₦airaland Forum

Good to know

ladywriter:
Yes, it is "without". Thank you.

Please you said you did yours with your Payooner card. like how ,much will be deducted.

My payoneer card is empty is that why its giving me an error message?

Vanquay:
When they finish can they come and inspect my EBA and CLEATS

HURRY UP. ITS GETTING COLD

Guy no kill yourself o.

Happiness87:
i don't have your time, get a life, because you don't have any

Chai see painment and I like u o.




Can we be friends.

Happiness87:
bee bee bee

See what am talking about. Your rudeness is displaying your lack of intelligence already. Just with a statement, you're already tearing your dirty pants.



At least you accept the fact that you don't know the difference between a news and a write up. Useless Cretin.

You know when a goat enters the wrong place. Leave the meat and go back to eating your grass. Ewu.

pharmagba:
Concur. I'm more interested in that fighter jet, where is it and would have love to see photo of a Nigerian soldier standing by each of them. That will confirm its authenticity.
Anyway this is a good one, let him clear himself because under the last administration Stealing was NOT corruption.

Truth be told I saw these equipments when they were being moved around the country except the jets am not sure if I saw it. Some around Ikire in Osun state and some along Lagos Ibadan Express way. I think they were being taken to Abuja or to the north.

It was strategically done so that the aircraft carrying them would land in Lagos and moved br by road to its destination so that people could see them instead of being flown to Abuja or the nearest International airport close to the war zone.

One thing I can't vouch for is if it was released for use.

xynerise:
Going through the developmental stages in life, some teens tend to take a wrong detour in life. Many teens are becoming rebellious to their parents and causing disunity in the family. Setting their own rules in the house and disrespecting anybody who tries to stop them from doing what they wish to do.

"Spare the rod and spoil the child". Does this also applies to teenagers? I guess not. What other psychological ways can we correct this rebellion?

If after much advise and talks he/she still refuse to change,
send him/her to a Military academy or a juvenile home. Instruct them that its strictly for correction.

Or

Better still, identify what stimulates his behaviour and send him to a place where he will get a mixture of seriousness and very little of what stimulates him. When he finds out that the new environment is not up to his standards and they are not willing to go all the way with him, he'll most likely change.

Note that the place you'll sent him/her to must be a place he/she won't be free to do anyhow but they must not be on his/her case all the time.

Though it is by the grace of God that he/she would change because teenagers don't know how to think and don't have time reason over what they are told.

They simply act randomly most times.

xynerise:
Against his or her wish?

Teenagers don't really know what's best for them. They act on impulse and if/when the impulse is not set right early enough it becomes an habit that will be very hard to control.

AshiwajuFoward:
Contest as what exactly? As Senator or Senate president? Everyone knows he wasn't his party's preferred candidate for the SP position. He won't be SP today were it not for the PDP -- Fact.

You get time dey reply dat one o. The one wey no fit differentiate between news and write up.

You could tell from her response that she knows little about politics beyond her hatred for the ruling party.

She's better of in Romance or sexuality section.

ladywriter:
1. Try it and see if it works, I verified mine with my payoneer card
2. You may need to contact payoneer's support desk to confirm
3. It has very little impact on winning bids. There are others factors that contributes to it such as quality of proposal and your reviews
4. Hmmm! Say 5%
5. There is no way you can win projects with writing proposals.

@bold You meant to say without.

Thank you very much for your response. Still trying to get my ways around the site.

Most definitely after Buhari is Southwest probably paired with Southeast. But people from Southeast cannot be trusted to support a Vice president from their region.

Happiness87:
but Why do Nigerians fall for cheap news, sponsored by unless agents to heat the polity

Madam this is not NEWS its a write up, an article.
Go back to Romance or Sexuality section. Politics is not for you.

owobokiri:
What has buhari done to the power sector within the last two months to be praised for the surge in power output other than ordering his boys blowing up the pipes that carry gas to the power stations to observe a detenté?

Buhari was the chief terrorist in charge of Boko Haram.

So Buhari is now the leader of Militants blowing up pipelines.



Ok. We don yhia

ladywriter:
Hmmm! My big bro. The old title is back now. We will run the two threads concurrently. I noticed more people are visiting the main thread from here and they are really making progress, I am impressed. That is actually my goal, to help more people in this section.

