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Travel / Re: Abuja Metro Rail To Operate Free For Two Months by Kingray10: 1:45pm
If It's going your direction enter..
Forget these people talk.
Politics / Re: Atiku Will Keep On Contesting For President "As Long As He Is Alive & Healthy" by Kindledlight(m): 1:42pm
emkz:


All candidates agreed that subsidy had to go.

Buhari subtly removed it by refusing to make budgetary provisions for it. Tinubu ought to have left it at that. But announcing it sent shock waves across the country because those wicked marketers hoarded products.

Defending the naira was also a form of dollar subsidy. You may not be aware that banks were hoarding fx because of the exchange rate differential. Also, there were too many BDCs unregistered that were doing the round-tripping. Like I argued then, every major currency is floated, but the market for trading fx is not floated. It is heavily regulated. But subsidizing dollar sakes, we open and sustain a new avenue of stealing by the already corrupt class. Okay, all the dollars Cardi B pumped into the system, what economic activity were they tied to?

Nothing! Just a store of wealth by the rich. The dollar subsidy had to go to free up funds for other things.

Are you aware that funds to universities and other tertiary institutions had increased? Are you also aware that FAAC allocations to states have increased?

As for minimum wage, many people do not know that FG pays more apart from the minimum wage. There are allowances that many civil servants would never talk about. I made a topic on it yesterday.

Ask any NNPC worker about allowances.

FG can pay 200k minimum wage because they already pay cumulatively up to that to some workers in the form of cumulated allowances. But the disparity with states that cannot pay will lead to an economic crisis. When retailers jerk up prices when they hear minimum wage increment, they never ask if you are a federal or state worker.

As for failure, Tinubu has not failed. Historically, one year is for settling in, two years for governance and the last year for politicking. If anything, Tinubu has shown he is bold and daring. He has learnt to be more tactical and diplomatic.

I don't see him failing.

Bro are you sure that fellow has the cognitive ability to understand this explanation?

Because from the look of things he is part of the mob of “Peter obi or nothing “ and still believe Obi won the last presidential election.

Top up to you anyway.👍
Car Talk / Re: Who Still Remembers When V-boot And 190 Made Lagos-benin In 2 Hours? by Siberia01(m): 1:36pm
StillDtruth:


If you see new beatle run, you go appreciate why i talk so.

504 power na from 0 to 120. After dat na struggle and hala edey do
the same beetle wey dey struggle to do 120
Politics / Re: Enugu, The Pride Of The East. by Localemperor: 1:33pm
oilykid:

And Enugu city was developed by nkanu people??
Agbani is nothing but a dead town once esut goes on break. After after everything Chiboy took there, the town have refused to develop even being very near to enugu city.
Even with contributions from outsiders Nsukka has refused to develop.

You talk about Agbani not having any Banks and when that was debunked, you're now shifting goal post. Do you know that Agbani is also a host town to Nigeria Law school? (The only Law school in Eastern Nigeria) go and price a plot of land in Agbani cheesy grin... I can bet you have not been to Agbani. And mind you Agbani is not the only place in Nkanu when you decides to talk about development.

Development only comes to those who are ready to contain the vices that with it. Nkanu people did not develop Enugu City alone but they sold their lands, Government took some, they harbor strangers and allow local business to strive.
Business / Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Omoapena(m): 1:25pm
Gentlelife50:


I was surprised when some say they service their cars once in two months, we talked about this sometime ago in this thread.
As far as car is for ehailing it's better your go by millage covered, to be on the safe side.
Because there are months you may not work and do plenty waka for some months.
Even the manufacturers of the vehicles always talk about millage not duration of the time it was serviced last.



Not everyone listen to the word of advise, this same thing is what killed a brother car that he got as tokunbo just in 3years, if you see this car, you will argue he's been using the car for 10years.

Car is now taking 1litre oil every 3days or less self.
He will drive the car for 3months before servicing, imagine car you're using everyday and driving not less than 150km everyday and Sundays sometimes 250km and you service only once in 3months...

The only thing I consider major in car is engine and gear, other things are something that aren't that expensive compare to engine and gear, so what will it take to give the engine oil every 4000km to avoid spending lots of money in future.


Everytime I advise this guy, he will say what if he has no money to do oil change when the km reach 4000km, I just looked at him like this one isn't serious yet with the tools that gives him money...


If you drive my Corolla today, he moves better than some tokunbo, the steering is very straight, everytime I see that car, I'm always happy it's still in same condition when I got it and it's fully 2years as at this month I've been using it...

