Kbrule: Guys please I need help. My Crs score is in the low 400s. Please how can I increase it to 495-500 in the next 6 months without having to do Masters
...Superb IELTS and fantastic TEF is the light that you seek
Unfortunately most Nigerians are indisciplined with money. When I lived in Lagos co-workers (including those senior to me ) were always looking for loans from colleagues. When I asked they said I’ll understand when I get married. Prior to moving to Nigeria I found married couples in England/Scotland to be financially stable doing things together as a couple. When we move abroad and are handed the credit cards & line of credits many begin to spend like they’ve hit a jackpot and begin the paycheck to paycheck cycle
... I don't think that indiscipline is the major reason why Nigerians are not able to save.. In my opinion, Black tax and marrying a wrong partner are the major reasons why most Nigerians struggle financially.
Firstly, the act of carrying generational burdens and expending limited resources on such means that we are continually struggling to meet up.
The second reason which I think is the most important factor is MARRYING A WRONG PARTNER.A lot of Nigerian men have been conditioned into believing that as the head of the house they must foot all bills despite having a wife that is not handicapped. This ,I guess was why those seniors adviced that "you wait and get married first" ....That is a terrible culture that promotes laziness and prevent generational wealth. Marriage is a joint venture between two consenting adults.As such,I see no reason why one partner will depend wholly on the other..In some or most cases,you have the women working and earning humongous pay and yet they refused to contribute financially to the home front.. I think there is a need for reorientation and alignment of expectations with reality.
It is important that a couple before marriage have this important discussion about money/finances...It is important that a woman contribute financially to her immediate family.
To those who have spoken including this very moniker I am quoting, I understand your concerns. You all have spoken well including a fellow who called me immature and feeling entitled. Spoonfed? That was harsh! Anyways, that's not me. My kind of person is far from that. I came here to seek advice on what's on ground for me cos' I believe folks here may have at a time been in my situation.
We all have individual career plans we are working towards. Yeah, I may not be so comfortable with my present pay but I am looking at future in my job. Abroad Missions (AU and UN) that will come at a point. In fact, AU came in the first quarter of this year but for my French Language Proficiency, I couldn't go. I have recently enrolled at a French Class so as to catch up next time. Other opportunities will crop up as one moves up the ladder.
Mortgage? Aside 10% equity I paid cash, deduction is tied to my salary (at source) Default on the agreement may lead to foreclosure
Financing pre-ITA (which I already started with WES payment)? The money may be used buy lands in remote but fast developing areas. That's been my plan. I no follow my course mates who are buying popular Toyota Cars.
Those are the things that are kinda holding me. No be say I no dey grateful to the opportunity I see.
Well, I appreciate your inputs. I am taking up the responsibility like i've always done and will be coming here for further guides in this journey.
We sha don dey watch YouTube channels and listen to podcasts for Ielts because my YORUBA ACCENT thick gan ni o
....We no just dey harsh because we just want to... Rather,we no want make you waste opportunities considering that Pof alone dey hold so many back not to talk of the extra points way relative go gift you...A lot of us dey start from ground zero and we no want make you squander that "unfair advantage" way Nature/birth gave you.
The Japa journey is long .In addition, you fit do soft-landing when time reach and you never ready to go finally...
Pls, I want to seek sabi peoples advice, especially people who have already relocated via Express Entry/PNP
Yes, I have read a number of pages here and have gained a lot.
My uncle (a civil engineer) and his wife (a senior nurse at UCH then) with their two kids relocated to Canada more than a decade now. I didn't actually know the route they took, I had just finished my SSCE at the time and wasn't exposed to relocation stuff.
Yeah, to God be the glory, they are doing fine (they've got a number of investments in Naija).
A couple of weeks ago, he, my uncle called my mum (his younger sister) and during the conversation, he tried to get my mum talk to me if I would be willing to relocate or I am already satisfied with the job I am doing in Naija.
Since he relocated, we had only spoken three times, and those moments were during festivities when he would speak to everyone present at family house. I never for once called to request a penny from him. Other family members do. I am kind of independent personality. It is my present job that is making me change that mentality as it requires team work.
I hold a BSc and a Master's degree and working with FG (Paramilitary Job). I joined in 2019, that's 3+ years now on the job. Yeah, I had tried the US via schooling for Masters but no success. Since then, I locked up.
