₦airaland Forum

Tutu82:
No one is interested in the cost of your accommodation just that you have one for the duration of the trip.

Thanks baba

Tutu82:
Yes adding a few and linking it to the payment dates helps explain your transactions as am nearly sure it’s via bank transfer that will reflect on your account.

I really appreciate you taking out time to reply please I have more questions to ask

1) what if the payment Dose not show in my account Maybe because I made payment before printing out six month statement and the transaction was done 8 month back can I still include it


2) I like doing my hotel bookings with travelbeta because I have someone there, the question is if my hotel don't show the amount dose it matter

Tutu82:
I said shipping fees not shipping papers.Like when they bring it to you obviously you make a payment and they issue you some form of receipt no?.

Sorry I saw the message late..and yes I do get recept from were I buy please if you get the message I will be happy if you can explain when I buy it use to plenty so sometimes I make payment of 5 to 6 million can one or two recept of That be Good I can have such recept ones or twice a year depending on sales

Tutu82:
I would say with Embassies in general it is all circumstantial and every individual application is considered on its own merit.You are strongly advised to show your “alleged” (I use this word not to be rude but to mean they do not know whether you have money or not till you show it!)source of income incoming and outgoing to lend to the idea that the trip is affordable
Perhaps the criteria’s are not the best but it is what it is and ultimately the decision is yours on what to submit.I hope this is a bit clearer.

Thanks so much ..as for me I am summiting everything I have the stress of this embassy is too much

josephb:
Hi @kingpokko

To be Candid,

I understand the nature of your business, however, UK Embassy has made visa process difficult for Business or Company Directors who don't pay themselves salaries.

If you can go through the process(es) other Business/Company Directors have gone through; such as paying yourself monthly salary to reflect your monthly income, then you are good to go.

As for me, i cannot do that and i won't, it's a place i have been before and nothing so special.

Best of Luck.

Dose it mean other embassy don't do that paying your self

Tutu82:
.
They don’t get an allowance and you don’t pay electricity bill or shipping fees for the doors to reach you.Right okay,think of paying yourself a set amount as salary every month.If you feel it’s no good for you apply and hope for the best then.Best of luck.

Well my brother they can't be feeding from my picket and still get allowance as for the doors shipping papers I don't have them as I am not an importer of the doors yet it only people that brings in the doors through Turkey or China has such papers in this business we have dealers and retailers and in this case am a retailer

falilatu:
Good afternoon,
To ask further question on his.
As a company director that pays himself or her self salary. And have enough for the trip (two months disaposable income and extra savings in his account as it should be.

Is there any need to provide /present the company bank statement in addition to personal statement of account.?

Yes we must summit both account and invoice recept that tally with the inflow in your company account I think most especially if you are soul signatory to the company account am not sure but I hope someone here can explain better

josephb:
Hi @kingpokko

To be Candid,

I understand the nature of your business, however, UK Embassy has made visa process difficult for Business or Company Directors who don't pay themselves salaries.

If you can go through the process(es) other Business/Company Directors have gone through; such as paying yourself monthly salary to reflect your monthly income, then you are good to go.

As for me, i cannot do that and i won't, it's a place i have been before and nothing so special.

Best of Luck.

Yes am going through the process of paying my self already so that is not an issue . now paying my set I the only thing right

[quote author=Tutu82 post=105294112]If the company account is not running it shows you must not be doing very well so it’s good you keep both accounts running.All am saying is separate spending as much as possible.So just shop rent no bills or staff payments.Whats sort of business is it?.That’s a tad strange.[/

Okay let's me explain I sale fancy doors like garman door China steal door Turkey luxury door I have 3 shops and you know as we Igbos do we get someone to sarve us after years we settle them with their own shop something like that so we don't pay anybody sarving monthy salary ..note that the company is registered to do a lot of thing's like sponsoring football players and signing of record deals with musicians .but for the shop I have I stay in one of them why my boys serving me stays in the other two so I don't Pay them .they stay in my House I feed them they close 6 and come back home so we don't do anything genetor just nolma light that we share with other shop owners I hope you can understand this

Tutu82:
Hi,I just mean for example you own a bottle water company that makes water the funds in the company account includes your capital,profit,maintenance, expenses and general running of the business.You can’t clear it out to go and chill in London as what happens when you need to pay for a broken down machinery.
So have that and also run your own personal account,where you set money aside routinely for your own needs so if you decide to use a percentage of it to naked in Brighton beach and towel off sweat with the money it’s all yours and you are justified.
Church and state separate it.
Hope this makes sense some?.

