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Car Talk › Re: Third Party Insurance. What Does It Cover? by joinnow: 9:21pm On Feb 15, 2017
moshino:
If you don't know, then be sient and learn.
Bros dont worry
I am saying in theory it work yes its stated in their policy but in practical all na Wash

I know insurance staff go quote me but
I wont reply any one again period.
Romance › Re: Help ! I Am Afraid Of Sleeping Alone. Husband NEVER Listens by joinnow: 9:15pm On Feb 15, 2017
joinnow:
Your phobia don pass becareful
U are now hallucinating
Go and visit a doctor
A Psychologists and psychiatrists
Cos you are having both
Somniphobia and visual hallucination.

Visual Hallucinations

People have reported seeing animals, innate objects and people not present. They may see ‘ghosts’ or ‘angels,’ and some involve quite complicated scenes or bizarre situations.
Causes
Disability. Those with very specific sensory problems like blindness or deafness often experience hallucinations. People who go deaf often say they hear voices. Similarly, those who have had limbs amputated experience "phantom limbs" with all the movement, even pain, experienced.

Severe physical illness, such as brain cancer, or kidney or liver failure, or later-life dementia, or alcohol-related delirium tremens.

Severe psychotic disorder, such as post-traumatic stress disorder (PTSD) and schizophrenia. Those who have experienced PTSD often experience flashbacks. When they hear certain sounds or detect certain smells, they are instantly transformed back to times of trauma—war or accidents, for example—and may have powerful flashback hallucinations of particular events. In times of great stress and mourning, some people hear reassuring voices that calm their senses.
NYSC › Re: Corper Gbadamosi Mayowa Brags About Sleeping With His Students In Edo (Photos) by joinnow: 8:35pm On Feb 15, 2017
Icon79:
You see how you got F9 in math, eh?

So 4% + 3% + 3% = 100% for una village, eh?
Sorry chika obi
I will modify its 40+30+30
NYSC › Re: Corper Gbadamosi Mayowa Brags About Sleeping With His Students In Edo (Photos) by joinnow:
Na soo
One corper impregnant two sister same month
Nysc just dey share the guy allawee 4:3:3
40%for the guy
30% each for the sisters
And any he will marry any that first deliver.
grin grin grin
Car Talk › Re: Pal-V Launches First Commercial Flying Car by joinnow: 6:39pm On Feb 15, 2017
Nigeria Politician will want to get like 2 each
If Dss and Efcc suround their house it will be in vain.
Cos they go just enter inside and fly away to neigbhouring country.
More work for custom cos if rice price still continue this way our people go use am dey smuggle rice etc.
Car Talk › Re: Pal-V Launches First Commercial Flying Car by joinnow: 6:30pm On Feb 15, 2017
Scatterscatter:
I'll like to see how Lastma will arrest these kinda cars huh
Already Amebode will soon order 100 for lastma tongue
Car Talk › Re: Third Party Insurance. What Does It Cover? by joinnow: 3:46pm On Feb 15, 2017
fkj950ax:
Took 5weeks. Mutual

I was lucky EOD was a "company car" so there was a limit to how I was harassed.

And I made up my mind not to spend a kobo from my pocket due to the attitude of the driver.

She changed lane without signalling, I hit her good. Then she started shouting and clapping like a village girl. Threatening to lock me up send seize my car.

It was good pay back to delay.
Good for u. The EOD was company car.
.
But believe me most people will not wait for five weeks to fix their car.
Had an experience dis is even comprehensive far.
Premium paid then is 128k or so hit a car from rear not me. We took the steps and docs process.
Fix the car with our money b4 insurance refund us part not total money spent. It took about two months
Car Talk › Re: Third Party Insurance. What Does It Cover? by joinnow: 2:40pm On Feb 15, 2017
Just like telling me Mortgage work in Nigeria
Car Talk › Re: Third Party Insurance. What Does It Cover? by joinnow: 2:33pm On Feb 15, 2017
leighcon:
Your likes were given to you by people as ignorant as yourself.

