₦airaland Forum

Googledotcom:
Wow, thanks for this, it will greatly reduce insecurity in the country.

Firstly people won't be able to move large cash about and kidnappers would find it really tough to get huge monies as ransom.


Kidnapped victims would be given a long period to pay up due to the withdrawal limit and this will notify the security personnel that something fishy is going on.

This wont affect the kidnappers at all. In fact the victims will be more affected because the kidnappers will give enough time for the victims family to withdraw enough cash and send.

This time, they really wont care how much is takes them to get 5 million naira cash as long as the victim has agreed to pay. Remember, the more time the family waste the likely hood of the victim dying, which I'm very sure will not be beneficial to anyone; but we all know who loses more if that happens.

Nigerians can improvise to any situation no matter how difficult it is. Are we not all buying fuel at N260 today? Paying double our transportation fare and everyone seems to have gotten over it.. Lol.

You'll be suppressed how bad this policy will be.

I just pray a new government takes in and reverse this.

Note, I'm not against cashless policy, but before that, CBN should remove all the excess bank charges we face, if not, to buy any stuff that will normally cost 1k cash, will be paid with 1.1k or more. Everyone will wanna cover from the chargers we get.


Bank charges will be a hindrances to cashless policy in naija.

Till then, let's see how it goes.

NigeriaIsGreat:
Tinubu will lord over you and your kindred for good 8 years

Only in your lucid and your family will he reign.

Thegamingorca:
Did you say Egypt?




https://www.youtube.com/watch?v=8LzuZrkEY18

At least they have 24 hours power supply and good roads, if Egypt was located in a rainforest geographical area like Nigeria, with our enormous oil, they'll definitely have been doing more than South Africa self.

tensazangetsu20:
Men most African countries are no go area o. Forget all the pr online. If one can't even succeed in business in Nigeria is it in a country with 2 million people and per Capita income of 500 usd per head that the person will make it. Even Nigeria in it's shithole status per Capita income is 2000 usd and over 200 million people. Let's even assume that 90 percent live in extreme poverty. 10 percent of 200 million is 20 million still a sizable market. The only African country better than Nigeria is south Africa.

At the bolded, I doubt that.

Have you visited Morocco? Egypt? Algeria? Try Senegal, Even Kenya is doing well as it stands.

Chuknovski:
The thing is I have both kuda, provides and opay accounts but am too lazy to use those platforms I like ussd too much for small transactions, besides I have trust issues for these off the desk banks, forget NDIC, just braze up and pay off the bank charges

Lol... Brace up and be over tax by this wicked government we have?

Guy, try use first bank savings account and run daily transactions. Your account will bleed with different charges! I counted at least 3-4 different charges on each transaction. It's a rip off, I no a lot of people will say is it not small money? Imagine 50 naira being deducted from over 100million customs on a daily. And only few people will pocket all these.

Before you attack me on how I expect these banks to make their own money, remember, it wasn't like this 20 years ago, and banking industry were still running fine.

We are just being ripped off in this country by any cooperate firm and people are quite because the money involved can be overlooked.

Enjoy your USSD codes if 6 naira per transaction is the price you have to pay for having trust issue.. Lol.

Nazgul:
I use kuda bank, They charge N50 for deposits above 10k. That's fair if you ask me compared to other Banks.

So the logic here is to deposit like 50-100k from your commercial bank and, use it to settle all your monthly bills (prepaid meter, gotv/dstv, data, recharge cards...etc) for free cos you've already been charged N50 for the deposit and wouldn't be charged any more money. You'd agree with me that if you perform all these transactions on your bills from your commercial bank, they'll keep charging you per transaction.

Kuda just charges once, if you're sending money to another account, you have 25 free transfers every month. So unless you have staffs who you pay salaries from your bank, I don't see how you're going to exhaust 25 free transfers within a month.

As for their virtual card, I don't know anything about it cos I use kuda for bills and transfers of little funds. So I don't need their card.

