₦airaland Forum

spillo1:
See he was fined 2.6million in a legal case and couldn't pay up. The judge had to give an order for his account to be checked and only £5 was seen. Ronaldinho’s international passport was seized by Brazilian authorities until he can liquidate his humongous debt. This action was taken after it was discovered the football legend has close to nothing in his bank account. Ronaldinho is stuck in Brazil for the foreseeable future because he’s broke.

This a loophole in law rich people tend to explore to avoid a lot of things especially in terms of legal cases.

He's simply telling the court hes broke so as not to pay the fine.Hes probably looking for out of court settlement to pay a way lesser fine than what is imposed. He's not stupid to pay 2 million for something he could pay 200k in an off the court settlement

DeadPresidents:
Don't really think Ronaldinho is broke. He's just following the first lesson of financial management—keep you key assets in non-liquid form.

It's better to have a condo in Pescara worth $20M than to keep that same $20M in an account that can be frozen at the whim of government officials.

I remember 50 cent filing for bankruptcy and we all knew that nigga lying. Next day, he pop up on the gram flashing them bandz and mad clowning

Thank you.Wanted to say this until I saw what you wrote.

Declaring bankruptcy or having let's say 1k in your account doesn't necessarily mean you are broke. There are people that owe properties of hundreds of millions but their account balances are not up to a million naira

Again, rich people declare bankruptcy for various reasons like avoiding multiple taxation,paying fines etc. Even Donald Trump himself have declared bankruptcy.Doesnt mean he is broke. Same thing I believe Ronaldinho did

oluwatobi75:
Aurier shouldn't be on that list

Are you kidding me?? That guy gave away a red card before being Spurs worst player against Bayern.

CAPdan21:
All I hear is moaning abt missed chances nd wrong tactics forgetting that u guys only had a 3 goal lead to protect bcus of some woeful finishing from Liverpool nd superb saves from ter stegen in d 1st leg, which Liverpool mostly dominated

Liverpool played very well in the first leg, we walked away with 3 goals.They didn't even play half of what they did in the 2nd leg and we threw away that just because we have a coach that's too 1 dimensonal and doesn't adapt to games.

When we beat Bayern 3 nil at Camp Nou, Bayern were the better team but we still went to Allianz Arena and finished the game. You don't need to be the better team to win a champions league tie

When Inter milan eliminated us from the champions league,they had only Milito in our half. That was when Mourinho was a master in parking the bus.

You get your tactics right,thats how you win the champions league and not by being the better team

raumdeuter:
Vardy is 32yrs will retire soon, Abraham is 21 and Kane is 26yrs prime age better than Abraham but injury prone. If Abraham continues starting for Chelsea and playing well, why cant he start at the world cup for England or at worst be first sub for Kane

Why will he destruct by playing for England and not by playing for Nigeria

Kane still has a minimum of 5 years of top level football and will always be available to England unless he has a very serious injury that takes him out or makes him lose form very badly. Tammy will be 26 by then. If Tammy can't break into the English team before 26 years,what makes you think he's getting that shirt at that age??

And no, Kane will always get 90 minutes football.Tammy will always be thrown into games where England need to desperately score.

What then happens if Tammy loses form?? He will always play for Nigeria but England will forget about him when a new kid pops up on the block

Whats the point of scoring hattricks and playing well at club level only to play second fiddle to Kane??

He has himself to blame if he ever puts on that shirt

raumdeuter:
Give us details and stats of how he beasted qualifiers?? How many games, how many minutes how many goals , how many assists

Tammy is a 9, Is Sancho a 9? and why can't he bench Rashford? This season so far, he has been better than Rashford

England plays with Sterling,Rashford and Kane with Kane playing more centrally and the other two wide.Tammy can't play wide as he is a centre guy. Will he displace Kane from that line up?? England aren't going for a 4-4-2.Even if they will, it will be either Rashford-Kane or Vardy-Kane.

Tammy will self destruct if he plays for England.

CAPdan21:
Lamentations of barca fans...u guys just don't want to accept dat u were beaten by d better team...d excuses 4 here don pass wailing 4 book of Lamentations

Which better team?? No way is losing to Liverpool without Firmino and Salah and being 3 goals up acceptable

femicyrus:
where is dele Ali?. the fame of playing for England is over already? what a waste!

