₦airaland Forum

shadeyinka:
@ Vaxt
The OP has looked at MMM myopically with respect to banks. I don't like banks or the principle of banking but the truth must be told.

MMM operates a full or semi-pyramidal scheme where the down lines fund the uplines. If new members stop coming in , the bubble bursts.

Banks however do not operate a pyrimidal scheme. If new deposit stops coming in, business continues with the exception that the bank stops growing in terms of their deposite base.

No matter how long, business based on the pyramidal scheme saturate and collapse.

Those who operate a semi pyramidal scheme has a form of "legit business" as a cover-up. Such business give less than 5% of their returnd profit.

MMM has no charges, I will stop here, think about it

Cc: lalasticlala

Lol
The guy they shame
Make I call the chairman lala

That is what a lot of people against MMM are saying,
including You! If not so, where is the 30% coming from?
they ask.
I have news for you, if MMM’s 30% is “robbing Peter to
pay Paul” then you need to stop putting your money in
the bank because the 1% to 2% interest from banks is
from other peoples’ deposits which according to you is
“robbing Peter to pay Paul”. Do you think the bank can
pay the tiniest interest if other people’s money is not
involved?
What most people do not understand is that when you
deposit your money in the bank, they immediately use
your money in one or more of the following ways:

1. Allow another depositor to withdraw when they
request to do so.

2. Give out loans to those seeking loans from the bank

3. Pay workers’ salary including bank managers, clerks,
marketers, cashiers, tellers, cleaners, security guards etc.

4. Buy equipments needed for smooth operations like
generator, computer systems, communication gadgets
etc.

5. Sponsor the expensive lifestyles of bank executives
including the next trip to America or Dubai.

6. Other running costs of the bank
Just imagine! Did you know this? See what our deposits
are used to accomplish! Now, for the privilege of using
our deposits in the above ways, the bank rewards us. with
1% or 2% interest (up to 6% if fixed deposit) provided
the money stays with them for over a month. Imagine!
Just 2% after all that!
Consider this; you deposit 100k with your bank and after
2 weeks you return to withdraw the entire 100k.
Question is do you think it is your actual 100k they gave
you? NO! Your actual deposit has already been used in
one or more of the ways mentioned above and the 100k
they give you is because of fresh deposits the bank
recently received. If you look closely, you will realize that
banks can pay more interest than they give, but that
means sacrificing the expensive lifestyle of the bank
executives. Why will they cancel that next trip to Dubai
because of you? Think.
However, in MMM the ONLY thing your money is used
for is paying another participant due for payment
directly, no middleman. There are no salaries to pay, no
running costs, nobody collecting loans, no bank
executive’s expensive lifestyle to support. So you can see
that MMM can conveniently offer 30% rewards for your
willing and generous donations to fellow participants.
Therefore, whether 2% or 30% interest it all comes from
the same source: other people’s money (OPM).
Now let’s talk about insurance companies. I believe they
are the epitome of the so called “robbing Peter to pay
Paul” allegation. How does insurance work? Suppose you
insure your property against fire for 2 million naira and
they charge you a monthly premium of 20k. You
faithfully pay your monthly premiums without fail, and
then on the 6th month the unexpected happens, fire guts
your property! After the usual investigation, the
insurance company is satisfied you have a genuine claim,
they pay you 2 million naira. The question is where did
the 2million naira come from? Your personal payment is
only 120k, so how come 2million naira? Well, the 2
million is from other premium payments to the
insurance company by other participants. Imagine what
will happen if everyone on insurance with a particular
company all have genuine claims at the same time? They
cannot cope! In any case, the payment is from other
people’s premium payment, which according to some
(maybe you) is “robbing Peter to pay Paul”.
If your eyes have been opened to the fact that whether
2% or 30%, they come from the same source and you
realize that 30% is way better than 2% click here https://
/ZLm0fa to register for free and lets grow 30%
every month together.
If however you are still convinced the whole thing is
“robbing Peter to pay Paul” I will suggest you withdraw all
your money from the bank, cancel all your insurance
(including your National Health Insurance Scheme) and
keep your money under your bed, in your pillow/
pillowcase or dig a hole in your backyard to keep your
money. That is the only way you won’t participate in this
“robbing Peter to pay Paul” business. But your money
cannot grow that way whether 2% or 30%.
If you realize that 2% is too small and will like to enjoy
30% growth instead, click here to register for free https://
/ZLm0fa and let us grow at the rate of 30% per
month without greed or selfishness, but willingly helping
one another to escape into financial freedom. You will be
added to our Whatsapp group and given appropriate
guidance to maximize this opportunity.
Together we can change the world.
Click here to register free https:///ZLm0fa


