Jedisco's Posts
Nairaland Forum › Jedisco's Profile › Jedisco's Posts
1 2 3 4 5 6 7 8 ... 32 33 34 35 36 37 38 39 40 (of 211 pages)
lavida001:Not really, it has it's pros and cons. Unbridled capitalism or socialism is unviable - every nation needs to find their right mix. Capitalism only helps to accentuate the fact that he who has is more likely to acquire more. It has served America well. For an economy their size, their growth over tha last decade has been remarkable but the time has come for them to look more into distribution of accumulated wealth. One thing that continues to surprise me was how they moved from being the largest importer of crude to a significant exporter. Relative affordability there (aside a few select issues) is also quite good. Look at housing for instance - and compare to the UK
|
justwise:Interesting. I wonder if this squeal by unis is just the usual British moan (e g winter fuel issue) or if they have really been served breakfast. Time will tell. The govt may look the way of U.S and increase fees more if some go under. Overall, I believe British fees should fully fund British education. I remember a longdrawn argument with Aunty Z where she was quite insistent that the revenue from foreign students was miniscule. '1%' I think she said. Another said foreign students were reducing the 'quality' of British education.. hehe. Who would have thought that when the cow stopped showing up, the butcher would be in dire straits. |
Zahra29:Hehe... Zahra my soon to be British compatriot. I'm not 'moving' to Canada perse. Initially going for a stint abi sabbatical. Hoping to enjoy the experience and decide afterwards. Irrespective, I'd still be British. My tax and years of service would not be in vain. Canada has always recognised it needs more migration. How else did they have over 45% of their population to be of British heritage? Despite recent restrictions, they still continue to accept over 1% of their population annually as permanent residents aside others. My going there is to 'join body' with my fellow British compatriots in a sister state- remember Charley is also their monarch. BTW, I need your help with 2 things: 1. Prayers- I'm hoping the move prospers so I dont return soon. Eitherway, I'd complete necessary paperwork so if I decide to return within 3-5yrs, it should be straightforward. 2. Advise- I'm wondering what to do with my house. It's a detached house in the southern part of the country within which I have decent equity. Renting is quite steep. Do you think I should sell and move or rent? |
Goke7:Hehe... Na our lady finally.. Her views are not too distant from that of the general populace as regards immigrants. Interaction is part of education and she has also changed her tune with time. Irrespective of what happens in the short term, the seesaw of developed countries seeking immigrants would only get worse until such a time there is a balanced demography between the old and young. I can only hope developing nations pick up and get themselves out of thus quagmire just like China has done |
Interesting article. Attempts to answer a simple question. Why has something so easy as migration not been cut despite every government of the last 20yrs promising to do so? PM after PM has been slaughtered on this alter yet each succesive one keeps coming for more... Abi na cocaine? Reminds me of a discussion with someone during the last riot - I reminded him that without migration, the UK is in an 'enviable' position where its population would naturally fall. We both wondered why they can't just cut migration to zero and in doing that solve all of our problems The broader objection that I would get from the prime minister and from the chancellor of the exchequer and other ministers, was that if we were going to cut immigration, then we would be actually cutting revenue”. She told us of “one conversation I had along the lines of, ‘Well, Suella, if you want to halve net migration to 300,000, you realise that's going to cost us £3 billion. That's the same as a cut to income tax.’” https://www.bbc.co.uk/news/articles/cjr40yxnvzpo
|
missjekyll:All true. There is good advise on NHS website and prostate cancer uk. https://www.nhs.uk/conditions/prostate-cancer/ https://prostatecanceruk.org The only thing I'd add is that alot is changing in this area. In the past, the simple blood test and an unwelcome physical exam (rectal) were not reliable enough to make them a blanket screening tool as many people with abnormal blood tests went on to have procedures looking for cancers that were not there or of little concern. Infact the rectal exam has been fingered in putting many groups (especially black men) off from asking for a screen. The routine use of MRIs as part of the investigative process has been a game changer. With good data from the process and uptake in AI, I believe there'd soon be a blanket form of screening which would a combination of a blood test and scan. Until then, folks over 50 would need to ask. |
In other news Canada is ending their default visit visa which was multi-entry and up to 10 yrs. @Zahra29 u didn't update us. The interesting thing about migration into the English speaking West is that sometimes, dem dey follow themselves. See me that was planning to tell my parents to go renew their passport so they can apply at at least come for summer most years with less stress. I'm sure someone in their immigration department must have brought this up and ask why they charge £55 for a 10 year multi-entry visa when they could earn loads more by laddering it out. Moreso, given they welcome alot of permenent residents from developing nations who'd be keen to also have family visit. The money they could earn by commoditising the process is unreal and I wouldn't be surprised they start doing so.
