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Jedisco's Posts

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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:37am On Jan 22, 2025
lavida001:
Why won’t they want to call you subhumans. I mean look at your continent and your rulers.

Chinese command respect oversea because of how their government capabilities.
We are not subhumans. - No human is.

China was like Nigeria few decades ago after suffering humiliation in the hands of the British for centuries. They were able to turn things around in record time.

Development comes in phases and cycles. If we do the right thing, we'd be at the top. We can start by stopping this self-denegration as it ultimately affects your esteem and how you interract with the wider world.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:30am On Jan 22, 2025
Globalshaper:
Please experienced medical people in the house; @jedisco etc, I have a quick question and your insights would be appreciated.

For a person who already works as a band 3 Clinical Support Worker in the nursing department;
between pursuing a higher role in the nursing department (band 5) or switching to a biomedical scientist conversion path (band 5) using a relevant BSc course, which do you think is MORE EASIER TO ACHIEVE within 6-12 months.

Note: Ultimate aim is to leverage these roles to more leadership higher band roles and not necessarily remain a nurse or biomedical scientist for too long.
What role are they pursuing in the nursing dept? Are they training to be a nurse in 6-12m?

I'm guessing they already have the degree in biomedical sciences and just looking to convert

Main question I'd be asking is why 6-12m and why so keen on the easy aspect? For a career pivot that'd ultimately determine alot later, looking beyong 12m would be prudent.

Also what kind of leadership roles are you ultimately aiming for?

As nurses progress, many go into managerial roles. Not sure what the case is with BMS.


In all, I'd be looking at this from a longterm view and what established career prospects + job availability each pathway holds.

All said, career progression of nurses/BMS is not my forte so I'd be limited in the advise I give
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:12am On Jan 22, 2025
justwise:
Couldn't agree more.

This is going to be an interesting time but people in the UK will not worry much...the universal credit is there to sort things out
Alot has been said about AI and how it'd render many jobless. I absolutely agree its revolutionary however history has shown us we tend to overestimate the impact of a new tech advancement in the short-term (leading to market frenzies) but underestimate its longterm effects. Same story led to the internet boom of 2000. Many people made postulations in 1998 of how the internet wuld render postal workers useless e.t.c. While certain changes took place, we still have postmen today. Very few would have envisaged how large Internet based companies would grow, or jobs and future tech they'd create and even AI we have tethered to it today. Another good example is electricity, the printing press even crypt0 - brilliant tech, early hype but still yet to find a widely accepted everyday use case (yes, I'm 'invested')


I work with lots of AI models and have found them to be mind-blowing at times. Healthcare is heavily targeted with AI as funding is government backed, services need to cater to millions and our systems move slowly. So as a tech coy, once you get some buy-in you're almost sure you have lifetime customers. I use an AI scribe that helps write up my notes, write referrals e.t.c. Its good- can it replace a practice secretary? Not yet but time would tell. Some have said it might replace healthcare professionals- again, time would tell. I have recently used AI to analyse a 30 page contract I'm previewing. The intriguing thing about AI is that the version used today is likely to be the least advanced version one would ever use. All said, I think it'd be a feature to enable us improve productivity as a stop gap for our declining demography. Only downside, is that it can't consume- it may need electricity and a few chips but its not getting groceries, eating out, going to dinner e.t.c. It can't produce the demand capitalism feeds off.


With AI, I'm taking it a step at a time, avoiding the excess hype but being abrest with it.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 7:27pm On Jan 21, 2025
Treadway:
that Trump speech didn't tickle your fancy? Let me see morose Kamala speaking that convincingly and eloquently for one hour at 78....Girl can't even do it now in her 60's. Haha
'Poor and lowly people from poor and lowly nations'. We can also add 'brown and black nations'

The words some of us use to describe ourselves ehn...
Is American citizenship only for 'rich and highly' prople?
Why was citizenship by birth introduced in the first place?


If a racist out there calls us subhumans, many will repeat same. We can argue for or against policies without denigrating ourselves.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:02am On Jan 21, 2025
Gift7428:
Please explain these items I would need to take for passport renewal for a child. Appointment date is fixed.

Is the vetted application form same as standard application form with applicants photo?