Watch This Video

https://www.youtube.com/watch?v=k5P2g-NQPx8

Please, This thread is for christians only

[b]Is an exorcist afraid? What is the devil’s favorite sin? These and other questions were tackled in a recent interview with the Dominican priest, Father Juan José Gallego, an exorcist from the Archdiocese of Barcelona in Catalonia, Spain. It has been nine years since Fr. Gallego was appointed as exorcist. In an interview conducted by the Spanish daily El Mundo, the priest said that in his experience, pride is the sin the devil likes the most. “Have you ever been afraid?” the interviewer asked. “In the beginning I had a lot of fear,” Fr. Gallego replied. “All I had to do was look over my shoulder and I saw demons… the other day I was doing an exorcism, ‘I command you! I order you!’…and the Evil One, with a loud voice fires back at me: ‘Galleeeego, you’re over- doooing it.’ That shook me.” Nevertheless, he knows that the devil is not more powerful than God. The exorcist recalled that “when they appointed me, a relative told me, ‘Whoa, Juan José, I’m really afraid, because in the movie ‘The Exorcist,’ one person died and the other threw himself through a window. I said to her ‘Don’t forget that the devil is (just a) creature of God.’” When people are possessed, he added, “they lose consciousness, they speak strange languages, they have inordinate strength, they feel really bad, you see very well-mannered people vomiting and blaspheming.” “There was a boy whom the demon would set his shirt on fire at night and things like that. He told me what the demons were proposing him to do: If you make a pact with us, you’ll never have to go through any more of what you’re going through now.” Father Gallego also warned that “New Age” practices like reiki and some yoga can be points of entry for the demons. He also said that addictions are “a type of possession.” “When people are going through a crisis they suffer more. They can feel hopeless, People feel like they’ve got the devil inside,” he said.[/b] Originally posted on Catholic News Agency

EHMIR:
If buhari says his wife belongs to the kitchen,wetin concern you ehn

pple who cnt even stand in front of pupils are online ranting bout a man who says his wife belongs to the kitchen,abeg jerey..this is becoming irritating

jesus, 1 is here what re d mods doing self, koboland

This Nigga is a comedian na widower or na divorce?

Producer and songwriter Rico Love recently was a guest
on "Taxstone’s Tax Season" podcast and opened up about
witnessing Usher put the beat-down on Bobby Brown
back in 2002 at a birthday party in Los Angeles.
We can't honestly imagine Usher getting violent, but Rico
recalled the incident saying, "Usher got them hands, too.
Usher will beat the hell out of you. Usher beat up Bobby
Brown, I’m not lying to you."
In the interview, Rico said that Bobby was hosting a
birthday bash when he got into it with Usher. Both guys
were intoxicated and what started out as being playful
turned into a fight.
The producer recalls, "Usher beat up Bobby Brown, I’m
not bullsh**ting you. Bobby Brown was drunk. Usher
went to his birthday party in LA. Bobby was drunk,
talking some sh*t to Ush. Ush thought he was joking.
Bobby was dead ass. He started pushing Ush in the chest.
And he said, ‘Yeah, lil n**ga.'"
Love continued, "He put his arm around Ush, he put him
like in a headlock. Like, ‘Yeah n**ga, don’t ever disrespect
me, I’m the king. You my son.’ Ush kind of like pushed
back, two-pieced Bobby Brown, quick. He did it so fast,
everybody in the party thought they was play-fighting.
Ush don’t f**k around."
Brown had a different version of the incident when he
was asked about the altercation years ago.
Bobby said: "When I walked into the party I ran into
Usher and we immediately gave each other a hug. While
he was holding me, he turned to the side and kinda put
my neck in a playful choke hold and started squeezing
me.
"I tried to tell him that I couldn’t breathe but he couldn’t
hear me because the music was loud. It didn’t help that
he was drunk. I was yelling, ‘yo, yo, yo let me go! I can’t
breathe!’ He was excited to see me and he was just
expressing himself with this gesture. He was so drunk he
didn’t realize what he was doing. I picked him up and
held him over the DJ booth which had a nice little drop
down below.
"When I did this, I guess his body guards felt like I was
threatening his life so they came to his rescue. They came
and pulled us apart which looked like a scuffle to the
people around looking on."
Usher spoke to MTV about the incident, but didn't really
want to go into it. He said, "What happened with me and
Bobby Brown? Nothing. Nothing. Bobby showed up at
my party and the party was over. People kind of alluded
to the fact that maybe there was a fight or something like
that. We never got like that. That’s it. He just got onstage
and said some words. No, actually I said some words to
him, or actually to the audience. That was it. Really, that
was it. That’s my story and I’m sticking to it [laughs]."

