₦airaland Forum

I need a corper who studied accounting. He/she should be excel proficient, have a laptop and preferably live on the Island.Please they could send their cvs to tolumjohnson@gmail.com, thank you.

Job Vacancy Alert!!!!!!
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POULTRY ATTENDANT!
LOCATION: ELIMGBU, PORT HARCOURT
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Call 09039494688, 08021731719
OR VISIT
OneFocus Office – 2nd Floor,
JOBANY Plaza by Elimgbu/Oro-igwe Second Junction,
Elimgbu Town, Port Harcourt.

Bus Driver and Mechanic Vacancies

Driving School kids to their homes, school, excursion and sight seeing , etc.

Location: Owerri


PLEASE CALL OR TEXT 08037437735 or 07083629314

Dr. Tayo Oyedeji
@tayooye
3 reasons you should consider building multiple income streams (job loss).

1: You have limited control over your life when your income is tied to a process you don’t control.

Companies go bankrupt, mergers happen, industries die. You don’t control any of these catalysts.

Don't anchor your life to a process you don't control.

2. Job loss happens to both good and bad employees. How will you maintain your lifestyle if it happens to you?

This is important. Being great on the job does not completely immunize you from job loss and the attendant insecurities that follow it.

3. Diversification: Never put all your eggs in any single basket.

I was once advised to resign from a job when I didn't have a second income source.

Trust me, you don't want to experience the anxieties I felt in the aftermath of that job loss.

10 potential side gigs:

1. Online freelancing - upwork, freelancer, Fiverr etc
2. Online/offline sales.
3. Coding.
4. Data analytics
5. Graphic design.
6. Transcription services.
7. Cooking.
8. Seminars/classes.
9. Consulting.
10. Writing

Please feel free to add other side gig ideas to the list.

11. Web design
12. Photography.
13. Music

Dr. Tayo Oyedeji
@tayooye
3 reasons you should consider building multiple income streams (job loss).

1: You have limited control over your life when your income is tied to a process you don’t control.

Companies go bankrupt, mergers happen, industries die. You don’t control any of these catalysts.

Don't anchor your life to a process you don't control.

2. Job loss happens to both good and bad employees. How will you maintain your lifestyle if it happens to you?

This is important. Being great on the job does not completely immunize you from job loss and the attendant insecurities that follow it.

3. Diversification: Never put all your eggs in any single basket.

I was once advised to resign from a job when I didn't have a second income source.

Trust me, you don't want to experience the anxieties I felt in the aftermath of that job loss.

10 potential side gigs:

1. Online freelancing - upwork, freelancer, Fiverr etc
2. Online/offline sales.
3. Coding.
4. Data analytics
5. Graphic design.
6. Transcription services.
7. Cooking.
8. Seminars/classes.
9. Consulting.
10. Writing

Please feel free to add other side gig ideas to the list.

11. Web design
12. Photography.
13. Music

This week: Invest

A farmer's harvest is both his food and seed. A farmer who eats his seed will have no future harvest.

Similarly, your salary is meant for both food (expenses) and seed (investments). Eat a portion (food), plant the rest (seed).

Don't eat your seed. Invest- Dr Tayo Oyedeji

The next time someone asks you to invest in a forex trading scheme, ask them for a "view only" login access to one year of transactions on their trading platform.

They will most probably refuse because numbers don't lie.

Most forex traders lose money over time.

Dr. Tayo Oyedeji
@tayooye
Forex Trading (Part 1) - The forest (Forexia) and the hunters (traders).


LESSON 1
There is famine in the land, and one of the few remaining food sources is the forest called Forexia. Unfortunately, some monsters have already made their homes in the forest. Everyone who ventures into Forexia must fight, defeat, and steal food from the monsters.

LESSON 1:
Forex trading is a zero sum game. For you to win, someone else must lose. Those losers may be monsters (large institutional players) or regular people.

For you to win consistently, your strategies must beat theirs.
Forex: A Zero Sum Game? - The FX View
We take a look at whether Forex is a zero sum game and whether it matters if Forex is in fact a zero sum game.
thefxview.com

LESSON 2:
100 farmers came together to attack the monsters so that they could steal some food. They sang songs of encouragement to themselves and went gallantly into the forest. NONE of them made it back. They were all eaten by the monsters.

LESSON 2:
0% of unskilled, untrained traders make money. Don’t jump in without any training or with a few days of training or after reading a book. You will lose all your money.

LESSON 3:
100 paramilitary fighters trained for 2 months and strategically entered the forest in a bid to get some food. 95 of them dies in the forest, ONLY 5 made it back with a few crumbs of bread.

LESSON 3:
About 3 - 5% of people make a little money with a few months of training in Forex trading. Most people lose everything they put into it.
What's the Day Trading Success Rate? The Thorough Answer
Here's the day trading success rate at a day trading firm. Of the hundreds that came to trade, here's how many men and women became successful day traders based on various factors such as time and...
vantagepointtrading.com

LESSON 4:
Another 100 soldiers trained extensively for 6 to 12 months in a bid to understand the intricacies of Forexia. They went into Forexia with a clear strategy and fought hard with charts and technical analyses. Only 25 of them made it out with some food.

