₦airaland Forum

Bro, continue learning your choice direction in full stack development or programming at your leisure.
With your statistics, you can venture into data science or machine learning and strive to be the best as statistician. It's not far from your initial dream at all. It gives you easy access self.
Again, take your time to Google the convergence of your computer science dream and the statistics you finally landed. You will be able to project ahead better into the future. Just research bro especially at this early stage; the earlier the better.
However, in contemporary Nigeria, with your stats, you can work in NPC, BPE, BDC, BANKS, INEC, FIRS, etc, etc
Just be good in your study, the convergence with your desired computer science dream is a thin line. Go get it bro.....

Good day my learned colleagues. Something I just want certainty about. Is HND BIOCHEMISTRY (SLT) good to go for B.sc Chemistry starting from 200L?
I hope it's not just HND Chemistry that is acceptable for B.sc Chemistry and HND Biochem can still fly as the intent is to start from 200Level.
Thanks in advance for possible reply.

We've got to clear the backlog.

Now, after one registers, what next?

Also, how does one keeps getting the pin for recharge for personal use or for sales?

So, after paying for Registration and joining the platform, do I keep getting this recharge pin digits free for life to use or sell abi I will have to buy on the platform to keep using and/or selling?
In a nutshell, how do I consistently get the pin to use or sell??

This is expected as the purpose for the luckdown has not be achieved.
However, while the stay at home order persists, we palliatives for substenance. At least, N20,000 cash transfer to every account holders will go along way.
Those who are close to Buhari should tell him to accompany the lockdown order with palliatives for the masses survival.... May God help us ooo!

Mhad oooo....

Good discussion here.... I am tapping!

Leezah:
*Economic Info Report*

The IMF officially green-lighted the acceptance of China’s currency – the Yuan – into the IMF’s foreign exchange basket. According to Reuters, this move paves the way for the IMF to place the yuan on a par with the US dollar. This is the latest in a series of global developments that threatens to eliminate the US dollar as the world’s reserve currency.

Experts predict this announcement will trigger one of the most profound transfers of wealth in our lifetime. So if you want to protect your savings & retirement, you better get your money out of US dollar investments and into the one asset class that rises as currencies collapse.

*The IMF Holds Supreme Power*

The International Monetary Fund, or IMF, is one of the most secretive and powerful organizations in the world. They monitor the financial health of more than 185 countries. They establish global money rules and provide “bail-out” assistance to bankrupt nations. Some are warning that any move by the IMF to supplant the US dollar could be catastrophic to American investments.

And now, the IMF has made the first move. As reported by The Wall Street Journal, the IMF officially green-lighted the acceptance of China’s currency – the Yuan – into the IMF’s foreign exchange basket. This marks the first time in history the IMF has expanded the number of currencies in the foreign exchange basket. This means that the Chinese currency will now become a viable global alternative to the US dollar.

According to Juan Zarate, who helped implement financial sanctions while serving in George W. Bush’s Treasury department, “Once the [other currency] becomes an alternative to the dollar, rules of the game begin to change.”

Leong Sing Chiong, Assistant Managing Director at a major central bank, said this dollar alternative “is likely to transform the financial landscape in the next 5-10 years.”

Currency expert Dr. Steve Sjuggerud warned, “I’ve been active in the markets for over two decades now, but I’ve never seen anything that could move so much money, so quickly. The announcement will start a domino effect, that will basically determine who in America gets rich in the years to come, and
who struggles.

Dr. Sjuggerud says if you own any US “paper” assets - and that includes stocks, bonds, or just cash in a bank account – you should be aware of what’s about to happen and know how to prepare. A number of experts believe a recent spike in gold and silver prices is a direct result of the IMF’s action. Precious metals notoriously rise when the US dollar falls.

*The Death of the US Dollar in One Frightening Graph*

For the last 600 years, there have been six different global reserve currencies controlled by world superpowers. The latest – the US dollar – has dominated world currency for over 80 years. The alarming fact is, global reserve currencies have collapsed every 80-90 years for the last six centuries! What does this mean for America and the dominance of the US dollar? Based on recent evidence and long-standing historical trends, experts predict the imminent collapse of the US dollar! What’s more alarming? Many Americans aren’t yet doing the one thing that will save their savings & retirement from US dollar collapse.

Just take a look at the graph below. It shows the lifespan of dominant currencies going back 600 years. Notice that the US dollar has now been the dominant currency for 88 years, about the same length of time as its predecessors.

It’s obvious why experts say that the US dollar’s days as the world’s reserve currency are coming to a climactic end.

*All Fiat Currencies Collapse*

“Fiat” currency is paper currency backed by nothing tangible. As opposed to “sound money” which is backed by gold or some other valuable commodity, a fiat currency is backed by nothing more than faith in the government. The US dollar has been a fiat currency since Nixon closed the gold window in 1971 in what was the greatest heist in American history. The scary fact is, the average life span of a fiat currency is 40 years, and the US dollar has now exceeded 40 years as a fiat currency!

