₦airaland Forum

The Federal Competition and Consumer Protection Commission (FCCPC) has approved the operations of 94 companies as digital money lenders in Nigeria.

However, only 49 of the digital lenders were given full approval, while the remaining 45 got conditional approval.

The Commission disclosed this in an update on its ongoing registration of digital money lenders in the country, an exercise targeted at tackling the menace of unlicensed loan apps, otherwise known as loan sharks.

The Commission said it came up with the Limited Interim Regulatory/Registration Framework and Guidelines for Digital Lending in collaboration with the Joint Task Force (JTF) to promote fair, transparent, and beneficial alternative lending opportunities for Nigerians.

The guidelines: The guidelines require digital lenders to register with the FCCPC and complete two forms (Form DLG 001 and Form DLG 002).

Form DLG OO1 is the registration form that requires the applicant company to provide identification and operational information to the FCCPC, while Form DLG 002 contains declarations relating to:

Legitimacy;
Compliance with applicable regulatory requirements;
Lawful source of funds and conformity with anti-money laundering; and
Data protection laws.
While the Commission had last year given all the digital money lenders 90 days to comply with these guidelines, it later extended the deadline which expired on November 14, 2022, to January 31, 2023.

Approved money lenders: Below is a list of the 49 digital money lenders that have secured full approval from the FCCPC-

SYCAMORE INTEGRATED SOLUTIONS LIMITED
TRADE DEPOT
TAJOW INVESTMENT
BLUE RIDGE MICROFINANCE BANK LIMITED
GROLATECH CREDIT LIMITED
BRANCH INTERNATIONAL FINANCIAL SERVICES LIMITED
P2VEST TECHNOLOGY LIMITED
CREDITWAVE FINANCE LIMITED
KEENEST TECH SERVICE LIMITED
FAIRMONEY MICRO FINANCE BANK
ALTRACRED FINANCE INVESTIMENT LIMITED
CREVANCE CREDIT LIMITED
MENACRED COMPANY LIMITED
AFROWIDE DEVELOPMENT LTD
RED PLANET NIGERIA LIMITED
AFROFIRST MOBILE AND TECHNOLOGY COMPANY LIMITED
RANKCAPITALS LIMITED
IBS GOLDEN INVESTMENT COMPANY LIMITED
LENDVISERY SERVICES LIMITED
CREDITWAVE FINANCE LIMITED
RENMONEY MICROFINANCE BANK LIMITED
SWIPEBILL TECHNOLOGIES NIGERIA LIMITED.
HOMETOWN FINTECH LIMITED
GIASUN TECHNOLOGY NIGERIA LIMITED
BE RESOURCES LIMITED
ROCKIT LENDERS NIGERIA LIMITED
PIVO TECHNOLOGY LIMIED
YES CREDIT COMPANY LIMITED
FUBRIL CENTURY LIMITED
IRORUN TECHNOLOGIES LIMITED
CSENSE LIMITED
SUPREME HELP COOPERATIVE SOCIETY LIMITED
ORCOM AND ORCOM BUSSINESS SUPORT LIMITED
PAYHIPPO LIMITED.
EASYCHECK FINANCE INVESTMENT LIMITED
QUARK FINANCIAL NIGERIA LIMITED
EDMOND SOLUTIONS COMPANY LIMITED
TED ROCKET LIMITED
PENAID LIMITED
ARVE LIMITED
DOVER CREDIT LIMITED
RAGEKAY GLOBAL INVESTMENT LIMITED
MAYWOOD LENDING LIMITED
LINKPARK TECHNOLOGY NIGERIA LIMITED
MANGNET LENDING LIMITED
RUBYSTAR GLOBAL LIMITED
BESTFIN NIGERIA LIMITED
FUBRI CENTURY COMPANY LIMITED
BERLY SPRING GLOBAL LIMITED
Conditional approvals: The following companies have secured conditional approvals from the Commission, meaning that they still have some requirements to meet before they can get the full approval-

