₦airaland Forum

Sirchiboy:
How do you guys even enjoy it?
Professional in the house show

LailonBag:
I made over 3M as a freelance designer/printer this year. Forkk FG job🚮

respect80:
Sometimes I wonder if our society prioritize the idea of curbing digital and financial crime or they actually create an enabling environment to abet such crimes.
Amidst this naira scarcity which still persist to some extent in various areas, it will be an understatement to say that our banking system failed woefully if we're to judge by their performance throughout the naira crisis till date.
I wish to bring to everyone's attention that the United Bank for Africa (UBA) is more of a criminal organization that one has to be careful with while dealing with their customers because there's a high chance of one getting into trouble due to the lapses from their back-end.
UBA bank is one of the banks which a successful mobile transfer from their customers can easily be reversed to the customer after business has been transacted and the customer is gone.

My experience
I was at our shop when a customer came in to make some purchase of goods to the tone of almost 200,000. He tried to pay with card but the machine couldn't read his card so we opted for the option of transfer which he did using the UBA mobile App in his phone. I saw him did the transaction and he it was successful. I waited for the alert to drop after a few minutes but it didn't. I now asked him to share the receipt of the transaction with me but he suggested I should just snap it from his screen since his colleagues were already calling on him which I did. I snapped the receipt containing the transaction reference, sender's name, recipient account number and bank, name of sender and date then we exchanged contact which I dialed the number to be sure that the number was active and inside his phone. After checking my account with my first mobile app severally and not seeing the money, I now decided to send 1,000 naira from my OPAY account to my First bank account to see if that will trigger both alert to drop but still, I also didn't get the alert for the 1,000 I did so I symply assumed First bank was probably having credit alerts issues so I was calm and didn't bother to disturb him only for me to hear my phone ringing and it was the customer calling, I picked the call and he told me that the money had been reversed to him and that boosted my confidence somehow so I imagined he couldn't have been a fraudster then I asked if I should send another account number and he agreed then I sent my fidelity bank account. Then I started calling him to confirm if he had received the message but he didn't pick. I kept calling at intervals for six times and later sent him a text then he called me back telling me that he had seen the account I sent that his mobile app was just having network issues that I shouldn't worry.
Then when we were about to close, I decided to ask him about it again but his line was no longer reachable and his call was already forwarded to a non existence number. Till this moment, I haven't been able reach the customer neither did he call me.
Thanks to UBA bank who will reverse a successful mobile transfer to their customer after business must have been transacted.
If I hadn't had this experience with my kid sister who owns a UBA bank and did a 10k transfer to me which showed successful and she was debited but which was later reversed to her, I would have assumed that the customer must have used a cloned mobile app to defraud me but no, that is how UBA operates. They can reverse a money transfer to their customers after it shows successful with transaction receipt generated.
I'm just down right now, don't know what to do cos I don't have such amount of money to repay my boss.

raphretle:
Was wondering if schools still have shorthand in their curriculum..
Also do people still use it for administrative purposes considering the fact that one could use a phone to record a conversation and then later on use it.
For those who learnt it in school, can you read shorthand notes?

Therock5555:
This would be a long read, bear with me, this is how short I can summarise everything.



On the 20th of this month, I got awoken by a brutal knock on my door. The knocker wouldn't state who they were and wouldn't stop knocking violently either, even though I just woken up, I had a gut feeling that something bad was absolutely going to happen.

I had just gotten a fresh stash of MJ earlier in the week and it was proudly sitting on my center table. I immediately grabbed it and wrapped it in my blanket before I went to get the door.

My fears were confirmed when 5 fully kitted NDLEA officers pushed me back in, demanding that I bring it out, I didn't need a soothsayer to inform me that I was so screwed but as a bad guy, I feigned ignorance.

That didn't stop them from wrecking my room thoroughly until they found my weed stash, two sweet slaps landed on both my cheeks, still they never stopped searching until my house was looking like a hurricane ran through. Not even my food items were spared.


When they were satisfied, handcuff landed on my wrists as I was led out after being allowed to put on trousers and a T-shirt.