[size=14pt]PLEASE I NEED YOUR HELP[/size]

I registered on the freelancer site but i seem to have a lot of issues and questions.

1. Is it possible to finance my account from my GTB bank account? If No.
2. Is it Possible to Finance my payoneer card through a local bank so that i can use it to verify my account.
3. Financing bids, does it increase chances of getting the Job?
4. If Yes, by how much?
5. i am been asked to submit a proposal for each job, does it matter if i don't submit? do people get Jobs without proposals?

These are the pressing questions for now. Looking forward to your response.

Thanks

menesheh:
How many countries are govern by Christian ideology of the bible (new testament)?not even the smallest country on the planet earth vatican city. Make any mistake of replacing objective constitutional laws with the crap in the new testament - grace and later judgement ( mosaic law is actually old fashion for chritians), then see what becomes of such country.

Are saying Bible is not useful in the scheme of things in this present world?

May God help your soul.

13 miles? Gerrarahia

13 miles na 20 kilometers o.

Any corrupt baga should be thrown to jail. No time to waste.











Even though i kind of like the man. Nigeria first before anybody.

That ManGoat is possessed. Raping your fellow Landlords child.











Animals are taking over our country.

wetin happen? dey done sack Inspector Taye.

shegsky:
But why is it that only girls are asked to keep their virginity? What about us men, eh? I have read a lot of posts and comments that talk about girls keeping their virginity, and some guys even insult those that are not virgins.

But my question is this: Is it only girls that are meant to keep their
virginity?

What about guys? And again how will a lady be able to keep her virginity when guys are always asking for sex then turn around and
insult her for losing it?
It is not only women that are expected to be pure, guys should be pure as well. You want a lady to be pure, yet,
you won't stop asking for sex. If she still refuses, you try to make her weak in her
defence. Yet, you will come online or elsewhere and shout about girls keeping
their virginity until marriage.. Are we immune to virginity?

Let’s stop asking ladies out, and even when they accept to date us, don't ask them for sex.

Help them to keep their
virginity until marriage and stop putting the whole virginity and purity struggle on them alone!

Just my humble opinion though.

Thanks!

A guy can only keep his dickinity and not virginity.







As long as there's no word like Dickinity, then it is not required.

breakingbad:

10. Add yours

Op. You forgot

The Prostitutes This set of people do not have a Mind of their own. They go with any post that sound looks pleasing without critical thinking and appraisal

hinwazaka:
The men and women of the house are respected members of society. Till they are found wanting as dictated by a court of law, you should desist from tagging them as criminals. If we really expect a change in the handling of the state of our affairs we also have to change our attitude and relationship with them. The PHD syndrome has to stop so as to allow space for a pragmatic relationship with the ruling class. Only constructive criticism should be encouraged not character assassination and acts of calumny

Thank you for your correction. I must let you know there's nothing i look forward to than that but you cant help but respond in such manner sometimes, especially when you see someone defending an indictment of which everyone knows the expected result.

Its time for us to all always try and support what is good instead of defending the bad in the name of sentiments. when we form one voice against this so called politicians irrespective of our political, religious or ethnic affinity then these politicians, law enforcers and law interpreters would know what is expected of them from the masses.

On the other hand if we allow personal sentiments to becloud our judgement, these people will always find succor in the knowledge that some section of the masses will always blindly support their actions either legal or not.

ezeagu:
This is nonsense, if they're that concerned about their security, let them focus on drilling oil off Lagos' coast.

Be it Niger Delta or Lagos, it still falls under the territory of Nigeria and the last time i checked intimidation don't solve anything it only scares some people away while it puts some on the defensive. neither of the two will yield a positive result.

hinwazaka:
Such is uncalled for. Just make your point in a pragmatic manner. The fact is that this is a case of ethics. Whoever submitted the petition was wrong and should have resulted to dialogue than taking this to an external party. At the end of the day this matter will be settled politically and that is the fact

There's no civil way to handle a criminal. In a sane clime, a criminal is as guilty as the person aiding and abetting the crime.




BTW I hate to sound tribalistic but why do Igbo people seem to prefer a chaotic environment to a peaceful crime free atmosphere. An atmosphere full of illegality, impunity and criminality.