What about others like;
a prepared special delivery envelope,
• £20 postal order payable to the Nigeria High commission.

Thank you.
What part do you need more explanation on?

The delivery envelope and postal order can both be sorted at your local post office. Only thing to note is that the receivers address on the envelope would be yours.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
RodgersAkpafu:
Working with data is part of my JD


Like I will keep hammering here : This is the decade where these guys will be "cut to size" and "all excesses checked"
Just watch and see how things play out in this Trump's (and incoming Polivere) years, and beyond
@the bolded: you don't mean it. I must commend your analytical skills.


You can keep wishing however life has taught me certain lessons. Whether its capitalism in economics, the parable of the talents in the bible or positive feedback in physiology, one of the overriding principles that rule our world is simple- He who has is more likely to get more except... I'd say that if the Indian nation continues to grow, the next 2 decades would see them become a dominant force world over.

No need arguing, we don't think alike and it seems this is where our thought process largely deviates. You see, I came to the UK 6yrs ago as a higher rate tax payer. In that time, I've quadrupled my income. In many facets, I have done well for myself. I'm moving to Canada aiming to 1.5-3x+ that in 5 yrs from all sources and ultimately retire/pivot in my early 50's in a country of my choosing. I have worked with Indians as seniors, mates and juniors (who were under my tutelage). I've worked with Indian nurses, health assistants and even carers (some of which might have paid their way to come in). On my estate are Indians, my last PM was of Indian heritage. I see them as every regular person and never seen them as a threat. Whether I achieve my goals or not would not be because of them. If you want to live your life seeing them in your dreams, it's up to you.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 10:46pm On Jan 20, 2025
RodgersAkpafu:
Yes as per the bolded
Regardless of race
Anyone who moves to another country PRIMARILY for economic upward mobility IS AN ECONOMIC MIGRANT.

No shame in that

What is however VERY WRONG is economic migrants using the study route as a backdoor to "enter" a country, without any Scholarly intent.
I.e. coming in via school, ditching the program that brought you to the country in the first place and then hustling day and night i.e. fake students. To add insult to injury, even the bachelors degrees and other supporting docunents ARE FAKE!
That makes the overwhelming majority of modern migrant economic- whether it's Brits going to Dubai or Haland moving to Manchester

That you don't like something does not make it wrong.

Falsifying documents is a crime hence no need going there.
Higher education for most is to achieve 2 aims- experience/exposure and training in one group, earning potential in another. Many of these students would not pay those sums to study in their home nations and only pay cos they are drawn to the economic benefit of studying in UK/Can. A student deciding midway through uni that the ultimate economic interests of studying are better met elsewhere and deciding to drop out have not committed a crime (except stated). People do that everywhere. The uni might frown upon it (as they lose funds) government too. It's then the role of unis/government to put in checks and balances to prevent that from occuring if they think its a significant issue.

The funny thing with this is that taking the UK as an example, students who decided to switch legally before new rules came to be were able to keep their family and are on a pathway to longterm stay. Many who finished are now facing an uphill battle to find a job that can sponsor as thresholds are much higher. Again, both groups commited no crime.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 10:15pm On Jan 20, 2025
ednut1:
Canada does not need the amount of students it has currently. Majority are in the so called diploma mills earning degrees/diplomas that are not useful. Its now a case of cash grab colleges vs people looking for a shortcut to PR. Without clear pathway to PR fewer people would apply . The provinces should fund the colleges so they stop looking for international students money
Ok. Let me make it clearer.
The political leaders think the economy/uni needs the number of students they let in which is the reason they let whatever number they devide on be. Wether you think they're right or wrong is another discussion which is different from the point I was making.

In every developed nation, one of the easiest visas to manage are student visas. If the government thinks they need 200, the decision can be made in an afternoon and select 200 unis get one person each. Its that easy.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:40pm On Jan 20, 2025
Economic migrants... a phrase I find interpretations of interesting.

Who is an economic migrant? (In general lingua- not the Twitter definition)

Would a doctor, nurse, IT professional, teacher e.t.c who got a job in the UK and hence migrated be regarded as one?

Would a student who paid thousands in tuition fees with the sole aim of educating themselves, increasing their earning potential and accessing means of longterm stay in a country be regarded as one?

