₦airaland Forum

M1Garand:
APC will not use consensus for it's presidential primaries. PDP can do that but in APC it will be extremely difficult. That's the reality on ground. With the way things are going Jagaban and PYO might be the only two people that would contest the primaries and I won't be surprised if the ASO rock supports PYO. Either way it's a win win situation for the region.

...and no igbo man will queue behind BAT.....except Joe Igbokwe.

It would be very hypocritical, for us to unanimously condemn Buhari for his age, only to later endorse BAT for 2023.

If we do this, we- the youth, are not ready to lead this country.

If we do not make progress in the next 8yrs, there might not be a country to rule.

Nosayer:
You dey mind the guy? He doesn't realise that should Nigeria enter an unprepared for war now, he won't escape conscription into the army when soldiers are needed.

Too much of freedom and laws is making people feel as if responsibility to one's country is now a crime.

What about being responsible for my own life?

Which should take utmost priority?
Your life or your country?

M1Garand:
I am a realist and this is politics nothing is assured. The problem with your people is you're not always logical when thinking politically. An adept follower of Nigerian political terrain knows Jagaban is the only politician that can match Atiku wealth for wealth, clout for clout and vice versa.

No living Igbo man has the capacity to defeat a Jagaban in an election today. And that's why Tambuwal said it's better PDP give the ticket to them because they are the only ones that can win election for PDP. And that's fact.
So people who knows politics well knows that Atiku vs Jagaban is fairly balanced and the little advantage Atiku might seem to have can be decimated if Aso rock plays the incumbency role very well like OBJ did.

But the problem, with your zone and it's people is you're so beclouded with hate that you cannot analyse a simple political scenario in Nigeria without sentiments.

Apart from fellow northerners, which person from any other tribe or ethnic group can defeat Atiku head to head? None...save Tinubu, who is already not a consensus candidate, even in the APC

Bounceboune7:
so u can't come out n contest like otherd,u need tinubu to step down for u?
He's not stepping down for anybody so get ready to b defeated with d fulani u are queuing behind.

Wait first

U igbos said fulani is the problem of Nigeria and u blame fulani for every bad thing in d world but today u are here queuing behind another fulani man.what has changed?

U igbos claim d Muslim are planning to islamize Nigeria n make everyone become a Muslim n now u are queuing behind another Muslim for 2023,what has changed?

Are they not islamising Nigeria again?

The devil you know, is better than the angel you do not know.

The igbos do not allow any single person to wield such power over them.

Tinubu's develpmental model is commendable. However, his model on governance and accountability, is not sustainable.

''Agbero'' can metamorphose into western banditry if government at anytime in the nearest future, chjooses to outlaw the 'touts'.

Xhuntra:
How far?? E never reach 19th for where u dey stay abi?

Trouble in paradise

Again?

We've seen this post before na.

Abi mods no dey follow us read the posts

ojesymsym:
Bloggers go create phantom interviews and stories for this matter person non go fit differentiate truth from lie again.
I can almost swear that this interview did not happen.
I may be wrong though

They quoted Arise TV.

You can start your research from der

ugosilva:
Smh....easier said than done

In this life wey we dey so....the truth of the matter is that you are unable to do this particular thing outlined here =>https://www.nairaland.com/6582256 you will be less admired by your partner...

Make we rest for this your masturbation post na.

You are spamming the thread.

Una don dey bring una matter come online again...when una go learn

Later y'all will start asking us to mind our business....but na una carry una business come throw for open space ooo!

Well, 2baba na all of us bobo.
His community d1ck is also in our list of goals for the year.

luckydion:
it is wrong to conlude just with half baked info.....

watch the video u will see that Ebele walked to Bianca speaking... she might be insulting her ... even that speedy straight walking to someone when there is only exchange of words is insultive.

The court prosecutes ASSAULT, not Insult.

thatigboman1:
so someone will come and start telling you rubbish and u say nothing and do nothing about it.

How does the law see it?

Have a recorded conversation of the "rubbish" and sue her for libel.


Don't justify batter and assault mbok.

Cyberterror:
Where the slap? I have watched the video again and again.

Nawa ooo.

Which phone you dey use?

Make I zoom and screenshot for you

Truly, we don't know what Obiano's wife said to her, but Bianca lacked the restraint....and landed her a tall cold dirty slap in public.

Bianca assaulted first.

