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Oluayebenz's Posts

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Investment › Re: Treasury Bills In Nigeria by oluayebenz: 10:03pm On Oct 16, 2019
ahiboilandgas:
...i no like America ....i prefer some small European countries like Finland or Canada,in ni geria na abuja city centre (strictly ) but am approaching 38 years wouldn't want to start as a janitor again in America when I have contract with total,MRS,cita ...u woudnt either .....
You can invest in Canada and forget your contract with total etc grin
Travel › Re: General UK Visa Enquiries - Part 4 by oluayebenz: 9:58pm On Oct 16, 2019
Skrskr:
Hi All.
Visa type: Visit (family)
Timeline: Biometric: sept 17
Concluded: October 6
Passport ready for pick up: October 15.
Outcome: Denied


I applied for a month's visit visa to visit my family - (my parents and brother). One of the reasons was to see them, while the other was for my moms graduation earlier this month.
My parents are citizens while my brother has a permanent residency.
I just picked up my application yesterday and it was denied due to 2 ridiculous reasons.
1. My sponsor (mom) does not have enough money in her joint account with my dad to donate 800 pounds to my flight which was mentioned in my application.
2. I do not have up to the money I claimed I had in my savings.

Now, I say the reasons were ridiculous because, I submitted two accounts for my sponsor (mom) as supporting documents:

1. Joint account with my dad which had 63 pounds balance, which was the one they checked. But the purpose of this was only to show my parents were married and share a joint account.

2. My moms personal account which had enough money about 4000pounds to cover the 800pounds flight cost.

So obviously, they only checked one account and did not check the main account and assumed she does not have any money of her own.


Secondly, in the form, I declared a savings of 7k pounds and I submitted my 3 bank accounts to support this.
They miraculously checked and mentioned only one bank account which had just 4k pounds in it.
And they claimed, the 4k was not up to the 7k savings I claimed.
For Gods sake, I submitted 3 personal bank accounts and 1 company account. They claimed I submitted 2 accounts, 1 for company and 1 personal with the 4k savings.

Also, I did write a brief but comprehensive cover letter detailing everything and the supporting documents attached.

I registered my company in May, and prior to that all business transactions have been going through my personal account. All these was explained, with proof of earnings and the source, but they obviously did not check and of that and only cherry picked what they want and made a decision that does not add up. They claimed I was self-employed, I am not self-employed. I am employed by my company and payslip of monthly salary of 360k per month was attached.

Also, they mentioned they are not satisfied my sponsor will provide financial support to me during my stay. I never said she would.
My mom is only contributing 800pounds to the budget of 2k pounds. The 800 was only for my flight (which isn't a cost I can't even handle myself, she only planned to do that as a gift). I also included in my cover letter than the rest of the travel expense (1.4k pounds) will be covered by me for accommodation and feeding as I planned to rent an hotel close to where they live.

Now, the thing is I am not desperate to go to the UK, I really don't care as it was just to visit my family, however, all the reasons they refused me for were incorrect.

Do you guys advise me to reapply immediately to contest the decision?

I am thinking if I leave it and apply at a later time, it may confirm their thinking that their decision was right and that I and mom really do not have the funds.

Secondly, if I reapply now, how can I ensure that they check all the documents I submitted especially since it is obvious that they do not check a lot of the supporting documents and cover letter? Where should I put the details they failed to check? If I put all this in another cover letter for the new application, what's to say they will check or not even refuse again?


I await your views.
Thanks a lot.
You are self employed nah....
You should have a business account for transactions....
Investment › Re: Treasury Bills In Nigeria by oluayebenz: 4:57pm On Oct 16, 2019
[quote author=ahiboilandgas post=83193951[b]]me go choose u.s ....[/b]some mushroom apartment in festac is 8.5m ,game village 10m (like those home they called project in America ) with over crowding,and dead infastructure .....i rather have it as down payment and live well in my life time[/quote]With the little I know sir, you worth over 100m.

You qualify for Canada express entry, why dont you port?

Most foreign embassy will issue you visa right away
Investment › Re: Treasury Bills In Nigeria by oluayebenz: 4:55pm On Oct 16, 2019
igbizen:
I hate it when those that have not lived outside of naija will begin to compare buying lands or house in the USA and naija. It’s far cheaper here than abroad, even when you provide all the basic amenities for yourself in naija.
I gave up on those people jare....
They too depend on internet not reality.

