₦airaland Forum

3 months old? I think this guy need to be killed instantly.

No crowd here nah, come to Iyana Iba.

Satoshi2019:
Mr Phyde pls what's the minimum balance on stanbic max yield. I'm thinking of opening one. Also are there any disadvantages compared to the regular savings account. Thanks

These are the messages I got last week

Satoshi2019:
Mr Phyde pls what's the minimum balance on stanbic max yield. I'm thinking of opening one. Also are there any disadvantages compared to the regular savings account. Thanks

You get additional incentives to save to meet personal targets or expenses.
You earn higher interest on the deposits in your Max Yield account.
Third party deposits and withdrawals by cheques into your Max Yield acocunt at any branch.
Deposit and withdraw cash at any ATM or Stanbic IBTC Personal Deposit Machine.
A flexible maximum cheque deposit value of N2,000,000 per account.
Receive transfers from abroad and locally.
Make payments on the Web and via POS.
Check balance, send money and pay bills via Internet Banking.
Set up direct debits or standing orders for regular bill payments.
Earn interest of 6.2% per annum (subject to CBN-advised MPR) for minimum daily balances of N100,000.
Normal savings rate of 4.2% per annum (subject to CBN-advised MPR) if you withdraw more than once a month or daily account balance is less than N100,000.
Interest has dropped, the bank will advise you more.

95% of our problem.

ojesymsym:
You have said it. A one bedroom flat or self contain remain my best model of rental building if I am to go into go into real estate. Even if one tenant defaults you still have other tenants to collect money from.
In most places in Lagos, they won't even allow you finish building before they start chasing you with money. That's why it's easy for fraudulent agents to collect money from more tenants than available flats in such buildings because of high demand.

Very true, and some intending tenants money will be used to finished the house cause it's what they can easily afford.

At Bayo, please are you trading binary options too ?

bayo2018:
na true you talk Boss
The main thing na INFORMATION
even the cash I make self na wetin I make while working for others
I still invested my 2 mill around early May in this same stuff and it’s around 4 mill rn
And all infos dey this same NL self

Link please

BABANGBALI:
he can even make the money now and buy the certificates later. Seun no go school but people dey go dey always rush here to chop from him food. Who school epp? Fok school, fok ASUU

Divinenwa:
With all those guideline the thing just de increase

Guidelines can never work on a corrupt system.

chii8:
Is coronavirus only active in church and not on market areas and public transport?

And the church is even more organized than those places.

WHO will soon counter this again, waiting to hear from them.

Interest rates are really dropping. I'm sure MMFs are not exempted

Same analysis we read here when some Ogas like United4real bought this same Sukus at about 15% and, we hoping TBill will rise back to 18% kept going south till date. We will be fine.

Just got this from stanbicbroker

alexistaiwo:
Nigerian security operatives have a lot of questions to answer, is he not supposed to be in Lagos as per interstate lockdown.


How did he get to Abuja?

Same securities guided the venue during the concert. Failed country. Reason why It's fun seeing South Africans bashing Nigerians on Twitter. We still have a long way to go.

If na church crusade, the whole internet will explode calling for arrest.

ebohstepn:
op must be a dirty man/boy.

d'nt eat it oo. Biko

Maybe he stays around bushy or swamp area. Not really dirty.

michlins:
Please what are government plans please. This is exploding already

Their plan is to gradually easing the lockdown and open the economy while cases keep exploding. We are at the mercy of God and our immune system.

Still don't understand what's happening. I just recovered from 1 day small fever and body ache, no sore throat, no cough but the only strange thing now is, I can't perceive smells and foods becoming tasteless.

paddyofboss:
Wait ooo cant all of us in our respective religion call on our God and stop this Covid 19 shit once and for all?

The scripture must be fulfilled. We are in the last days.

Very true, cows are valuable than humans.

Adonko:
No beef..this is the simple truth. You were not sworn in,in any nations of the world it takes swearing in to be a president of that nation and that did not happen to Abiola.

The FG have already declared a day for you guyz and tagged it as Democracy day, even though we know the actual Democracy day is May 29, so pls don't push it.

If you are given a hand shake don't take an arm shake.

That's how you guyz will wake up tomorrow and say Nigeria/Nigerians should just install his son as the president without election as a way to honour Abiola ..imagine who does that, enough of Abiola issue is high time we face important issues bothering the living.

Perfect comment their wahala too much.

adekS1:
I av seen patients dying of coronavirus,some dead at IDH,yaba...

But wat baffles me is that is it fear thats making our media personnel not to enter the wards where symptomatic patients are kept to at least calm the nerves of doubters.

They shd wear the overall PPEs n enter those rooms cos l feel they are afraid of getting close to these patients thats why its bn difficult getting those videos n pics.

TVC crew visited Yaba some days back but didn't enter the main ward. They were interviewing some patients from the window.

omat20:
Here in Lagos, people wear the mask on their jaw. No social distancing. Crowds in markets, business places, etc. Why will the cases not rise and Sanwo-Olu is considering reopening schools

I don't want to talk about the commercial buses in my route. The government don't care anymore.

That means, we are just deceiving ourselves. Social distancing is not working in our commercial buses if the above is how social distancing suppose to be.

God should just end Nigeria. The wickedness is just too much from kidnapping, rape , fulani and boko attacks and robbery.

4tunebest:
Please go through the first paragraph of my post which reflects its intent. Not comparison

It's okay madam, let's not derail further.

4tunebest:
I just want to put this out there for someone earning low and feels quite disadvantaged by default as regards saving from the meagre income. There is always this overwhelming feeling about how much/how long do you have to save to accrue a significant amount.

In the year 2012-2014, I was earning 27k as an M.Sc. holder and still saved enough to live well and eat good, nutritious food .
My personal utilities for my wedding was also from the savings I had from this meagre income.

Now, I save over 80% of my salary monthly. That saving culture didn't jump on me today. It started several years ago when I was earning a meagre sum of 27k, even though I wasn't able to save more than 10% of my income as at then.

The key is living below your means. Do not compare yourself with others. Be grateful for the little you have. These 3keys are ways of life that opens the door to gradual albeit steady abundance; increasing your income and consequently, your ability to save more.

Many don't have family and friends support like others, no position where they can be getting egunje, some people recharge card gifts daily, when calculate it for a month is even greater than their 2 months salary. If you are in Lagos presently and your office is far from home, that 27k won't be enough for your transport alone for 2 weeks without support. I have seen and interact with people, i know what they are facing. Never compare yourself to others. Some people hardly eat once a day

Satoshi2019:
I beg to disagree. When I was earning 35k 4years ago I had my monthly savings. Savings is a culture irrespective of earnings.

Even though i agreed with you on ''savings is a culture'' but do you know we have people that their transportation to work alone is more than their monthly take home pay and they still go to work just because they don't wanna stay at home, hoping for a better tomorrow. I have seen some who have already spent their salary before receiving it just to settle accumulated debt.

NwaliE01:
30K daily allowance. I am willing to do the job for 15K daily allowance. The pay is not sustainable.

Even 5k daily, many will grab it with passion and commitment.

kendo60:
Bro, they front-line workers should be taking care of. Don't say like that, Bro.

We understand sir but that 30k daily is just too much when our debt profile is increasing.