₦airaland Forum

oliidell:
Was expecting to see a white brit. Was disappointed to see sm1 that might not know his way to any interntional Airport.

If I hear say im burn that jersey!

Racism

The Court of Appeal Saturday declared Mr. Ovie Omo-Agege, a former Secretary to the Government of Delta State and candidate of the Labour Party, winner of the March 28, 2015 Delta Central Senatorial election.

The court annulled the victory of Mr. Ighoyota Amori of the Peoples Democratic Party (PDP), as declared by INEC and upheld by the elections petition tribunal.

http://www.financialwatchngr.com/2015/12/19/breaking-apeal-court-sack-sen-ighoyota-amori-dclares-ovie-omo-agege-winner/

really?

The interview is a very important stage in every recruitment process. It is perhaps the first time an employer meets with the prospective employee. Before a candidate can be contacted for an oral interview, there may have been some pre-test and aptitude test screening exercises which the candidate may have passed.

Being a participant in a job interview is very expectant and the job seeker feels he or she is getting closer to the job. It is equally the most competitive stage of the selection process because it is a contest involving the best.

Most time interview candidates out of anxiety have had to make enquiries about likely questions to be expected. But unlike the aptitude test that a uniform test is used to access candidates, the interview questions are intuitive in nature. What this means is that there are no concrete and universal questions in an interview. Most interviewers ask questions based on what a candidate have on the CV and credentials and as their mind leads.

Human resource representatives have various criteria they use in making the final selection. The difference maker in the interview process lies on the candidates’ confidence, choice of words, body language, eye contact and adequate knowledge about the job roles.

But before the interview, one question job seekers hardly ask themselves is this: can I really do the job? Do I have what it takes to be the employer’s choice? A critical study and enquiry into what the job requires can help in making this judgement.

The employer only have one objective in mind in calling for the interview, and that is to find the best candidate that can do the job. Sometimes the job functions in the advertised vacancy (if any) is not exhaustive. Making further enquiry for the details of the job requirement will better position a candidate in outperforming others.

Knowing what is expected of you, and having what it takes to perform is what can give a candidate a competitive advantage because the questions the interviewer will most likely ask will have to do with accessing whether the candidate have what it takes to get the job done.
Emphasis should be placed on the job requirements more than anticipating likely interview questions. You may not be faced with same question the very next person exiting the interview room was asked. This is because of the intuitive nature of the interview process. This is why it is better to find out everything about the job function before the interview date.

Having known what the job requires, put yourself in the shoes of your interviewer and personally access yourself using the facts on ground about the job requirements. This method have worked almost always because your knowledge about the job places you in good confidence and boldness.

Care should be taken when exuding your knowledge and confidence to avoid bias and sending wrong message by appearing too good. Keep it moderate and objective maintaining good eye contact and body language complimenting it with correct English Grammar.

Successful candidates knows their fate after the interview session, at least those with good knowledge and confidence. But there are many factors that comes into play behind the scene, although it is not a rocket science and at the end of the day someone will have the job and by following these steps and taking some extra measures, that someone will have to be you.

http://www.financialwatchngr.com/2015/12/16/personal-interview-can-i-really-do-the-job/

too late

Politics literary means the use of tactics and strategy to gain power in a group or organization. In the real world, politics is the theory and practice of government, especially the activities associated with governing, with obtaining legislative or executive power, or with forming and running organizations connected with government.

Politics in its simplest form connotes activities that goes with obtaining power and influence, but because of its usage in possessing or displaying shrewdness, tact, or cunningness, it has since assumed a negative connotation.

Politics exists virtually in all aspect of human existence. It is present in the market place, school, classroom, the family, church, compound, trade unions, traditional institutions, corporations, companies, offices, all workplaces and any organized human setting.

Working in any organization regardless of the sector involves a lot of completion. In any workplace you can think of there is an atom of politics, be it the bank, civil service, private firms, shops, super markets, and even a mechanic workshop.

People get involved in office politics for various reasons which usually borders on inducing favor from the boss or supervisors, promotions, to avoid queries, stay ahead of others, have key roles in the office, and ultimately to avoid sack and keep their job.

Although this practice is extremely unprofessional and goes contrary to work ethics and professionalism, but people see it as an easy way out or a cheap way of beating the competition. Most perpetuators of office politics appear very nice and conniving to the boss. They try to appear as the best among other colleagues and they don’t hesitate to slander, defame of gossip in order to gain favor.

Working in an environment where office politics is on the loose is very challenging and difficult especially if you are the type that detest the practice. One must be decisive either to join the bandwagon or stand out from the crowd.

Unfortunately some bosses encourage this unprofessional practice by favoring some set of staff over others for personal reasons. The effects of such practice breeds unhealthy relationships in the workplace, reduces synergy and team spirit suffers, the work environment become unsafe, and may also lead to inability to meet up with the overall goals and objective of the organization.

