3rd party insurance cover liability on another person which you are responsible for.
If Vehicle hit you and does not have insurance, your 3rd party is not useful.
But if the owner have a valid 3rd party insurance then repair can be made to the limit. It's statute bar.
Most people don't make claim on 3rd party for their liability.
Go with him to the insurer.

This is a crime. It should be reported at the nearest police station. There are provisions for Juvenile care all over in various states. The pictures are enough to get the criminals who did this serve time.

The Child is a product of training and exposure.
The problem of children are adults.
Adults are insensitive and self centre mostly at the time they encounter the child. At night after work, early in the morning when rushing to work or when trying to maximise their time the child seems to be in the way. Adult tends to find faults in their children or wards.
A stubborn child can simply the described as a child who is thinking differently from the adult.
Come down from your high horse and the child will cooperate, explain and explain again
The rod means letting the child understand the difference between hot and cold water

Who is an investor ?
Someone who put is money where his best interests are better served.
So an investor does no care about Nigeria and so long as the majority of those investments in a stock market are influenced by these sort of men, they would move the money in and out as they like.
Politicking can be a factor , we could have what is good on the short or long run or both, it could be bad as well.
Inveriably success is by no means to be judged by the present situation. For instance, the American boom of the 70s is largely seen as the problem of running the American society into is present debt profile which is now to be reversed if it can be helped.
That is, what was a good choice can now be seen otherwise.
Which brings me to our national anthem.
'Guide Our leaders right, help our youth the truth to know'
Remember all things are never equal, something we hope for in economics but never get!

Ooni - May you reign long in wisdom

Please convene a meeting for redevelopment of UNN.
UNN should design a model that all stakeholders work towards.
Free education destroys, let's sacrifice something in the interest of quality education and sustainable development.
Although I have never been to UNN but like most FG Universities in Nigeria, the quality of education needs to shoot upwards.

I know it can be done. Let's brainstorm.
Do not forget Scholarships for the brilliant and willing students and lecturers.

Wishing you and UNN the best.

Fashola had already given a detailed answer to anyone who understands the cost implications of maintaining an active website that is frequently updated.
He need not do that today as expected.

The exact people who need the knowledge are skipping it.

If you want to be great, do you cast stones at the great?
Many young Nigerians needs to see clearly

Since there is no true way of measuring love, whoever need the love get it the most.

A troublesome child needs caution/punishment

A prosperous child needs encouragement

Children will all for in one of these categories.

However, a missing child who take all the love available.

And yes it's very possible to love all your kids despite their differences

CallPolice:
How do they know the answer if they couldn't solve it.

When it's applied it usually lead to a reasonable solution.

Hope that helps

I think what's important is that the income reflects the situation on ground. It may just be 10% reduction, it's still a form of saving to be channeled in the economy for development.

God bless Nigeria as we redefine our future

Themaingate:
HE WAS NOT DECEIVED BUT SCAM

Did the obas command your vote?
If not, tell us how he was scammed.

He lost an election in which there can be only one winner.

@ops.
You can't sell a novel.
So poor and unimaginative.

taharqa:
I have never commented on this Anambra Election stuff (I hardly comment on pure politics tins on NL anyways) but I have a quick Observation of what I have easily noticed. It is actually more like a question:

how come most of the few passionate supporters of Chris Ngige on NL are Yoruba people from the SW, who would never vote on the day??

Just an Interesting observation sha....

Are the Yorubas the crowd at Ngige's rally?
Be sure they will vote for anyone they like.

Just an interesting observation sha....

Ralphlauren:

the problem is not really 'writing the obituary' but the emotional and verbal abuse they received from those conducting the training. that is so wrong on all levels. see the quote from the story below

The story is rubbish.

Abu Mikey: Oga,I can't do some shitty somes some "Oga Boss-like" Authors wrote.



Its not Pride, its called [size=24]Class and Standard[/size]

If you can not learn the right attitude for being an employee then go start your business, mean-while don't expect anything reasonable from your employees.

