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Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by davide470(m): 11:14pm On May 20, 2023

Lexusgs430:
Which uk bank, allows you buy share/stocks, directly?? REVOLUT.....

Which uk bank allows buy cryptos, directly?? REVOLUT......

Which uk bank allows you buy commodities, directly?? REVOLUT.....

If I am doing a transaction with anyone and the person mentions Revolut, that is the end of the deal. Revolut = Opay/Kuda. It is a very useless "UK bank"

Because of their crypto wokeness with minimal security checks in place, a lot of people have been scammed.

1 Like

Jobs/Vacancies › Re: Npower Batch C2 by davide470(mod): 3:03pm On May 15, 2023

Continue here: https://www.nairaland.com/7688963/n-power-batch-c1-c2-2023

Thread closed!

Jobs/Vacancies › Re: Npower Batch C 2020 - How To Apply. by davide470(mod): 1:17pm On May 14, 2023*

Thread closed!

Continue here: https://www.nairaland.com/7688963/n-power-batch-c1-c2-2023

3 Likes 3 Shares

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 11:24pm On May 09, 2023

Lexusgs430:
You forget it starts in London........ When other area's, realises the cash cow this ulez scheme is ....... They would all do follow - follow........😛

Glagsow - June 2023. Edinburgh is June 2024, but I am pretty sure they will push back when they see how much Glasgow will make.

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 5:22pm On May 03, 2023

Lexusgs430:
That family friend is a gambler and requires rehab......... Who does that....... 🤣😳

Funds you put on the stock market, must be with a long term view....... Even when stocks are under preforming, it's still a floating loss (until you sell a losing position or firm goes belly up).........

I am not totally a fan of this. Long term view is now 7 - 10 years, no longer 3 -5. To invest in the stock market, you need to be an active trader (Buy Low, Sell High - Rinse and Repeat).

2 Likes

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 10:23pm On Apr 28, 2023

All these British citizens here arguing back and forth about Begum and Sudan.. Please it's okay! Let's see road.

There are multiple threads on the Politics section for those arguments.

5 Likes

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 3:54pm On Apr 21, 2023

LagosismyHome:
Uk too is not easy. You can't rent you can't work you can't school .....

In this UK? you can rent and work o 😊.. and English is more understandable than French.

1 Like

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 3:51pm On Apr 21, 2023

dupyshoo:
Why and is it any better here in the Uk? I thought they said life in EU is better than UK.

Also, we are talking about those who have reasons to seek for asylum due to civil unrest in their countries. They can apply for asylum in France.

Life in the EU for "EU Nationals" is better than life in the UK for "UK nationals".. that's the complete version of that sentence. A good number of those seeking asylum are rejected in France, hence illegal, and the French don't have the time to deport anyone, they just frustrate you out of their country.

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 12:29pm On Apr 21, 2023

dupyshoo:
So how can we curb those selling COS? Maybe to stop paying them?
Also, why are genuine asylum seekers paying albanian gangs thousands of Euros to cross to UK while already in France? I genuinely want to find out cos it does not make sense to me

Living in France as an "illegal immigrant" is one of the worst things you can ever imagine.

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 9:31pm On Mar 25, 2023

Lexusgs430:
Ever heard of a trust...... We need to understand the concept of wealth preservation.......😁

Talking about Trust brought back memories of how the wonderful Ticha broke down wealth preservation and practical steps they are taking.

Semmyk, please do the honors 🙂

4 Likes

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 11:17pm On Mar 23, 2023

slimanyd:
This is funny. Should it be that those with provisional would have high chances of accident rather than those with full licence who are thought to be a pro. Or am I missing something ni

This is why:

A provisional licence enables you to drive everywhere, except on motorways, as long as you're supervised by a suitable person.. . Driving without supervision could also invalidate any insurance and you could end up with extra points on your provisional licence for this, potentially resulting in a driving ban.

With a full license, you can do what you want, hence higher premium.

3 Likes

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 8:17pm On Feb 19, 2023

CowbellY:
lol. Paris is 10 gbp on ryan air. save your avios for naija. you need 50k for that

Ryan Air with £10 for flight, £30 for luggage.. 👀

I get property to carry from Paris 😁

1 Like

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 3:19pm On Feb 19, 2023

harddrive2012:
Good afternoon,

Please is there any app I can use in calling Nigeria from UK for free ? Or, is there a cheaper way to call Nija from Uk ?

I use the Tesco International Calling App (11.5p/mins and unlimited SMS) - so a £5 credit would give you about 45mins call time.

WhatsApp is free cheesy

6 Likes 2 Shares

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 3:05pm On Feb 19, 2023

Adebayo82:
Please can somebody share with me the link to apply for AMEX credit card.

https://americanexpress.com/en-gb/referral/dAVIdEzYpk?XL=MNMNS

My Paris ticket is almost complete. Please register with my link grin

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 9:39am On Feb 18, 2023

After reading all these water issues, all I can say is Thank you, Scotland! Because the way we use water in my house, you would think we have a dolphin as a pet and a personal borehole at our backyard grin

Went to check my CT bill and saw it's about £150/year for Water which is totally fair to be honest.

7 Likes

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 3:21pm On Feb 17, 2023

Progressivegee:
Hi guys. I recently changed my prepaid gas and electric meter to post paid. EDF said I can choose to pay an estimate of £233 monthly for both gas and electric or they can use my meter readings to charge through direct debit. Abeg which is better?

