₦airaland Forum

You mean someone will choose to always get tired after the day ?? because he is being driving manual vehicle all around the town , ok i accept that it's a matter of choice but why will someone chooses the inconvenient over convenient ? that is what baffles me that am trying to know
thanks for reply , i need more replies from manual vehicles drivers

It's being long i drove a manual vehicle, ok i gave it a try with a very close friend vehicle clean car but a manual , from Oshodi to Ijaiye round trip and it was like i have lifted a 500kg object for like 2hours , all my body become very weak and hands swollen up and it gave me no other option than to come to the conclusion that it's only a cursed human being would go to the market and get himself a manual private car NOT BUSES
whats your opinion , please if you like manual vehicles i need your response why do you like it so much? some people are very rich and can afford automatic but still want manual vehicles why do you like it that much
Advises needed not Abuses
Thanks nairalanders

Hi Nairalanders,
It's being months i joined Nairaland and have been exploring the auto section daily , it's quite interesting and very educating and infact in the nearest future i will like to be a auto dealer because of what i have learnt so far God help me .
My question i have read couple of posts whereby a dealer refer the buyer to buy a registered vehicle most cases because the buyer price target didn't meet the type of vehicle he wanted and the dealer will say that some registered vehicle are better than toks that he advise him to go for a registered vehicle , what could really make a registered vehicle better than toks or is it just a marketing strategy
I await replies
Thanks

CHeapTins:
Posted by: vb0mb
Will you recommend urine therapy to one who is diabetic considering the fact that he is passing out excess sugar from his system through urine?
vb0mb, please read the articles on those links in my post.

Posted by: purefella
It's not even only good for curing sicknesses that's got names but also cure somethings like you eat in the dream overnight the first urine in the morning once you wake up from your dream will cure you , Am telling you all this facts and more you should know is that consuming your urine kills juju medicine wey dey your body oo or anyone wey dem don do against you , if you recall or have witnessed it if you or someone see something weird on the floor like juju and want to spoil it you do what ? urinate on it , ,people are doing all this things secretly am telling you
Purefella, u are on your own oh.

I am not getting you

beautiful

Benez:
@purefella, a third party insurance will compensate any other person for injury, death or loss of/damage to his/her property. It is important to mention here, that amount payable by Insurance coy for third party property damage is limited to N1m. For instance, if u hit someone's car and the damage is N1.5m, insurance will only pay N1m and the bal of N500k will be borne by u.

But for injury sustained and death of a Third Party, there is no limit since human life is not quantifiable in terms of money.

Comprehensive insurance will take care of both ur vehicle and that of d third party.

For more info or clarifications, contact me on 08023198878 or 08173198878

This is very educating and interesting as well , thanks for the reply that was useful

Dis Guy:
no answer?

LOL i think its legedis for the 3/6months since no one is responding , i have another question what happens if you use your car to hit another car will the insurance company repair the person vehicle for you because it's a vehicle insured that hits another vehicle , second is God forbid you use the car knocking someone down , will the insurance company intervene replies needed thanks NLERS

sexkillz:
[color=#000055][size=14pt]Inspired M!
I couldnt help but notice that about 90% of searches on Google.com.ng, With key words bothering on "pre order your car" "Nigerian Pre order" basically anything that has to do with pre order, as far as nigeria is concerned, your name keeps cropping up somehow! It's amazing! Guess you hard work is paying off to gain you such exposure! I know you arent the only pre order dude on here, but i must say that i'm impressed with the way you handle your business online and offline! I havent seen any complains about you ( i may be wrong) and every one that deals with you always ends the deal with smiling faces! You are rapidly becoming a pre order Maestro in Nigeria!

Keep up the good work! Dont get the praise into your head, Keep satisfying others. Remember that there is More happiness in giving, than there is in receiving. The sky is your stepping stone bro, One Love! [/size][/color]

Well done sir , keep it up

r.i.p

Information when people don't believe he escaped that you guys simply set him free , how could a criminal escape that easy , MICHAEL SCHOFIELD in Nigeria na wa oo

a_petra:
I deal in all categories; new, tokunbo and registered.