Because ' Every one wan be Oga but we all know say that no go ever happen'.

I wish you well whatever you do.

Abu Mikey: My Obituary??

For what nau?

Nonesense,if it were me, I just hiss at the fuctardous trainer and move outta the bank Majestically!

Go read: Seven Habits of Highly Effective People, then come and contribute.

Obituaries and epitaphsAllegations of malpractices and abuses have dogged recruitment processes and staff training in the Nigerian banking sector. For instance in 2011, a group of Guaranty Trust Bank’s entry level trainees were expelled on the last day of training for what the bank described as “[contravening] several basic programme rules that include professional conduct.”But several members of Sapphire, as the class was nicknamed, said the consultant instructor during the training, Tutu Sholeye of Learners and Trainers, traumatised the group with an unending string of vile comments, verbal abuse and attack on their self-esteem.They told this paper that they were asked to write their obituaries and epitaphs as part of the training regime.“We were shocked when she told us to write our obituaries and epitaphs. And it didn’t end there; whatever you wrote will be used as an excuse to rain more insults on you,” said Taye, still visibly angry two years after the experience.For instance, a trainee who smokes and had indicated to live up to 85 years in his obituary was told by the trainer: “how do you expect to live that long with the worthless life you’re living?”Learners and Trainers website says it focuses on the “attitude training and personal development” rather than focus on “skills and knowledge training.”Ms Sholeye declined to speak with PREMIUM TIMES. She said as a consultant, it was unprofessional for her to speak about what happened during the training.Peter Ogunnubi, a psychiatrist at the Lagos University Teaching Hospital, LUTH, says this style of training is “archaic and barbaric.”“It is a form of mental torture that can lead to post-traumatic and personality disorder.” He says this is even more so because the trainees didn’t get the job.Guaranty Trust Bank says this approach to staff training has brought out the best in its employees.“The curriculum adopted for the training programme which all employees must undertake, has been in use for the same period and you will no doubt agree with me that our Bank has the finest, most professional and knowledgeable human capital in the country today,” says Pascal Or, the bank’s official in charge of Brand Management.

xarxes: .

Don't believe the thinking of fools.

Thinking about the end from the beginning is the idea behind the obituary thing.

Poor self esteem will make you think, such a training is cruel. I know such a person will not be a success in the business world.

Some poorly informed psychiatrists are quick to say anything is archaic.

The finest training ever.

My obituary

I wrote that I wanted to be this and that.

But the lesson is that in a few years when you reflect on the obituary you wrote for yourself, you can check whether you are on the right path to achieving your dreams.

Tutu Sholeye is the best ever. Your attitude will determine your altitude.

Most of the teachings are base of the book.
SEVEN HABITS OF HIGHLY EFFECTIVE PEOPLE.

if she said go and read the book, most people will not learn anything.

Thank God for internet every 'olodo/idi.ot' can say anything to overzealous pressmen.

tomakint: This is what you get when weed is too much, imagine a drug addict trying to whip up sentiments against a noble cause that will take us out of the wilderness of nothingness we all as a people have been trudging on for ages! I know the National Conference has come to stay and not even 1million Tinubus can stop it this I know for real!

Tomatoes' kin,
You either didn't read before you posted or you didn't think while you posted.

Even where you disagree, give your reasons.

nbright: The Davinci Code by Dan Brown gave me a whole different view about the drawing... It was really mind blowing

He referred to a different picture.

It's a joke.
I dare you Bala.
100, 000 + buildings.
How much will be expended on demolition?
Crazy talk

What school, college or lecture brings to men what men bring to take them home in.

Primary school: Immature brain, little or no distraction, garbage in garbage out. Little impact not redeemable.

University: Matured brain , plenty of distractions.
You are expected to think for yourself and take advantage of the lecturers knowledge. There are a lot of other factors.

NUT has less impact because all ASUU can do their job.