Tokotaya:
If you have a dormant bank account in Nigeria, you could be on CBN’s debtors’ list. Let me recast that, if you have a dormant account in Ecobank, you may already be a debtor, without knowing it. Your name may have been listed as having bad credit on the Credit Risk Management Bureau (CRMB)’s database with CBN. It’s not a demarketing attempt. It is purely my experience that others can learn from.

I had a current account in Ecobank around 2011. My ex-employer moved our salaries there based on a nice presentation made by the Branch Manager of the Bank at the time. However, the promises made were not met, so the salary account was moved elsewhere and we all thought it ended there.

More than three years later, I had left the company and was processing a loan with another bank. Near the completion of the deal, they called to tell me I was owing Ecobank. I was advised to sort it out with them before any progress could be made. I didn’t take any loan. The account didn’t have an overdraft facility. It was a basic current account from which you could never withdraw above your available balance at any point in time. How could I owe on the account?

I called their customer care and the lady insisted I must have taken a loan. I insisted I did not, and tried to convince her to look into the account to see what could have happened. She rudely cut the call!

I made a series of other calls and was linked to their Oke Afa, Isolo Branch where the account resided and was able to establish that it was my dormant account there that ran into negative. Ecobank made some routine charges on the account and when they depleted what was there, they made negative deduction of N119 and the negative started accumulating interest that had amounted to about N2,500 by late last year when I applied for a loan.

What manner of a bank would make deductions from a dormant account? I went to the bank and confronted them. An official explained that an account going dormant does not mean that charges could not be made on it. He said a man can be sleeping, but his bodily functions work nonetheless.

I paid off the money and obtained a letter of Non-indebtedness and took it to my new bank before they could process my loan. The great worry: what if I had not applied for a loan at another bank? How would I have known? Many decades later, may be as a pensioner, one may now apply for something and they will tell you there’s a debt of a couple of millions of naira you need to clear.

I’ve commenced the process of closing the account with Ecobank. Other dormant accounts I have are going too, even though some of the other banks are arguing that their own processes are different from Ecobank’s. They argue that typically, your dormant account holds the last balance there till you reactivate it. One said if at all any customer’s account goes into red, his bank had a standard procedure to call up the customer by phone to alert him. No one called me from Ecobank.

How much was N119 that Ecobank would go ahead to list me as having a non-performing loan instead of calling me to clear it. The totality of my experience with Ecobank has been horrible to say the least. To even collect the Letter of Non-Indebtedness was a war. It took nearly 3 weeks of constant harassment to get it ready and on the day I was to pick it up, I spent three and a half hours in their banking hall.
So folks, check up on all your current dormant accounts, especially those with Ecobank.

Instead of going through that process, you could simply have written to them and demand for a reply in and harmless manner and when they reply with letter of non performing loan, your lawyer takes it up as an evidence.

DaGC:
Its funny though that many of the oil agencies are headquartered outside the Niger Delta. We even have a refinery in Kaduna. If the NLNG has been a private ish, I won't complain. But a government agency taking its shipyard away from its base of operations is weird to me.

It looks wired but in all sincerity it is not.

The company is being wise in terms of its security. Instead of the ijaw youth to negotiate on how to join hands with the government security forces to provide security for the companies, they are threatening.

So after threatening them you expect them to still go ahead and stay.

I don't know why these people are just not wise at all.

koligs:
Which of ur past president or family members are better than PMB??
you just type as if u are having serious brain migrane..

Don't just attack people when its obvious the content of their comment eludes your understanding.

The guy was actually praising PMB.

An apology would be in order I think.

AhmadMind:

@barcanista
@teeowl
@lastpage
@MizMyColi
@mickey45
AND ALL OTHERS

DOES IT MEAN THAT CBN must Now back ALL the Naira purchases done online ?

DOES IT MEAN THAT CBN must Dip into its Forex Reserves to back ALL legitimate demands for school fees etc?

Yes. Only CBN should be able to back the Naira. It also means that demand for school fees has to go through the CBN. Better for the country (better statistics of inflow and outflow of Dollars from the economy. less money laundry, less corruption of the currency market etc) and better for the buyer(cheaper than from speculators)

What happens when all Forex is snapped up by Traders from other neighbouring countries

Forex cannot be snapped up by anybody. It is will be in the custody of CBN and other banks.