My neighbor Hood choke as everyone wanted to see who the unlucky scapegoat was. The walk of shame was unbearable, I could see my neighbors gasping in horror, I am probably the most snobbish dude around, I do mind my business to a total dot, I don't roll with area folks, I hardly laugh with anybody except you find favour in my eyes, I keep to myself, hence I was arrested alone.


Two brothers were picked up from a hotel nearby before we arrived at their holding facility. It all felt like a dream until we were flung into a rather large cell which had approximately eight other guys, the Jail 'Presido' as he was referred to had an amputated left arm.


As per 'comrades in 'Igboh', we were asked reasons for being there and spent some minutes getting to know ourselves. A rural leader's son was there also, dude was blowing dope and strolling on the road when he was accosted. The Presido asked us to feel welcomed and gave us some tips on what to do next in order to be freed quickly.


The cell is a hundred times better than that of a Police station, there was a small short rug carpet where the Presido and his vice sat or laid, another big mat contained the others, we the new entrants had to manage bare floor. Thankfully there were no bed bugs or insects, and the stink wasn't too bad, a plastic bucket was placed at one corner for urine collection. The only time the place smelled would be when someone wanted to take a leak and uncover the bucket. Damn.



We the new comers were taken out to write down statements and call who would come bail us. I placed three calls to sure contacts but the major thing on my mind was how to drop update on my story thread, unfortunately my big phone was seized, so I had to manage the small one for calls, the phone had to be on speaker phone so that the officers could hear what ever was being communicated.


Unluckily, no one came for me that day, I was hungry like mad but I lacked appetite until I gave up hope and managed to partake in somebody's food after the Presido asked me to join the person.

As the Presido, any food that was brought for any of the inmates, he had the first choice of either partaking or taking which ever part of the food or drink before the owner of the food eats.

Before nightfall, five more guys were arrested, everywhere became congested. The way I laid down, I couldn't even turn or stretch my legs because I'll touch someone, somebody's legs were next to my head, my eyes were open all night long cause the leg kept falling on my head, damn it was dreadful, that was my first night in jail since I was born, I truly hated myself.

Next day, one of my called contacts arrived and started negotiations, I wasn't privy to how much was discussed, I was only brought out so he could identify me before I was taken back to cell.

While he went to source for funds, the second contact I called arrived and promptly told them that my folks were in town, me wey write for statement say my people don park go back village, Choi naso matter wear Mini skirt.

They collected my dad's number and called him, not before mercilessly kicking my ass for writing false statement. My dad wasn't even In town that day but he promised to be back the next day.

The first contact was called to abort his fund raising mission because my dad took over the case. Naso my supposed one night turned to two nights.

On the third day my dad arrived and completely refueled the situation, he was expectedly very mad at me and fully committed me into their hands.
Matured man like me, I was being dragged from one office to another like generator rope, kneeling down and being trampled around like I robbed CBN.

My folks left without so much as a word to me. When I was thrown back to cell, the other guys were shocked to see me return, they couldn't believe that I wasn't freed yet. I didn't mind either, I had grown quite fond of the cell because food choke die, and I was already up to the position of vice Presido, the current Presido had only one leg, the former one was bailed out that morning.


Those NDLEA officers are raking in cash like crazy, the lowest bail collected per head was 15k, and that's if your folks know how to negotiate well, if you fall maga, them go collect you.

One G-boy that was caught with his babe shelled out 50k without complaining despite the fact that no single exhibit was found on him, he managed to throw away what he had on him before he was apprehended, but he still paid nonetheless.


My dad returned a day later with a new pair of clothing for me, I was glad I'll finally be out, he informed me that he'll be right back. Hahahahaha. I saw him two days later, Right back my foot, that man left back me, he simply paid for someone to bring me food twice a day.


Nobody spent more than 2-3 days there, if you did, then probability is that you'll be sent to Maximum prison in the state capital.
My hair that I have never completely cut since 2010 was ravaged with scissors, that was the first time scissors was touching my hair too, I still received 12 scintillating lashes on my back as payment for the dreadful haircut, I swear two drops of tears comot from my eyes, tears I never knew still existed, strong man in the trenches.

