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Temi231's Posts

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Travel / Re: Pictures Of An Open Market In The United States by Temi231(f): 6:14am On Mar 28, 2022
The open market in Los Angeles is cheap, but most products are fake sold by Mexicans. I have been there and done that

1 Like

Politics / Re: Former Super Eagles Players Visit Bola Tinubu (photos) by Temi231(f): 7:26pm On Mar 19, 2022
None of their families live in Nigeria. If you like follow the crowd and vote for someone for someone that doesn't have any plan for the country.

Get your PVC guys s

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Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 9:13pm On Mar 16, 2022
umarwy:


I will advice you to move immediately, and change your address on banks/mobile/NI etc.

Calling police might call for retaliation, in addition police for this country na catch and release, they might come for a drug bust and not find any drugs as some of these guys can be Walter White.

And they might suspect you.


Please don't look at the short term financial impact of moving.

Try to move with friends/church/mosque etc.

Na only one life we get oh.


What area are you residing please.

I am not trying to scare you but there are lots of knifes on the street
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 12:50pm On Mar 15, 2022
MadeMen4Life:
Hello all, I just got my provisional driving license but my BRP card didn’t come with it. Do they send that separately? Thanks
Nairaland / General / Re: Which Year Did You Discover Nairaland ? by Temi231(f): 4:01pm On Mar 13, 2022
2008 but registered in 2010. I don dey old o
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 12:24pm On Mar 12, 2022
mizGene:

The Harley Street clinic...but I think it needs booking.
I know there are test places within Heathrow too...

There is Cigntest or so near Brentcross area...

Also there is Clinica if you are in Ealing area....

I bet if you go to your high street or town center, you would find one too

Thank you. I found one and the result came out within 15minutes and it cost £39

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 9:22am On Mar 12, 2022
Please where can I do covid 19 test in London today and get the result. Travel date is tomorrow
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 9:06am On Mar 12, 2022
ybahrbz91:
Good Morning Everyone

I would like to make some enquiry before traveling;

Do I still need a pre-departure COVID test before traveling to Scotland even when I am fully vaccinated?

How early should I fill in the Passenger Locator form?

What are the other basic information do I need ahead of my journey.

No. Are you coming from Nigeria? Your vaccine card is enough. In fact if you arrive on Sunday, no body get your time in the airport. I don't know about other days
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 5:38pm On Mar 10, 2022
Ralphlauren:



https://peritusprivatefinance.co.uk/

Request to speak to a gentleman named Vick

He provides mortgage services for properties in England and Scotland

Thanks
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 9:44am On Mar 10, 2022
Ticha:


Yes, you can

I have messaged you
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 11:08pm On Mar 09, 2022
Okay. I think I can go ahead and ask my questions to help people in my shoes that want to stop paying rent money like oga Lexus dey talk cheesy. My question is this:
1. What is the step-by-step process of getting property in the Uk? My curiosity is saying; getting a house you like, meeting your bank, meeting mortgage broker( Don’t have anyone now) needs advice on this too, have a lawyer…. Please help us with the detailed process. This country needs guidance to live. Madam Ticha, Oga Ralphlauren, and other Uk ancestors, please help me put mouth.
What does repayment interest rate mean in reality? Not theoretical term. I checked on money market for comparison but needs more guide. How to pick the best.
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 10:52pm On Mar 09, 2022
Ticha:


You can do it straightaway. You have a deposit (they'll want to trace proof of funds too), have a job and a visa longer than 18 months - you're good to go. The higher your deposit, the less your interest rate, that's the biggest advantage of a higher deposit. However interest rates are currently quite low so use the lowest deposit allowed and fix for a longer period then invest the rest of the deposit or even just overpay on the mortgage regularly.

Thank you so much. Please can I DM you. I know you have talked much about property here but still have some questions. I don’t want to be flooding the post with questions you might have answered before. Let me know if it’s okay.
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 10:43pm On Mar 09, 2022
Ralphlauren:


Yes, you can. I currently have 2 mortgages. My source of income and affordability tests were based on my contract jobs.