Does someone who applied via PR with the aim of availing themselves of better opportunities in Canada count too?

On a personal note, I know medics who have sold their properties in the UK and moved over to Canada, U.S, Australia e.t.c most into quite high earning roles- would they also count?


All these people moved for one reason- to benefit from greater econmic opportunities in their recipient country. They wouldn't have moved if the pay in their home nations matched what they'd be earning abroad. Does this mean most of us are economic migrants?
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:25pm On Jan 20, 2025
ednut1:
The era of working to pay tuition/living expenses is over. Do like Germany and introduce block account where you would have to deposit all required funds and withdraw the portion you need monthly. Non compliance will become zero.
Fair enough this would be a non-biased way to go about this. It would still favour Indians agains say Nigerians simply cos they have a better network in Canada and better home economy so would be able to raise the funds.

Canada needs students which is why the pathway is still open. They just want more of them to be compliant.

If not for reasons of diversity, one would argue that countries like Ghana e.t.c who have defaultees well above the average should see their numbers limited and nations with more compliant folks should have less barriers so more can come over. Some nations do this with visa applications.

It's based on data like this that governments make policies that dont rhyme with prevailing anecdotes. India is not only supplying a large number of students which Canada needs but their students are the most compliant (working of your table).
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:15pm On Jan 20, 2025
RodgersAkpafu:
Very simple
Scrutinise the indian side more to weed out and rid potential economicmigranta disguised as students out. cool
This singular act will dramatically reduce the absolute figures

It's also a sign that some people have slipped through the cracks cheesy grin
I will do some retrospective inspections as well (as IRCC is doing now, Kudos to them)
Let's await and see what the data will look like, by this time next year cool

Cheers
If you notice, the question wasn't directed at someone else cos I rightly postulated it'd be a tall ask for you. You need to walk before you can run.

You first need to understand how good data in sourced, learn to interpret a simple table before you start postulating solutions that'd sound coherent.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 1:09pm On Jan 20, 2025
RodgersAkpafu:
If I tell you the incidence if fraud in my own school, you will be shocked.
Like really really shocked
The thing has become a recurring decimal again and again and again and again
This has been rhe basis for my ringing rhe alarm ⏰️
But you talk say na "trope"
no wahala
Do I need to write it down in your local dialect? Anecdotes are not data.
I mean this is basic stuff.

Do you want me to educate you on why anecdotes are not used considered reliable and why you wouldn't find sensible people arguing over them?
Career › Re: For Those Earning Over ₦1,000,000 Monthly, What Do You Do To Secure Such Income? by jedisco(m): 12:46pm On Jan 20, 2025
Gerrard59:
There are many companies that pay such as salaries to employees in Nigeria. Most notably are oil companies, banks, professional services firms, investment banks and tech as the new kids on the block.

Pre-Corona as my job focused on graduate trainee positions.

Royal Dutch Shell paid 600-700 abi 800K per month. Addax paid close to a million. ExxonMobil paid above a million. Total paid two million. Banks paid well too especially to graduate trainees. Access was noted for paying 250K per month while STANBIC IBTC paid 300K. Audit firms paid very well, and once those trained by the Big4 moved to oil companies, they earned almost or above a million. FMCG companies paid similar earnings to brand managers. Vetiva was paying graduate trainees 250K - 300K. Now imagine how much managers were earning.

How I wish I kept an Excel track of the salaries. Well, post-Covid, salaries cannot remain the same due to inflation and the Canada exodus which made the audit firms increased their salaries to either retain staff or attract new staff. As I asked my friend who works at UBA, this is what she gave me:

New GT bank Salary

ET- N452k ,

ABO- N720k

BO- N900+

SBO+ N1M+

New FBN Salary

ET- N372k ,ET Tech -N523k

BA- N 497k BA Tech - N713k

ABO- N618k

BO- N900+

SBO+ N1M+

UBA Salary

ET- 376k

ABO- 558k

BO- 800-850k

SBO - 1M+

Federal establishments such as CBN, AMCON, DMO, NIMASA, NNPC paid very well with some staff, senior employees, earning more than a million.

P.S. All salaries exclude bonuses.
Finally, someone putting names to it.

