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Travel / Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by Bnimz(m): 5:59pm On Sep 18, 2020
Despite d numbers of snakes there.
3 years and counting... I've never seen a snake.... But I saw several snakes when I was in Nigeria.


Travel / Re: Living In Australia/life As An Australian Immigrant by Bnimz(m): 7:19am On Jun 01, 2020

Hi all... bellong, bnimz, tyosho, et al...

"Abroad people call me every weekend Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. "

I understand the guy's points though there are a few exaggerations... There is no tax system in the English-speaking world that reduces $100,000 to $40,000.....

However, with that aside, we do have to admit that things are more expensive... But then you earn more money too...

The question is, as an individual, after taxes and all expenses, how much would you be left with as savings in a year if converted to Naira? If your answer is anything over #2 Million, you are already in a better position than over 90% of Nigerians in Nigeria....

With that said the life abroad can be very tempting... Credit is cheap and easy to get, so it is easy to spend money you don't have to buy things you can't afford and get stuck in a rabbit hole of interest payments and debt. This is true no matter how much you make, just look at Nicholas Cage....

Many Nigerians that come here can't handle it, they must have the biggest house, the nicest car, and post pictures online to brag about their "achievements" to people back home...

The problem with this comes in two forms..

1. They are spending money they don't have, an unexpected job loss can send their finances into a death spiral.

2. People back home see them in their big car, quickly punch calculator to convert, Chei, na #10 Million naira car o.... Broda don blow.... Then the demands and requests start pouring in...

Fact is, if you keep your life under control, even minimum wage is enough to live okay on in this country... For example, my annual expenses are way less than minimum wage as a single person, despite making more than minimum wage... And I know a few friends who are like that too.

I can't speak for the married people with kids sha.. maybe Bellong or Alphadoor can explain better.

Lastly, yes, there are taxes, but in my experience, the taxes are the perfect way to complain to Nigerians back home about why there's no money to send to them....

I emphasize different things depending on the point I'm trying to make. If I'm talking to a person who is asking me for money, I emphasize how my annual taxes are higher than his annual salary, how my monthly rent is the same as his annual rent..

But if I'm advising a friend to leave Nigeria, and he says he is making good money in Nigeria, say, (250k/month for example) I switch gears and emphasize how my monthly savings are higher than his monthly salary..

With that said, when you are making a certain amount of money already in Nigeria, it does not make sense to leave for purely financial reasons...as I advised someone on the other thread a few months back..... At around the 600, 700k/month mark, leaving Nigeria ONLY because of money doesn't make as much sense anymore cos your money does a lot more in Nigeria (cos most people are poor and labor is cheap, but oh well)

Regardless, I would still advise anybody who can exit Naija to leave for better standard of living, security and to give yourself and your kids options.

Anyway, very long post mehn... Thats my experience and consequently my opinion on the subject.

27 Likes 2 Shares

Travel / Re: Living In Australia/life As An Australian Immigrant by Bnimz(m): 1:15am On May 18, 2020

But one thing I have noticed about cruise control drivers on the highway, is that they usually set the speed above the speed limit at a value determined by how much faith they have. Haha. You would often find people setting the speed at 110 in a 100 zone.
I tend to add 5 - 9 extra on very long drives and the reasons for that are pretty straightforward...

1. There are hardly any cameras in the bush
2. Its only 1 demerit point for speeds up to 10km/hr above the limit - Thats an "acceptable" risk
3. You have highway patrol guys everywhere, but on the 110 highways, you have to be doing at least 20 above the limit for them to go through the trouble of chasing you.... Under 10 is just too small for them to bother cos it could easily be equipment error, temporary acceleration, and the fine itself is not really worth the stress...

1 Like

Travel / Re: Living In Australia/life As An Australian Immigrant by Bnimz(m): 7:29am On May 17, 2020

Driving on the freeway is fine, roads are good and sometimes I wonder, why limit the speed so much? 110km max, I think only NT allows 130km.
Like why?
The problem is fatigue/Concentration.. As we have established, long drives are kinda default due to landmass... the higher the speed, the smaller the mistake has to be to result in a fatal accident... And you might not be the one driving nonsense, someone else could drive some crap and at 150km/hr you might not be able to react fast enough....