If you have never been on the receiving end of office politics you may never be able to grasp the harmful and damaging effect it has on its victims. It places one in a state of inferiority complex, frustration, bitterness and may lead to depression and in some extreme cases it can lead to willful resignation.

It could also backfire on the perpetuators and the consequences is worse than what the original victim experiences.

But involving in office politics is not the only way to stay on top of the game. There is only one character that puts you ahead of others, and that is performance. Performance involves being the best in what you do. Whatever is expected of you gets delivered. I can bet there is no boss that hates a performing staff.

Performance helps a staff to be more professional, focused, balanced and earning a natural and mutual respect from your equals and seniors on the job. Only lazy people who cannot perform usually get involved in office politics just to cover up their weaknesses.

There are important factors that can enhance performance in the workplace which can stand you out from the crowd. Adhering to these principles will not only keep you on the job, but it will equally keep you at the top regardless of whether people hate or love you. Some of the winning formulas are enumerated below:

1. Read your staff handbook and follow the rules: Most organizations have a staff handbook which contains the dos and don’ts of the work environment. Sometimes it is very easy and tempting to ignore it and assume knowledge of the rules, but having a good background information of the rules of engagement will better position you on how to behave and relate well with your colleagues and supervisors.

2. Understand the standard operating procedures: Much like the handbook, organizations also have a standard operating procedures which stipulates how various task are to be performed. Knowing how to do your job as specified by your employer will give you an edge over others.

3. Pay attention to time management: Time management is the ability to utilize the little time you have and allot tasks in the order of importance. A good time manager will deliver better than one who careless about time. Your boss will believe in you if you are the type that delivers in time without excuses.

4. Obey your boss: The easiest way to get into trouble in the workplace is to disobey your boss or supervisors. Doing what is expected of you will position you as a performer and will always place you ahead of others.

5. Respect your equals and jur collenioagues: Mutual respect among colleagues breeds a safe work environment and happiness. A good staff respects everyone without being vulgar and tries to have a good working relationship with everybody.

6. Be professional: Being professional demands that you do not take anything personal in the workplace. Know that the reason for waking up every morning and going to work is to be productive and fulfil your organization’s goals. There is little room for emotions in the workplace which is why being professional at all times will save a staff from many troubles.

7. Set targets for yourself: Sure your company demands some level of performance from you, but what do you expect from yourself? Setting your personal targets on daily basis will keep you on top of your game.

8. Personally appraise your performance: Appraisals is a judgment or opinion of something or somebody, especially one that assesses effectiveness or usefulness. In the workplace appraisals are used to measure performance in relation to rewards and promotions. Personally checkmating your performance will constantly put you in the know of your statues.

9. Take pride in what you do: Do you complain about your job like others? If yes it is time to change strategy. Take pride in what you do and perform your task as if no one else can. When you are happy with your job, you become more productive.

Getting a job in this harsh economic dispensation is a challenging chase, losing a job you love is even more painful. Why risk your career for office politics when you can simply get the job done and earn all the respect in the workplace.

Taking the easy way out can be tempting, but following the rules of engagement can be daunting but will prove to be beneficial on the long run. Surviving and succeeding in your workplace is the primary objective of this article and I sincerely hope it will help in positioning you for better performance in your workplace in order to avoid playing the chez game that could cost you your job.

http://www.financialwatchngr.com/2015/12/16/how-to-win-the-office-politics-game/

The story of unemployment and lack of adequate funding for small and medium enterprises (SMEs) is no longer news. Nigerians have had to adjust many times to the harsh economic situation. There have also been negative responses such as terrorism and insurgence, kidnapping, armed robbery, threats of secession and ethnic rivalries.

In the very past administration, the government created a novel program that positively encouraged aspiring entrepreneurs to look beyond normalcy into creative and innovative ideas through The Youth Enterprise with innovation in Nigeria (YOUWIN).

The Youwin program empowered youths with innovative business ideas grants to a maximum tune of N10,0000,0000. It is a project of the Nigerian government, driven by the Federal Ministries of Finance, ICT, women affairs and Youth.

The program berthed a lot of small and medium enterprises as well as gave support to existing enterprises. The Youwin initiative came with a lot of positive transformation in the thinking mentality of youths and aspiring entrepreneurs.

The benefits of the program transcended beyond winning the completion. This is because some participants who could not win never let their ideas die. Nigerian graduates suddenly shifted emphasis from writing great CVs and job applications to creativity and drafting great business plans.

The Youwin business template taught many how to write business proposals. Before the commencement of the program many graduates have no idea how to write a good business plan. The program served as a tutor for aspiring entrepreneurs and the transformation it brought to the system was massive.

The internet at the time the program was running was filled with tutorials and great articles on how to write business plans and proposals. Publishers started selling e-books and there were orientation programs by motivational speakers on how to write successful business plans.

The program ran successfully for three editions in 2012, 2013 and 2014. The 4th edition which was billed as Youwin4 was supposed to be concluded this 2015 until the wind of change blew up the transformation agenda.

