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Travel / Re: Living In The UK: Property,Mortgage And Related by davide470(m): 11:29am On Jan 02 |
Saw this on a walk (Glasgow). I know the APR will be high for an offer like this, but does anyone know the APR range? And what are the cons?
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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 6:20pm On Dec 31, 2023 |
Lexusgs430:Lol, it means she will leave on time to go and be emotionally supported in Naija😂 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 4:51pm On Dec 31, 2023 |
Joyglo:Every dependant should try and switch visa as soon as possible before Spring 2024. The student can join them whenever they finish their studies. 3 Likes 1 Share |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 4:49pm On Dec 31, 2023 |
mayowa94:1. You can. 2. Not really, just show consistent income and add your offer letter + 6 months payslip. 3. I added my house contract, bank statement (£2,500 bal), AMEX credit card statement, her cover letter, my invitation letter, birth certificate, our pictures together, her CAC docs + pictures of her in front of her 3 shops, picture of her and her dog (emotional support animal), her 4 months bank statement (N500k bal), letter from her Pastor. She was denied visit visa to 2 Schengen countries this year, but UK gave her the 6 months visa. 9 Likes 4 Shares |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:36pm On Dec 30, 2023 |
Lexusgs430:She is visiting, and the practice only took her name, DoB, my address, phone no, her address in NG. Would it still be chargeable? |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 8:27pm On Dec 30, 2023 |
Oga Lexusgs430, I took my mum to A&E and then to GP because A&E say na GP matter. No stayover, no tests, only consultation. How much should I be expecting, let me start saving up? |
NYSC / Re: Left NYSC Years Ago by davide470(m): 2:40pm On Nov 12, 2023 |
Blacklion3:Good morning |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 8:31pm On Sep 26, 2023 |
justwise:Lol I will hid your comments o. Justwise and Co. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 3:19pm On Sep 07, 2023 |
Lilipo:Because you have a "fantastic credit rating" and being chased to apply for credit cards does not mean people (especially new entrants) should get interest free credit cards and cancel every 3 - 6 months. It might have worked for you but that does not mean in entirety that it is the right thing to do as a new comer. The same way someone earlier inferred that, as they got post study visa within 2 days, that should be the norm. Also, as I don't agree with your opinion, you don't have to agree to mine. So your last line was totally superfluous 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:11am On Sep 07, 2023 |
Lilipo:Been using AMEX and Vanquis for about a year now and I have not paid any interest on them. Cancelling cards and re-applying for new ones because of interest free purchases is not being smart with money, it is recklessness and it is not a good way to build credit history/credit score. Plugging this here for others: 1. https://americanexpress.com/en-gb/referral/dAVIdEzYpk?XL=MNMNS (5,000 Avios if successful) 2. https://www.vanquis.co.uk/raf-app?code=C451F46B8165EA9CC9E1 (We both get £25 if successful) 3 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 7:35pm On Aug 23, 2023 |
AgentXxx:You are welcome. I have gotten plenty positive feedbacks, so please share to anyone and everyone. 4 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 8:36pm On Aug 16, 2023 |
heroshark:As an ex-investment banker, I will tell you that it is just a catchy advert. 1. Earn up to 8.09% - no guarantee that it will be up to 8.09%. It is not a fixed rate and it is subject to prevailing market conditions (US interest rate is currently 5.5%) 2. Interest is gross - subtract tax, management & interest fees, net interest rate might be 4% -5% or lower 6 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 6:59pm On Aug 12, 2023 |
eniola1010:You need to call HMRC then |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 5:49pm On Aug 12, 2023 |
eniola1010:Yes, you will. It will be updated as 'You paid too much Income Tax' and the payment to be refunded. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 9:55pm On Aug 07, 2023 |
Answers in red. Schoolhike: 1 Like 1 Share |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 9:27pm On Aug 04, 2023 |
AgentXxx:On this, I helped draft the email below and so far, I have had 100% success rate from people I shared with. Let the student send this to the council ccing the partner. Good evening, My name is xx, a full-time international student at xx University and my partner's name is xx. I reside at xx. I had initially requested a council tax exemption as a full-time student but was told my partner is a liable party for council tax because he is not a full-time student. We received the attached bill to this effect for the period xx 2022 - xx 2023 wherein it was split into xx equal installments. However, Article 3 of the Council Tax (Exempt Dwellings) Order, SI 1992/558 provides that 'A dwelling is exempt from council tax if it falls within any of the following Class N: a dwelling which is either: (a) occupied by one or more residents all of whom are relevant persons; (b) occupied only by one or more relevant persons as term time accommodation. A relevant person means: (i) a student; (ii) a student's spouse or dependant being in each case a person who is not a British citizen and who is prevented, by the terms of his leave to enter or remain in the UK, from taking paid employment or from claiming benefits or (iii) a person to whom Class C (school or college leavers) of regulation 3(1) of the Council Tax (Additional Provision for Discount Disregards) Regulation 1992 applies. From the foregoing, please note that I belong to category a(i) I am a student and my partner belongs to category a(ii) he is the spouse of a student. We are both non-British citizens and his visa prevents him from claiming benefits. Subsequently, we qualify for the 100% council tax exemption. Furthermore, please see below links citing cases whereby 100% exemptions were granted to student dependants by the Court: https://www.casemine.com/judgement/uk/5a8ff72860d03e7f57ea8dcf/amp https://www.lawgazette.co.uk/law/local-government/65852.article We look forward to your kind response.. Councils dread court cases most times as it does not make sense to be dragged to court for £150/m tax. 36 Likes 12 Shares |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 9:01pm On Aug 04, 2023 |