Insurance is a pool system, it is not your own premium (N5k) that they will spend to fix the car, the repair cost is taken from the pool where there have been other contributors. What it covers is subject to the terms and conditions stated in your policy.
5k own no dey work for naija joor
Just like 15k HMO
Car Talk › Re: Third Party Insurance. What Does It Cover? by joinnow: 10:18am On Feb 15, 2017
fkj950ax:
It does. I have replaced a 2007 Honda EOD bumper and left rear light of a car i hit from behind with 3rd party insurance.
How long is the process from when u hit the car and when the bumper was replace by insuranxe company
Travel › Re: Young Female BRT Driver In Lagos, Her Smile Is Charming (photos) by joinnow: 10:09am On Feb 15, 2017
Like her courage
Dem plenty for Isreal driving Luxury Busca buses.
Romance › Re: Pretty Lady Shows Love To The Less Privileged On Valentine's Day (pics) by joinnow: 10:03am On Feb 15, 2017
Na only herbiscus i see oooo shocked
I no see brown envelop ooo cry
But i feel she drop something
Car Talk › Re: Third Party Insurance. What Does It Cover? by joinnow:
shinel:
Insurance companies feed fat from Nigerians like you that are not informed, and don't go for claims in eventualities. Your 5k yearly covers your 3rd party up to 500—1m depending on the insurance company you took, and very easy process against your thought.

Pictures of the accident site and a police report, see contact information on your insurance certificate.

Just go to sleep and be thinking of how to repair your own car, while your insurance takes care of the car you damaged.

It's not up to 40days to process, from the one I experienced if you can prove the scenario and have witness from scene.

Note: If your insurance certificate is not genuine, you would have been arrested long ago on the road by VIO.
One they've checked you before and let you go, your cert is genuine.
It is not easy (time and call)
40 days to process and the Person u hit go wait for u.
Car Talk › Re: Third Party Insurance. What Does It Cover? by joinnow:
fkj950ax:
You obviously don't know mow insurance works.
How much should premium be if you think 5k is meagre?

It gives you up to N500k limit of repairs.

Nigerians prefer to fight at car crashes instead of accessing the insurance
If its comprehensive then you can pursue your claim
Politics › Re: Nothing To Show That South-east Is Part Of Nigeria - Okorocha by joinnow: 9:27am On Feb 15, 2017
Sha any time person wake na im morning be dat.
So Okorocha don wake now
Ok
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 6:30pm On Feb 14, 2017
pawesome:
na bcz f una type dem de cari dagger na..pple lik u dt say tins u hv no idea f..even an ilitrate cnt jst talk out f context lik u..de dnt assume tins buh c it fr demselves wil u re dia assumin n talkin trash lik ur brain is located on ur ass
AKUYA
Health › Re: Prices Of Drugs Skyrocket As Nigerians Face Harder Times by joinnow: 12:03pm On Feb 14, 2017
Barmmyshoes:
Hmmmmm. You really need to thank God if you aren't treating any ailment or sickness.

I was in a pharmacy yesterday where i went to buy procold and a woman entered to buy a drug of #4500. She buys the drug every week for her sick daughter and she said that drug used to cost her #2130 before.

Me wey still dey complain of procold wey be #50 before which i bought for #90. Na so i just thank God oo my brothers and sisters.

my heartfelt sympathy to every patients in the hospitals. Their families are one of the victims of this exhorbitant increment in drug price.

I pray may divine healing descend on you guys. (Amen)


Check my signature for your stylish and quality footwears.
I take God beg u
Procold has been ban since 2014 or so it cqn cause STROKE
___
PHENYLPROPANOLAMINE :
cold and cough. Reason for ban : stroke.
Brand name : D’cold , Vicks Action-500, Procold etc
NYSC › Re: Bayelsa Corper Valentine Dies Few Days To Valentine's Day (Photos) by joinnow: 10:07am On Feb 14, 2017
Oya Go and buy one Today
Its N9,700 only online or less in open market
I dont want to hear another touching story.

