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Business › Re: Nigeria's Cocoa Production Rises By 28%, Now Largest Non-oil Export Earner by jpphilips(m): 1:44pm On Sep 17, 2013

GenBuhari: Stop making excuses for Thief Obasanjo

Almost all the military rulers ruled during period of low oil prices and none enjoyed the oil revenue Thief Obasnjo enjoyed between 1999 and 2007.
Obasanjo took over when Naira was strong and fuel prices were low. he left things in a much worst state than he found them and even gave away oil rich Nigerian land to Cameroun

yea! that's the reality a lot of Nigerians don't know, Obasanjo was in a position to transform Nigeria but we were simply overwhelmed by the little he was able to achieve, talking about throwing crumbs to the dogs.

Business › Re: Nigeria's Cocoa Production Rises By 28%, Now Largest Non-oil Export Earner by jpphilips(m): 1:42pm On Sep 17, 2013

GH KWAME: You think if Ghana did not have constant supply of electricity it will keep supplying Togo, Benin, Burkina Faso and soon to be Ivory Coast?

http://m.peacefmonline.com/pages/business/news/201309/174387.php

If you have heard about Ghana's gas shortages, you will not associate steady power and Ghana in one sentence.
but i wont argue with you in case you are hoping to learn from my facts, i will like you to continue deluding yourself while the reality remains
what it is.

Business › Re: Nigeria's Cocoa Production Rises By 28%, Now Largest Non-oil Export Earner by jpphilips(m): 9:36am On Sep 17, 2013

demelza: Why wont the beverages be expensive when the factors of production are on the high side. Is it not this same Ghana that some companies were emigrating to from Nigeria? From the news I hear, Ghana has constant power supply and favourable government policies to aid those in manufacturing so unlike what we have in Nigeria.
These companies are not in business for charity. They seek to maximize their profit and so shouldnt be blamed.

The bold part of your post is a fallacy, say Accra not ghana

Business › Re: Nigeria's Cocoa Production Rises By 28%, Now Largest Non-oil Export Earner by jpphilips(m): 9:02am On Sep 17, 2013

Mafia Man: This is what we are GOING to use to dwarf your useless crude oil revenue from 2015 when this shithole called Nigeria ceased to exist (even through we have sizable crude oil reservoir too). Then we shall know who are the parasites.

The world may decide to stop demanding for crude oil after discovering the shale oil and more discoveries of crude oil reservoirs but can they replace chocolates? FůckShit I rep ODUA Republic for life

you export cocoa and import chocolates, Awesome!!

1 Like

Politics › Re: Obi Wasted N2tr Of Anambra Funds - Dr Ngige by jpphilips(m): 8:45pm On Sep 16, 2013

Cuche: The figures from Ngige may not be totally accurate/correct but nobody should play down on the massive stealing/looting that has taken place over the past 8 years of Obi’s administration. He, Obi was a bundle of deceit and sorry to say, how he succeded in deceiving even the church that he was a saint baffled me. No politician that ever ruled Anambra is/was a saint. None of those performing Governors is a Saint, Fashola, Kwankwaso are no Saints. And we are not forcing them to be, our own concern is do more work, let the job done be far greater than the money stolen nobody will even notice that you helped yourself with some of the cash.
You will be amazed that the amount of money that entered Anambra State over the past 8 years may be compared to the total amount handled by all previous administration starting from the time of Ezeife. What do we get? Bribing of Churches, traditional rulers, and what have you.
Painting of old school buildings and handing the same over to churches, not releasing cash enough for the contractors to do a better quality roads with drainage, minimum wage not paid. While most States are putting Model Schools in all the LGAs, go to Rivers, Delta, Imo and see for yourself. Remember he promised us that his children will school within the State during his campaign.
Some folks were saying that amount of money that his business is now enjoying has been so and that Mr Peter Obi was a Dangote even before coming to Politics. That is not true no matter the unit of calculation for his resources.
He was a convenanted front for some Abacha Era officials/politicians who he answers Sir to. They owned large shares in Banks and Some Security company, appointed him Chairman and payed him in cash/kind for being faithful.
if he was that rich why would those banks he chaired not be able to raise N15 billion initially, and later N25 billion to stand on their own instead of going into Merger. Afterall, bank business at the time was highly profitable, he should have calmly invested since he was a ‘billionaire’ in each of them. What happened then was that the Billionaires using him as front were afraid of putting more money into the system especially when they were not sure of their Stake in the then new Obasanjo era. One of such who we all know how OBJ/Atiku administration frustruated him, that he ran away to France while his oil block was being re-negotiated. He is from either Akwa-Ibom or Cross-rivers. Others are from South-East.
During his campaign in 2002 he could only afford Peugeot 504 saloon cars, I saw the vehicles then and am not sure they were brand new. But after he was in Anambra for 4 years his campaign in 2011 was done with convoys of Brand new Toyota Landcruiser, in fact, during one campaign to Nnewi the stretch of the Jeeps most with Waterproofs could keep an eye busy for 10-15minutes.
Compared to Obi, Ngige(who is also a Catholic) did better and did not go about the churches and communities telling people he was a Saint. Ngige was selfless putting his life/family in danger and in spite of the battles he faced he was still able to work with money available then, not that he did not help himself with some of the State Funds but the job done far outweighs whatever he might have stolen that even OBJ in his hatred for Ngige could not send his Barking and Bitting Bulldog EFCC against him. PETER OBI should be celebrating because the present EFCC is in Coma.