Go for the direct debit option which should be lower and try to reduce your energy consumption within the first 6 months of review... I use Uswitch and Hugo App to monitor our electricity consumption and it has helped track high/low consumption patterns and where to make adjustments.

5 Likes 2 Shares

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 5:46pm On Feb 14, 2023

Pogracious:
Hello Ancestors in the house,l am in the process of rebuilding my credit score.I learnt I can either use credit card or canopy app.Of this two which is more effective pls?

TIA

To build your score - apply for a credit card and use wisely - https://americanexpress.com/en-gb/referral/dAVIdEzYpk?XL=MNMNS

To rebuild - then we need more details on what happened to the score .. though a credit card would help, as well as direct debit bills payments, rent reporting (credit ladder) et al..

1 Like

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 8:25pm On Feb 13, 2023

ukay2:
l de tell you....l asked the guy if he has maxed out his £20k ISA account for NYSE stocks as April is fast approaching and he said he has not opened the ISA account l told him to open since January 2022 and cannot save anything because of the car financing taking out £600 per month for the next 4 years. He has learnt his lessons (101)....

@ the bolded.. Damnn!!

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 8:24pm On Feb 13, 2023

seunpinky:

People no dey hear word, the pressure and quest to appear rich is putting people in unnecessary debts in the abroad.. They easily forget that a car is just an item to move u from point A to point B.

A car is not a status symbol abroad

A friend landed Canada some months ago and he was trying to convince me on why buying a car on financing is good. I asked him one simple question, if you were in Nigeria, would u be able to afford this car? He said No, I asked so why do u think u need it now. This was 2 months after he landed in Canada ooo.

Two key words are my mantra:
Delayed gratification
Budgeting

Totally agree with this.

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 2:29pm On Feb 11, 2023

Luchiano54:
Please,does anyone know of any tax lawyer here in the UK. Thank you

https://www.nairaland.com/7478549/uk-tax-forum-immigrants-uk

6 Likes 1 Share

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 1:50pm On Feb 03, 2023

Happyfellow147:
Please is there a way one can check if they overworked 20 hours?
I'm really confused about the way different agencies calculate their work week
Some say the week starts Sunday
Some say it starts Monday
How does one keep safe

Also are there people who have overworked 20 hours at least once that have gotten pswp?

According to University of Greenwich, "UKVI define a week as a period of 7 days starting with a Monday. During this period, you must not work more than the maximum hours per week allowed by your visa. This weekly limit includes paid work and unpaid work "

https://www.gre.ac.uk/visa/during-your-studies/working-in-the-uk-during-your-study

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 1:09pm On Feb 03, 2023*

1 Like

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 11:20pm On Jan 23, 2023

Pogracious:
1.No
2.Yes but it is not updated on clearscore as it carries my old address
3.Dont have credit card yet

There are various factors that can impact your credit score. You know the basics on direct debit, address change and register to vote so I would say try and get your credit report (at a fee, i think) to know exactly why it dropped.

-140 is a whole lot and it just might be your letting agent who reported you to the credit agencies based on the contract issues you had with them.

I would also advise you to get a credit card, use dutifully and try to rebuild the score at a faster rate. AMEX - https://americanexpress.com/en-gb/referral/dAVIdEzYpk?XL=MNMNS

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 11:37am On Jan 21, 2023

hustla:
Ah, too much is on this thread and its hard to keep track

.. its like saying the Parents UK thread should have been embedded in this thread

If you wanna keep track of a conversation, use the like/share button for each related comment. You can go back and view the conversation through your Nairaland's profile - Post I've Liked or Post I've Shared

7 Likes 1 Share

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 5:31pm On Jan 19, 2023

Lexusgs430:
This retailer in Ireland, still got stock ......

https://www.lenehans.ie/supa-1200w-halogen-heater.html

Only 7 left now ........

Now out of stock ........

https://www.ebay.co.uk/itm/334655487619?mkcid=16&mkevt=1&mkrid=711-127632-2357-0&ssspo=CYl0p2mySYK&sssrc=2349624&ssuid=qocc3p2OTb2&var=&widget_ver=artemis&media=WHATS_APP

Got 125 units presently ....... But @£50...…...

This is just bandwagon effect.. the 6p/hr is even if one uses the minimum watt on the heater (400W or so), at 1200W, it shoots to 18p - 20p which is not so different from the average heater.

Any halogen heater can more or less do the same thing.

1 Like

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 11:14am On Jan 17, 2023

Lexusgs430:
New regulations/rules for over 70's ...........

This one is for you and erico2k2 cheesy

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 2:01pm On Jan 16, 2023

hyzich:
Hi guys,

Please is there any app where I can convert naira to apps or can I send an equivalent of £15 in naira to anyone here and get pounds .

Thanks

You can convert naira to pounds on Lemonade. https://referral.lemonade.finance/invite/Syg8

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 9:59am On Jan 12, 2023

Tolzeal:
Isn’t it too early to start talking about AMEX card ?

The earlier you start building the score, the better cheesy

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by davide470(m): 1:22am On Jan 12, 2023

Margs:
Thanks lol. Final leg is Lemonade but will come and ask sha. Let me not play myself

When you are ready for the final leg, use this: Lemonade Finance: https://referral.lemonade.finance/invite/Syg8

..and after the final leg, use this to get your AMEX credit card: https://americanexpress.com/en-gb/referral/dAVIdEzYpk?XL=MNMNS

grin

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