LESSON 4:
Only 10 to 25% of full-time traders with deep expertise and long term training in Forex trading techniques make any money and just about 15% make a living with it. Is it true that only 10% of Forex traders make money?
Answer (1 of 7): I am sure that 10% is just a guess. Some say that only 5% of Forex traders are successful. Some even claim that the figure is as low as 1%. All of these are guesses. But considering...
quora.com

LESSON 5: Meet the monsters

George Soros
https://forexlive.com/news/!/how-george-soros-made-60-million-in-18-hours-20130507

Stanley Druckenmiller
https://en.wikipedia.org/wiki/Stanley_Druckenmiller

Bill lipschutz
https://en.wikipedia.org/wiki/Bill_Lipschutz

These guys eat retail traders for lunch.
How George Soros Made $60 million in just over 18 hours
Reports this morning have George Soros making a cool $60 million on his Australian dollar short in less than two days. I’ve tried to piece together the various snippets I’ve heard.
forexlive.com

LESSON 5:
The monsters are smart, they have immense resources, and they play to win.

Your FX trade is contesting against monsters with 100+ mathematics PhDs on their payroll, crazy fast computers with >20GB RAM, and 100s of news and information analysts who ONLY think about FX.

I am a pretty smart guy. I have always done well with esoteric information and standardized knowledge. But I don't think I can compete creditably against the monsters.

Can you?

Part 1 Homework.

Please read this: investopedia.com

Before nko?

igbizen:
Oleh....you think you just discovered the secret of becoming the next Dangote. You better go back to page one.

ernie4life

Barrytone:
If i invest 10m on bond of 16% and yield of 14% at a price of 120 naira per share. How much will my return be annually. Thanks

Inflation is now @ 11.58%

Treasury bill is now 5.5%

Mutual fund is 9.43%

$ to ₦ is now ₦362

Over ₦6Tn is being liquidated from the NSE

Fixed deposits is now 0.5%, 30days.

debt service to gulp 29% of total revenue in 2020

Economy is going down. I see tears. What do you see?

I see a group of leaders who care so much about this country they want to renovate their offices for 37billion naira to enable them come up with good ideas to save us. oh how blessed are we. blessed to have such great leaders. Also, a gradual display of bearish sentiment in Naira denominated investments. This may be connected to the rumor on Naira devaluation early next year which would erode the Future economic value on investments despite their expected nominal increment.

More money, less usefulness

Osun State fixed rate Development bond @ 14.75%
when is the next one coming?

Dr. Tayo Oyedeji
@tayooye
5 friends; 5 side hustles:

K*****e was a banking officer.

He watched his bank decline multiple loan requests despite good collaterals and business plans.

He now runs an small business-focused finance house.

He started the business 15 months before he resigned from the bank.

C******a consultant at KPMG.
He noticed that many of his friends work at businesses who can’t afford KPMG to audit their books.

He runs an audit firm on weekends that helps small businesses meet tax and regulatory requirements.

I******a works for a bank as an operations manager.
She sells jewelry on Amazon and grosses 12k GBP per month.
I shared her story earlier this week.

R**I works in an advertising agency.
He runs a piggery on the side

F*****r is the GM of one of my businesses.

She runs a fashion design outfit on the side and makes amazing bespoke items.

I am one of her customers. And I support her side hustle since it doesn't affect her day-to-day job.

In 2020, rewrite your story:

(Your name)_______________ is a (your day job)______________

He/she runs (your side hustle)_________________ on the side.

Please tag 5 friends who need to step up their side hustle game in 2020.

cmoney22222:
Thank you for your mail.

Following your request, kindly be informed that the next primary market auction is scheduled to hold on[b] 18 December,2019.[/b]
Please find below the CBN stop rates at last T-bill PMA:

91d – 5.0000%

182d – 6.1900%

364d – 6.8800%

Kindly be advised that secondary market rates are available from 10am to 1pm work days (Mon- Fri) at all branches of Stanbic IBTC bank.

We hope this clarifies.

Thank you for banking with us.

Best regards,

Are you aware that you can reach us at any time of the day on our 0700 909 909 909 number?




At the bolded

If one do that 5% for the year you doing 20% than doing 364 @ 6.8%

Your success depends on the risks you take.

Your survival depends on the risks you avoid.- @JamesClear

Hmmmmmmmmm 5% of total rent?

Jejebabaa:
Boss, y are u still dealing with all these tenants. Your health and life are priority. Give those properties to real estate companies like Jide Taiwo and co among others. They will charge you just 5% if you can negotiate well and your sanity will be intact. This is exactly what I did, I cant be dealing with tenants and their wahala.

HACK: If investment is not getting returns ahead of inflation rate then significant value is lost.