He plays for England when he is fit thp

Foodforthought:
His body language so far shows he is waiting out for England. NFF has been asking him for almost a year. Truth is he wants England, and he has just been called up alongside Tomori. They should learn from Jordan Ibe. These big European teams have a way of forgetting you once you lose form. Hope they don't regret it. Super Eagles are on the up despite.

Lose form That guy at his topmost form will never displace Kane from England line up. He's a central guy so he can't be moved wide. No manager will play him and Kane together in any 4-4-2 formation cause they are similar in style of play

He will sign his international career death warrant if he steps out on the field wearing the English jersey.

As for Tomori, he has a much higher chance of being a regular starter cause England are currently looking for a partner for maguire and he seems like a fine replacement.He's going to be a really big loss for us cause pairing that guy with Balogun,our defence will be impenetrable

Foodforthought:
We have Iwobi, Kalu, Dennis, Chukwueze, Osimhen, etc. Tammy is good, but we don't need to beg him.

That's not how you win a football competitions. You need to assemble as much of a good team as possible and that's by having the best in your team. We need good players competing among themselves for the jersey do the whole we don't need him is really not a wise move

creolehunt:
I beg to disagree.

Who amongst these three can he bench?
Alexander Arnold Trent
Kyle Walker
Trippier.

That guy will only be a bench warmer. Mind you, this is his first season. If he goes ahead to get that England cap and his form dips next season or Chelsea buys another right back, then he should wave England goodbye.

Dude plays as a Centre defender not as a right back and England are really lacking in that department

TSRC:
Due to the pressure from Nigeria, southgate wants to cap Tammy and tomori in the next qualifiers.

Scumbag.

Tomori will be see more game time in England due to the fact they don't have defenders but Tammy will make the biggest biggest mistake of his life by playing for England

tesppidd:
The day we win the champions league will be the day I stop wailing about that Liverpool catastrophe.

Are we going to win the champions league with this man?? With the way we play??

We cannot even win a match without Messi. Even goal.com said it yesterday after the inter Milan match that Valverde's only tactics is pass to Messi.How long is that going to continue

IKON360:
Arthur was brought in to slow the tempo of the match and Coutinho is only removed for Dembele, that one looks like board instruction (even at Bayern, Coutinho is never benched even though Thiago can play that wing well). If we had this team against Liverpool at least Griezman won't leave Alba isolated time and time again.
And do you know why Barca fans hated Valverde at first, negative football which he used in his first season and that's why Man utd fans started hating Mourinho. Now you are advocating for it. Just forget the match, it pains us all because we were so close, so so close.

How can you slow down the tempo while being 3 goals down away from home. Liverpool had all the momentum and it was the most stupid substitution a coach could ever make

Using the excuse of benching Coutinho has no meaning. He was equally terrible in that game and when a player is playing poorly, you remove him irrespective of what the board thinks of not.

We had the perfect team at anfield.We contained the game perfectly at half time even missed a couple of chances. But Alba was our weak point and his error gave out the first goal.He played poorly in the first half of that game.In fact I told my friend that this was the first time I was seeing Alba play this bad since I started watching him They attacked through Mane in the first half which Vidal and I think Semedo did a perfect job in containing.

Klopp saw this error in our team and then directed every attack to Alba's position in the 2nd half. Vidal was playing excently and I expected him to play in that position instead he was confined in a position Liverpool was not attacking from. What was the need of having him in that game if he was not doing the dirty jobs

I thought the Roma game was bad until I saw that Liverpool game. The bad thing about it was that Liverpool was missing Salah and didn't even give us a comeback game. They simply attacked and won us all because we have a useless coach that I don't know what he's still doing at this club

tesppidd:
The only player who came out of that Liverpool humiliation with a pass was Vidal.

In addition to numerous good performances he's had for us, this guy leaves blood, sweat, and tears on the turf.

But you still hear some of our guys here say stuff like;

"he's not barca material"
"he doesn't have barca DNA"
"he doesn't play the barca way"

I mean WTF!