One of the officers really helped me, he was charging my small phone and taking my calls while passing me information when he could. We were allowed a phone call per day and toilet section only in the morning, afterwards, you're OYO.

To cut long story short, I finally became the only person left in the Cell, naso I became king for my lane, I was miserable, I'll spend all day singing to myself and rethinking about everything I could think off. I managed to remove a nail from the ceiling (don't ask me how, spider Man movies no be lie), and proceeded to incript my name on the wall of Fame which contained dozens of other names, I never shyed away from adding "Füçk NDLEA" any chance I got.



The officer that was charging my phone became concerned after awhile when he realized that I wasn't leaving there soon, I pleaded that he helped sign my undertaking letter to get me out, he agreed but informed me after enquires from his superiors that I was slated to remain there for atleast two months to recover completely. My folks felt that was the right decision for me.

Nobody asked for my consent, I was treated like a three year old, see old man like me dey knee down up and down.

When I got to know my dire situation, I faked an immediate Malaria syndrome, I threw up at a moment's notice and grabbed my head while rolling and shivering like an epileptic patient. That got their attention. Before then I only had opportunity to bathe once every two days cause I was allowed out by 6am everyday just to either sweep offices and pour out the bucket used for urine collection or use the latrine.

But due to my supposed condition, hot water was heated and I was even given Dettol soap to bathe with, the officers even bought more food for me and I was allowed to sleep in their boss office.

My folks were called and everything were signed, even though I still sorted out my bail money myself. Atleast I don comot.




Anyway I'm back to my parent's house. Back to square one, my properties were either sold, given out while few were returned back to my parent's house.

Heck I was smiling that no one touched my PlayStation, atleast I can continue my rehab at home while gaming all day long and eating mercilessly.

The down side is that, I'm being treated like a drug junkie, all my accounts have been seized and I'm only given money for specific things. Nothing spoil Sha, atleast I'll use this as a motivation to stop cruise.


I spent approximately seven days there, I swear it felt like 700 years....

God no go shame us...

LordviccoDaGuru:
Stop the killing START[b/] the healing BUT he have never commend Unknown Gunmen and ipobs. As a diehard APC supporter we'll do our possible best to make sure this Biafra [b]Terriost is disgraced. Peter Obi bought Fulain clothes for ipobs and told them to go to the North and start killing people so that people will think it's Fulani herdsmen meanwhile they are ipobs sponsored by Peter Obi, they dressed like fulains. las las I see the Military taking over, I think that will be more better than a Biafra Terriost to rule Nigeria 🇳🇬 We're not fools in this country. Peter Obi sponsored EndSars to overthrown Buhari out of office but it didn't work for him because u can't dare a core Northerner like Buhari and go sort free. This is just the bitter truth many people don't like hearing. If the whole world like let them vote obi he will never rule Nigeria, Go and write ✍️ it down 👇 it's not a threat it's a promise 👉

oyebanji44:
If you don't know something you ask..

If you say might isn't promise what is will...

Answer it l will know you understand what l am saying

What is will..pls answer

Polynek:
Which day is the correct answer

Which country celebrates New Year first?

Most Brits look to Australia as the first country to see in the New Year but this is not the case.

Kiritimati Island - also known as Christmas Island - and a string of 10 other mostly uninhabited islands in the central Pacific Ocean will be the first to ring in 2023.

Despite lying directly south of Hawaii, Kiritimati Island will celebrate the New Year nearly a full day earlier.
Oceania is the place in the world which marks the New Year celebration first. Tonga, Kiribati and Samoa- tiny Pacific island nations- are the first to ring in a new Calendar year as here, January 1 starts at 10 am GMT or 3:30 pm as per Indian Standard Timing on December 31.

They see in the New Year while Brits are still sipping their morning coffee at 10am GMT on December 31.



Where will the New Year arrive last?

As the chain reaction of time zones celebrating causes somewhat of a ripple effect across the Earth, there always has to be someone who has to wait the longest.

The last place to ring in 2023 will be Baker Island and Howland Island, who will see the New Year at 12pm GMT on January 1.