Americans will say they bought a home, instead to say they are paying installmentally to own the house in the near future.
Investment › Re: Treasury Bills In Nigeria by oluayebenz: 4:52pm On Oct 16, 2019
needful:
$28k in usa will get u a brand new tear rubber bro. It may not be 2019 model but it will comfortable get u a 2015 or even 2016 model of car. Again it depends on the car, in some parts of usa, $28k will get u a down payment of mortgage. Then in Canada, 28$usd will get u a down payment for a house of about $350k to 400. And that same $28k usd will get u a brand new 2016 to 17 model of a car. $28usd will buy a mobile home wel equipped. Speaking with experience though.
28k usd will only get you a cheap car yes 2016 but expect to be paying around 300usd plus on insurance every month.
Investment › Re: Treasury Bills In Nigeria by oluayebenz: 3:42pm On Oct 16, 2019
zamirikpo:
Am sure 28k dols has more buying power in america than 10m Nigerian money in Nigeria. Na big money sha .but can it get u a piece of land in asaba core area abi lekki or VGC or banana island or eko Atlantic city...

Or can it build u a duplex or buy a brand new 2019 Toyota camry. Regular things we should be able to afford.


Am not boasting but 10m can only ensures u live a management life. Like build a small bungalow in a low cost area with moderate finishing and epileptic power supply cos a15kva Mikano generator is around 6m.

Not easy to come by but doesn't guarantee anything big.....so to me, na small money.
And you think 28k can buy a house or brand new car in the USA?

Nigeria is more cheaper than the US.

What I know is in US low earner live a better life, stable everything unlike Nigeria.....
I dont think 28k is enough to pay down payment on mortgage of 500k usd house and that money will go a long way in Nigeria.
Travel › Re: My Monthly Savings In Canada by oluayebenz: 1:01pm On Oct 16, 2019
Thegamingorca:
No African country has more fatal diseases than Nigeria
Clone
Investment › Re: Treasury Bills In Nigeria by oluayebenz: 12:55pm On Oct 16, 2019
NL1960:
Interesting and there are so many Universities there. So where do they get students to fill them from?. It cannot be from foreign students alone.
After studies when they secure a good job, govt put a payment plan on their paycheck to pay back the student loan conveniently which takes years
Investment › Re: Treasury Bills In Nigeria by oluayebenz: 12:53pm On Oct 16, 2019
NL1960:
I thought USD 28k was small money to people in US as i normally see their University school fees ranging from USD 50k and several parents send their kids to University.
Only International students pay that fee.

Citizens are on student loan. Only 1% of Americans can afford to pay that
Travel › Re: General South Africa Visa Enquiries by oluayebenz: 10:13am On Oct 16, 2019
cucumbar:
won’t they refuse you next time if you don’t use the visa?
No they wont if he still meet the requirements
Travel › Re: My Monthly Savings In Canada by oluayebenz: 9:37am On Oct 16, 2019
7Alexandre:
Of course one person OR two people can make a combined income of $100,000/year

But my argument still stands:

40% of the entire United States Population don’t make more than $100,000/year.
You get time
Travel › Re: My Monthly Savings In Canada by oluayebenz: 9:37am On Oct 16, 2019
Beautyaddy:
lol!...So you think $100,000/year is a lot of money? I don't.

If you don't believe that 40% of Americans make about $100,000...so how much do you think that they make then?
Internet fallacy.....

No real fact
Investment › Re: Treasury Bills In Nigeria by oluayebenz: 9:22am On Oct 16, 2019
zamirikpo:
Ordinary 10m and the branch manager becomes too friendly. Poverty is a disease. I had to switch cars, and days I make deposits in the bank when one cashier I have never transacted with called me by my last name.

How did she know my father's name. Probably they discuss customers in their weekly meetings but this one is a teller not marketer. The advantage is that they attend to u sharp sharp but oga u r also easy target.

It's too easy for them cos like CBN said earlier only 5% of Nigerians have above 500k in their accounts.

Only God can save us.
How is 10m ordinary angry 28k usd

In the USA if you have that in cash you be chairman
Travel › Re: My Monthly Savings In Canada by oluayebenz: 11:01pm On Oct 15, 2019
Manasir:
Good day sir pls I need your help. And this is my story. Am 32 years old currently serving in Kaduna study bsc sociology 2.2 I have worked in the bank fidelity bank as thier dispatch rider for 9 years before resing to set up my own company I nake roughly 400k a month in Nigeria [/b]but I stil want to make the move cos of the future of my 3 kids. I have a saving of roughly 2m to 3m at the moment pls can u or somebody advice me on what to do. I was contemplating following the masters route but the the university's of Canada west are requesting for almost 34k cad for MBA program although the said I can work for 20 hours in a week but I have to raise 7900cad before given admission this is excluding visa and flight ticket.
Pls my question is
What are my easiest route to Canada because I want to go work and possible bring my family along
Is thiwr any other route one can use to migrate?
What are the first process to follow if one is not going through the student Visa route?
[b]Pls u guys should help me am tired of this country before person drink snipper
.
Your conditions is not bad why thinking of snipper?


