieves. If you have not worked in public facing roles, then there's the part of British life that'd take a while to understand.


It has nothing to do with inate strength. Some of the things you see as work, others see as suffer. If you have the system you have here anywhere, it would get abused overtime. The govt knows what to do to make it sustainable but again, this is Britain.
A colleague of mine completed a work assessment for someone in Canada, chap had lost part of a limb in a freak work accident. Their DWP equivalent callen the chap in for an assessment and afterwards told him to go and be a motivational speaker - him self weak for the guy. Here, outcome would be different. If you want a free for all, you get a free for all. Benefits are there as an essential safetynet. It maintains human dignity in a society but everything has a cost.

Divine88:
The last few weeks I have notice the following essays on immigration for ILR on Telegraph: Something is brewing - an anti immigration rhetorics.

https://www.telegraph.co.uk/news/2025/03/17/boriswave-indefinite-leave-remain-time-bomb-immigration/

https://www.telegraph.co.uk/news/2025/02/25/taken-for-suckers-time-scrap-indefinite-leave-to-remain/

https://www.telegraph.co.uk/news/2025/02/10/immigration-boriswave-indefinite-leave-remain-crisis/

Hehe... don't let it bother you. It's the usual Torygraph speak. KS has been quick to put Kemi who should have been championing such narratives in a cupboard.
So far, it does not appear Labour is giving thought to any of that and the Cons can't shout too much eitherway. By the time the next election is due, most of the Boriswave crew would be Brits. Na so e dey be

Zahra29:
....

Housebuilders/construction workers will most likely be brought in on a temporary/ seasonal visa scheme similar to agricultural workers.

Yeah its not a ban. If the treshold remains that way then the annual pay increase should ultimately push all band 3's upto the limit.

Agric workers are different in that crops are seasonal and hence they come and go without meeting residency requirements with maximum limit of 6m per year for most. Homes are built all year round with some sites taking several years to complete hence home builders need fulltime and longterm workers. Secondly if a cap is put on the visa - say 3 years, to limit attainment of longterm stay, then that becomes counterproductive. Why should employers invest bring in folks and upskill them only for them to be asked to leave when they have learned the system and are more productive? Finally, even if they leave early, there'd be longterm negative effects. Workers who see themselves as temporary are unlikely to invest in tbe local economy- buy houses, open businesses e.t.c. Most construction work aside labourers would not be regarded as low skill. If less skilled visas could lead to longterm stay then I wonder why this wouldn't. The country needs young builders who can put 20yrs into building for Britain. All said, it remains to be seen if that pathway would come into effect.

lanresz:
Whatever issues Carney had in the UK, non-Canadian should stay out of Canada elections. It is the choice of Canadians to make not leaders from other countries.

Fair enough. Just that the world is becoming more interconnected especially in the anglosphere and what one politician says or does quickly reverberates elsewhere hence it's inevitable you'd get politicians elsewhere dipping in. It's for the Canadian electoral body to ensure systems are robust enough to prevent undue influence and for also the average Canadian to scrutinise appropriately whatever a politician says and make their informed decision

When it comes to Liz, she's still being mocked for crashing the economy and had to quickly resign being the shortest serving PM in history. It would be interesting to see her explanation of these criticisms and how she did better.

funkyy598:
Sorry, but you cannot defend Carney for the bad job he has done – it’s obvious. Also, we hope he will refund the $500,000 taxpayers’ money he used for the overseas trip to Europe shortly after his selection as PM a few weeks ago!!

What bad job did he do? He was not even a Brit when he was appointed BOE governor

What I'm saying is Liz Truss is the last person who should be quoted when it comes to discussing someone else's handling of an economy. It's like using a quote from Buhari to explain how 'bad' NOI was?

Goke7:
Rather I just see a Guinea pig scenario where once you’re thinking of revenue increase you turn on immigrants and when you want rant on society ills you also turn on immigrants. So they are both your problem and revenue tap. phew!

Hehe... its a bitter-sweet scenario. Due to current demography change, migration is an inevitable necessity.