The change message came with a lot of promises which includes paying a N5,000 monthly stipend to unemployed graduates which was later “changed” to vulnerable Nigerians. Whatever the plan is on that matter is still shrouded in mystery, but it is a lame initiative at best.

This is a clarion call to the federal government to take a leap back in recent history, while there was massive corruption in the previous administration, as we are made to believe; the Youwin program did more good than harm to Nigerians.

The federal government did not throw away all the policies of the past government, the Treasury Single Account (TSA) comes to mind. There is no justifiable reason why the Youwin program should not be resurrected.

If the federal government cannot adopt the “Youwin” initiative and nomenclature, another program or a better idea should be created. It is better than a vague N5, 000 stipend that is unrealistic.

Thankfully the government is on an anti-corruption campaign and recovery of looted funds, those funds can be channeled to directly create jobs through the Youwin program.

http://www.financialwatchngr.com/2015/12/16/opinion-fg-should-bring-back-the-youwin-program/

I hate doing this but I will give it a try......you never can tell.
.
.
I need a girlfriend for a romantic relationship, I am not rich enough for marriage but am hopeful. check my signature for details.

Those who are too scared to pursue their dreams work harder to make another man's dream come through.

=Fact=

job seekers

job seekers

how about:
Oshiomole vs Fayose

a match that will soon happen

wow

in politics there is no such thing as ''coincidence'', if anything happens, surely it was planned.
-
Korean proverb

In politics there is no such thing as "coincidence", if anything happens, surely it was planned

-Korean addage

Nigerian telecom operator in Ghana Glo has been hit with massive resignations from its staff after the company begun shutting a number of its outlets across the country. The company has closed about 15 out of its 25 outlets across the country.

Citi Business News has also gathered that most of the staff who have tendered in their resignations were brought in from Nigeria.
Most workers of Glo who spoke to Citi Buiness News on condition of anonymity said a large chunk of Ghanaian staff are also resigning because the company, since its arrival in Ghana has failed to increase wages and salaries.

Though management has been tight lipped about the development, information available to Citi Business News indicate that Glo in the last 2 years has incurred massive losses in Ghana, and has failed to meet its sales target.
Meanwhile the Tamale office of the telecom company which serves the three Northern regions, has been closed down.

The Techiman Glo shop at GTB, which is the only shop in the Brong Ahafo Region has also been closed.
Same can be said of the Volta Region outlets, where the Ho and Aflao shops have all been closed.

In the Ashanti region, 3 out of the 4 shops being Suame, Obause and Asafo have been closed leaving only the Adum shop.
The only shop in the Eastern Region at Koforidua, has also been shut down leaving the region without any Glo representative to help users of the network if they have any problems.

In the Western Region, out of the 3 shops, three have been closed; that is the Sekondi and Tarkwa shops.
The Greater Accra Region which initially had 12 shops now has only 7.
5 of the company’s outlets have been closed the Mallam junction, Kaneshie, Adabraka, Abeka- Lapaz and Dansoman outlets.
–
By: Norvan Acquah -Hayford/citifmonline.com/Ghana

Source: http://citifmonline.com/2015/11/27/massive-resignation-hits-glo-ghana/#sthash.PNDyVYlF.dpuf

As a fallout of the fall in oil prices, major oil companies are slashing budgets and trimming their employees.

The number of jobs cut from oil and gas companies around the world has now passed the 250,000 mark, with still more to come, according to industry consultant Graves & Co.

“I was surprised it’s gotten this far,” John Graves, whose Houston firm assists in oil and gas deals with audits and due diligence, according to report by Bloomberg.

The industry has left more than 1,000 rigs idle and slashed more than $100 billion in spending this year to cope with oil prices that have fallen by more than half since 2014.

Oil services, drilling and supply companies are bearing the brunt of the downturn, having accounted for 79 percent of the layoffs, according to Graves.

U.S oil producers resumed their pullback on drilling this week, idling 10 rigs in an effort to cut costs and stem the rising tide of crude supplies that’s gutted oil prices to about $40 a barrel.

The cuts extended a five-year low in activity after the two rigs added last week proved to be a short-lived pause in three months of downsizing.

http://www.financialwatchngr.com/2015/11/24/industry-job-loss-hits-250000-globally-as-oil-prices-slide-further/

One of the practices that banks in general embark on is the sponsor of their staff for tours around major prisons. Although this may not be a routine escort ion, but once in the career of a banker there is always the need to take a tour around prison or police cell facilities.

The prison escort ion evokes a sober and emotional reflection on the journey so far in the career of any bank worker. Unlike conventional tours, prison tours does not have this “fun sightseeing” potential because it places one in a sober reflection mode.

But why do banks go for prison tours in the first place? There could be many answers to this as there could be many “risks” in the profession. Every endeavor by all humans have its measure of risk and potential hazards. Banking as a profession have had its fair share of risk and hazards over the years.

Banking career is a job that places one in position to be in custody of huge sum of money, these funds could be owned by individuals, corporations, government agencies, business men, organizations and the list can go on….. . One word that ensures the sanctity of the safety of people’s investment and savings in banks is “integrity”.

