What's the best bank for Fixed Deposit for a 1year term?
Also can anyone advice a good investment with a mouth-watering ROI EXCLUDING Crypto
If you have at least £20K to invest then use a good investment manger like vanguard to invest in index shares. They are not too expensive they charge about £7 per quarter. They have many good packages that cover the whole of the market. You cant go wrong. This will cover your ISA annual allowance so you won't have to pay tax on your returns.
deept: I hired a guy to come plaster a section of a wall earlier this month, paid over £200 for less than a 2 hour job. Speaking to him, he said this was his if i can remember correctly his 10th job for the year. He used to drive a Porsche which he sold recently even at a price higher than what he paid for it. My mouth dropped at some of the stories he told us about how much he has made over the years and believe me lots of is that do white collar jobs don't earn that kind of money and they collect cash so don't pay HMRC anything.
Paid one to do the kitchen, minus the cost of the appliances and cabinets i calculated £4000 as his take home for about a 10 day job and he worked at his own pace. How many of us earn that?
When you start, you might have to build credibility and experience, but when you get that, the sky is the limit to what you want to earn and how you want to work.
All the people that ask what certification they need to do to get a job in the UK, of you are still in Nigeria, go and attach yourself to that Baba painter and Bana plumber and Baba carpenter even barber to learn the trade, come here fine tune the skills get whatever CSCS card or certification you need and with God on your side, there are no limits.
Well said. Tell all the certificate collectors. This is the reality on ground.
wallg123: I read on the metro today that Nigeria might be going back into Red list countries. I thought it’s worth sharing in case you planing to enter Naija anytime soon
I read it too, Nigeria, Ghana, Algeria, St Lucia etc
mrcodebreaker: As regards building credit score. I read online that paying utility bills don’t help but when you own or default it can affect it. Correct?
It depends on the company you use. I changed to E.on last year and received an an alert from my credit report that my points had gone down just because they put themselves on my credit report. Not all utility companies do this.
Many thanks for this. I'm in the same predicament I bought freehold newbuilt but have to pay a small maintenance fee. In all fairness to the management company the place is well maintained. I rather pay a small fee than them transfer it over to the council.
Marriage is not a do or die affair, but when you have lived in Nigeria which is a male dominated country and now relocate to somewhere like the UK . Tt is difficult and you have got to work at it, as long as there is no kind of violence, abuse or infidelity going on.
At least when you finally give it up you will know that you gave it your best shot.
There are some small villages around the cities like Houghton conquest, Stony stratford, Amphill, Hanslope. Wooton, Woburn etc have you checked them they are not too expensive for renting and they are lovely places.