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Philipsdael's Posts

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CelebritiesRe: Bride-to-be Strips N#ked In Pre-wedding Photos by Philipsdael(m): 9:29pm On Aug 08, 2022
La click..........
La die grin grin grin
PoliticsRe: Soldiers Beat Policeman, Monday Orube, To Death In Lagos by Philipsdael(m): 10:45pm On Aug 07, 2022
Jamesbiodun:
You are the one with retaarded self don't think with your brain...
Just like how your bull horn faamily lost their life to bandit last year grin
This one na mumu sef why was I wasting my time on you. Ode rest.
PoliticsRe: Soldiers Beat Policeman, Monday Orube, To Death In Lagos by Philipsdael(m): 10:35pm On Aug 06, 2022
Jamesbiodun:
it seems your brain is not working... It takes Taliban more than decades...
F00l
US stayed for 2 decades and immediately they left ... Afghanistan soldiers couldn't hold Talibans from overthrowing the government.

Get sense pls
If the Nigerian soldiers are not holding their own against BH your retaaard self may have died decades ago.
PoliticsRe: Soldiers Beat Policeman, Monday Orube, To Death In Lagos by Philipsdael(m): 7:34pm On Aug 05, 2022
Jamesbiodun:
Soldiers always intimidating everybody but they can't face book Haram... angry
If Bokoharam are winning the war against the Army, you won't be @ your comfort zone spilling this rubbish.

Ask your self how many days it took the Taliban's to take over the government of Afghanistan.
Think with your brain pls
EducationRe: What Is The Difference Between NHIS And HMO? by Philipsdael(m): 7:53am On Jul 25, 2022
MissSerendipity:
The two acronyms "HMO" and "NHIS" are easily confused because they both refer to health insurance in Nigeria. However, there is a big difference between the two.

HMO stands for Health Maintenance Organizations while NHIS refers to the National Health Insurance Scheme.

HMOs are a big deal in Nigeria. In a country with a large population of people, it's no surprise that the health care system is under immense pressure.

The government has been working to improve access to health care, but there are still critical gaps in coverage. One way to close these gaps is through the use of HMOs.

HMOs are designed to provide comprehensive care for members. To be an HMO member, you must first select a primary care physician (PCP).

This doctor will serve as your point of contact for all of your medical needs. He or she will refer you to specialists when necessary.

Unlike other health plans, you cannot self-refer to specialists with an HMO. You must go through your PCP first and you may need to get prior approval from your HMO before you can receive certain treatments.

Overall, HMOs can be a great option for those who are looking for comprehensive coverage at a lower cost. You can find several quality HMO plans with very affordable premiums on the rohealth app.

The roHealth app offers a wide array of affordable HMO plans from top Health Insurance companies that cover individuals and families.

There are no locked-in contracts or paperwork plus you get to save up to 30% on your health insurance costs.

roHealth app is available to download from your mobile phone app store. You can also visit www.rohealth.ng to get started.

On the other hand, the National Health Insurance Scheme (NHIS) is a social health insurance scheme designed to cover all residents of Nigeria. The scheme provides access to quality healthcare for its members, as well as financial protection in case of illness or injury.

To be eligible for NHIS coverage, Nigerians must be employed and registered with the scheme. Employers are required to deduct a percentage of their employees' salaries to contribute toward the cost of NHIS coverage.

Employees can also choose to make voluntary contributions to the scheme. The NHIS covers a wide range of health services, including hospitalization, mental health, and primary care. It also covers maternity care, child health, and immunizations.

The scheme has been successful in reducing out-of-pocket expenditure on healthcare and providing financial protection against the cost of healthcare for enrolled Nigerians.

Both of these organizations provide coverage for medical expenses, but they do so in different ways.

The HMO is a private organization that contracts with specific hospitals and clinics. This means that if you are a member of an HMO, you will only be able to receive care at the facilities that have been contracted with your particular HMO.

The NHIS, on the other hand, is a government-run program that provides coverage for all citizens of Nigeria. This means that anyone can go to any approved health facility and receive treatment, regardless of which insurance company they are with.

In general, the HMO is more expensive than the NHIS, but it also provides more comprehensive coverage. The NHIS is less expensive, but it does not cover as many things as the HMO does.

