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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 7:47pm On Dec 25, 2024
gtassure:
I am speaking in this hallowed thread, standing on the honour of my house, if there is any heaven anywhere, those crypto influencers will not enter it!
Hahahaha... crypt0 bros grin
Hope say u no use house deposit untop crypt0.

For many, the less they are engaged and the less of most influencers, the better. The thing about crypt0 is that ultimately you look at it today with botc0in sitting at circa 100k you can always tell yourself, if I had managed my greed, I'd have done just fine.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
'Asian-styled capitalism' should be blamed

Though the reasonable minimum pay in many U.S states is above the federal minimum wage, it's rate of rise still hasn't come close to how quickly the top 1% have amassed wealth over the last 2 decades and yet still found ways of paying less effective tax.

Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
Agidipie:
I need a candid advice. I have finished my masters in the UK and currently on the graduate visa and I have begun the process of moving to Canada using PR. But with what I am hearing about canada; few jobs, high cost of living compared to the UK, and even the stricter immigration measures being put in place by Trudeau. Is Canada still worth it? Or should I stay back in UK? I need advice and suggestions
Not much info is given on your post but as some have said, you need to consider all variables- (what job you're currently doing, course of study, skillset, family, e.t.c) and itemize what options you have and move on it.

As you know, to remain in the the UK after your graduate visa, you'd need a regular sponsorship (i.e salary of upto 38k) or a job in an exempt industry e.g the NHS or Care. There is also the teaching route. Lastly a second masters or phd which are all expensive and cumbersome. If you're unable to remain in the UK, what are your likeable options?

The issues mentioned about Canada are what can be stated about any western society with different skew. Moving to Canada as a PR takes significant weight off your shoulder as you face your career without all the pressures of having a visa.

P.s. nothing stops you from pursuing both. The Canadian PR process is fairly straightforward. If you get both, you can then weigh options from a more vantaged position. If you're targeting the Canadian healthcare draws, then you'd need to get on and apply as average scores are likely to keep rising.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:05pm On Dec 22, 2024
Goke7:
Funny thing is that the latest revelations are not being heavily highlighted or making it big in the media headlines cos it’s not what people like to hear.
Exactly what I noticed. Imagine if it was the reverse or if there was a way to twist it out like when there was the media uproar of slow growth despite decent migration. It was funny how many jumped on the bandwagon to blame migrants (without asking what state the economy would have been in without no net migration) as if we are agro fertilisers for their economy.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 6:07pm On Dec 22, 2024
gtassure:
That guy writes like twitter influencer on crypto thread! Lol!
Hehe.. crypto influencer don do do you something

He has some interesting views.. I'm keen to learn how to make the money he's mentioning.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 6:02pm On Dec 22, 2024
Chukwuka16:
@jedisco, I do appreciate what you pose as a question. My write up seeks to address three issues – temporally document my mindset, encourage Nigerian immigrants who can to actually take entrepreneurship seriously and build an ecosystem on the one hand, and encourage Nigerian Youths to seek every legitimate means possible in both leaving Nigeria (especially to the top 20 cities worldwide within the next 24 months) and building skillsets that can be traded/useful to the ecosystem built by those before them, on the other hand.
I dont get. Are you saying Nigerians can mainly achieve the £1m target or £300k to take risk when others have built the ecosystem for them? How then do Nigerian in similar footing build that ecosystem?

Why top 20? Why not 10 of 15? Is 20 a magic number? Also, why 2 yrs?
Do you ever consider an individual, what they do and the realities on ground while saying these? I and many migrants I know do not live in a UK city talk more of top 20 global. Actually, doing so might be detrimental to us.

Its worth appreciting the constraints people face. For many, the business they can do would be a continental shop, restaurant, hair dressing, taxi drivers, home delivered meals, child minding e.t.c. all those all begin to make sense when we have the right numbers.

