₦airaland Forum

obioji:
Action lady

We dey pay school fees ooo.

I spoke to an elderly teacher in the school about the issue today and she said she is in support of my kids not participating in the school social activities in order to protect them from "evil persons"

I want my kids to have an awesome time at school

Time to change school then.

Alikote:
visit qiulox on the island friday or place at admirality lekki phase 1 they plenty there dont know if they really rich but they spend million on drinks...i dont know there biz only few that are having bdc , trucks oil and gas

What if they are making millions everyday from business or they have inherited millions or they have inherited massive properties that give them millions every year?.

obioji:
Hello Zaynie, how are you? Please I need your opinion on the following as a teacher and parent:
1. teachers giving preferential treatment to kids whose parents are always giving them gifts

2. Showing off such kids during the school social gatherings

In my Kids' school, I noticed that certain kids are always given the opportunity to present during social gatherings (including the ones that are shy) and I made it known to a parent and she said : madam you no dey drive big car Or you no dey ssettle the teachers well.

Must I "give" to the teachers for them to notice my kids?

This is common in many of these private schools. My son suffered from this also. He was very good in Maths but was never selected for any maths competition. Being the very quiet one, it was almost affecting him psychologically as he believed he was better than those that were being selected. When he told me that the boy that was always being selected whom he believed he was better than was going to take a particular catholic secondary school entrance exam, i also took the form for him even though that was not the catholic secondary school i wanted him to go to. I told him that iam taking the form for him to prove to me that he was better by beating him in the common entrance. He beat the boy in the common entrance. My son has continuously been representing his secondary school in every maths competition his school enters into. Him and one other boy are always beating each other in maths. If he beats the boy in one term, the boy comes back charging in the second term and beats him and the cycle continues. This has been ongoing since JSS1. So none of them feels cheated or favoured.

So, madam, just try to counsel your kid and try to look for a secondary school where this is not rampant when the child is about to enter secondary.

Futureinvestors:
Dear Investor,

I have a great proposal it requires a low startup capital.
Minimum investment capital is 25K.
Return On Investment:
15 Days Payout is 20%
30 Days Payout is 50%
Registration is #2,500

Only few slots are open.

*Note: Only a Single Registration is required - you can only increase your investment, reoccurring registration from same IP Address will be voided.

Contact us via:
Call/WhatsApp : +234.8.1.4.1.1.9.5.9.9.9*

Registration fee of #2,500 and assuming 100,000 people gives you #250,000,000. Clap for yourself. If na so money easy to make, i for don rich pass Dangote. Abi, you think say many people no sabi this kin cheap scam?.

GODAKPAN:
Am fine here, the site is in uyo
I did the drawings in lagos and its a practice the engrs at the office frown at. they prefer you domesticate everything with them. I waited for about 16 months. had a plan of building within 24 months, so when they wasted 16 months, they were taking too much. I have set my retirement so cant afford delays. on profitability: I started tbills when it was above 18%, I needed 50m to finish a 53 rooms self content, at max, I will be making a yearly return of 5.3m but if I invested the 50m in tbills at the 18%, I was looking at 9m without quarrel with site engr, uyo capital city authority, tenants and the property must be maintained while I don't need to maintain my tbills. even at 10% I will be making equivalent of the building rent. tbills also hides the source of your income, making you live a normal low life without criminal elements courting you. unfortunately nobody is willing to buy the properties at even their cost price.

Nice one. This is true.

When i went home last year, my sisters were 'abusing' me that one boy has put up a building that is being rented while i have not done that. I just laugh at them and asked if they knew the source of the money i used to finance the burial ceremonies they all came for without any of them contributing a penny or me asking them to contribute a penny or me taxing their husbands to contribute as most people do.

I somehow now seems to understand why landlords especially those in Lagos seems to be broke always even though they collect rent. Everybody knows when you collect the rent and once that happens, friends, families and hangers-on swoop on you and before you know it, the money is finished. That is when it dawns on you that it was actually one year rent you collected from the tenant and not one month. You go then begin look calendar on a daily basis and planning an increment.

TONY56:
You are lucky that I don't have your full name and where you work.

You are inadvertently telling us that you are getting side kicks or have double loyalty to your employers.

I would have called in the EFCC

Shebi na court EFCC go carry person go. Once dem carry you go court, just appear in the court on a stretcher in an ambulance.

nennin:
please sorry for spamming the thread why not go for fixed deposit? Because i had some banks give up to %4.5 per month.