Dat is Nigeria 4 you
You provide every thing for your self.
Electricity : you buy Generator for your self
Water: You dig borehole
House No Mortgage: you build house by yourself
Just few examples

Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 7:50am On Feb 14, 2017
iambijo:
wanna take my kid to school, can't u see am busy.
Eyah.....
I am on vacation
Phones › Re: Now You Can Create Lists Of Places And Share Your Favorite Places In Google Maps by joinnow: 7:40am On Feb 14, 2017
But why
Na stalker bi like whaoo i know where to get him/her
Kidnapper bi like he go show for todayclub
Terrorist will be happy and capitalise on this new feature
Fashion › Re: See What This Pretty Black Girldid To Her Face In The Name Of Tattoos (photo) by joinnow: 7:34am On Feb 14, 2017
She is trying to pass a msg
But using the wrong communication channel.
She tattoo Ak47,illuminati,etc.
Who get Hypo and iron sponge

But who bi me to Judge na
LeaveHerMatter.com
Romance › Re: Woman Breastfeeds Pig On Live Television pictures by joinnow: 7:22am On Feb 14, 2017
Look at his husband
He is wondering can i still suck dis boobi again
While her daughter mind is reading
Iyama
Health › Re: Can God Still Work Miracles? Please Read And Answer Because I Am Breaking Down by joinnow: 7:16am On Feb 14, 2017
Every thing depend on God
Our God is a merciful God.
If God can extended king Hezekiah from sick dead bed to more twenty years then he can do it for your Mother just Believe and Trust in God.
.


I attended a programm recently and the speaker said something.
He said if everybody at this convention should be given an opportunity to climb the podium and talk about his/her problems
You sitting will not be there sitting after saying your problem.
You would have run away becos you will be afraid
that someone with much problem might exchange theirs with yours.
Pm me i have a contact to give to u
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 6:49am On Feb 14, 2017
iambijo:
how am i suppose to believe you ? Positivity is about balancing the truth how can you genaralize people just to satisfy your hatred on dem, Niggah pleaseeee
I dont think you really know what is positivity.
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 6:47am On Feb 14, 2017
Brightology2:
smh 4 u
Back to sender
Why is truth bitter
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 6:44am On Feb 14, 2017
pawesome:
mehn,u sure sound lik a mitch buh bet me wia eva u re,d north is far beta dn dt hole dt u re in..DAN BANZA SHA SHA SHA
People dat carry Dager like handset

But why is truth bitter.

Just proof you no carry dager as u dey so
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 10:36pm On Feb 13, 2017
pawesome:
c ya lyf? so us wey d north n dem neva slaughter us nkoh... Go get a lyf
Some fowls dey survive christmas na
but dat no mean say it can not be slaughter in easter
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 10:30pm On Feb 13, 2017
marshalcarter:
its a lie....except is dis afonjastic element dem dat lack senseundecided hausas are nyz ppl in naturegrin
Why is truth bitter?
Not tomorrow you come and tell us in Nl
How you narrowly escape not been slaughter
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 10:23pm On Feb 13, 2017
slurryeye:
Kebbi and most part of Northwest has been peaceful for a while
Thank God you said for a while oooo
But did you understand what a post initially.
I said get prepare.....
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 10:22pm On Feb 13, 2017
delivryboy:
Don't you ever get tired of cheap propaganda? I'm not Hausa but I grew up in the northern Nigeria, it is arguably the most secured region, I live in the south south now and you can never compare the level of insecurity in the south south and the north. Not to talk about the level of productivity in the north compared with the south. The north is safe and productive.
What is cheap propaganda
Why is truth always bitter
Health › Re: Woman Who Carries Oxygen Tank For Survival Flies To India For Surgery. Photos by joinnow: 10:15pm On Feb 13, 2017
When i saw the title i just know its not Nigeria
We never get enough for hospital use
Na to come give patient to dey carry waker
Up and down
I pray for her surgery to be done successfully
Agriculture › Re: The Biggest Onion Market In Nigeria In Kebbi State (Photos) by joinnow: 10:00pm On Feb 13, 2017
iambijo:
too much negativity in you, like you've ever been to north, sokoto,kebbi,zamfara since year 2000 there's nothing lyk wat u are saying
Truth they say is bitter
I have been to 30states in nigeria
Dont get me wrong

Also note i am more positive in life than u

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