Now, due to my mum's insistence, I called the said uncle and after a few bashing from him that I'd not be calling him, that maybe I am okay with Naija job, I want to become the N0 1 in my job bla bla bla. I sha apologise and he put it to me straight that I am marketable based on my education level, age and job experience and would want to facilitate my relocation via PNP. He is in Manitoba. He added that he had assisted few people from his wife's side.
Now, having read the long process involved on the thread with what he also chipped in to prepare.
ECA via WES for my Masters Degree. Writing Ielts general Passport PCC Medicals RL from my employer Payslips etc All these for me and my wife. All these will take significant part of my savings. In fact, I have started spending.
I just created an account and paid WES fees ($250) yesterday. I've also contacted my school for transcript. This alone has taken roughly 200k from me. That of my wife will likely take more that 200k cos she holds (ND, HND from different polytechnic)
Shey Someone who is willing to facilitate relocation will not support in the pre-ITA process? And i don't wanna ask. It appears he is only providing POF.
For me, I am kind of scared considering spending all my savings on this route. My other challenge is that immediately I clocked two years in my present job in 2021, i got a house on a mortgage of 20year repayment plan via Federal Mortgage Bank.
Also, I checked my skill level on NOC, I am rated on band C (High School graduates). People have narrated how people struggle to get accommodations and other needs. Yeah, I am not so comfortable here but, but, but,...
My head is full of these thoughts after paying WES fees yesterday.
Pls I want sincere inputs, especially from people in Manitoba to guide my decision either to continue the process or not
...For your mortgage,you can keep paying it while there.
✓Better seize this opportunity and make something useful with your life..A lot of persons are looking for relatives in Saskatchewan/Manitoba to support their migration dreams ,and here you are.... Wasting time! Do it for your future generations! Take that move.
✓Expecting someone who is providing relative support and probably Pof to still support you with funds shows that you are immature and feeling unnecessarily entitled to what is not yours! ...You need to change that mentality! A man shouldn't depend on others for everything! Person give you wife...you dey ask for bed to fulfill your conjugal duties...That is height of irresponsibility!
XYZo: So CRS score would soon be a thing of the past in early 2023 . It would only be by Job I'm demand or so , as stated by IRCC . I'm amazed no one is talking about this here . The impact would be quite enormous . Resitting for IELTS to ace the scores might also def be a thing of the past as that wouldn't matter anymore .
Don't let anyone confuse you, you have done the right thing in my own opinion. Jesus once said as long as you help others who are in need, then you have done his will.
As for me you are on course, I do that alot,infact my 2022 first quarter 1/10th was donated to homeless people. I know how much God has bless me with this year alone for that singular acts.
They twist alot of Bible passage with different connotations in Naija all in the name of God,but not so here,Infact the church send me letter detailing all my tithe and contributions for the entire year to file for my taxes at year end.
Just be at peace with your self
...Yea...So true... I know of a man that won't send shishi to his parents for months with the excuse of I don't have money..Yet he never misses paying his tithes.... I know another who couldn't/wouldn't contribute to the fund raising done to secure the release of a friend that was kidnapped because the only money left on him was his Tithes!
Most people have lost their humanity and can't read the Bible indeptly to understand Daddy's words.
Malachi 3:10-12 "Bring the full tithe into the storehouse, so that there may be food in my house, and thus put me to the test, says the Lord of hosts; see if I will not open the windows of heaven for you and pour down for you an overflowing blessing.
...The tithes in this Verse is foods and crops from the ground because the Leviticus were not working
blink: I just like the christian on Nairaland to help me throw more light to this, I once had my tithe with me when someone walked up to me for an assistance to discharge her family from hospital. After confirming that it's true, I just dropped my entire tithe to pay the bill and believe I had paid my tithe but somehow I was told that since I didn't drop it in the church am yet to pay my tithe.
...Yes.You just paid your tithes... Don't allow anyone guilty trap you...They are varied Bible verses to support that
I think you should save that energy towards packing, Canada is expecting to invite over 400k people next year, at that rate, even people in 470s will get in.