Research and development is expected at ASUU level.

Ultimately your Brain is key to the success of both of them.

ASUU gets more pay and rightly so.

The Edited source of the story:

Tuesday 24 September, 2013 Updated 5:40My AccountAbout UsContact UsMain MenuHomeNEWSTHISDAYBUSINESSTHISDAYSPORTSPOLITICSTHISDAYLIFE AND STYLEHEALTH AND WELLBEINGBACKPAGEEditorialSEARCHHOME > NEWS

Lawmakers Vow to Fight President’s Impeachment Bid

23 Sep 2013Font Size: a / ANational  Assembly  Speaker, Hon. Aminu Tambuwal• List grievances against TambuwalBy Chuks Okocha, Onwuka Nzeshi and Adebiyi Adedapo Members of the House of Representatives loyal to President Goodluck Jonathan Sunday warned that they would not stand by and allow the House to intimidate the president with threats of impeachment.The members vowed that they would resist any attempt to remove the president from office because of the crisis in the ruling Peoples Democratic Party (PDP).The members who also dismissed report of a plot to impeach the Speaker, Hon. Aminu Tambuwal, said although they nursed no such intention for now, they were not happy with the way the speaker managed the visit by the leadership of the New PDP to the legislature last week.His action, according to a leader of the group, Hon. Bethel Amadi, amounted to an attempt to legitimise the PDP faction, chaired by Alhaji Kawu Baraje, on the floor of the House.Amadi spoke with THISDAY in Abuja against the backdrop of reports of a plot to impeach the president as well as his group’s moves to remove Tambuwal who has been accused of being sympathetic to the PDP faction.The crisis in the ruling party, which has been blamed on the high stakes politicking in the run-up to the 2015 general election, would however not distract Jonathan from focusing on governance, his Special Adviser on Political Matters, Alhaji Ahmed Gulak, assured Nigerians at the weekend.Amadi also expressed concern about reports of the alleged moves by the pro-Abubakar Baraje PDP lawmakers to remove the House Leader, Hon. Mulikat Akande and the Deputy House Leader, Hon. Leo Ogor, saying besides such positions being the exclusive preserve of the party to fill, the aggrieved lawmakers do not have the numbers to carry out such a threat.He said: “We were worried about comments by the Chairman of the House Committee on Information, Zakari Mohammed, on whether or not the president would be impeached.“Some of us felt that the matter should not be discussed because the House was on break and that it was not a House issue. He should be speaking on House issues and not the crisis within the PDP, because the crisis is a party affair.“We equally believe that PDP, being the party with the majority in the House, should not constitute itself into the opposition to the president and government policies.“So we met the Saturday preceding the resumption of the plenary session (last) Tuesday and agreed that there was the need to have audience with the speaker and I was mandated to book the appointment.“I was with the speaker at the inauguration of the ECOWAS Parliament and I intimated him of our desire to see him, to which he agreed and gave us a 3 pm appointment (last) Monday.“But we were not able to meet him apparently due to his busy schedule, despite all my calls and text messages to him. He later responded with a call at about 2.58 am on Tuesday and by then it was not possible for us to see.”Shedding more light on the brawl in the House when the Baraje leadership visited the legislature, Amadi explained that Tambuwal’s manner of handling the visit was tantamount to a bid to “legitimise the Baraje-led PDP by accepting that they should address the PDP caucus.”He added: “To us, that was the height of it all. Will Baraje’s splinter group address the PDP Caucus of the House as a former national secretary or former acting national chairman (of the PDP)?“The PDP Caucus has not accepted him and the court said that the status quo ante bellum should be maintained. So on what grounds was the Baraje group attempting to address the PDP House Caucus?“That was the height of the impunity and we rejected it because Baraje and the G7 governors attempted to legitimise an illegal act and give credibility to illegality and that was why there was the rumpus in the House because we did not understand on what basis Baraje was addressing the PDP caucus.”Amadi said if the speaker was desperate to grant audience to Baraje “he ought to have emulated what happened in the Senate where the Senate President, David Mark, granted them audience but not to address the PDP Senate Caucus. That was how the crisis got out of hand.”Another member of the pro-Jonathan lawmakers said Tambuwal had apologised to members during an executive session last Wednesday.On the alleged plot to sack some House leaders considered loyal to Jonathan, Amadi said the aggrieved PDP lawmakers could not afford to remove both Akande and Ogor as the decision to do so was entirely a PDP affair.“They don’t have the majority to do so. They are just 57 as they claim. The principal officers that could be removed by the House in general are the speaker and the deputy speaker. Any other officer is elected by the party’s caucus, like Gbajabiamila was elected as the minority leader by the Action Congress of Nigeria, now part of the All Progressives I (APC),” he explained.He described the report on a plot to impeach Tambuwal as a “ruse and propaganda stunt”, adding, “There was nothing like that on the table.”According to him, “What we stand for is to ensure that never again will the House be used to intimidate or cajole the president with impeachment threats. Impeachment for what? As far as we are concerned, we shall at all times mobilise to ensure that the president and government policies are given a favourable response. This should be seen in line with the majority of PDP in the House. We will no longer play to the gallery.”However, the last may not have been heard of the crisis rocking the PDP as indications emerged over the weekend that loyalists of the Baraje faction of the party in the House have been allegedly promised N10 million and a car each to initiate impeachment proceedings against the president.Although it could not be ascertained if the promise has been redeemed, THISDAY learnt that the largesse was dangled before the lawmakers by the seven aggrieved governors who are the financiers of the splinter group known as the New PDP and the brains behind the walkout staged by some delegates at the mini-national convention of the party held on August 31.But the leader of the G57 lawmakers in the House, Hon. Andrew Uchendu, has dismissed the allegation of inducement to impeach Jonathan as untrue.Uchendu said he and his colleagues were not after Jonathan and would not allow a situation where the president's name would be dragged into the ongoing crisis in the party.