I'm not particular about wether your data is true or not but I found it interesting that despite a poster asking what local firms pay their empoyees that outside oil&gas or top management, many people responded saying 'they know someone', 'change your circle' e.t.c without being able to state exactly what companies and roles pay that sum.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:22am On Jan 20, 2025
Interesting the FCAs response to Starmer's letter on how to stimulate growth was this. I.e loosening mortgage application and affordability bottlenecks so more people could pass checks and be able to borrow. Good idea to stimulate demand and growth only that if not met with good supply of homes, it'd ultimately lead to an increase in house prices just like lots of similar programmes different governments have tried.


Ultimately winners would be those who use the scheme to get on the property ladder before house prices adjust or property owners looking to sell up in the future.
Property prices have been resilient these past years and with interest rates dropping plus other assets performing well, it wouldn't surprise if house prices catch up. For those who can, its worth getting the ladder early.

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:09am On Jan 20, 2025
Lexusgs430:
[/b]

NSE is not my forte...... I would run 1000 miles away from NSE, big gains only favours big investors..... 😁

IE scored a song, with their free vanguard switch...... 😊
Hehe.. manybe my home bias but watching to see if recent restructuring may kick-start growth. Fingers crossed..
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:53am On Jan 19, 2025
missjekyll:
Its hovering around the 15 billion mark as we speak. Mugu no de finish o.
It will be a rugpull, of course with Trump cashing out but every single buyer deserves to lose their money. Every one of them.
So u follow dey do crypt0? Hehe
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:51am On Jan 19, 2025
Lexusgs430:
I have shutdown my moneyfarm portfolio and selling my positions in T212 & Webull.... Would move most of the funds to investengine SIPP (and go spend some of my portfolio growth in Nigeria next week)...... 😂🤣

I tried shutting down my Freetrade SIPP and move to IE (its about £120 per annum). But IE does not do individual stocks (would monitor position).... 😁
Hehe... enjoy the sunshine. Na 'IJCB' crew dey reign for 9ja now

Why is it only Vanguard they're accepting? Maybe they are targeting their disgruntled customers.

IE is good. Love their app but not keen on moving my SIPP there. Already, I have some ISA, GIA and business investment account with them. Not keen of having it all one one platform.

I'm looking for another platform where I can buy FWRG by Invesco in a SIPP which seems to be the cheapest global index fund with a 0.15% fund fee. HSBC FTSC all world is also decent at 0.13% but doesn't include small caps. I don't do individual stocks oo.. want to sleep with 2 eyes closed. That risky side of me is 'invested' in crypt0
I go siddon dey wait at least £500 switch bonus. T212 wasn't bad for S&S ISA this yr with their 1% cash back

BTW, I have been looking to do some 9ja stocks- searched for a passive fund with weighted large caps- say NSE 30. The ones I stumbled upon in the past all had really high fund fees- usually above 1%. Didn't make sense to proceed. Any ideas?
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:45am On Jan 18, 2025
Simplicity0555:
Can anyone suggest a possible fix to this accidental damage on my wall.

I no want landlord wahala
Hehe... also have a few to sort- holes made while fitting blinds.
The thing never fill my eye but YouTube is quite good for these things. There should be a filler kit and small spray paint available at the likes of B&Q.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:41am On Jan 18, 2025
Lexusgs430:
Investengine is now offering 0% fee on SIPP accounts..... This offer is the best for people interested in opening exchange traded funds (etf) portfolios......

Remember, HMRC would pay you 25% on each contributions, into your SIPP account. You can claim more, if you're a high income earner (via your self assessment portal).....

https://investengine.com/referral-welcome/?utm_medium=share&utm_source=growsurf&grsf=rvkoov
Nice one. For the next tax year, I'm in search of a decent broker offering no fees and a switch bonus.

I recently made a payment to my SIPP and for once took the time out to properly read through Vanguards investor document. I have always sought out cheaper fees but it was shocking to see that over a 30year period, fees alone would have have shaved off almost 20% of my returns.
For reference, fund fee is 0.23% and Vanguards platform fee is 0.15% of the invested amount capped at £375 pa.

