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Phyl123's Posts

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TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 12:17pm On Oct 26, 2022
Zahra29:
Thank you!!!
All that talk of integrity, but he was happy to reappoint her most likely to gain her support in the nominations. Apparently RS called her several times and even offered to meet her at her home when he was campaigning.

She might stay on (Tories can fight dirty but smart) but the key thing is that there are now obvious cracks in RS's veneer of integrity
PM questions is going on now.. grin grin
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 8:38pm On Oct 24, 2022
Zahra29:
The MPs knew that the members were ready to choose a pretty penny no matter the cost cheesy
Yes, just like they chose the useless Liz Truss knowing that she couldn’t do the job.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 8:24pm On Oct 24, 2022
leef2022:
How did you know? E b like u be under spirit person grin grin
grin grin
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 8:19pm On Oct 24, 2022
justwise:
Yea of course i know you will come up with another excuse, they had other choices but Sunak got more support than the other two who are all white!! Sunak is still brown skinned remember?
Like I said before. They where desperate for the right person to clear up the mess. Why didn’t they put the vote to the party members? Instead they limited it to the MPs.
EducationRe: See The Food Given to my daughter today in school by Government. by phyl123: 5:43pm On Oct 24, 2022
As humans, the body doesn’t need too much food, the rest is wasted.
This is just about enough for a 2 year old. You should practice it yourself it’s called portion control..
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 5:40pm On Oct 24, 2022
justwise:
..and now?
Also when he wins in a general election, we will continue this conversation…
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 5:37pm On Oct 24, 2022
justwise:
..and now?
You should have included all my statements regarding this discussion, not just this bit.

Rushi should have been chosen the first time over Liz because everyone knew he could do the job. Liz was not chosen based on capability.

They had no choice, they have messed up and needed someone to clear up the mess. They were desperate because they were loosing money by the day in investments.

This happens all the time, you go for an interview, they pick a white person over you. That person messes up and they call you in to clean the mess. ( I’m talking from personal experience).
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 7:33pm On Oct 21, 2022
justwise:
Are all those British white? Do you think Nigerians are among those British paying 13%? How many of those British pay £1240 upfront and still pay NI?
Anyone working in the uk
If you earn between the Primary Threshold and the Upper Earnings Limit, then you will pay the standard rate of National Insurance (13.25% in 2022/23) on your earnings over the Primary Threshold. The Primary Threshold in 2022/23 is £190 per week to 5 July 2022 then £242 from 6 July 2022.

Nothing to do with the colour of your skin but how much you earn.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123:
Zahra29:
[color=#006600][/color]
Hi Justwise, I have indeed seen you come down hard on people who attempt to bend the rules, and you also provide a lot of support to genuine people. Kudos for the great work you do.

I don't think Gemma was criticising all immigrants -her argument was mainly that some are now shining a negative light on the psw route because they are "over doing" it and making it bait to the govt that it's being abused by economic migrants masquerading as students. She raised some points which are not popular but are valid - the influx of students and crucially their families- is adding pressure to an already heated housing market and other infrastructure like schools and the NHS. The school fees go to the universities and not to the communities, so it is the councils that have to fund school places, housing etc for new arrivals. The university collects its money and looks away lol

However, I also completely agree with your point that the UK govt should plan better to provide the necessary infrastructure for the migrants it is collecting fees from, or else limit numbers and ask the Universities to find alternative sources of funding or become leaner.
Same here that’s what I gathered from her statement but I think later she contradicted herself in other statements she made. . The whole thread came down on her like a tonne of bricks . Someone was even calling for her to be banned. Not very nice.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 7:02pm On Oct 21, 2022
justwise:
Apart from visa fees each member of the family and the main applicant pay £624 a year for IHS and those under the age of 18 pays £470.

So for 2 and half year student visa each family members pays £1248 even before they use NHS and when they get to the UK and start working they still pay for NI and during their visa extension they will still pay £1248 each.

So tell me how many British citizen pay that much yearly for NHS even if they don't use it?
Most British tax payers pay National insurance contributions of almost 13% of their wages every month.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 6:55pm On Oct 21, 2022
Mamatukwas:
Please can someone remind me of that app or website where people post things they want to give out for free? House hold things?
Gumtree

Nextdoor
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 6:39pm On Oct 21, 2022
Lordfiido:
Okay ehn agreed. Don’t add your own Abeg Abeg.
Ok no problem, I haven’t got the strength to argue anyway.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 5:06pm On Oct 21, 2022
Lordfiido:
Abeg Abeg. No add your own join
Truth is a very bitter pill to swallow……
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 4:31pm On Oct 21, 2022
Gemma11:
It is actually around 25% to 33% on average.
I am talking about people earning over £150K
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 4:18pm On Oct 21, 2022
Gemma11:
Yeah her focus should be on Nigerians because they are abusing the system.

Students are normally single people

Students consisting of a grown man/wife & partner with 3- 5 kids is not normal and taxing on the system. Yes they are paying for healthcare but are they also paying for school places, books, pens, free food and all the other amenities that these children use? It is something when British Born children can't find a place in school because a new Nigerian immigrant child has taken their place.

There are more Indians and Chinese coming in as students than Nigerians but these are genuine students coming alone to study. It is the Nigerians who are packing whole families here.