Ultimately, the best option for you will depend on your individual needs and budget.
@ the bolded.
Now I know shocked
CrimeRe: Woman Left Disfigured After Her Pitbull Attacked Her And Began Eating Her Alive by Philipsdael(m): 8:01am On Jul 22, 2022
I saw video where a pitbull bit the neck of a bingo kinda dog not letting go despite several beatings with a rod.

Pitbull shouldn't be seen as a pet.
Have one at your own peril
PoliticsRe: We Will Decentralise National Grid, Invest $550m To Boost Power Supply – Buhari by Philipsdael(m): 7:46am On Jun 22, 2022
This bastard still have the guts to be talking we will we will ....
May your tongue gets rotten and decay from inside your cavity.
Evil man
PoliticsRe: Peter Obi Will Do Well As A Minister Of Economy – Ned Nwoko by Philipsdael(m): 11:28am On Jun 21, 2022
Anybody that wants to trend will just open their rotten cavity and talk about Peter Obi...

Even this Ugly old pedophile
RomanceRe: What Happened When I Tell Women I Want To F..ck by Philipsdael(m): 11:25am On Jun 21, 2022
kenedyx:
Answer this bro, I'm curious.. did you have a mischievous smile on your face when you said it or did you look dead serious like a rapist willing to do the do and serve jail time. grin

Anyway, to pull off such, your vibe and her comfort levels really matter. Even though she may want sex too, you don't want her feeling like a slut. It will surely backfire.
In all, your mistake was you came on too strong too soon in the convo.
Boss forget all these logics ...
Na girls talk say make guys just go straight to the point grin
My guy here go straight them see am like mad man grin
PoliticsRe: The Obi/kwankwaso Merger Is Ready! by Philipsdael(m): 6:27pm On Jun 14, 2022
Morenikeji090:
Fuckoff cabals will dust off obi ode on sit jare... Obi will be control by cabals like mumu.. lolz
Now u knw I'm a south-westerner, hope you'll get the clearer picture !
Stay truthful and progressive bro!

PoliticsRe: The Obi/kwankwaso Merger Is Ready! by Philipsdael(m):
Morenikeji090:
Werey see igbo man dey hide his identity lolz
You wish !
Mail me and get a reply to confirm if I'm Igbo or Yoruba .

You're a dimwit dummy!
Vote for competence not tribe.
I'm Obidient
PoliticsRe: The Obi/kwankwaso Merger Is Ready! by Philipsdael(m): 12:29pm On Jun 13, 2022
Morenikeji090:
You see ur foolishness 50 percent for our land.. you are very stupid for this your foolish permutations.. shame no catch you. Go your stupid region and live there.. ode omo..
I'm a Yoruba man living in Lagos and I can confidently tell you that my family and close relatives and bosom friends here in Lagos have confirmed that they will definitely be Obidient grin

That Nairalander you're insulting didn't insulted you but due to your lack of idea to be constructive in your defense you resorted to insult.
I bet you, Tinúmbú will not win in Lagos.
PoliticsRe: Army Strength Beefed-up With 5,800 New Recruits, Says COAS by Philipsdael(m): 6:55pm On Jun 12, 2022
lEndMoj:
We need 50 million youths to join army

They will be fed with cassava, Àgbado'

And our security problem is over

grin
That Old man is seriously blank upstairs grin
I pity APC cos this will be the beginning of their downfall.
PoliticsRe: Celebrity Endorsement Will Not Make You President - Simon Ekpa To Peter Obi by Philipsdael(m): 5:52pm On Jun 11, 2022
I don't want to permutate if Obi will wins or not, all I know is that I'll Obidiently press my thumb for LP.
CrimeRe: Soldiers Pay ₦42k Each For Uniforms, Boots - Sahara Reporters by Philipsdael(m): 8:04pm On Jun 10, 2022
It's a pity that it's forbidden to speak up in public against the ill treatments.

Lots are planning their voluntary retirement.
PoliticsRe: Buhari: Tinubu Is The Right Man To Lead Nigeria by Philipsdael(m): 12:28pm On Jun 09, 2022
Clueless Old Cow from Daura.
PoliticsRe: Daddy Showkey Reacts As LP Factional Presidential Candidate Emerges by Philipsdael(m): 12:17pm On Jun 09, 2022
I can bet my last card on it that assuming it's the north that's in the ibos shoe...
All supports would've been pressed on that single man based on the tribe ....that's unity.
We lack it in the South and especially at the East.
RomanceRe: Married Guys Please I Need Clarification About This My Observation. by Philipsdael(m): 9:52am On Jun 01, 2022
karkinase:
No finance can make you go sober..
Thank your star kiss you never jam cry undecided cry
PoliticsRe: Obi—Sanusi Campaign Poster Emerges by Philipsdael(m): 9:12am On Jun 01, 2022
Best combo for economic growth.