Just like you mentioned on your last paragraph.

Me too I use it on daily transactions, what that means is, I can get 10k 5 times in a day from different people (I can't tell them each to combine it together and send at once) , and make like 20k 5 times a day trans as well. I can't help it, this is how my transactions run on daily.

From this you can compile all the #50 naira from all this and see how much just my account alone is generating for them.

Though I don't blame them and probably better compared to others, it's a rip off to me.

Once a month charge would have been better

I'm switching to Opay, like many here have recommended. (made lot of enquiries about them)

Until I run out of options, I'll continue to go where I'll be able to save more from these transactions.

Thanks anyway.

jaeyking:
.

I'm using opay for like 2years plus no charges and I have both the virtual and physical card though it's verve .

Will try it out soon.

hazard7:
I get you bro but it's more deep than that. I'm happy that I have left the house and she still calls me but I don't care.

Like I said, hardly.

You might be an exception.

Thank God you've left her alone, she can't eat her cake and have it.

Foreigner12:
I use Kuda, they charge #50 on transactions of #10K and above. It started in August or so and they made it clear it was imposed on them by the federal government and no amount in the #50 to be charged goes into their pockets. Everything goes into the the federal purse.

Hmmm.. For both debit and credit? On every transaction? Not even a once in a month charges.

That's too much abeg. Charges for withdrawal is ok, but charges when someone also credit you is really appalling.

jaeyking:
Use Opay and get peace of mind

Yeah, same way I was asked to use Kuda and have peace of mind too.
Seems like peace of mind just ended.

I really liked the bank, I wouldn't mind if it was a monthly charge. But 50 naira on all credit and debit of 5k and above is a total turn off.

I chose them cause of how active my account is on a daily, running from those transaction charges from other banks which piles up to 5k a month on my account statement wasn't a joke.

Well, it was good while it lasted.

hazard7:
With the way things are going with married women, marriage is becoming a "never an option for me" cause God, damn.

There is a married woman whose husband is an acquaintance of mine but the husband is a simp.

I was having dinner in her place and she was overtly flirting with me, like Jesus. Can you please respect your husband while you are in front of him?

The worst part is that he can't seem to say anything, only to say "she's been having a rough day".

Thank God for my core principles, especially regarding married women, cause she is just crazy.

She wanted to seduce me several times that I have been there but Nah, I didn't take so many pills to be overcome by lust.

@Ubunja @Martinez09 @Caveadullum @Heartofcity and others. Keep giving us more useful content and God bless.

Lol... Let me break it to you, from my little findings, the guys women always flirt with when they are with their boyfriend are hardly the guys she will cheat with.

I've always learn to pay more attention to those guys my girlfriend talk negatively about, the one she always say she doesn't like because he has pride? The one she said is not a real man? The one she says she doesn't know why she hates him? that's the guy you have to look out for.

By her saying all these she's trying to implant an idea that could make you vouch for her and swear with your life defending her when you hear a story she cheated with such men, lol.

Women are smarter than men in the game of relationship be default, they dont even put alot effort as we are doing to learn the game.

Flirting with other guys when she's with her boyfriend or husband is mostly to make him feel jealous (which is why the man in your story is a simp) women think by doing so you put more effort in treating them fine, because now in your mind you don't want to lose her to those guys shes flirting with, and it works!!

Am I the only one experiencing Kuda bank stamp duty charges, both credit and debit?

If they have started all this charges like our generic banks, then the purpose of using it for me has been defeated.

So someone cannot just put money in his account and withdraw same amount the next day in this country?

techgen:
Naira will hit $1= 500 by January, 2023,... And would not hit 800 for the next 20yrs.

Know this and know peace....it's all Written in the sky

Sorry for your lost OP

All my life, for the very first time the Nigerian government made a move that will benefit the masses and not only the rich and elite.

I know how much this policy to change our notes will affect criminals especially politicians.