Prior to 1933 and for well over 100 years, the dollar was backed by gold, and $20 bought you an ounce of gold. But after the government stole all US citizens’ gold in 1933 for a $20 paper certificate, gold was revalued at US$35, meaning the dollar was devalued by 43% overnight and all foreign and domestic holders of dollars were effectively robbed.

After Nixon closed the gold window completely in 1971, it took $67 to buy an ounce of gold, devaluing the US dollar by 50% again. Today, it takes well over a thousand US dollars to buy that same ounce of gold. Why? Because the US dollar is now nothing more than a fast declining Federal Reserve note backed by a corrupt government that is saddled with $18 trillion in unpayable debt — growing by $10 million per minute!

*Protect Yourself Before It’s Too Late*

This “Paper Money Experiment” has run its course. The Federal Reserve, the US government, and Wall Street crooks have misused their power by
mismanaging the dollar, and now there are global repercussions. The debt load sitting on top of the US dollar is unsustainable and will continue to crush the dollar’s purchasing power until no one wants to hold US dollars, and they are _no longer_ accepted for global trade. The dollar’s collapse means that every single one of your paper investments that are dollar-backed – stocks, mutual funds, money markets, cash accounts, etc – will go down right along with the dollar! Meanwhile, the government and the banks will find a way to protect themselves at your expense ... !!

So as we say goodbye to the U.S. dollar’s dominance, it doesn’t have to mean goodbye to your savings & retirement. Remove at least some of your savings & retirement from the dollar-backed, paper-based financial system and protect it with the one asset that has outlasted every fiat currency ever invented before the last 5,000 years: *Gold.*

*The above must be read by everyone in preparedness to change in world economy ...*

Such an expository exposition. Every paper money will at one time or the other be limited. Gold or crypto serve the alternative and the true store of value.
Waiting till yuan takes over dollars dorminance.....

What next after the form is filled?
There has been reports of people been turned even when physically presented themselves for testing how much more filling an online form.
Will the follow up be prompt??
Too many questions Sha........

Sense just don dey enter our leaders head small, small.
Imagine if this kind decision was the stance of our faderal government on federal level from the onset.... We just might be having none or manageable cases at hand right now. But see what leniency has done to the Nigeria nation.
Hopefully, we all learn from the obvious ineptitude.

Plenthora of real sector ideas here. This thread is a study on its own....lol
Nice contributions so far!

This means that one can only comfortably study and live a good life in Germany with about N4.5m to spend annually.
Na wa ooo... This is money laundering in a legalized form, we just growing their economy inadvertently.
After the education, the brains still remain there and grow their economy the more.
Naija leaders really dealt us a great blow by virtue of their corrupt disposition over the years....

Beautiful ideas already raised here. If one looks inwards and get focused, the simple comments here could have impact so phenomenal.

HELP PLEASE,
The oukitel C16 Pro I just got has an issue of GOOGLE PLAY STORE NOT OPENING. It loads continuously with "Searching for info" on the screen.
I have also not been able to log Into GMail App on the phone.
How can I restore the play store so I can be able to access my choiced apps on the store?

codeME:
hello great people,
i want to be investing a percentage of my income every month on something, which is the best way to go on all these discussions. i will really appreciate good advice. thanks.

If you have followed the discussion on this thread so far, varied number of Mutual Fund Operators have been mentioned such as ARM, STANBIC MMF, Investment One, FBN Quest etc. You can make your choice among the many and be doing the monthly commitment.... Go the MMF way and make a choice that meets your investment goals.
Note that you can get the emails of these investment houses and make your direct and specific enquries as regards their modus operandi.

Nice rates to cash in....

civilserva:
To investors of MMF
1.Rate is low but your money is secured, so do not follow the bandwagon to invest in products where your principal is not even guaranteed. The low rate can still be reversed in the future.

2. Beware of Digital agriculture, their rates are good but you don't even know the characters behind the scheme. Absence of proper regulations ensure the proliferation of many schemes geared towards fleecing the unsuspecting investors. Few could have good intentions and founded on strong business principles, your part is to carryout due diligence.

3. Is stock market for you? Stock is good if only you can thread on the dangerous water of the market. Do not jump into based on the present uprise of the stock prices, the gain can reverse within short time. Trade on stocks with sound knowledge. The entry point price matters alot. For novice in stock trading, enter when the prices are relatively low and buy only stocks with strong fundamental with annual dividend payouts. Do not become cheap meat for Big dogs.

Nice summary of the way to go in challenging moments like this. My people, embrace the wisdom in this....

TotoNaRubber:
People are still over subscribing, look at the 91 days bills with over subscription of 10 times even at last stop rate of 3 percent.

I read today the Naija govt plans to raise N510 billion and issue a bond this January on a 5 year period at 12 percent, I believe that will be a better offer compared to these TBills 6 percent. On the contrary, a huge storm is coming, one way or the other the govt. may find it difficult with repayments, the Naija govt. spending is out of control, the economic solution for the ministers instigated by the former UK based Finance minster is to "Borrow borrow and borrow", by the time subscription reduces drastically for certain investment then the previous investors who are supposed to be paid with money from new investors need to start worrying about their money, it will then be a legal MMM.

