₦airaland Forum

Wisdytech:
https://brainnewsng.com/wp-content/uploads/2015/03/The-Boss-Security-Camera-640x360.jpg



When you stay in an hotel, how do you know there is no room pinhole camera?

When you travel or take a business trip, and stay in a hotel or a guest house or room you could unknowingly be photographed.

You can use this method to check your room:
When you enter into the room, turn off the lights, and close the curtains, open your phone camera, do not turn the flash light on.Turn around the room with your cell phone.

When a red dot is found, that means that a hidden web camera is installed. If no red dots, the
room is ok.

Please forward this message to your friends who travels alot or take business trips. Best wishes to you (Brainnews Nigeria).


http://brainnewsng.com/how-to-detect-an-hidden-camera-in-a-room-a-must-read/

dact4u:
1. Masturbation makes you weak, it spends more energy and burns your calorie

2. Masturbation creates nervousness and neurological problems

3. Masturbation is a main cause for erectile dysfunction.

4. Masturbation addicts you even if you taste it for one time. Controlling it is a very big menace.

5. Masturbation creates drowsiness; you will be sleeping most of the time after ejaculation of your sperm. You will experience a damn tired.

6. Masturbation causes stress and strain in your mind and soul.

7. Masturbation also affects us psychologically; it creates depression after ejaculation and makes one to feel bad on his own.

8. Getting red hot while masturbating will give a bad name in your surroundings and it is indecent too.

9. Masturbation cannot be done simply, it needs to see, touch, indulge or at least think of a sexual practice/ sex organs of the opposite sex. This is more harmful that the image in your memory that you see could not be erased easily. This will lead you to a noxious problem that you cannot see any girl/ lady/ women without a single thought i.e., sex.

10. Masturbation creates an urge to do indefinitely; it doesn’t see the place, people and culture. It makes you to fell in a worse sexual problem if chance knocks the door.

11. Masturbation leads you to illegal contacts because the urge increases day by day and finally will lead to the search of a source for sexual pleasure.

12. Masturbation is the main reason for speedy sperm release during sexual intercourse. It will create dissatisfaction to you and to your wife.

13. Over masturbation reduces your sperm count. Couples who desire to get pregnant should not masturbate.

14. Seminal fluid that gets released on masturbation contains proteins that are needed for many metabolic activities and cell formations. Proteins are the building blocks of our body; ejaculation often will create you to be lean and distracts your metabolism of muscle building.

15. Ethically masturbation is wrong; you think of X/Y and do sex of your own. This hinders your values and respect on others. May be you are good in all other regard but will end up in a great problem if not concerned to stop this habit.

16. Masturbation wastes your time and makes you useless.

17. The pleasure of masturbation never lasts for a long time.

18. Masturbation creates more problems as you lose your memory and thought provoking ability.

19. Masturbation is not the end for your desire; you may be fooled by your own practice. It will never give you a solution or a satisfaction but seems that it gives.

20. It is not needed in any way to your sexual life that it has to be practiced without fail.

21. Guys who masturbate will lose interest in sex with their wife very soon. They can’t feel pleasurable for a long time.

22. Masturbation induces homosexuals in schools, colleges and hostels. Many times the latter creates sexually transmitted diseases like VD, syphilis, AIDS etc.,

LLVelly:
The word mas tur bation is yet to creep-in in any of our organised,revised holy book(s) plus Guys can get hung up on whether,they mas tur bate too much. But its not how many times you mas tur bate in a week(or day) that really matters,says Logan Levoff,PhD,a sexologist & sex educator. It's how it fits into your life. So here are some reasons everyone should mas tur bate.
1) Getting a grip on yourself help teach you the pattern of your own sexual response: what you like, and what you hate more than anything else in the whole wide world.
2) Jacking off can help kick start a tired & listless sex drive.
3) mas tur bation can also help strengthen your overall immune system: while mas tur bating, cells that fight off sickness are released in your body.
4) mas tur bating can greatly help reduce stress.
5) mas tur bation can improve the muscle tone in the pelvic area,which can help reduce involuntary urinal leakage in women.
6) It keeps your vägina ...perky!
7) No risk of STDs or pregnancy! Need I explain?
mas tur bation helps flush out bad bacteria in your pelvic area: while mas tur bating your väginal muscles will stretch,secreting a väginal mucus. This will allow for fluid circulation,which will then flush out bacteria hanging out where you don't want them.
9) friggin' your riggin' helps you gain control over when and how soon you come: once you can recognize the point right before the point of no return, you can put on the brakes and avoid premature clashes.
10) Polishing your china helps you sleep.
11) Playing with your self is a great procrastination device/study break/ boredom reliever,way better than smoking or television.
12) DIY sex puts a smile on your face by releasing endorphins. Enough to cure a bad day.
13) Southern comfort evens the playing field when u want it more than your partner does. With the wave of hand,presto: No more frustration.
14) Doing the hand jive is cheap and you're easy,unlike most of your dates.
15) Testing the plumbing before a date helps keep your head in the game. And it will also make you last longer in bed.
16) mas tur bation is the shortest distance between you and an orgasm. Need we say more?...and for the ladies orgasm can help relieve menstrual cramps and PMS, and fight yeast infection by increasing blood flow to the pelvic area. That alone is pretty good reason to learn how to flick the bean,and flick it well.
17) frequent mas tur bation in early adulthood is linked with lower risk of prostate cancer later on,there seems to be some benefits to clearing out the pipes at least a few times per week
18) It may go without saying that,but women who mas tur bate regularly have reported a general feeling of overall happiness.
19) Mas tur bation increases your libido.
20) Hand to gland combat gives you fresh breath. As long as you brush your teeth when you're done.