Thanks so much for talking out time to reply . I got the company account and I have the ATM . what am doing is this when I spend from my savings account I spend from the company account too so both of them can be running and please note that the company don't really spend much only on shop rent wich is Every year so am using the ATM to do spending of any kind dose it matter

Tutu82:
I am not sure what you mean by ex-banker but ild say your finances seems all over the place or perhaps i don’t understand you proper(ly).

To answer no 5 you don’t have to have a “good” opening balance it just the way it is run and balance that matters.

To answer no 4 it doesn’t matter how many accounts you have they just need to know how much you spend every month this includes feeding,pay bills all of that just a given amount.If you say it is 200k that means your disposal is 550k(since you earn 750k).

To answer no 3:Yes both accounts are yours but the business account is corporate so keep them separate and be sure you can explain anything out of the norm.The caseworker uses the phrase within reason to make a decision that’s why two people presenting the same information don’t get the same outcome.

To answer no 2:YES.
To answer no 1:It does not matter how you pay yourself just explain it on your cover letter.
If i am to speak bluntly;
You took a good step by opening a corporate account and being the sole signatory the bank will have to do you a reference letter saying you are the sole signatory for so so company and sign thus…You might need a board resolution signed by yourself and the other director to substantiate your claim to 1m in shares.

You have run the company for years but to them you have only run it since 2020 when it was registered.Invoices are good but did they tally with the lodgements in your account and was it within that rang for all the months you submitted.

Take some months off to breathe and save up
As a family of four and the sole breadwinner i do not feel you are able to afford this trip at this time.

Good morning please I want to ask ..when you say keep corporate account separate what dose it mean

Brimmie:
A whole King like you? We are at your service my lord.
**Just Kidding**

Feel free to ask any question bro.

Hello please can I get your email address so I can message you please I have alot to ask

Hello house please who can help me out . am applying for a UK visit visa am self employed the question want to ask is this

1) is invoice of sale I made the same with recept or dose recept mean how I buy goods before I sell .I just want to know if invoice alone is okay

shawlar:
Like giselle237 said above, get the company registered, open an account for it and let all revenue of the business be paid into that account. Also let all your receipts,invoices, contracts etc bear the name of your company. That's the only way you can use it as an income source. You CD an also consider paying yourself a fixed monthly income from that company account into your personal account as salary.


NB; I'm interested in venturing into this kind of business also. Can I PM you for more info/tips?

Hello good morning please can get your email so I can contact you directly I have a lot of question to ask about self employed account

dotcomnamename:
Hello guys,

As there is no thread for Croatian Visit/Tourist Visa in nairaland, i have decided to convert this thread for the purpose of gathering information about Croatian Visit/Tourist Visa.

I and my family was granted 14 days visa each and we spent 10 days in the very beautiful Zagreb city. What a beautiful clean country. We did not experience any form of racism. Croatians are so friendly and accommodating. They love what is called "Enjoyment" . Their official currency is called "Kuna". However, you will still be able to pay in Euros for certain items such as accommodation, transportation and some restaurants. The country is currently at the final stage of becoming Schengen member state.

There is a Nigerian restaurant there called African Cuisine & Bar and the most shocking thing is that Croatians are their main customers... The way Croatians are eating Nigerian foods is really shocking..

Below are some of the pictures I took in Croatia (Zagreb)

CROATIA:

Croatia is a member of the European Union (EU)
Official languages: Croatian
Government: Parliamentary system
Population: 4.171 million
Currency:Kuna (HRK)
Capital: Zagreb
Calling code: +385


Now let's talk about Croatian visit/tourist visa requirements and how to apply for the visa in Nigeria:

Croatia Visa Requirements four Tourist/Visit Visa, Visa Fees and Step By Step Application Guide


(1) Passport: issued within the last 10 years, with expiry date exceeding the expiry date of the requested visa by a minimum of three months, and containing at least two empty pages.

(2) Visa application form must be filled out online here https://crovisa.mvep.hr/default.aspx?langId=en
Then click ENTER new application and follow the instructions.

However, if you are having problem with the online application form, you can download and print the paper form here http://www.mvep.hr/files/file/obrasci/VisaApplicationEnglish.pdf . I actually filled the online form and i also filled the paper form but they accepted the paper form from me .

(3) You will need copy of all previous visas expired or valid.

(4) 1 Colour passport photo 35x45 mm taken against white background with 30-36mm.

(5) Travel health insurance to cover the period of your of your visit to Croatia, with the minimum coverage of EUR 30 000. The insurance must be valid for the territory of the Republic of Croatia.

(6) Flight itinerary

(7) Hotel Reservation (must be confirmed)

( Original bank statements for the past 3 months showing evidence of sufficient funds.