£600/day is decent but one is not getting to the '£300k to take risk' level by earning that anytime soon. I know as I earned that on a shift as far back as 2019. To be clear, I am not against entrepreneurship. I am the product of a family owned business.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
SIRTee15:
People would work if the wage is good. Good wages is a strong motivation for labour, that's one of the attractive tenet of western capitalism.
However, western capitalist in recent times have noticed from 'Asian style capitalism' that it's possible to pay shitty wages, but still get people to work without any impact on profit.


The biggest complaint in UK right now is that your take home barely gets U to your street- that's because salaries in UK are very depressing, this has led to increase in number of poor people.
That scenario is coming to Canada soon....
Your rabid hate for Asians and complete lack of understanding about the UK is evident with every post.

So you've been taught to blame Asians for capitalism? Looks like you've woke from a 400yr slumber and are unaware of how the worlds leading economies came to be. Look south at the U.S - a country which has achieved humongous wealth but over decades that wealth has only been exceeded by widening inequality and lack of a universal, effective healthcare. I guess we should also blame Asians for that.

The average Brit does not think like you. Understand that before discussing the UK. On the basis of migration, same UK voted for Brexit - a move which has been roundly described as an act of economic self-harm. The UK granted less than 120k permanent resident visas last year. Contrast that with Canada. Again, you dont understand how they think.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
SIRTee15:
Initially I choose to ignore U because it's obvious U are deliberately pushing your head in the sand for whatever selfish benefit accrued from it. But I can't but respond to your hypocrisy.
What attracted me to Canada? Same thing that attracted millions of folks to migrate around the world all through human history. As a Brit, moving to Canada is not seen as migration - millions arrived before you were born and millions would continue to do as they see fit. If you must know, the prospect of earning more or same while doing less, being able to get a mortgage of circa 1m cad + a 350k professional line of credit (which can be used for a deposit) all accessible within a few months of arrival ain't bad for a starter pack. That Canada made a special pathway that made it much easier to arrive as a PR made me choose them over say Australia or remaining in the UK. The fact that Canada also favours family migration more is an added perk. Like I said, I might again move with time- I am unapologetic about migration. Frankly, if migration causes you soo much discomfort, then Canada is not the place to be.

My phrase is a statement of fact and its not meant to denigrate any culture. It highlights how the world works and why black folks in Canada owe no one any gratitude or explanation for their presence there.


Lastly, you do realise that the article you posted is an opinion article. Not just that, it was written by an ex-immigration minister whose government saw the biggest rise of immigration UK had seen in decades? Are you that thick? It would have made more sense if you told me you hate migrants cos they eat cats.

Let me break it down in simple English. In economics, there is a term called opportunity cost. A way of calculating 'value' is not just by looking at the additional gain of having migrants but what the net cost would be if they were not there. Think about that for a second.

BTW, why are you hellbent on sidestepping this to a discussion around migration? I'm hardly interested in enaging you on that. It would help you to know there are pros and cons with everything and finding the right balance is key. What I stand against is you hiding under migration to spread hate.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Cyberknight:
In other news...

https://www.theguardian.com/uk-news/2024/dec/17/training-up-uk-workers-may-not-bring-down-net-migration-starmer-warned
missjekyll:
Ladies and gentlemen!

I present to you the 2024 report of the migration advisory committee.

https://www.gov.uk/government/publications/migration-advisory-committee-annual-report-2024/migration-advisory-committee-mac-annual-report-2024-accessible
Interesting read moreso given that this is from an independent government funded agency. It all fits into the BBC article on why every govt over the last 2 decades has been unable to cut migration despite promising to do so.

Who would have thought that migrants despite paying in much more take out much less?

It's hard facts like this that the government have been aware of over time that makes them understand that though the average brit wants no/very low migration, they and the economy at large cannot afford it.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:31pm On Dec 22, 2024
lavida001:
How they still maintain 3rd largest economy globally is remarkable.
A few things worked in their favour.

1. They got to be an extremely wealthy nation before their decline started- like savings in the bank, this helped them buy time.

