₦airaland Forum

bigtt76:
Yes I'm aware in exchange for the service they offer to help build your credit as a new migrant, its ok by me.

bigtt76:
Nor run madt oooo

For your credit score to grow, you must have access to credit facilities either in form of utility bills paid or credits from credit card companies or credit score boosting apps.

3. [b]Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link) [/b]

hustla:
Try Monese credit builder for 3 months and then apply for the credit card (it runs for 1 year in total)

Santa2:
@Tinyemeka Dont worry about your Transunion credit score, building credit is a cumulative process. Even after 2 years+ here my transunion score is still at 589 but my experian score is 957. I made sure got a contract line, converted my pay as you go to three contract, got a provisional license and registered to vote. Did all these because as at the time I was living in a flatshare so didnt have any other bills to my name. I also was reporting my rent payment through credit ladder. I applied a post office creditcard(capital one) and got approved for £500 only, after 5 month I applied for Amex and got approved for £15,000. My advise would be not to apply for another credit card yet. Make sure you do other neccesary thing to get your name into the system then apply again after sometime, at least a month or two after.

bigtt76:
Nor run madt oooo

For your credit score to grow, you must have access to credit facilities either in form of utility bills paid or credits from credit card companies or credit score boosting apps.

Question
a. Is your rent paid by bank transfer directly to the landlord's account? If yes, try setting up a standing order to execute same time every month
b. How is your council tax or utility bills paid? Do you have Direct Debit set up on your account to debit it every month? Direct debits are reported to credit bureaus
c. Look for Contract-SIM from any of the mobile networks (I use Virgin mobile) and port your current line to them, use direct debit to pay for this monthly. To call home you can use cheap call cards available in Tescos or ASDA etc
d. How long have you been on the electoral roll?

Try the following

1. Place the embolden on standing order and use the following to report your rent payment to report the rent payment to credit agencies.
2. Credit Ladder sign up using my referral https://www.creditladder.co.uk/join/4kN2nMj0DmjpABDL),
3. Loqbox (sign up using my link https://www.loqbox.com/en_gb/loqbox-invite?referral_code=SZJ9DXFXHX&referral_channel=link)
4. Sign up for AMEX https://americanexpress.com/en-gb/referral/tEMItOhbvx?XL=MNANS
5. Try not to open too many bank accounts (are your accounts online banks or conventional banks) or close any already opened
6. You should sign up to Experian credit score platform and they have a 30 days trial with which you can use to guide and boost your scores

You can report previous payment as currently is if you make the transfer same time monthly. The apps would pick it up from your bank account.

Phayie:
Open loqbox account with my referral link below and start saving about £20 monthly for 6 months. This will serve as loan which will give you credit profile and increase your credit score

https://www.loqbox.com/en_gb/loqbox-invite?referral_code=GJOHQHRURH&referral_channel=link

Lexusgs430:
Apply for a credit builder credit card........ This type of credit cards would typically have higher than usual Apr rates + offer lower credit limits.......

After you built your credit score, join us in the Amex, MBNA, Sainsbury, HSBC, NatWest, Barclaycard, Virgin money club ...........😂🤪

Lexusgs430:
I feel refreshed, after my Turkey holiday...... So annoiting still dey flow ........ 🦃 😜😂

sukkot:
see question

1 you enjoy the freedom of choice
2 the ability to get away from crazy areas
3 the ability to insulate yourself from madness
4 lots of good foods
6 you not dealing with racism
7 if sick you can see doctor right away not be on waiting list for 2 years like uk and canada
8 a more relaxed atmosphere
9 a choice of beautiful nigerian women to marry. naija girls too fine mayneeeeee
10 autonomy, off grid life. generate your own water and light
11 weather is great
12 you are not taxed to death
13 you can raise your kids how you want without the states intervention
14 if you and madam divorce the state will not take all your assets and give to her
17 you dont have to pay inheritance tax to bequeath your assets to your kids

ahiboilandgas:
nepa is now willing buyer and willing seller . Implex estates in ikejia have not experience power failure since year 2020 band A pro ( 60 Naira per kilo watt ) .

AfahaAbia:
So sorry about that. Just try as much as you can to manage the situation most especially if you already have kids. Yes I married very young because I thought it was the right thing to do then and another reason was doing quite well In early career.

AfahaAbia:
They are fine. The older is 14 while the younger one is 10. I'm done with having kids and Im contented. At the moment they are on holidays with my their grand mum(my mother).

Racoon:
The Argentinian Albiceleste won the match but their reactions was simply unsportmanly. How can Leoniel Messi be calling a fellow player a "fool"? FIFA indeed should thoroughly investigate this show of shame and issue appropriate sanctions.

nony43:
Sickness no good at all, the way this woman take age ehh. Chaii.

ObalendeCMS:
Interesting read! Please what is the title of the book that this your quote was excerpted from?

Thanks.

kettykin:
APC had turned Nigeria into an economic black hole and cesspool, the lagoon the ọbá of Lagos vowed to drown Igbos has become the drowning pool of Nigeria

Toshtos:
Ethiopian Airlines allow back pack ??

walkbrazil4k:
Brazilians are friendly and wonderful,one of the best in the world but no worries, We hate you too , BTW stop watching CNN

We have permanently extended free school meal eligibility to children in all households with no recourse to public funds (NRPF), subject to maximum income thresholds.