The important tips when buying a registered car is to concentrate on its papers, mechanical and its electrical functions.
Ensure that the documentation is in order before or after  inspection is carried out especially when the sellers action is relatively
non-assuring. Never rush into the deal or be carried away by the good state of the car. Always insists on complete documentation.
You can ask any knowledgeable person about the requirements to demand at the point of purchase.

Let me share an experience with you, a guy bought a 1999 baby boy, registered but did not know that the former owner
have changed the engine of the car after doing the vehicle registration. Therefore, the engine number on the paper was different from what came with
the engine. The innocent buyer had to cough out 9,000 to the hungry officers (policemen) before he was allowed to go. To forestall
future embarrassment he had to correct the anomaly immediately.

When you are comfortable with the papers then you can move  to the next stage which is the inspection by an experienced hand.

Buying a registered car may be assuring than tokunbo (though not in all cases) ones cashflow and oyther factors will influence the
decision.

Nice share and we need auto dealers on here to please explain better to us because most Nigerians are not so educated about this and it's not a good thing

I am liking this brethren

Dat woman madueke na witch she be make she comot jor

I like yahoo mail hope it doesn't collapse

Fhemmmy:
^^^ Imagine someone buying that in the dry season without a clue and yet wanna adjust . . .

Mr fhemmy that would be a waste of money and that is why is good anything properties you have to get it during rainy season including renting

WINONA IS A GOOD LADY to have stated this and seeking for advise most married couples are into this without thinking twice ONLY PRAYERS can help you and the solution is trying to make your husband do things the guy do with you maybe he use to take you out or some kind of other stuffs ask of it from your husband and it's not the guy you are interested in that his at fault but you because all men are polygamy minded , IF YOU LOVE YOUR HUSBAND JUST STOP IT

[quote author=babaijesha link=topic=845573.msg9990954#msg9990954 date=1326882026][/quote]That's super coy coy coy , I have gotten what i wanted now and i hope other readers would have learned
Thanks Nlers

Mr fhemmy , how much will it cost to preorder exactly this type of ride?? how much deposit please send response to purestfella@yahoo.com and if you reply back on here is ok with me , i like the honda accord 03 very clean

jbak:
This is a valid point. Its called loss of use. Most insurance policy marketers are silent about this and other points like the excess buy back.

I suppose this is because these two elements increase the percentage to be paid as premium and people are more interested in the cheapest offer.

The loss of use would also indicate how much u'll be paid if u dont have your car and for how long you'll get that pay.

Another point to note is that, at the point of renewal every year, u have an option of keeping the initial value of the car or depreciating the value as well as provision for discount in premium depending on the initial premium charged.

My candid advice is to read through the policies well and ask relevant questions(like u are doing), I didn't get to know all these until last year, after running a comprehensive insurance policy for over 4yrs.

The basic challenge usually is keeping up with the premium payment annually because once u default and something goes wrong you aint covered. Also, an assurance of getting prompt claims settlement is important. I've never made claims before but I've seen people go through a lot of hassle to get repairs done after an accident.

There's much sense in this , I want to ask this question not that i have not learned enough but is there any one that has his or her car insured here and has gotten into problems like the car was snatched or accident how speedy was the insurance company able to help that person and will you be the one to come up with the amount to fix the vehicle or they have there own mechanic that will check and fix it for you , I am sorry if all this question is getting too much but i always like to learn
Thanks NLers

Dis Guy:
and in the course of investigating a stolen car, or repairing a damaged car, is there a complimentary car given to the policy holder or he will just have to leg it for 3/6months?