can you mention the bank that merged with fidelity during the consolidation exercise?

Politics › Re: Obi Wasted N2tr Of Anambra Funds - Dr Ngige by jpphilips(m): 4:22pm On Sep 16, 2013

kingbang: I dont know where to start with this your useless and senseless post kid.
1. He brought in Sabmillar and created employment with it. Now what is your business if he owns a share or not? If all the past thieving Governors of Anambra State(Ngige inclusive) had created enabling environment for investors, they would have come in earlier. Ask yourself how come its under Peter Obi's regime that investors are trooping into Anambra state? Even a 5 year old kid knows the answers.
2. You had the little brains to admit he renovated schools and handed them over to the missionaries. Now explain what you meant by "not checking up on them". I visited my Alma Mater DMGS sometime this year and could easily tell the difference.
3. Yes it takes him time to complete projects because he plans and saves for them and makes sure he completes them without borrowing a dime. Anambra state is not one of the least indebted states in Nigeria for no reason. We owe it to Peter Obi's financial prudence.
4. Anambra state has the best rural road network in Nigeria. Rural road accessibility is second to non in Nigeria. Go take a tour round the rural areas in Anmabra and figure.
5. Stable Polity created by the man Peter Obi.

I know you are one of those unenlightened fellows that equate good governance to painting of roads and planting flowers and noise making on AIT but sorry to bust your bubble kid, Peter Obi is the best Governor of Anambra State ever!!!!!!

LUX-FIAT

Politics › Re: Obi Wasted N2tr Of Anambra Funds - Dr Ngige by jpphilips(m): 11:22am On Sep 16, 2013

Anambra state has been a battle ground for political mischief over the years. Another election is around the corner and the power brokers are at it again, needless to mention the need for the actors and spectators to harmonize political interest.

i may not have room to delve into the Man called Ngige as a medical director because we have more than enough facts on the ground to unravel the enigma behind this huge political masquerade of our time.

At a time when the govt of Dr chinweoke mbadinuju (odera) like he calls himself have left Anambra state in ruins of sour tales of poverty, underdevelopment, comatose education system and poor Governance.Dr chris ngige with the unrelenting effort of his political God father chris Uba has truncated the franchise of Anambrarians through an election fraud, the first of its kind to be witnessed in any democracy in Africa.

In a region where the late Odumegwu ojukwu was honored, respected or even close to being worshiped to say the least. the machinations of Ngige and chris Uba made Ojukwu look like a "political house boy" when the election results were released, no doubt Ojukwu stood firm behind his political son who brandished posters of economic salvation, with logical slogan of "are we cursed or are we the cause?", also sitting at the board of Eleven companies registered in Nigeria, Ojukwu had no doubt that the son in whom he was well pleased has just arrived.

That was the first time Dr chris Ngige forcefully took that which belonged to Anambrarians, as law Abiding citizens, Anambrarians went to court.

Within the period Ngige was at the helm of affairs in Anambra state, the crook in him manifested once again when he opted to bite the finger that shot him to political limelight, that error in judgement left him in bruises and political epilepsy, Ngige was helpless and being the smart crook he was, he turned to the Masses for his salvation.