1 Like

Car Talk / Re: Who Still Remembers When V-boot And 190 Made Lagos-benin In 2 Hours? by StillDtruth: 1:25pm
Siberia01:
Gap 504? beetle?
Be like you no Sabi wetin be 504

If you see new beatle run, you go appreciate why i talk so.

504 power na from 0 to 120. After dat na struggle and hala edey do
Crime / Re: Pictures Of Ocheze Ogbonna Killed By Chinese Expatriate G.Z. Zhen In Abia by DangoteIvy: 1:24pm
danzaki63:
If she rejected him, wetin carry am go meet am for 50m crane? May her soul rest in peace.
shocked thats the part of the story I dont get. I once did my industrial engineering 6months training in heavy duty machinery enginneering firm.
female workers dont climb Cranes and Bulldozers and forklifts to be chatting with the heavy machinery operators inside .its againstcompany code . all chit chat is on the ground or iin the office or restaurant close to the workplace.
once or twice sha I saw two male colleagues inside bulldozer with the operator gossiping about Messi and Ronaldo but it was not moving and they came down after about 15minutes to continue the talk in the office as they coould be reported to management
Family / Re: Marry A Woman Who Loves Money Or Die Poor - Lady Says As Husband Gifts Her Money by JoeEeL(m): 1:23pm
sterlingD:
But no be everything una suppose to dey post on top social media now. Keep somethings (moments) very personal and very private.



I dey read the book now and meeehn l no fit talk



Correct boss
Politics / Re: Enugu, The Pride Of The East. by Localemperor: 1:21pm
OnyeAshuaUru:


Before Peter Mba, there was a certain Chimaroke Nnamani, a now narcissistic degenerate whose reign of terror in Enugu was stuff of legends. He was the worst Enugu State governor of all time before Mba's one year of do-nothingness posed a potent challenge.
If your ronu-style grandstanding serves to impress, intimidate, or parry criticisms of Mba's towering malfeasance, then better put on your best armour and step out to the front as a proud clan warrior because your tough talk has achieved nothing so far. As long as Peter Mba remains the governor of Enugu State, we will continue to put his feet through fire like a sacrificial fowl. His inglorious feat at the polls is enough to condemn him to infamy; and the fact that sentimental sods like you could attempt to shout down criticisms of his cluelessness with threats and bigoted innuendos makes his agenda look all the more sinister.
Lol... Cry cry.... If you like criticize Peter Mbah, he is in Public service and can't run away from criticism. But one thing you can't take away from him is his stride to do well as governor.

God willing, we would be here and all would see and score him in 4 years.. anything you decides to say with your running nose leave Nkanu People out it.
Foreign Affairs / Re: Netanyahu Condemns Move By 3 Countries To Recognize Palestinian State by tctrills: 1:20pm
Krismas:
grin nonsense talk. why not read?

https://www.brookings.edu/articles/in-one-move-trump-eliminated-us-funding-for-unrwa-and-the-us-role-as-mideast-peacemaker/

https://www.theguardian.com/us-news/2018/aug/25/donald-trump-cuts-more-than-200m-in-aid-to-palestinians

https://www.bbc.com/news/world-middle-east-47095082
Oga. If I show you evidence of the US funding the Palestinians in 2020 Trump's last year on office, would you finally agree with me that the Palestinians are pampered fools?

1 Like

Foreign Affairs / Re: Netanyahu Condemns Move By 3 Countries To Recognize Palestinian State by Mrexcell(m): 1:18pm
God1000:
Nonsense talk from a war criminal

Israel cannot control the rest of the world the way they control USA, it's impossible.

Every country is at liberty to make their own decisions, decisions they consider appreciate.

Let's see how Netanyahu's stubbornness will help Israel as the country continues to lose its traditional Allies in Europe and Africa.


Once again, shame on Arab countries for doing nothing to help Palestinians.


Lastly I want to urge president Tinubu to consider recognizing the state of Palestine


If nigeria choose to recognise palestine allies like the US might just also decide to support biafra to spite nigeria.
Foreign Affairs / Re: Netanyahu Condemns Move By 3 Countries To Recognize Palestinian State by tctrills: 1:14pm
Krismas:
grin nonsense talk. why not read?
https://www.theguardian.com/us-news/2018/aug/25/donald-trump-cuts-more-than-200m-in-aid-to-palestinians
https://www.bbc.com/news/world-middle-east-47095082
Yes Trump cut funding yet the US remained the biggest source of fund to the Palestinians.
Trump did not completely stop the funding of the Palestinians.
He only cut funds that were used to fund the Palestine paid to slay missions.
Even under Trump, the US was still the biggest donor to your Palestinian terrorists.
Politics / Re: Rufai Oseni: When Will A President Of Igbo Extraction Become Reality? by Bardo: 1:12pm
OLAPROSPER4:


I'm certain when you typed this you were convinced you are versed in politics but I can assure you, your post oozed off, ignorance on Nigeria political schemes. I'd like you to study the political climate of Nigeria to understand the power of alliance.

