LeeCodeman's Posts

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Travel › Re: All TEF Candidates For Canada Immigration, Let's Meet Here! by LeeCodeman: 6:47pm On Jun 29, 2022

Please how true is this?

This says that as it is no date for TEF in the whole of Nigeria!

Travel › Re: Canadian Student Visa Thread Part 21 by LeeCodeman: 4:21pm On Apr 08, 2022

eyinola:
bro , am still searching for school oooo school that womt ask me to pay half tuition cos me no get shishi na school wey go collect deposit of 2-4K dols i dey find..that Fanshawe college sef don message me to continue my application but me no get 7500 tuition deposit

Ouch. Do you have a list of schools offering pgwp?

Travel › Re: Canadian Student Visa Thread Part 21 by LeeCodeman: 3:57pm On Apr 08, 2022

Gift212:
It doesn't offer PGWP. Don't bother

Please, do you have a list of schools with PGWP?

Travel › Re: Canadian Student Visa Thread Part 21 by LeeCodeman: 3:55pm On Apr 08, 2022

eyinola:
they dont offer PGWP they even still called me today sef asking y am yet to start my application. E be like say school need student badly lol but if u dont mind work permit u can goggle it Toronto School of Management TSOM

Oh. Which school are you looking for, for a work permit abeg? I am interested in IT related courses.

Travel › Re: Canadian Student Visa Thread Part 21 by LeeCodeman: 3:13pm On Apr 08, 2022

Gift212:
It doesn't offer PGWP. Don't bother

What do you think about the school? I checked their site and the IT courses on offer look interesting.

Travel › Re: Canadian Student Visa Thread Part 21 by LeeCodeman: 1:20pm On Apr 08, 2022

eyinola:
PLZ ANY INFORMATION ABT TORONTO SCHOOL OF MANAGEMENT? A REP FROM THE SCHOOL CALLED ME TODAY AND I ONLY FILL FORM FOR MORE INFORMATION ON THEIR SITE 3 DAYS AGO..THE RESPONSE WAS SO FAST AND THE SCHOOL IS CHEAP ABT 14K FOR 2 YEARS COURSE..

Please, can you share the school's contact with me?

Travel › Re: Canadian Student Visa Thread Part 21 by LeeCodeman: 12:35pm On Apr 08, 2022

My journey starts today. April 8, 2022.

I studied engineering and I have been a project manager for more than 7 years now.

I tried the express entry but the CRS score for me and my family is very low at 414 so I have decided to try the study route.

First off, I need suggestions on a masters or diploma that is cost friendly and suitable for my background.

Thank you, guys.

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 9:10am On Aug 24, 2017

[color=#007700]I need your advice: I recently got to know about these safe investments and I'm excited at what can become of them if you add to them regularly and then use the power of compound interest. Here is my question : I have a new born that is not yet a year old. I would like to start him up on one of these investments, TB, Mutual funds or bonds. Which one should I go for? [/color]

Investment › Re: Mutual Funds by LeeCodeman: 9:08am On Aug 24, 2017

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 9:20pm On Aug 21, 2017

Please I need your help. What is a 5million compounded investment in treasury bills at an average rate of 13% after 4 years?

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 7:21am On Aug 19, 2017

TONY56:
There is no Bank that will give you a 364days tenor at the secondary market because it does not exist. You can only get that at the Primary market.

If you still don't believe, then port to the Fist Bank and see if you will get it.

However, you can invest as low as N100,000 through many of the banks BUT it has to be at the banks bid rate and not what you want. If you want to specify your own bid rate, then you MUST have at least N50Million

Understood. But what about the people here saying they had a year bid. That means they all bidded at the primary market with at least 50 million naira? Thanks for the various responses.

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 12:39pm On Aug 18, 2017

SOME PERSPECTIVES

"Let me scare you. You, yes you. The Nigerian.
1. The risk free rate of borrowing is ~22%
2. This is not sustainable because of the following:

a) There is no incentive for anyone in the near-term to leave their money in a bank account at 2% when you can earn 20% from Treasury Bills. Over an extended period, banks will be starved of deposits and the ability to lend will be severely curtailed.

b) The government does not earn enough money to service its debt obligations and meet other budgetary obligations.

c) banks can theoretically stop lending, cut staff strength and deploy most of its unencumbered funds into govt bills and still earn a 22% NRFF.

d) bank debtors can expect to pay more. Why would the bank opt to lend to you for less than 30% and lose sleep over your (in)ability to pay when it can lend to the Federal Government for 22% and show excellent liquidty ratios on its books to boot?