“It is not true. It is completely untrue. As the leader of the group of lawmakers in the House who have endorsed the vision of Baraje and the seven governors, our focus is not to impeach Jonathan.“As a founding member of the party, I am putting my integrity on the line and I can tell you that what we are agitating for is that the party should be repositioned to enable it perform better in future elections.“The party is currently in a bad shape and if we go to the next elections as factionalised as the party is today, we stand the risk of losing such an election and that is not what we wish on our party,” Uchendu said.A source close to the mainstream PDP had told THISDAY that the visit by Baraje and the seven governors was designed to test the ground and mobilise support for the actualisation of the impeachment agenda.It was gathered that the leaders of the splinter group decided to visit the National Assembly last Tuesday against all entreaties made to them to stay away.THISDAY learnt that at the last reconciliation meeting held at the Presidential Villa, it was agreed that the warring groups should sheathe their swords and avoid actions and utterances that could undermine the peace process.The source said based on that truce, the National Chairman of the PDP, Alhaji Bamanga Tukur, withdrew his earlier letter seeking to meet with the PDP Caucus in the National Assembly.The party leaders were however surprised that the Baraje faction failed to honour the ceasefire agreement but went on to visit and address the PDP lawmakers, a situation that resulted in a fracas at the House.  Deputy Chairman, House Committee on Information and Communications Technology (ICT), Hon. Tadjudeen Yusuf, who also gave some insight into the commotion that occurred in the House on Tuesday said the crisis would have been avoided if Baraje and the seven governors had stayed away from the parliament as they had been advised.According to Yusuf, since the walkout at the convention political watchers had predicted that the crisis would spill over to the National Assembly sooner than later.“This is why we members of the PDP Caucus in the House have been meeting to see how we can insulate the House from the crisis in the party. Our meetings were known even to the leadership of the House and in our meetings, we all agreed that the House has been united in the past two-and-a-half years and we must not allow the current crisis to destabilise us and distract us from our normal legislative duties.“The National Chairman, Bamanga Tukur, had actually indicated interest in meeting the PDP Caucus in the House but he had to retreat after the ceasefire agreement was struck.“Even when the Baraje faction defied the ceasefire agreement to visit the National Assembly, we expected the leadership of the House to have managed the situation better by confining their meeting to the speaker’s office.“We would have had no problem with Kawu Baraje’s visit if he had come as one of the leaders of our party. Where they went beyond the boundaries was when it appeared he was visiting as national chairman of our party. He is a respected party leader but certainly not the national chairman.“If you remember, the crisis of that day started when one of the members of our group (from the mainstream PDP), Hon. Henry Offorngu, raised a point of order on the visit. He, like the rest of us, had no problems with Baraje but he wanted to seek clarification on the visit.“You recall too that Baraje came with a large delegation including the Niger State Governor, Mu'azu Babangida Aliyu, who read the communique of the last reconciliation meeting where it was agreed that all parties should cease further actions and utterances that could aggravate the crisis in the party.“But they came with all manner of aides and hangers on and even members of the PDP in the House could not find seats to sit down. This was why Offorngu raised the point of order and when they ignored him, we all decided to make sure that Baraje's voice was not heard in that hall,” he said.On the allegation that his group collected $25,000 to disrupt the visit and possibly impeach the speaker, Yusuf, like Amadi, said there was no truth in the allegation. He said those peddling the rumour were doing so to blackmail them in order to undermine the essence of the protest.  He blamed the fracas in the House last Tuesday on the overzealous attitude of some members of the Baraje faction whose governors were seated at the meeting room.Also at the weekend, Gulak, who besides being the president’s special adviser on Political Matters doubles as the National Coordinator of Goodluck Support Group (GSG) said Jonathan would not allow the politicking for the 2015 general election to distract him.Gulak spoke in New York while inaugurating the United States chapter of the GSG.A statement from the group quoted him as saying that although Jonathan had not decided to seek re-election in 2015, he reserves the constitutional right to contest for a second term in office.The GSG, he added, was vested with the responsibility of propagating the transformation agenda of the present administration and publicising the achievements recorded so far.“It was not enough for us in GSG to support the president to win elections but we must also propagate his achievements and the transformation agenda. If the president makes up his mind to contest again, we would again be there to support him,” he said.Tags: Nigeria, Featured, News, Aminu TambuwalRating:  (2.5)0.511.522.533.544.5521

