Saydfact's Posts
Nairaland Forum › Saydfact's Profile › Saydfact's Posts
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bobkezel:Na women get the house ooh - just do as madam says.... Goodluck |
bobkezel:I had to click almost 10 times from where you tagged me to the real question - thanks for the extra work you gave me.. lol.. Well, sometimes it depends on the design, and most times it's a matter of choice... but since you asked, it means you have a love for elevated dining (wink) so entertain yourself and have it so. (150mm - 300mm wld do) |
CaptPlanet:You can build with polystyrene, replacing the common block with the material. BUT it's more expensive than block, people who use it do so for its other properties eg sound, light weight, ease and neatness, not because it's cheaper.. It isn't. |
Australians lost a whopping $851m to scams in 2020, according to the Australian Competition and Consumer Commission’s latest Targeting Scams report. It’s a record-breaking amount, as fraudsters capitalised on the pandemic and preyed on isolated and vulnerable people. Phones appear to remain the most common way scammers were contacting people, according to Scamwatch data, with 48% of reported scams taking place over a call and 15% via text message. There’s very little you can do as a consumer to stop scam phone calls in the first place. Some third-party software promises to identify and block suspicious calls but experts warn that, ironically, some of that software is itself a scam. So how can you spot a phone scam? And what can you do to protect yourself? What does a scam look like? At some point you’ve probably answered the phone to an automated voice warning that you owe the Australian Tax Office a vague sum of money. But scams have come a long way since your typical robocall, scammers capitalised on the fact that the average person expected more direct correspondence from government agencies last year, leading to a “huge increase in phishing and identity theft and government impersonation scams involving government agencies. Another common phone scam that was busted last year was called Wangiri – a Japanese term meaning “one ring and drop” – which targeted people with loved ones living overseas. A call from a foreign number would ring once to the victim’s mobile, making them think that they had missed a call from their relative or friend. If they rang back, they would be put on hold and charged a premium fee for every minute. Fiona Cameron, who chairs the scam technology action taskforce at the Australian Communications and Media Authority, warns that some of the phone scams reported in 2020 were unusually sophisticated. In one case, she says, scammers contacted a small businessman who had just registered his business, warning he needed to pay off a tax debt or see it carry through to his new enterprise. To verify the debt, they said they would patch through his accountant’s firm. “The firm” answered but said his accountant was on lunch and patched him through to someone else on the team, who confirmed the debt was real and recommended he pay it immediately. But it doesn’t matter how elaborate the scams were, the circumstances surrounding the pandemic meant consumers were more susceptible to scams in the first place. “For periods, people were under lockdown and stressed. People were online who weren’t used to being online. People were lonely and experiencing financial difficulty. These were all circumstances that scammers like,” Rickard says. Scammers also took advantage of older persons who had been forced to spend more time online by the pandemic. Scammers would call promising to fix a tech problem, gain access to the victim’s computer, and drain their bank accounts. So how do you spot a phone scam? The first red flag, according to Rickard, is if the call is unsolicited. “When someone has contacted you out of the blue, don’t give them any personal information, bank details or superannuation info. Do not give them money and do not give them remote access to their computer,” Rickard says. If you want to return a call or text from someone who claims to be your phone provider or a government department, independently search on Google the provider or agency’s official contact details and get in touch that way. Cameron says another warning sign is the tone of the phone call or message. “Scammers typically want to suggest that something is urgent. You either owe money, or you need to fix something, or you need to do something really pronto,” “If this person is in a hurry, aggressive or threatening in any way, the best advice is to pause and hang up the phone.” A final red flag is the method via which you are being asked to pay. If it’s via a gift card, hang up immediately. “It’s a form of payment that can’t be traced in any way, so instead of asking you to pay off a debt via a credit card or bank account that could be traced, they’ll ask you to send a gift card to an address,” she says. “But no government authority, no credible retail authority, will ask you to pay with gift cards.” What should you do if you have been scammed? If you think you have been scammed and have given away bank details or remote access to your computer, the first thing to do is call the bank, Rickard says. The bank can stop any more money leaving your account and maybe help you recover what you have lost. Rickard says it’s also a good idea to get in touch with the government-funded organisation which can help you respond to data breaches, cyber-security concerns, or identity theft. You can also block a number on your phone, to avoid receiving more scam calls from the same number. But we strongly recommends going a step further and reporting the scam to Scamwatch (or relevant authorities), which has been working with telecommunications providers over the past year to identify and block suspicious calls for all phone users. Culled: https://www.theguardian.com/money/2021/jun/14/hanging-up-on-scammers-how-to-protect-yourself-from-phishing-phone-calls Regards.