As far as iam concerned, any bank that is giving 4.5% per month and not per year is distressed. 4.5% per month gives 54% per year.

.

zamirikpo:
My TB just matured yesterday. And b4 I woke up the alert was already there.

Anyways the wahala now is this 13% u guyz are talking about is not sweeting me at all. And I hear cryptos are tanking.

Wetin person go do now.

I sure say MMM go sweet you very well.

megacontrol:
I think s/he can rollover maturing primary market TBill at prevailing rate. It is clearly indicated as one of the options on the TCB form. How the rollover rates are computed is what i don't know, but i guess they will use the latest bid rate if the bank is successful.

Hearing this for the first time because CBN has never come out to say that people can rollover TBs. They always conduct a fresh auction and allotment is done after the auction. So, if CBN gives the allotment amount, what will they now do with rollover amounts or what portion of the allotted amount from the auction is reserve for rollovers?. I want to believe that it is the banks that do a rollover and iam equally sure that they just allocate from their secondary market pool.

Fynebouy:
Thanks so much for this info. So how do I roll over or do I just let the funds sit in my account for almost 2 weeks before I get involved again. Please what options are available for me?

You cannot rollover because TBs are from FG and not from banks. The banks are just facilitators between you and FG. The CBN represents the FG while the banks represent you. You cannot go straight to the FG. That is why you go through the banks that go through the CBN to FG.

As to the options available to you, you either wait for the next primary auction bid in 2 weeks time or you buy from secondary market or you place the funds on a call deposit for the 2 weeks.

Fynebouy:
I really don't know what to do as my BO gave me a TB certificate that is maturing 01/02/2018. I would have thought it would mature just before or on same day as next TB. So can i roll over that particular certificate even though the auction is tomorrow. Or what is the way to go about it.

Also my BO is not responding to my calls or emails so I really cant get any information off him.

Thanks for your help.

Your BO is right. TBs matures on a Thursday while bidding is a day before i.e. Wednesday. It is the funds realized on Wednesday that is used to settle those that matured the next day of Thursday.

lowkey28:
I want to Invest in tomorrow Tbills bidding(Primary Market), Do I have to go to the bank today or tomorrow after the bidding?

You were to go yesterday or last week Friday.

skimanski:
BUILDING INFORMATION

Proposed 5 Bedroom duplex.
Land Size 900 Sq.m
Area of Building 311 Sq.m


GROUND FLOOR
Guest w/c
Laundry
Main Living Room
Dinning
Kitchen
Store
Master's Bedroom with walk-in Closet
3 Bedrooms En-suite



Client: Non-Nairalander
Architect: Dezyns and Structures Ltd
Project Contractor: Dezyns and Structures Ltd
Tel: +2348038390386 / +2348143357624
Email: info@dnstructures.com
url: www.dnstructures.com
Scope of Work: Architectural Drawings to Complete Finishing.
Client Expectations: Very High

Following. This one pass bungalow.

@Skimanski. It seems you made a mistake here. You said 'Proposed 5 Bedroom duplex.'.

Fynebouy:
Hello all,

Please when is the next TB date with CBN and when is the best time to approach the banks.

Many thanks

dipoolowoo:
CBN to Auction N253b Treasury Bills Tomorrow
https://www.businesspost.ng/2018/01/30/cbn-auction-n253b-treasury-bills-tomorrow/

Are you sure you are not already late?. Ask your bank if you can still apply.

AZUH:
how bro ?

Initially the legs of the pillars be like broom stick. Later, the legs come fat and fine like trunk of Iroko tree. No be makeup be that?.

AZUH:
Chicken leg piller s

Chai, see serious makeup.

.

following.

spyder880:
During the Christmas holidays, my village gathered in my house to offer prayers and praises to God for the completion of this project.

Opening prayers in pictures.

Nice one. Very thoughtful of you. Village people always need to be invited for such opening.

MumJJJ:
Thanks a lot.
I actually tried it now. He doesn't like eating, the only food he takes well now is fried egg and potato. So he was trying to open the window net, I told him to stop he ignored me. I said " I won't fry egg and potato for you again" immediately, he left the net and came closer smiling and saying mommy fry egg. Lol

The boy has been using your head to cause mischief. . It is always the case with first boy and mommy as per mommy's boy and then first girl and daddy as per daddy's girl.

estyvino:
Good day Friends on Nairaland.