I used very good mortgage brokera/advisors that sourced the lowest possible interest rates for me though.

Anything is possible if you have a very good [b]mortgage broker [/b]that knows his stuff.

Can you advice/ suggest on this

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 10:42pm On Mar 09, 2022
Ralphlauren:


Its not just about having a deposit. The bank looks at affordability. That is, can you pay your mortgage monthly through the term of the mortgage without defaulting? You need to have stable and regular income to demonstrate affordability.

If you have a job that covers your expenses including the monthly repayments, then you are good to go.


Okay. I have a regular income too. That means I am good to go. Thanks
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 5:46pm On Mar 09, 2022
Ticha:


Because you need somewhere to live and paying rent is paying for a service like any other service. The fact that someone makes a profit from it is neither here nor there. We can translate that into saying buying food is a waste of money as we'll just shit it out. Not everyone can afford a mortgage even with the best will in the world. I advocate one having their own property somewhere mainly because as immigrants, we would really struggle at retirement. To access the full raft of a state pension (which is peanuts by the way), you would have had to pay 35 years worth of NI. Therefore it is absolutely necessary to have a retirement plan which could be a property (the most difficult asset class to pull money out of as it is not liquid cash) that is paid down somewhere cheap for example or money funneled into shares

Madam, how many months do you think someone can start thinking of buying a house of its own in the Uk. When do you think I can approach a bank and what advantage do someone that already have at least 20% of the deposit for intending house? Thank you always for your insightful advice
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 3:21pm On Mar 08, 2022
Amarathripple0:


If you have time, Pay through Form A if you can, open a Revolut, Stirling or Monzo account. Select the Maintenace/upkeep section and credit your UK account and then do the transfer to the landlord Or use Lemonade/OhentPay/Barter by Flutterwave to credit the landlord’s account at black market rate. Here’s the link for Form A , select educational service and at the drop down. It’ll give you various options, select maintenance and upkeep. Have all the required documents ready. https://www.tradesystem.gov.ng/index.html

Best of Luck

But would he be able to open this account without UK phone line? I doubt

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 5:20pm On Mar 04, 2022
enesty:
Good day all
Please which would you advise between England or Scotland for me,am coming for my msc with a wife and kid. We looking at cheap rent and good jobs. Thanks

Scotland but it's cold( I think everywhere is )... A newbie though. Little more cheaper than England IMO. More friendly peeps too

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 3:47pm On Mar 02, 2022
LagosismyHome:


Another mum in the news recently went shopping when house burnt and left Two sets of twins aged four, and aged three..... how do you live 4 small boys alone

Even the famous Madeleine McCann..... Parents left her at 3 years and twins boys were just two years old. Two doctors who could afford a baby sitter

Shocking but you be surprised how often this happens . No parent abeg should leave a child at home alone

This is disturbing! It is well sha

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 2:05pm On Mar 01, 2022
To apply for provisional drivers licence , can I apply after 1month of living in the UK?
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 4:35pm On Feb 27, 2022
Lexusgs430:



You don't presently have a girl ......... Girl supermarket dey Nigeria........... cheesy

No go bring karashika come o .......... smiley

You no go kill person.... grin cheesy
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 4:10pm On Feb 27, 2022
Peerielass:


@Temi231, I’m assuming you are in a rented apartment. Don’t you need to check with your landlord before you change the flooring in the house?
Secondly I won’t advise you to measure the carpets yourself, the way they lay carpets here is different from what we do in Nigeria. Carpets are laid as one piece and it flows through the entire house and under the doors and right through the stairs without any cut and join. Based on that, I will recommend getting a professional carpet fitter to measure and lay the carpet for you. There are many people on Facebook who specialise in carpet fitting. Just check your local Facebook page. You’ll also need an underlay for the carpet.

Thank you sis for always touching my matter

2 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 4:08pm On Feb 27, 2022
TheGuyFromHR:


I shouldn't think she meant fitting a carpet, more like just buying one of the roll-up variety to place on a bare floor.