There was a night I was so tired driving along a highway that I dozed off for like a second or two... Even at 110, in that short time, I crossed from left lane, past middle lane, and was in the right lane all without knowing... This was 110... If I was doing 140 under the same conditions I'd have slammed into the trees in the middle of the highway before I could react.

And if someone else was behind me, he would have had a hard time reacting to such an unexpected maneuver if he was going too fast..


Travel / Re: Where Are Nigerians In Australia . by Bnimz(m): 4:37pm On Feb 24, 2020

. We are one devaluation away from turning N10 million to N6million.
I totally understand. And that's why I would typically advise that no matter your motivation, get the permanent residence first...

But if money is the motivation, don't move yet..... If income stops growing, devaluation occurs, you lose your job, or you fall on any of the financial hardships that can randomly hit people in naija, if you already have permanent residence, then its a simple matter of booking a plane ticket out of the country....

We have several examples of people at that kind of level who moved primarily because of more money...., after 2 - 3 months, they returned to Nigeria, (usually because they couldn't continue the same "big man" lives they were used to)....

The good thing is, they can always come back if their utopian bubble in Nigeria collapses.

Of course, as I said earlier, if the primary motivation is not money, then Move.... No argument at all.

1 Like

Travel / Re: Where Are Nigerians In Australia . by Bnimz(m): 5:19am On Feb 21, 2020

I know I am late to this thread. But really, what is N10 million per annum?

Think ver this thing well. N10 million per annum is very far from being a big man. It is what is called a mirage...

You have some valid points, but don't forget that even though the salary is almost double in Australia, the cost of living is more than double..... ... The point is, money alone is not enough motivation to move in his situation... If he moves purely because of money, chances are he'll be disappointed.

If he moves because of comparative economic stability, security, peace of mind and better future for the kids, then that's fine...


Travel / Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by Bnimz(m): 9:03am On Feb 04, 2020
Please house, is it possible for an Australian citizen to call for any of his family's relocation to Australia?
What kinda family? Kids? Spouse? parents? siblings?
Travel / Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by Bnimz(m): 6:44pm On Dec 07, 2019
hello, CO contacted me today and requested that i should provide PCC, birth certificate and evidence of relationship with my fiance. My question is what am i going to provide as evidence of relationship since we aren't married . I only added her name as fiance on my form 80
Proving relationship is a real headache when you are not yet married o... The CO will generally expect to see evidence that you guys have been living together for at least a year, pictures of joint social activities especially with other people involved, records of communication like call records, emails/chat, etc... In short, you have to prove that your lives are intertwined, like, its not just one ordinary relationship

1 Like

Travel / Re: Where Are Nigerians In Australia . by Bnimz(m): 9:59pm On Nov 27, 2019

Thanks a lot. I want to understand that 'holding it in' part more. Does it mean once I get PR, I can just fly in, spend like a month and come back my PR status is secured? Let's forget citizenship now.
Yep. That's exactly what I mean.
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 8:41am On Nov 26, 2019

Bro if Auzyland is working for him like he claim will he still be trying to relocate to Canada? think man
I didn't say I wanted to move to Canada. Check my posts again. Cheers.
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 7:46am On Nov 26, 2019
From all the comments here and the opinions of some friends in Canada, I've been able to see that it seems things might be a bit tough there. So, let me not project Australia and Uk experiences on Canada.. maybe things are not smiling there, I don't know sha..

I don't think there's anybody who has spent two years in Australia on a visa with full work rights that will complain about barely surviving... You'll hear us complain about taxes, bills, house prices, etc o, but barely surviving? I don't know a single Nigerian in that category here.

@Godbpraised you guys talk of wages of 14, 15 - 20... Here, unless its your first job and you're desperate, there's no good reason to work for below 25/hr... ....30, 35, 40/hr no be magic, its available...