Eligible groups
These groups include, but may not be limited to children of:

Zambrano carers
families who have no recourse to public funds with a right to remain in the UK on grounds of private and family life under Article 8 of the European Convention on Human Rights
families receiving support under Section 17 of the Children Act 1989 who are also subject to a no recourse to public funds restriction
a subset of failed asylum seekers supported under Section 4 of the Immigration and Asylum Act 1999
Chen carers
families holding a BN(O) passport
spousal visa holders
work visa holders
student visa holders
those with no immigration status
The maximum income threshold differs based on your location and the number of children that your family has.

Income thresholds
Under the permanent extension of free school meal eligibility to all NRPF groups, the annual household income thresholds for those families able to work are:

£22,700 for families outside of London with 1 child
£26,300 for families outside of London with 2 or more children
£31,200 for families within London with 1 child
£34,800 for families within London with 2 or more children

Recording eligible pupils
You should record eligible free school meals pupils who qualify through the NRPF criteria in the termly school census, in the same way as all other free school meals pupils.

You should retain evidence of the application including the self-declaration and any supporting documentation for usual audit purposes.

rinzylee:
3 tickets? Ah ah did you move with wife and child? What airline?

BA gave me 2 x 23kg, 12kg hand luggage plus my backpack.

rinzylee:
Hahahaha....laughing out loud here. I had extra luggage of 23kg food alone


Abeg carry go jari....I'd repeat same when I return. I just can't eat the food here. I was selective while in Nigeria, it's worse here.


I flew through Abuja, I didn't really get so much scrutiny. The Hausa customs/immigration boss there...asked them to return all the money they took from me. I was shocked. Nigeria will be better!!!!

Solumtoya:
One more thing, please forgive my too much talk.

Please open a Lifetime ISA, and fund it with at least £1. Do it now and I will try and explain.

CONS: You can't take your money out of it without a 25% penalty unless you're retiring or paying for your first home or leaving the Country permanently, I think

PROS: Government gives you a 25% bonus up to £4,000 contribution. So if a Husband and wife put £4k each in March, they get £2k. If they put another £4k each in May (which is a new year), they get another £2k. So, in a space of few months, they just got £4,000 that they can use for their first home or retirement. Depending on your provider, you might even get more interests outside the 25%.
(Mathematics).

rinzylee:
Away from problems and worries......can we catch the brighter side of life in this UK once again??


Biko someone should share a vacation story or a recent achievement here.

Meanwhile....I enjoy watching border patrol whenever NHS donates some part of my 5 year hustle to me .... those Australian and New Zealand border guys no dey play o. USA is hard on food scrutiny.

UK appears to be quite lax on immigration checks.. I was shocked no one talked to me from Gate 5. I felt funny.


Has anyone toured the whole shengen countries here? I dey reason am

LagosismyHome:
Yes I saw one... the new people haven't sorted accommodation so employer gave a room aka accomodation. The new employees turns up and see 4 people have been allocated to share this one room

So 4 unrelated people who don't know each other from Adam are told to share a double bed and now the employer is giving them a shift of 12hours but only paying 6 hours. This just slavery and has becoming an annoying trap .the lady who been there for 5-months said nobody to complain or they cancel your cos so all working 12 hours and been paid 6

MrTed:
Be Proud of what you have and Who You ARE. Real and Original No faking. NO CLOUT...STAY HUMBLE

satechexpress:
Dear Redpiller,

I have a confession to make. I will like to share my experience with Filipina lady I docked sometimes ago when I was in diaspora.

She was older than me like 7yrs. We meet on this dating app call tinder… I have been holding this sex urge for long time… I do hv a gf back home tho…

To cut the long story short… I bleep this lady and she enjoyed it and always ask for more… but this lady own is too much, she always want to knack from night till dawn.

Plus she too dey love. To the extent that she went ahead to pick my naija gf phone number behind my back and told her to leave that she is the new owner now.

It was later that I kno that this Filipino lady just like sex naturally and she don even knack one niaja brother in the same flat.

to be continue later…

lordsterlin:
Dear Nairalanders,

My name is Preston and I am 36yrs this year. I really need help. For the past 35yrs of my life I have never bleeped a girl or woman. The only thing I've done in the past was just to kiss, kiss and kiss. Another thing I do is to help myself through wanking.

Recently, I've got a girlfriend (actually my first). She loves me obviously from her actions. Because I feared I may not be able to satisfy her, I went to buy a drug from a drugstore. The Man told me to take it atleast 10-15mins before the actual sex. I did as instructed but it didn't work as just few thrust, and my yogurts were out. Another day she came when I least expected her. I attempted to do it with her this time. I allowed myself lie while she mounted my rod. Again, just few thrusts, and I was done. This is becoming quite embarrassing.

What can I do to solve this problem?

slimfit1:
What do you want them to do? Do you think this is Nigeria? These people will teach you how a justice system is supposed to be. Sit down and listen and watch how it's done no amount of money will influence anyone .

dre11:
Premier League player sustains ‘serious injury from having sex in unusual position’




https://www.vanguardngr.com/2022/11/premier-league-player-sustains-serious-injury-from-having-sex-in-unusual-position/

oikirodah:
What The APC PCC Media Directorate Told Journalists Ahead Of Tinubu's Town Hall Meeting In Minna (Photos)



Source iReporteronline.
https://ireporteronline.com.ng/blog/what-the-apc-pcc-media-directorate-told-journalists-ahead-of-tinubus-town-hall-meeting-in-minna-photos/