Integrity goes beyond that of an individual or the workforce, safety has everything to do with the integrity of the “system”. When the entire system is corrupt, there is a great danger to the longevity of the system.

In recent memories, we have been inundated by the obnoxious acts of total neglect to “integrity” by rogue bank CEOs. The Central Bank of Nigeria (CBN) wade into the situation by either sacking, replacing or prosecuting perpetuators of financial crime in the banking sector, especially at the management level.

The vulnerability to fraud in the banking profession varies, “everyone have a price” is popular adage. Once the price tag on an individual is paid, anything can happen. That is why two witnesses is always better than one, being alone in tempting situations can be dangerous.

The bridge between the banking hall and prison yard or police cell is not that wide. That is why one must maintain his integrity towards handling financial matters. Some bankers have ended up in jail for fraud related cases, while a handful of others got arrested on duty.

It does not matter the level bank employees operate from, this menace can hit anyone so hard. From the cleaner to the bank managing director, there is always a price that could compel one to act rashly. It is in view of these facts that once in a while employees of banks are made to tour police cells and prison yards so they could see firsthand their fate if they succumb to the temptation of fraud.

Some mischievous aspiring bankers may be thinking “getting there” will open a way for quick cash flow, many that taught so ended up in prison. One must know that being in position to safeguard people’s money requires a lot of integrity and transparency.

There is a fast rule of thumb in this industry, and that is “trust no one, not even yourself”. This is because everyone got a price!

http://www.financialwatchngr.com/2015/11/24/why-do-banks-sponsor-employees-for-prison-tour/

Contract staff or support staff are the category of workforce in Nigerian banks who are insourced from consulting firms. They are employees of these outsourcing firms but their services is seconded to a designated bank. The bank pay their salaries on an agreed commission with their employers.

Working in the bank as a contract staff is a very challenging job, to buttress my points the following facts can be associated with contract staff as it relates to banking:

1. There is no pre-determined tenor even though the word “contract” is used
2. Contract staff form above 70% of entire workforce in Nigerian banks
3. They earn between N40,000 – N150,000 depending on the bank
4. They are not promoted the same way with the banks’ staff
5. They are not entitled to any retirement benefit from the bank
6. Their qualifications are mostly OND and HND
7. They usually serve as tellers, marketers and sometimes customer service officers

In recent times, there has been a lot of clamor to abolish “contract staffing” in the system because of the above facts and some other reasons. The truth is that no matter what anybody says or does outsourcing is a legitimate business and it can never be ended by any judicial, legislative or executive directive. It is a practice that has international backing because it is obtainable globally.

The bank through insourcing have created jobs for thousands of Nigerians and they take steps further by training and duly equipping their workforce in order to beat the competition in the labor market. Working in the banking environment regardless of your category brings out the best in you.

But what should be the proper orientation for those who are contract staff? I have done a research as well as attended some orientation programs organized by the major outsourcing firms in Nigeria; coupled with my personal experience the following points can rightly position support staff with positive mindset towards the job:

ACCEPT THE TERMS OF YOUR SERVICE: Before assuming duty as a contract staff in any bank, there is an offer letter in place, take out ample time to read and understand the terms of your engagement and truly accept it. Doing this will place you where you belong and save you the stress of a “failed expectation and disappointment”. Do not try to understand the terms of your service from what other people said, find out yourself and act accordingly.

DEFINE HOW LONG YOU WILL STAY ON THE JOB FROM THE BEGINNING: This is one fact that can easily go unnoticed as a result of the excitements that comes with “I got a new job”. Even though the terms of service did not specify any fixed tenor of contract expiration, you should set it for yourself according to your goals and objectives. This is because your disposition in your first and second year changes when you enter year three, four ……… and so on. Experience has shown that those who complain about being contract staff are the ones who have spent more than five years on the job. Stagnancy stinks, and when that sets in it means time to walk away.

SET GOALS AND TARGETS FOR YOURSELF: I don’t know of anybody who wish to be a contract staff forever, the human nature is created with the desire to move from one level to another. Most contract staff aspire to someday be professional staff. If you are using OND the right goal is to upgrade to a higher degree, thankfully all Nigerian banks encourage continuous learning and education. If your target is not furthering education make sure there is a business plan in motion. Your set goals should be able to come through within the time limit you set for yourself.

STOP COMPLAINING: Yes there is always the temptation of complaining about injustice or maltreatment in the system, the truth is that everyone has their place in life. Joining the bandwagon in complaining about everything will do more harm than good. Accept your place and aspire higher.

SAVE FOR THE FUTURE: The biggest challenge as a contract staff is saving. This is an environment with a lot of influences and attitudes which can easily derail people from saving. In banking anything can happen, and the only way to prepare for this is to save for the future.

OBEY ALL SUPERVISORS: Maybe your supervisor is your age mate or even younger, and you feel there is no need to submit to him or her. Insubordination can terminate your appointment quicker than any other thing. The best attitude is to accept your supervisor as your boss. Always know that your boss is always right.