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curtain: WHAT IS THE SIGNIFICANCE OF THE NECK-LACE THE MAN IN THE MIDDLE IS WEARING?........ CAN SOME ONE PLS HELP WITH AN EXPLANATION?

It's a ceremonial wear by the head of an organization or society. You can find similar item used by ICAN president, CIBN president and so on.

CHARLOE: u guys are funny, for ur info dis is not mikels 1st goal 4 chelsea. i"ve personally watched a chelsea documentary where mikel scored on 2 diff occasions, plz do ur research, google & utube are ur friends.

First premier league goal.
You are definitely new to football.

@d_citizen: let's hope for the best not the worst.
Surely your Human rights should be protected.

d citizen:
I sense so much ignorance and stupidity among the contributors in the nairaland trying to compare nigeria with the usa. I agree dat america practised tru federalism but the states in the america were not created. The states in nigeria including lagos were created and they can not be regarded as federating units. The only federating units we have in nigeria were the regions especially the east, west and north regions. the conduct of state census in the name of residence id is a misplaced priority and insincerity at its peak. If lagos state need the accurate census of lagos, he can approach the office of the npc to get the figure or national identity management. The finance dat is invested in this venture or project is a completed waste and the exercise is a senseless duplication of duty. National Census is at the exclusive list of the federal government. There are many projects in lagos dat are begging fo attention. We need low cost building for the massess and more secondary schools for the growing population. A situation in which a teacher is serving 300 students or pupil in the class is unacceptable. Most of the state roads are in indeplorable state and the tuition fee in lasu is exorbitant and currently, lagos is the most indebted state with huge internal revenue generation. An average house in lagos is like a local government area. Each home provides its pipeborne water and pay for security. Also, sometimes, it provides its own electricity. Govt need to set its priority right so dat the ordinary pple on the street can feel the impact of the government and enjoy the dividend of democracy. Unfortunately, what we are experiencing is demonstration of craziness.