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oduncojamaica:Great to know - Thanks for the kind words... Don't reduce cost by using lesser materials eg 10mm instead of 12mm, 4 bags of cement instead of 6 bags ETC ETC. Rather, find acceptable ways to cut down on labour cost. GOODLUCK |
saydfact:Hi oduncojamaica I saw your question about lintels, try this method and safe cost, you can read more of my thread for such advice. Goodluck |
Na wa oh... How can a residential property get billed 74k in less than a month... Hmmmmmm |
Oluwakemitosin:Morning and thanks for following.... Send me a Whatsapp message - my number is in the signature.... Regards.... |
dapotemi:NOTE: I've not seen the plan but believing its a standard 3 bedroom flat, see my advice attached. for excavation: DEPENDS ON THE SOIL TYPE - IT CLD BE MORE THAN I SUGGESTED.
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dapotemi:I'll advice you get an experienced person on site to access it and advice accordingly - There is no time limit to your question, even a 10 days foundation if poorly done could be worse than a 6 years foundation properly done. Goodluck as you build |
MrOkenwa:Morning Bro - If properly done at the time, we're talking 100 years maybe.... The block getting green is a reaction to nature, thou that could / would weaken the blocks, before you continue ascertain if the blocks are still OK or if cracks have started showing up. Thanks |
dapotemi:Morning. Which state are you at and do you have a plan yet - Regards and THANKS for following, well appreciated |
OK GUYS...... SEE YAH ALL LATER - AND MAY GOD CONTINUE TO BE OUR GUIDE AND BLESSING. . . . KEEP IT REAL, DEAL HONESTLY WITH PEOPLE AND NEVER LET THE LOVE OF MONEY OVERCOME THE LOVE OF HUMANITY. PEACE TO ALL . . . . ( I hope I no offend anybody, if I have - no vex ) |
michlins:I also congratulate you on the success achieved on his project...... THIS IS THE 1ST TIME, I'll see someone being accused of wrong doing (for a job yet to be awarded to him and for which no commitment has been made) - Its same as a SARS officer arresting me because I carry a laptop.. HILARIOUS..... JUST HILARIOUS |
InvertedHammer:When I said 'tag me' - I meant people who deserves to. Thanks for the tag however..... NEXT !! |
michlins:NA DEM - thank your GOD - SEUN we need to have a button for blocking people on this app abeg........ |
michlins:ARE YOU JOBLESS (no disrespect pls) As anything happened to your name here? - ABEG IGNORE THIS CRAP and thank God it no pass this one - dude wld have easily used ARMY to arrest you if 1 simple mistake happen.... I'VE SAID IT HERE SEVERALLY - THE NUMBER OF JOBS I'VE TURNED DOWN FROM THIS NL - IS MORE THAN I HAVE GOTTEN....... I kant come and let one somebori accuse me of what I have not done because of 1k or even 1m..... BRO - LEAVE THEIR JOB AND MOVE ON.... |
dongc:IMAGINE - abeg which kind contractor wld call another contractor you've not met from Adam and tell him to help you cheat someone you've worked for multiple times (or on recommendation) - Even if na my kid them tell that one, he wld just laugh and continue watching his Nickelodeon ![]() |
InvertedHammer:IMAGINE - JUST IMAGINE.... You couldn't EVEN call michlins since you recommended him to discuss this, you discussed with 2 guys in private and accused the 3rd in public - when you all could have cleared this off -here... YAH ALL ARE LUCKY I'M NOT SEUN - and yes seun needs to close this thread - ITS AS USELSS AS IT CAN GET NOW...... and shame on us all. IF NA ME BE michlins person wire me this kind useless accusation - I GO JUST RETURN NNA MONEY - rather than try to explain jack... Its time for me to leave this now useless thread, afterall even the thread owner (my oga) mufutau55 left .... if anyone needs my help, kindly tag me... |
Person no fit comot for here for days and not come back to meet one accusation or the other.... ![]() meanwhile; Hi, LAWYER what's the outcome of the 24 hours notice you once gave... any update AFTERNOON ALL - HOPE WE ALL DOING GREAT |
