umarwy:


I will advice you to move immediately, and change your address on banks/mobile/NI etc.

Calling police might call for retaliation, in addition police for this country na catch and release, they might come for a drug bust and not find any drugs as some of these guys can be Walter White.

And they might suspect you.


Please don't look at the short term financial impact of moving.

Try to move with friends/church/mosque etc.

Na only one life we get oh.


What area are you residing please.

I am not trying to scare you but there are lots of knifes on the street

MadeMen4Life:
Hello all, I just got my provisional driving license but my BRP card didn’t come with it. Do they send that separately? Thanks

mizGene:

The Harley Street clinic...but I think it needs booking.
I know there are test places within Heathrow too...

There is Cigntest or so near Brentcross area...

Also there is Clinica if you are in Ealing area....

I bet if you go to your high street or town center, you would find one too

ybahrbz91:
Good Morning Everyone

I would like to make some enquiry before traveling;

Do I still need a pre-departure COVID test before traveling to Scotland even when I am fully vaccinated?

How early should I fill in the Passenger Locator form?

What are the other basic information do I need ahead of my journey.

Ralphlauren:



https://peritusprivatefinance.co.uk/

Request to speak to a gentleman named Vick

He provides mortgage services for properties in England and Scotland

Ticha:


Yes, you can

Ticha:


You can do it straightaway. You have a deposit (they'll want to trace proof of funds too), have a job and a visa longer than 18 months - you're good to go. The higher your deposit, the less your interest rate, that's the biggest advantage of a higher deposit. However interest rates are currently quite low so use the lowest deposit allowed and fix for a longer period then invest the rest of the deposit or even just overpay on the mortgage regularly.

Ralphlauren:


Yes, you can. I currently have 2 mortgages. My source of income and affordability tests were based on my contract jobs.

I used very good mortgage brokera/advisors that sourced the lowest possible interest rates for me though.

Anything is possible if you have a very good [b]mortgage broker [/b]that knows his stuff.

Ralphlauren:


Its not just about having a deposit. The bank looks at affordability. That is, can you pay your mortgage monthly through the term of the mortgage without defaulting? You need to have stable and regular income to demonstrate affordability.

If you have a job that covers your expenses including the monthly repayments, then you are good to go.

Ticha:


Because you need somewhere to live and paying rent is paying for a service like any other service. The fact that someone makes a profit from it is neither here nor there. We can translate that into saying buying food is a waste of money as we'll just shit it out. Not everyone can afford a mortgage even with the best will in the world. I advocate one having their own property somewhere mainly because as immigrants, we would really struggle at retirement. To access the full raft of a state pension (which is peanuts by the way), you would have had to pay 35 years worth of NI. Therefore it is absolutely necessary to have a retirement plan which could be a property (the most difficult asset class to pull money out of as it is not liquid cash) that is paid down somewhere cheap for example or money funneled into shares

Amarathripple0:


If you have time, Pay through Form A if you can, open a Revolut, Stirling or Monzo account. Select the Maintenace/upkeep section and credit your UK account and then do the transfer to the landlord Or use Lemonade/OhentPay/Barter by Flutterwave to credit the landlord’s account at black market rate. Here’s the link for Form A , select educational service and at the drop down. It’ll give you various options, select maintenance and upkeep. Have all the required documents ready. https://www.tradesystem.gov.ng/index.html

Best of Luck

enesty:
Good day all
Please which would you advise between England or Scotland for me,am coming for my msc with a wife and kid. We looking at cheap rent and good jobs. Thanks

LagosismyHome:


Another mum in the news recently went shopping when house burnt and left Two sets of twins aged four, and aged three..... how do you live 4 small boys alone

Even the famous Madeleine McCann..... Parents left her at 3 years and twins boys were just two years old. Two doctors who could afford a baby sitter

Shocking but you be surprised how often this happens . No parent abeg should leave a child at home alone

Lexusgs430:



You don't presently have a girl ......... Girl supermarket dey Nigeria...........

No go bring karashika come o ..........

Peerielass:


@Temi231, I’m assuming you are in a rented apartment. Don’t you need to check with your landlord before you change the flooring in the house?
Secondly I won’t advise you to measure the carpets yourself, the way they lay carpets here is different from what we do in Nigeria. Carpets are laid as one piece and it flows through the entire house and under the doors and right through the stairs without any cut and join. Based on that, I will recommend getting a professional carpet fitter to measure and lay the carpet for you. There are many people on Facebook who specialise in carpet fitting. Just check your local Facebook page. You’ll also need an underlay for the carpet.

TheGuyFromHR:


I shouldn't think she meant fitting a carpet, more like just buying one of the roll-up variety to place on a bare floor.

Joyousgem:


I will recommend J&W carpets, they are cheaper than the standard carpet retailer. Take measurements of each room and have an idea of what colour you're after. They have stores in Glasgow and all across Scotland.

I would suggest Dunelm for curtains, their curtains are good quality at reasonable price. Remember to get thermal curtains.

ndidibabe:
Please how can I get the Review manual. Probably 16th edition. It isn't part of the doc u shared with me. Also the QAE 10th edition and the planning guide.

ndidibabe:
I am unable to PM because the Email i used to open my account here was compromised and i have since deactivated it. I will appreciate if you can share with me using ndidifola@gmail.com.

Thank you so much!

ndidibabe:
Please did you see my previous message. Kindly assist.

ndidibabe:
Please help me with the materials

ndidibabe:
Pls I want to do the CISM. Is it something u can pass by self study within 3 months?

fatima04:


Lolz sorry ehn, red pepper is usually expensive during spring/winter months. You may want to ask for carton price and then take half.

On the other hand it's value for money cos you don't need to use lots of it as they come quite spicy

bimbola4real:


You can get palm oil and other African stuff from Kashmir store on Eglinton Road G5 9RU (you can get directions their from Google map) walking distance from some parts of city centre. They have 10kg bags of rice as well, they have long grain one( Tollyboy Rice is closest to Naija one).
For bigger bag rice and wholesale products generally there's Alfa Wholesale on Lancefield street G3 8HZ
Also another African shop called Larrytino on maryhill road G20 9AX ( they stock all Naija food stuff, owned by a Nigerian), the others are Asian owned.
Hope this helps.

victoristic:
Thank you for your response.

1. I have filled all the necessary details as the main applicant without missing any information....Upon continuing to IHS portal,it requested i added some more information ,which I supplied. My main concern now is do i have to pay the IHS before it allows further actions.

I am thinking maybe that's when my GWF will be active.
.