Vidal was arguably our best player at anfield and any coach with a half atom of sense would've removed Coutinho and blocked that attacking lane with Vidal and we would've simply won that game

We were so bad in the 2nd half that everybody forgets we were actually very good in the first. Kloop simply saw Alba was having a bad night and decided to flood his position in the 2nd half. Adjust to that by playing Vidal to cover Alba and Liverpool won't have any other attacking root. Instead he removed him instead of removing Suarez and putting Arthur to choke that midfield

This is simple textbook coaching.This is what Mourinho would've done.Simply apply same technique we did against Madrid by bringing in Vidal to totally nullify Vinicus who was having a field day against Semedo and Madrid didn't have any way of attacking us.That match still Dey pain me as our errors were so glaring and coach couldn't control his team

festacman:
President Buhari has decided that the best way to solve this xenophobia crisis is to visit South Africa.

If supporters of Femi Fani Kayode believe that the visit is unnecessary, then they should gather money, buy nomination form of a political party for him to run for President in 2023. When he wins, he can then decide to send jets to bomb South Africa. Until then, chill and relax because Bubu is the President.

Tough talk from an internet gangsta.Big tough guy comments from behind the keyboard

You see what Ajax coach is doing despite losing world's best midfielder and 2nd best defender in the world last season??

You see what Coutinho is doing at Bayern and what De Jong is playing right now at Barca??

Why can't the board for heaven sake go bring a coach that will win us a damn football match without Messi

We are going to have a very bad season with this useless coach

I don't like Valverde and how he made Coutinho to be useless but don't get carried away with an assist to his name

Coutinho was arguably Bayern's 2nd worst player tonight apart from Coman. Gave away a lot of balls especially in the 2nd half and misplaced a few passes. Gnabry's last goal was him trying to dribble when he had option to pass the ball but was dispossesd

Great assist from him tho but I think this will continue to build his lost confidence

Barrytone:
Building that house with your basic capital is wrong. Grow the capital before using the proceed of your business to build a house. Dont take your first 50m to build a house, after the house what else? Grow the money in a risk free portfolio and get a stand alone duplex and still keep change. In few years you can use your profits to buy or build a house with your capital intact. I own houses and a regret owning them too early, they bring little or nothing to the table and as a speak what they bring is still the money i invested, no sight of interest in many years to come. I have one tenant that is due out by 31st of October, i pray he leaves in peace but am sure he wouldn't. I will pay a lawyer and lawyer has advise we get a "bailiff". Front the outside of the house i can see damages to the building already. Meanwhile, my tbills interest and maturity drops unannounce even to me most times. I am a kind of person that dont have time, always too busy so any day i spend dealing with a tenant other than getting rent is a big minus to my life.

Me and my Mum were talking about purchasing a 6 bedroom flat earlier this year for around 45M until we sat down and thought

Tenant wahala, cost of renovation if we are to get anything tangible as rent, maintenance and most importantly the amount we will be losing over the course of 12 months when compared to T-bills. Found out that for each year rent is collected, we will be losing more than 5M when compared to investing that money in T-bills plus the fact there's no compound interest on a house.

Also, in 10yrs time, the house value won't really increase significantly.Found out it wasn't the best form of investment

needful:
People differs in investment choices. There is nothing wrong in building your mansion if u can afford it. I love to live in my own house anytime anyday but using your first money to build in an attempt to rent it out and make money has rendered a lot of young prospect youth useless including my myself. The house we built in phc before relocating to canada has been there without tenants. We put it for sale last yr but we didnt get a reasonable buyer. Now we have one tenant who want to occupy it on the condition of paying rent twice, infact, the house need renovation right now. Meaning that should we collect his half payment, we will use it to renovate.
This real estate thing is just a luck. The fact that u are lucky doesnt mean that another person will have the same luck. Build your own house when u are well balanced financially.