As a result @GeneralShephard and I might find it hard to understand why people in Canada are talking like this...

I dey see @catchdwind4rmkd lurking in the background...., baba what's your opinion on the subject?
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 7:07am On Nov 26, 2019
Kool, like you said cold is crazy. Bills are necessary evils u know this already, however the so called millennial's no wan retire from work for instance Government work and even private self. So many people live on minimum wage. Lots of people are indebted. Canadians are also very diplomatic, they are not straight forward like Americans. If you leave in a house where hydro is paid separately men you hydro go jump up for winter.

Fair points. However, most of these white people don't know what they have.. when they live on minimum wage, its usually cos they are not really trying... We call them government kids, they are used to a life on benefits and handouts....

But if you actually WANT to work, there's work to do... The problem I personally have with naija is that, even pesin wey wan work, to see the work sef na die.... I have men in Lagos working office jobs wey be say after rent and transport, nothing remain o, food is still based on support from home... What kind of life is that?

When I was in UK as a student, ontop the minimum wage and the limited work hours, man dey pay rent and chop and I was still able to save enough money to process Australia when the opportunity came... All within the 1 year. But in Naija now, the primary reason why most of my guys can't move is because its damn difficult to come up with the "approximately" #2m that the whole visa process costs....

I have a friend here who borrowed #1.8m to process his visa.. after landing here, he paid everything back in 4 months ... On top hustle job ooo... Now he is working a professional office job at entry level..

The difference between Naija and abroad mostly lies in opportunity and competition... If I have to compete with 1 million other applicants just to be a policeman (a job most people hate by the way), then f*ck this shit mehn, I'm going where there's no competition.
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 6:22am On Nov 26, 2019
Now u are talking, u are beginning to sound open and clear. if u want me to drill down further from what i have discovered during my stay here i can.
By all means, please proceed, I'd like to hear how things are in Canada... My main reason for avoiding that place na the cold... What have your experiences been in other areas?
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 6:18am On Nov 26, 2019
Na under bridge you dey sleep, u know dey pay rent?
Rent is the biggest expense of course, but it requires sense. And as a single person, its not difficult to find cheap options wey still make sense. A married man whose wife is not working will have a bigger problem on his hands.
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 6:07am On Nov 26, 2019
See ehn, there are some truths we need to iron out... If you are a business minded person, and you have access to enough Capital in Nigeria, and you understand the system, Nigeria has more potential to put a lot of money back in your pocket due to the lower regulations and the massive market...

However, if you are just trying to start your life, or you are generally going to work and get paid first, or you need to raise capital to start said business, its easier to make this money abroad IF you travel legally..

In addition, there's the small matter of your kids when you have a family... Are you going to let them school in Nigeria? Do you want them to have to apply for visa to visit every single country? Do you want them to grow up in a relatively safe environment and be exposed to a different worldview that will help them later in life? These are all the advantages of leaving Nigeria at least for a while...

There's also the matter of security... I can't speak for the United States cos they have too many shootings in that place in my opinion, but overall there's a much lower rate of crime in these structured countries due to the simple fact that you don't have as many hungry people...

Due to access to credit facilities, people are more likely to just keep going deeper into debt rather than resort to violent crime..

I'm not some "pie in the sky", "abroad is always better than naija" kinda person... Nope... Here's a post where I advised someone who said he makes #10M per annum in naija to sit his ass down but have Australia/Canada permanent residence on hand as a backup option..


And I listed my reasons... Abroad is good for saving up capital, freedom of movement, and general peace of mind..