That’s what I mean. They should place more emphasis on tribe. The APC uses an us vs them tactic

If he starts his speech, he should start with, “dear [Tribe]” and this way he has all ears

These big APC influencers, what do they talk about except tribe
Foreign Affairs / Re: Netanyahu Condemns Move By 3 Countries To Recognize Palestinian State by Krismas(m): 1:09pm
tctrills:

Oga you don't stop to amaze me with your lack of knowledge. Let me address just one of your falsehoods. You claim that America stopped funding the Palestinians since Trump.
But Washington is the largest donor ($343 million in 2022), followed by Germany and the European Union ($114 dollars in 2022
Do you see why I said you need to learn?
Most of Palestinian money is coming from the west. From white men.
That's the only reason why this war has no end.
grin nonsense talk. why not read?

https://www.brookings.edu/articles/in-one-move-trump-eliminated-us-funding-for-unrwa-and-the-us-role-as-mideast-peacemaker/

https://www.theguardian.com/us-news/2018/aug/25/donald-trump-cuts-more-than-200m-in-aid-to-palestinians

https://www.bbc.com/news/world-middle-east-47095082
Politics / Re: What Have Yoruba And Hausa Achieved With There Presidency by gidgiddy: 1:05pm
Putinofrussia:


Onitsha...as tiny as it is was developed by Binis,Yoruba descendants,Igala and a few number of conquered Igbos used as 'tools'.
Capitals are always bigger entities that is why it is not easy to develop them like tinier areas.
Just like comparing a room with a stadium.
Stuff the room with 20 televisions and it will be seen as filled..developed.
Stuff the stadium with 1000 televisions,it will still look as if it hasnt taken anything.
Why are your capitals...Enugu,Awka grin,
Owerri etc not as developed as Ibadan.
Especially Enugu which was the capital of the South Eastern region then.With all the govt money sunk into that capital.
Still looks like a glorified village.
Shows that Igbos are bad in developing their region but claiming fake developers in another man's region.

When you can show even the "tiny" place you managed to develop without it being a capital, come back let's talk. But you will not be able to that because you don't have any developmental skills beyond waiting for a place to be designated capital so you can get government money and claim development