People in 470s I doubt that. I am sure about 480 and above getting but below ,I doubt unless through PNP or c-19
ahiboilandgas: The recent success of the popcola drink that was lunch by a Nigerian/Lebanese . Simple idea produce all favour similar to Nigeria bottle company at a cheaper rate . They produce all flavors .Fanta ,coke etc they also produce morning fresh and viva detergent all serving the middle class that Can t afford the MNC produced SO Why are Nigerians blind to this oppurnities and see only JAPA as the exclusive route to success using almost 15 to 20m to JAPA when this sum can set up a Small rice Mill . Plastic cycle a rice farm a large super market a big bakery a Gas plant
...If that Lebanese or his family didn't Japa to Nigeria....they wouldn't have been able to produce the pop cola
perma: Good evening people, Pls how else can I increase my CRS score, I am married , I am a pharmacist, husband a doctor, CRS score 484, both wrote ielts. How else can we increase pls apart from French, thank you. Since our profession is already equivalent to Masters.
...484 is a great score... I believe that you will get ITA first quarter of next year.
I have a family friend that just won Canada visa lottery, the husband went there today and was told that he will be paying for their flight. Is this real or scam or change in policy?
.... American Visa lottery or which country own
Certainly not Canada.... I hope say you never pay for anything yet ooo...
So their has been a question that has been troubling me for a while.
The question is why is food expensive in Nigeria
Okay in a simpler term, why is food expensive in southern Nigeria, while stuffs brought from Southern Nigeria into northern Nigeria aren't as so expensive as the price margin difference.
For example I bought a cartoon of fish for 3k in Brono state, and coming to Delta that has water ooo that's same fish is costing 15k.
Talk of beans I bought for 8k a bag and in PH it's 44k a bag where transport to PH is 8k ooo Here is the videos
... Someone told me that a bag of original honey beans is 22,500 in Maiduguri... Does it mean that the person is out to cheat me considering the price you quoted above?
idolofin: 1. how much is 3mz complete belgium engine and 13-pin gearbox for Sienna 06? 2. how much is 3mz complete engine belgium and 10-pin gearbox for Sienna 06?
My gearbox was worked on..The fibers were changed ,and after that I observed that it takes time to select and accelerates after traveling for some hours. I am confused as to what could be wrong.
In addition, someone suggested replacing the gear from 13 pins to a 10 pins . What is your take on that? What is your experience with such conversion and the implications.
She just got a FG job here, resumption is Monday. Combined income now 120k, still room for improvement, but I think we have done well for ourselves in 5months. I've gotten the 25% pension, used it settle lots of stuff back home. Ccb a Lil over 550, did resp of 210 for my kid, our savings for dp should double now since my wife will start working, we plan on taking some life insurance too. Looking forward to tax season, I hope I'll get something good as rebate given that I started working in August Still learning the housing industry, townhomes, duplex, 4plex etc
.. You are doing well.How is Alberta? Congratulations on wifey.... Will see you very soon
Some times people don't understand that a lot of persons Japa not because of money but other salient reasons... Wondering why the hate and bitterness amongst Nigerians in Nigeria is much...If you plan this kind of farming stuff abroad....you will get free land, grants and equipments to support you...But here,you pay for everything and yet people won't let you be.....God will see you through....You will get help from every place ,and you will flourish....Your health won't fail ...your joy will be complete....Keep soaring
dazzlingd: I don’t know how you men agree to become dependent to a woman and follow her to UK, aren’t you a man. The African in you says you are the man and a woman should follow and support your dreams not the other way. You cannot import western standard to an African, there won’t be balance. When Nigerian girls get abroad, the freedom run them crazy and they can’t sustain it.
...You get sense so?? If the man is the principal applicant...pray where will the financial resources come out from He is making sacrifices for the family to be better ,and he doesn't deserve this treachery from her.
We all know no marriage is all that smooth and rosey, we all that are in it have challenges here and there, and for almost 11 years now, out of tolerance, ruggedity, minding my business in terms of taking care of the family have always been something that has held my marriage down, because the majority of the issue I have with my wife have always been issues of trust, transparency, accountability, respect and loyalty.
Some people will say with these things I have listed, that I may be asking for too much, but I can tell whoever would reason that way that it's not too much because am a responsible father/husband that have never for once strayed the family in anyway that will make me lack any of the above stated qualities a man can enjoy from a wife.
Why am I here? Ok.. After enduring so much for 11 years, we are relocating to the UK, she is the main applicant, myself and the 3 children are dependants, she traveled first, leaving myself and the 3 kids behind until she can secure accommodation b4 we leave.