3. If your assets do not earn more than 22% per annum, you will be poorer in real terms in a year from now. Your idle N100 will be worth no more than N82 in a year from now.

4. CockneyKem has said she is looking to refinance the domestic debt in the international market. Good and bad news if she succeeds. Whereas the government cannot default on local debt, it only needs to print more money, (NSPMC to the rescue), it can default on external debts. External debt service has to be met with real money, not monopoly money.

5. Next year, the election cycle kicks off. Nothing happens in the year before the elections other than campaign and chop-money. A certain Goodluck Jonathan once budgeted the equivalent of a lunch allowance for the ministry of works in the year preceding the elections. Kindly expect the "Foreign-Based President" to be a lot more fiscally reckless in 2018.

Fasten your belts, shine ya eyes, avoid voting for any party that has a 3 letter acronym.

But then I may be wrong.

Barika Jimoh.
- Tèmítáyò Fábùnmi

1 Like

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 9:12am On Aug 18, 2017

tunene66:
i have done so

Thanks boss!

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 8:42am On Aug 18, 2017

Investnow2017:
Please forward the TBills Worksheet to me as soon as you receive it: racmapioneer@gmail.com

Thanks in anticipation.

Done

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 8:39am On Aug 18, 2017

There's still something I'm yet to understand. Must I have N50m before I can invest in the primary market, or are there banks who will allow me invest something as small as 500k through them? I have used Stanbic for my secondary market and they didn't give me my 364 days request, therefore I'm considering opening a FirstBank account if they will give me the maximum days.

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 8:11am On Aug 18, 2017

tunene66:
There was a guy who had a TREASURY BILL WORKSHEET sent to the group. However if you send me your email I can send it to you

Please send it to me leecodeman@gmail.com

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 6:24am On Aug 18, 2017

Thanks so much for your answers. Enlightening!

Let me ask, can I get the historical chart for Tbills to see how how the rates have moved up and down over the years? The longer the better.

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 6:26am On Aug 17, 2017

CuteRedd:
2. That is a 16.2%rate

Any reason why it's so low? People were getting 18% in early July on this thread.

Investment › Re: Treasury Bills In Nigeria by LeeCodeman: 5:54am On Aug 17, 2017

I had told the lady in charge of TB at Stanbic IBTC, Ikate branch to do a 365 days for 500k for me since late June. She said she would check and get back to me. When she didnt get back to me, I went there on 6 July only to have her say that it was successfu yesterday (5 July) and I would be debited that day. I wasn't but could not go because of the busy nature of my job. Finally went there two days ago and she said it was successful and doesnt know why I was not debited. Went again yesterday and she said there is no response yet. Just now, I got this alert:

"A debit of NGN419028.77 occurred on your A/C XXXXXX1874. Date:16-08-2017 at 16:44. Details: 05 JUL 2018 TBIL PUR . Balance:NGN81078.19"

Questons:
1. Is this kind of (bad) behaviour common with Stanbic?
2. What rate is this? Looks quite low on the surface.
3. What's your advice to me going forward?

Career › Re: Pls Who Knows Atlantic Offshore Energy Limited by LeeCodeman: 12:18am On May 13, 2017

dustydee:
I think I got a mail from them last year or the year before. Their site looked so real. The only mistake they made is that I did not apply to them as I was not looking for a job.

[color=#007700]May be it's another company. From my research, these guys don't have a website. And I applied for the job via their advert on jobberman.

janga02 and ifynwabuokei, abeg update us.
[/color]

Career › Re: Pls Who Knows Atlantic Offshore Energy Limited by LeeCodeman: 5:27pm On May 10, 2017

dustydee:
It is most likely a scam.

[color=#007700]Were you called as well?[/color]

Phones › Re: Gionee M5 Discussion Thread[HOT] by LeeCodeman: 9:37am On May 10, 2017

Abdulahh:
Please house. I need someone who can teach me: (1) how to install custom ROM on android. (2) how to change from one ROM to another e.g China ROM to India ROM.
Lagos only

Properties › Re: Get Your Structural Engineering Drawings Drawn, Coren Stamped And sealed by LeeCodeman: 6:36am On May 10, 2017

micgray100:
Smiles...