Not letting chris Uba's carnage to distract him, he took his political trumpet to the rural areas, he mobilized market women en masse and made sure that all the youth groups and associations were not left out in the largesse.
Ngige did not stop there, he started massive road constructions in rural areas, he revisited the state General hospitals providing them with ambulance services, he vigorously attended to the backlog of salaries and arrears owed by his predecessor, like a charm in the wind, Ngige became "the Man of the people" and once again wore his crown as "Onwa" like he was fondly called.

permit me to state at this juncture that Ngige's road projects were concentrated in his senatorial district and there is a perceived neglect of some core areas of economic interest in Anambra state. Major roads in Onitsha and Nnewi received little or no attention, at a time Ngige was giving Nanka to ekwulobia road a face lift.
Anambrarians have tried to Understand the adumberations behind this marginalization of economic interest to no avail, arguments in the political quarters had it that Ngige as an Administrator knows next to nothing where the core interest of the people lies, or he was playing the card of the drowning man who must buy the goodwill of his people under duress, Ngige will later Manifest more of this obnoxious propensity.

The Judgement of the court of Appeal who sat in Enugu on the 19th of April 2003 dishonorably deposed him of the executive seat of Anambra state and enthroned the rightful winner, Peter obi. Amidst the unceremonious depose of Ngige, his subterfuge on Anambrarians remained potent, an idiosyncrasy that later crowned him a senator of the federal republic.

I choose at this verge to call to memory with revered nostalgia a senator who once represented cross river south constituency, Senator Ita Giwa.
It is on record that at a time when the obasanjo administration was dragging its feet over the bakassi peninsular issue, sen. Ita giwa was the first to speak out in condemnation on the quality of attorneys employed to represent the federal Govt.
other efforts attributed to her name was the call on the floor of the senate for the federal govt to protect the bakassi citizens who were being victimized in the furore that led to their being Alienated in their own country.

this morally bankrupt senator by bigotry standards, threw away what religion defined as morality but took a noble step in the supervision of relief materials and shelter provided for the bakassi people.
History holds senator Ita giwa to a high esteem on the succor she brought to the bakassi people.

Anambrarians made no mistakes in legitimately catapulting their political masquerade Ngige to the exalted senate chambers where the likes of senator Mike Ajegbo and Florence Ita giwa has made a name for themselves, at the expense of Dora Akunyili.

Dora Akunyili like we knew from pedigree brought a comatose Agency to life, Dora put her life on the line to arrest drug counterfeiting in Nigeria. Dora's campaign in NAFDAC till date is still sending reverberating awe to drug counterfeiters who before now ply their trade with impunity.
History will be fair to Dora as the only member of the FEC who passed a vote of no confidence on the Yaradua's handlers, at a time when Nigerians were clamoring for the right thing to be done. Amidst these pedigree of victories and a penchant for carrying the interest of the Masses at heart,Anambrarians handed Anambra east to their political Masquerade chris Ngige.
By now, i have no doubt in my mind that Sane Anambrarians will be regretting that error in judgement, like some of us who voted "fresh air" but were met with "Patience air", in the end.

Within the period Ngige sat firmly in the Senate, deceiving his political houseboys, over 70 bodies were discovered in the Ezu river, there was neither a condemnation nor a strong message to the IGP from the quarters of the self acclaimed "MAN OF THE PEOPLE" even when the whole nation was thrown into pandemonium, the only time he visited was when he heard that the police has hurriedly buried the corpses, till date, there is no extra pressure from the office of the "MAN OF THE PEOPLE" to ensure that the IGP, investigates and bring the culprits to book, i was forced to ask, Does Ngige really know where the interest of his people lie?

still pondering over that issue, within his two years in the senate, Anambra nearly lost a vital economic fulcrum to kogi state by the carnage that erupted from the oil prospecting endeavor of orient refinery.
perhaps Ngige did not understand the Economic benefits of Anambra being listed as an oil producing state or perhaps the crook in him bifurcated the scenario and aligned with the part that Orient was not in his senatorial district therefore, may not be of any interest to him. Till date, Ngige is yet to make public his statements and also form a committee that will bring the warring parties together in other to hoist the Anambra interest beyond umbrage. I ask again; is Ngige's recumbency a curse or are Anambrarians the cause?

Just recently, we saw in the dailies that for two years, the "MAN OF THE PEOPLE" is yet to sponsor a bill in the National assembly amidst huge emoluments and allowances, at a time when sectarian violence is at its unimaginable peak in the north.
last year, the sons and daughters of Adazi humbly resigned to fate and committed to mother earth the repose of their brothers who were attacked in the North during a town meeting, do not misconstrue my intentions here, i do not expect Ngige to do the duty of the commander in chief of the Armed forces, no, but i expected the "MAN OF THE PEOPLE" to write a letter of condolence to the affected families, it will not bring back their dead, but it will boost their sense of belonging that the man who got their mandate remembered them in a devastating time like this, I expected Ngige to write to the JTF commander expressing his disgust on the security lapse that led to the untimely death of his kinsmen and also send a strong message on the need for the JTF to intensify their effort in bringing the culprits to book.
Has Ngige not failed Anambrarians enough?

