₦airaland Forum

Omoapena:
With 9m
You will land in Canada with a job waiting for you...

What route is this cos I know currently masters route would be difficult with such amount except they have other means to compliment the money at hand. I dey laugh people wey go come on nairaland and be saying with 5M you can Japa to Canada. You can if you have other sources to compliment the 5m we know how our brothers dey take run am Sha . Na social media be this make we no talk am

pope191:
What kind of jokes are these? UK 28M! my tummy ooo

Yeah that's the current reality of what the floating policy Tinubu has brought The only cheapest school in d UK right now is teeside university and Sheffield hallam minimum tuition fee there na 10,000 pounds (10Million naira ) + 10,000pounds(#10m survival money)
+ Ihs and visa fee (1.5M minimum) flight ticket is currently hovering around 1.5-2.5m
Add this up
This is only the cheapest two schools in UK right now. 99percent of schools in UK their tuition fee alone na 15-20million pounds exclusive of 10M pounds for Survival.
I spoke with my guy this evening he said he is regretting he lost 5Million naira the school for Uk refused to refund back his 5M tuition deposit when denied Visa He told me he's currently paying the 5M debt now . I felt for him I ask am shey you no read refund policy before
That teeside sef don cast cos there are no jobs for that side in UK . The school don cast because it's the cheapest and people dey Rush the school cos it's very very cheap.
Hopefully the exchange rate go come down as Dangote refinery starts refining oil . My guy was telling me to divert my money buy buying dollars and keeping it I tell am say no it's very volatile e better make I convert my money back to property by doing land banking or investing in transportation business


Canada sef wey cheap before na die Cad we be 333naira is now 580 @ oando rate.
Canada requires like 28cad = 16M + flight ticket 1.5m = that's like #17M

UK 28,000 pounds go give you = #28Million naira

Tinubu don make naira more worthless

BAZ001:
My broda Jappa Jappa Jappaaaaaa
Any graduate still driving Uber hoping to get better job, pls I beg you any way you wan do am jappa jobs dey abroad for you.
They are shooting abroad,
Racism full abroad,
u will live like a 2nd class citizen abroad … for Nigeria na 1st class citizen u dey live

Time is ticking, age dey go, hustling strength dey reduce gradually.
I know a boy from very poor background, house no good at all , type of family - “can anything good come out of dis family.”
Heard d guy dey UK last month I wan craze
he has changed my perspective about jappa n hustling ?
WHY ?
If that guy can Jappa then NOBODY get excuse again, no excuse at all, though I don’t know how he did until I get in touch. but na big inspiration cos I know him.

I’ve met different peeps here with different stories & without iwe d worst of them is still better than any young man earning less than 500k in Lagos in dis Tinubu regime.

Nutshell find way to jappa before ur children start asking u questions later in future why u remain for naija when all ur mates dey jappa.



https://www.reactiongifs.com/r/hm.gif

So you think say is Japa is easy for the poor now to go UK now you' need minimum of #28Million naira Canada #17Million USa and Australia na die sef. The only cheapest good country I know na is Germany which would cost #11M but language barrier they and they have backlog so if you start Germany process e go take almost 2years (18Months) before person fit enter. Tinubu don finish this country with his bad policies wey no dey even help the Naira . Japa na for the rich now with the floating of the naira. Except na stupid countries like Italy, Malta or Spain person wan Japa to

Una go dey cap Nonsense

So I don notice one trend for Asaba each time I book bolt or pick me up for Asaba na Lexus dey always show up so dis morning I had to go to Steven keshi stadium Nnebisi road so I check pick me up e no dey connect me with drivers na him I switched to Bolt so it brought out #1200 Me sef shock But I check well e b like say I get promo that's why Bolt was cheap I don already budget 3k for one way trip and return another 3k total of 6k and it won't take him more than 20Minutes .I called the driver I was shocked cos I no really enlarge the picture when I dey try call am I shock say na my next door neighbor for the street Omo na Big man ooooo
So he now said where I dey head to I tell am say Nnebisi road stadium him ask me say wetin app bring out I tell am him come bill me 3k he Said there's no fuel I no even argue with am cos fuel cost me come dey pity am how much him go make with him rx350 since no be Corolla so I cancelled the trip As we dey enroute na him me and am dey jist he said he does bolt only on Mondays cos of the ipob sit at home in Onitsha . This na big man wey get 2 shops for Onitsha . The man tell me say that Monday we him dey do Bolt him dey make a lot of profit and Asaba no too get hold up .
We reach stadium I come down I tell am say I go call am again I finish I call am him say him dey okpanam road dey chop for fast food joint. So few minutes him don show up . under 40Minutes drive him don make 6k I no sure say him go use pass 2k fuel cos na Lexus him no also put on Ac
Me no know say big man sef dey do ehailing

Shebi university lectures sef dey do Uber that time wey Dem dey on strike we hunger wan kill Dem because of no salary

Badadvisor:
Without the proof of funds or that's is also included in the 16m?