There's no justification for assault in the law.

Same fate that happened to Zinedine Zidane.

Same way husbands are not justified in hitting their nagging wives.

No matter what happens, na who hit first we dey prosecute.

tiswell:
forget what they wrote here,I have on-ground witness account of what transpired there.

Obiano's wife was exchanging pleasantries when she arrived,(late though ). Whwn she got to Biancas,she asked her what she was doing there,after working against her hubby's(obiano's )2nd term campaign.

Bianca couldn't hold herself as she got up and slapped ebelechukwu obiano.

If you're sure, no problem...but we are speaking based on evidence before this dishonourable nairaland court.

teeste:

https://www.youtube.com/watch?v=-UZssam4H9I

Watch it here

So you no hear when dem shout "Chineke mi eee"?
That's the exclamation when something hooooge happens.

The camera didn't get the angle...so your defense is still not concrete enough.

Oscillator:
the female aggression.

Check the history of female political appointees and sociopolitical female critics in Nigeria and check how many of Igbo extraction has truly really bitten off more than was necessary

The female aggression is global.

Didn't you see videos of Valentine's day fights

tiswell:
[s]Bianca didn't have good parental upbringing
[/s]
former Nigeria ambassador to spain

what a lowlife

Did you read the post at all...not just you, but everyone else faulting Bianca.

Make una dey read na.

Even Obiano's wife has a penchant for public display of aggression

This Obiano wife and her infamous displays.

The word "ashawo" has to be incorporated into the Oxford dictionary.

E don become international language.

Rickmann:
For me, these loan company operations should cease hence fourth. They are just bunch of thieves and complete nuisance to the country.

If they must continue , they must be trimmed, scrutinized and regulated fully by the CBN to provide professional financial services.

On the contrary, I think the loan companies have been really helpful. Despite the high interest rate, which is definitely optional, they have really come thru for some of us...especially the working class.

However, this modus of loan recovery is the major problem.

Even if people default, there should be a professional way to guarantee a loan, aside naming and shaming.

What will happen to those owing these companies as at the time of this ban?

How will the companies recover their funds?

On Friday, March 11, the Federal Competition and Consumer Protection Commission (FCCPC) raided at least seven digital loan companies operating in Lagos over “possible violation” of consumer rights.

The operation led by the commission’s boss, Babatunde Irukera, was in response to several complaints of malpractices on the part of the lenders.

Babatunde Irukera, the head of the FCCPC said some digital money lenders were shut down over violation of consumers' rights. Photo credit: @fccpcnigeria Source: Twitter

Legit.ng gathers that the lending companies offer short-term loans to help subscribers meet urgent needs.

However, they resort to unprofessional measures of harassment, cyberbullying, and breach of data privacy of their customers who may have defaulted in loan repayment.

Here's the list of the affected loan companies:


1. GoCash

GoCash is listed under Finance on Google Play Store. It loans Nigerians up to N300,000, and charges from 20% to 30% service interest, according to the information available on the Andriod apps store.


2. OKash

OKash is owned by Blue Ridge Microfinance Bank Limited. The company said on its profile on Play Store that its loan amount ranges from NGN 3,000 to NGN 500,000.

Okash added that its interest rate is calculated on a daily basis and has an Annual Percentage Rate(APR) ranging from 36.5% to 360%.

3. EasyCredit

EasyCredit says its lending amount ranges between 3,000 NGN and 100,000 NGN and has the Maximum Annual Percentage Rate(APR) of 40%.

4. Kashkash

KashKash says its loan ranges from ₦3,000 to ₦200,000 while its annual percentage rate(APR) ranges from 36.5% to 300%.

5. Speedy Choice

Legit.ng cannot find any loan app with the name Speedy Choice on the Google Playstore. The loan app that shows when the name Speedy Choice is typed is Speedy loan.

Legit.ng cannot confirm if the two are the same.

Speedy loan’s feature is similar to others. Loan amount ranges from ₦3,000 to ₦150,000 and those eligible for the loans are Nigerian residents (20-55 years old) with monthly income source.

No office address was provided.

6. Easy Moni

Easy Moni in its profile on Google Playstore claims its "loan-products approved by Microfinance Banking Business registered with CBN and communicated to users during online loan application."

Its loans amounts range from NGN1,500 to NGN80,000 with the Annual Percentage Rate (APR) of 48%.