The climax of this failure was when he put Party interest ahead of the interest of the people who gave him the mandate of representation in the senate, when he rose to the unalloyed defense of his political benefactors to absolve the Governor of Lagos state of any malfeasance in his deportation agenda.
Hitherto, i never knew Ngige had the apparatchik and records for press release all these while he was snoring away in the senate, save for the wrong reasons.
Ngige saw no evil in dumping 72 anambrarians at the bridge head in the Middle of the night, Destitute at that, people by virtue of circumstances of birth has become vulnerable to all manner of social abuse and threats that comes with night fall, Ngige and his cohorts showed no mercy.

Is it wrong for Ngige to use his influence to sway Gov. fashola to ensure that these people were delivered safely to either the Governors Lodge Amawbia or the Govt house in Awka where i believe they can pass the night in the banquet hall or conference room, of course, those were no viable options for Ngige and his cohorts,Just behind the Govt house in Awka is sitting a 90 rooms hotel owned by Ngige himself whose infinite wisdom dictated that these people should be better off in the cold.

Today, this Anomie of a senator is coming back home to play on the sensibilities of his political hallelujah supporters, people who have failed to reason that in the deep sense of what a leader should represent, Ngige remained as Unclad as a coconut without it's shell, his little lopsided achievements under duress can now be clearly juxtaposed with the real Ngige who has a hatred for his people but becomes their messiah during elections, are Anmbrarians not tired of this political chess game? where the people remain perpetually enslaved in the hands of the kings and queens while they gasp for breath as mere pawns.

All the cries of Anambrarians in lagos state this last six months were mere mosquito hums in Ngige's ears, who have avowed to snore himself to the deepest end of slumber.

As the vice chairman of senate committee on power, what gas blue print has Ngige proposed to his committee members to ensure that Nigeria solve the Gas shortage issue which is one of the reasons most power plants are not functioning?

The PIB (petroleum industry Bill) was discussed on the floor of the Nigerian Senate where Ngige was present, in the bill, the petroleum Minister was proposing a DSO for Gas in this age and time, what did Ngige do not just as a senator but a member of the senate comittee on power to send a message to Madueke that a DSO cannot work for Nigeria? how many Gas producing countries are practising the DSO model at this time?

A DSO will encourage corruption and create room for diversion, also, it will discourage vibrant investments in the development of Gas infrastructures in Nigeria, the same DSO for crude rendered our Refineries useless and was stopped in 2008. today, the Senate is doing Nothing to stop DSO for Gas.

still on the PIB, the petroleum minister is proposing flarring permit as an option against tightening more on flaring, not just because of its environmental implications but the need for us to utilize our gas properly, Nigeria loses 2.3billion USD annually on flaring yet we are relaxing laws to encourage it and our "ONWA" in the senate has grown dumb as usual.

Anambra today is recognized as an oil producing state, and Anambrarians are now exposed to the environmental degradation associated with oil exploration, what environmental bill has Ngige proposed to protect the Anambra environment?

what provisions in the PIB addressed the issue of living wage for Nigerians and Anambrarians in the oil and gas industry to reflect on the inherent risk associated with their jobs, Nigerians in the oil industry are paid pittance and treated like slaves, yet we have an Ngige in the senate.

God help Anambrarians if Prof chukwuma soludo scales through the APGA petty screening, Anambrarians will have a choice to correct the error of choosing Ngige over Dora Akunyili,
No doubt, that Ngige's Administrative capacity reeks of betrayal, incompetence and performance under duress,

5 Likes

Politics › Re: Dokubo, Fasehun, Uwazurike, Al-mustapha, Others Meet In Anambra by jpphilips(m): 10:34am On Sep 16, 2013

Perkins007: Well time tell where nigeria is heading to. i am not against there meeting if it is for the interest of all of us. We have to forgive our selves if this nation must move forward. United we stand and divided we fall Good morning

How can the meeting of never do wells, societal mis fit, ex cons, militants and fraudsters be in your interest? are you a hopeful con man?