|
Zahra29:Forget round-about tok... can we at least agree on two things? 1. The NHS is not under pressure because many migrants come with 'poorly treated' ailments from Africa to burden the NHS as you previously liked to chorus. 2. The reason why we can access health and care to the good standard the NHS and social care give is partly thanks to the many African, Asian and European healthcare workers who come here. |
PrettyPacy:Is there a reason for that date? It's out of your hands. I'd call the bluff of the EA on this and let them know all I can do is get a responsive solicitor . If they're really interested in completing before 20.12, then relisting is is not an option. In such cases, I'd take more caution and if not a new build would do a good survey |
Gerrard59:It see why it can be surprising to someone new to the system. I get time today so let me put some context. Long post. First off, comparing healthcare access in Nigeria to the UK is not like for like as its free in the UK (except prescriptions for certain groups which is a base fee). In Nigeria except in limited instances, folks pay (sometimes subsidised). Here, if you are willing to pay for healthcare, you can spend 1hr talking to a doctor. A GP surgery is also not a direct comparison to the local hospital back home. In the UK, theres no limit to how many issues you want to bring up if you think your issues are serious enough to attend a minor injuries, walk in centre or emergency dept. You only soon realise its not the place for longterm issues. Coming to access, a doctors surgery serves lots of functions and I can say most would see more people in a day than the local church sees on sundays. Unlike 9ja, GPs and routine hospital appointments are timed. So you have an appointment at a given time and should be in and out within 20mins. No one expects to sit in a waiting room spending all morning waiting to be seen as is the case with PHCs or gen hospitals back home. With access, you can request an appointment via different means. Typically, a clinician on the other end decides how quickly you need to be seen. If routine, you are given a regular appointment. If urgent (and there's room), you're given a same day appt, certain people are visited and seen in their house. If deemed urgent and they've run out of same day appointments or its after hours/weekend, you can also call 111 - discuss with someone and possibly get seen or visited overnight. If an emergency, then its 999 and where if deemed serious enough an ambulance could be with you (if lucky) before you hang up the phone. There are also minor injury clinics where you could walk in to for minor issues or A&E for major issues. You can contact all these services as many times as you want - all free. I've seen someone call out an ambulance over 100 times in a year. With such access, tell me why you'd want to discuss 2 unrelated issues in a particular consult? The average Brit would not want that cos it'd mean others would get to wait longer and appointment times would be less predictable. In real terms, the main difference between both healthcare systems is not the access for those paying but the fact that a homeless person on the streets in UK may be unwell, call an ambulance (which should arrive promptly), get taken to hospital, treated and discharged (sometimes housed) and if any of those processes brings undue harm, that person can complain/sue and be rewarded plenty. In my years here, I have heard sirens manytimes, but can't remember any being because VIPs were en route. It's almost always because an ambulance or police were responding to emergencies. Infact certain deaths are investigated regionally and almost every unexpected death is forwarded to the coroner. Many people have had huge sums paid out due to failures during care. I talk about entitlement here alot. It'd marvel you the kind of things people formally complain about. Same also with dental care- the only difference is that this is largely run privately. If paying from pocket and you want to see a dentist today, there are many options. There is also a 111 dental service (though sketcy) which aims to sort out urgent dental problems after hours. There are also specific pathways for certain vulnerable groups to get free care. The long waits you see are for those seeking free NHS dentists. Ask yourself why dental access appears to be a more significant issue in the UK with a smaller population and much more dentists than Nigeria. The odd/good thing is that the expectation of good free service means private healthcare tends to be relatively cheaper in the UK than most similar western nations. Finally, I would always stand up for 9ja and have seen colleagues go back for certain procedures as they couldn't be stressed with the NHS. They are doing that from a position of knowledge. From a system-wide perspective, the NHS is quite remarkable. |