Naija is better if you have a viable investment/business plan and already have the capital for it .... Naija is also better if you want to oppress people with your money.. cheesy

8 Likes 1 Share

Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 5:55am On Nov 26, 2019
Congratulations, you have been able to sell the lies Nigerians in Canada have been telling for decades. Are you stuck in a factory working like slave all night?
by all means, you are allowed to believe whatever you want to believe.. if it helps you sleep better at night, it's cool... And I'm in Australia, not Canada. I can't speak for them.
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 5:52am On Nov 26, 2019
Whats the percentage of Canadians ot Australians making $100,000 annually? You guys are clowns. First class mumu
not many actually. Thats the truth... The median wage is about 80k... However, that includes all the people who finished high school and refused to go to college, the people working at McDonald's, the people working at Kfc etc... So, you be the judge.
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 5:49am On Nov 26, 2019
Liar! Shut up there, you have no farm. The only farm i see is millions of Nigerians who never left this country building duplex worth 40million naira. You are a slave in Australia. Shut up your lying mouth again. It stinks
Congratulations, you have been able to let loose some of the frustration Naija has put in your body... Are you stuck in Lagos traffic and late for work? You're welcome to take Panadol for my headache at any time.
Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 5:32am On Nov 26, 2019

What is the tax rate in Australia? After expenses, how much of the 100k can one save?
if you make 100k gross, about 75k ends up in your pocket as a single person... You can live comfortably on about 35k and save 40k...

I live on 20 - 25k per annum, so 35k is like a life where you are not a wasteful spender, but at the same time, you are not trying too hard to save

Abi GeneralShepherd, wetin you feel about those numbers?

1 Like

Travel / Re: 15 Million Naira Cash Or Relocate To Canada, Which Will You Choose? by Bnimz(m): 5:29am On Nov 26, 2019

God bless you for this comment. I have been wondering if everything is free in Nigeria and cars don't get maintained .
Bro, you get strength o. Arguing with unexposed Nigerians can drain someone's energy. I no dey tell dem anything again. I only tell my closest friends in Nigeria the real how far... Everyone else, I just laugh when they display their ignorance bros..

all I know is, when I was in Nigeria, pesin dey manage make like 50k per month... And here, in Australia, my monthly savings surpass the salaries of my highest paid friends back home... heck, even my taxes are more than their salaries.

Until you physically see another man's farm, you'll keep believing your father's farm is the biggest... Na wetin dey do all these people.

1 Like

Food / Re: Rice Price Rises By 29.41%, In Two Months Following Border Closure by Bnimz(m): 5:28am On Nov 26, 2019
Nigeria is better than Canada and Australia oo grin grin. Una never see anything
Religion / Re: Can A Born Again Christian Lose His Salvation? by Bnimz(m): 10:25am On Nov 24, 2019

A lady was a fervent member of her church choir, she got into the university and decided to get a boyfriend.
One day she went to visit her man and she lost her virginity through fornication.
On her way back home, she had a fatal accident and died and ended up in hell.
If you die with an unconfessed sin, you will end up in hell. This story I told isn't fiction. It's a revelation from God.
Let him that has ears hear what the S

4 hours interview in Hell.

I remember that book

1 Like

Religion / Re: Why Once Saved Always Saved Is Not A License To Sin by Bnimz(m): 11:47am On Nov 18, 2019
Anyway, to avoid prolonging the debate, let me finish on this note..

All the 3 examples I gave are trick questions.
They all deal with a Christian committing ONE sin with no chance to repent.

The correct answer to each of those questions, (the suicide case, the adultery case and the liar's case) would not be Heaven or Hell

It would be "I don't Know"

Because in each case we hear of the person committing ONE sin, not a pattern of a life of sin.

I believe in the perseverance of the saints, and that we are saved by faith. Thus, occasional missteps here and there will not nullify our salvation...

However, I do not believe that it is absolutely impossible for a Christian to lose salvation regardless of what they do. Because if we commit sin, and then we continue to commit the sin, and we get to a point where we are now comfortable in the sin, yet for our mind we are thinking (I believe in Jesus, I am saved, these sins don't matter) .. ah... Then in that case,

2 Peter 2:20–22 (NKJV): 20 For if, after they have escaped the pollutions of the world through the knowledge of the Lord and Savior Jesus Christ, they are again entangled in them and overcome, the latter end is worse for them than the beginning. 21 For it would have been better for them not to have known the way of righteousness, than having known it, to turn from the holy commandment delivered to them. 22 But it has happened to them according to the true proverb: “A dog returns to his own vomit,” and, “a sow, having washed, to her wallowing in the mire.”