That Onitsha you are calling tiny is a city of over 2 million people and has the highest number of story buildings outside Lagos. Onitsha has never been capital of anywhere. Everything is not about waiting for government money
Literature / Re: Rap Music Of Genesis Eposode 1 by allioluwatosin6: 1:05pm
Episode 6
‘Raymond performed Jesus walks by Kanye West but missed out few part of the lyrics’
Crowd: no no no… 'The crowd instantly went into chaos to disregard Raymond rap’
Host: Hello!!! ‘He talk gently into the mic’, let’s have the second rapper…. ‘He increased the tempo of the instrumental of GOD by Chloe Balley’
Genesis: ‘she drew the mic closer to her mouth to make her voice more audible’
Don’t worry bout’ me, gonna be alright, got GOD all over my life
Don’t worry where I’ve been, what I did, how I came up;
Every saint was a sinner till they change……..
Don’t worry bout me, I’m a be alright
Got G.O.D………………
Test my patience, no matter what I’m not breaking
I’m not basic, throw your stone it won’t prevail, I got up every time I failed,
Cuz God got me to the end
Replace every loss with a win
‘They all cheers and sang along as her raps echoes till the end’
‘Scene switches to Hailey and Genesis walking out slowly from the large crowd’
Hailey: Gen, where did your courage came from!!
Genesis: from above girl……, ‘She burst into laughter as Raymond approaches them’
Hailey: is like your boyfriend want to see you….’she winked at Genesis’, enjoy
Raymond: ‘he gazed at Genesis who kept her eyes glued to Hailey faint shadow’
Hey!! Do you wanna follow her?
‘Genesis smile as she shifted her eyes back to Raymond’
Genesis: Hi Raymond….
Raymond: Hi Gen, ‘he gave her a flirty look’, you didn’t tell me Hailey was around!
Genesis: it skipped my mind….
Raymond: ‘he stretches out his hands to hold Genesis on her wrist’, I love how you compete with me over there, ‘he gazed at Genesis flirtatiously as he swings her hands and moves towards the stage’, we could both do this in my church.
‘Genesis stops walking’
Raymond: hey!! What’s wrong? You don’t look happy…
Genesis: I told you my mom would not allow me to attend your church
Raymond: hey!! ‘He held her hands in a close warmth’, I’m never letting you go no matter what, you got me always. Buh it’s fine with me anywhere you attend and we could come here to feel each other presence. Babe, I know they will throw shit at you in your church but you got me always….. ‘Raymond moves to where microphones were kept and brought out two microphones as he gave one to Genesis and held the other’
Genesis: what are we doing with this ‘she asked intuitively?
‘Raymond drew the mic closer to his lips’
Raymond: it’s been a long day without you my friend and I’ll tell you all about it when I see you again!!!!
‘Genesis beamed with smile as she adjusted the mic closer to her mouth’
Genesis: we’ve come a long way from where we began
Oh, I’ll tell you all about it when I see you again!!!!
{credit: Charlie Puth – See You Again}
‘Raymond drew his mic closer to his lips as his raps echoes till scene switches to Saturday Rehearsal picturing Genesis and her praise team’
‘Raymond appears to the scene as all attention drew to him’
‘Genesis gave a slack expression to Raymond and she approaches him’
Genesis: Hey!!! What are you doing here? ‘She asked from afar carefully dragging her foot towards him’
Raymond: Is this how you gonna welcome a first timer, ‘he clasped Genesis shoulder as he moves further to where the choristers sat, ‘Genesis sluggishly walks back to her seat’
‘Steven winked at Genesis as he wheeled his chair to where she sat’
Steven: Hi!! ‘He waves’, I see you have a visitor….. , ‘he said after sighting Raymond’, is that Raymond? ‘Genesis smiles as she wheeled his chair back to his space’
‘Becca appears from a dark closure with Chloe’
Becca: hello!! ‘She wiggles as she sat on an empty chair at the front’
Raymond: who is that? ‘He asked Genesis quietly’
Genesis: Becca the Choir Leader ‘she snort’
‘Becca gleam with smile as she cast a quick glance on raymond'.
Becca: Hellooo, I guess we have a new comer? ‘She waves at Raymond’
‘Raymond tucked his left hand into his pocket as he stood up’
Raymond: hello everyone!! My name is Raymond Anther, I was invited by Genesis and I’m happy to be in your midst this morning…. ‘They all clapped as Genesis pulled back his hand to have a sit’
Raymond: Hey!! Let me introduce myself…, ‘He said quietly’
Becca: welcome Raymond!! Hey Gen, where is Hailey?
Genesis: she left yesterday
Becca: ‘Becca widenes her eyes in acceptance to what Genesis said’. So I’ve been thinking of which song to choose amidst Tasha Cobbs ‘I’m getting ready or Jireh by Maverick City but considering the fact that we don’t have someone to take the rap of Nicki-Minaj, I suggest we go for the second option.
Raymond: the first song is a nice choice, ‘he nodded as he stood up after realizing that all attention was on him’
Steven: ‘he grimaced’, A first timer now controls the rehearsal, 'he chuckles', wonderful, 'he mumbled quietly'
Becca: okay Raymond! What do you suggest we do with the Rap?
Raymond: If I was a female, I would have taken up the Rap and besides a female rapper is here, ‘he pulled Genesis hands up as Genesis reluctantly stood up’
Becca: wooow…. Impressive!!! Let’s give it a try? ‘Becca led them all to rise on their feet as scene switches to the end of the rehearsal’
‘Steven ran towards Genesis and Raymond at the upfront as he ignore Raymond while he waves at Genesis’
Steven: wow!! Gen that was a nice rap, you sounded more like Cardi B, ‘Genesis smiles’, You know I told you that you can be a professional rapper….
‘Raymond snorts’
Steven: oh!! Hello Raymond…, ‘He stretches out his hand to Raymond but was ignore’, ‘he shyly took his hands back to his pocket as he walks away’
‘Raymond continuously stares at him as he walks away’
Genesis: do you have any probl em with Steven??, ‘She moves drastically ahead of Raymond’
Raymond: so he is the reason why you decided to stay, ‘he said as drew her back’
Genesis: Ray!! Watch your tongue and besides what are you doing here?, ‘She removed his hands from her wrist’
Raymond: can’t you see all my sacrifices for you, I came here because of you, I love you Genesis but I guess coming here was a mistake in the first place. I can see you are in a better place….. Take care, ‘he grimace as he walks away unevenly’
‘Scene switches to Marvel Apartment picturing Genesis In her study room on a slit sleeve with an high waist harem cargo trouser as she kept her ears plugged with an headset lip-synching alongside with Nicki-minaj in I’m getting ready by Tasha Cobbs
Genesis: Beach house vibes maneuver the jet skin
Cause I serve a God that patted the red sea
Multi-million dollars commercial for pepsi
From food-stamps to more ice than Gretzky
I don’t gotta talk the lords defends me
I watched them all fall for going against me Cause me and my angels shot the devil up