Infact, I'd likely ditch Vanguard and switch to a cheaper global fund.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:24am On Jan 18, 2025
expensive007:
Thanks for your insights!

They were not willing to transfer funds to 3rd party account. Moving forward, I will be using my personal account for the receipt!
Thought as much as it opens a pandora box for many things.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 4:19am On Jan 18, 2025
RodgersAkpafu:
We all know these things

IRCC have asked Indians as well as other people to resubmit documents, but of all nationalities, they are the only one fretting and panicking
IRCC had to address it, as Below

https://thepienews.com/ircc-addresses-concerns-over-document-resubmission/
Just as you’ve been shown multiple times, single occurrences and anecdotes are not reliable data when analyzing large groups. You should be educated enough to know that.

Go study your biases and see if they hold true. If they do, present me some data.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 3:55am On Jan 18, 2025
ednut1:
as seen on TikTok . The country of origin for the 50k non compliant students. Those in glass houses should not throw stones. Your country is number 3 . 😒
Interesting that despite all the prevailing narrative, India has 5.6% of their attendees being non-compliant as against the general average of 7.2%. Better still, their rate of defaults is less (i.e better) than all mentioned countries on your screenshot. For example China and Nigeria sits at 6.4% and 11.2% respectively.

Without Indians, the average default rate would be higher at 8.7%


If you were a policy advisor looking at this with the aim of reducing non-compliant students while retaining good number of arrivals, what would you do?
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m): 3:42am On Jan 18, 2025
RodgersAkpafu:
Can you see the gap....

Our supposed "model minority highly skilled pipu" have more ppl caught up in forgery than the next 4 countries put together
Now that IRCC has asked for more ppl to (re)submit their documents, be assured that that number with further balloon cool
Now, you have some data to work on as regards your much repeated forgery line

For starters, when presented with such a table first thing is to confirm the source or legitimacy of the data.
Second is to work out of what the percentage of defaulters are in total and are for each group.
Lastly, you compare the percentage of defaultees by group against the total average to see if any is under or over represented and to what degree (if significant). All before going on to more details like trends e.t.c

I mean, this is basic stuff.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 7:14am On Jan 17, 2025
Saccharine:
Farage should just call him Daddy. He's literally bending over for money
Lol... daddy Elon


Goke7:
it's difficult to unfriend the richest man in the world, it's what it is. Many out there are dying to be in Farage's shoes so bro need to behave or be sent packing
Just imagine if it was Rishi subjugating himself to Andani Brothers or if it was Kemi frolicking over Dangote. The likes of Farage and the general public would have been up in arms about unwanted interference. Now it's Elon... na siddon look we dey. When I look at the UK-U.S.relationship, it's not very far off from the way Elon and Farage ride.
All said, the reach of Elon is becoming dangerous. One person should not weild such power.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
ferfer:
@LordAdam16, RodgersAkpafu, Jedisco and any one willing to contribute.

So we have established that there is a deficit of talent in our community! What do we do to remedy this? It is not enough for us to describe a malaise, we can also try to proffer solution(s). You never know who will be reading this - now or in the future. We diagnose, prognosticate and also offer therapy - clear ones and in simple language. We have all heard the toll of the death knell of affirmative action, which as nebulous as it seem to some, is still something and has offered a pathway to a better life for many. And so it may behoove us to gestate or come up with a more bespoke alternative.

RodgersAkpafu spoke about a cultural shift. Can we get into the nitty gritty of this?

LordAdam16, I will take a couple of hours one of these days to look through that reddit thread. That looks loaded to the brim. Please provide more insight(s)?

Jedisco, please shoot!
Thank you.
It's a common proverb that he who throws stones at everyone never gets to a destination. There is no need boring being prescriptive with a long list of things which are common knowledge. We could start by building a community focused on self-improvement. Just like the Nigerians in UK thread- open conversations are welcome and with time knowledge and community grows. There is even a mortgage thread with many getting on the ladder and sharing experiences.