Politics › Re: USA Minimum Wage Vs Nigeria Minimum Wage. by jpphilips(m): 4:06pm On Sep 15, 2013

eluquenson: Pls do your statistics well, ask of the cost of a 2bed flat in surulere & give us a feedback, its like you are staying in a face me I slap you, where you pay 10,000naira a month for room & parlour, that means you live in a slum like I said, cos in major lagos city you get a 2bed-flat for 350k per annum so do your mathematics well.
May be you are still under your parent.

you are right, dat guy hasn't paid house rent in his life.

1 Like

Politics › Re: USA Minimum Wage Vs Nigeria Minimum Wage. by jpphilips(m): 3:55pm On Sep 15, 2013

[quote author=segcy.moor]Me
Loser? Over what ...anyway I won't blame you because you don't know who you addressing[/quote]lolzzzzzzz

Politics › Re: USA Minimum Wage Vs Nigeria Minimum Wage. by jpphilips(m): 3:41pm On Sep 15, 2013

mayten30: can you see how dumb u can be?an average amount u pay for a rent of 3 bedroom flat here in nigeria is around 400k or 500k per year,to get that same kind of house at usa you will spend at least 800 dollars per month depending on the state,800 dollars which is more than 120000 naira monthly,and about 9600 dollars in a year which is about 1.5 million naira,you never calclulate the taxes u go pay ooo,and also some other expenses,na people like u go dey complain say ur family member wey dey usa dey very stingy not knowing and understanding how things work over-there,because you here 8 dollars per hour u just quickly start to dey convert am enter naira and start to dey happy.lol.na the value of the naira make u feel say the money too much,imagine if 1 dollars equals just 10 naira that means 8 dollars per hour for 10 hours will be 800 naira in a day and about 24000 naira per month,

500k for 3 bedroom flat where?

Politics › Re: USA Minimum Wage Vs Nigeria Minimum Wage. by jpphilips(m): 3:34pm On Sep 15, 2013

9jadelta: house a month in America costs about 1000 dollars a month
in Nigeria u will live in a good flat for 10000 a month

you see the difference
this is the kind of thing that makes people want to leave naija thinking its paradise in USA without planning what exactly they want to go and do or how they will live when they get there

I don't know about places like onitsha with high rise middle class flats, but I dont see 120k getting you a flat in good places like ph, lagos abeg no near abuja with that ridiculous budget.

you should be talking of bed space or self con with such low budget. flat with 120k? is it in a village?

Christianity Etc › Re: Have Any Of Your Dreams Ever Come To Reality? by jpphilips(m): 2:57pm On Sep 15, 2013

spongeback: Yeah left with the one I got married to Ronaldo.

Amu rubber

Christianity Etc › Re: Have Any Of Your Dreams Ever Come To Reality? by jpphilips(m): 2:55pm On Sep 15, 2013

DonColz1: As for me, i don't usually believe in dreams until this blessed day when i dreamt that i was fighting with my landlord and i threw him on the ground and started beating him.

This made me to wake up very early by 4 am, and my mum asked me what happened, i just told her that it was just an ordinary dream, then i slept back again and woke up by 7:30am.

I was a bit late to work then i took my bath fast and was rushing outside when my landlord called me to come and sweep the dirt near my door step, i told him that i was late that i will send my sister to do it, but he vowed that i must do it by force but i snub him, then he came to me and gave me a slap, that was how we started fighting just the same way it happened in my dreams.
.
.
.
So have any of your dreams ever come to reality?

that is the kinda nightmare you have when a grown man, working and earning a living refuses to give his "mummy" space in her rented crib.

Christianity Etc › Re: Why I Don't Believe In Heaven And Hell... by jpphilips(m): 12:50pm On Sep 15, 2013

wot u believe doesn't matter, reality is what it is, if in the end it is dere then you are fvcked if it is not, den no worries.

Politics › Re: Soldiers Beat-up Brigade Commander Over Anti-boko Haram Deployment by jpphilips(m): 4:54pm On Sep 13, 2013

Mr Aboki: [b]WOW!!

See insubordination at its peak!!

Anyways.. Its not unusual practice for a persons leave to be postponed anywhere in the world, especially in the Military. If your orders come down from the top in the middle of a fvck session, you are required to stand up, gear up and report to duty immediately. Go and ask some U.S marines how many tour of duty they have done in Afghanistan and Iraq and you will understand. If this is true, then the military has surely gone to the dogs.

The Armed forces is first of all a 'Call-to-Duty' before it is a 'Job'.. Obey before complain. Serve your Fatherland with blood first before thinking of what you can get. Next thing now is that the ARMY would go on strike..