The uprising that Nigerians are seeking will not start from the South East, neither will it start from the Niger Delta, talk more of SW

The uprising will start from the very North. When they start, there will no stopping them.

Those ones don't care for bullet or english.

T-bills MAY crash further as CBN plans two surprise option ahead of Christmas

Dr. Tayo Oyedeji
@tayooye

"I bought every V12 engine. Wish I could take it back to the beginnin’' I coulda bought a place in Dumbo before it was Dumbo
For like two million. That same building today is worth twenty-five million”- Jay-Z
#2020Vision - Frugality/Minimalism



#2020Vision - Frugality/minimalism.

Last year at the Cannes festival:

Night 1.
Went out with a group of GLOBAL CEOs. Average bill €50.

Night 2.
Went out with a group of AFRICAN CEOs (similar restaurant). Average bill €150.

African big man = 3X the burn rate vs global peers.
The average African feels that he needs to buy expensive things to show that he is successful.

The show (in showbusiness) is probably more important than the business. My good friend @feyiolubodun has a book, The Villager, that discusses this phenomenon in detail. This conspicuous consumption lifestyle holds us back. It steals the capital we could use to grow our asset base and transfers it to the coffers of luxury brand makers. We are giving our futures to Gucci and Moet while the continent languishes in penury.

We all need to do better

How to do better:

1. Meet your needs and the needs of the people you're responsible for.

2. Save and invest the balance.

3. Use your investment proceeds to make a difference in your community.

Stop enriching Gucci.

Instead, make Ojuelegba, Alexandria, and Kibera great again. I don't know Dangote. But I am close to one of his friends and he told me that the richest black man in the world drives a Corolla around Lagos on most days.

He is comfortable in his own skin and doesn't need a Bentley for validation.

You're not the brand you wear or drive.

The law favours and protects the tenants

Barrytone:
Update:: u dont need a quit notice after expiration of rent. Yawa dey broaden brain. Lawyers learn. I bailed myself today. Got angry and went for beer and discussed my predicament and my usual guy felt embarrass that i didn form him. He schooled me with supreme court judgements. U don't need a quit after expiration of rent. A relief for landlords. I pray we benefit.

Good question

ahiboilandgas:
are u sure of full booking daily? What the cost of power , salary ,security depreciation of items...what happen during fasting when 60m nigeria are fasting

hmmmmmmmmm

Just2endowed2:
Why not try mmf. There rate is 10 to 11% and its higher than true Yield of tb currency

True teachers are around but few students are ready for them .

Once upon a time, after Guguru got a contract from oga inconclusive. In order to execute the contract, the Rightists were needed. Using CSO as camouflage, Guguru released Otimkpu (town criers) to the south side, to north side, to east side & to west side... ko ko ko, ko ko...

Guguru want you to come to the capital city.... Let us fight for our Land... ko ko ko ko. Rightists came out in great numbers… Guguru opened the floor with a great speech, “We are citizens with common interest, my friend is ready to listen to you, he want to carry out a credible election...."

Rightists said no, no, no... Guguru applied more pressure, he used two states that fell into the hands of the Rightists to enticed them…. "He is our man, he fought gallantly for you to get the two states. He is ready to fight for a credible election.

After the great speech Guguru captured their hearts. Like lambs going to the slaughter house Rightists collected transport moni in brown envelopes and he pledged to support charity waka. The Rightists danced zanku legwork. Gbam!!! Gurugu has a Kingdom with many followers.
Election day came, Rightists were in high spirit, oga inconclusive is now a conclusive man. With their sudden, confidence in oga, the Rightists declared themselves winners, before the election. Accreditation commence, the agberos came out supported by the zombies in black and in green. Snatching boxes, vote buying, killings… the state of the Rightists was flowing with blood!!!

By midnight the agents of CHANGE turned the server to pieces of papers.
Rightists screamed and went went to guguru can you see what is going on? Oga inconclusive lied to us!!!

Guguru released converted bingos, then the narrative changed among the Rightists

#NoServer
#NoServer
#NoServer
#NoServer
#NoServer
#NoServer
#NoServer
#NoServer

The Rightists were shocked to see their brothers and sisters chanting #NoServer but many of then couldn't voice out because they collected transport moni too and charity moni. They have eaten Eewo (poison)

Guguru have them by their balls.

Guguru look around in his new Kingdom... Abu m Mazi
https://twitter.com/Tutsy22/status/1200110852327837696

Life is beyond money.

ahiboilandgas:
For the one that doest sleeps in his house has a joint opp a club where he normally stay still 4 am daily ,other hanger on stay with him cause by 4am he dash out 10 each to the hanger on asisting him to gist ....if he feels sleepy he goes into the g wagon to catch a nap and come back ....his house is near the club and pays 5m for serviced apartment.....the neighborhood is not a normal one cause general people don't sleep in the area cause of port activities

The rates are discouraging

This is the lowest rates since March 2017. Omo na wa o!!!!!!!!!