₦airaland Forum

adadike281:
El rufai is one guy that will help send Buhari back to Daura.

I suspect that

One big snake was passing today, instead of killing it, people were busy shouting "Senior Man Anything for the Boys"....

One big snake was passing today, instead of killing it, people were busy shouting "Senior Man Anything for the Boys"....

*Money Mistake 1*
Never borrow money that accrues interest to start a business . That is to say, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

*Money Mistake 2*
Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick #30K"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

*Money Mistakes 3*
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

*Money Mistake 4*
When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

*Money Mistake 5*
Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.

*Money Mistake 6*
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

*Money Mistake 7*
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory.

*Money Mistake 8*
Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with #100K in your pocket when all you plan to do in a day costs #20K. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.

*Money Mistake 9*
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!

*Money Mistake 10*
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

*Money Mistake 11*
Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are along east Legon road and you pay #5K for a shoe that you can get at #3K at Makola market, that's a money mistake except for those who have achieved financial freedom.

*Money Mistake 12:*
Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

*Money Mistake 13:*
Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?

Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel better-equipped to do better with these tips? Good luck, savers! Share this knowledge with your friends because it will not benefit you if you are selfish with it.

God bless you as you work on your financial prudence

Trust and believe any girl at your own peril!!

Goal!!! Williams destroying Barca since 45AD

NwanyiAwkaetiti:
Psychologists should try examining nwaamaikpe abi kilon kpe

Goan help us chain him first

LagosismyHome:
May God forgive you oooo... your heart must be black , dirty and full of stone . THIS TWO HAVE BEEN THROUGH A LOT yet see the rubbish you typed .

Sad ugly individual

How do you know he's ugly?

FluidQueen:
Three words..

Thirsty. Horngry. Jobless

And for the females?

NwaAmaikpe:




I love as they threw aside their differences, respected themselves and acted unified for the cameras.
But it's all spilt milk.

They have not only lost 45million but also self dignity. Better still, posterity will forever remember them as two unruly adults with zero respect for parenthood.

I dedicate my FTC to everyone who hates BBNaija.
I appeal that you channel your hate to Buhari's administration. Let it be the steam to power our dreams of chasing him back to Daura.

Yes ooh! the dullard must be sent back to Daura!

Apologized​ on behalf of herdsmen? Dss where una dey?

sandrahnaub:
Nah... More like my 2nd eye.... When I'm not on Glasses

Reply my pm

sandrahnaub:
Nina bin DEY cry

Are those eyes natural?

Divorce him asap

NwaAmaikpe:



Fear village people.
Village people are wicked,
To think these boys saved hard, forfeited every thing in Nigeria,

Took night bus from Aduwawa to Sokoto
Were packed up like sardines in a van from Niamey to Duruku.
Suffered in vain at Agahdez
Survived death in Tripoli
Took the risk of crossing Libya to Italy via the Mediterranean sea in nothing but a dinghy.

All of these just to practice cultism in Europe!!!

Their mates are hustling in Mozambique, sending down money and building mansions in Nigeria while these fools are just concerned with wearing berets and flying colours from Naples down to Turin.

They should deport all of them.
Boys at Okhoro, Uwelu, Akhugbe, Igun and Ekosodin are waiting to teach them cultism

Torr!!!!

pcguru1:
I won't lie it actually depends and I get your point of view, I've seen cases where the husband spends an unhealty amount of time on gaming and that's irresponsible, for instance i have a PS4 and lately it's been a battle to even play it because i know i have work and important things to do. However PS4 itself is not bad it's the addiction as it's not just PS4 if he has an addictive personality that would be a problem. that\s my view though

See this one. Asslicker

This early morning una don begin rant tribalistically

Lol

ONE THING I KNOW FOR SURE IS NO PASTOR, BISHOP, REV FATHER, NUN AND POPE IS A VIRGIN. ARGUE WITH YOUR ANCESTORS

lilyheaven:
A lady living with her boy friend once invited me to their Church program, they are both ushers in their Church
Which I declined. Every morning I hear them pray.
Yet she gets pregnant, do abortion.
Still, they don't miss any activities in their church.
I have stopped going to Church, since my pastor asked me out.

If he's single, there's nothing wrong for him asking you out

donstan18:
If Cletus, your friend you refused to borrow 3k sees this your post.






He'll be like....

Lmao!!!

decatalyst:
The way guy will begin dey curve girls who says "I don't enjoy it with condom"

LMAO!!

NwaAmaikpe:


Such sad news won't deter some of us who are allergic to rubbers. Something must end a man's career. #TeamSkinToSkin

Ma nigga!!

And if I stop this one for road now she go dey form. Just negodu

JamaicanLove:
Honestly, you are very stupid for missing this retard.. this inconsequential nincompop

mynd44 seun lalasticlala rule two. insulting a nairalander

bgates:
wow


funny dudes everywhere...

know whether i am an undercover agent?

keep up

cc: millionboi2

Hmmm. Please no1 should pm me again ooh! I no get strength for dss and efcc interrogation biko

josielewa:
very easy...but the owner of the usa bank fit suffer am later

How na? Na only to load and transfer na

millhouse:
nope ..round tripping FX, if u know how much is moved to Dubai via other African countries eh

All join na

cashcity:
Oboy u wan kill women above 30....

Lmao