PMKeirStarmerer:Yes, a fairly quick procedure too. Just need to be certain its what you want. Most areas would have a pathway to provide this on the NHS. It's considered 'permanent'. Reversals are not NHS funded and there's no guarantee it works. |
ehizario2012:Hehe.. so it seems.. Good number of times, its not. There are red lines that shouldn't be crossed though. I have once seen a case where a lady was telling social services to come carry her pikin- say she no do again and they can't live together. Social services were begging her to keep him, even promising to provide support as they knew housing him was proper work. Sad experience. |
Lexusgs430:Finally, was extreme. It was a mental health trust though, and it's not uncommon for folks to spend months on end which causes more backlog higher up. |
Zahra29:Remember this? We are still waiting for the benefits of Brexit. I remember telling you how trust who set up desks to 'catch/bill illegal migrants' fared and why the idea was thrown out. I can go on to list government initiatives in supporting migrant labour into the NHS. Till now, the government opted to get oversee nurses than pay bursaries to local students. A while back registered more international docs than local docs in a year, to paying 20k to encourage docs to work in certain locations, to paying visa fees of certain healthcare workers, to making exemptions both during covid and afterwards and making NHS workers exempt from the current salary tresholds. To currently allowing new GPs work for a period with an expired visa. If migrants were responsible for long wait times, why then are localities with less migrants not having far less wait times? The NHS and Care works thanks to migration not inspite of it. It's the reason you can get seen in the time it takes (and not longer). Same reason why there continues to be a significant overrepresentation of migrants in the NHS.
|
missjekyll:While I manytimes cut her some slack for at least coming here to interract and learn from our views, her ignorance of our lived experience is manytimes evident. I sometimes curious on why she's here (with my tinfoil hat on). Oddly, that's how populism works - blame visibly different folks for every societal ill and chorus how all issues can be solved by 'just' chucking them away. It's been a recurring decimal in many nations - one that has hardly worked. Take U.S for example- a nation that has of late done stupendously well and due to add more wealth over the next year that all of Europe put together. Yet the many average Americans believes the reason why they are not as rich as they want is not because of the social structure but cos of some immigrants crossing the border. Yes, they could secure their border but that would not adress the underlying inequality. |
Lexusgs430:Hehe. Heard of a trust that built/bought a house for a patient. They couldn't house him and felt it was cheaper longterm to do that than to continue to house him on the ward. |
Goodenoch:It's a well known fact that healthcare utilisation among many black communities tends to be lower than the average. It has come up at different times in history. Of late, alot of work has been done in raising awareness among black men and the risk of prostate cancer. The NHS and Care is a different ball game as its virtually the major place where the clinical workforce demography is heavily tilted towards migrants and hardly a mirror of the general polpulace. Walk into any hospital of carehome in any county that is over 90% white British and the change is quite evident. The NHS has been kept in its current form largely down to immigration. Without that, it'd undoubtedly be more of a mess. |
RayRay06677:The time has come to tread carefully on this. There has been some macro changes I'd list below. 1. The naira has been free floated with significant less room to roundtrip. This way the effect of market forces would be more evident 2. Dangote refinery. Imported pretroleum products was our biggest need for forex and the last govt awarding him cheap usd helped get us in this state. However, the refinery is finally up and running and sourcing most crude locally plus then exporting finished products is a game changer. Of couse he has usd loans which he would pay back but these should be more favourable than importation. 3. Ending petrol subsidy- This has brought significant hardship but at same time dampened local petrol usage and smuggling. The previous method gave room to corruption and the govt spent huge amts of forex to forestall this. Worth noting that reduced energy is generally not good for growth. 4. Due to inflation, collapsed naira and all three above, the buying power of the populace has sadly reduced with many manufacturers looking for local alternatives where they can. i.e less appetite for imported goods. 