₦airaland Forum

illicit:
that is the originator of islam

But he claimed not to be and historically he is not the first to try to force everybody to worship only one God.

HacheNoire:
You excluded the over $1 trillion/annum being accrued in interest

Let’s be sincere, they cannot.

EXCEPT, they will have to steal the resources of like 10 strategically important nations!

They owe the money mainly to themselves. They can stop the money from moving out of the country. If they have government revenue of over 12 trillion dollars per annum, they will pay it off if they want to

illicit:
there are 5 pillars in islam

Introduced by Mohammed. No other so called prophets of Islam claimed by Muslims knew of those pillars

illicit:
Muslims profess Islam, islam came much later after christainity

muslims pray five times in a day, jews dont

Muslims say what is important is to worship only Allah and they claim many pre Mohammed people as Muslims when those people never heard of all those things you are talking about

Can the US actually pay off it's debts?

The US GDP is over 30 trillion dollars and some countries have a tax to GDP ratio of up to 45 percent. It means the US can even do more if they want to. The US can have an annual revenue of up to 12 trillion dollars and have a plan to pay off the debts totally in less than twenty years while having universal healthcare. The total debt is now around 39 trillion dollars with over 70 percent owed to local people and institutions.

The debt can certainly be paid by the USA but all sovereign debts should be added up and taken over by the United Nations after all economies have been restructured and the debts revalued. If all countries have the same cost of living then dollar debts will go down to not more than three to five percent of the current nominal value, prices of things will come down, farming will become far more profitable and a new United Nations will be able to pay the sovereign debts quite easily.

illicit:
is it that you dont know that Judaism and Christainity predate Islam?

Christians don't really have one God. They have the trinity while Jews don't expect others to worship like them. That was why I first defined who is a Muslim

A law that says the hand of a petty thief should be cut off at the wrist is a barbaric law. You can't see this only because you are indoctrinated.

Who is the first prophet of Islam?

A Muslim is someone who believes only Allah should be worshipped and that every human being must agree on this to be worthy.

This actually means all Jewish prophets are not Muslims because they don't expect all human beings to worship only one God though they themselves worship only one God. It will not be right to say they were Muslims the same way Prophet Mohammed was a Muslim. At best you will have to say they were pre Mohammedan Muslims and not modern Muslims. Pre Mohammedan Muslims are not forceful. They don't believe they possess absolute truth.

Who then is the first person in history that we know of to insist on the worship of only one God? It turns out the person was not even Jewish. He was a King. An Egyptian Pharaoh named Akhenaten which means valiant for Aten. He banned idolatry in Egypt and closed down all the temples and he was later convinced to agree that only Aten represented by the sun should be worshipped in Egypt and there was compliance until he died after which he was declared an heretic and the temples reopened. Pharaoh Akhenaten can therefore be said to be the first prophet of Islam. He closed down all temples and banned idolatry and was only pressured into agreeing that all power comes from the sun. He did it by decree and he would have forced it on the whole world if he could.

It is quite possible, since the first Jews were Egyptians that Judaism started as a vestige of Egyptian Atenism and that Moses was a leader of some Egyptians that refused to reverse to the old order after Akhenaten was declared a heretic. It must be noted that the excuse Moses gave the reigning Pharaoh back then was that he and his people wanted to go and worship God in the wilderness.

However Jews did not practice Islam since they did not and still don't proselytize but the Muslim idea of worshipping only one God came from them via Christianity.

In conclusion, two people qualify as the first Prophet of Islam and they are Pharaoh Akhenaten and Prophet Mohammed. The Christians who believe in trinity don't really qualify despite that Mohammed was obviously converted by them.

Religion has a beginning and it will have an end. Two thousand years ago nobody was talking about any absolute truth in anything to do with God and there was peace

Nnamdipapa:
That is why most Igbos won't vote for him. I am like Gbadebo for example, I speak fluent Yoruba from primary one to my university, read lots of yoruba novels, speak awori fluently, I can contest an election in my hometown but will never win because most regard me as a Yoruba even though I speak fluent Igbo.
I live abroad and I am allowed to context any elections here though I may not get required votes due to my skin colour.

Not voting for Ghadebo is OK, telling him he cannot context or constantly referring to him as "shinedu" is all shades of wrong. I understand if the uneducated do so but we are the future of our country and should build something better for the future.

The rich and the politicians are friends to each other, only the suffering masses cling to tribalism. If you hate someone from the East or west, it is within your rights to discriminate but blatant tribalism has no profits and not good for anyone.