If you want to do real estate,deal strictly on lands.If you want to build,build one you are either leaving alone or one that you have your own tenants

Structures come with a whole lot of stuff and it's not really as profitable as people think.It comes with maintenance,tax etc that must be done.Lack of renovation can easily scare away prospective tenants especially if your environment has houses that conform with modern designs,facilities etc

Rent is not guaranteed cause you may have some tenants that are unwilling to pay or may have one financial crises or the other.You now have to pay for court fees or lawyer fees depending on the situation or you may decide to wait it out

if you want to sell,its actually hard to see a buyer thats willing to pay the hefty price in the real estate market especially if that house needs some serious renovation.6 flat houses of old designs cost 40 mill and above .When you eventually sell,you may not make a large profit if you deduct Maintenance and some many costs spent on the structure over the years

Imagine dropping 40 mill and then doing renovations that may be more than half the price you bought it only for you to collect 35k-40k/month cause anything higher will see prospective tenants looking for an alternative.On top of that you are not even collecting up to 10% of your investments per annum

Real estate is good but apart from land,its not really the best form of investment especially if you have alternatives like T-bills

harryakand:
The opinions i've read hear are all correct. Some buy because they can afford it whether it brings value or not, some just for showoff.
In a nutshell, if you can buy two iPhone 11 pro max without your account balance suffering, then you can afford it.

Jay-Z for president

Xisnin:
You are actually not different from those you are attacking.
Why are you using a 100K Android phone instead of a 30K phone?
Imagine what that 70K can do in some other people's life.

You may think it is the graphics or processor that attracted you but it is all lies.
You bought that phone to feel good about yourself and that is why other people
bought theirs.

If you own a car, think of the amount you can save by buying the cheapest model that works.
Do you even need a car when most people are getting by with public transport?

Nobody needs a justification for how they spend their money.

Not just in some people's lives, even in our everyday lives. Do you know how many bags of rice that money will buy for you?? Fuel for transport nko?? That money pays at least 2-3 months rent in some places in Nigeria. How many months bills that money can easily settle.That money is a lot to give to a phone manufacturer if we are to go quid pro quo

IamaNigerianGuy:
Foolishness does have any rational justification as you can see from the responses on this thread.

If you understand the time value of money and how compound interest works, you will not waste your money on frivolities or be a victim of corporations that want to get your hard-earned coin.

Even Americans are waking up to the realization that the iPhone is a big scam but for our brain dead youth, it's not yet dawn.

They are waking up because there's no more innovation in Apple products. Apple sold a PC standing aluminium frame for $999 earlier this year if am not mistaken. Increased the size and resolution of iPhone X and in the name of X mas and slapped an extra $200 or so. Who in is his right mind wont wake up

GeoAfrikana:
For me, the only thing that constantly increases with my income is my charity.

Yes the quality of products I buy also increase but I only buy what I believe has value.

For example, let's say I'm a writer. All I need a laptop for is to type, typeset, Google, read PDFs and maybe watch tutorial videos.
Let's say there are laptops within 50-80k that will satisfy my needs fully.

It would be wasteful and irrational of me to spend #150k or more on a high-end laptop made for gamers, data/GIS analysts and graphic designers just because I'm able to afford it.

Wouldn't it be wise if I purchased a 60k laptop and used the remaining 90k for other needs. If I have no more needs I can give it in charity to a family member, a friend, a striving student, an orphanage, sick people in the hospital or even prison inmates.

The has to be the most stupid shiit I have read all week. So instead of spending big on a high powered PC that will help you to work to make more money to be now able to spend on charity comfortably and still able to have extra cash, you spend more than half of that on charity and then go hungry. How then can you afford continuous charity if you are not earning??

Do you think having a high end PC is only meant for gamers and graphic designers?? What then happens if you happen to branch into data analysis or kick off a free lancing career in graphics designing say 6 months after buying the pc??you go purchasing that same laptop thereby abandoning your old laptop that cannot meet the requirements.Its called Pennywise Pounds foolish

This is the most foolish statement of all time.smfh

Another disaster performance by Eden and one clown was busy talking garbage that he will show us at the el clasico. Lol

Meanwhile Okro soup from our good friends at Madrid. Let our enemies kill themselves. Lol

wirinet:
Sanction is not death sentence. Abacha proved sanctions are meaningless if we have a determined government. Abacha was sanctioned by all the major powers, Nigeria did not collapse. Gaddafi withstood sanction by the west for over a decade, Libya stood and thrived. Even Iran was sanctioned with an oil embago for close to a decade and they managed to survive.