cc: lalasticlala mynd44

Footballer Cristiano Ronaldo was spotted leaving Saint Tropez’s exclusive club Le Quai in the early hours of Monday. After leaving he was caught urinating in front of an ice cream store in the upmarket old harbour area of Saint Tropez as his friends stood guard nearby.

engrelvis:
@op.this is summary of what our wives really want.

yep

Hehehehe

Hehehe

1. There are times when I want my husband’s undivided attention no TV, no iPhone, no computer — nothing but me!
2. It is important to me that my husband help with daily tasks like doing the dishes, cleaning the laundry, setting the dinner table, changing a diaper, helping clean the house. I want my husband to help me out, even if he works outside the home and more importantly, if we both do.
3. I want my husband to communicate with me openly and honestly, even if it means his telling me things I don’t want to hear!
4. Sometimes I feel exhausted, overwhelmed, inadequate, sick, hurting, and in need of a break from all things household-focused. Too often when he asks me how I’m doing, I tell him, “I’m fine” even when I am not! I wish I could tell him more often how I really feel.
5. I wish my husband would hug me, caress me, touch me often, and be more intimate with me. I need his frequent acknowledgement of my presence and my importance to him.
6. I wish my husband would text me, email me, leave sticky love notes for me, write me poetry or love letters — any positive way to make me feel valued, loved, and respected. I want to feel like I am his priority!
7. My husband needs to listen more to me when I express my feelings, my desires, my uncertainties, and my fears. I need a space where I can be imperfect, a place where I can express my feelings without filtering. I need permission to be imperfect.
8. Sometimes our marriage is all work and no play. I want to tell my husband to be more fun, not monotonous, and to be more exciting. Occasionally upending expectancies in our relationship would be a good thing. Doing something exciting from time to time would help our marriage move “beyond boring.”
9. I want my husband to recognize me for what I do. I don’t want to be taken for granted and my efforts to go unnoticed. He needs to express his gratitude of me more often for the many contributions I make to the family.
10. I want my husband to listen to my problems, not try to solve them for me. I need a good ear, a sounding board, and the like, but I do not need or want for him to tell me what I should think or do! Gentleman, if you haven’t had an honest discussion with your wife about these issues, you need to make a commitment to begin that conversation today. If your wife has a tendency to keep issues to herself instead of sharing, it can lead to dissatisfaction with your relationship. Ladies, if there are things on this list that you are talking about with your husband, don’t be silent anymore. The better he understands what you need, the better your chance of being satisfied. Don’t be guilty of not telling your husband what he needs to hear from you!

1. Genevieve Nnaji and Kate Henshaw
Saying these two actresses rank among the best in their industry is stating the obvious. Apart from A-list, they are the most sought after and their wide range of endorsements tell their success story.But unknown to their fans , they do not see eye-to-eye as a no love lost situation exists between the duo. Though not much is known about the cause of the bad blood between them, sources whisper that it may not be far-fetched as a result of the comparison between the two as to who’s better in their chosen profession. When they meet at events, the two do not greet nor acknowledge each other; even when they sit on the same table; they act like the other doesn’t exist.