5. Diasporean inflows- A major forex generator for the nation which the CBN has recently successfully been able to streamline. I know this as a few years ago, those looking to send in money would be advertising and exchanging details on WhatsApp or doing so via crypt0 channels due to high fees from the likes of Western Union or the govt insisting only usd can be received locally or the failed Naira4Dollar scheme. Now, there are very good apps which are licenced almost immediate. I believe the forex eventually streams to the govt coffers. I believe the next major hurdle is fighting inflation tied in with reckless money printing. The CBN seems to be actively looking to address this. It remains to be seen the effect of the new minimum wage. I was in Nigeria recently and surprised how 'relatively cheap' items have become due to the currency collapse. I think we are at or close to the bottom of this nightmare and soon at a stage where local investments may begin to yeild real returns. I am not rushing in but biding my time. The next 6-12 months should be crucial. If the Naira can keep ranging (1500 -1900) and resists further devaluation, market confidence should gradually return. I'm not looking to catch the bottom but would be keen to step in once things are heading upward P.S as you may know, I have longed preached folks should defend their buying power and was at the forefront of warning folks to hedge their naira holdings against devluation over the last few years. Even beofre the current govt when I was quite sure the local stock market was due a rally and stated that here, I opted not to invest as I felt estimated returns in Naira might not beat corresponding investments in usd which has proven been the case. Its still worth being hedged so you don't get swept off your feet by a rubbish govt policy but to me, times has come to start paying attention. |
elengine:In addition to the post below, its worth asking your mortgage advisor. When I bought, mine asked if I'd need some extra money for moving and furniture so he could include it on the mortgage same thing he asked about the mortgage fee. Cant remember full details of the process again. I might have had a bit more room cos I started at 75% ltv. Another option is reducing your LTV and use the extra to setup, that said, you need to weigh it against the higher interest rate of less competitive LTVs For major renovations where u need good cash, the two above might help but you need to weigh the interest you'd pay over the years. For things less expensive like painting, you can do it as you get on or a zero interest CC as advised. Also some outlets where you buy items from have different credit options- some of very low/no interest |
Zahra29:You do have a habit of tying your self in knots by saying things that come back to bite you. You do realise I'm a GP and at least I can appreciate the demography of the people I see. For my first 2 years in this country, despite spending over 40hrs weekly working in the NHS, I was not registered at a practice. In over 5 years I've been here, I've never been to see my GP. Among Nigerian immigrants, my usuage of health services is not an exception as many of us grew up in a different health system and are inclined to use services less. In my locality, the population of Nigerians has risen significantly over the last 3yrs. Some of us have our parents visit and i see them socially in the community. If their parents were routinely going on to register at a GP or even contacting NHS 111 regularly, I'd be about the first to know. |
Gerrard59:I like the phrase measurable metric in your last paragraph. That something appears odd to you does not mean its wrong- again you need to look at the system and outcomes. Context is what youre struggling with- e.g there are significant security issues in the UK but complaining about it does not mean they're experiencing anything close to what we see in 9ja. It reminds me on 2 previous discussions I've had on NL- first was someone describing how expensive food is in the U.S cos he converted the price of Coke in usd into naira- I had to go to town to make him see that food is at least 10x more expensive in 9ja. Next was same person mocking the UK cos they were suffering high inflation and people were complaining online. I started by asking him when last inflation in 9ja was as low as 8%. I'm trying not to go down on this but lets see. In your words, tell me one respectable measurable metric where health outcomes in Nigeria superceed the UK (or on a good trajectory to do soon)? |
Lexusgs430:Seen crazy sums being spent and I'm sometimes engaged in conversations pushing adult social care to do the needful and in good time too. Wasn't surprised that my council has been struggling too. The sums spent can truly be stagerring. Reason why when folks point to minor things as the reason NHS/social care keeps needing money, I just smile. |
ehizario2012:Hehe... Generally, taking kids off their parents should be the last resort. Most intervention is aimed at preventing that. Exceptions are in certain cases |