2. They had a good lead in robotics which helped boost/maintain productivity in certain areas even with less people.

3. Even though the U.S were a bit jealous on occasions, they were in the good books of the western powerhouse and the only Asian nation who were part of the inner caucus hence many macroeconomic decisions were in their favour or at least not engineered against them

4. They're popular for their long work hours and had to sweat out their youth to support the aging populace. I gather the common slang there is 'death by overwork'. The youth in many western nations have no business doing that.

5. They have borrowed to the extreme to support their economic numbers. Their debt recently sat at over 260% of gdp. By contrast, the UK is insistent on maintaining theirs below 100 and the U.S for all the shout is less than 130%

In all, their population has reduced significantly over the last decade but its not brought any benefit to the average Japanese.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:09pm On Dec 22, 2024
missjekyll:
Lol. Now you ve gotten me into trouble at the salon as I guffawed .

I believe the gentleman is very passionate about entrepreneurship. He uses this thread to bounce his ideas off us ...sort of like a stream of consciousness thing.
I do the same thing too with politics.

He is a net good to the thread, I believe.
I ve been advocating for us to form a network on here. Where we can access advice and insider information from experts in different fields.
One can be passionate without being derisive and understanding that any society is a complex mix of its moving parts. Certain grey areas wound be:

1. Not understanding the practical means by which most Nigerians here would build wealth. Business for most would initially be in the format we see advertised on local whatsapp groups from which they can build on.
Take IT for example thing with consumer/retail IT (unlike say pharmaceuticals) is that there is hardly ever one roundly superior option. There is a long list of software providers looking to sell their products to most large organisations e.g the NHS. When the decisions on procurement take place it's almost always a few people in the room making that decision. Humans would always have a subconscious bias and having folks who are open to give you a fair playing field is equally as important as whatever product you build or whatever communicative skills you carry.

Deriding the folks who by means of progressing in their career are able to sit and make those decisions just because they are not business people shows a complete lack of understanding about how the societies work. You see it everywhere whether is developers trying to pass through an approval. Even in 9ja, we know how a few folks at NNPC alsot tanked his refinery.

2. Secondly, the sums being touted are not in touch with the reality of many everyday folks in Britain. E.g '£300k to take risk', £1m to take one out of poverty. What percentage of people in Britain have that

3. Lastly- the extreme focus on money is a slippery slope. Money for most should be a means to an end, not an end in itself.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Omotaday:
Could someone please recommend a good/reliable financial estalishmnent/bank for Junior Cash ISA and Junior Stock and Share ISA?

Thank you.


CC: ukay2 jedisco
Don't have a junior ISA but if going down this route, I'd follow same ISA rules and pick one with the lowest fee that has the funds I want the money to be invested in. JISAs should also have an FSCS insurance and given the child is a distinct individual, the 85k protection limit should apply to their account separately (worth confirming)

P.S worth looking at the rules of access as I gather the child would have full access once they turn 18. Nothing stops them from using it as they see fit which to be honest, not an insignificant few would squander at that age. Personally, I'd first fill up my ISA and pension and consider investments before a JISA. That way, I can decide to gift the child a reasonable sum when the time is right.

If you're looking at big sums here, there should be other ways (e.g Trusts e.t.c) that give it to them at the right time in a tax-efficient manner
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:48am On Dec 21, 2024
Chukwuka16:
The brevity of time and the ruthlessness of "good" statistics

I divert.

@jedisco, as per your question on raising money – let me offer this. If you have a product or service that you sell and can solve any problem a small software/hardware business like ours faces (excluding HR, accounting, communication, project management, etc.), if it is comparably priced and under £1.5k/year, I would purchase and get two of my network’s businesses to also purchase. Now, if you had a network of 5 people each selling something, it begins to make sense how such funds could be raised. The bottom line is this – if you don’t have anything to sell of some value (relative to people), you can’t make money.