Without knowing how to speak Igbo at all you can still be voted for in Igbo land if they believe you are genuinely aligned with them and their interests and you have proved it. We are all looking for people to help us. Foreigners have been made King several times in history. People like Zik and Ojukwu were more Yoruba than Igbo in upbringing and way of life but that didn't affect how they aligned when it mattered most.

DMerciful:
Lagos belongs to all Nigerians equally because Nigeria resources was used to developed Lagos and still being used. Same with Abuja.

If Nigeria breaks up and the West wanna keep Lagos, they must pay the rest of Nigeria the trillions spent to develop Lagos or they go without Lagos

Deal with it.

You have already the right to contest in Lagos and the rest of the SW just like I have the right to contest anywhere in Nigeria. What else are you looking for? Do you want Lagos leadership to be zoned to non Yorubas? This attitude is not good at all.

The FG is owing Lagos port revenue and it is not Lagos owing the FG. I hope you understand.

Lagos landowners and not Nigerians at large are who can determine how to align Lagos land

IyaTola:
That argument sounds neat on the surface, but it skips over some important realities.

First, it’s not accurate to say the money simply “belongs to the bank” if the government doesn’t take it. Unclaimed funds still legally belong to the original owners or their beneficiaries—banks are only custodians, not owners. Letting banks quietly absorb those funds without a clear, enforceable recovery process creates the exact transparency problem people are worried about.

Second, the idea that the money will just sit there until everyone dies isn’t a strong reason to leave things as they are. That’s precisely why structured systems exist in other countries—to track, publish, and make it easier for rightful owners or heirs to reclaim assets over time. Without that kind of system, the funds don’t just “rest”; they effectively disappear from public accountability.

Also, comparing Nigeria to the U.S. misses a key point. In the U.S., when funds go to the state, they don’t become government property outright—the state holds them in trust, and people can still come forward to claim them years later. The goal isn’t for the government to “take” the money, but to centralize it under stricter oversight.

So the real issue isn’t whether banks or government should “eat” the money—it’s about building a transparent system where unclaimed funds are safeguarded, traceable, and still accessible to the rightful owners whenever they show up.

The money belongs to the bank so far no one is coming for it and if you understand compound interest you will know that many banks rely on these monies as much as if not more than they rely on their shareholders' funds. Is this right? Definitely No. They should hand over the assets to the next of kins and if nobody then government should take it.

joshkke:
Dear Yahoo boys, this is consistent money, EFCC free, Police wahala free. You are all very intelligent young people. You can make that decision today, and GOD will help you.

You think 1000 people can make such money in the country? What is our population and what is YT revenue? And etc?

IyaTola:
First, calling it “borrowing” doesn’t fully capture how people experience it. These are not idle government reserves; they’re people’s money—dividends investors forgot to claim or bank balances left untouched for years. The fact that the government can legally convert those funds into debt instruments may be sound on paper, but it risks feeling like the state is stepping into private pockets simply because the owners are temporarily absent.

There’s also a deeper issue of confidence in the financial system. When individuals hear that their dormant funds can be repurposed for government use, even with a promise of repayment, it can create anxiety. People may start asking: If I lose track of an account, will it quietly become part of public debt? Will I still get it back easily? In economies where trust in institutions is already fragile, policies like this can unintentionally widen that gap.

Another concern is liquidity and accessibility. The framework says beneficiaries can reclaim their money at any time, with interest. That’s reassuring in theory—but execution matters. If someone needs their funds urgently and encounters delays, bureaucracy, or lack of awareness about the claims process, the policy quickly becomes problematic. Ten working days might seem reasonable administratively, but for someone in a financial emergency, that delay can feel significant.

There’s also the optics of fiscal discipline. When a government begins to rely—even marginally—on unclaimed private funds, it raises questions about broader fiscal strategy. Is this a temporary liquidity measure, or does it signal deeper structural pressures? Even though ₦100bn is just 0.12% of domestic debt, the symbolism matters. It can look like the government is exhausting unconventional funding sources instead of addressing revenue inefficiencies or spending priorities.

Finally, stakeholders’ criticism isn’t just political—it reflects a concern about precedent. Today it’s unclaimed dividends after six or ten years; tomorrow, could the scope expand? Policies involving private assets need very strong safeguards, transparency, and public communication to avoid a slippery slope perception.

To be fair, there is a rational argument on the other side: these funds would otherwise sit idle, and investing them in government securities can generate returns for the rightful owners while supporting national financing needs. But that benefit only holds if the system is transparent, efficient, and—most importantly—trusted.