I have heard about countless incidences of how SOME women treat their husbands and the POWER zoned to women in that country which makes it almost impossible for a man with a wife that gives him constant problem to be able to thrive in that country.
I just want to state three peculiar incidences that occured during her 1month stay over there that is already making me feel I have alot to face over there, though I know my God is bigger than anything, I just want people that are over there, or people that are experienced here and all over who are capable of handing a good advise for me on getting there to know how I can fare and withstand what is to come.
Based on the above from the major incidences I have experienced with her, first two weeks of being there, she had gone to check a house b4 heading to school, on her way back to school, she claimed she didn't take enough money and going back home might not be possible, I asked how she would wanna go about it and she replied saying I will borrow money from Mr Mike, a man she just met at school on her first day of registration. I was like that's wrong, you don't form familiarity with someone you just met in another man's country, I said I will call a friend in liverpool to send you money and you could get your train ticket. She fumed, but I stood my ground and said that's how its going to be. I have asked her to collect a friends account details, since she has not opened an account yet, she said when her class finishes by 8.30pm she'll request details from her friend so the money can be sent. Fast forward to closing period, I messaged her to send me details, she ignored, I called ad she said nobody has an account that I should not worry she will sort herself, I was now like you just got to that country, u have no friends that u know too well to rely on, I am ur hubby and I opened a way for u to get money easily, yet u didn't make any effort to redeem the opportunity, omo she hung up on me then later called back that she gathered few pennies she had to get the ticket, I was now like why didn't u just say this instead of putting me on pressure over how to get money to convey u all the way from london to Luton, over an hour journey at night.
Secondly, on her next school day, she had previously told me prior to her closing hours that her data has finished and she's using schools wifi, that the moment she steps out from school to head home, she won't be having access to internet, etc WhatsApp and all of that, but importantly was to make use of GPS google map, that's what people over there use to navigate their way in order not to get lost, I was like without internet how do u intend to get to ur destination when u know how stressful it was for u getting lost the other day, now the same statement she made was, I will sort myself. I was raged and said woman I will ask my friend to buy u data so u can get home easy and safe, she said no proble, that she's leaving now, I said well since i wont be able to reach you on whats app, I will definitely call you on normal call shortly to give you the data pin to load. She said no P and hung up.
Moments later, my friend had sent me the data pin, na so I begin dey call wifey oo, over 15 missed calls she nor pick. Later she called back and said her phone was in her laptop bag and her hands were frozen so she couldnt put hands in the bag to pick the call and that she didn't even hear it ring.
The issue I posted up there are issues of not being accountable, and attitude of not showing that you don't need me when its not just about that but for security and your well being knowing fully well you are new in the country and proper guidelines needs to be taken.
Another incident happened 3rd week after her arrival, we were video chatting while she was on a train station waiting for train, next thing I noticed was a guy sitting BEHIND her, the guy boldly took a peep into her phone directly, seemingly trying to see who she was on video call with, immediately i called her attention to it, she just smiled and looked back and said silently, nawa some people for this London nor go mind their business. This very day developed a story that transitioned towards few things I will be stating.
The next sunday, I called her in the morin to say hi and all that, next thing I know she dun dey go church, she nor even discuss am with me and na wetin we dn agree on sey we fo jointly choose church wey we go dey go. After church service, she call me sey that guy wey i talk sey dey peep into her phone, sey the guy that very day asked her how long shes been there for, she said, just 3 weeks, sey how come she come take know road when him don dey 3months he nver know road, sey that same guy him coincidentally meet am for the new church wey she come so, sey the guy dey look am, she comot eye, but later the guy come meet am sey are u not the one that showed me way to where I was going. Sey as him meet the guy coincidentally for church, he fit be sey he get why, maybe for job connection or what not. I nor say anything, cos coincidences arent something new in this world. Then the next day, she call me sey that same guy needs an apartment, sey na married guy with 4 kids, but him wife and 1kid dey here, 3 dey nija them nor fit come yet until house is ready, sey him dey ask her if she can help him get someone that can reference for him to get a house, ha him my wife come dey ginger me sey make i help am talk to my friend wey help us reference if him go fit help the guy too. I come sey no problem, she sey she go call the guy now and put us on 3 way call, i sey no p, i come dey wait for call, no call come and madam nor talk again, i come ring her sey hafa u nor do the three way call again? She sey the guy dey work, him nor fit talk,sey she don give the guy my number to call me later, me come sey no p, send him number I go save am down so if he calls i go know sey na him, madam nor gree send number, I come dey wonder sey wetin dey sup sef, normally I nor spose reason ahead, but me my instict dey very strong, i come begin dey put two and two together sey maybe the guy intention was never to get help but to use style dey hit on my madam maybe na why him nor wan talk to me but wan use my madam dey take communicate.