To give you some context, our software stack is the usual – talentHR, Microsoft for Business, Slack, Click Up, Cliq, Notion, OrangeHR (another sub), etc. Nothing serious. What we need now are AI based tools to manage compliance – tracking and notifying PoC when checks are due, etc or other problems we don’t even know exist. If it is AI-powered then even better, you can add a premium.
My question was simple. Most Nigerians arrive on a visa- means for at least 5 yrs, they are tied to an employer. They would earn similarly to people in same roles and in line with the wider nation. After mandatory expenses, how do they raise £300k to 'take risk'?

Secondly, that exchange of value occurs by different means not only traditional buying and selling.

When you say 'make money', what do you mean?
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
NuCypher:
I'm just always amazed at the self-righteous ignorance many once-new, but now comfortable black immigrants display when they see news clips or instagram reels showing a few black kids breaking into a store. They see the media promoting these images and they develop a guilty pang that makes them start hating their own race and thinking their own people are those destroying the country. It's pathetic, really. Needs a new change of mindset. To not see the French mob boss sitting in his bloody palatial mansion in Montreal as the evil, but instead the 19-year-old black kid who is just being unruly.
It all fosters a self-hating narrative among people of colour - one meant to imbibe in them that brown immigrants are bad. This would ultimately affect their psyche and how they interact with the society as they go around thinking they're being done a favour by being in Canada and should be subservient to others (i.e one with a different colour) . Doesn't take alot to see how that would ultimately affect attainment.
Interesting, how folks whose forebears arrived these nations, killed off locals - calling them savages (sounds familiar), now go around with all the entitlement and no remorse and now decide who is a migrant and not.


Imagine someone insinuating that its migrants that are responsible for the slow growth in the UK. What he fails to ask himself is why has almost every prime minister for the last 20yrs been voted out on the basis of migration yet they keep coming for more. Immigration is easy to end- it can be done in an afternoon. Reason why its not happened is simple: https://www.bbc.co.uk/news/articles/cjr40yxnvzpo.amp

But then, over 2.5 million working age Brits are on longterm sick with many claiming benefits. Some local councils have been bankrupted by social care with many spending upwards of 80% of their budget on social care. I guess its same migrants who are unable to claim any benefit for over 5 yrs that are doing all this.

Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
funkyy598:
Let's continue to deceive ourselves, playing the race card, and turning a blind eye to the reality of the crimes being committed. From the many cars stolen across Canada and shipped to Dubai, Nigeria, and Ghana, please go and trace those behind these crimes. Is it a white person buying those stolen cars and sending them to Nigeria or Ghana? Go and see those behind the various group shop break-ins in Toronto, or the illicit fentanyl moving across the border from Canada to the USA and vice versa—who are the people involved.Please do your research as we continue to turn the truth into racism. I would advise parents to keep a closer eye on their children, especially teenagers, if they bring them here. But you can continue to defend the truth with excuses rooted in racism. I wish you good luck as a goodwill ambassador.
Lets pretend your assertions were true. So what do we do to all brown folks in Canada? Gather them up, put them in chains and behead them? Afterall they are also eating people's cats.
Let me break it down in simple English - would you call every northerner a terrorist because of a few boko haram killers?

You can write a book arguing against migration and another arguing against crime. You can then write a last one on how to train kids. No issues with that - It's free speech. Where you'd cross the line is when you start dehumanising a full group because of myopic views.


Guess what? In the UK, there's a shoplifting epidemic. I guess its also Nigerians and Ghanaians stealing from shops.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
orjohn24:
From your write-up, it seems that since we Nigerians come from what is often labeled as a 'shithole,' we are expected to endure the current bad state of Canada. Crime is increasing, unemployment is rising, and professionals are turning to low-wage and menial jobs just to survive. Meanwhile, the government continues deceiving itself with the fake 'labour shortage' narrative, while many are struggling nd uncontrolled mass immigration. I am not surprised we continue to endure poor leadership in Africa as we romanticize hardship and survival. The same mentality seems to have been imported here. When an immigrant complains, they are told they are not being grateful. It's truly pathetic!
I'm surprised at the kind of words you guys use to describe yourselves here. Is it low self esteem or what? I am still wondering how you came to this conclusion from my writeup

Like I said, you can argue against immigration and also argue against crime. I have no issues with either.