Once an investment stops attracting new investors, then there is need to worry but for now there seem to be lots of investors chasing Tbills even at the low rates, let us keep our eyes open.

I also read about the new bond rate of 12%+. Could that be for real or it's at premium?
On the the other hand, if the FGN have been able to be faithful with rate @ around 10-13% over the years, it is even easier for them now that the rates are halved. If the appetite for their present low rates drops, they possibly will raise it to encourage the desired subscription. Also, the investment of the funds over the years could generate sizable returns that could go a long way in subsequent repayments. So, defaulting is almost not in foresight unless the country is in a state of dissolution.
For the present low rate, the fed is actually making a kill; a very favourable moment for the FG.

eedristo:
1. Galaxy 519.25

Thank you dear. I appreciate; God bless you!

Telegram is cool. I use it as my cloud memory; accessible from anywhere. Moreover, previous discussion on any group one just joined can be viewed just like websites (e.g NL).
I utilise both WhatsApp and Telegram for their peculiar advantages and usefulness.

modgba:
Again, CBN Slightly Cuts One-Year OMO Bill Rate
https://businesspost.ng/economy/again-cbn-slightly-cuts-one-year-omo-bill-rate/

That rate for one year tenor is still beautiful, even sexy self...

(URGENT)
GOOD DAY,
PLEASE, I NEED THE MHZ FREQUENCIES OF THE FOLLOWING TV STATIONS ( Reception in LAGOS VICINITY):
1. ONTV
2. DBN
3. MITV
4. LTV
5. OGTV
6. GALAXY TV
7. MBI
Just as AIT is broadcasting on 471.25Mhz, I need the MHz the above listed stations can be gotten. You can quote me if you know of any.
Google search didn't produce desired results.
Thank you all as I await your good getsure in rendering this favour.

(URGENT)
GOOD DAY,
PLEASE, I NEED THE MHZ FREQUENCIES OF THE FOLLOWING TV STATIONS ( Reception in LAGOS VICINITY):
1. ONTV
2. DBN
3. MITV
4. LTV
5. OGTV
6. GALAXY TV
7. MBI
Just as AIT is broadcasting on 471.25Mhz, I need the MHz the above listed stations can be gotten. You can quote me if you know of any.
Google search didn't produce desired results.
Thank you all as I await your good getsure in rendering this favour.

(URGENT)
GOOD DAY,
PLEASE, I NEED THE MHZ FREQUENCIES OF THE FOLLOWING TV STATIONS ( Reception in LAGOS VICINITY):

1. ONTV
2. DBN
3. MITV
4. LTV
5. OGTV
6. GALAXY TV
7. MBI

Just as AIT is broadcasting on 471.25Mhz, I need the MHz the above listed stations can be gotten. You can quote me if you know of any.
Google search didn't produce desired results.
Thank you all as I await your good getsure in rendering this favour.

(URGENT)

PLEASE, I NEED THE MHZ FREQUENCIES OF THE FOLLOWING TV STATIONS ( Reception in LAGOS VICINITY):

1. ONTV
2. DBN
3. MITV
4. LTV
5. OGTV
6. GALAXY TV
7. MBI

Just as AIT is broadcasting on 471.25Mhz, I need the MHz the above listed stations can be gotten. You can quote me if you know of any.
Thank you all as I await your good getsure in rendering this favour.

Today marks yet another remembrance of the very day God invested Chris into the world and the returns have been astronomical and phenomenal over the years.
While you Merry this season, don't forget to carry out retrospection and introspection and make a move that will announce you from generation to generation!
MERRY CHRISTMAS ALL!!!

Franky826:
Any reason as to why the inflated rates on FBN MMF over the weekend yet?

You guys are probably enjoying some bonuses or windfalls. Don't be panicked; grab the full benefits!!!

Seems like using Solar along side PHCN prepaid is the cheapest way to go when it concerns power usage from what I have garnered here so far.
Any elaboration?

Is the URL same for all applicants? What we have here is just the password to log in but URL and username omitted in the text message. Somebody should please post a sample of the URL here; the link to the test site.
The incomplete message has got us stranded in the process. Any idea on how we can get the full message from TESCOM?
Thanks!

The NSE is not a total write off because people that know their onions are making it cool there. However, it is important to differentiate TRADING from INVESTING in stocks.
For anyone that wants to venture into trading, it is important that such one does his/her home work on the technicalities and fundamentals of choiced stock picks. Such one has to be well grounded. If investing is your choice, on the other hand, knowing basic fundamentals and antecedent of the company you are buying into is sacrosanct. Such individual has to define his/her purpose of investment and should be able to marry patience while at it.
Investing could be for dividend yield benefits and capital appreciation for which such investor may need to be patient enough to make a deserved kill.
So, INVESTING OR TRADING? Know the difference, define your mission and do your home work!