DO NOT GET INVOLVED IN PILFERING: Once in a while the temptation comes, one out of 100 notes; who will notice you may ask. But when you are caught you will be fired and the impact on your reputation is massive. Be contented with what you earn.

These are just a few of the winning formula for surviving as a contract staff in any Nigerian bank, having this orientation will save you from a lot of headache. I also want to note that being a contract staff does not mean you cannot be part of the banks’ core in the future. There are some banks that have started converting those with degree, although the conversion rate is low for now. With time it should improve as the industry become more viable and strong.

http://www.financialwatchngr.com/2015/11/21/how-to-succeed-as-a-contract-staff-in-nigerian-banks/

One thing i want to make clear is that most of the people disputing the facts stated above are either close to bankers or they work in the bank yet they have never seen or read their staff handbook. Since no one has not told them the standard practice they assume the rules doesn't exist. This is why someone will get into trouble and get fired, maybe the bank will not be generous enough to tell them their offenses and later they will run to nairaland and cry foul that bank job is unsafe. If you work in a bank please take out time to read through your staff handbook. it will help you a lot.

ednut1:
clearly the author has never worked in a bank . some are lies, *most bankers transfer their salary to other banks immediately it is paid to other banks * many bankers have other businesses like farms, car sales business etc * some people work in banks to gain experience/escape boredom, the money they are being paid is not up to 5% of what they get from their rich parents * u can get married to ur co worker in a bank like stanbic but must not be in the same unit/dept. stop mislead people

u have no idea about what you are saying.....those who indulge in having many accounts are doing it at their own risk and it is illegal. as for business I wrote it should not interfer with the bank job, where in the right up did you see thou shall not do any other business? your comments about marriage truly exposed your ignorance on banking matters.

The Nigerian banking work environment has recently gained the attention of powers that be, people are beginning to ask questions about some actions and in-actions of top managements in commercial banks especially policies that has to do with welfare of its employees and unrealistic targets placed on them.

Well this article is not about “targets”, as that has to be a story for another day. This is about some of the practices that happens in the bank that you never knew exists. It is true that every organization out there have rules of engagement which employees must abide by and to the best of my knowledge this is standard practice.

But why would you be interested to know what happens in the bank behind the scene in the first place? Let’s say you gave your neighbor some good amount of money to keep, and all of a sudden your beloved neighbor started upgrading his kitchen aroma, and you notice some change in the standard of living, wouldn’t you get worried about your money? Yes you do want to know what happens behind the banking hall! We are talking about people whose custody our money lies.

In this piece am going to enumerate some of the practices both written and unwritten policies which guides bankers in the discharge of their duties. Anyway since our lawmakers are investigating bank managements, I will help them speed up the process for quicker result (pun intended).

The following are my personal experience over the years in the industry:

BANKERS ARE NOT ALLOWED TO OWN ACCOUNTS IN OTHER BANKS: Bank employees are not allowed to operate bank accounts in other commercial banks, this is to enable them know everything about your financial standing. If you previously own accounts before your appointment, it is expected that you declare them. But make sure you are not making false declaration or else the CCT will be your guest (pun intended).



YOUR ACCOUNT BALANCE MUST BE PROPORTIONAL TO YOUR MONTHLY SALARY: While you are expected to save all your money in one account in your bank, it is expected that your balance at any time should be proportional to your salary. What this means is that if your salary is N100,000 and you have just worked for only six months and then your balance is N800,000, you may be inviting a beaming searchlight over your head. It will not be long until a query is issued demanding explanation for the indiscrepencies. Well there is nothing wrong about this practice, we are talking about peoples’ money here, and great care must be taken to safeguard it.



YOU CANNOT JUST LIVE ABOVE YOUR MEANS: Closely related to the above, maybe you are a big boy before your appointment and just few months with the bank you want to show off your expensive cars, jewelries, clothes and all the good things of life; you may be queried or reprimanded about your extravagance and if you are too big to contain, the bank may have to let you go.



YOU CANNOT MARRY YOUR CO-WORKER: This may not be news to you anyway, relationships are permitted among employees, albeit with slight oversight; but when it is tilting towards marriage, one of the pairs may have to consider resignation. There is nothing to worry about this buddy, it’s all about protecting our money, you never can tell what happens between husband and wife because the bond is so strong that the bank cannot contain.



YOUR BOSS CAN MAKE OR MARE YOU: In the bank there are three ways of doing things; the right way, the wrong way and the boss’s way. Believe me when I say doing things the right way cannot always guarantee your promotion or professional well-being, doing it the wrong way is not an option either, but I guarantee you will be much safer doing it ‘the bosses’ way”. You want to know why bosses’ way supersedes the right way? Try read the book “48 laws of power” and you will understand why your boss is always right. It was fun watching my boss peeing in his pants at the sight of his boss, at that point back then I will be feeling like “how does it feel boss? It is like a circle, it goes around. Everyone have a boss, and that is how it works. The most dangerous part of this arrangement is that your promotion is to a large extent in the hands of your boss.



