₦airaland Forum

emmanuelewumi:
Sorry, I thought he was referring to his coupon

emmanuelewumi:
Not possible.


What is the investment description? Is this your first coupon from the investment?

Did you buy from a Stockbroker or a bank?


Do you have any evidence for this transaction or Investment?

JavaSQL:
Good morning, just to know if it's normal to be owed the bullet payment after 3 weeks of FGN bonds maturity,?
The capital hasn't dropped after 3 weeks.

Foundwealth001:
Thanks for your concern.
I repeat, I'm very careful and highly sensitive to release my personal information and that of my brother to any1.
For your doubt, you can see the attached screenshots of my brother portfolio.(only 4 pages could be posted)
I'm here to seek the elderly advise of people of timbres and calibers like Pa Emma et al.
For whoever is knowledgeable in portfolio construction will only get the equities portfolio with no name and personal information.
On the other hand, I keyed into your suggestion of seeking brokerage firms opinion.
The only reason my brother detests their opinion is due to their unreasonable recommendations.
My brother mentioned that he was always following the recommendations of Meristem and Afrinvest from 2017 to 2019.
Most time they tell u to buy, the stock crashes in price, when they tell you to sell, the stock begin to appreciate.
This platform has been a guide to my personal stocks portfolio.
We weren't communicating at the time he was buying most of the stocks coz of individuals differences and sundry issues.
We only re-established communication in Nov 2021. That was when he told me about his portfolio and investment objective of investing for his kids University education.
@ Pa Emma, I just introduced him to NSEMPA today.
I used to be a guest on this platform for years but only registered recently.
I already told him Pa Emma suggestion and he is also reading it as I'm typing this response.
He keyed into investing N1m yearly in fixed income funds, since he can afford it.
He still insists on a neutral expert who can reconstruct this portfolio without sharing of personal informations.

mizGene:
What are the merits of registering for the dbs update service? @mimilyrics and Co. I assumed all employers paid for it...
The official site claims it saves time, but the one I did this Jan, got a response in 1 working day...which time do they want to save again?

currentprice:
Let me open new page for you mate

EKUU MKT O

yMcy56:
ACCESS.........sighted @10.10
UBA .........@8.70
GTCO........@27.80
ZENITH.......@26.50
WAPCO ........@27.20

GT and ACCESS don dey wake up......

**Disclaimer: Not to be taking as any form of buy or sell.

TheGuyFromHR:
Lol - our people fear even the mention of death. Don't sow panic o.
We are a people who virtually never write wills and strenuously avoid talking or thinking about death and here you are bringing up the inevitable end.

wonlasewonimi:
You better go and buy Google stock. They are doing a stock split 20 to 1 so that you can make money and buy the latest Legend

kode12:
Yeah, that’s an advantage we don’t have as Africans. Teens here are already talking stocks, bonds etc while the average joe is absolutely clueless

fatima04:
My updated credit score , to encourage new comers and all the queries about building credit score. Its not an overnight race and requires lots of patience and steps. Took me 4yrs to get here and my advise is everything matters, oldest account on report is for my water provider severn trent and every account for electricity, Internet etc is also reflected, so not just owning and using CC helps.

I also have credit card accounts with different banks and ensure I only use what is in my budget for the month (mostly), so pls don't spend and not pay back and start accruing avoidable interest cos those APR values are something else

dubaiprince:
Nigeria actually have similar schemes under the NHF but it is a shame they are only on paper.

dubaiprince:
Public funds are mostly unconditional benefits and assistances where u don't have to refund the government. In the case of help to buy, the government's contribution is not free, it is a loan you pay back (with interest after some time). For LISA, there are stringent conditions under which you can withdraw without getting government charge. It is more like saving money with the government to collect it later in form of contribution towards deposit or pension at 50 years. Help to buy and LISA can't be seen as public funds.

You will surely see the signs of a scheme that is not open to migrants. All the shades of public funds will be written over it especially during application unless you want to ignore.

Ticha:
If you're under 39 years old, open a LISA account. Start paring down your expenditures. You can also round up your spends and save the spare change to the nearest pound. Sell anything you have that hasn't been used for 6 months or more - cos the chances of then using it again is quite low. Get a 2nd job if you have the time (do not sacrifice family time as you'll never get that time back) and save every penny from that 2nd job. Consider saving a fixed monthly amount as well.

Remember unless you're rolling in wealth, your first home is just a stepping stone into property ownership. Be realistic as to what you can buy. Good luck!

Adewumi2888:
Wait ooo!!
Please does getting a trainee position within NHS amount to recourse to public fund ?

Ralphlauren:
Help to buy scheme and LISA are two different things.

Ralphlauren:
They've casually mentioned that they used the government's help to buy scheme which means all they had to do was drop 5% deposit.