TRIPPDBASE LIMITED
BLACKCOPPER SERVICE
OWOAFAR FINTECH SERVICE
PAYLATER HUB
WINDVILLE FINANCIAL NIGERIA LIMITED
AFROFIRST MOBILE AND TECHNOLOGY COMPANY LIMITED
ORCOM AND ORCOM BUSINESS SUPPORT LIMITED
OTP INTERNET TECHNOLOGY LTD
RED HARBOR FINTECH LIMITED
BERYL SPRING GLOBAL LIMITED
HOMETOWN FINTECH LIMITED
AJAX LENDING LIMITED
RACEOVA NIG. LIMITED
LANTANA TECHNOLOGY LIMITED
THE PLATFORM DIGITAL NETWORK LIMITED
ZIPPY CAPITAL LIMITED
NEO-LINK TECHNOLOGY LIMITED
TRIPOBASE LIMITED
BESTFIN NIGERIA LIMITED
POCKETFUEL FINANCE LIMITED
LENDING EDGE LIMITED
TED ROCKET LIMITED
PENAID LIMITED
ALTARA CREDIT LIMITED
NEW CREDAGE NIGERIA LIMITED
LENDHA TECHNOLOGIES LIMITED
DOJA LEMAIRE GLOBAL LIMITED
PAYDAYHUB ONLINE NIGERIA LIMITED
RETAIL BOOSTER LIMITED
FINNEW FINTECH LIMITED
FEZOTECH NIGERIA LIMITED
ORANGE LOAN & PURPLE CREDIT LIMITED
CITADELE CAPITALS LIMITED
FEWCHORE FINANCE COMPANY LIMITED
A1 CAPITAL SOLUTION LIMITED
ONE PAYOUT LIMITED
LINKPARK TECHNOLOGY NIGERIA LIMITED
LIDYA GLOBAL LIMITED
PHOENIX PAYMENT SOLUTIONS LIMITED
RED PLANET NIGERIA LIMITED
KWABA INTERNATIONAL LIMITED.
MAYWOOD LENDING LIMITED.
PRINCEPS CREDIT SYSTEM LIMITED
LINKPARK TECHNOLOGY NIGERIA LIMITED
FINPADI TECHNOLOGIES LIMITED

ProphetChi:
Hello everyone. As led by the spirit of Jehovah, I shall be spending a brief period on this forum to attend to God's children and minister in humility to their spiritual needs in the area of guidance, vision, direction and exploring the best possibilities that God has ordained for his people.

I'm gifted in things of the spirit. The spiritual controls the physical. It pains when children of God are distracted with daily living so they miss out on spiritual insights and wallow in darkness.

In the brief moments Iam going to spend here, I offer my gifts totally free. Take advantage of me and exhaust me. I want to leave here thoroughly exhausted. I'm well rounded spiritual so throw it all to me.

I would like to answer all your personal guidance here so others can benefit from it to. If your questions are too private, you can shoot me a mail prophetchijioke52@gmail.com

Hello

Melezenawii:
Stop crying big man

I don't know whose more stupid between you and the set of wasted sperms who liked your post and the herd of cows who shared them

Melezenawii:
“He lives in glass house don’t throw stones” - Professor Yeleina Soworevic 1893

Small boy stop this nonsense.. so if he takes a nap means what.. being on the road, constantly working having just 3-4 hours sleep out of 24hrs... E easy?

If na you dey him shoes na the whole 24hours u go sleep
Fool!!

msughdoo:
What do you observe?

You creature a thread just to show a ded person panties?
This boy what class are you now.. Ss2 or SS3.. you're yet to write Jamb... No problem... Face your book and stop looking at the inner thighs of a dead person

Karrrion:
Five unnamed Nigerians have been arrested by the police in Crete, Greece, for allegedly defrauding a woman of over N73 million.

According to greekreporter.com, one of the Nigerians posed as Keanu Reeves, a popular Hollywood actor, in convincing the Greek woman to lend him money to complete a movie production.

The 55-year-old woman, whose name was not mentioned, thought she had met the real Keanu Reeves when she and the Nigerian impostor followed each other on Instagram in 2021.

After they became friends, the Nigerian asked for financial support from the Greek, vowing he would repay her from the proceeds of the movie.

The unsuspecting victim subsequently transferred funds to four different bank accounts opened by the Nigerians, who ended up defrauding her of €150,000, an equivalent of N73,227,000.

She realised something was wrong when the Nigerian Keanu Reeves stopped communicating with her. It was also at that point that she filed a complaint with the police.

From the investigation carried out by the police, the Nigerians perpetrated the fraud between June and November 2021. They then split the funds into smaller amounts and re-transferred them to their personal accounts.