For express entry, your savings isnt enough.... Your POF is not enough for family of 5, wife 3kids and yourself.......

Try African country like ivory coast, move your business
Travel › Re: Moving To Abidjan by oluayebenz: 8:59am On Oct 14, 2019
cc: Ugosample.

Pls help this guy out
Travel › Re: Giving Birth In Brazil by oluayebenz: 10:44am On Oct 12, 2019
Adjo10:
You know with our green passport, traveling and visa is a privilege. Aside other things, we also try to get a lot of visas and travel to make our green passport “fit” for the next visa application.

With my Brazilian passport, i don’t need visas to most of these countries. I can travel anytime and mostly anywhere. I don’t see the urgency in traveling anymore. I don’t see the need to get stamps in my passport to make it look good. It is already good by itself.

Finally, i don’t actually know what I’m going to see in the UK, France or South Korea for example that i cannot see here. If i will travel, it most definitely not going to be for tourism but rather for work or other things.
Well said
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 9:54am On Oct 12, 2019
[quote author=AngelicBeing post=83062168][/quote]Better you dont grin
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 10:54pm On Oct 11, 2019
AngelicBeing:
Hian but politicians are living a good life in Nigeria, with all the freebies available to them like olosho, champagne, looting, budget padding, using constituency allowance to bring hoes from Russia, sleeping in Sheraton Abuja and lagos, driving the latest automobiles, free police escorts, properties in Abuja, Dubai and the western world, many bought second passport from different parts of the world, what else is living a good life if not the above

Secondly, to be a politician is the best career / pathways to live the good life in Nigeria, forget about oil and gas workers, bank and other multinational jobs, politics money dey sweet, even if you steal 100 billion naira in Nigeria, nothing go happen, hire 50 SANS, case will be buried while you sleep daily with champagne at Sheraton hotel = good life by Nigeria standard cheesy
Only politician live a good life in Nigeria ?
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 11:08pm On Oct 10, 2019
Mancala:
I don't know oh[b]. I am not associated with anybody involved in the scheme[/b]....consulate officials are watching this thread and reporting back to Mr Trump grin I was surprised about how much personal information that naive individual shared about himself and his overstay status in his transcript. It will be very easy to trace him using that info.
So how do u know is real?
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 11:03pm On Oct 10, 2019
Beautyaddy:
Wow!!...Is it that serious?

Hmmm...This is what they call real arranged green card marriage business. cheesy
But can somebody without paper own a car or have any other asset in the US?
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 10:52pm On Oct 10, 2019
Mancala:
Naija no dey carry last! I have heard of well organized syndicates in Chicago, NY, Texas. Maryland, St Loius, nd a few other big cties. They will provide the citizen and an attorney and even help organize the court wedding If you don't have cash to pay, they will link you up with money lenders or pawn brokers who will pawn your assets like a car for cash. If you don't move in those circles, you will never know. Amongst other issues, this is why some of us Nigerians in the diaspora identify as Ghanians and pretend we don't know whats going on. We have worked too hard and gone too far to be associated with all the nonsense we see from our country people out here.
Is the citizen and the attorney Nigerian too?
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 5:58pm On Oct 10, 2019
Beautyaddy:
That's not true.

How does any Nigerian migrate to the US illegally?

Most Nigerians migrate legally to the US with a non-immigrant visa(B1/B2 or Student) or Immigrant visa(through family/spouse petition).
Thanks for the clarification
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 5:57pm On Oct 10, 2019
Beautyaddy:
Hmmm....this is a very delicate topic but not really meant for this thread however since the main discussion of the thread has lead to the highlighted discussion I will just say my piece on it.

Not to sound as if I'm supporting Nigerians who do such but you have to also understand that those American women/men who got deceived by Nigerians men/women for marriage were not forced or held hostage to fall in love or get married into such a temporary marriage.

Some of those American women/men must have known either in the beginning or during the relationship that the person they were falling in love with or getting married to either wasn't a green card holder or US citizen but they still went along with the relationship.