I wonder what Labours plans are for councils which are going bankrupt. Mine is preparing another tax rise. Nottingham City Council has been paying more than £18,000 every week for the care of one child in care as costs in the sector continue to soar, it can be revealed. The Labour-led authority now spends around 70 per cent of its entire annual budget on social care for adults and children. In the 2023/24 financial year, up to March 31, 2024, the council spent £974,647 – more than £18,700 per week – on the care of a single child. The council paid a further £878,362, £833,999, £750,116 and £718,068 for the care of of four more children respectively the same year. Figures exclude indirect, general council overheads such as HR, IT and finance costs, and excluded some home-to-school travel, interpreter fees and birth certificate costs. There are currently around 650 children in the care of the authority, and the average annual cost of a child in care has risen from over £80,000 to £101,976. https://archive.is/1z0rP All these are just social not even health costs. Adult social care is the larger behemoth. No issues with the money spent- it's needed. But let nobody blame me for the bill. After, some would say it's young legal migrants coming from Africa with 'untreated illnesses' (many of which are not even registered at a GP) that are bankrupting the NHS and councils. |
ukay2:Actually, it was. The proposed extra 5k for home-based stocks was scrapped. The ISA allowances in the UK are remarkably generous when compared to her peers. Pensions dey burst brain pass. |
Gerrard59:Baba, no be everything person dey sabi online- travelling is education. If u notice, no one replied you. I don't even know where to start but comparing healthcare delivery in the UK to Nigeria is like comparing our power generation to theirs- they're worlds apart. BTW, forget what you read online. You'd see loads of US/Can/UK/Aus citizens complaining about their economy. My brother it's not thesame thing as a Nigerian complaining. Whether it's inflation, food, security e.t.c.. there are levels to these things. |
Real estate ad with no pictures of the properties they're selling? |
Saturnalia:Perhaps you believed the propaganda that was chorused by APC for years on how there was no subsidy and the true price of pms was 23 naira. Lol. For any refinery who souces crude at a price that tracks international prices (whether in naira or usd), the cost of the refined products would also be similar. The cost of production for dangote may be less largely to lower wage in Nigeria but you're not getting a 50% discount off him. |
Gerrard59:Capitalism is a beast and enjoyable if one owns capital or the right mix of grit and fair exposure to opportunities. The amount of wealth US companies have generated over the past decade is surreal. Look at AI which is truly revolutionary with trillion dollar investments. Virtually every major AI company is American. Or is it how they went from largest crude imported to producer in a short period. The irony of the matter is that despite such progress which the Democrats fairly played a good role in ensuring, they struggled to make Americans see this progress as many oddly felt worse of. Perception and the Trump narrative of America burning played a big role here. Another is the less progressive taxation which has seen the vast majority of generated wealth go to the top 1% who have in turn been able to convince the populace that they're not getting rich fast enough because of relatively few illegal migrants. EU/UK OTOH is much more socialist which can dampen growth. Robust protections are important but only so much growth can be had when over 1 in 5 adults are economically inactive with a reasonable chunk on longterm sick or councils using >80% of their budget on care. |
missjekyll:You and who? ![]() EU citizens that were chased out for taking British jobs? Dont forget the colloquial saying that when America says jump, Britain asks how high. Look at how Trump rubbished the previous British ambassador or even the recent Huawei debacle where though local British sentiments objected, the official response was to keep calm and give-in to the U.S. Same U.S that outsources some remote tech jobs to the UK as labour here is cheaper just as the UK outsources to India or is it the US that many British professionals would jump at an opportunity to go work in a like-for-like role. With us now being outside the EU, the UK has no choice but to follow big bros missjekyll:Stop catastrophising this. U.S no send 9ja. The last time Trump was in, he approved the purchase of weapons used in fighting bandits which Obama had previously blocked. Downside was that getting to the US was harder. If Trump decides to look inward and meddle less with the internal system of African nations, it's then left for those nations to pick up and seek opportunities to grow. |
Hehe... sold to yourself I see. Tipper wey dey block road |
dustydee:Hehe... each man with his grief... Some go say every aboki with his kettle |
1 2 3 4 5 6 7 8 ... 32 33 34 35 36 37 38 39 40 (of 211 pages)