I pray it gets to 500, so I can buy my dream car next year with a smile.

Acidosis:
Wait you believed that fake news about old dollar notes??

The writers of that fake news achieved their exact goals, which is to make people flood the market with their old tenders.

A blogger sat at the corner of his house in Ojuelegba, wrote an article and quoted Reuters as the source without a link and people believed him? Nothing on Channels, AIT, Reuters, Arise, Punch, Blomberg, BusinessDay, Vanguard, CNN, Etc. gave that impression. The news is so fake that no credible media house bothered about debunking.

If that fake news is why we are seeing a decline in exchange rate, then the sponsors of that article truly deserve a "short-term" award .

Exactly at the bolded, news alone be it fake or authentic has a way of affecting the economy.

Didn't you watch Money Heist?

Mindlog:
Another Twitter tales by moonlight, content must sha be created.

I am imagining how many Nigerian ladies from a family that is struggling financially, would forgo the opportunity to relocate to the UK because of scale of a wedding.

If you think like this, then you really haven't had an encounter with our girls.

The ones from the poor background have the most annoying entitlement mentality.

A girl who's just your friend online will ask you to buy her data, dictate the amount. When you become reluctant she flairs up, or ask you, "are you sending it or not?" the audacity eenh.

Just pray never to encounter naija girls like this.

Pukkalolo:
Too much sense is flowing through your post. Nice one

Try one day and tell a very sexy beautiful girl "you are not my type" not in a rude way, but make it sound serious.

Lol.. All hell will let loose that moment. She might rain abuses on you and insults, but don't panic. You've made your comment and never engage her in arguments, just say it and ignore her rants while you smile.

In as much as this might seem counter productive at first, she'll end up thinking about you all day! Guys who compliment her beauty that day might end up angering her, you are all she thinks about! She's so mad, how can a low life like you, who can't even buy an iPhone say she's not your type.. Lol. That's how powerful this stuff is to beautiful girls.

Now you might think, how does doing this get you laid by her right? Very simple... You don't!

The fact that you make her feel you can't have sex with her (even though deep down you know you'll fvck her brains out if she willing gives it to you) is the only power you have over her compared to those thousands of guys asking when she will come visit them.

It might take a little time depending on the girl, but she will grow to respect you, give her a friendly greetings and pass.

If you both stay close or leave in same compound, she might grudgingly come to ask you for something. Like salt or charge phone, or borrow gas. Give her with a smile if you have, and tell her to return it immediately.

This is beginning of her coming close to you...
She definitely wanna know what make you tick.

The rest of the game is left for you.

I tell lots of guys these things.

Your indifference towards women gets them interested in you, not your attention.

From experience, read this short story of mine.

During my university days, probably in my finals. I had lots of girls around me, these girls felt so comfortable with me some could go naked in my present without a thought.

If you didn't know me you'll think I'm Casanova. But that was very far from the truth. I barely even had sex with most of those girls and my girlfriend was going crazy about it all.

So what was I doing having all this girls?

I was indifferent towards them. What do I mean? I make sure I give you a full impression that having sex with you will disgust me to death. It's psychological way I've mastered to make a beautiful girl rethink her stands.

Listen, a beautiful girl have heard all the sweet toast lines and compliments from "tasty" men!

Ooh, you think you are different? You think sending her a sweet text or compliment her in sweet way will get her attention? No!

Now who gets her attention, that guy, that very guy who doesn't seem to fall for her charms, who doesn't really look back when she pass. That guy who voids her of attention in the midst of everyone praising her... That's the guy she's interested in. Not basically because she wanna have sex with you. It's curiosity! It drives her to you, she wanna know why her big bumbum is not making you trip, she wanna know why you ain't telling her "when will you come visit me", is she not beautiful enough for you? How can all these men be dying for her but this you (this thought goes through her head in mili seconds), and if you play your game right, you use that to your advantage.