7. Sokoloan]

Sokoloan says its own interest ranges from 4.5% to 34% and collects no collateral.

Interested clients can get loans ranging from ₦5,000 to ₦100,000 with terms from 91 to 180 days.


Meanwhile, a report by Premium Times states that six of the seven listed companies, GoCash, Okash, EasyCredit, Kashkash, Speedy Choice, Easy Moni, were owned by Blue Ridge Microfinance Bank Limited.

Why FG shut down the loan apps

Babatunde Irukera, the head of the Federal Competition and Consumer Protection Commission (FCCPC) said the reason for the shutdown was the naming and shaming of borrowers and violation of their privacy with respect to how the loans are recovered.

He added:

“Secondly the interest factor seems to be a violation of the ethics on how lending is done. So those were the two things that we set out to look for."

How we will deal with digital money lending companies - Irukera

Irukera said lives and reputation of vulnerable Nigerians are threatened or damage by oppressive loan terms & outrageous collection practices.

He vowed that the FCCPC "will hit them in their offices, cloud storage, banks & App Stores", adding that ethical lending is a must.

Giving an update in a statement on Monday, March 14, Irukera said Google LLC and Apple Inc have been directed to take down the apps, among other measures taken by his commission alongside other government agencies.

However, checks by Legit.ng indicates that the apps are still active on Google Play Store at the time of filing this report.

Many Nigerians have also commented that the lending firms have not stopped the harassment despite the FCCPC's action.

Jersey0107, @ajaneakan, said:

"Lcredit, sokoloan these ones are still sending messages threatening victims, I've seen a lot today."

Hirofunshi, @Hirofunshi, said:

"LCredit is the worst of them all. Infact worse than Sokoloan. Special interest should be given to them @lcreditNg."

Royalty favour, @favourroyalty1, said:

"They are still calling and sending threat message even as this operation is going on."

How online loan sharks raided by FG resumed work 6 hours later

Meanwhile, insider information obtained exclusively by Legit.ng says that the digital money lenders raided by the Task Force went back to work six hours later.

According to a source who craved anonymity because she does not want to risk her life and job, immediately the raid happened the management of two of two loan apps, Kash Kash and Okash ‘settled’ those who came to do the raid and started work six hours later.

She said:

“We went back to work immediately. I work in customer service and among those calling debtors and defaulters. I think the management settled those who came to do the raid and allowed us to resume operations.

"As I am talking to you, I have called about 12 people today. The job does not even require onsite activity. We work remotely sometimes and report to the office a few days a week."

Source: Legit.ng

https://www.legit.ng/business-economy/money/1460211-online-loan-apps-full-list-profiles-7-digital-money-lenders-shut-down-by-fg/

When b the match sef

Maxymilliano:
DEFECTION to another Party INVALIDATES a Certificate of Return.

Any sane person with a sense of law and order, knows Umahi and his Deputy don't have a case

Cert of Return is issued in the name of the persons elected, under the party.

Not to a party, in the care of the the candidate.

We operate a party system, so every contestant must stand on a party, and not independent candidacy.
In essence, we vote by party system, but we do not vote a party.

The votes belong first to the candidate before the party.

If not, the winner becomes the leader of his electorates, not leader of a constituency.

Kylekent59:
If politicians and political parties did that, everybody would hail them.

Case in point...Abia state governor did it in the last election

inoki247:
Dem no go parade her abi so far u don gt money the Law no dey allow dem parade you...

It is illegal to parade a suspect. You can't even take mugshots.

Since 2002.

Seun, my former account is nolonber accessible.

Username... zangalord.

YoungLionken:
How do you mean??.

Chinmark and Chisom Amanda, are having a head2head online right now.

Payment is due on 19th March, 2022.

Losing 40% of your capital if you pull out before maturation, was the red flag for me. �

You're giving me 6k monthly for my 400k.

Yet if I wanna pull out before the 6months maturation period, I'll have to lose N160,000. For ordinary 6k per month wey you dey give me.

Nonsense contract.

YoungLionken:
To those that invested with Chinmark, how's it going now..?

Omooooo....na today e red ooo!

Why...?

To what end?

They might as well start parading every convict.

Sex offender is now more heinous than every other crime ba?

This is just to shame the family.

We can't dissociate ourselves from our family members but we shouldn't be dragged into it by a wrongfully thought-out policy.