I hope they are aware that such schemes are tagged as public funds. Good luck to them if they are not indefinite leave to remain holders as at the time they made the application . . . . Only an idiot with an eye on UK citizenship will claim public funds and think they can get away with it . . . .

TheGuyFromHR:
You can never go wrong with a quick googling.
But just this once - https://www.gov.uk/government/news/the-highway-code-8-changes-you-need-to-know-from-29-january-2022

TheGuyFromHR:
Has anyone noticed cyclists riding in the centre of the road this morning in groups, following the changes to the Highway Code? Hilarious, they're holding up the traffic and having fun.

For those not aware, Highway Code has changed as of yesterday, so familiarize yourselves with the changes.

Willie2015:
Total lifting up...
Km N350...
Loading ...
Just observing...

otokx:
I have jumped out.

onegentleguy:
OKOMU almost in the league of TOTAL ENERGY.

...grossly undervalued!

It is well.

yMcy56:
My bros, don't mind me oooo, I know sabi book and I'm in no way near any expert in this field.

In the case of UCAP and GTCo, I think you should leave your UCAP especially since you entered at very good junction.
You may liquidate another stock to enter GTCO.......but not UCAP.

Pls note that this is purely my opinion.

ucvin:
Access bank has tied down my funds. Seems something fishy is going on with ACCESS..It has no business trading at the current price when compared with FBNH, UCAP and ETI. Should i sell off or keep holding? I'm really disappointed.

Dee2016:
Visa Alert!!!
Hehehe I've longed to type this since I discovered Nairaland in September 2020 when my husband was waiting for his second canadian visa application which he got a refusal. I was a strong follower of the Canada students thread.
I am from Kenya and I told myself wherever Nigerians are going we will go. That's how we started our journey for UK Student visa which never went far as we didn't have the amount required in bank statement.
My second option was to apply for Skilled visa which actually should have been my 1st option.
I did blind application to companies that were offering sponsorship and I got an offer and a CoS.
Timeline.

Visa Application 12/1/2022
Biometrics 14/1/2022
Tls email 26/1/2022
DHL collection 27/1/2022.
All info was gotten from this thread and less from UKVO.gov website. Truly go through the pages, you won't miss any details.
Thank you Nigerians, we did it!!!

And to the famous quote which I couldn't wait to write
"What God cannot do doesn't exist!"

Lexusgs430:
Your portfolio is tech heavy....... A crash in tech the industry, your portfolio don enter express ...........

Lexusgs430:
Some people are very happy....... Cashing out like say 2moro no dey .............

The higher the demand, the higher the price & the happier shareholders we have ...........

If one person own no bitter, another one no go sweet ...........

Osoderi:
I am not happy here, after putting in all my best in job interview for a PA role in one of the big four accounting firm, i was successful in the first stage I did in Nigeria, the final interview was in uk , I was asked the same questions which I knew I did well, just for me to receive a regret mail that I was unsuccessful, I keep asking my self what went wrong, is it because I don't have UK experience? I put in my best and have years of experience in the role. What went wrong ( feeling so sad). I need advice please.

What can I do to get adminstrative jobs in the UK, honestly I have been applying. I know the job that I can easily get is care work, but I don't really like it. Please I need advice to stand my feet in this UK what best to start doing.

Just need advice to be strong in this UK.

Please if there is anybody living in Northampton kindly let me know, I am really feeling alone here.

Many thanks

ositadima1:
Yes nah, but once d USA ups it's interests rates Nigeria will be forced to react, most likely by increasing theirs above the current inflation rates or suffer massive outflows of funds (Dollars, Pounds, Euros etc).

People like me, "the locals",will happily liquidate many stock positions for 16 to 18% returns that bonds and treasury bills will offer. Why not, I am already sitting on profits.

Next thing you will hear is that Zenith fell bellow 20 Naira, etc.

oshdot:
Wheeew.... it's so hard to find value play in the current market conditions, but then the following stocks are definitely looking like a bargain if you are an investor with long term horizon:

1. Disney, DIS
2. Mercadolibre, MELI
3. PayPal, PYPL
4. Corsair Gaming, CRSR
5. Alibaba, BABA

Remember, time spent in the market always beats time spent timing the market. So if you are in for long term, the above listed stocks are trading at great prices.


NB: The above is my personal opinion, not investment advice.

oshdot:
Wheeew.... it's so hard to find value play in the current market conditions, but then the following stocks are definitely looking like a bargain if you are an investor with long term horizon:

1. Disney, DIS
2. Mercadolibre, MELI
3. PayPal, PYPL
4. Corsair Gaming, CRSR
5. Alibaba, BABA

Remember, time spent in the market always beats time spent timing the market. So if you are in for long term, the above listed stocks are trading at great prices.

are they dividend paying stocks?
NB: The above is my personal opinion, not investment advice.