If I were advising policymakers, I wouldn’t say “scrap it outright.” I’d say: tighten the safeguards, make the claims process frictionless, publish regular audits, and proactively notify potential beneficiaries. Without that, the financial logic may hold—but the public confidence cost could outweigh it.

A law saying the next of kin must be contacted and handed over the asset is all that is needed but most probably the monies will remain there until even the next of kins are also dead. A large part of the money is in that category already. If government does not take it then it actually belongs to the bank. In the US if you leave money in the bank like that it will eventually go to the government but in Nigeria it is the banks who are eating the money

Fxwarrior:
That's not possible in organized system. There has to be someone legit to claim it besides the government.

They don't pay to next of kin but they pay to the POD. Payable on Death. People should learn to fill someone's name in POD by asking for the form but people are more used to next of kin. The right thing is to be paying to the next of kin.

paxonel:
So with this card as ADC member, I can cast my vote online in direct primaries?

I doubt if the primaries will be online but direct primaries imply card carrying members can't be blocked from voting at primaries

Jesus was a Jew prosecuted for apostasy by other Jews and subsequently executed, so why is this a surprise?. Left to the Jews, Christianity would not exist.

Fxwarrior:
In sane countries, the bank will contact the next of kin to claim the money.

Imagine your father worked for 50 years and you as his next of kin can't access the money.

Does it make any sense?

You are right but there maybe instances where next of kin may not apply, they can't be reached or even dead

AlphaTaikun:
I know a lot about the old and (new Kano States) which I personally have had contact with right from the 1970s (with a lot of friends of mine made from that same state back in Nigeria who are now captains of industry and top political power brokers today).

Second, that's why I used the term "descent." Agalawa (Tuareg descent), Kanuri descent, Nupe descent, Jukun descent, Fulani descent via Futa Toro in Senegal and Mauritania etc. Every family in Kano knows the ORIGINAL homelands they came from and this is an open secret among "Kanawas."

There are millions of indigenous Hausa folks and they do NOT consider these settlers of other ethnic origins as part of them and there are several videos online made and posted by Hausawas dissociating themselves from the Fulas and condemning the unintelligent term "Hausa-Fulani" which was FIRST used back in the late 1950s by a British media outfit. Even pure Fulas have rejected that annoying term "Hausa-Fulani." You are either Hausa or Fulani. These settlers too do NOT see themselves as ethnically Hausas. Just because they can speak Hausa language doesn't mean they are Hausa.

Last BUT NOT least, based on your example, I do NOT consider anyone who claims to be Yoruba and whose direct ancestry goes back to Senegal or Mali to be a Yoruba. They know their paternal lineages and should claim that because Nigerian and Yoruba cultures are strongly patriarchal (with the exception of the Ijaws who are matriarchal further affirming their largely Ghananian migratory roots as boat people) as claimed by Senator Magnus Abbey whose Ogoni ethnic people are partly of mixed Ghananian and Ibibio roots as claimed by the paramount Ogoni traditional ruler. Period.

In our town of Ere Ijesa, the first settler was Nupe, the second is Oyo then others from Igbajo, Ilare, Ijero and etc and all are now Ijesa. In Ilesa itself there are prominent families with title originally from different places. That is how communities are formed all over the world. There is no city you will go to that is not like that and the indigenes of such cities can not be claiming to be of different ethnic origins. However someone that still have family in another place can go and claim that other place. The town Fulani have become essentially Hausa and it is only the cattle type that is still different. Even if the Fulani elite say they are not Hausa, can they say Kano is not Hausa land? To avoid the confusion is why they call themselves Hausa Fulani. If no jihad, no indigene of Kano will be identifying as non Hausa and despite the jihad, it is still not right to refer to Kano as multiethnic but every situation is peculiar though

Money not claimed for a certain number of years should automatically go to the government. Nobody brought money to the world

AlphaTaikun:
@lawani

Absolutely well said.

They have the population to do what you stated so they have to upskill their youths in the STEM fields as well. Agribusiness in Kano State will do well if more hybrid seedlings and tractors are used alongside the massive irrigation projects they have for all-year farming. Fortunately they have been getting funds from Islamic Banking institutions (with interest-free banking) to carry out a lot of projects for years now.

The current issue with the indigenous Hausa States of the North West though is that there's a sharp rise in Hausa nationalism to get the Fula political domination out of the way due to foreign Fula militia bandits attacks on Hausaland.

Ganduje, Kwankwaso, etc, are both of the minority Fulas (paternally and maternally) with Kwankwaso's late father being the "Sarkin Fulani of Kwankwaso village."