Some of these girls come to my room with gift and food giving to them by some guys. I jokingly asked one on particular day why, even though she's getting all this gift from these men yet finds it very difficult going to their houses.

She bluntly told, "they all wanna have sex with me, why should I give them that" I laughed and queried her more, "but you are collecting from them" she told me yes, that since they those men think they are fools, who can be bought with just "takeaway" rice and chicken.

These girls see through your desperation and horniness. If not, why will you be all over there dms and complimenting them like a jobless he goat.

I have a girl who video shot her facebook message and and posted on her whatsapp status . I wept for the messages I saw. It was more than 1k messages from guys.

Women love attention so much, but it doesn't mean they like the person giving it to them. In fact, most times they don't. They just like it because it makes them feel better about themselves.

Stop asking a girl when will she come to visit you! Just stop it! When she even offers to come over, tell her you are busy and give her a time to come at your own volition. You might think you will be missing a free pvssy by not allowing her come immediately, believe me, that pvssy will be yours in due time.
Women hate sexually desperate men with passion. That's why even if you walk up to a known slut and bold/bluntly request for sex, she will slap you!

Don't call her after having sex with her for 2 days, avoid her calls, and give her excuses when you finally return it. Women will tell you they don't like it but deep down you are the guy that turns them on.

Being unpredictable, unreliable and indifference toward them. They go gaga!

One told me she doesn't know why she likes coming close to me even though I never give her anything. I'll stay a whole holidays without calling her, but I'm the first guy she'll come to immediately school resumes. Lol... And she doesn't know why!

It's psychological! Use it!

In a choice of being the man who makes her HAPPY verse the man who makes her WET, always choose to be the man who makes her wet.

You can be both if you are lucky, but don't ever think making her happy will get her wet.

BlaqFaze:
Lol... people still find way to defend Airtel...Airtel data is terribly weak and it has nothing to do with Html5 and whatsapp status

Well, we all have our options.

Like i said, i dropped mtn 13gb for 3k which normally didn't last 2 weeks for Airtel 20gb for same price which will expire next month, and I have more than 9gb left and today is 29th.

Note: my phone data setting never goes off, ever!

Both network are all super fast in my area.

doggedfighter:
Something similar happened to me. My friends were hyping Airtel and bonus they give to new numbers. I rushed to buy, removed the old Airtel number in my phone that I inherited from my late dad. Only to discover it's all nonsense.


The annoying thing is that I lost my dad's SIM in the process.

I have stuck to my MTN since then. I understand them better.


Sorry about your experience !

But I dumped my MTN for Airtel 3k 20gb sub. MTN was giving me 13gb for same amount.

The thing is, we tend to forget how technology has advanced. We now have HTML5 web contents, most web takes about 5mb to complete loading front page, now imagine what 30 minutes on surfing will do to your data.

WhatsApp alone can eat up 1gb in a day if you view status alot. Let me not mention the rest you probably already know.

The point is, everything we do with data has gone high quality.

It's unfortunate for us because we are not giving unlimited data sub like on some other countries.

A friend had to sub 3 months 400gb for 50k MTN. He was tired of exactly what the op was going through.

Freshgrace4life:
Why be say na the men they always die Dem no dey pity their wives & children for house ..

Finally, the question I've been yearning to ask.

ChizzyBuna:
She would have respected you more if you said NO with full chest.

But telling her that she has a boyfriend is very childish way of saying No.

If I were you If she ask for money.
I look her in the eye and say No or Not today
If she persist I'll say No.

Trust me she will respect you more but telling her to meet her bf is like backhand slap on her ego.
Which will make her see you as a weak guy
Who is not man enough to tell her NO.

I If I don't want to help I say No
They respect me more
Next time a lady ask for money
Just say NO and move on.
Without saying "go meet ur bf"
That sounds very childish

In as much as you are trying to make sense. You really don't know how women reason.