Very recently (last year) - I discontinued a working relationship with a client from NL property thread. The summary is, he contacted me 3 years back and we've been having a talking relationship about me designing his building. In fact, I had done 3 different designs for him as he changed his choices within those years. I have NEVER charged him or collected a penny for all those 2 years of consultation or 3 designs I did. Finally, last year when he was ready to proceed and pay me to produce his approval drawings, he asked me what is a simple question.... CAN I PRODUCE AN APPROVAL DRAWING, because he read somewhere that only registered Architectures can, he wanted to know if I was. ![]() I immediately told him I would not be proceeding with the work, I also told him he was free to use the last design I sent to him by giving to any Architect to develop it. My reason is simple... In those 3 years of totally free consultation, I told him about the different types of drawings (approval or construction), I told him about survey and approval etc HE NEVER ASKED ME THIS DOUBTING QUESTIONS... but in my opinion when he was finally going to pay me for something, he started doubting (in my opinion) I told him for him to ask me that question means he doesn't trust me yet (after 3 years) and I don't work if I have the slightest hint of mistrust. So... Build a good relationship, trust then talk about business - if people have a good relationship with you outside of business, there won't be an issue and if there ever is, it won't land on NL labeling you as scam cos they know you're not... Mess ups happen, but 1 mess up should not define you. Thanks |
@Dennis3DFor me that's the summary of it all.. The 1st thing is to develop a good working relationship, then you can discuss business after that relationship.... And hopefully every one should be fine... |
Morning All, Kindly find time to view and contribute to this thread >> https://www.nairaland.com/6403699/thread-to-discuss-various-casestudies-site The idea is to capitalize of various experiences (negative and positive) from previous site and client/contractor/supplier relationship to ensure a better NL-Property section where we all are happy. Thanks. https://www.nairaland.com/6403699/thread-to-discuss-various-casestudies-site |
hollaryincar:My concerns is the sizes of the various spaces are too small - some of those spaces would not be FUNCTIONAL... My advice is to limit the lowe floor to 2 - self contains (instead of 3) OR . . . . . |
Teewhy2:Thanks Teewhy2, a lot of people just label others as fraudster on the least possible chance.. The lesson here is to at least have a level of trust b4 dealing with anyone.. So that you don't end up accusing them unnecessarily, imagine if baba had come to NL immediately to label you as scam, many people 2 years later would search your name and see scammer post from baba WITHOUT knowing how it ended.. Keep it up and please share some more.... ![]() |
I'll share an experience with one of my clients. He decided to source for ceiling pop workmen online and offcourse did few research including checking their online pages for previous works. He got this very good guys (so it seems) and some other guys. He gave the one he considered better the most difficult parts eg living room etc and the other the bedrooms etc (Yes, he divided the work into two between them) At the end of the job, the ones he assumed better did a bad job, and the other one did a quality job. HIS DECISION WAS BASED ON WHAT HE SAW ON THEIR ONLINE PAGES, they had good branding, their workers came in company overalls and they had good site pictures that suggest they were great... The other guys just had a normal online profile. Few days after chasing them out of his site, he visited their IG page again and to his surprise THEY DIDN'T UPLOAD ANY OF THE JOBS THEY DID FOR HIM INSTEAD THEY TOOK PICTURES OF WHAT THE OTHER GUYS DID AND UPLOADED IT AS THEIRS. The lesson here is to clients - Don't give a contractor job based on pictures you see them present (alone) - get someone to reference them and guarantee that indeed, they're as good as they claim. A lot of contractors are picture thieves. Thanks |