‘She stops when the light of her phone came on as Steven was reveal as the caller’
Genesis: Hello! ‘She speaks through the headphone’
Steven: hey Genesis!! I was thinking if you are less busy we could meet up at Lake Poin Sport for a match and I would love to see you there!!
Genesis: hey!! Steven, I have a ministration on Sunday
Steven: Gen, we both have a ministration on Sunday and besides you’ve done a whole lot yesterday…… is that a Yes??
Genesis: hum… Okay but why are you just telling me now??
Steven: I wanted to talk to you about it yesterday but i got locked up when I saw Raymond
Genesis: okie…okie, see you there….. oops, ‘she screamed as she hanged up’, what do I wear now!!, ‘She plucked few of her clothes on the bed as she selected a green sweat pant with a matching varsity jacket and a Gucci sneaker.
‘She rocked her sneakers back and front trying to re-adjust her flapped sweat-pant.
‘Scene switches to Lake Poin Sport picturing ten basketball players on the field competing against one another’
‘The first team pictured were the Georgia Hawks on a thermal and a red long sleeve t-shirts while the second team were the Brooklyn Nets on thermal and a white long sleeve t-shirts.
‘the Georgia Hawks were the winning team as they led the Brooklyn team with a score of 5-2, the tussle became interesting when Louis ‘the captain of the Brooklyn Net’ threw two fantastic balls into the nets leading the team straight to a state of elation.
‘Genesis walked into the scene as camera pictures the jumbles happening at the back-stage, it was so clumsy as she managed to squeezed amidst New York Knicks waiting to play’
‘She grimaced as she finally settled on an empty seat amidst an old couple’
‘Steven appears wearing the Georgia Hawks jersey as he pounced on Genesis’
Steven: Hey!! ‘he edge closer as he squeezed his buttocks beside her’
Genesis: Steve!! You know I should be home right now rehearsing, and besides why aren’t you playing?? ‘She stuttered’
‘Steven edge closer as he tried to savor his breath’
Steven: Hey!! There was a replacement and I was replaced, my team is winning this game and that’s for sure
‘Genesis spotted Raymond in the midst of the New York Knicks’
‘Steven followed her gaze down to Raymond as Raymond approaches where they sat’
‘Genesis fiddles with her jewelry to avoid giving Raymond a straight look’
Raymond: I see that you have finally moved on…….. uhnm, are you happy now? ‘He narrowed his eyes on Steven as Steven rose up with a limbering shoulder following his gaze’
Steven: Hey!! Watch your tongue
‘Genesis grimaced’
Genesis: Steve, did you intentionally invited me here for this?
‘Raymond gave a snort of dismissive laughter’
Steven: ‘he edge closer by holding her wrist’, I’m sorry I let my anger out ‘Genesis yanked his hands off as she walks away’
Steven: I didn’t know this crazy guy would be here, ‘he emitted a short sorrowful squall’
Raymond: who the hell are you……. Don’t you dare use that language to me ‘he flicked his finger at him’
Steven: You god damn asshole, what you gonna do? ‘Steven threatens as Raymond jabbed a blow across his face that eventually cut his lips’
‘Steven struggled to retaliate but was held back by his team’
Raymond: if you mess with my babe next time, I will give you double ‘he kick the bench as he walks away while Steven scrupled on the floor in regret’
Business / Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Gentlelife50(m): 1:01pm
Omoapena:


In this scenario, what I will advise owners and intending owners to do is, do maintenance services yourself.

Always reset either Trip A or B whenever service is done and always ask your driver to send you that Trip A or B KMs every 2 weeks to see how many kms he's covering under the 2 weeks.

If he's driving averagely 2000kms to 2500kms in 2 weeks, then he's not over using the car but if he's driving above 2500kms in 2weeks he's over using the car.

And also, once he drives 4000kms in a month, ask him to bring the car for oil change ASAP, many of this drivers will consistently drive the car above 6000km within a month and they will be thinking since it's still under a month they have serviced the car, they can keep using it but manufacturer advises to change oil at every 5000kms and this is for people using fully synthetic oil.


Always keep tab of your car kms if you're doing rentals and ask him to bring it for oil change at every 4000km to avoid changing of engine...