Romans 6:16 (NKJV): 16 Do you not know that to whom you present yourselves slaves to obey, you are that one’s slaves whom you obey, whether of sin leading to death, or of obedience leading to righteousness?

2 Timothy 2:19 (NKJV): 19 Nevertheless the solid foundation of God stands, having this seal: “The Lord knows those who are His,” and, “Let everyone who names the name of Christ depart from iniquity.”

James 2:14-17 (NKJV): 14 What does it profit, my brethren, if someone says he has faith but does not have works? Can faith save him? 15 If a brother or sister is naked and destitute of daily food, 16 and one of you says to them, “Depart in peace, be warmed and filled,” but you do not give them the things which are needed for the body, what does it profit? 17 Thus also faith by itself, if it does not have works, is dead.

In summary, we are not saved by works, but by faith. However, by our works, we can renounce that faith, regardless of what we claim to believe.

If people believe that they cannot lose their salvation and they continue to walk in the spirit, ITS COOL. I DON'T CARE

The danger arises when you encounter people who believe they cannot lose their salvation THEREFORE, they proceed to do whatever they like... Such people might have been saved once... But if they continue along that path,... Hmm... it becomes a case of

Matthew 7:21-23(KJV)
21 Not every one that saith unto me, Lord, Lord, shall enter into the kingdom of heaven; but he that doeth the will of my Father which is in heaven.
22 Many will say to me in that day, Lord, Lord, have we not prophesied in thy name? and in thy name have cast out devils? and in thy name done many wonderful works?
23 And then will I profess unto them, I never knew you: depart from me, ye that work iniquity

Cc alBHAGDADI , jesusjnr , okcornel , 1StopRudeness , infomaz, praivit0, Harshirama, muttleylaff, on4a


Religion / Re: Why Once Saved Always Saved Is Not A License To Sin by Bnimz(m): 10:02am On Nov 18, 2019
How many times do I have to tell you that a Christian can't commit suicide?

You missed the main question in that my post bro.

Let me ask again in a clearer way

You have insisted that there are sins that a Christian CANNOT commit....

Alright, cool. Let me agree with you on that one.

Now, with that settled,

I would like to know exactly what sins a Christian CAN commit and still be a Christian according to your theology.

Cos hey, you agree that it is not possible to live a life devoid of sin afterall.

Let me make this easier for you..

A Christian falls into temptation and commits adultery.. during the sex act, he has a heart attack and dies instantly... Heaven or Hell?

A Christian is at a shopping mall in Texas. Someone calls him, he doesn't want to say where he is, so he lies about his location... A mass shooter enters and starts killing people, he is one of the people killed. .... How far, Heaven or Hell?

You have one "big" sin up there and one "small" sin up there... Please tell me which one a Christian can commit without any risk.

Bear in mind, If you say it is impossible for a Christian to do any of the two, then it means you are saying a Christian cannot sin...

1 Like

Religion / Re: Why Once Saved Always Saved Is Not A License To Sin by Bnimz(m): 6:25am On Nov 18, 2019

According to the above verse, whether you live a life devoid of sin, which is impossible according to the Bible, you will still be condemned for your lack of believe in Jesus.

The verse also says that believe in Jesus frees you from any form of condemnation that comes with sin.

So from your first statement, a Christian will definitely commit sin. Fine

But a Christian will not be condemned for his sins.. Also fine.

Seems very straightforward..

Why then are you unable to categorically assert that our suicidal person will go to heaven?

Cos if that is the case, then no Christian has any reason to remain on this troublesome Earth any longer... Christians should all just fast forward to the end, die and go to heaven, afterall that is the ultimate goal, so whats the delay? Why battle trials and temptations, why wrestle against flesh and blood, why endure torture and martyrdom?

Why not just end it all the coward's way, and take the express train to heaven?

Could it be that some sins are too big for your faith in the impossibility of losing salvation?