Please help me with your opinion on this matter.

A friend who (boy) wants to study Civil Engineering suddenly changed his mind and decided to study Pharmacy, so he was seeking for my opinion!

So my advise for him I said, instead of you to study Pharmacy, that it's better for him to proceed to school of nursing.

Now Nairalanders, I want to know if actually I have advised him right or wrong by reasons of your own contributions.

Thank you.

Somebody changing from Civil Engineering to Pharmacy is a good change. Pharmacy any day for me over Nursing. I might be biased sha as i love Pharmacy so much.

spyder880:
And that orange colour seems to be "screaming" from inside that porch, what do you think Gbadexy, Mufutau55, all of you.

Is that orange not too "shouty"?

To me, it is too 'shouty'. Too many contrasting colours.

@MumJJJ/@rezzy,

You can also try telling him that you will deny him watching his favourite cartoons if he does not obey or if he misbehaves. You know kids and love for cartoons is something else.

spyder880:
Yes oo

I will push as much as I can without touching my business capital. Certainly there are things that can never be completed this year, like the compound floor and the water supply systems. Inside furnishings and kitchen cabinets can wait till later. The children just want to spend the first Christmas in their father's house

Nice one. You are too much. That was exactly what i did because my kids were so eager to see their grand parents. So i did what i could do to move in and i took them home and spent xmas and new year there. Funny enough, my mom(their grand mother) now died 3 weeks later after we came back.

4tunebest:
As much as i believe so much in the benefits of T-Bills, this is the best time of the year to invest in real estate. The 13th month, bonuses, etcetera should be used for something tangible, hence few weeks from now you'll begin to wonder where all the cash went. I did some years ago, and today, I am better off for it.

2 plots of land are available @ Treasure Parks and Garden Phase 2, City of David Estate, SHIMAWA. I am offering 50% discount off the current market value offered by Adron Homes and Properties. Anyone interested can buy one or the 2. My contact: 07062160601.

Documents: Letter of allocation, Deed of contract, purchase receipt

Dem tell you say na everybody dey collect 13th month, bonuses, etcetera?. Go and tell Kogi and Imo state workers to come and use such to buy your lands.

eniorisha:
Hi everyone, i need your advice. i'm currently a FBN fixed deposit acc holder. It is halfway to its maturity, precisely to mature first week of february. i av a mind of terminating it for a more profitable TB. If i apply for termination, how long will it take to be effected? Or i shld see FD to its maturity 3 months away from now? D FD is 180 days @ 7% on a principal well over 500k.

Just write a letter to them saying you want a pre-mature termination as some urgent pressing needs came up. If by chance your account officer decides to ask you one-on-one the real reason, just tell him/her say Landlord wan pursue you comot for him house and also dem wan pursue your kids comot for school and stop them from writing their exams. QED.

Pre-mature termination na almost immediately. Once money hit your account, just go back there or go to another branch and ask for secondary market rates of TBs.

spyder880:
I came back yesterday to meet people taking pictures of themselves bin front of this house, I smiled. We only need to get the painting right.

Thank you Sir.

I hope they will not send the pictures to their brothers and relations abroad claiming that this is the house they use the building project money he/she has been sending to them to build for him.

Godisfaithful:
Sir Oracle, where is Oga Waaan5?

If you dey find Oga Waaan5, then make you find his security guard, macer migi. The only top security guard on minimum wage. You fit also check mama Ejiro buka as na that place Oga Waaan5 dey wash plates.

Manonamission:
Is this not the "Railway" man? The energy wey you carry come this thread no here o. See as the thread come dey bullish with strong volume sef. What are you buying and selling on the NSE?

Have you not been seeing the work he has been doing in NRC?. Na him dey drive and maintain the Abuja-Kaduna trains.

shigidi:
Big jay ever the pessimist. I'm sure Oceanic of 2008 still in your head

You are right on the recent euphoria. However, earnings are nowhere near as bloated as then. Not yet anyways.
Even a quick glance at the famous SHILLER PE will agree.

But you are right. Men need to be guided

Shuooo. So Shigidi is here too.

RabbiDoracle:
I was Oracle

The Oracle himself. Chai, i dey real miss SMN. Iam sure Migi the macer is in this forum but might not want to reveal himself.