THERE ARE PROFESSIONAL STAFF AND NON-PROFESSIONAL STAFF: This is one bitter pill hard to swallow. The bank refers to their employees as “professional staff” while the contract staff are called “support staff”. These support staff are mainly the HND and OND recruits through outsourcing companies. These set of employees are like “second class citizens” in the scheme of things and their opinion may not count that much. One funny question a colleague was asking then was: how can you call me an unprofessional staff and expect me to behave professional? Well if you fall into this category of bankers, you have no choice but to be professional in attending to customers even though you are not a professional staff.



YOU ARE NOT ALLOWED TO ACCEPT TIPS FROM CUSTOMERS: This is one policy that is almost impossible to abide by. What? I should not accept a token of appreciation from my hard work? There are so many names given to tips, some call it thank you sir (TYS) others call it COT (cost of transaction) while up North our brothers call it nagwode. You can call it all you want but we are all saying the same thing! The bank says you should not accept it except during festive period. And even when the collection mode is activated, there is a limit to how much you can accept. I bet from the MD to the cleaner, everyone has once broken this rule.



TELLERS ARE NOT ALLOWED TO BE WITH THEIR PHONES DURING BANKING HOURS: You can call it “standard practice” all you want, but the impact is great. Tellers or any staff that deals on cash transactions are not permitted to be in custody of their cell phones between the hours of 8.00AM – 4.00PM, this rule is made for the safety of customers. A case study is when a customer was rubbed after withdrawal, the customer came back and accused the teller of informing the criminals about the withdrawal simply because the teller was answering a call during the transaction. This singular incident gave birth to this rule till this day! Fair right? Yes it’s all for the safety of customers and to be more attentive to the job, cell phones can be a big distraction if not tamed.



BANKERS ARE NOT ALLOWED TO ACTIVELY RUN ANOTHER BUSINESS: It’s simply loyalty! The bank demands an undivided loyalty and commitment from their employees. In some of their staff handbook, there is a clause that insinuates a bank staff is not allowed to get involved in any business that will demand an active presence. If you must invest in other business, make sure it does not in any way interfere with your duties in the bank, or else you may have to consider doing it full time.



YOUR INTEGRITY WILL BE TESTED EVERY WEEK: The word “integrity” is like the love and vow couple confess to each other during marriage, to make the bond stronger the words “i love you” is often used to show continued commitment to the bond. Your integrity is not a one-off thing, it needs to be tested always for a continued relationship between you and your bank. The moment your integrity is in doubt, a divorce is imminent. How do they carry out this test? Well it can come in different forms, in order to remain in business with the bank you must declare all your “overages” and “shortages” accordingly. Again this is standard practice, you do not want a thief to be in custody of your money.

These facts are not necessarily bad practices, but it is for the sake of informing aspiring bankers what is obtainable in the system. So you still want to be a banker? You better start getting used to these rules.

http://www.financialwatchngr.com/2015/11/20/revealed-practices-nigerian-banks-will-shock/

Bank tellers are the front-line transaction officers that attend to customers’ day to day transactions in the banking halls. Their duties includes paying cash, receiving cash deposits, sometimes they also serve as customer service representative in most banks.

They are always smart and cheerful in attending to customers’ requests and that is why most banks require smart and young looking employees not more than 26years of age.


The academic qualification for tellering jobs are National Diploma (ND), Higher National Diploma (HND) and on rare occasion accepts National Certificate in Education (NCE)

Most banks do not directly employ tellers, rather they employ the services of outsourcing firms to help them recruit staff and they call these set of workforce “support staff” or “contract staff”.

Getting involved with a tellering job in any Nigerian bank is very easy, there are quite a number of outsourcing firms that are good in what they do, some of them are Integrated Corporate Services, VLA, Xl, philip outsourcing, insourcing, workforce, etc.

Their mode of selection and recruitment are similar, they always have vacancy for job seekers as there is always openings in banks as a result of resignation or a support staff is returned.



These steps can work for any of the outsourcing firms:

1. Visit their website or office
2. Submit your CV and application
3. Within a month or less you will be invited for an aptitude test
4. After passing the test you will be invited for interview

A successful interview always translate to getting the job.

It should be noted that working as a support staff means you are not an employee of the bank, rather it is the outsourcing company that directly employs you and seconded your services to the designated bank. In the event of a bad conduct, you will not be sacked, but will be simply returned back to your employer.

http://www.financialwatchngr.com/2015/11/17/how-to-get-a-bank-teller-job-in-any-nigerian-bank/

oforij:
Thanks but what if my B.sc is neither banking and finance or economics,
will i still have a chance?

Even if you study electrical engineering or physics it does not matter. its 2.1 and upper credit that counts

Banking job in Nigeria is a job for those who aspire to be the best in all they do, the environment in this industry is highly competitive. A moment of weakness on your part could place you on the sidelines. Being good on the job is not rocket science, it is something that happens with your commitment, passion and loyalty to the system.