The five Nigerians have been charged with fraud and other related offences, and are expected to face trial at a court in Crete.

A Greek citizen was also arrested in connection with the fraud.

Keanu Reeves featured in Hollywood blockbusters like The Matrix film series and John Wick.

https://fij.ng/article/nigerian-poses-as-keanu-reeves-to-obtain-n73m-from-greek-woman/

Posing as KEANU REEVES .. my brothers will never ceases to amaze me .
But true true, if you check, the name na ibo name na.... Keanu

IhateYouMan:
15 years marriage and my brother is going through a mini hell on earth.

When they got married, initially, the wife supported the husband with the usual cooking, tidying the house and contributing money intermittently. Plus she took good care of the kids.

Now, all she does is spend her husbands money, invests some of with her family without telling him. She does not cook, clean or support financially. Currently jobless. But learning some new skills for what I don't know. Loves her children and took care of them when they were little.

Current situation ;

Husband works, brings all the money, cleans the house, cooks and is deprived of sex. Maybe sex is once in 6 months. The children come to the husband for all their needs including dinner, pocket money and all matters relating to their upkeep. They also go the husband for advice and support.

Do you think it is normal for the husband to be like a house help while providing 100% of all the needs of the family ?

Husband is now tired and not sure what to do next. She refuses all advice and can get very abusive and dismissive when corrected.

Of course the husband is not perfect. During the early days of marriage, he will shout at her for leaving the kitchen in a total mess with no food, when he returned from work. And because his income was not large in the early days money was sometimes hard to come by. But after a while he just stopped shouting and started doing everything himself. At one point, he almost fell ill.

Now things are very good financially.

Husband is tired

Advice...

No.. he's not tired yet.. let him continue till he drops dead, then I'll advice his corpse on what he should have done when he was as alive.. better leave him and face your own life so you won't make same mistakes, I wonder what I read her atimes is true or pure stories.. Kai..

kingviny:
I have told friends who are into renting business not to stereotype on tribe, but this your comment is justifying the saying. Just look at the gutter language and the hot blood!

The last tenant damaged the doors and still refused to leave for months. He insisted that if they don't give him his damages money, that he won't leave. It took so much effort from the property manager to evict him. And I have heard similar reports of the same attitude from so many property managers.

I know there are extremely good Igbos but the bad ones are really giving the Igbos bad reputation when it comes to renting apartments in Lagos.

Personally, my best friend is an Igbo for your information.

But what the landlord wants is what must be adhered to.

Why are you answering this ipob thug

TheBTCinvestor:
Incoherent how? My own block head no wan take advice na

That what you admittedly are stupid for this reply that has absolutely nothing to do with you...lemme help you showcase your stupidity to the whole world...enjoy

overcomersfaith:
Beloveth…. let me say happy new Year to you officially today… being the first day am ministering online this year…. After the third Saturday ministration last year December 2022… this site clashed… so from then till now the messages were done but no site to post…

Read more @ https://overcomers-faith.org/most-of-the-great-work-of-god-is-done-quietly-by-gods-unsung-heroes/

Your site is not goinh

Melagros:
After a long-job-search, August last year I got a job in a farm as a manager through an agency and the salary is 50k, meanwhile, before that, I'd registered with some couple of agencies, also, personally, I'd submitted my CV in some organisations

To be brief! When I'd already started working, a hotel that offered me an employment as a general supervisor/assistant manager before they asked me to stop after working for two days recontacted me, I snubbed them and the salary was 60,000

Precisely, in December last year, another agency reached out to me for an interview but, I told them that I was not in town and they told me to let them know whenever I'm in town. Yesterday, another agency too invited me for an interview I replied them that I haven't returned from Christmas break

Why I glued to my current job is that, though, my 'meagre' salary is 50,000 Naira but, there are other side businesses I do that I make extra money because, within the first three months of my employment, I was able to rent my apartment, a self-contain, furnished it, I'm looking up to a bedroom flat before the expiration of my rent. I was owing my Alma Mater 100,000, for clearance, as I'm posting this thread the money is in my account, I'm just waiting for school to resume so I can go and pay the money. Also, I'm budgeting between 80-100k, for a phone by the end of this month

I have a good CV, I'm a hard worker, a good administrator, also, I'm multi-tasking. In these five months that I have been with this organisation, because of my performance, my boss made huge profit beyond his projection to the extent that he added a bus to the fleet of buses we have, he testified that, ever since he opened this business he has never seen a good manager like me and he's ready to do anything to keep in the company

Please, if I'm called for an interview again, should I honour the invitation or I should continue here? Honestly, I'm confused!
Thanks

O boy stay where you're o

yomi007k:
You are living with a notorious cultist.
You no dey fear say if cult war happen you self fit die? Now, the guy is involved in sexual abuse and you are still there.