Everything inclusive

pweeryambre:
10million is more than enough for one person biko.. People have started with less than that in Canada sef.

Lolz more than enough seems you don't know how much tuition fees are in Canada

I CAD is now #583 naira
cCad is no more #333 naira
Abeg tell me any tuition fees that is less than let's say 12000 cad in Canada ?

pweeryambre:
Its even too much

Lolz have you not seen the floating of the Naira you need like minimum #28,000 cad
Do the conversion with the current rate
#10,000 cad for maintenance
Miscellaneous #3,000cad
Minimum tuition fees #15,000 cad
There are few courses that you can get tuition fees of less than #15,000cad
With the exchange rate today, one needs like 16m-17m for Canada

airprince:
Well not really my friend who traveled told me to budget over 13m for everything

13M Naira cannot take you too canada on students route with the current floating of the Naira. Budget minimum of #16-17M I Said minimum ooooo. UK now sef na die UK is like #28Million naira now minimum. I bin don budget #15M before Tinubu just come scatter person plan by floating the Naira

ade4real2016:
Big men n big guys don't use rubber..They spend lots on medical diagnosis before going down there...Only poor niggas use protection...Ya garrit if ya know what l mean...

No diagnosis is accurate even @ 2 weeks

Creamypie:
nnebisi road by Osa Dennis junction. Where in asaba u dey?

Former deputy bonsaac


Okay so babes dey the hotel

Creamypie:
go Daystar. E dey nnebisi road by Osa Dennis junction. With 3k you don chop one. Or 6k for d night take away. Or go sovitel, its d first junction on d left (a close) off ezenei when u just enter from express

Bro abeg where day star dey

pushup:
Hi. pls how did you get the rates from the bank? or you had to walk into the bank?

I went to rectify something in the bank so a customer so her collegue was saying she was trying to cancel some form A I now asked her how much she said the bank rate is currently high say e dey fluctuate Sha say na 610 but I dey try ask her if the requirements are still the same to get forex the lady was busy currently e b like say black market better pass bank rate

Biola67:
15k pounds tuition is automatically 15m naira. Wahala for Uk people 😅

If you add 10,000pounds for upkeep to that tuition fee one would need about #28Million to go to uk it's even higher because 15k pounds is one of the lowest tuition fees one can get in UK. Before before for Naija if you have #28Million naira in Nigeria you be big boy but as it stands now this policy our money no get value again

OldBeer:

Stupid mother fucker this man is making me spend over #20Million Plus just to dey travel out the country initially my budget was 15Million plus

With his policies that has no direction
Pounds is now 1000+ @oando rate Canadian dollar From 333 to 605
Mehn abeg I dey miss buhari now oooo

soojar:
Exchange rate today
N1 = 553 CAD

It's has gone up to 605. Anybody wey won enter na to hold minimum of 16-17M UK own na no go area. I guess the number of people wey wan travel go soon reduce cos this na discouragement how can oando rate be even higher than black market rate. Black market is between 570-590


Before with minimum of #10M you fit still enter Canada but now minimum of 16-17m UK now na from 20Million minimum upwards to enter uk. I don't even understand what this Tinubu dey do I swear this policy no dey help matter only solution na to increase our export
only God know whether dangote refinery go bring succour soon I heard yesterday them wan release some more forex into the economy

Make we see if the coming months e go bring the price down na so them still talk for the subsidy removal say fuel go still come down

73O9:
Hehehe dey play.
Look at it this way;
Someone was motivated by dashboards and resigned from his job, remember he wasn’t told the challenges involved, only the earnings.
There was someone that was advised to drop his 80k job which is very understandable wasn’t enough but letting people know the challenge involved is very important. He started having challenges within weeks up to the moment he regretted leaving his 80k job- this happened right on this thread. But the people that advised him left him to his fate.

Making it look as if it’s a bed of roses is wrong and those who complain that the job is not ok for them aren’t wrong. Different people with what they desire.
I wasn’t a lazy person when driving but the income didn’t equate the effort exacted on it. So you should expect someone like me to complain.

So wetin 80k salary wan do abeg it was enough to resign the work. See wetin junior banker for Gtb bank dey earn that's probably 200-250per month. Money wey a business man go earn weekly

Those ones wey dey earn 2.lM-3M annually Dem no be contract staff for Gtb bank oooo na full time staff Dem be

soojar:
Today's exchange rate to use

NGN to CAD: 0000.00221680
i.e N1= 0000.00221680 C$

Inverse
1÷0000.00221680
= N451
Divide your Naira by approximately 452 for your POF