_{If such indiscipline has entered the Military, then what hope do we have for the Police|NSCDC and co..

On the flip side, why didnt the Army go and pack all those soldiers in Port-Harcourt wey no get work other than to dey do maiguard for Big men houses and businesses..}[/b]

Guy, the marines you are referring to are not owed allowances, but their naija counterparts are..........

Politics › Re: Ribadu - Farida Waziri Is A Cheap Liar Who Seeks Undue Relevance by jpphilips(m): 4:21pm On Sep 13, 2013

battle of two failures.

1 Like

Sports › Re: President Jonathan Honours Blessing Okagbare (PHOTO) by jpphilips(m): 4:14pm On Sep 12, 2013

[quote author=dannysteve99@ya]Thank u bleble,but 3m? is too small can't u buy her Range Rover Sports haba.Uduaghan dey follow follow am he no go drop something 4 d girl?[/quote]monkey uduaghan wey dey find toto to chop

Politics › Re: 16 Million Cattle Contributes 40% Of Agricultural Sector’s Input To GDP by jpphilips(m): 3:15pm On Sep 12, 2013

Obiagelli: and what is the government's contributions to this, a nation that still imports about 80% of its dairy products (milk and cheese). Talk talk minister

don't mind the bingo, quoting statistics from his arse

Politics › Re: Pictures Of Destroyed Borno Way Road, Ebute-metta by jpphilips(m): 2:38pm On Sep 12, 2013

publisher: Borno way located in the Ebute Metta East Area of Lagos state is one of the most prominent roads on the Lagos mainland.

Borno way was constructed to taste during the Jakande administration,well paved with side walks and street lights. Subsequent military administrations ensured that the road was well maintained,up until 1999. Borno way is an inner road that connects the famous Oyingbo market with several prime locations such as Adekunle, Alagomeji , down to Sabo,Yaba. Several businesses and middle class residential apartments are located along Borno way. Unfortunately,the current state of 'Borno way' starting from Oyingbo axis down to Adekunle will definitely bring tears to the eyes of long time residents of that area.

Many residents allege that Borno way (a state government road) is being punished because it's located within a PDP stronghold part of Lagos. The gist is that during Governor Tinubu's first term between 1999 and 2003,he had initiated the rehabilitation of Borno way but in 2003 people of that area voted massively for PDP during the 2003 elections and have remained punished and abandoned ever since.

A top AD local chieftain is quoted to have declared (in 2003) that the AD would teach 'Borno way people' a bitter lesson.
So,is this it?

Here are some pictures...

Typical Amaechi's second term roads, no biggie, we are used to it.

Education › Re: Economists Or Accountants, Which Ones Do Banks Need by jpphilips(m): 5:12pm On Sep 11, 2013

yinka2011: Anyway the bank I am most impressed with at the moment is [size=18pt]UNITY BANK - YES UNITY BANK.
[/size]

I walked in, opened account. No long lines, good service and much faster than what i was getting at my old over crowded bank that felt like a jungle cage.

and the staff so professional and attentive. This bank is coming up.

Are you based in borno state? lol

Education › Re: Economists Or Accountants, Which Ones Do Banks Need by jpphilips(m): 5:08pm On Sep 11, 2013

DEGREE2466: There is this controversy between we the economics students and our counterparts in accounting department due to a statement made by our economics lecturer when he said that banking sector is backsliding due to wrong hands at deck andd when we ask him why he said so he gave us the following reasons:

He said that banks are more of a profit making organisation than ordinary cash receiving and keeping organisation and therefore need works that is beyond that of an accountant which is recording transactions and balancing of accounts.

He further said that banks being a profit making organisation need the work of economists who will not only record transactions and balance accounts but will profer solution on how to minize cost/expenses, maximise profit and manage risk.

And that includes suggesting when to invest, how to invest and where to invest because of what is called short-run, long-run and very long-run in the economy.

I want to know your view about this, should banks hire more of economists than accountants?

There is a furrow between the Labor market and the Academic world, SMH for your lecturer, the same way they taught us that down hole well fishing and subsea fission are done by humans, we got there to meet Robots.

Politics › Re: Kenya Offers Oil Blocs To Nigerian Investors by jpphilips(m): 3:51pm On Sep 09, 2013

GenBuhari: Kenya knows the era of oil is ending and offloading its oil blocks to stupid Nigerian billionaire looters.