Who did this to you?

Death and/ or jail time is not far from you.

Gbam

Alesa3341:
Hello Guys, please I need a sincere and matured advise on what to do. This will be long, please bare with me.

I'm 27, am a businessman, I have this girl I really love so much and intend to marry her this year December, but one thing about her is her bad character. She challenge me, talk back at me, shout at me, get angry with me for days, refuse to cook when she is angry, disrespect my family, most especially my mum, always trying to paint herself good and paint me bad in presence of people, these are just little of the things she has done to me.

When she lost her job, and had nowhere to go, I had to bring her to my house, and provide everything for her, food, I change her hair twice a month, subscribe unlimited for her, I just provided everything a woman need to be happy for her. Last year November, she told me she haven't seen her mum for 5years and wanted to travel to see her, I spent close to 200k to take her to and fro, including other things she needed. She insisted on collecting the bride price list for me when coming back, I spoke to her mum and they gave her to give me. I was planning to finalize all on the weeding this year.

Last year DECEMBER, I took her to my family to introduce her, but this was the biggest mistake of my life. She was completely disrespectful to my mum, talks to me anyhow in presence of anyone, even to the extent of refusing to cook for me anytime she is angry, I go to kitchen and prepare food myself.

I love this girl so much but I still thought of continuing, with all this attitudes, I advise her everyday, I also took her to my pastor who advise her too most of the times, but she never changes.

Fast forward to 2days ago, we had issues because she told me to join her in washing and I refused because I was working on a client project, she got angry, washed the clothes and when it was evening she brought the clothes inside, folded her own in the wardrobe and just threw mine into the wardrobe without folding or arranging them. I was angry about this, but I kept mute. The next day, she sent me "sorry" on WhatsApp, I told her to come to me physically and apologize but she told me she can never do that, and why was she even apologizing, that she did nothing wrong, we exchanged words and she left my house.

Today, she called me and told me she is pregnant, and that I should send her money to remove it. I was like "just like that"? We didn't discuss about it, how will you just tell me you want to terminate my pregnancy, I told her to go to hospital and confirm it and also get the test report, she did this and sent to me, it was true she is pregnant, but she insisted on removing it, I persuaded her and she still refused, claiming she can't be a single mother. I told her I will take responsibility, but she insisted on removing it, I told her to go home and think about it, and she told me she can't leave there without removing it. After so much persuading I decided to give her the money, and told her if she removed it, that it's on her, that I didn't consent to this.

I asked her why we can't keep it, and she said because my family is bad, we support evil, if the sky is blue, we say it's red, that my mother is a bad woman, and she doesn't want to come there. She said so many bad things about my family, I was shocked! I asked her, how are they bad, she said "how can my mother be telling her to wash my clothes" I was just confused, After all I have done for you, is it bad if you wash your husband to be clothes, I left her!

Later she told me the doctor referred her to another hospital, I still tried to persuade her and she said her decision is final. She asked me to give her money to go to the hospital she was referred to, I refused! I insisted that we keep the baby, she told me "I'm a nobody, that she will call now and she will get money to go" I angrily blocked her. Later, she called my other line and told me, she went to the other hospital and the doctor told her, the cost to remove the pregnancy is 125k, she told me and I insisted on keeping the baby.

Please guys help.me, I don't want to terminate my first child, the girl is too disrespectful and rude, I don't want to continue with such woman, but she is carrying my baby, what do I do? And if she later agree to keep it, how do I go about it?

You all are just saying "don't marry her" what about the baby? Should I agree to abort it and give her the money?

MODIFIED

This guy is just a stupid human being.. so for a girl to DISRESPECT YOUR OWN MOTHER IN FRONT OF YOU you still dey love that kin animal.. lemme address the stupidity in you..
Don't give her any money to abort.. if you do that, that's murder and you'll be answering to God Not nairaland.. at least your foolishness can understand what I'm saying.. if she's not ready to dance to your time, leaver her .... What she does is her business not yours.. you better leave that girl alone and go on with your life.. aha? Just imagine all this nonsense you're spewing and you still have the guts to say " I love her"... Kai this guy!!!