I was surprised when some say they service their cars once in two months, we talked about this sometime ago in this thread.
As far as car is for ehailing it's better your go by millage covered, to be on the safe side.
Because there are months you may not work and do plenty waka for some months.
Even the manufacturers of the vehicles always talk about millage not duration of the time it was serviced last.

1 Like

Business / Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Djdamian(m): 12:56pm
Doris4ever:


No, I'm not advocating for the owner to handle repairs 100%. That's not even possible in today's economic reality.

What am happy about is the owner showing up and making sure everything is back to normal for the driver.

Some owners will not even bother to ask the driver how he resolved the issue talk less of showing up in person.

They would have used calls and threatening to frustrate the driver's life because Kickstarter stopped working grin

Unless the business agreement is HP (Hire Purchase), I still find it hard to believe that car owners would neglect and leave everything in the hands of the driver. After all, they are the ones who stand to lose the most in the end.

1 Like

Politics / Re: Labour Wants ₦‎497,000, FG Laments Paucity Of Funds by Ynix(m): 12:55pm
Okoroawusa:

Have you asked yourself how many people live in Mozambique not to talk about its federal workers?

Ghana is 35 Million and their minimum wage in Naira is about 49,000 it has drifted from $60 to about $33 in USD. Mozambique is 30 Million poorer than many countries in Africa. We aren't just interested in Economic growth as we ought to. It is not sufficient that we spend so much on infrastructure than the people.

America is about 400 Million, their minimum wage is about $5000 per month, that is about 6.5 Million Naira, UK is about 80 Million people their minimum wage is about £340 per month about 6.6 Million Naira per month.

If South Africa is doing $1200 per month as Minimum wage why can't Nigeria be able to do half of that and then downsize the amount of civil servants, increase tax net then grow industrialization so as to foster simultaneous Economic growth.

Nigerians are not lazy, give them more money, more tasks and see how they will surprise you with positive impacts
Health / Money & Your Mental Health: 5 Ways To Improve Your Financial & Emotional Wellnes by Rosabonnigeria: 12:55pm
When it comes to money, a lot of things are involved. It goes beyond just a means of exchange to deeply impact your life and shape your daily decisions.

To a large extent, the world revolves around money and whether that’s true to your experience or not, money undeniably plays a huge role in our lives and can also have a huge impact on our mental wellbeing.

According to the Money and Mental Health Policy Institute, people with financial problems are significantly more likely to experience mental health problems. They also add that 46% of people in financial debt also have a mental health problem.

Consultant Neuro-psychiatrist, Jimoh Adejumo says that recent statistics from the World Health Organisation (WHO) show that one in every four Nigerians, an average of 50 million people suffer from mental illness. He further explains that the current economic hardship, coupled with the level of insecurity in the country could trigger a mental breakdown in more Nigerians.

‘So, how does money negatively affect my mental health?’ you may ask. In more ways than you may think! However, the good news is that this cycle can be broken.

In this blog post, we'll explore five effective strategies to enhance your financial wellness and emotional well-being simultaneously.

- talk About It

According to step change, it can be hard to talk about debt or your financial struggles. But sharing what you are going through can help you feel less alone.

The most important thing you can do to reduce the impact of money on your mental health is to take action. Don’t ignore your money problems, hoping they’ll go away on their own because they won’t.

If your income isn’t covering you until the end of the month, your bills are getting out of hand, or you have no money coming in whatsoever, the best time to deal with it is NOW for your financial and mental well-being.

Don't be ashamed or hesitate to talk to your loved ones, or therapists or seek professional help if needed. These professionals can provide expert guidance tailored to your unique circumstances, helping you make informed decisions and alleviate financial stressors that impact your mental health.

- Create A Budget & Stick To It:

Yes, we know this is easier said than done especially in a country like Nigeria where the cost of living is at an all-time high.
According to Nigerian Finder, the 5 most expensive states to live in Nigeria are Lagos, Abuja, Rivers, Imo and Cross River. While this may make budgeting a little harder to do, it is not entirely impossible.

The key to succeeding here is to create a realistic budget that allows you to track your income and expenses, identify areas for saving, and prioritize your spending. When creating your budget, allocate funds for essentials such as housing, food, and utilities, as well as for savings and discretionary spending. Sticking to your budget provides a sense of control over your finances, reducing stress and anxiety.

- Building Your Emergency Savings:

Financial emergencies can be a major cause of significant stress and anxiety if you are unprepared and this can affect your mental health. Establishing an emergency fund provides you with a safety net when you experience unexpected challenges like job loss or medical or other financial emergencies.

It is advisable to save at least three months' worth of living expenses in your emergency funds account because knowing that you have a financial cushion can alleviate worry and promote peace of mind. However, only 36% of Nigerians have at least 3 months’ worth of emergency funds according to a recent study by Cowrywise.