Ultimately, most of those they're milking will become citizens and have the full access to the benefit system. Whats good is that most are in health/care- so they know as e dey be - dem no need orientation

funkyy598:
Former UK Prime Minister Liz Truss criticized Canadian Prime Minister Mark Carney, saying, "He did a terrible job as governor of the Bank of England, creating many issues. Under his leadership, inflation soared, the economy struggled, and the central bank’s policies were often misguided, which contributed to significant economic instability. Carney’s lack of foresight and understanding of the market left the UK vulnerable to rising costs, undermining public trust in the financial system.

you can appreciate his debate but i will never vote for a person with this type of profile ...Noooooo!!!!

And what did Liz Truss do/how did she end?

Senseless criticism is the bedrock of British politics

Zahra29:
Important changes to the skilled worker route, effective April 9:

- Recruitment of care and senior care workers from overseas, or other immigration routes, will be banned in effect (applies to England only):

Employers will be required to prioritise care workers who have lost their sponsorship and/or are looking for new employment before they can consider overseas applicants or those on other immigration routes (doesn't apply to applicants already in a sponsored role).

- Minimum salary for sponsorship is to rise from £23,200 to £25,000, which means that Band 3 entry level roles will no longer meet the salary threshold for sponsorship

https://www.gov.uk/guidance/immigration-rules/updates

Largely welcome and long overdue aside the band 3 exemption which has been a good outlet for many care workers. Hopefully, that is tweaked down the line.
Following Boriswave, there had been a glut in the sector and this would ensure that those already in are supported to integrate into British society. Even international students should also benefit as they'd be reasonable availability of work to support with paying their fees. Not even considering the many NEETS which recent changes might encourage back to work.

Ultimately it makes sense for labour to cut numbers in areas where there is glut so they have the leeway to bring in folks in areas of more need e.g tradesmen which house builders have been asking for to help address the housing crises.

The kinda things one sees sef. More should be done to support many young minds back into work which we all know they'd find beneficial.

Why should we be bringing in tens of thousands of farm workers when we have almost a million young NEETs? Same also applies to care which is only slowly being adressed.


Holly, 17, had to drop out of college for having too much time off and explained she has a long-term condition that makes her sick, as well as autism and ADHD. "I'm still living with my parents but I'm also on PIP," she says.

"I'm working on getting a fit note at the moment," she says, referring to a note from her doctor that could lead to her being signed off. It would mean she'd get more money in benefits - around double the amount a jobseeker receives with no condition to look for work - but she'd then risk losing it if she got a job, a situation she believes is perverse.
https://archive.is/t21X6

Goke7:
It’s really shocking to see a fee rise just after a year of previous increases. What’s really happening, is this country that broke?

Immigration in the UK has been largely commoditised and increasingly seen as an easy way to generate revenue without the backlash other wider changes see. Many locals would even welcome this.

It seems the posturing is now to have yearly increases so big jumps come as less of a shock. For example, this rise has largely gone under the radar even among migrant communities

Visa fees on the rise again. Increase roundly above inflation

https://www.employmentlawworldview.com/uk-home-office-announces-new-visa-and-sponsorship-fees-effective-april-2025/

Lalaity:
Ok Madam Ticha,

You are steadily dropping life changing gems here.

Been a while since @Ticha posted..

Waiting for updates on her renovation project

Keeky08:
Good afternoon all, my mortgage broker got secured a mortgage with me from HSBC and I’m surprised because I’ve never heard anyone mention them here, it’s mostly Barclays. We are currently on a post study visa and they got us a rate of 4.44%. Is it okay to go with them or is it possible that they’re missing something?

If they've really secured a mortgage and the lender is aware, then its not your issue to worry about. If it's an AIP you have, it may be worth highlighting to the mortgage broker that you're on a visa as they may have missed it and it'd come up when the mortgage is applied for.

With the current rate of migration, I'm surprised most other large lenders have not expanded offerings to visa holders.

Kenn55:
.....

What we need is common sense not ideology. Climate change is real but to kill or limit our industries while the like of China and India are still building and firing coal is a no no for me. It is either the whole world do the same thing we do or we do what others are doing. Even if we unilaterally end fossil fuels, we will still feel the impact of climate change as we share one climate so why weaken ourselves for something we can't unilaterally solve? This is my problem with the Left.

I agree with the common sense part but change has to start from somewhere. If we are waiting for everyone to be on thesame page, then things would never be done. All progressive norms today started from somewhere with subsequent/concurrent wider pressure being applied.