Smart move by Kenya

Gas is the future

Romance › Re: The Lies Of The "No Sex Before Marriage" Deals. by jpphilips(m): 2:38pm On Sep 09, 2013

mayten30: because there will always be a foolish and cheap girl around that will give me what I want and if I find no any one I will now abstain,so that means that girls should use their brain and follow the policy of no sex before marriage,because a man sleeps with a lady does not guarantee that he will marry her so ladies be wise and keep your body until that good man takes you to the altar,and any man that have a problem with that can go and kiss hot iron!!!!lobatan

And you believe the ones you are not fvcking must marry you? reality remains what it is, neither our opinion nor religion will change that fact

Romance › Re: The Lies Of The "No Sex Before Marriage" Deals. by jpphilips(m): 2:23pm On Sep 09, 2013

Konjour: Gotta say after reading through 10 pages of the spin-offs that originated from the original debate, Its becoming harder for me to have symphathy for folks who've got issues that are sexuality based in their matrimonial homes. You simply get as good as you give. Whatever goes around comes around. If you fornicate or commit adultery, it will stick with you indirectly/directly, it will haunt you with you/without you knowing sometimes. If you've got the determination to remain chaste, do so without the fear and trepidation of people constituted of flesh,bones and blood taking you for a fool or dunce. Self worth is not measured by the praises others sing to your ears nor is it measured by the approval of fellow humans. It is measured by what your conscience tells you that you're worth. If you've not got the willpower to hold on or the circumstances are against you, its not the end of the world...However, to everything you do there's a repercussion. The repercussions may vary in frequency and intensity, but there will be. What you should do though is to be responsible for the results of your actions however favourable/unfavourable they turn out to be.

you are a naive person to think that virgins don't have issues in marriage, when you grow up, you will realize that a woman was diagnosed of uteri prolapses (forgive my spelling) such that the uterus is not firm, at a stage of pregnancy, the uterus tends to drop thereby flushing out the baby, the woman is childless for 11yrs, the doctor said it is NATURAL, meaning it can happen to both virgins and non virgins.
i only heard it when i saw her son's adoption papers. virgins pray for miracles in their marriages same as non virgin, stop talking like a kid.
you can chose who to marry and still be happy, life has no manual.

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Romance › Re: The Lies Of The "No Sex Before Marriage" Deals. by jpphilips(m): 2:11pm On Sep 09, 2013*

Walspring: MY BROTHER YOU SAID THE TRUTH THERE BUT I ALWAYS TELL MY FRIENDS THAT ANYWAY WHO DOES NOT MARRY A VIRGIN ENDS UP MARRYING A PROSITITUTE COS THE WOMAN WHO IS NOT A VIRGIN WILL LIE TO YOU THAT SHE ONLY SLEPT WITH A SINGLE MAN EITHER ONCE OR THRICE OR MORE BUT NAH ONLY SHE AND GOD KNOWS HOW MANY MEN SHE SLEPT WITH AND HOW MANY TIMES ALSO... MAKE GOD HELP US OOOOO

Why should a sane man be bothered about those trivialities you just typed? what i see happening is that a lot of so called NIGERIAN MEN are mere boys in men's body.
was Bill gates thinking about Mellisa's cvnt yet had the time to develop Microsoft? Losers have time, little wonder they are losers.

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Romance › Re: The Lies Of The "No Sex Before Marriage" Deals. by jpphilips(m): 1:29pm On Sep 09, 2013*

gmyguy: Well, i think a times, people make mistakes and take a leap of faith for a chance to change their fate. Recently, friend A of mine had a female friend who is like 30. She recently lost her virginity at age 30 to some guy who comes from a family of higher socio-economic status than hers.
another friend B of mine who was trying to get in the sack with her when she was still a virgin respected her and just went off for another girl.
So, i was thinking, why give it up after waiting so long, the guy she gave it up to, is now giving her break-up signs and moving with other chicks, she's so emotionally vulnerable and slept with my friend A who should have been consoling her. Anyway, i hope she doesnt become a goal post now for every baller

the bold part is the answer you seek, the loser who helped her keep her virginity doesn't have the economics to pop the cherry, now the gal miscalculates that the man with the economics must marry her and gives it up, not knowing that the man has weighed the economics of a piece of meat suffocating inside the panties vs the economics of life and comfort a gal with no real value will be entitled to by virtue of marriage and he moves on.

please don't forget that though a woman might be 30yrs old, she may not have had a real opportunity to fvck, it happens all the time.

moral of the story; Most virgins think they are of immense value and fail to add real value to themselves, the losers always keep it for them while real men give them the marriage and get a concubine with real value for them to compete with for the rest of their lives, either way, its a lose -lose situation, the economy of Nigeria cannot be juxtaposed with a micro thick hymen.