But to be in contention for beating the competition, you have to get the job first; and that is the purpose of this article. From my personal experience, it cannot be said that getting employed by a bank is difficult or easy. The reason is because there are a lot of variables which compels banks to recruit.

Depending on the variable, which is never constant from year to year, it directly determines the processes involved and the duration of the selection exercise.

There are two major forms of recruitment obtainable in the industry, they are:

1. Executive Trainee
2. Experienced hire

Executive trainees are the sets of candidates comprising of fresh graduates between the ages of 24-26. A banking career in Nigeria usually starts from this level.

QUALIFICATIONS FOR EXECUTIVE TRAINEE HIRE

To be in position to apply for a bank job as an ET, you will have to possess the following requirements:

1. Should be between the ages of 24-26
2. Should possess a degree (BSc or HND) not less than second class upper
3. Gone through NYSC
4. Possess good communication skills
5. Smart and young

Now these are the basic qualifications for ET, if you possess the above requirements congratulations you have passed the first step. The second step is the unwritten requirements and this is where you have to do your homework. You have to prepare a great CV and a cover letter that will sell you better. Consider yourself as someone convincing and telling the bank what you are and what you can offer, the interview time does not last more than 10mins, but your resume and credentials stays in their possession after you are long gone, so how you arrange your CV and credentials represents you.

Remember to use professional email address for your CV, what I mean is using your full name in your email, not some odd and informal expressions like sweetchick@yahoo.com or john1986@gmail.com. Ensure that your date of birth does not conflict, cross check what you have on your WAEC certificate with your birth certificate.

HOW TO SUBMIT YOUR APPLICATION

There are different avenues one can submit applications, in this digital era all banks have a human resources page on their websites that accepts job applications. There are times were it has to be hard copy in designated branches. Again it depends on the need and the sense of urgency. The key here is to get the right information at the appropriate time.

THE BANK WILL CONTACT YOU

After submitting your application, it may take some time to be contacted by the bank for either aptitude test or interview. Either step that comes first depends on the urgency of the process. There are situations where aptitude test will be bypassed and it may just be series of interviews. Make sure your phones and emails are reachable at this stage.

THE TRAINING SCHOOL

After going through aptitude test and interviews, successful candidates are enlisted for the banks’ training school, every bank has a name for their training school, and it usually takes between 3 to 6 months depending on the bank.

During this period, the bank will train you on all their processes and duly equip you with requisite knowledge on how to beat the competition in the industry.

There are also series of examinations and written test in the school, failing any test or exam at any stage of the training may mark your exit from the process, which is why you have to be at your very best.

Successful completion of the program translates into a brand new career for you, that makes you an executive trainee (ET) of the bank and this is the starting level.

EXPERIENCED HIRE

The experienced hire in the banking industry is when a banker is switching to another bank. The process is not the same with the executive trainee, this is because they are already in the system with some years of experience.

The qualifications are:

1. Bachelors degree or HND (second class upper)
2. Additional qualification is an added advantage
3. Must have some years of banking experience
4. Must be cleared from the previous bank (integrity wise)

There may be other requirements depending on the bank, but these are the basic requirements for experienced hire. Successful candidates are usually placed one step above their current level but never below.

These are just my personal experience in the industry, and I hope it helps one step further in actualizing your dreams of becoming a banker. Congratulations in advance.

http://www.financialwatchngr.com/2015/11/18/how-to-get-a-banking-job-in-nigeria/

I hope that nigga has issued a "pray for Nigeria" instagram post.

great move

The Nigerian banking industry has evolved to one of the most coveted profession in the labor market, it is not a job for people with myopic vision, if you cannot aspire higher and dream bigger, then you have no place around banking job.

Getting the job is a rigorous search that could be likened to the famous gulder ultimate search, Nigerian banks want nothing short of the best. Unlike what many thinks it’s too demanding and time consuming, it is far from it. Most bankers have one or two businesses to their name running, and everything goes on smoothly.

However the purpose of this article is to outline the steps on the ladder to the top as you start your banking career. Just like every other profession, banks have grades and levels, being promoted is not your right, you have to earn it by working for it.

There are a lot of variables in the promotion process, as there are no clear cut blue print of what guarantees moving to the next level. However certain factors like your performance through appraisal and audit report determines your promotion. Another controversial factor is the “subjective” appraisal from your immediate boss, this means you have to always do what your boss wants in oder to succeed.

Starting from the lowest level to the pick, the following are the grades or levels obtainable in the Nigerian banking industry:

1.Executive trainee (ET)
2.Assistant banking officer (ABO)
3.Banking officer (BO)
4.Senior banking officer (SBO)
5.Assistant Manager (AM)
6.Deputy manager (DM)
7.Manager
8.Senior manager (SM)
9.Assistant general manager (AGM)
10.Deputy general manager (DGM)
11.General manager (GM)
12.Executive director (ED)
13.Managing Director (MD)

These are the thirteen step ladder to the top in the industry, there may be variations between banks on this order, but basically this difference can only be in nomenclatures. So if you want to be a Managing Director in a Nigerian bank, keep up the dream, someone once did and got there.

http://www.financialwatchngr.com/2015/11/18/nigerian-bank-employee-grades/

Gh0stFreak:
he's setting him up for a powerbomb,not an attitude adjustment.