2. Tonto Dikeh And Toyin Lawani
One-time Best Friends Forever (BFF), Tonto Dikeh and Toyin Lawani seem to have forgotten the days that their relationship used to be rosy, as all they are bent on doing these days is to drag each other’s name in the mud.Trouble started when Tonto Dikeh and Toyin Lawani stormed social media and were with a messy fight calling themselves shameful names. It was said that Tonto Dikeh was secretly dating Taiwo, a shipping magnate and Sifax boss, whom she later introduced to her friend Toyin Lawani to help boost her business line. Not long after, it was alleged that Toyin Lawani started having an affair with him behind Tonto’s back.Anyways, Tonto Dikeh found out about their alleged affair and tried to clean up her name from being mentioned among those dating people’s husband. To get back at her friend for the betrayal, Tonto Dikeh stopped patronizing Toyin who was also her stylist and went for Toyin’s staff, Swanky Jerry Ogbodo.Swanky Jerry Ogbodo is now Tonto Dikeh’s new stylist. Recall that Tonto Dikeh talked down Tiannh Styling belonging to Toyin Lawani and gave credit to her new stylist, which led to the recent fight a few months back. Tonto went as far publicly denouncing Lawani’s Tiannah’s Styling. She tweeted, ‘I, Tonto Dikeh, do not shop from, endorse, or recommend nor identify with Tiannah Styling as a tailoring outfit.

3. Linda Ikeji and Stella Dimoko Korkus
Call them the queens of blogging in Nigeria, and you wouldn’t be wrong. In the early days, everybody was aware of their closeness they were but a while ago, their relationship got enstaged.They were so close that they traded secrets close to their hearts, some of which Linda gave Stella approval to publish when she was a reporter at a magazine company. It was also not unusual for Linda usually to source stories from Stella’s blog but things started to change as the gossip between the two began to intensify. At the middle of this gossip was publicist Egor Efiok who was a mutual friend to these two ladies. Reports say that the major enmity between them began when Stella reported a fight between Linda and her former best friend, Egor Efiok. Not long after that, Stella’s name was also dragged in to the drama which resulted into a big war amongst the three friends and dirtysecrets of each other were revealed. Another source claims, the cold war started when the success story and achievements of the duo were compared.As it stands now, Linda Ikeji and Stella Dimoko-Korkus are sworn enemies. Stella is known to have called out Linda on her blogs many times, even going to the extent of accusing the latter of spewing trash on her blog under anonymous mode. The fans of the two bloggers have also been drawn into the battle as the comment sections of both blogs are filled with various abuses and insults hurled at the duo by both camps.

4. Lola Alao And Bisi-Ibidapo Obe

These popular yoruba actresses have been on a war path since late 2012 when news broke out that Ibidapo-Obe was impregnated by former House of Representatives member-turned-Senator, Dino Melaye. Bisi Ibidapo-Obe stated in an exclusive interview that she was introduced to Melaye by Lola as she needed some help at the time.
But in a swift reaction, Lola Alao denied the claim saying; Bisi should leave me out of her pregnancy mess. How can an adult like her not know who impregnated her? Is Bisi a small girl, that I Lola, will now carry and give Hon Dino to date? It is sad that she has dragged him into this mess. Is she the first actor or actress that Dino will help? Why is she making a deal out of meeting Dino? Dino has been my friend for years and was even at my movie premiere several month back where he donated N10million. I wish to state categorically that I have never dated Dino, I am not dating him and can never date him because he’s like a brother from another mother.

Nigerian celebrity best friends – It is not unusual to find alliances and cliques formed between entertainers in various sectors of the industry such as in Nollywood, music etc What is however puzzling to observers is how quickly these friendships sometimes fall apart.
It is however a common saying in the political terrain
that there are no permanent friends or enemies, only
permanent interests as we can tell from the rate of
conflicts among celebrities.
In this report, we bring you the five of the most
celebrated friendships in Nigeria’s entertainment
industry and why it crumbled.

5. Uti Nwachukwu and Alexx Ekubo

These two were like Siamese twins back in the days. They practically lived together and appeared inseparable as they graced events together.It Sources claimed it was Uti who helped give Alexx the exposure he needed in the entertainment industry. The actual cause of their conflict is unknown but some sources alleged that they were gay lovers just as Uti claimed it was Alexx who betrayed him.

Hehehe

Hehehe

A 4-year old girl that was brought to The Kanu Heart Foundation 15 years ago who had a heart problem and was attended to and sponsored all through her surgery by the footballer’s foundation is now 19 and in a university. The footballer posted the photos on his page and we are so thrilled.
God bless kanu’s heart foundation.