mufutau55:Thanks boss... The truth is, there are a lot to gain from what others have experienced.... It's a better way to avoid future problems, which is better than curing it.. Thanks.... |
In recent times on the property section, there has been a lot of misunderstanding, accusations and counter accusations among clients, contractors and suppliers etc. I discovered that some of this misunderstanding and claim of fraud or actual fraud are a result of minor misunderstanding, lack of communication or simply because certain construction laws or guiding rules were not followed. Eg failure of contractor to get written approvals before delivering goods, or paying too much advance than should be paid etc. Let's discuss this by sharing VARIOUS EXPERIENCES from dealing with Clients, Contractors and Suppliers in the building industry so others can learn from it and avoid same mistakes. Thanks. SaydFact
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olaoye15:https://www.nairaland.com/4133188/construction-6self-contain-hostel-frm-start And https://www.nairaland.com/3523256/how-build-comfortable-house-earning Goodluck |
bixton:YES... If it's sent by him and with his phone number... As long as the colour and texture are clear by phone.. If not (eg for some tiles) drop a physical sample for further confirmation.. Thanks.... Goodluck |
somehow:Thanks... Attached is a Whatsapp group opened for a project, I'm not the contractor but the guarantor here.... See attached. I made sure all products were approved by the client... I can't be paying money, I shdnt be paying later... Even thou client preferred option were not available, he settled for another.. Written approval gotten.
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MORNING ALL - I'm reading a few post from n3xt/brabus and few others - and I feel (without disrespect) a lot of CONTRACTORS don't have adequate knowledge about how contracts are run - IF you've worked with the biggest consultants in the industry you would understand what I'm about to type. AGAIN WITHOUT DISRESPECT.... 1. Even if the client allows you to buy and install whatever (door, showers, even BULB as simple as that is) - An experienced contractor/builder/consultant should know that there is something called CLIENT'S APPROVAL. This means, before I pay for THAT N500 bulb, I need a written approval within 7 days (or official email) confirming that the product is OK. This MUST be gotten before payment - and once delivered IF client's wife (or whoever) don't like it - you just bring out the approval and all related cost (return, re-purchasing, logistic etc) is 100% on them. NOTE, A VERBAL APPROVAL IS NO APPROVAL IF NOT PUT IN WRITING WITHIN 7 DAYS; so Oga was at the store with me and he said BUY IT is not an approval...... that's what a lot of you hold on to. 2. IF Mr A contracts me to build his DOG'S HOUSE and along the line, I'm unable to complete the work - BECAUSE OF UNFORSEEN events, as a contractor - you do NOT assume, since its not your fault that his work was abandoned you do not owe him... SIR, YOU OWE HIM - The deal was to build a dog house, not an in-complete dog house (even if it was client's wife that stopped the work because she suddenly hates dog and want's a cat). WHAT A SINCERE CONTRACTOR should do is.... PRESENT A FINAL ACCOUNT. Stating clearly HOW MUCH WAS GOTTEN, HOW MUCH WAS SPENT AND HOW MUCH WAS LOST AS A RESULT OF DE-MOBILIZING FROM SITE - then agree with the client on who owes who.... NOTE: Even if the client was owing you at the time the decision was made; you DON'T assume because I lost, no need - YOU DO WHAT PROFESSIONALS DO - A final account, it is then you can hold you heads high and say - I DO NOT OWE YOU. I'LL STOP HERE FOR NOW - MAYBE I'LL WRITE A FEW ARTICLES ON (real life) CASE STUDIES FROM VARIOUS SITE.... WE SHOULD BE HERE TO LEARN AND TEACH EACH OTHER BUT A LOT OF CONTRACTORS HERE ARE JUST HERE FOR THE CLIENT AND PAY.... FINALLY; I'M A CONTRACTOR TOO.... but relationship over money I preach. GOODLUCK, I SaydFact |
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