Improved standard of living will reduce social vices and solace in commiting crime.
The common man in the street won't be frustrated to now carry arms or easily dwindled to engage in atrocities.
FamilyRe: Sperm Pours Out After Sex... Help by Philipsdael(m):
grin grin grin
FamilyRe: Sperm Pours Out After Sex... Help by Philipsdael(m): 7:59pm On May 31, 2022
Interesting
EducationRe: National Open University Of Nigeria (NOUN) Students by Philipsdael(m): 6:50pm On May 31, 2022
Samisha500:
QUICK REMINDER:

If you registered Gst302 (business plan), you're also going to write the exam today.


The exam is by 11am today, 30th May.

Most students do forget that they're to sit for Gst302 exam.


After writing your business plan, uploaded and presented, you also need to sit for the exam to have your complete score (grade).


If you miss your GST302 exam today, you're starting it afresh next semester and you'll have an "incomplete result".


Thanks and Good luck

MISHA CARES
What kind of wahala is this ...

If not that I'm in 400L walahi I would've just withdraw from anything higher institution.
Face my business and have a successful life. Haba
Project wahala , business plan wahala , siwes/IT wahala na wa o
Nairaland GeneralRe: What Have You Lived To Regret The Rest Of Your Life by Philipsdael(m): 6:38pm On May 31, 2022
Wow
I can't believe I read all 15 pages. Interesting though.

I've learnt something here and that's

Never to accept the #1million loan that UBA has been enticing me with for the past 6 months or thereabouts.

I've never bet huge sum before and thank God I've already put a stop to online bettings.

Thank goodness my people knows me as a real economist so I don't spent frivolously on anything and always putting my need ahead of wants.
Lastly , thank goodness I'm married to the lady I got married to. She is such a blessing and if there's anything I will regret it will be 'not knowing my wife many years ago so as to avoid dating some BadEnergy kinda ladies.
BusinessRe: What Is The Best Financial Advice You’ve Ever Been Given Or Learned On Nairalan? by Philipsdael(m): 4:20pm On May 31, 2022
Differentiate between your wants and needs.
PoliticsRe: Actor & Musician, King Zealot Arrested, Paraded As ESN Operative (Pictures) by Philipsdael(m): 8:48am On May 20, 2022
If I'm a soldier, does that stop me from being a suspect ?
Especially when found in a crime scene with some criminals ?

Be you a politician, vulcanizer or an okada rider doesn't stop you from being a criminal.
At least they said the culprit is a suspect so let them do their work biko.
Na we dey use sentiments of friendly or family ties worsen our situation.
HealthRe: Outbreak of Monkeypox Virus [smallpox or chickenpox] - "Nigerian Variant" by Philipsdael(m): 8:24am On May 20, 2022
If it's chicken pus

Haba, no cause for alerm na grin
You'll fall ill of it atleast once in a lifetime
PoliticsRe: Troops Uncover Mass Grave Where Slain Military Couple Were Dumped (graphic Pix) by Philipsdael(m): 9:31am On May 18, 2022
More grace to the security forces !
PoliticsRe: Gunmen List Nine Local Government Areas For Attack In Anambra by Philipsdael(m): 9:06am On May 18, 2022
My wife used to support this agitation but since the vicious atrocities and innocent killings of her brothers and slicing of vaginas plus eating of human flesh by the diff groups in igboland... I'm glad all these inhuman cannibals have turned off the support from normal igbolites like my wife.
Praise the Lord cheesy
That's my testimony grin
PoliticsRe: Unknown Gunmen Kill Two Soldiers, Attack GRA Ontisha , Anambra by Philipsdael(m): 6:07pm On May 16, 2022
All those that normally demand for photo as proof .... They won't deem it right for a proof of photo o.
I'm so tired of this country
CrimeRe: Ghanaian Female Student Found Dead Without Her Private Parts (Photos) by Philipsdael(m): 5:50pm On May 16, 2022
Harvesting of female private part

I hope whatever they do with it doesn't concern any joystick that have thrusted through the pkekus oh

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