What I take exception to is dehumanising migrants, blaming every soceital issue on and using slur words on a brown-skin person is in Canada. I have seen where such ultimately leads- e.g religious riots in 9ja or recent riots in the UK.

Do I really need to belabour this point?

Besides, if you have issues with migration why take it on with the government who issues visas- vote your candidate, write to your MP (or the local equivalent), protest e.t.c but know where to draw the line.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:31am On Dec 19, 2024
SIRTee15:
I don't owe any nation any gratitude. But I don't want to live in a country where stores are being looted in broad daylight or people get stabbed on the streets just to steal their phones.
That's where Canada is heading to with this clueless Trudeau in charge, and pragmatic residents- native or not, have the right to voice out their concern.
I am surprised you are looking to push such despicable self-hating narrative on this fora. You can call out crime or discuss immigration sensibly but calling migrants criminals is something I would take you on.

I wonder who made you the gate keeper of Canadian immigration. First you need to understand that the strory of mankind is one of migration and thats not going to change.


1. Before talking about the UK- you should get some knowledge. By almost every metric, the UK is much stricter than Canada when it comes to migration. I don't know how much you know about Canada either but it would interest you to know that about 50% of Canadians are of British descent. You fail to understand how the average Brit sees the world. The British have always migrated - the only difference is that when they do (as they have done for centuries), they see it as a birthright but when you do, you see it as a privilege.

2. Nigerians/Brits moving from UK to Canada or back is not news. People have moved in both directions for centuries as they saw fit. That would not change because you dont like it. I also know a few people who despite being granted a Canadian PR decided it wasn't worth it and remained back in the UK. It would also interest you to know that I am also unapologetically in the process of moving of moving to Canada as a British citizen. With time, I might also leave as I see fit. If you have a problem with Nigerians/British citizens coming over, you need to start looking for another country.


3. Lastly, if you think UK is in a 'sorry state', then you should thank immigration for it not being worse. The average migrant contributes more to the society than the average Brit while taking less. This is by the governments own figures and has been the reason why the every UK government over the last 20yrs has been unable to stop migration despite it being very easy to do.

In all, I would want to know- do you really see yourself as a different grade of migrant (or house n** as it used to be known) because you arrived Canada earlier than others?

Politics › Re: Is A Strong Currency Determined By What You Produce ? Britain Produces Nothing by jedisco(m): 9:11pm On Dec 18, 2024
Bede2u:
obviously everyone knows about stability and how it affects wealth, however if you understand the post, you will know it's about exchange rate than stability
Exchange rate means little. It can be set arbitrarily like many countries have done. Some have even rebased their currency but without the right fundamentals, the slide would only continue.

What matters is stability not the nominal exchange.
Its stability that determines the strength of a currency and investor confidence
Politics › Re: Is A Strong Currency Determined By What You Produce ? Britain Produces Nothing by jedisco(m): 7:01pm On Dec 18, 2024
Bede2u:
i studied Economics and Accounting in Australia and I am a student of history but I still do not understand currency valuation. In truth it is white man's voodoo politics (not economics).
The 'exchange rate' of a currency matters less. Whats more important is its stability.
The naira has lost an average of over 10% against the dollar per annum for over 2 decades now. That simply means that as the currency continually looses value, the people get poorer as pay cannot keep up.

The average Nigerian is more focused to on $1 = N1 which means little. That comes into play with stable economies who sometimes devalue their currency to encourage export.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:10pm On Dec 17, 2024
lavida001:
Nothing concern Japanese and diversification
Hehe... e no easy. Thought it was old until I delved in and saw it had just happened.

