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Baba4thegehs's Posts

Nairaland Forum › Baba4thegehs's Profile › Baba4thegehs's Posts

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Investment › Re: How Much Did You Save This Year by baba4thegehs(op): 11:42am On Dec 26, 2023
coputa:
How much did one invest and not savings.

Imagine if you have #100,000 in your account in January this year,by now the value would have dropped to #30,000.
I hold majority of my investments in dollor denominated investments.

Also my fixed deposits aren't doing so bad, Vbank gives about for 16% pa.

Credpal does over 24% per annum.

So even when the exchange rate goes up you'd still have a decent earning.

Better than putting your funds in a regular savings account.
Investment › Re: How Much Did You Save This Year by baba4thegehs(op): 11:39am On Dec 26, 2023
abraolas1:
Hi , Good to see this , Well done

Just a quick one , which of the App are you using to invest in REIT ? Risevest ?
Yes, I use risevest for REITs and ARMOne app for stocks trading and Mutual Funds
Investment › Re: How Much Did You Save This Year by baba4thegehs(op): 11:21pm On Dec 25, 2023
Lamanii22:
Please just send me money thank you or send job links so l can start saving too
You need an in demand skill to earn a decent income.
Investment › Re: How Much Did You Save This Year by baba4thegehs(op):
Nice2023:
I made 31million naira this year alone.

And I invested most of it on land,shops and my parents house.
Wow! That is awesome! Where did you secure the land at?
Investment › Re: How Much Did You Save This Year by baba4thegehs(op): 3:40pm On Dec 25, 2023
adeoyekay:
Nothing

I am even owing loan app 8k
The trajectory of your life can change in 1year

And that year is 2024.

Don't give up.
Investment › How Much Did You Save This Year by baba4thegehs(op): 3:26pm On Dec 25, 2023
As the year comes to an end, I think its important to do a year end review of your finances, to identify startegies that helped you grow your savings and investment

For me I started exploring REITs this year and my savings grew significantly, also bought a land this year, dabbled with stocks, Mutal funds, fixed deposit, and hight yield saving aacct.

So far I have done close to 10m in savings and investment, although I ended up spending more than I planned in Dec almost 650k

Let's have you share yours. shocked
Travel › Re: Anyone Studying In Portugal!!!! by baba4thegehs: 10:45pm On Dec 22, 2023
DARLYNBOI:
You dey answer my questions abi u dey add to my worries..

Anyways contact me on otunbasouthwest@gmail.com
Lol. No vex jare.
Hopefully someone with experience will respond to your questions.

All the best mate.
Family › Re: How Do You Manage With A Wasteful Over Sabi Wife by baba4thegehs: 6:01pm On Dec 11, 2023
vazsily:
No be if she gree sit down! My matter dey really complicated. Things are expensive now and it's not funny. She no dey hear. Na to run dey my mind. Bcoz at the rate we dey go na BP remain for me. How do I even make her understand. She go market comes back and nah over cooking. I go the market, same thing. If say these kids are already grown, I swear I will walk away.
This marriage don tire this man, seems there are some unresolved issues. Because I don't understand how difficult it is to have a conversation with your wife and do properly meal planning.
Technology Market › Re: Direct USA Used Samsung Galaxy Note 20 Ultra 5G by baba4thegehs: 7:59pm On Dec 02, 2023
psalmz:
for note 10 plus
20 Ultra
Technology Market › Re: Direct USA Used Samsung Galaxy Note 20 Ultra 5G by baba4thegehs: 2:10pm On Dec 01, 2023
Do you have 512gb
Celebrities › Re: Mayor Of Atlanta, USA Declares November 18 ‘Davido Day' (Photos) by baba4thegehs: 2:18pm On Nov 22, 2023
Shey na every year them dey declear ni undecided
Food › Re: Cane Rat Caught With Trap by baba4thegehs: 9:01pm On Nov 15, 2023
Maxymilliano:
Okete ...
Can't believe I ate this thing that year oo.

Chaiii Sapa no good oo grin grin grin
Phones › Re: How Do I Stop Unknown International Numbers From Calling Me by baba4thegehs: 10:33pm On Nov 07, 2023
These are spam callers.

It's a latest scam tactics, if you mistakenly call back, they place you on hold while your airtime burns, your service provider pays them. That's how they make money.

So just ignore or keep blocking.
Business › Re: What Is Consuming Your Money Presently?? by baba4thegehs: 3:06pm On Oct 11, 2023
Black tax from family members and siblings.
Bills and maintenance costs
Family › Re: After 37yrs In South Africa He Came Back To Drag Properties With My Father. by baba4thegehs: 6:55pm On Sep 19, 2023
Your father should have changed ownership and property documents to his name since na.
Family › Re: This Is Why Men Can Never Tolerate Their Wives Cheating On Them. by baba4thegehs: 5:37pm On Sep 18, 2023
Lol. All this beer parlor agenda and narrative.

Where is this written in the holy book.

Please let's be careful not to brainwash young folks that this is normal, cause it isn't.
Nairaland General › Re: What Immediately Tells You That A Person Had A Traumatic Past? by baba4thegehs: 4:16pm On Sep 15, 2023
Dumb question.

Just have conversation with people to discover what they've been through, why would you make assumptions on fleeting emotions.

Yukkk
Car Talk › Re: As A Car Owner The Greatest Embarrassment That Can Happen To You by baba4thegehs: 4:10pm On Sep 15, 2023
Hmmm. The ealier you understand that nobody givvvess a ffffuu****k the better for you.