If a woman wants to put a man she doesn't like down, she aims at crushing him and his ego. Haven't you heard or seen a girl telling a guy who's toasting her that he ain't her type and too broke for her liking?

What do you call that? Why couldn't she just say No?

Now another guy just gave a girl a taste of their own medicine and you are crying maturity. Abeg, take your maturity go church.

budaatum:
I was informed yesterday that once one believes in Christ, one is righteous, and nothing one can ever do can reduce one's righteousness. I said, a God who accepts such a definition can not be righteous itself.

This is a clear example of how we delude ourselves.

And who told you the woman in the story believes in Christ? Ooh, because she's in a church that teaches people to work for their salvation?

Not everyone who say father father shall inherit the kingdom.

Nonsense!

AishaDant:
You should know my story before joining me with the rest of the Nigerian females you judge daily.
I am currently single and fine with it.

Why? The last guy I dated had absolutely nothing yet I stayed.

I even looked after him and his needs, wants and fantasies.

What did he do? He still cheated and played games with me.

Tell me, do you expect me to love easily or give my all again?
I have to be smarter because clearly, I was a fool in love.

I am grateful for the experiences.

I will be fine.

You forgot to tell us the part that you are fat and ugly.

Felimax:
Stale, very stale!

We have been saying it that Obi is empty when it comes to salvaging the country from the present catastrophe we have found ourselves but it only took some of you guys so much time to come to reality.

If you can think deep well enough you will understand that one major problem we have as a country is our constitution and the best way out of it is total restructuring and the only candidate so far who has promised that and even Devolution of power is Atiku.

What that means is that one Nnamdi Kanu cannot wake up and claim South South as his property. Everybody controls their region to the betterment of their region.

The west has this vision quite a very long time ago and today it is almost as if the rest of the country cannot move forward except the West is involve.

Is Atiku/Okowa 2023
RESTRUCTURE THIS COUNTRY NOW!

He will not implement it if he wins! All these are mere words. Even buhari promised us 5k every month with 3 million jobs each year.

Now where are we today?

And to even think, in a country diverse as ours, a fulani man just left power, and another fulani will ascend is preposterous. Cannot be accept. Fulanis are not the only people in this country abeg!

Nonsense.

Abilistic:
In the same 10 years, the baby girl will watch the clip and be so proud of herself, for being Obidient child.

Thought she was a boy?

kyber:
So our street light got faulty today and I decided to dive into the next available bet 9ja shop where I met a lady who used her fellow lady cleavages as her wallpaper.
if we men use ladies butts and boobs as our wallpaper,
why do the opposite gender(ladies) not use male chest and Lower region also as theirs ?

Picture below

I really do not understand why you expect a lesbian to use a man's body on her wallpaper!

Wasn't the signal obvious that she's a lesbian?

And some idiots on the front page are talking of women having the artistic body bla bla bla nonsense!

VeeVeeMyLuv:
No

It is more bcoz it includes citizens of nearly 50% of Chad & Niger Republic

Unfortunately you might be right.

2 years ago when i was in the Eastern part of this country doing phone business, I discovered mist of the fulanis had a SIM card of Chad or Niger Republic. We all see them as fulanis but no 1 really cared to know about their origin.

Note: I was closer to them because I helped them fix phones and the likes. Each time they tell me they wanna travel, their Nigerian lines stopped working. As soon as I see them again, the number start going. When I asked them why, they give me a flimsy excuse till when I discovered the SIM in their phone not Nigerian SIM.


We are being cheated by the northerners in the is country alot.

shogotermies:
Samsung is actually the king of phones.
The funny thing iPhone users don't know is, iPhone screens are made by Samsung, and not just iPhone alone.

40% of iPhone architecture are made by Samsung including iPhone camera.

Know one is really talking about the pastor being a Masochist.

These people also derive sexual pleasure in seeing others being afflicted with physical pain.

I won't be surprised if the pastor gets hard dicckk while in the performance.