1. The Mons

The what? You may be unfamiliar with this word, but it’s
time to get acquainted, says Michael Krychman, MD, CM,
medical director of Sexual Medicine and the executive
director of the Southern California Center for Sexual
Health and Survivorship Medicine in Newport Beach,
California. “The mons, or area above the genitals where
the pubic hair grows, can also be interesting when
incorporated into the sexual repertoire,” he explains.
“Caressing the hair area or gentle touch to this area can
also be exciting and pleasurable.” To make it even more
enjoyable, try Zestra, a botanical oil designed to increase
arousal and sensitivity. Feeling shy or uncomfortable
about the most private places of your body, the mons or
otherwise? Learning to embrace, and even love, your
body for what it is can go a long way in the pleasure
department, say experts. In fact, an Indiana University
study published in a recent issue of the International
Journal of Sexual Health found that women who feel
more positively about their genitals have better and
more frequent orgasms.

2. Behind the Knees

One of the most-ignored sexual hot spots in the female
body? Hint: It’s also a place you might feel really ticklish.
According to Dr. Krychman, the skin behind the knees is an area you might ask your husband to focus on, either by kissing or gently massaging with an oil or lotion.
“Some women find this area especially exciting and
pleasurable when showered with gentle touch or
caresses,” he says. And don’t forget the tops of the knees, too, adds Ava Cadell, a sex educator and founder of Loveology University in Los Angeles. “The knees are a
major erogenous zone—all around the kneecap. This is
one place where a little nibbling is often welcome too.”

3. The Abs

While it might sound like a ticklish scenario, letting your
partner stroke or even massage your belly can be an
erotic experience for some women, says Amy Levine, a
New York City–based sex coach, certified sexuality
educator and founder of SexEdSolutions.com. In fact,
she adds, in some rare cases, women have been able to
reach orgasm simply by doing certain abdominal
exercises. “It’s unlikely that the majority of us will be able to experience the same effect,” she says, “but
incorporating some ab work in the bedroom could help get you in the mood. Not to mention, the thought of his moving farther south can be downright exciting, likely causing your vaginal muscles to contract from the anticipation, boosting your arousal and possibly leading to climax without direct genital contact.”

4. The Lips

Want to have better sex tonight? Try this exercise: Spend at least five minutes kissing before intercourse. “Lips remain one of the most erotic areas of a woman’s body,”
Dr. Krychman says. Here’s how to rev things up: “Vary the strength and intensity of kisses,” he suggests. “Even if you gently caress the lips with a finger—you may find this exhilarating.”

Who do mteeech 4 mopol?

Cool

5hrs

Fast

Ok

Shey

In osadebe's voice "look them look them na them" bad belle

Nawa

Figure out those mixed s3x signals. sexual consent is the name of the game. Confusion over whether a man or woman (who seems to have been flirting with you all
night) — and whether or not they really want sex with
you — can abound. So how do you know if your spouse wants sex?

Check out their breathing:
If you haven’t yet pulled out your obvious symbol of sex, you can always check out how a person is breathing.
When desire rises, for some reason, some folks tend to
breathe slower and deeper when they are around you.
Use that as a signal that sex could be on the way.

Listen to their voice:
Softening the tone of voice when speaking to a person is another signal that the person could be really into you —
and might want to “speak in tongues”, so to speak.
Especially if you notice that person speaking in normal or harsher tones to others — but turns to you and softens his or her voice.

Watch their eyes:
Yes, the eyes are the proverbial windows to the soul —
and if a man or woman makes lots of direct eye contact
and holds that eye contact with your gaze, there could be a connection that leads to lovemaking.

They say, “I want to have sex with you.”
Sometimes life isn’t so hard. There are times when you
might be giving your husband a massage — and his
sexual desire become apparent. Other times, a long and
lingering dinner with several glasses of wine might make it obvious that your wife is feeling randy. Then there are the obvious times when a person leaves all the guesswork behind and tells you that they want you — ASAP.
Whether it’s a clear desire or a situation that leads to as
much detective work as an episode of Dateline NBC or 48 Hours, sexual desire can be discerned — and hopefully, joyfully fulfilled.