Could it be that you cannot picture a Christian who fell into temptation, committed adultery and died of a heart attack in the middle of the act going to heaven?

Or are you going to say that someone who committed adultery was not a Christian in the first place, in which case I would like to know exactly what sins a Christian can commit and still be a Christian according to your theology.

Cos hey, you agree that it is not possible to live a life devoid of sin afterall.


Religion / Re: Why Once Saved Always Saved Is Not A License To Sin by Bnimz(m): 2:20am On Nov 18, 2019
I already told you that a Christian can't descend low to the level of committing suicide,
So, if I understand you properly, what you are saying now is that a Christian cannot sin?

Because this is one of the issues I have with you Calvinists. You are quick to point out that returning to a life of sin cannot result in a loss of salvation.....

You also acknowledge that a Christian might sin, but you stress that this does not affect his salvation....

At the same time when we start bringing out some really massive sins, you instantly start denying the possibility of a Christian commiting those sins in the first place...

Free will is not a switch that you can turn on and off when you so choose..

Someone who can lie can steal, someone who can steal can commit murder, someone who can commit murder can commit suicide..

So its either you outline the types of sins that it is possible for a Christian to commit but that cannot result in a loss of salvation, or you outright say that a Christian cannot commit any sin at all.. You can't have it both ways.


Religion / Re: Why Once Saved Always Saved Is Not A License To Sin by Bnimz(m): 12:05am On Nov 18, 2019

A Christian who has the Holy Spirit in him can't commit suicide nor become depressed.

This is not an answer to my question bro..

A Christian who has the Holy Spirit is still a human being with free will.

Assuming a number of things happen and this individual does in fact commit suicide, where is the person's eternal destination?

If you are so sure it is impossible to lose salvation regardless of what you do, you should be able to confidently say that the Christian is going to heaven even if he commits suicide....

So, what is your answer, heaven or hell?
Religion / Re: Why Once Saved Always Saved Is Not A License To Sin by Bnimz(m): 5:11pm On Nov 17, 2019
if a Christian who is saved and truly believes falls upon hard times, becomes depressed and commits Suicide, where is the person going?

Heaven or Hell?

alBHAGDADI , I would like an answer to my question.
Religion / Re: Why Once Saved Always Saved Is Not A License To Sin by Bnimz(m): 4:48pm On Nov 17, 2019

if a Christian who is saved and truly believes falls upon hard times, becomes depressed and commits Suicide, where is the person going?

Heaven or Hell?

2 Likes 1 Share

Travel / Re: Where Are Nigerians In Australia . by Bnimz(m): 2:35am On Sep 23, 2019
Please i need a candid advice..
with 10M per annum in Naija, you are a big man.... if you move to Aus for that salary you mentioned, You probably won't be able to live the way you are used to... And if your wife is currently a stay-at-home mum, she might have to start working.. in short, your comfort will reduce...so its up to you to decide whether a brighter future for your kids + more security and peace of mind in Australia outweighs the relatively easy life in Nigeria on that kind of salary..

If I was in your position though, I wouldn't move. i would process permanent residence in both Canada and Australia, fly over, activate it and hold it in case things go to hell in Nigeria one day, but I wouldn't actually relocate for anything below 120k. .... The cost of living is triple (or more) the cost of living in Nigeria, It doesn't make much economic sense to move for just Double the salary.

But hey, its just my opinion.

3 Likes 2 Shares

Travel / Re: Where Are Nigerians In Australia . by Bnimz(m): 6:13am On Aug 31, 2019

You will definitely cry Las Las
by the time the package cast, we no go hear anything.. he'll just go underground.... ... Unless there's a visa stealing scam I haven't heard about yet, you cannot get 189 by just paying money...

@Psalmdara But hey, if it turns out to be legit, by all means, when you land, let us know... I know several people in Nigeria who would be interested.
Travel / Re: DIY Guide To Australian Permanent Resident Visa - Part 2 by Bnimz(m): 5:59am On Aug 01, 2019
What if the person applying is on a scholarship? And his studying in another country
It makes no difference.

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