Former Governor Ibrahim Shekarau is originally of Borno State parentage from the "Bura ethnic group" (just like General Buratai who is also of the Bura ethnic group of Borno State) who migrated to Kano State and settled there.

Kano State is a place where folks who are originally NOT Hausas have been Governors though. Former Governor of Kano, Alhaji Bakinzuwo was of Nupe descent, the Yakasai family are originally of Jukun descent in Taraba, Sani Abacha is originally a Kanuri from Borno, the Forbes-listed USD billionaire Abdulsamad Isiaku-Rabiu is originally of Kanuri in Borno State descent BUT it was his grandfather (an Islamic scholar who migrated to Kano for further Quaranic studies), and his biological son (the famous multimillionaire businessman Alhaji Isiaku Rabiu was born there). Aliko Dangote himself is of Agalawa descent especially on his maternal side via the Dantata family (Agalawas are the Tuareg long-distance merchants of the 1700s and 1800s) from Niger Republic.

Let the people themselves say they are not Hausa. No Kanawa ought to be saying they are not Hausa including the Fulani. It is just like a Yoruba man saying he is not Yoruba because his great great great grandfather came from Mali or Senegal. If they have no home but Kano then they are Hausa.

AlphaTaikun:
Kano State voters have minds of their own though and largely do not act like lemmings. They vote for whoever they think will better their lots.

If the cost of living can drop further before elections (with the widespread use of CNG fuel and deployment of CNG infrastructure in all the regions of Nigeria in order to crash the cost of transportation and food), then, the man on the street level will gladly vote for the APC at the Federal and State government levels.

They have leaders that guide them and they are the most progressive voters in the country. If they had revenue of their own like Lagos they would have been the best state in the country

helinues:
My question is basic to be secondary. Is it that you are telling people to register just to add to the members of ADC online even though they won't be voting?

He is telling them to register so they can participate in direct primaries if consensus does not happen

franchasng:
Obi will win but he cannot defend his mandate against Tinubu an incumbent President.


Peter Obi will definitely win but Tinubu and INEC will rig it and nobody will fight for Obi, but if it's Atiku/Obi, Northerners will defend the mandate because Atiku/Obi will win Tinubu too.



So it's beyond winning. We are focused on how to protect the winning from Tinubu's rigging plans and mercenaries as incumbent President

It is actually SE, SW and SS that can defend something because they have oil and can shut the flow down. However the country can probably survive without oil presently.

If INEC can rig like you say, why were they not able to rig against Obi in the SE? INEC can't rig, it is politicians that rig.

If Tinubu and his cohorts rig and his opponents don't want him to rule, what they can do is break up the country.

Kukutente23:
Government gets to order people around because the people gave them the power to do so. What we're discussing is how that power is arrived at and if you claim that might is not right but money is right then you shouldn't have a problem with a govt formed on account military might since everyone must use what they have to get power.

As to your question about population size, I've not said anything close to what you claimed. It is you who is claiming that revenue should be a determinant of the level of power a community should have in a political system. In other words, power should be available for the highest bidder. In a democracy, what usually holds is equal rights and representation and then rule of the majority. You want that truncated for money. Consumption alone does not determine GDP. GDP as the name implies is based on production activity not Consumption activity. So without even looking at the veracity of your claim, US will drive more GDP from China and India's use of the smartphone since the android technology in those phones is a US product. This means more revenue for US even though both countries have far higher population.
So you see now that in your conclusion, your focus is no longer on the determination of population using revenue but the ability to pay. So Bayelsa with humongous revenue from oil can decide to buy up all the population of Kano and thus have higher say even with the least population

I can't be going back and forth with you. You don't understand how things work and that is why you say Bayelsa can buy up the whole of Kano.

nedekid:
So you actually think igboho can face heavily armed fulani bandits? Oh I forgot, he has "African" bullet proof vests that work against 7.62 x 39mm cartridge abi?

Do the Fulani have bullet proof vests too that can work against 7.62*39mm cartridge?. Nobody has the monopoly of violence and Igboho is in his home front.

nobaga:
These people would rather work with or serve under Fulani than free Awolowo or work with Yoruba, not to mention installing Awo as the "Best President Nigeria Never Had - Ojukwu"

Awo was promised that he would be freed from Prison if he formed some alliance with NPN, he refused.

He wrote Ironsi to grant him Release twice. He and Ojukwu refused.

As soon as Gowon released Awo, the same Ojukwu claimed credit!