The question is an intelligent one.. And you have to be smart about it when answering..

Your answer need to contain all the variables the person conducting the interview is thinking should be the right answer..

Answer like this..

"Sir, Professionally, roof load must have been factored in the design calculation of the engineer that designed the building.. Base on this, the loads transfered from the roof down to the foundation must have been used to design the substructure and super structure members of the building.

However sir, since the load of the initial steel roof can be gotten from the design calculation sheet of the engineer, any option of changing the roof type must be done in accordance with the roof load in the same design calculation sheet.. By not exceeding the initial roof load on the structure..

Putting the above in mind.. A total change in roof design can be carried out by adjusting the sectional sizes and corresponding weight of the newly introduced steel memebers. This wil then lead to a reduction in weight of the steel roof for the building to carry adequately."

The above reply have 3 answers.. Which ever one is in the interviewers mind.. Am sure you touched..

Like I said.. You have to be smart... Cos must engineering abstract questions don't give enough details for you to really know what to reply.. All you need is to ascertain a professional way of doing things..

[color=#007700]Thanks so much. Very helpful. [/color]

Properties › Re: New 8 Flats Of 3 Bedrooms Construction In Enugu City by LeeCodeman: 6:36am On May 10, 2017

spyder880:
You should tell them that the mistake was from the original designers of the house who were supposed to calculate the weight of steel roofing and make provisions from the foundation and all the structural members of the house so it can bear the weight of steel roofing structure.

But since you are taking over, you will do well to calculate the added load of steel roofing on the building, if the foundation type cannot carry it and there are no guarantee that the work will both be cost efficient and safe, you have to change the roof design to use other roofing methods like wood.

[color=#007700]Thanks so much. Very helpful. [/color]

Properties › Re: New 8 Flats Of 3 Bedrooms Construction In Enugu City by LeeCodeman: 2:57pm On May 09, 2017

[color=#007700]Engr., please help with this. Went for an interview and was asked what I will do if after getting the building super structure to the roofing level, I found out that the steel roofing in the design is too much for what has been built up. I have to use the steel roofing.

How will you answer this question satisfactorily? [/color]

Properties › Re: Get Your Structural Engineering Drawings Drawn, Coren Stamped And sealed by LeeCodeman: 2:56pm On May 09, 2017

Properties › Re: VERY IMPORTANT: Mistakes Architects Make And Should Be Avoided by LeeCodeman: 2:51pm On May 09, 2017

[color=#007700]Went for an interview and was asked what I will do if after getting the building super structure to the roofing level, I found out that the steel roofing in the design is too much for what has been built up. I have to use the steel roofing.

How will you answer this question satisfactorily? [/color]

Career › Re: Pls Who Knows Atlantic Offshore Energy Limited by LeeCodeman: 2:16pm On May 09, 2017

ifynwabuokei:
Who got a call from them for training after the interview. Pls indicate

[color=#007700]Please how did the training go? I'm really curious about the company. They've called me for an interview. Please let me call you. My Number is 08188086127[/color]

Jobs/Vacancies › Re: Atlantic Offshore Energy Limited by LeeCodeman: 2:10pm On May 09, 2017

ifynwabuokei:
Did anyone get call from Atlantic Offshore Energy Limited after the interview scheduled on the 17th of August. Pls indicate

[color=#007700]I have an interview with this company. Please tell me about them since you've had an encounter. [/color]

Phones › Re: Gionee M5 Discussion Thread[HOT] by LeeCodeman: 10:12am On May 05, 2017

Abdulahh:
If you are interested in buying gionee A1 contact me because you will only pay 90000 naira instead of 95000 naira. This is because i pre.-ordered and i don't have the money to buy it again.

[color=#007700]How far with our discussion? How much do you want to pay? [/color]

Phones › Re: Infinix Note 3 Official Android Nougat Update by LeeCodeman: 3:54pm On May 04, 2017*

CrEaToRmalden:
Uncle, what kind of 32GB SD card is 7K..?
Abba now, iffa add 500, I don collect 64GB sd card.

Bros, wetin you dey talk? Where did you see 7k? Are you sure you read what you quoted at all? Abeg, I use wetin you dey worship beg you, if you no get anything tangible to contribute, please abeg you, no dey quote me. Na beg I dey beg you, you hear.

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