Let's be clear, as a people or country we are not trying to reinvent the wheel.
What we seek has been done around the globe by multiple nations and groups. Over recent centuries, it was mainly the west that saw good development with their ensuing plunder so perhaps we may have been able to excuse ourselves if things remained that way. However, the last 80 years has shown that any country or people, if they do the right thing, can aim for the top and achieve that with time. Though I agree, there are still macroeconomic factors at play. We can x-ray what others have done and see what could work for us on an individual and community level taking care to avoid their pitfalls

Examples abound- Malysia, China, Singapore, UAE and now India, Mexico and Brazil are forging on despite challenges. What's impressive is that pace of development for some of the initial Asian tigers was much steeper than had been previously seen or thought possible. This is down to how knowledge compounds with time. Within a generation- some went from poor to developed. We can decide to get down, do what others who have succeeded have done and build wealth in our communities, or we could go around abusing others and chorusing racist tropes while we're left behind.

Regarding affirmative action, despite never being a recipient, I have argued in favour of it but this has to be properly balanced with merit. It's just how the world works and keeps balance. Look well enough- affirmative action is everywhere just called different names and without it, some groups would be unduly left out not for lack of intelligence but opportunity
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by jedisco(m):
LordAdam16:
An investment bank doing bend-down-select is different from Goldman Sachs spending $7B and employing tens of thousands directly and through its GCCs in India.
India's population is 1.4B. Asia's is 5B. All of Africa is 1.5B.

It's not even close.
You're trying to compare a local supplier of a bodega to a national supplier of Walmart.
We're operating at different wavelengths.

US engineering graduates: 70,000 per year. India: 350,000. China: 600,000.
That's why China can decide to create three new Starlink competitors concurrently and it's a regular Tuesday.
You become an adjunct professor, become a VP, rise to Principal SWE, start a practice, and now you feel your pond is the Pacific.

Cognizant has 336,300 employees.
Founded in India. Headquartered in New Jersey....

-Lord
Thanks for bringing facts to this. Though I dont agree with some of your opinions, but its folly to argue facts with emotional tantrums.

When you look at the number of multinationals setting up in India, you begin to wonder. Shortsighted folks would say its 'cheap labour and poor quality...' but already, the pay for some of such jobs in India now rival pay in western nations. Compound their current economic growth of 7% pa and you'll see where they are headed if they stay the course. Of course, they still have huge pockets of poverty and need to address their wealth inequality but their GDP per capita tells its own story. I looked into Goldman Sachs and its surprising - quoting: '35% of their transaction banking team and 50% of its consumer banking team are based in India'. This is a bank that has over 1.6 trillion in assets. i.e over 4x the total GDP of NIgeria.


What I find surprising is that despite all this, someone who in a university setting rather than learn and seek to make himself and community better, goes on Twitter and is fed racist jibes by people many of whom do not have the education we possess. He then turns around to regurgitate that without asking those racists what they think of him. Look at China, until recently, they were a laughingstock in the West. You can guess what westerners would have said about them in 1990. Today, everybody has woken up and they're rivaling America for supremacy while retaining most of their wealth. That mistake is what may western nations and companies don't want to repeat in India
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:33pm On Jan 16, 2025
Hehe.. money good oo.

Someone is courting your wife in public, saying you're unfit to be a father. You response is 'we're still friends'?, 'I'm travelling to his house to mend fences'. I wonder how the conco would go. I wonder if Farage would be offered a sit in Musk’s presence. grin


Asked whether the two were still friends, Mr Farage told Sky News: “Of course we’re friends. He just says what he thinks at any moment in time. Look, he said lots of supportive things. He said one thing that wasn’t supportive. I mean, that’s just the way it is.” “ I am confident that whatever has been said we can mend. I really think we can. He said what he said… Of course I want his support, of course I will talk to him in America in a few days time, of course I want to mend any broken fences that might exist. I’m sure we can do it.”

Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:21pm On Jan 16, 2025
expensive007:
No. I don't have any UK bank account, because I'm still in Nigeria.
Most of it could be sorted by speaking to the brokers.

Were you resident in the UK before when you bought the shares? If you bought them via a Nigerian stockbroker/platform, then I doubt they'd be able/willing to pay it out to a third party in another country.

Are the brokers willing to liquidate your holdings and send it to a third party's account?