We learn everyday

It's showing 499 on oando rate

It was 444 as at yesterday

dapotemi:
I was out of Lagos on Wednesday. My flight was to Enugu, finished my assignment and later took a ride to AWKA, then to Onitsha. Yesterday I was at asaba and today am in warri. I'll be in bayelsa tomorrow and back to warri on Monday to connect a flight to Lagos.. I notice alot of improvement on road infrastructure to be honest and I give it PMB administration. Even the bad roads I notice where mostly road under construction..Lagos somehow is overrated and there is no much federal presence in terms of road construction..I did not see a single pothole from asaba to warri...
By the way, this trip will give me nothing less than 500k as add-on, after all expenses, with all the 'igbadun' that usually comes with official trips like this...Some of you have been so tortured in the labour market that when you hear salary job, you think we all have to wait till 31st to get 100k! I think that is the reason for all the bad mouth I see here but we can understand...To the new cat, I beg you, if you're a graduate, get a CAREER....Be patience, CLIMB the ladder...Let me ask you, what do you think an Uber driver will be after 10 years of driving? Still an Uber driver right? I don't want that for you! If you're JOBLESS now, then maybe you should drive but don't sleep on it, don't let anyone tells you it's the BEST for you! I beg you!

When I was a salary earner I hardly chop food for fast food but as I don become a free Lancer na Fast food I dey chop everyday[center][/center]
Something wey I no dey fit do when I be salary earner Bleep salary work now I dey chop and Bleep pussies

I dey Bleep pussy 40k a night something wey I dey fear to do when I be salary earner

To hell with salary work

I dey osadebey way Asaba come join me[size=8pt][/size]

Iceking1:
Are you able to take the money monthly or they pay you on a yearly basis?

I just started last week . The lady who opened the account Said the 6percent is going to be paid monthly basis. I'm looking for something more attractive. To me 6percent is small cos if I carry that kind money do business I know how much I go make

joinnow:
Why not fix it aka fix feposit.Some bank give 11% per annual which is 20k monthly

Please which bank gives 11percent

LandMann:
Your expected return monthly is small, so no need to actually start a business. Instead you can just go to any bank and open a fixed deposit with that amount. You should get a minimum of 10 percent per anum which 220k yearly or 18k monthly.

Alternatively you can go for treasury bill and still get the same range of interest, minimum of 10 percent.

The benefit with treasury bill is that your interest is paid immediately you deposit the money you want to use to buy the treasury bill.

Generally, if you factor in inflation you'd see that your ROI is not able to cover the cost of inflation.

To easily understand, let's say something you can purchase today cost 2.2 million but in one year time the cost will be 2.6 million due to inflation.

But if you fix the money in fixed deposit or treasury bill you'll get additional 220k to add to your 2,200,000 bringing the total money you have in one year time to 2,400,000.... This 2,400,000 will still be lower than the cost of purchasing that item which is 2,600,000.

So you'll have lost 400k or more to inflation if you go for the safe option 10-13k monthly....

You'll have lost 200k or more to inflation if you go for the safe option of fixed deposit or treasury bill of minimum 10 percent annually.

A better option is to invest in land... Buy land and dispose of it in one year's time... You'll get at least 20 percent appreciation if you buy in a good place. You can then repeat next year. This is not without risk though, so do your research well and buy genuine land with complete papers.

Alternatively, you can invest in public transportation... Buy a bus for someone on hire purchase... Get payment of 300-500k upfront and draw up agreement of how much you'll be paid weekly... If the person defaults two times or certain number of times you agree on then you reposes your bus without refunding any amount paid down.
This is also not without risk, so do your research well to avoid losing your money

Sorry do you know of any bank that offers 10percent on fixed deposit. I just did one high deposit savings with Access bank and it's 6percent I want something higher

Nezzjnr:
Who snaps Chicken Republic 950 meal to prove a point

It's a pity you are blind that you can't differentiate between Kilimanjaro and Chicken republic. Like if one can even get a meal of 950 at chicken Republic you can can zoom better and see the cost of the food @ Kilimanjaro


Eyah Niqqur has never been to Kilimanjaro
You can zoom to see the symbol of Kilimanjaro

[quote author=TheModerator post=123729593]So, how many prostitutes have you slept with today? You go as far as losting for 14year olds.

It's safe to conclude that you don't represent any school al-ma ma-ter. You're a complete disgrace to even your own family.

You'd be very foolish to assume that I got your details from nairaland. That your quest for visa, you may soon kiss goodbye to it. Bush man raised out of poverty.[/quote



]mumu say kiss goodbye to my quest for visa
Yes I Bleep bitches I Bleep clean expensive bitches. You can see that one I bleeped at festac hotel
I Bleep bitches from Coded runs and Instamessage
It's my money and who are you to tell me how to spend my money or who to Bleep

This fool says he got my details fool oya post my details
Am not even on Facebook so how dis idiot wanna get my details still surprises me

Come to asaba make I lodge and give you one babe to Bleep then I go flex you
Cos I know you don't have money je choba ego
This oluwole secondary school dropout wey know Sabi common percentage increase
Stark illiterate