Think of a car as an additional layer of comfort you need, what anyone one thinks is none of my business, people typically would have different reasons for selling their cars, but the opinions of neighbors should be the least things I should be worried about.

Man know they self and what you stand for
Autos › Re: T by baba4thegehs: 9:19am On Sep 11, 2023
1m
Career › Re: I Earn N1.2M Monthly And I Recently Got A Visa, Should I Japa or stay by baba4thegehs: 1:50pm On Aug 04, 2023
If you have a professional skill I would advice you to proceed.

Again it depends on the type of Visa, work and Permanent residence is preferred any other thing I would advice you leave.

Rather save funds and try PR.

1.2m is small money, only people who haven't attained such earnings will think its hefty.

You can scale your income to 5k per mo, if you have the necessary skills and also live a better life.
Music/Radio › Re: Logos Olori's 'Jaye Lo' Video Causes Controversy by baba4thegehs: 4:17pm On Jul 23, 2023
Shey na Davido get the video ni.

Just because he posted a video

Nigerian are dumnnnnb sha
Politics › Re: You’re Pained – Femi Adesina Knocks Kukah by baba4thegehs: 12:16pm On Jul 11, 2023
forerunner022:
Adesina thinks with his stomach.
That guy really doesn't have a sense of belonging, seems he's in another country called Nigeria.

Because I don't understand have someone will defend nonsense to this extent.
Car Talk › Re: UAE Orders Arrest Of Man Over 'Arrogant Display Of Wealth' In Viral IG Video by baba4thegehs: 12:23pm On Jul 10, 2023
Lol.

I was viewing this guy's page earlier today, apparently it's a promotional strategy for the luxury car showroom.

But I don't condon this approach to promoting your business, it gives a very wrong impression of hardwork and spending money wisely.
Technology Market › Re: House Clearance Sales.. Come In Here!!!! by baba4thegehs: 6:56pm On Jul 04, 2023
omobacyprus:
iPad Air 2
64gb | Wi-Fi only
7340mAh battery
90k
WhatsApp/Call: 07012418328
70k serious buyer
Car Talk › Re: Kindly Recommend Between Mercedes Benz C Class 2003-06 nd Honda Accord 2006/2007 by baba4thegehs: 9:11pm On Jun 29, 2023
I currently use the Accord 2007, It's very reliable esp when you do regular maintenance.

Fuel economy is very decent compared to the Benz, a friend recently complained how his car suck fuel he use this same C class

I don't drive daily though, tires popped put just once and it was due to my own negligence as I already saw the signs.

Given the current economic realities I'd say go for the Honda accord, parts are cheap, decent on gas and also durable.

Makes sure you get a car with sound engine and have it checked a trusted mechanic, with regular maintenance you won't have any issues.
Technology Market › Re: Hp 640 G3 Core I7 16gb Ram by baba4thegehs(op): 11:35pm On Jun 18, 2023
Still available
Technology Market › Hp 640 G3 Core I7 16gb Ram by baba4thegehs(op):
HP Elitebook 840 G3
14" FHD display
intel core i7 6th generantion processor
16GB Ram
512 SSD
Backlit Keyboard
Laptop and charger
1 unit available
Very neat
Windows 12 installed

#200k

Yaba Lagos

0903-362-4842

Technology Market › Re: House Clearance Sales.. Come In Here!!!! by baba4thegehs: 9:54pm On May 27, 2023
agbonda:
I have 256GB, 12GB RAM for 400k
Hainnm!
Technology Market › Re: House Clearance Sales.. Come In Here!!!! by baba4thegehs: 8:11pm On May 26, 2023
amolan:
CLEARANCE SALESS!!!!

Samsung Note 20 Ultra
12GB
128GB
Black

FACTORY UNLOCKED

290k

Location- Lagos.

Call/WhatsApp- 08105164088.
Do you have 256gb?
Family › Re: Is It Okay To Let Your Fiancée Know Your Monthly Salary Range? by baba4thegehs: 4:30am On May 19, 2023
Jennyclay:
Biko let her know your salary so that she can know if the future is bright for her or not.

Is not as if you’re earning millions of naira monthly undecided. I’m absolutely sure you’re not even earning common 100k monthly. Biko don’t come and put someone’s daughter in abject poverty!!
Wait what!! ABSOLUTELY SURE?? How so? Are you guys related or you saw it in the spirit?

You lots just speak like you never went to sch!

I had to check your profile and can I see the vile and bitter in almost every comment you make on NL.

Go and heal sis, deal with whatever heart break of brokenness you might have experienced in the past, detach from them and then come back and speak with sense.
Life is so beautiful, to be walking about with so such ill spirit.

Seek help, heal and spread love always.

Ire oooo.
Celebrities › Re: IGP Orders Arrest Of Seun Kuti For Slapping A Police Officer by baba4thegehs: 5:39am On May 14, 2023
The animosity btw Seun and this government is unmatched. He expresses his bitterness every now and then on IG.

I'm not sure what happened btw them that you have to stop someone on 3rd Mainland, definitely thought it'll be an easy extortion.

Although I would not condone his behavior, but sometimes these uniform me can bring out the beast in you.

Dog eats dog world.

Case should be investigated, Seun may not entirely be at fault
Family › Re: I Mistakenly Impregnated My Troublesome Baby Mama by baba4thegehs: 6:52am On May 13, 2023
Wait what?!!

This one is a uselessss man o!

Same girl you complained about how they miserably treat you?!!

Same one that had a daughter for you? Habamana!

You're married FGS, what else are you looking for,

Useless simps! Grown men with penis and no brain, just sex sex.

WHO RAISED THESE MEN!!?

Spits!!

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