I was thinking of doing the latter, but with advice here, I would settle for the normal rug. The floor is cold with this wooden carpet.
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 1:04am On Feb 27, 2022
Joyousgem:


I will recommend J&W carpets, they are cheaper than the standard carpet retailer. Take measurements of each room and have an idea of what colour you're after. They have stores in Glasgow and all across Scotland.

I would suggest Dunelm for curtains, their curtains are good quality at reasonable price. Remember to get thermal curtains.

Thank you
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 1:04am On Feb 27, 2022
ndidibabe:
Please how can I get the Review manual. Probably 16th edition. It isn't part of the doc u shared with me. Also the QAE 10th edition and the planning guide.

We communicated. I will let you know once I get the site
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 6:58pm On Feb 26, 2022
ndidibabe:
I am unable to PM because the Email i used to open my account here was compromised and i have since deactivated it. I will appreciate if you can share with me using ndidifola@gmail.com.

Thank you so much!

I have shared the documents with you.

All the best sis
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 2:15pm On Feb 26, 2022
ndidibabe:
Please did you see my previous message. Kindly assist.

Yes I did. I will share with you once I am fully connected.
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 11:19pm On Feb 25, 2022
ndidibabe:
Please help me with the materials

Please pm me. Then will share a drive with you
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 8:23pm On Feb 25, 2022
Please ohh, I have come my brothers and sisters grin. Where can I get a good deal for curtains and Rugs. I need to rug my apartment so as to spend less on heating. Abeg I need experienced people advice Biko. This country, I no wan do pass myself. Eshey gan ni. Thank you

1 Like 1 Share

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 8:21pm On Feb 25, 2022
ndidibabe:
Pls I want to do the CISM. Is it something u can pass by self study within 3 months?

If you think you can, yes you can. I studied from December 2020 then wrote the exam March 2021. Although, I have read the whole book in February/March 2020 before the lockdown but o couldn’t go ahead because I was distracted of lockdown in Nigeria then.

You can do it. You just have to dedicate some hrs daily as there questions can be tricky.

Let me know if you need any materials!

All the best

2 Likes

Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 9:56pm On Feb 23, 2022
fatima04:


Lolz sorry ehn, red pepper is usually expensive during spring/winter months. You may want to ask for carton price and then take half.

On the other hand it's value for money cos you don't need to use lots of it as they come quite spicy

Thank you mama. New environment and culture shock come with a lot of changes and surprises. I guess it's part of the new change. grin
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by Temi231(f): 7:50pm On Feb 23, 2022
bimbola4real:


You can get palm oil and other African stuff from Kashmir store on Eglinton Road G5 9RU (you can get directions their from Google map) walking distance from some parts of city centre. They have 10kg bags of rice as well, they have long grain one( Tollyboy Rice is closest to Naija one).
For bigger bag rice and wholesale products generally there's Alfa Wholesale on Lancefield street G3 8HZ
Also another African shop called Larrytino on maryhill road G20 9AX ( they stock all Naija food stuff, owned by a Nigerian), the others are Asian owned.
Hope this helps.

I went to this store and got a shock of my life. Red pepper(Rodo) £16, something that can not fill custard paint. Haa mogbe.... Is that how we used to do �� cheesy cheesy. Maybe the guy made mistake in our bill sha. Hubby is planning to go there and buy the same quantity to see the price again.

Just to give update. Thank you
Travel / Re: General UK Visa Enquiries - Part 5 by Temi231(f): 10:52am On Feb 23, 2022
victoristic:
Thank you for your response.

1. I have filled all the necessary details as the main applicant without missing any information....Upon continuing to IHS portal,it requested i added some more information ,which I supplied. My main concern now is do i have to pay the IHS before it allows further actions.

I am thinking maybe that's when my GWF will be active.
.


I think so. Kindly assist out on this process please if you know how.

Also, can you post this on skilled worker page.

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