€70 EUR per day of the estimated stay in Croatia per person is required, so as you can see its very straightforward so this will enable you to calculate the amount balance you should work towards your bank statement.

(9) A letter from your employer on the company's letterhead, showing your employer's contact details, stating that a leave of has been granted, duration of the trip, and off-course that you will be returning to your current job. However, if you are self-employed, include a copy of your company/business registration certificate and tax clearance. For students, please submit a Letter of Identification from your school indicating that you are a student of the school.

(10) pay slips


If You Are On Invitation you must provide:

(11) Letter of Invitation from your contact in Croatia, Photocopy of the person's International passport data page or residence permit, Utility bill of the person.


(12) VISA FEES:

Visa fees is $69
VFS Service fees is N6,750
Courier fee is: N30,375

(13) Statement of Purpose (stating purpose & duration of your visit, if possible where you would like to visit in Croatia and why you choose Croatia)

BONUS: If you are married, please attach your marriage certificate and wedding pictures. Attache any proof of investment and other source of income.

PLEASE NOTE the following:

Visa fee is FREE for Children up to the age of 12

Croatian Visa Processing Time is 15 calendar days

Croatian visa application cannot be submitted earlier than 3 months prior to the beginning of the planned journey


HOW TO SUBMIT YOUR APPLICATION:


HOW TO APPLY
All applicants for short-term visa for Croatia might come to the Croatia Visa Application Centre in person without any appointment for submission.
Visa applying process

Step 1
Applications for Croatia short term visa are accepted at the Visa Application Centre.

Step 2
Before applying, please ensure you are very clear on your ‘purpose of visit’ – do remember we are here to assist and help you through the entire visa application process but are not permitted to advise or guide you on choosing a visa category. Since our work is primarily administrative in nature, we have no say on whether you will be granted a visa and how long it will take to process, as this is entirely the prerogative of the Embassy of Croatia.

Step 3
Please go to the link “ Short Term Visa (C - Visa)” to understand details of various visas.

Step 4
Book an appointment

Choose a Visa Application Centre and make an appointment

Appointments are made available for booking up to 90 days from current date. If message “No Slots Available” is displayed, you should try again in a few days’ time.

You can only book one appointment per person (no duplicate appointment allowed by the system).

You have to choose Abuja application Center for booking appointment.

You have to show up on time for your appointment. Entry into VFS Global application Center is allowed 15 minutes ahead of time and 15 minutes after.

Beyond this time, your appointment will be cancelled.

No-show at booked appointment will prevent you from booking another appointment for 15 days.

Booked appointments can be re-scheduled online only once until 48 hours before initial scheduled appointment. Should you really need to re-schedule for tangible reason within 48 hours before scheduled appointment, please send an email with detailed justification to info.crng@vfshelpline.com

Your appointment will be confirmed once service fees is paid during online appointment booking process via debit or credit card.

In case of no-show service fee cannot be refunded.

It is highly recommended to determine which VISA TYPE you need before you proceed to book appointment.

For Booking an appointment for Croatia Visa Application Centre CLICK HERE

Step 5
Please ensure you read the security regulation notices before you visit the Visa Application Centre

Good morning please can I get your email address so I can email you privately on this Croatia issue I have a lot of questions to ask

Tutu82:
I am not sure what you mean by ex-banker but ild say your finances seems all over the place or perhaps i don’t understand you proper(ly).

To answer no 5 you don’t have to have a “good” opening balance it just the way it is run and balance that matters.

To answer no 4 it doesn’t matter how many accounts you have they just need to know how much you spend every month this includes feeding,pay bills all of that just a given amount.If you say it is 200k that means your disposal is 550k(since you earn 750k).

To answer no 3:Yes both accounts are yours but the business account is corporate so keep them separate and be sure you can explain anything out of the norm.The caseworker uses the phrase within reason to make a decision that’s why two people presenting the same information don’t get the same outcome.

To answer no 2:YES.
To answer no 1:It does not matter how you pay yourself just explain it on your cover letter.
If i am to speak bluntly;
You took a good step by opening a corporate account and being the sole signatory the bank will have to do you a reference letter saying you are the sole signatory for so so company and sign thus…You might need a board resolution signed by yourself and the other director to substantiate your claim to 1m in shares.

You have run the company for years but to them you have only run it since 2020 when it was registered.Invoices are good but did they tally with the lodgements in your account and was it within that rang for all the months you submitted.

Take some months off to breathe and save up
As a family of four and the sole breadwinner i do not feel you are able to afford this trip at this time.