Our over reliance on the west and foreigners in general is our greatest problem. Imagine the insults of a mere one man or (is it two man) business giving a whole giant of Africa problems. I don't thing this can happen to any other country on earth.

And you think oil sanctions will be meaningless to Nigeria of today??Drop in oil prices plunged this country into recession that we are barely out of.Imagine what a hefty sanction will do to us.Not something we want at this time

Our only saving grace might be China who we all know maybe more terrible than the West. It's a lose lose situation.

The problem is a lackluster approach of the govt to the matter thinking that this is like a local issue which they do anyhow and get away with it and has nothing to do with being giant of Africa

What were they waiting for to commence both external and internal investigations before the judgment was passed?? Even if they were not going to pay the agreed sum the previous govt signed, immediate and effective investigations could've put us in the forefront of things and would've had all this in our control.

WolfgangPauli:
Why are we playing with these people. Can you imagine anyone getting a dubious a judgement and threatening to seize Russian, Israeli or Iranian assets abroad? The government should put out a statement that any attempt to touch our assets abroad will be treated as an act of terrorism.

P&ID is a fraud and the judgement is a scam.

So in your mind, Nigeria is Russia and US??smh

Economic war is the least thing this country wants right now

SenecaTheYonger:
9 billion dollars? Do you think taht's a small money for Nigeria? Do you know the kind of message you're sending? That you acn come and pick Nigeria's pocket. Those people won't get a dime. Let UK come and arrest Nigeria.

Let UK come and arrest Nigeria?? Ever head about something called sanctions?? Do you know the effect of such if imposed on our economy? How are you going to fight back if such is placed on our oil??.By seizing foreign assests??lol

Some of you just come online to brag and sound intelligent on things you have little knowledge of

Debroslink:
If Germany wants you to play for them, it means you are really good. Bayern can go to hell. The world would move on.

Germany has also realised what we've known for a while; and that is

Ter Stegen > Neuer

Germany wonders why they had a disaster World Cup but Neuer who didn't kick a ball for 1 year was German No1 ahead Ter Stergen that was in the form of his life and they expected to have a successful World Cup when the dressing room was clearly divided over favoritism.

Even German players have accused Low of favoring Bayern players ahead of the rest of the bunch.How can you win when there's clear bias in your selections. Players give their best to be called up only for him to play an out of form Muller ahead of Sane and then expect to be playing and winning well.

Germany national team should call Bayern's bluff and let's see who wins. Nonsense

IKON360:
Trophies are the currency of football, why do think loyalty holds little water in football? A player like Totti was brilliant but players like Scholes are reverted far higher than him why? Trophies... Why do you think fewer and fewer players want to be one club legends? Trophies and the accompanying finance. Liverpool haven't won the league since before I was born, the last major trophy they won was UCL of 2005, since then nothing except meager trophies that some LFC fans pretend don't even exist. Then in comes Salah and in one season destroys tons of goal scoring records and they reach UCL in Salah's first season unfortunately they lose. Then Van Dijk is signed and Allison is signed and boom UCL... Heck tell a goalkeeper better than Allisson in Liverpool since 2005 or a defender better than Van Dijk please don't say Carragher that guy was as reliable as Reina one day awesome the next stupid error leading to goal

Loyalty is no more in football today due to a lot of factors like high inflation of transfer market, general evolution of the game, more media involvement,player marketability,etc

Players are now cashing in on all this factors, so they tend to now play for the highest bidder.Before it was the elite of players that had all this but look at what we have now

As for your assertion that scholes is more reverted than Totti because of trophies is simply not true. OKOCHA is regarded as one of the greatest to ever play the game, how many trophies did he have under his belt. Maxwell has more trophies than Roberto Carlos, will you say he was more of a better player than him or think that the football world considers Maxwell ahead of Roberto just because he has more trophies?? Trophies are good, but is not really a bench mark of a players individuality

Seunnzy:
he was what?!..where he take win the UCL apart from man utd abeg stop Ur hate

Which hate?? Its all facts. Champions League was initially known as European Cup and was only renamed to Champions League in 1992.And before it was renamed to Champions League, Ferguson was already a winner of the competition with a team called Aberdeen in Scotland.

Do some research before you say am hating