Toneypen247:
https://dailypost.ng/2023/01/11/cristiano-ronaldo-sells-ballon-dor-trophy-to-israels-richest-man/

If this man gives me just a £100k inside that money I'll double it for him within 2 months... Sure banker!!!

Afro3:
I'll make Tinubu special envoy, Obi trade minister if I become Nigeria's president -- Accord party's candidate, Prof Imumolen

Accord party's presidential candidate, Professor Christopher Imumolen says he would adopt the principle of all-inclusiveness in selecting his cabinet if he becomes the country's president in next month's eagerly awaited general elections.

According to him, the task of rebuilding a nation like Nigeria, battered by years of poor leadership and corruption, needed the inputs of all Nigerians, including those of his co-aspirants like Bola Ahmed Tinubu and Peter Obi now also vying for the coveted office of president.

In his attempt to build an economically sound country where every Nigerian would feel loved and wanted, he says he would solicit the help of the best brains in whatever fields of human endeavour to come and contribute their quota.

"The task of rebuilding our country is an onerous one. It is not going to be a one-man show. Every one who has the idea, capacity to add value to governance, no matter their background or party affiliations, shall be called upon to do so," Professor Imumolen said on Sunday.

"For his adeptness and aptitude as a business man of no mean standing, I will be appointing Peter Obi, the current Labour Party presidential candidate as my minister of trade and commerce, while Asiwaju Bola Ahmed Tinubu will serve as Nigeria's special envoy to the United Nations.

"[b]Tinubu it is who will coordinate, as well as help to enhance the coherence of the collective work of the UN on behalf of Nigeria in the West Africa sub-region.
"Tinubu's wealth of experience in administration, mentoring and his understanding of Nigerian politics will stand him in good stead as the country's representative in the UN on matte[/b]rs political, economic and international.

"You will agree with me that these men will most be suitable in the roles I have earlier mentioned because of their track records in both their private and public lives.
"As I have said, the move is meant to demonstrate that we are all partners in progress in our desire to see our country regain it's lost glory, as well as deliver to it's millions of citizens the true dividends of democracy.

"The move will also send the message that appointments will only be given to those who merit it in the kind of reformist government we are planning to run.

"The concept of square pegs in square holes shall be the guiding principles of our government under the umbrella of Accord -- the party that preaches oneness and togetherness," he said.

Imumolen... That hangs AROUND Musa shop for tijania salako street bucknor area ( ibo pipo call am estate).
No be you Peter obi go take make minister of ipob agebros.

You wan trend abi... Why I no go ikotun area go trend for Governor Road

Aglowfitnessclu:
There are few exercise machines that you can get and use at home to achieve your fitness goal.

Below are few
Dumb bells
Exercise mat
Treadmill
Mini Stepper
Revoflex
AbS Workout Machine
Exercise Ball Etc.

I'll provide series of exercises you can do with each machines soon.

You can get them at wholesale price from Aglow Fitness Shop

Call or WhatsApp 08147691276

Will contact you

Kreamie:
Money is good
Health is better
A combo of both is the best

Simple

AntiChristian:
This is lovely!

And your stupidity and senseless thinking believes this to be funny

kodab:
she blocked me on her phone contact and on WhatsApp after 4years of dating each other ,she embarrassed me alot ,but I still love her so much ,she's my first girlfriend and am her third boyfriend ,I'm just crying since because it's paining me alot I love her so much but she's just hate me ,but I swear to GOD I will never love any woman again in my life till I die ,my hatred for women just started today

So what has Tupac's pic got to do with it

gale2626:
I proposed to a sister about marriage recently and the church, of which she obliged to pray for Gods direction before she could give a reply but sometimes I feel tempted to text her or give her a call to ask about her wellbeing but then, I often have this feeling that my actions may be perceived as trying to finduce her to influence her decision.
I don't know if my intention was right or wrong.
Please give your opinion and advice.

Thanks.

Let her be till when she has an answer for you.. it's also for your own good.. if she turns your offer down, just happily accept it and move on to avoid mad and crazy stories that will come up between you two.. if she needed be your wife, she no be your wife ..simple

gasparpisciotta:
How much will you pay?

It's been sorted
Thanks