Japan remains a case study for western nations. Regarding birth rates, every year for them is a new low. They have thrown in almost everything to arrest their demographic decline and resultant economic stagnation. From overworking their populace to astronomical debt e.t.c. Next it would be to heavily tax contraception and mandate 'nakis'. They continue to be an evident example that it's not the migrants taking our lunch. You can be rest assured that once they hit a breakthrough that doesn’t rely on migration, most western nations would follow suit.

But wait oooo... even dating app... 😆. I wouldn't mind the UK govt subcribing to Hinge/Tinder for me though. Just imagine what the media would say if the UK govt did that...


The founders of 4 Day Week Global described the step taken by the Tokyo Metropolitan Government as “extraordinary, in a country that has such a reputation for non-flexibility in this area and has an actual word [karoshi] for death by overwork”.


The figures underscore Prime Minister Shigeru Ishiba’s recent warning that Japan’s demographics are a “quiet emergency . . . that challenge the very foundations of the country”. The economy is already grappling with the consequences of a labour shortage and the world’s highest ratio of elderly people. The decline in birth rate has been more rapid than expected.

The number of babies born in Japan fell below 1mn in 2016 and below 800,000 in 2022, despite government efforts including cash incentives for larger families, tax breaks and the creation of more day care facilities.

Tokyo’s efforts to address low births have become increasingly desperate. The metropolitan government this year launched a dating app in the hopes that its official association with the software and strict rules on membership would alleviate concerns and attract users serious about forming marriages and families.

https://archive.is/y0dFK

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:30am On Dec 17, 2024
willyede:
Your perspective raises valid concerns, but I respectfully disagree with the overly deterministic outlook on the future of immigrant families, particularly Nigerians, in the UK. While structural challenges exist, dismissing the potential of hard work, education, and adaptability would be short-sighted.

Firstly, the assertion that being a general practitioner (GP) or a professional offers no significant upward mobility undervalues the profession's stability and ability to generate income over time. Owning chains of practices and businesses is indeed a worthy goal, but the skills and networks developed through careers like medicine, academia, or engineering provide a foundation to build on. Many Nigerians are already succeeding in scaling businesses, innovating within sectors, and strategically investing their incomes—these are not pipe dreams, but tangible realities.

Secondly, the narrative that children of immigrants cannot exceed their parents’ achievements if those parents are not millionaires is both exaggerated and unfounded. History is full of immigrant families who started with little but laid the groundwork for their children to achieve financial independence and excellence through education, entrepreneurship, or professional success. Nigerian communities in the UK and the US have proven this time and again—producing accomplished doctors, lawyers, entrepreneurs, and tech leaders. Success is not solely determined by inherited wealth but by values, opportunities, and persistence.
You say it quite well, I shouldn't have bothered with a response if I had seen yours beforehand.
I didn't engage the first part as there was an obvious knowledge gap (which can't be filled here) of what it means to 'own' and run a GP practice in the UK and the financial realities of that.

It's like saying being an academician does not count unless you own a string of universities or being a hospital consultant means nothing unless you own a string of hospitals. How does one begin to engage that?

I wonder if its all an 'aspire to acquire to expire' speak. Chap is beginning to sound like some YouTube videos I stumble upon.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:16am On Dec 17, 2024
Chukwuka16:
You will have almost no usefulness to humanity as a Nigerian Youth if you have no chance of living in the top 20 cities globally within the next 24 months.
Are you really saying that the millions of Nigerians living in Nigeria are useless to humanity except they move to a 'top 20 global city' within the next 24 months?

The stuff people say...
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 11:06am On Dec 17, 2024
Chukwuka16:
[i]Let me put it mildly –
Where we differ on this is realism and how to practically get from point A to B.

Certain things take time and wouldn't be majicked up by twiddling ones fingers. Pre-2019, much fewer Nigerians came in, these folks were also more significantly disadvantaged as they were restrained by visa rules to be below not just Brits but all Europeans when it came to many things. Brexit helped open more opportunities.