When it was time to do the filing of the green card the American wife/husband was not forced to support with the filling and not gun was put to their heads. So yes, they did it out of their free will and if they had any doubt to such a relationship they should have not went on with the petitioning of the green card.

Either way, some American women/men have been lucky to remain married to the person who's initial plan was to use them for green card while some have not been lucky. But at the end of the day both people benefited from the marriage while it lasted. I guess.
God bless you.
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 5:35pm On Oct 10, 2019
123JohnF:
Very few Americans do that, everybody here knows it's a crime, jail and $250,000 USD fine. Only criminals and rug addicts do it for money. American law is no joke, we all know they are caught.

And what about so many honest and in love American women deceived by Nigerians? Usually a Nigerian man eve have several women back in Africa and kids in several women. All lies to a foreign wife, using a human being, no compassion or care. Even here in forum nobody said any word of care about the foreign wife, it's all about poor Nigerian wife who can't get visa.
Only few Nigerians also migrated to USA illegally.

Not every Nigerians as you people think.

Do you know why US has more illegal nigerians than any other country? Cos US embassy do no background check, you just need to convince the VO that u are a genuine applicant, they issued or denied on their own, I could say VO mood sometimes determine visa issued.
With fake profile, if you can composed and stand with the lies you can scale through. While genuine traveler will be bash.
Travel history? You can scale through if your profile is nice.

For the American woman, some people are just heartless, not every Nigerians does that.
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 5:21pm On Oct 10, 2019
fados4sure:
Please, my oga at the top! A friend of mine was denied US tourist/business Visa yesterday reason because he has no travel experience. Please, I want to know if he want to apply again, if he will need to pay Visa fee again?
Thanks in anticipation.
Why reapplying soon?

He was denied cos of travel history, has he work on that?

He want to waste another cash, ok o angry
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 5:17pm On Oct 10, 2019
123JohnF:
And who cares about the American wife? Lied, played and used for papers, used for financial support. No Nigerian cares, they only care about themselves and how to use foreigners to bring his traditional wife and kids. And then complaining why it's so hard to get visa, why it's so hard to convince an American woman to marry him? Bad reputation goes in front of any Nigerian even before visa.
How about the American ladies that do unreal marriage and get paid for it?

They do that for any nationality not only Nigerian and get their $.

Corruption is everywhere....
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 2:27pm On Oct 10, 2019
seyewest:
some we say na Buhari cos am, they wanted Nigeria to be like Dubai within 4 yrs but they forgot about those who stole our commonwealth and fail to pay pension, they forgot about those who looted money meant for Soldiers, they forgot about those who had the opportunity to make the country work but instead they milk the country dry. Nigerians are the problem, they want short cut instead of doing the right thing, anybody is free to leave the country, the rest of us will do our best we can do, I don't understand why some can't leave in peace and shut up.
Exactly........

Nigeria still have access to about 25 countries visa free,,,,,,, Why only USA all the time.

Anybody is free to waka fast abeg.... Port to ivory coast, Senegal, Benin republic, Ghana, Dominica etc.

Nigeria will be Great again.
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 8:50am On Oct 10, 2019
flourishing247:
Did you legally legalize your stay now? Has your family been able to join you or visit you since you travelled?
You my greatest challenge in your story is that you got a visitors visa and got there REFUSED to come back. This us why Nigerians are having a tough time getting their visas approved. This is so wrong.

Let's learn to do the right thing. I'm also a bit skeptical about the work that you claim you do. For an illegal resident, that's quite a reach!!

Correct me if I'm wrong. Thanks
That's a very hard questions to answer angry
Travel › Re: USA Visit Visa Part 4 by oluayebenz: 8:47am On Oct 10, 2019
ednut1:
how many people really have the intention of coming backhuh To him its fair game. Majority of Nigerians in the usa overstayed. If usa no give u visa. Dubai or japan is there to go for visiting
Plenty......
Travel › Re: General UK Visa Enquiries - Part 4 by oluayebenz: 12:12pm On Oct 09, 2019
oak202:
Update on my application
I picked up my passport with 2 years visa yesterday.
Congrat

Do they cancelled the 6months visa?
Travel › Re: Boeing Catches Fire After Takeoff, Makes Emergency Landing ( Ethiopian Airlines) by oluayebenz: 12:25am On Oct 09, 2019
Boeing again.......
I think Ethiopia airline should ground all their Boeing aircrafts and acquire Airbus to safe their business.

Thank God everything is under control thou

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