With the Rosabon Earning Plan - REAP, you can now easily build your emergency funds and rest easy knowing that you are covered in any case of financial emergencies.

- Practice Mindful Spending:

Mindful spending involves making intentional decisions about how you use your money, focusing on purchases that align with your values and priorities.

The University of California affirms that mindful spending is a powerful tool to break the paycheck-to-paycheck cycle. By becoming more aware of your spending habits, reducing stress and anxiety, and aligning your spending with your values and goals, you can empower yourself to manage your finances effectively and pave the way for a more stable and enriching future.

Before making any purchase, consider whether it brings you genuine joy or enhances your life in a meaningful way. Avoid impulsive buying and instead cultivate gratitude for what you already have. By being mindful of your spending habits, you can reduce financial stress and cultivate a healthier relationship with money.

- Set Realistic Goals and Practice Self-Care:

Stressing over your unachieved goals can lower your self-esteem and may trigger mental health issues like depression and anxiety.

To manage this, set very realistic financial goals and break them down into manageable steps. Celebrate your small victories along the way and should you experience any setbacks? Don’t beat yourself up too much, simply get back on track with your goals.

Prioritize self-care practices and stress management techniques to protect your emotional well-being. Engage in activities that promote relaxation and reduce stress and cultivate healthy coping mechanisms to deal with financial challenges such as exercise, meditation, or spending time with loved ones.

Remember that your mental and emotional health are invaluable assets that require nurturing and attention.

Achieving financial wellness isn't just about numbers; it's also about fostering a positive relationship with money and promoting emotional well-being. By implementing these five strategies you can improve your financial situation while enhancing your mental and emotional health.

Politics / Re: Enugu, The Pride Of The East. by OnyeAshuaUru: 12:54pm
Localemperor:
To those of you that having been calling "Nkanu people"on this group, make no mistake, our silence so far is not a sign of cowardice. If you want to attack the Governor, attack him and leave Nkanu people alone. The three senatorial Zone will and have had their turn. And be rest assured that a governor from Nkanu extraction can never be the worst governor Enugu will produce. Keep your clannishness to yourself self, this is a public space.

From all indications this government will do better than the last administration. Healthy oppositions are welcome but anyone trying to divide Enugu along Clannish line will be totally annihilated.

Nkanu-land will continue to be the most developed part of Enugu state these was because the people were friendly and homely.
No location will play host to the University of Nigeria and still looks like Nsukka and it environ after 64years!!

Before Peter Mba, there was a certain Chimaroke Nnamani, a now narcissistic degenerate whose reign of terror in Enugu was stuff of legends. He was the worst Enugu State governor of all time before Mba's one year of do-nothingness posed a potent challenge.
If your ronu-style grandstanding serves to impress, intimidate, or parry criticisms of Mba's towering malfeasance, then better put on your best armour and step out to the front as a proud clan warrior because your tough talk has achieved nothing so far. As long as Peter Mba remains the governor of Enugu State, we will continue to put his feet through fire like a sacrificial fowl. His inglorious feat at the polls is enough to condemn him to infamy; and the fact that sentimental sods like you could attempt to shout down criticisms of his cluelessness with threats and bigoted innuendos makes his agenda look all the more sinister.

3 Likes 1 Share

Politics / Re: Throwback Photo Of Gen. Ironsi & IBB At An Occasion In 1966 by Irony1: 12:54pm
georgeakins:


No smart person in biafla kingdom.

You talk like a kid
Car Talk / Re: ❗I Inspect Cars For People At The Point Of Purchase (Short Read) ❗❗ by AutoConsult: 12:52pm
I believe we are all having a busy day. Please while you ponder on the next car you wanna drive, let "AutoConsult" continue to pop up in your mind. Let's talk about your options or choice.

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Autos / Re: ❗Don't Buy A Car Without Inviting Me To Inspect It For You❗❗ by AutoConsult: 12:52pm
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Autos / Re: ❗❗I Inspect Lagos Cars For People Living Anywhere In Nigeria And Diaspora ❗ by AutoConsult: 12:52pm
I believe we are all having a busy day. Please while you ponder on the next car you wanna drive, let "AutoConsult" continue to pop up in your mind. Let's talk about your options or choice.

09039337803
Car Talk / Re: ❗Don't Buy A Car Without Inviting Me To Inspect It For You❗❗ by AutoConsult: 12:51pm
I believe we are all having a busy day. Please while you ponder on the next car you wanna drive, let "AutoConsult" continue to pop up in your mind. Let's talk about your options or choice.