God bless you brother.......you have spoken as a true wrestling fan

these guyz did it! My prayer is that they will make it to the next level IJN, Amen.

I want to share my experience in my new found career on the web. Earlier this year I made a decision to start a fulltime career as a blogger, and I started making extensive research on how the web economy works, I got to find thousands of answers to most of my queries, thanks to google search. Even here on nairaland I was still able to figure out how to start blogging and monetizing my content. In all my research most web masters seems to agree on one thing: and that is the fact that blogging is not a get rich quick venture! There is a general consensus among bloggers that the safest and easiest way to make money from blogging is through google adsense. This made me insist on starting up with the adsense program.

Then again I started researching on google adsense and how to get the account activated and subsequently start making money from it. But the results and answers I got was heartbreaking and discouraging. Many webmasters and bloggers insist that one has to blog for several months or even a year before applying to adsense in the first place. This really scared me as there has to be a way to fund your blogging even if it is just the data for a start.

I also got to know that getting the account fully activated is as difficult as finding a job in Nigeria and that only about ten out of one thousand applications are usually successful. But I cannot be intimidated by these facts and figures, I continued with my resolve to be a blogger.

So I made up my mind on what "niche" I want to blog, as I now have to learn the terms and language of blogging. So on the 22nd of October 2015, I hosted my first ever website thanks to wordpress! I started making it look like a normal website and enriching it with good content.

Two weeks later, on the 5th of November I said let me tempt myself, I pulled up the adsense application page and did all the registration, on submitting my application I noticed that immediately I am able to Login into my newly created adsense account, as opposed to what I read on the internet that I have to wait for few hours or even days to get the first approval.

Then on the homepage of the account I saw an instruction that I should help them complete the process by inputting some codes into my web pages in order to carryout the second stage review, and I did just as instructed. Again based on the information I saw on the internet, I taught I have to wait for one week for the final approval or disapproval.

The very next day, on the 6th of November I got a shocking mail from adsense:

No matter how strong we are in business and however successful we might be, there comes a moment in time when we hang up our boots and fully concentrate in enjoying the fruits of our labour. Retirement: it’s what you’ve been working towards all your life, and it’s financed in no small part by the sale of your business. However, you can’t sell your business unless you go about it the right way, and that means keeping the following tips in mind.

Plan Ahead — But Do not Procrastinate

It’s a delicate balancing act when it comes to selling a business. You have to plan ahead, but you also have to ensure that you don’t wait too long to put your business on the market. It can take anywhere from two years to twice that to sell a small business, so planning for at least this length of time is crucial for selling your business successfully. You can make this planning even more beneficial by taking time to update your records, fine-tune and flesh out your business history, and ensure that your sales portfolio is as accurate as possible. At this point exploring all mediums and channels of sales should be at the heart of the planning process. Strike a balance between offline and internet marketing, both are important means of reaching out to potential customers or clients.

Find the Correct Business Representative and Partners

If you want your business to sell, you are going to have to find the right individual to represent your business, either as a consultant or a broker. While it may be tempting to get your business listed as soon as possible by going with the first broker you find, this might not be the best option for you in the long run. This process can be tedious — you might end up having to engage in the search several times before finding the one for you — but with the alternative being your business residing in limbo for months at a time while your “perfect” broker or consultant does little work, allowing your company to get passed by time after time. For help in finding the right broker, business for sale websites have business broker listings by state. Also there is this idea of collaboration and partnership with business partners of mutual interest, at some point down the line we must meet people we may like to partner with, doing this is great, just as a good representative can move your business to the top, great business partners can equally take us to the zenith.

Participate Actively in Your Own Promotion and Marketing

It is true that part of a broker’s job is to drum up business for you by attracting buyers. However, leaving it all to a broker — even the best one on the planet can only do so much. This is where you come in; you are the one who knows your business inside and out, and that means you are the best person equipped to sing its praises in order to convince prospective buyers to look at it. No matter how good your representatives are, there is no one who can promote your business better than you.

Be Rational with Pricing

When it comes down to pricing, it is easy to succumb to the desire to get every last kobo out of a buyer. At the same token, if you are a motivated seller you might be thinking of dropping the sale price precipitously in order to generate interest, not only could you be doing yourself a disservice but also sending a message to prospective buyers that there might be something “wrong” with the company and that you’re trying to offload it to whoever you can. Choosing a truly fair market value for your business will send the right signals to purchasers. Utilize business for sale websites to find out what similar businesses have sold for, or have listed for, recently. You can easily search for similar listings by industry, location and size.

http://www.igsresources.com/effective-tips-on-how-to-sell-your-own-business/