₦airaland Forum

There are legitimate means of recovering borrowed funds from customers. That’s what conventional banks use. There are thousands of loan defaulters in banks but you never hear of such harassment. There’s also the GSI where banks can invoke to sweep funds from any defaulters accounts to offset his overdue liabilities in their books.
These sharks or whatever they are called will never utilize them because one, their lending activities are illegal/unregulated and two if you check out the applicable interest rates on the loans and the loan tenors you discover they are outrageously above rates set by the CBN. Their activities are simply criminal. That’s why it’s only harassment they use to recoup funds. If not for the bad reputation and embarrassment they create for people, if you damn them they can’t to anything to you more than threats.

Faiththatworks:
I was at the Dangote Refinery this week,about 1000 tankers waiting to load petroleum products,I don't believe all those tankers were there to load Diesel or Aviation Fuel.The same can be said of Apapa, tankers are lined up for close to 5km waiting to load
Something is going on and the Government needs to set up an intervention team,I asked an insider when we will get fuel in Lagos,his answer was doubled edged,the owners of petrol stations are diverting fuel to areas where they can sell for higher prices

This fuel problem I am sure will not go anytime soon because this is economic sabotage by some greedy individuals

Thank you. I got a similar response to this when I confronted the guy that supplies diesel to my office. I usually also buy petrol from him. What he told me is that many times when they (independent marketers) make payment for products, they have to pay their way through every stage of clearance and loading of their trucks else, they could stay for as long as 30 days before loading so either way, it’s additional cost either in bribe or living expense while waiting. As a result, they devise all sorts of means to get products as quickly and at the lowest possible additional cost. One such way is to wait for the major marketers who usually get loaded faster to load and then divert some part of their allocation to the independent marketers and sell to them at some margin. Here the independent marketers do not even need to go down to the depot they just wait in their towns and receive the goods after negotiations and settlements. That is why you see many major retail outlets hardly have much fuel to sell while the independent marketers outlets always have but at significantly higher prices. There’s a lot going on in the oil industry and if nothing drastic is done we can never escape from this cycle of scarcity and persistent price fluctuations. Greed and corruption are the main factors behind this trend. It’s sad and depressing.

1,100/ltr in maiduguri. Matrix oil sold @ 730/ltr within the week but the queue was crazy. A few NNPC stations too sold @ about 680/ltr but you would be ready to fight to get. Road side hawkers, 1,200/ltr with peace of mind.

fatherjesse:
Danwake and abacha although they say, one man's meat is another's poison

Danwake! I get goosebumps at the smell or sight of it.
I can’t eat awara (tofu right?) ,the one made from soya bean. Chai! I feel like throwing up now at the thought of it.

I’ve never tasted Abacha so I can’t say anything about it yet.

Been buying at 950 naira/ltr in the north east (maiduguri) for over a week now. To get 950 is even difficult. The stations closed up and wouldn’t sell. Some places even sold @ 1050 naira/ltr. It’s crazy out here

You run a streets business and you don’t know how to resolve issues streetwise? Is it we that will teach you what to do?

Las Las na bandits go neutralize themselves. Remember Shekau himself was neutered by ISWAP. Their end will surely come

This life no balance. Someone somewhere will be looking for funding for life saving surgery and won’t be able to secure same until that patient dies.

My Eating pattern hasn’t changed much. But I needed to cut down on some other things to maintain it. I drink less beer now, less frequently too.

This should be extended to JEDC too. Unfortunately for me, I bought units on the day the review was announced and I was billed on the new rate. 41.86 units for N10000. When I called to complain/seek clarification next day I got an apology that my area was mistakenly categorized as band A but that we have been returned to our proper category after 24hours. About a refund of the excess, the guy just told me sorry and that was it.

TOPCRUISE:
Wetin be vigilante firm again. As in
Bello vigilante company Nigeria limited.

I wonder

MrBrownJay1:
some people sha... one body two heads is just too much wahala. you finish arguing with one head and the other head will take over with more arguing OR one head deny you the kpekus and when you settle the matter with that one head, the other head will now deny you the kpekus with some other yeye nonsense.

slimmax:
Oh boy 👦, knock me out for 20mill dollars.
If uppercut no do I fit set face make you followup with a hook

Talking about turning the other cheek

papyjaypaul:
Bwala is not a SAN

Thank you for that clarification

The way I love sleep, I just need a space where my body is relaxed and I’m off.

Bullfallo:
get some to gauge the gas. It should be around 45. If its less that 30 it will not cool. Also when refilling add a little bit of oil.

Will do that. Thanx man. Really appreciate.