First ask yourself what are the limitations of running a business for one on a visa. Are they going to leave their visa sponsor to fully run one? I owned a business on a visa and know the significant limitations that exist.
Secondly, what is the general economic trend in the UK and how do you expect a disadvantaged group that is more highly taxed to superceed that? Do you expect them to not get a mortgage, pay their visa fees e.t.c so they can raise capital to take risk with venture funds?

I'm well aware of social determinants of attainment but many kids of immigrants would perform better than their parents. The trend is quite clear on this and my personal experience has not been any different. I'm also quite heavy on everyday limitations that significantly limit attainment. A while back, the government lifted the 20hr cap mommetarily. That simple move meant an over 90k differential for me per year as I was able to structure my work better. Now the cap is back, those in similar positions do not have that leeway.

I'm not going to go down the salary vs business speak. That has been long laboured. There is room for both. People would choose what their temperament/skills alight with. In many fields those who have conquered both do it better. The UK is heavily regulated and not a hugely capitalist society. My question to you is how does one go from being a masters student on psw to raising 300k to 'take risk' as you put it? You mention 300k like its some money you go out and pick on the street.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
darknessbegone:
Can anyone recommend a similar platform to Vanguard? They want to start charging customers £4.00 per month if they have below £32,000.00 in their account (Stocks and Shares ISA, General Account or Personal Pension (SIPP)).
This has been a good resource to compare brokers though there might be a lag in updating numbers.

https://monevator.com/compare-uk-cheapest-online-brokers/

I previously used Invest Engine which is flexible and free. This year, I used Trading212 for my S&S ISA due to a rebate they were offering. The platform fee is also free so one only has to pay the individual fund fee.

My SIPP is still with Vanguard though, as I like the peace of mind it gives though I may change it soon if I see a good offer.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Goodenoch:
The point remains that it's false to make it seem as if people here (and immigrants generally) are opposed to immigration law enforcement or the changing of policies to restrict entry in the perceived national interest.

In fact the most popular view here recently has been that if the UK government wants to change the laws to ban any category of immigrants or even stop immigration totally, they should go ahead and do it.
You put this succinctly. I wonder why folks wrongly think immigrants would be against immigration enforcement.

What we stand against is the folly of granting a million visas, dissipating the funds received and turning around to blame migrants for every problem in society. This allows rioters and riff-raffs to point fingers accusing productive members of society whose roles they cannot replace as being the reason for their sorry state.

Like I've long chorused, the UK needs to move on from this. They should determine what number of migrants they need and enforce it.
It's so easy- end the post-study visa, end the care visa, stop or severely cap the NHS granting visas and the numbers arriving within a year would be in the negative. I'd rather a trial of that for a decade and lets see what prosperity it brings.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Chukwuka16:
Title of my brief this evening - Can we broaden our discussions: life has changed and is leaving us far behind



Folks, as Nigerians we are powerless if we don’t own and run thriving businesses. Forget your high paying job, it is the businesses owned by Nigerians that gives us a voice in society. However, how can we ensure we have thriving businesses that can enable us to generate an ecosystem that enables us to keep wealth within our community. I know the health and care visa folks made a mess of things. Can we move past that and talk about the things good Nigerians do in their little corners so we can patronise and utilise them?
Good take. I've always believed the conversations we have here would change with time.

In a capitalist society, access to the means of production (i.e capital) is a strong pillar of success. I do most of my work via my company and I can see firsthand the advantages running a business gives especially in a business friendly nation.

I take an exception to the 'health and care visa folks' phrase. To be clear, I'm not condoning certain practices.
First off, for those working in health- alot of the PR and restructuring of the Nigerian image in the UK has subtly come from folks who work in healthcare. I work in a town which would be easily >98% white. At my practice, it's s not uncommon to have 3 GPs out of a working 5 be Nigerians. The local hospitals is also heavily weighted towards immigrant professionals. Much of the populace might have deep seated racist beliefs but if the person who's treated you on multiple occasions is Nigerian, you begin to have a different view. An older colleague once told me about his dad who was a staunch racist but would now swear by his Nigerian GP.