Anyone who wants to trade with forex should go to Forex market online and trade. it is for every one all over the world to trade in (free entry, free exit). You don't have to be in Nigeria to trade with Naira. You can be in Nigeria and trade with Japanese (Yen) and South African (Rand)

What happens when dollar in circulation out side banks becomes very scarce

What is dollars doing in circulation? Is it our official currency? NO.

So why use it to distabilize our economy by causing confusion

I put it to you that its not 'speculators' .....but sensible Nigerians that converted their Naira to ensure they held unto the value of their money long term.

The only legal and sensible way to trade your Naira to dollars is through the CBN and Banks not through speculators. If there are no speculators, people wont go about converting Naira into dollar.

lastpage:
Some parts of your post are not true ...or let me just say they are "plain naive"!
I will just summarise that l was at a bank in Lagos late last year, to be specific, it was GTBank at Around Adeniran Ogunsanya area.
I wanted to buy some forex to make an offshore payment for a vehicle l bought in the USA.
The Bank staff, told me they cant sell Dollars to me, despite my request that l have proof of the transactions and it is legit and l have the naira equivalent.
Funnily, and this is where it really gets funny, the Head of the forex desk at that GTBank branch, directed me to a "Mallam' who was lurking nearby and told me "That Mallam can help you".

I went to Mallam and told him what l want.
Mallam said no problem, he would sell to me but the price was about #30naira per Dollar higher than the bank rate!

I went back to the GTBank Staff and asked him why he thinks l should buy it at that rate when all they needed do what use my Form-M to bid on my behalf with CBN?
GTBank staff just looked at me and said Oga, if you really need it, that is how we can help you get it.

Meanwhile, as l was there "speaking grammar", Mallam has sold Dollars to a few people who dont give a hoot!
And the scary part of it was that l saw with my own eyes as the GTBank staff was transferring the Dollar (which they bought officially at a lower rate from CBN, to the Mallam), and l assume they all share the 'extra' on top.


The juiciest part of all these is that I HAVE EVERYTHING CAPTURED SECRETLY ON VIDEO.
I am torn between exposing this scam (and probably ending the career of those involved) or holding onto it and thus allowing such scam to be ongoing.
As someone who have worked in various banks in the late 90's and early 2000's, l have seen it and l can tell you authoritatively that the scam is sanctioned by the Management of every Bank, right from the M.D., to the "trusted" head of Forex Dept in every bank.

so, if anyone should be held responsible for this scam, it should be the "big fishes" (from the Managers, to the M.D's,), not just the "small fries" who man the forex desk.
Welcome to Round-tripping 2.0!

We are still on a "long Tin".


Lastpage!

LOL @ bold Purple sentence

Your choice of words is contradictory to your experience described up there.

I expected an opposing view to what I wrote but your experience only buttressed my points.

BTW did you read the Paragraph below in my initial comment? If not. Please read again and pay attention to the words in bold. Thank God you know the ideal situation should be the RED COLOURED STATEMENT in your comment.

Let's go back to CBN's directive. The CBN woke up and realise the sanity behind what some people has been shouting that BDCs and Speculators are destroying the economy in more ways than one. It is encouraging Money laundry, corruption, distabilisation of the currency(because the CBN don't know the amount of dollars in circulation) e.t.c.

kaboninc:
This is just what I've been wailing about. Lol.

When the RDAS and WDAS were still on, we had three markets - CBN, banks (interbank and autonomous) and black market. When demands (bids) are made, they are usually left overs due to fictitious applications. then it accumulates over time within the vaults of these banks. A bank buys on behalf of a customer at 161 (who many not fund his account or just buy, send abroad and send again doing round tripping) and sells at 183.

Where did they get that kind of money? Or is the bank's business now money changing?

If you ask barcanista what WDAS and RDAS is he won't know yet he is criticsing the policy.

Exactly the buy from the CBN, send abroad and back and they take it to black market to sell at a higher rate.

Anyone that tries round tripping now will definitely run at loss because of the charges and ultimately he won't be able to sell it at open black market.

soe:
Lol @"your father and mother"

As in...that word "your father" is only an insult if you had earlier said a bad thing to the person

E.g

Mr A: your are daft o
Mr B: your papa

Mr A: ah ah...how dare you bring my dad into this

....in this case, she had not insulted the guy, so, saying "your father" shouldn't have elicited her vexed reply of "father n mother"

It goes to show how unintelligent most Nigerian girls are.