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Romance › Re: The Lies Of The "No Sex Before Marriage" Deals. by jpphilips(m): 1:18pm On Sep 09, 2013

Hearme: that's not true. Those who have values respect it and only very loose uncontrollable ones opens every skirts before marriage. I'm happily married with a kid and my partner and myself has known no other person even though we courted for 5years.

And losers who don't have what it takes to get one still abide under the shadows of sanctimonious dictatorship. Bravo! what a risk you took, and u re lucky, you don't expect everyone to be that lucky.
i don't get lucky too often you know, may God help us all.

Romance › Re: The Lies Of The "No Sex Before Marriage" Deals. by jpphilips(m): 1:02pm On Sep 09, 2013*

smileyu: Where was Adam using his before Eve was made by God? Just asking........

why did God make Eve if Adam didn't need it? last time i checked,
the making of Eve was in fulfillment of Adam's cry for companionship. the question you should ask is this; why would God bring bre@st and poosie for Adam as a companion when he could have brought a d!ck like Adam for him?
was there something he wanted him to enjoy in that companionship? those are the right questions to ask in that scenario.

Business › Re: The Best Insurance Company In Nigeria by jpphilips(m): 12:53pm On Sep 09, 2013

1acre: He made a premium payment of 50,000 means that the car should be worth between 1.8 million or so. Now he got claims payment for an accident, whereby he must have given a quote and he was settled @ 461,000 naira. His car was not stolen, where he can have up to 80% of cost of the vehicle.

Please take note.

On the rate.. Mansard to the best of my knowledge does not charge premium rate. More than 6%.

Thank you.

from the story you gave us, your car is worth between 625,000naira(8%) to 500,000naira(10%) and you insured it?
what is the wisdom in insuring such an asset? who in the world does that?
two weeks and you got paid, lol, you must be sleeping with the GM of Mansard, even their terms of agreement did not state that. lol.

what percentage of 1.8m is 50,000? and under what package? the most interesting part is that he was paid within two weeks?
even their terms and conditions didn't state that, i need proof of this because out of my 4 insurance policies, 2 are in court, i have not claimed nada from even leadway that their terrestrial marketers are opening their wide mouth.

let us be clear, Nigerian insurance companies don't honor natural disasters and none has defined natural disaster for anybody in their terms and conditions, you only hear that part in court.
how can a block that fell from a building that damaged my vehicle be termed an act of God? does the building not have an owner? was the owner not supposed to hire brick layers who don't throw blocks around?

you guys are all thieves and it is only an insane Nigerian will insure anything with you guys. get a foreign insurance company or save 10% of your income for insurance and fix anything yourself that is the hard truth i learnt.

Romance › Re: The Lies Of The "No Sex Before Marriage" Deals. by jpphilips(m): 12:29pm On Sep 09, 2013*

tpacalipse: If a woman deceived you into marriage, then kick her out immediately you find out in marriage. Just kick her out. Shikena!

how do you recover the money you spent?
traditional marriage in ikwerre and some part of Abia and Imo states will cost you almost 3million, you never talk of white wedding, a good hall in ph will cost you close to 1m. dat kinda money, the stress and humiliation is not worth it.

but if the gal is paying no wahala I can take my chances, if things go bad, den I still have a chance to get another wife.

walahi I never do kalo kalo for my life and I wont start with marriage.

most gals who give those conditions and guys who accept it dont really know what it takes to legally get a wife and provide for her till death do you part, cos if you have the least inkling what it takes, no one will tell you that sex b4 marriage is way too risky and economically not viable.

I only ask God to give me the grace to marry d person im fvcking but d other side is not negotiable.
our economy does not support that.

Romance › Re: The Lies Of The "No Sex Before Marriage" Deals. by jpphilips(m): 11:49am On Sep 09, 2013*

Atmospher: This mata strong o. As a guy you do not want a lady whose womanly muscle don slack, and u are slacking someone else wife to be muscle. Nemensis must catch up wit u na. Some one else got to slack ur woman own.

a woman who believes that a mojila of 5'' width will slack her letter O.
is simply not intelligent and don't deserve to be married virgin or not.

what would the head of a child do to the same letter O at child birth? should all women be divorced after their first child for fear of slacked letter O? common sense is definitely not common

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