Albeit uninhabited islands, there may not be many party poppers or champagne corks seeing the New Year in, but the day technically ends an hour later in the US territories.

Moh247:




Easy cashout

Someone whose name is already on INEC server and his Party Logo ZLP on ballot paper for Ogun Senatorial district

Obi is just catching cruise with Zombidiots

First DG Okupe had a corruption case ongoing while Obi picked him

Now the second DG is a card carrying member of another Party and a recognized Aspirant


.

LordviccoDaGuru:
When they're talking about presidential candidates pandemic Obituary isn't included, the man is confused f00 who doesn't know his left and right. Obi-thief the chief Terriost and drug pusher

DLuciano:
You bi real otondo!

DSC7:
Ekiti and ogun state airport looking like public toilets

EnemyofGod22:
God and satan doesn't exist.







Know this and have peace of mind.

Eniitankorede:
This is the question on the minds of many people and myself. Even in southeast we never hear of any notable politicians defecting to or supporting Labour Party and Obi. They are treating Obi like a leper. Why is that so? Are they afraid or what? Can anyone explain why Labour Party is being treated like a leper.

sreamsense:
The one he promised before , did he filled it that we have to believe this one? Political mere saying!

Aufbauh:
I took my time to dispassionately watched the first round of town hall presidential debate organized by Arise TV, and sincerely my expectations or optimism were dashed.

I wasn't really looking out for eloquence of speech or their oratory prowess but the know-how or an idea driven solution to the many problems that has bewildered our nation and deemed our ray of hope.

Albeit Bola Ahmed Tinubu who was absent and has no representation and Atiku Abubakar who was well represented by his running mate Gov. Okowa( maybe he has a different idea from his VP), every other front line presidential candidate I've expected were there.

Permit me to own up that I was actually keen on listening to Mr. Peter Obi the LP candidate. The much rated presidential candidate on sm & the 'messiah' among crooks to some of my friends.

After listening to his proposals on security & economy with the follow up of questions and answers session, I cringed in my frustration that Nigerians will be in for a long ride if this person is our seemingly 'messiah'.

Obi's idea about the economy is not only shallow and sterile but orthodox, theoretical, insensitive of the 'Nigeria factors' and more importantly our growth rate will be very slow to say the least.
In fact Obi proffers no idea that was outside the box or norm, nor technologically driven. He spoke like a typical hustling trader trying to convince a customer to buy from him.

In his economic proposal he highlighted the issue of SME, cultivating the vast arable land in the north, youth employment etc without specific solution drive. Most painfully that his idea does not envisaged sabotage by civil servants and politicians which has been the major clog in the wheel to govt policies and programmes.

If Obi is giving the mandate to drive the nation economy, I bet it'll take him third term to make any meaningful impact.

In all honesty, Obi sounds like someone who is not much aware and prepared, but wants to fill in the gap for the yearning of new Nigeria by frustrated Nigerians.

However, in my opinion Obi is not a bad candidate per say but not the right candidate for the now. We need someone like him when we have gain economic stability to an extent.
What we need now is an aggressive thinker, builder and organizer of resourcefulness & tactfulness at this time for survival.

Verdict on other participants:

I was greatly impressed by Kwankwaso as he spoke intelligently like an experienced driver even though his ideas were equally Orthodox but practical. Whoever wins should pls engage Kwankwaso.

Gov. Okowa is a smart naive man with current knowledge. I however doubt his ability to drive the economy, although he won't be the main man.

Kola Abiola is passionate and equipped with untested knowledge. He can make a good special adviser as he lacks the experience and right knowledge. He's equally not aware and prepared for the office of the president.

Seun, nlfpmod, Mynd44

drlateef:
How do you know they had no intention of fulfilling? Do you know their mind? Did they know the massive corruption and the empty treasury that Jonathan left behind? What would they use to implement their promises if there’s no money?

Bigwizzyman:
Olamide reciting incantation in a song:
Don't watch if you're not above 18

Watch video below:

https://youtube.com/shorts/_QriODR-rkw?feature=share