Bullfallo:
i have older accord v6. I’m yet to see anyone who haven’t complained about my ac been mad. Also so some people who have entered my accord wanted to buy accord because if my ac. They said all the cars they have entered which is mostly lexus/toyota even for newer modern they are yet too see ac like mine. I normally have dew point cover me glasses even the top of of the car leasing vapor at night during raining season.

I really don’t know if my ac is special or that’s how all accord is. Example I went to fix my radio button. After the technician finish working we want to test it and i put all the ac. Within seconds the guy shouting this ac is mad. E done start cooling now now. Like It start cooling so fast.

Is that how your own is?

Mine isn’t like that o! I’m actually of the opinion that the A/C functions below par. It takes time to cool and I’m scared to let anyone touch it. I had a bad experience with A/C in my last car, a 2003 Mercedes C240. The car got messed up just because I tried to fix fan speed control. With this car I just change the filter from behind the glove box and manage it as it is. But my A:C doesn’t chill fast. I manage it the way it is. You must be lucky to have a good A/C in your car.

Bullfallo:
wow that was nice for a v6. But I guess city mpg would be below 21mpg

Yes. I get roughly 19mpg in city driving.

Bullfallo:
which car is that?

It’s a 2016 Honda Accord EX V6

Two satchets of water and some whack candy for change.

I bought for 1,050 naira per kg in maiduguri this week. 5kg for NGN5,250.

47k in 2006

agabusta:
Have you seen his employment letter?? Policies are different in each company.

Note that in my employment letter, it was only started at I shall be entitled to 28 annual leave days and also that the company usually work Monday - Friday.
Quoting OP

Since your employment letter states you work Mondays through Fridays then your vacation days should not include weekends. But in my place of work for example, the security men, though outsourced, have weekends counted in their leave days because they work on weekends.

Rotimi Amaechi leader of opposition in the senate representing Rivers East? Have I Been missing something?

Mummyfour:
let's motivate ourselves. That is my aim for this year too. I want to drop like 30-35 kg before September. It takes hard work and dedication. I used to be a fitness freak and was looking so fit, trim and young even after 4 children. I was a good size 12. But a lot of water passed the bridge these few years and I realized now that I practically breath hard when I climb the stairs.
I am going back to fitness o.
It may be difficult but with dedication I can build back the stamina I used to have of running for 35 minutes, road work and ending up doing 8.5 on the treadmill for 25-30 minutes. My stamina was something else for a woman. But nowadays, just small walk , I will be panting like a puppy denied of water. And after God and my children, exercise used to be my joy giver. I am going back to it.
Ironically, my daughter is a fitness coach and karate trainer, but I keep dodging her . But this year she said she is ready for me🤣🤣

I’ll be following you for guidance and motivation. I have to shed at least 30kg. Within the next 7 months

Parable007:
I want to really commend you for achieving this major milestone. Those of you typing rubbish, you don't know that maaany people are really trying to reduce their weight, it's a goal they hardly achieve. This man did it he deserves some applause cos he'll encourage someone out there but una comments for Nairaland show that some of your are either kids or immature.
Understand people emotional feeling before typing anyhow pls.

Bless you.

That’s my target for 2024. Lose minimum of 30kg. It’s not going to be easy but I’m determined.

Hezzyluv:
Remainds me of 2pac song "hit em up"

Grab your Glocks when you see 2pac...
call the Cops when you see... 2pac..

Modified.

Freeway by Flipside “… my Glock carries heavy rounds, Mag carries heavy rounds, back in my Chevy truck….”

It’s a personal thing. For me Otis one month salary maximum.

A month ago it’s was 25k in Jos, the syrup. Needed to buy 2 for my kids. Had to return and prepare again before getting it. Got a discount of 1k per pack and paid 48k for the 2. Best thing is to try and avoid incidences of illness. We are not God but we can adopt healthy lifestyles that will minimize risk of sickness.

Bizibi:
In 1996 you dare not carry 50 naira as a student in secondary School,in 1988,I carried 5 naira to school and the teacher asked me who gave it to me,she was frowning her face.

I can't imagine the 20 naira I was using to feed everyday in secondary School is the same currency we are using to buy one pure water satchel.

You’re so right. 1988 I was buying plate of mama put jollof rice for 30 kobo with no meat. I think with meat was 50kobo, never ate with meat then. 1 naira used to feed 3 of us during break. I was in primary school then so yes, seeing a child with 5naira would definitely raise eyebrows.

A school mate shared the school fees receipt he paid in 1995 and it was 2,200 naira. Complete 3rd term fees for a boarding missionary school! My heart sunk. That won’t even pay transport to go to school today.