I like that question , hope Mr benez , jbak and others would response to this
thanks

alexis800:
Ok, well,in summary,we ve 2 classes of Motor Insurance policy, The comprehensive and Third Party insurance, But in reality,d comprehensive has advantages dan d Third party, The merit aspect of it are--Replacement of your car,which is subject to d stated worth value of d car, The repair of your damage car as a result of accident or given u d cash owing tu d cost u expended in repairing it urself, The premium charge is 5% of d value of d car and is being paid annually, And also,if u re insure a car worth of 3m above,d company gives u free tracking device, I hpe u ok wth dis,

That's well stated i appreciate that

Benez:
@ Sienna, thanks.
House, i have spent more than 12 yrs in dis insustry. Most claimants have issues with Insurance coys at d point of claim. The issue is dat clients are not well educated b4 picking up an Ins. Policy.

Now, back to my point. I quite agree that it is 5% but for a standard Motor policy, there is an Excess, which is an amt or a %age of the would be amt claimed (whichever is greater) imposed by an Ins. Coy. For instance, an excess could be #20k or 5% of claim (whichever is greater). What it means is that, for a car of #1m, at the point of claim, if the loss/damage is #400k, d coy will find 5% of #400k. The greater btw the result and the above        #20k will now be deducted from d #400k and the bal. Is given to u. That means instead of #400k, u will get #380k subject to depreciation.

The impact is felt more in d event of a total loss/theft because basically, d coy will apply percentage which will definitely be higher than the excess amt. In the above example, if the vehicle is stolen, the excess deductible is 5% of #1m. Some clients end up bearing up to #200 - #300k because it is value that determines the excess. In otherwords, the higher d value of a vehicle, d higher d excess.

But there is a way u can negotiate at d inception of the policy that u don't want d coy to deduct any excess from your claim in the event of a future loss, so d coy will then charge u 1% of the value of d car and add it to the premium of 5% to make it 6%.

U must equally note that for vehicle theft, Insurance coys settle after three months because of investigation and to see if d car will be recovered.

This is my submission. For enquiry and patronage, call me on 08023198878  or 08173198878.

Thank u.

Applause sir Mr. Benez that cleared everything up i won't only contact you but also advise other who may have read this post and interested to insured there vehicles to contact Mr.Benez phone #s BUT at your own risk i have to say this coz i haven't get physical with coys insurance yet
Thanks all

Are they even ok?? is that the first thing to do with my money i spent on buying fuel at higher rates , WE NEED GOOD ROADS , ELECTRICITY AND FREE HEALTH CARE CENTERS not giving money to some hoodlums who can't even spell there names and call themselves unemployed graduates that there is no work OR TO SOME OLD FOLKS WHO ARE WITCHES AND WIZARD THAT WON'T PRAY FOR THERE CHILDREN BUT CURSE THEM AND NOW THERE OLD TIME THERE CHILDREN ARE NOT BLESSED ENOUGH TO TAKE CARE OF THEM

Nnamsco4real:
You guys are wasting una time. Strike has been called off, the money has been shared, so why d arrogancy here?

Sike:
The Die is Cast already. Let's move on abeg!

Not arrogancy people are not happy that the labour leaders betrayed the masses , THE STUPID MONEY THEY COLLECTED VERSUS 15 LIVES TOO BAD

hbd ali

Congrats your fans will be happier if you take her as your wife

yes oo , we should always protest monthly in this country and it is never anti-govt cause there are so many things that needs to be fixed in this country

alexis800:
Hi, My name is Alex.I work wth Industrial and General Insurance (IGI), Well,it doesn't rily cost much tu insure a car worth 1m, U can call mi on dis no to enlighten u more on it, 08023853598, Alex

Thanks for the response i will try and give you a call but i think some other people might be interested if you can summarize the benefits of insuring vehicles through IGI on here
thanks

Why so many replies from females and little from males na today i know say we get plenty women for this NL , it is very rampart now INCESTUOUS ACT father sleeping with daughter na the one wey news carry people go comment about end tyme signs

men men men people need cash oo , 53 criminal charges i am not sure i have heard that before??

ajibole

GEJ SHOULD ABDICATE , He didn't even know how to put things right

nlc sold out , bunch of bastards oshiomole and co