If you want to retain your £ purchasing power (as youre planning on a reasearch course), you could utilise a dom account
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:08pm On Jan 16, 2025
Zahra29:
The ready supply of immigrant labour has contributed to the low wages in the sector. Unfortunately too many foreign workers are settling for minimum wage and poor working conditions in exchange for a care visa, and too many care companies are getting a free pass even though they can afford to pay more.
Which is why I dont understand why the government continues to leave the care route open. If its closed and there's good shortage, employers and subsequently councils are forced to pay more, people would spend more weeks in hospital waiting for their care package, elderly folks may die alone without care e.t.c. all this would force wages up. Same can be said for even the NHS. If the government stopped taking foreign nurses, perhaps, the NHS would have since been forced to pay local ones 80-100k for starters. Foreign health and care workers are to blame for low wages in the sector

"Descending on the benefit system with vengeance" - lol, if there's anything left. Reeves is bringing in new cuts very soon, benefits are already very squeezed and it's only going to get worse. One has to be practically homeless (with young children) to qualify for a council home, and on a very low income/unemployed to qualify for universal credit or housing benefit.. Child benefit is capped at 2 children and starts to reduce if one parent earns more than £60k. Right to buy will soon be scrapped in all but name due to stricter requirements.
What other benefits are there?
Even the state pension is on shaky ground.
Na ne u dey ask?
Ask the millions on state benefits what they're claiming. As you said, the money don finish... so I wonder why the Torygraph is then worried about potential new entrants
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:05pm On Jan 16, 2025
lavida001:
That conversation of building and getting Africa working that you all don’t want to have will one way or the other come to hunt us. “Let me mind my African business”
Civil conversations are welcome. I don't get the feeling anyone here is against having that conversation- certainly not me. Why not bring it up?

Many here are doing what they can to support the economy and initiatives back home
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 3:20pm On Jan 15, 2025
Goke7:
After creating something no one forced them to do then they will start fighting against it whether it’s post study or startup visa as if it was in Sokoto the pathway originated from. This is why am not excited about the AI pathway cos tomorrow when those ones too are eligible for ilr they will start saying another thing again like they are responsible for many Brits sitting down at home and damaging the economy.

It just shows the exploitative approach all these programs are and never about progressive ideological way of solving problems. Like I always say it’s a hit and run system.
Lol... na today? Its a well known fact- we are only here only cos we're needed not wanted and reason why I'm unapologetic in seeking out the best for myself. To be fair though, this is an opinion piece on the Torygraph
They should bring AI on, let people benefit.
In their minds, after care workers have suffered for 5yrs on minimum wage and taxed heavily for settlement fees- what stops them as citizens from descending on the benefit system with vengeance... afterall everybody get wetin dey do am and what some of them go thru is enough to cause PTSD.

The odd thing is that a good chunk of the labour shortages in care, farming, construction etc can be filled locally by supporting the millions on longterm sick back to work but any proper conversation on that is shot down by a baying mob.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:53pm On Jan 15, 2025
Cyberknight:
I saw this one.
Interestingly enough, the article makes the good point that salaries for care workers should have been whacked up first but says nothing about the social care NI increase the Johnson government brought in in 2021 to deal with funding for social care which was immediately cancelled by Truss and the low-tax ideologues.
Care is hardly straightforward. Most setups are run by private providers (who determine pay in line with market forces) and the government wouldn't touch it with a long pole. Many concils are on the brink of bankruptcy thanks to social care. Central govt doesn't want or have the means to increase funding to councils.
B-Jo was able to ride the covid induced wave of nationalism that people didn't mind when such was introduced. Now we're back to normalcy, and tax burden close to historical highs, nobody wants an extra tax bill. The recent winterfuel and issue with farmers caused alot of upheaval even though it was the 'rich' that were targeted.

On economic modelling, I think the UK would remain somewhere in between as its culture dictates. Its tough- Higher income earners already carry a huge tax burden and taxing them more would not bring needed gains and be unpopular. An argument can be made to reduce the relatively generous personal allowance but this would be unpopular and its already set to rise by inflation.
A less controversial one would be cutting/capping ISAs as was done with pensions but that might result in a behaviour change and unsure inpact. There are other small cuts/ tax rises that could be made but Reeves is trying to play it safe but the people want major reform. People increasingly want something radical even if that is ultimately going to burn down the economy

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