The last Census was criticized by its immediate past Chairman, yet we should take the figures for planning purpose. Is that very smart?
Yes, there are tonnes of government short comings, in all areas.
Population is key to making provisions adequately.
Many exercises are duplicated because of lack of trust and political anomalies.
I think this exercise is very essential for Lagos and they get to maximise income tax and solve all those problems you complained about.
Some jobless guys will certainly benefit from the exercise.

uniqueval:

Don't do this!
Don't do that!
Never ask this!
Never ask that!

Jeeez!! So many rules!!! ?!
Whatever happened to spontaneity?
Since when did It become a crime to have superficial knowledge about things?
If you are ѕтυρι∂ enough to make a ѕтυρι∂ move that consequently resulted to a ѕтυρι∂ outcome, the ѕтυρι∂ person would learn from his ѕтυρι∂ity never to repeat such a ѕтυρι∂ act. That is first class learning! To hell with rules! Esply in relationships. This is not mathematics with an applicable 'almighty relationship formular'... If I'm to adopt mathematics, I'd refer to people and relationships as entities in a stochastic system. It is non-deterministic!

Am married now.
But when I was hunting...

I had ' no rules '
So my rules were 'no rules'

Many of the don't ask questions, I got positive answers.
But it's all about timing your questions right.

'How many guys have you been with?'
If she feel save with you then there are 'no go areas'.

If she feels she won't be judged.
You can ask almost any question.

But the true is that rules are good for learners, particularly the intelligent ones, they instinctively knows when to apply them.

You can love or be love by almost any kind of wonderful female as long as you are adaptable and you are financial independent and Respect people for who that are.

All can be yours.

When the constitutional chief-security-officer of a state keep saying such things.

We should know that ordinary citizens are likely to be suffering in that State.

I wish River State all the best.

Sorry ooo Ameachi. I must be such a bad feeling.

P.Stacks:
Somebody pls help me ask falana who is not corrupt in the Old PDP.

I expected Falana to have known that these people made this statement in the sense that, since they broke out, the powers that be would use all means including state powers and state funds and state institutions to pursue these governors..

Its common knowledge people said OBJ used EFCC to pursue political opponents..

EFCC and ICPC could want to prosecute these governors and people say its GEJ that has asked EFCC to do so, since EFCC is a state instrument answerable to the C in C.

Ok, how can you explain Police men blocking the entrance to Rivers state house dis-allowing A legitimate and Democratically elected governor access to the Government house..
This is far more Embarrassing, I would even Prefer EFCC to come after me than have ordinary police men lock me outside Govt house..

I really praise Amechi. He has taken a lot and still standing. He would surely survive whatever.

Falana must say something. Not sure his reasoning is deep enough.
Is EFCC/ICPC independent?
I know for sure that many cases are lost in court due to poor thinking of lawyers.

Rest in peace. Dr. Agagu.

Let us do good at every opportunity we have, because its the memory we leave that becomes our legacy.

deeptesting:

Only to the poor, weak and defenseless.
Well, that is not to say that i support their thievery but justice must also be served quickly to the rich,strong and defensive whose actions and inaction, has inflicted so much pain to the poor,weak and defenseless.

I have a Volkswagen bus and i am willing to give it to them to start transport business on the condition that they must be the driver and conductor.

It is well.

How kind of you.
Everyone deserves a second chance.
Please let it be known that we should all fight against corruption wherever we are.
Corruption must die