Western leaders need to relay and demonstrate the benefits of these changes to the populace at thesame time avoiding the pitfalls of populism. I agree finding the balance here is dicey.

lavida001:
Uk Pay less tax compare to other european nations.

Not necessarily. Lower income earners generally do.

Most European nations have much smaller or no tax free allowance hence most income is taxed. For higher earners, tax rates are similar across board.

Where the UK is advantageous is the relatively generous tax-free savings and pension allowance of 20 and 60k respectively which most nations have much less of. But then, one has to pay income tax+NI first before having leftovers to invest in an ISA.

For example, if you fill your ISA and invest it properly, in 10yrs,one could easily be looking at a perpetual (for now) tax free sum of over 550k (using an annualised return rate of 7%). Not many nations are that generous but again, the money has to be earned first.

fullclub:
....
The car aspect am yet to pass their taste. You should have a valid licence to drive and passing a taste here is not a joke. U have to wait for 5 months for a practical test which most times have 60% failure rate. And if u faim u wait for another 5 months or so
Which country are u looking to get into.

You have a mindset of mediocrity. No offence.

I have seen people who failed the driving test multiple times and those who passed on first attempt (even without driving in Nigeria). Taking away exceptions, the overriding difference between both groups was their mindset. Those who approached the exam believing it to be hard kept failing. Those who saw the simplicity in it passed.

Any route you'd take on your test date would be one you have driven multiplen times with your instructor. There is no catch, you know what they'd ask, answer and go. Its so easy an exam but folks approach it believing they've failed even before taking it and have anxiety wreck them.

BTW, I passed both the theory and practical on first attempt. Its an easy test

shereef19:
I will have 30mike n I will still wanna japa


Am i mad?


Just imagine that u buy 10 korope then rent a shop at a bustop where the korope must pass


Oooo my God God punish japa


Or buy red oil from SW or SE to d north and when u r coming back buy Cows or beans in boku


Na inside shit money de for Naija but everybody want white kola job meanwhile na shit work they wanna go do for dt japa

Lol... You think people who japa do that with 1 naira?

30 million is just £15,000. E never even reach school fees.

You remind me of someone who around 2016 said that in this life, all he needs is to earn 100k and that once he earns that all his problems were over. I was earning well o er that and told him baba, no be so.

I am all for 9ja hustle and ludos to those still in the game..

There were folks earning much more that 30m who were brought to zero by kidnap or a health issue - both of which would be no worry for someone earning minimum wage in the UK

NiceLegs:
Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh grin


You see this line here.

This is the third or fourth time I'm hearing this from someone abroad.

And this is one of the reasons most people would want to Japa. Especially those struggling to feed themselves in Nigeria.

Africa has the most expensive food. There is a reason why on our comedy shows, someone eating big meat is depicted as a sign of enjoyment.

Food is so cheap in the west that you begin to wonder. Someone on minimum wage would use 1hr pay (after tax) to but 2 whole chicken with change. Now imagine people earning much higher (which isn't difficult to do). Conversely, even someone earning 1m in Nigeria cannot use their hourly wage to buy 2 whole chicken. Same goes for most consumables and services - cars, phones e.t.c. The two main things relatively more expensive in the west are labour (for good reason) and housing


Even if you choose to eat only exotic African and cook home-made Nigerian meals, it's still relatively very cheap.

fullclub:
...
Most full time worker can only work up to 40 or 48 max per week if u exceed 48 hours then tax got to be high as high as 40%

Again, worth clarifying that 40% tax is only on the additional over the 20% tax rate.. so in essence, those on higher thresholds still take home more than those on lower thresholds
For reference, the The 40 % rate starts at roughly 50k. That higher tax rate is partly used to pay for public services and the reason why our rich keep going there

fullclub:
Who uses 10gig of data? I was with levebra i had to switch.. I should be managing 10gig of data is that the better life i left Nigeria to enjoy in abroad? In Nigeria i mske use of nothing less than 40 gig per month

I don't understand your numbers. I wonder if you're inflating numbers to drive a point. I pay roughly £10 for 120gbp of 5G data. In addition, I have unlimited full fibre at home for £25