I really do appreciate you taking your time to reply god bless you .And yes the invoice match with what I have in my account .I still have more question

1)as the company account is a new one dose it matter because if am to get a reference latter it going to state the year I opened it


2) that substantiate means prove dose it mean the prove the eco is talking about is the company account because the invoice and the account is what I have as prove

3)since we are family of 4 is 750k good for 10 days trip or should I increase it to 800k

4)please after getting all this done is cover latter a must or can just explain in the application form

God bless you

Hi all the gurus in the house please i will appriciate if any one can help me with addvice .. i and my family .my wife and two kids was refused visiting UK visa this August.. I am self employed my bissness has been runing for almost 12 years now but was registerd last year sept 2020 and i have been using my passoner account to run it .in the rufusal latter it state the trip is not realistic since am not able to substantiate my income from employment i state that i earn 750k monthly .I surmitted invoice recept of sales made i believe they want to see my company account and i have open an account that i want to run and Re-apply next summer .Please not i have the higest shares in the company i am the CEO the shares is 1m i have 980 the other director have 20 i used the person becouse two people are needed to get a limited CO.And not the company acccount i open i am the sole signatry to the account now here is my qeutions

1)When paying my self from the company account i can do transfer or pay my self with check

2)Can i pick any date at month end .lets say i pick 27th to be paying my self what if that 27th fall on weekend

3)Since i am the one that has control over the company account can i be using it for any transaction i like or is there any kind of transactionthe eco will like to see note all money in both my company account and passoner account is mine

4)I put in the application form that i spend 200k on monthly expenses .now that i have a company account is that 200k monthly expenses just what i spend or my savings account or from both account

5)will the company has a good opening and closing balance or just the turn over is okay

TobyTreasure:
You are on the wrong thread.
I guess you are seeking for a visiting/ tourist visa.
This thread is for students visa. Check General UK visa thread.
Thanks

How Will I get the right thread

hustla:
They said statement must be for 28 days and the funds must be sufficient for you to spend for up to 1 yr

I dunno the exact figures but London is > other areas

It visiting visa

hustla:
They said statement must be for 28 days and the funds must be sufficient for you to spend for up to 1 yr

I dunno the exact figures but London is > other areas

Is not student visa is visiting

hustla:
Yes its for you

The way you wrote it is hard to understand

Okay . let me just make the question simple was refused because I did not add my company account statement to my application. and to be honest I opened the company last year I have been using my savings account for my business .now I have opened the account for the company I want to start paying my self .can pick any date at the end of the month eg let's say I take 27th what if it fall on weekends .and can I be paying my self with transfer or should use Check .please help me with this I still have More question I will be breaking it down

hustla:
Can you write what you mean in bullet points?

I dey get headache just by looking at it

Please is this for me I still don't know how to use this nairaland and it hot me

Brimmie:
A whole King like you? We are at your service my lord.
**Just Kidding**

Feel free to ask any question bro.

.
Please justwise and co I need help anybody please.Sorry I tried to send message to that link you sent me but it for student visa so I think I should just ask my question here ..Okay I and my family was refused UK visa base on that am self employed and that I sumited my passonal bank statement so what I want to ask is this I want to open my company account and run it for six month can I use the company account for any transaction like the way I used my personal bank statement or there are some transaction the embassy want to see .because am going to be the sole signatory to the company account .and another question is this when am paying my self every month from that account can I transfer the money or pay my self with Check and can I just pick any date of the month let's say I pick 27th of every month and what if it falls on weekend is that okay .now when feeling the application on the part were is ask how much I spend every month I put 200k now that am going to run my company I will be using both account so it can run very well spending from the company account follow with the 200k I spend every month or that 200k is just what I spend from my savings please remember that both account are under my control I own evey money that comes in and I send out as I wish

[quote author=justwise post=104432295]Is this visiting visa application?[/quote. ] yes is visiting I never knew you reply

Please who can help me with my question please anybody

Please justwise and co I need help anybody please.Sorry I tried to send message to that link you sent me but it for student visa so I think I should just ask my question here ..Okay I and my family was refused UK visa base on that am self employed and that I sumited my passonal bank statement so what I want to ask is this I want to open my company account and run it for six month can I use the company account for any transaction like the way I used my personal bank statement or there are some transaction the embassy want to see .because am going to be the sole signatory to the company account .and another question is this when am paying my self every month from that account can I transfer the money or pay my self with Check and can I just pick any date of the month let's say I pick 27th of every month and what if it falls on weekend is that okay .now when feeling the application on the part were is ask how much I spend every month I put 200k now that am going to run my company I will be using both account so it can run very well spending from the company account follow with the 200k I spend every month or that 200k is just what I spend from my savings please remember that both account are under my control I own evey money that comes in and I send out as I wish