Suella will be back. She probably only resigned so that she could do so before the PM.
Someone bold enough to tell the bitter truth. …
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 4:48am On Oct 21, 2022
Gemma11:
The highest is 45% and it is tiered like this.
When you add on the NIC then it’s close to 60%. More or less effective rate of tax ( income tax and national insurance contributions)
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 6:33pm On Oct 19, 2022
Lexusgs430:
It could be a deliberate act by braverman........ Drop from the car, before it eventually crashes......... smiley
This is more likely the case…. Everyone for themselves, typical tories. Same as Jumping from a sinking ship.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 9:38am On Oct 17, 2022
kode12:
Baba I no know oh, but it seems he's now the Messiah of the tory party. The economic ogodomigodo of the United Kingdom that has come to restore sanity to the system. grin grin grin
He used to be minister of education- most of the teachers hated him, then he was health minister all the doctors, nurses and health workers couldn’t stand him..
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 9:06am On Oct 17, 2022
Lexusgs430:
Added for clarification.........
Correct sir
FoodRe: See The Onion I Bought #120 Today by phyl123: 8:22pm On Oct 15, 2022
This is the best time to start planting onions and Garlic, so start planting now.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 8:19pm On Oct 15, 2022
Treadway:
na so oo.. lol
What's funny is you can say this, and all agree you're offering clarification + stating a fact, yet Munamoqel said same a while ago and was called bad belle.

But still on still, if I have made a down-payment and I have the keys, I should be able to rent parts of the house out, provided I don't default for the duration of that arrangement...and beyond. interesting. So I pay shitload of money to get a house I'd probably spend my productive years paying for, but the income I can make on my hefty investment is capped to 625 a month. Na wa o. What tax rate will apply when it is higher than 625 a month?
I am talking about your residential home where you live in not your buy to let/ investment home.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 7:52pm On Oct 15, 2022
Viruses:
I would like to know this because I'm nursing the idea.

Are there any consequences if it's my house (on mortgage of course) and I sublet one room or use it for airbnb while I occupy the other 2.
You are allowed to rent a room in your house tax free under the rent an room scheme. More or less take in a lodger. As long as the income is not more than £7,500 per annum.
TravelRe: Thank God For This Flood, Free Swimming Pool - Man Swims In His Flooded Compound by phyl123: 1:12pm On Oct 15, 2022
When live throws you lemons make lemonade.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 1:07pm On Oct 15, 2022
kode12:
Two weeks ago in a TV interview they asked Liz whose idea the mini-budget was and she said it was within the chancellor's purview and so he was responsible. I knew from then that if someone was going to get axed, he'd definitely be the first.
It's unfortunate, because his sack will set the entire race back. I doubt we'll see another black Chancellor in our lifetime.
He should never have taken the job in the first place , he allowed himself to be used as a racial gate keeper. I have got no sympathy for him. Lizz will make history as the shortest reigning PM .
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 1:03pm On Oct 15, 2022
Lexusgs430:
É don happen....... Then don sack our brother....... grin
He is useless at his job, he should have been sacked long time ago.
PoliticsRe: Femi Adesina: Nigerians Will Miss Buhari, Did His Best Amid Distractions by phyl123: 10:21pm On Oct 07, 2022
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 3:51pm On Oct 05, 2022
Lexusgs430:
I bet you have not seen this video.......... grin



https://www.youtube.com/watch?v=dDfaQ-NUeLM
Mouse and Rat are different … grin grin

That cat is a wimp…. grin angry grin grin my cat challenges dogs..
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 2:51am On Oct 05, 2022
babajeje123:
Please how else can one deal with these UK rats apart from blocking holes or using rat poison? I won't mind a named effective rat poison please.
Get a cat and you will never see a mouse in your house again.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 8:44am On Oct 03, 2022
Lexusgs430:
Not yet, we are all still awaiting our visa decisions ....... wink
grin grin grin
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 9:16pm On Oct 02, 2022
Lexusgs430:
The true definition of emotional attachment............. grin
They have got too much money to spend… Life is very simple but humans complicate it cheesy cheesy
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123:
hustla:
If its sent to my UK account from say Germany without being linked to my NI, there is no way anyone can nab me

It has to be linked to the NI for anything to be deduced or to be large enough to be flagged as money laundering

My thoughts though smiley
When money comes into your account from an unknown source especially from abroad, it’s flagged by the bank and sometimes unknown to you the HMRC will do a credit check on you, It will be a soft search. It will show on your report. What this means?, is that the bank will alert HMRC. If this continues, you run the risk of getting your account closed down. ( only if the source of the money cannot be traced) These days the source of income can be traced as banks all over the world work hand in hand. Only certain countries like Iran, Russia etc and a few others. This is the reason why certain banks don’t accept funds from Iran etc.
TravelRe: Living In The Uk-life Of An Immigrant (part 2) by phyl123: 8:28pm On Oct 02, 2022
Munamoqel:
the wind is already blowing in japa hq the original people the uk was built for are prostesting high inflation and cost of living . Japarains from Nijia are selling their properties and resigning from their plum jobs and japing straight into this economic crisis . Most Japarains are just following bandwagon effect of been sold a dummy by the UK and educational agent .
You sound pained…

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