It was Balewa in the first republic that offered to release Awo if he will agree to join the government. NPN was in the second republic

Kukutente23:
Do you mean your idea of representation is about who gets to order people around? You see why it is good to interrogate deeply any idea to know and understand the unspoken and underlying prejudices under it?
Just as might cannot be right, wealth should not be right as well. If you think your wealth gives you right, then nothing stops the man with might to also exhibit it in forcing his believed rights.
It is not true to say the only thing that makes a country ahead of others is GDP in a civilised setting. That's simply your own bias speaking. If not, point me to any convention or statutes that says economy should be the deciding factor in determining the status of countries in relation to one another. It is also misguided to claim that population alone decides GDP when the country with the largest GDP in the world is not the most populous nor even close.
And revenue can indeed by faked. Just last year, the President claimed that revenue target had been met for the year in August only for the budget to perform at 30% by year end. This is a veritable example of faking revenue. Even the world bank had to caution Nigeria when the GDP figures were about to be cooked!!
So your points are to narrow and biased for any serious governance system to be built on. It seeks to serve a narrow and preconceived and not build an enduring system that ensures justice and fairness for mankind

Government get to order people around. Don't you know that?.
I am talking of revenue and not wealthy individuals or wealth in particular. Revenue will be an indicator of population size when cost of living and revenue drive are the same. Any variance will not be very significant. I don't know why you want a constituency of one million people to have the same representation as one of ten million people. Do you care to explain?.
The countries with the highest population have the biggest real GDP and why you don't know this is because cost of living and revenue drive are not uniform all over the world. China consumes three times the electricity the US consumes for instance and buys three times more brand new cars too. India definitely consumes three times the number of smart phones the US consumes and etc.

Revenue can not be faked and if it is faked it is okay once you are paying in the percentage you are supposed to pay as a constituency to qualify for the number of seats you are allotted

Sirjamo:
Despite being one of the 3 major ethnic groups in Kogi, Yoruba has never produced the governor

Hausas have never produced the governors in Plateau and Taraba

Igala have never produced the governor in Enugu

Idoma have never produced the governor in Benue

What everyone has been doing since 1900, if Yoruba do it in 2016, they will call it tribalism.

The era of gaslighting us with tribalism tag is over. You all did it to our parents, we will not allow that history to repeat itself.

We embrace tribalism with our full chest.
Bashir Bolarinwa will be governor of Kwara and nothing una papa go do.

If Hausa have the right to be governor in Plateau or Taraba, why not Yoruba or Igbo, Urhobo and etc?. They all got to those places in the twentieth century at the same time. They are all not native to the land unlike the other examples. They were not there in the nineteenth century

Lanruze:
Your moniker as Major Ovakporaye has given you out.

This response is highly unintelligent. You would have just saved yourself an embarrassment with a quick Google Search.

Last year 2025, Pastor Jerry Eze earned in excess of N10B from streaming alone.

You think he will be stupid to magnify it so the tax collector will slam him ?

He made the money over eleven years according to google not in only one year. I however will be more comfortable with information directly from YT

callmeDDD:
Do you know much about yt monetisation or you are just assuming? Just a honest question though. There are hundreds of thousands of people that makes 4 to 5 figures from Nigeria randomly per month. It's all about the type of niches and audiences you have not the location. You can be in Nigeria and majority of your audiences in top tier countries like US and Canada or Germany. It's what I learnt for years and I am into not just random thinking bro. Ballers dey Nigeria. I can mention 1 or 2 people that are crazily rich through yt but are very silent.

I don't know much about YT monetisation actually but 100 million naira a month paid by a company to an individual is huge. I am not saying people are not making money but the company must make money, pay staff before content creators can make money. I know if your content is engaging and your followers are many then the opportunity is there but I have heard of YT demonetizing accounts for having too many followers more or less. They won't lose as they own the platform. Then to build up followership takes time.

You can also make money from your audience directly via subscription if you have something to offer them which they are ready to subscribe for.
If he is making that much money, it may be through subs but how much is a company like MTN making through subs in Nigeria despite having many staff and fuelling generators across the country?. I am not saying it is not possible though but it is hard to believe

ariesbull:
If non Yoruba are less than 3% as you said ...why is it that during the Christmas people travel out Lagos is usually empty? Why is it that Yoruba are always worried of non Yoruba taking over Lagos ?

Non Yoruba are less than 3 percent in SW states outside Lagos. I don't know the figure for Lagos but anybody can sponsor the research to find out by selecting like one hundred random schools across the state and check the ethnic composition of the students. This research can't cost 500k.

Are Yoruba really worried about non Yoruba taking over Lagos? No. They only respond to online commentaries. They will start getting worried when non Yoruba can win up to five percent of Lagos' elective posts.