I come ask madam some some questions on previous ish, I come find out sey small lie dey, so I tackler her sey the way she take explain to me about how him meet the guy for train station nor join, she come vex sey me i come am liar, omo as we dey talk for whatsapp, i nor blv sey my madam added this guy to the call without my consent or my knowledge, so as I dey talk, the guy dey the background, i nor even know anything and the dude himself kept quiet, na after the call finish, I see am for call details sey the guy was added to the call, infact the dude even called me directky i nor pick. Now i got very angry, come call madam sey wetin dey sup, u added this dude wey talk sey him dey work him nor fit talk to the call wey me and u dey on and u didnt even notify me, ok lets agree sey if to sey u wan tell me sey u wan add the guy for call sey i nor go gree sey maybe na why u add am without my consent, at least after u add am secretly, u are suppose to talk and sey bae, since u are accusing me wrongly.
I have added the guy to this call so he can clear me out, but she didnt, she just added the guy and the dude himself kept quiet and didnt say a word until I hung up. I got very furious and told her this is the highest level of see finish and dragging in the mud, wetin u want that guy to dey feel like now? She said shes sorry that she only wanted to clear herself, I was now like even if u wanted to clear urself, if that the best way to go about it, the person who is the subject matter is the best person u need to introduce to clear u out? Later on i just bone the matter come apologise sey make we move on, na so she come begin dey yarn plenty, sey she call the guy that my hubby said that the way we met is unreal, sey the guy sef come talk sey wow, so your husband already thinks am sleeping with you, but i cant blame u though, u know u have a big back side, so thoughts like that from him is likely not a surprise, i was hmmmm to hear that, i come tell madam sey if na true this guy talk this thing, shouldnt u already know he has corny itentions, she said well she too dey wonder cos the two times wey them meet she nor wear wetin fit show her bkside so how d guy come take know. The matter end there, next day madam still dey worry me sey shey I go still help d guy, I was like I cant even talk to him, u dun useless me already for him presence, she dey claim sey she nor do anything wrong by adding him to the call, sey the guy know of agency wey fit help me get better job if i arrive, and sey the guy talk sey if me fit connect am to my friend to reference am for house, him go link me up fr the agency. I talk sey i nor dey interested. Omo I weak. Guys I need advise on how to handle issues over there, cos me nor dey take nonsense for nija here, but for there, one needs to chill, but then should it now be sey because we dey live for country wey give woman power, make woman come use that opportunity come dey fumble?
..If your story is correct...These are what I think are wrong... ✓Your wife is naive ✓You guys have trust issues ✓You and your wife are almost age mates and still very young in marriage. ✓You are scared of your wife ✓I suspect that your wife has feelings for that guy and it's matter of time before she begin sleeping with him if she hasn't even started. ✓Your wife lacks respect for your person.
If I will advise you ehen.... I will suggest you stay back in Nigeria with the children unless you don't have any productive job here...I don't want to put ideas into your head but seems this guy is becoming a permanent fixture in your home....You need to watch it
Lastpharoah33: I can understand the utter disappointment on your ward. Naivety and a little touch of youthful ebullience got the better of her.
Someone mentioned lack of supervision, you saying dude should put a tracker on the girl? Or maybe have her be on leash to be dragged along, huh?
Life happened to her, if what you wrote up there is what really transpired (as regards to your benevolence towards your ward), I really think taking her back to her mom is a good step.
But am totally against going ballistic on the nig that did put her in the family way. It's a choice thing. Either he embraces with full chest or bounce. Nature/karma will always take it's cause.
...What choice thing are you talking about The girl is a child who is gullible and naive,and you are talking of Karma It's rape !
The heavens won't forgive this couple if they aren't able to fight to ensure that the family of the boy do the right thing.
Travel / Re: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by Zeewirld: 11:17pm On Dec 15, 2022 
We should all condemn this barbaric acts...Not good at all