09039337803
Foreign Affairs / Re: Netanyahu Condemns Move By 3 Countries To Recognize Palestinian State by tctrills: 12:45pm
Krismas:
grin maybe u did not listen to egypts address at the last UNSC meeting. u are a liar all the time. right now, egypt has joined south africas case of genocide against israel at the ICJ. and jordan has troops on the border with east of west bank. the both country has warned israel of the rash move of FORCEABLY DISPLACEMENT OF PALESTINIANS. Which is the goal of israel.
the ruling family of saudi, may soon be overthrown. and they are not even so important anymore. normalization will not harm the creation of palestine state. saudis plan to sell al aqsa mosque to israel has been foiled by fatah and hamas. its over.
america has stopped funding the palestinians, since trump said all negotiations with israel in peace talk must exclude jerusalem. so muhmud abass said, if jerusalem is off the table of negotiation, so too must america. and trump said he had been insulted.
lie all u want. isarael has never sought peace. PLO and FATAH did everything to please the useless zionist land thiefs. but all the useless zionist wanted was to enslave palestinians on their homesoil. thank god for hamas. thank god for the resistance. things are different now.
Oga you don't stop to amaze me with your lack of knowledge. Let me address just one of your falsehoods. You claim that America stopped funding the Palestinians since Trump.
But Washington is the largest donor ($343 million in 2022), followed by Germany and the European Union ($114 dollars in 2022
Do you see why I said you need to learn?
Most of Palestinian money is coming from the west. From white men.
That's the only reason why this war has no end.
Romance / Re: This Is How I Suck It If I Really Like It. I Take My Time..( Pics Ins) by eepeepook: 12:43pm
I don talk am since say na bingos full Nairaland. We can see it in full glare.
Celebrities / Re: Police Arrests Content Creator Who Accused Emoney Of Affair With Jr Pope's Wife by Wisebliss1(m): 12:42pm
Freedom of speech different from carry talk without evidence. Dis one go suffer tire. Las, las, na cry and beg nai he go take knee down beg for mercy and forgiveness. Mtchewwww
Nairaland / General / Re: BREAKING: Muhammadu Sanusi 'reinstated' As Emir Of Kano by Oxb90: 12:41pm
I talk am
Business / Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Doris4ever(m): 12:41pm
Djdamian:



i suspected you were going to reply this message.. grin grin grin

If the owner alone handled all the expenses, let's be honest: do you think this approach is sustainable in the long run, and that drivers wouldn't take advantage of the situation? In my opinion, I don't think so.

No, I'm not advocating for the owner to handle repairs 100%. That's not even possible in today's economic reality.

What am happy about is the owner showing up and making sure everything is back to normal for the driver.

Some owners will not even bother to ask the driver how he resolved the issue talk less of showing up in person.

They would have used calls and threatening to frustrate the driver's life because Kickstarter stopped working grin

3 Likes

Foreign Affairs / Re: Netanyahu Condemns Move By 3 Countries To Recognize Palestinian State by Krismas(m): 12:32pm
tctrills:

The government of Saudi Arabia wants peace and progress. It's the same with Jordan and Egypt. The Egyptians are not even comfortable taking in refugees from Gaza.
The truth remains that this war continues to rage because the west have spoiled the Palestinians. They are the most privileged refugees on earth with human development index better than most African countries thanks to money from the west. Yet many of you blame the white man or the west.
I also blame them but for a different reason. You don't achieve peace by pampering a terrorist nation.
The Palestinians have always refused to negotiate whenever a two state solution was presented to them. What really do these people want.
As for me, I want peace. I want a two state solution. But you really can't get there until you force the Palestinians to shun terrorism and to negotiate.
grin maybe u did not listen to egypts address at the last UNSC meeting. u are a liar all the time. right now, egypt has joined south africas case of genocide against israel at the ICJ. and jordan has troops on the border with east of west bank. the both country has warned israel of the rash move of FORCEABLY DISPLACEMENT OF PALESTINIANS. Which is the goal of israel.
the ruling family of saudi, may soon be overthrown. and they are not even so important anymore. normalization will not harm the creation of palestine state. saudis plan to sell al aqsa mosque to israel has been foiled by fatah and hamas. its over.
america has stopped funding the palestinians, since trump said all negotiations with israel in peace talk must exclude jerusalem. so muhmud abass said, if jerusalem is off the table of negotiation, so too must america. and trump said he had been insulted.
lie all u want. isarael has never sought peace. PLO and FATAH did everything to please the useless zionist land thiefs. but all the useless zionist wanted was to enslave palestinians on their homesoil. thank god for hamas. thank god for the resistance. things are different now.
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