joe10:You are mis-interpreting the statement. When you get a Tier-2 visa and you have a partner, technically you become the MA and your partner becomes a dependant if they decide to apply under you. Therefore, to get ILR in 5 years, you that got the Tier-2 must be the MA for 5 years, and your partner must be a dependant for 5 years. That's all. 4 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 5:16pm On Jul 30, 2023 |
igbsam:You can be an electrician on Tier-2 and get sponsored as a doctor and it would not reset. The rule of thumb to get ILR within 5 years once you get a Tier-2 is: - Once a Main Applicant, always a Main Applicant. - Once a Dependant, always a Depandant. 5 Likes 1 Share |
Jobs/Vacancies / Re: Nigeria LNG Limited Announces 2022 Graduate Trainee Recruitment by davide470(m): 8:10pm On Jul 27, 2023 |
ExpertNLer:Love the way you worded this. The pay structure and modalities for Upstream, Midstream, Downstream, Renewables differs at the France HQ, so it is replicated globally. Congrats to all the new NLNG employees. Go break a leg! |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 8:40am On Jul 24, 2023 |
Toshtos:Showmax. Get someone from Naija to register for you using your NGN bank account, you pay N2,900 monthly. Register here and you pay £6.75 monthly. Choice is yours. 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 2:07pm On Jul 16, 2023 |
Peerielass:I like you. You will be a good MP 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 7:19pm On Jun 08, 2023 |
elengine:I have a similar arrangment with my firm though I am not an auditor. It doesn't increase your credit score as it is not technically registered to you, but I have indirectly enjoyed some delay compensation payment from Avanti & other Train lines Someone also mentioned TopCashback and I would say that is a very good platform. I have garnered a few £s on it using the firm's card for business purchases of course . If you wanna register and get cashback on your purchases, go here = TopCashback 6 Likes
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Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:01pm On Jun 03, 2023 |
I always look forward to semmyk detailed, 'legalistic' comment on every situation! Tuale baba!. I am glad we have you here. OP @ojtopsy, if you are still asking questions on what to do after this, then you are definitely not serious. Sit down, go through the comment and links therein. 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 6:01pm On Jun 02, 2023 |
hyzich:I have done a total of £3k through their app and gotten £34 referral bonus with zero hitch in service. So my review would be quite different from those on Appstore, mate. |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 8:50am On Jun 02, 2023 |
hyzich:Rates are dropping on the back of the Rate is N925/£1. You get £5 for your first transfer 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:19pm On Jun 01, 2023 |
Lolli2pop:I was 15mins late for boarding and they made me miss my Introdution. First thing those fvckers at the stand asked for was what passport do I have?? Since then, I have had a personal, racist, judgemental notion about them. Just needed to mention as everyone was singing kumbaya 1 Like |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:09pm On Jun 01, 2023 |
kwakudtraveller:Sometimes, it has to do with determination. For every 1 failed BA. there are 5 more pushing through and mastering the ropes. Most people love the idea of being called a Business Analyst without fully understanding what it entails. I won't blame the short courses sellers though.. they are proviiding the needed frontline soldiers for a war that might not end tomorrow. The good thing from that is - to be a Captain or a General, you must have survived from the frontlines! 4 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:28am On May 28, 2023 |
nymphomaniac:Check this link = OneAfrica Pay Rate is N947/£1. You get £5 for your first transfer |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 12:07am On May 28, 2023 |
justwise:I agree with jw here. Pay all the bills for the next 3 - 4 months. Don't argue or complain or nag or grumble, then bring the bills sharing discussion to her afterwards. @Godaloneisable 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 7:22pm On May 23, 2023 |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:17pm On May 20, 2023 |
Lexusgs430:For Challenger banks, Wise gives more interest, higher security checks, no 'bloØdy crypto', multiple currencies etc. 2 Likes |
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:14pm On May 20, 2023 |
Lexusgs430:If I am doing a transaction with anyone and the person mentions Revolut, that is the end of the deal. Revolut = Opay/Kuda. It is a very useless "UK bank" Because of their crypto wokeness with minimal security checks in place, a lot of people have been scammed. 1 Like |
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