If you're referring to the care route- look at how the British (and many others) migrated and see there is an advantage in numbers. Most of what you seek would take time and would only be achieved with the sufficient numbers. I see the qualifications and grit of a number of recent care workers and have no doubt many of their kids would grow up to be distinguished members of society and man positions of authority. I only hope those kids appreciate their background.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:38pm On Dec 15, 2024
Viruses:
Is it that some of these videos I see about Kemi are AI generated?

Question: do you trust the British Police
Kemi: I do, my experience with Nigerian police is very negative...the Nigerian police will rob us, they stole my brother's shoe and watch, it's a very poor country.

How does that relate, was it necessary?
She should let the focus of her discussions be on British issues. She might appear brilliant but has a habit of denigrating her home country. She is in a position where she can be the mouthpiece of the most vile cohort of the far right.

It's interesting that she'd class as what some would call an 'anchor baby'. Imagine if she wasn't a born in the UK- that would have put her on a much different life trajectory and perhaps, she'd have been more sympathetic to carers. It's interesting how certain innocuous decisions can have such profound effect on outcomes. I don't blame folks who decide to have their kids in the U.S

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:02pm On Dec 14, 2024
This made my weekend... lol

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Return of the commonwealth. The only scandal I see here is how just 14k Nigerians arrived the UK (net) in 2019

Finally, when some count their blessings, they count Brexit twice cheesy

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
Goke7:
Interesting! So all those talk of it’s our money that’s feeding the EU has now vanished into thin air.

Am not surprised cos I have always said the uk will be back in the EU either through the front door or back door.
UK will likely return to the EU or have a better migration arrangement.
But mk dem cool down first- they need 30 yrs in the wilderness afterall, honey moon with the commonwealth is still in progress.
It's one issue I was a bit sceptical about when voting LibDem the last time as they were the only ones preaching a return to the EU. You can be rest assured that if a referendum in held today, I would be voting against a return. My family never too plenty for here- one or two still never land.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
SIRTee15:
So this madness has entered Canada....
Kids looting stores in broad daylight. Some of these kids are children of immigrants.
I'm sure their parents also said 'we doing it for our kids, we moved to Canada so our kids can have a better life's
See better life in action.
First this,

SIRTee15:
Another store being looted in Toronto 3rd within a week.
Staff attacked and hit by a hammer when she tried to stop one of the thieves.

Canada gradually turning to another 3rd world cesspit. That's what happens when U bring 3rd worlders without restrain.
Then this.

You must really have self esteem issues if you describe yourself this way.

Those kids are Canadian and just like all races are not exempt from a few being delinquent. They offer no apologies for being Canadians in same way a white American today offers no apology to indigenous folks.

You should learn to live as a free being and not have a servile mindset - living the rest of your life believing you owe anyone eternal gratitude for being in Canada.

Crime should be condemned and addresed - not painted with racist stereotypes
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
ukay2:
MARKET ALERT...

GOOGLE share crosses $190 from km $86


COSTCO crosses km $1,000 from km $500


TIME in the market is always better than TIMING the market

After buying your house, the next good thing to do is to invest in the USA market....thank me later
Hehe... The U.S looks pretty strong right now moreso with them housing all major AI companies. Just like the internet, If AI is going to be the future of tech, the U.S may have just cornered it. But again, these things come in ebbs and flows. It'd have been difficult to predict this U.S dominance 10 years ago so also it might be difficult to know what world sector would give the best returns in say 30yrs. Don't be surprised it may be our 9ja. I do favour a balanced approach but one that maximises winners

Markets this yr has been strong all round. Stocks, gold, crypto.. It remains to be seen where the next the markets would move.

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