NB: Punchlines are welcome but just know if a boxer don't want to get knocked-out he wouldn't step into the mutha4kin ring coz when I punch it's alwayz a KNOCK-OUT.

benodic:
souls are like the fishes in the ocean and Spirit is the ocean in which the souls live , move and have their being .
God is the source of the ocean (spirit)

omat20:
According to my research on spirit, the body only houses one entity and that is the spirit. When one dies, he/she lives forever as a spirit guide to people in this physical world.

Obi901:
. Spirit is the totality of awareness. It is the omnipresence, omniscience and omnipotence of God.
. Spirit is the voice of God which manifest itself as Light and Sound. Spirit, the Voice of HU-HU is often known as the Sugmad-which is the true name of God in the upper realms, is the creative energy. As It (Spirit) flows down through the worlds, from Its fountainhead in the center of all creation, far above this earth world, It needs distributors, and It works through Souls.

emrain:
the soul is your real self, which is indestructible.

the spirit is just like google map. it leads your soul to wherever your body instructs your spirit. the spirit could be evil spirit(which is rampant) or holy spirit.

curiouses:
Bicameral legislature, right?

So what you are saying is upper house was created because people felt cheated by population system used in electing house of representative's members?

soe:
May i have your attention please.

Nigeria runs what we call a " binocular bicameral legislator"

In other words, the job of one legislative arm is handled by two.

The reason is very simple.

The Senate reflects Equality of states

36 states produce 3 senators, FCT produces 1.
(36*3)+1=109senators with equal power


The House of Reps reflects the equality of every citizen.

In this case, every state is given rep mrmbers based on their actual population. Lagos has one of the highest number of honourables (24), same as kano (24), then bayelsa and nasarawa are the least with 5 seats each before FCT (2 seats). But the total number of honourables is 360.

The senate was created because most states felt cheated based on the population thingy, so we decided to make all states have the equality in the senate.

I hope you understand?

Sunkyphil:
First Download the app
Called framaroot

2. Enter framaroot app then click on
bromir a prompt message will appear
telling you have successfully root
phone you need to reboot system.
3 . Now switch off your Android phone,
reboot your phone to recovery mod by
pressing POWER BUTTON and KEY
VOLUME UP , hold it till recovery mode
appear with Android robot locate
REBOOT SYSTEM
4. Then click on the first home button
on your
Android menus your phone will reboot
it self ..
that’s all you have root your Android
phone in just few minutes.

sheabutter1:
She's beautiful. Davido have been making his family famous. Just like DIAMOND.

Besides,


Have you heard of Shea butter. A Natural product. Good for the smoothness of Skins and healthy hair, treatment of stretch mark and control of dry skin. For your home delivery from our online store. Visit. : http:// www .konga.com/concepticalsheabutter 


Please rearrange the website by closing the space.

delishpot:
Cord blood is a sample of blood taken from a newborn baby's umbilical cord. It is a rich source of stem cells, which have been used in the treatment of over 80 diseases,[1] including leukemia, lymphoma and anemia. The most common disease category has been leukemia. The next largest group is inherited diseases (of red blood cells, the immune system and certain metabolic abnormalities.) Patients with lymphoma, myelodysplasia and severe aplastic anemia have also been successfully transplanted with cord blood.[citation needed] Parents may choose to bank their newborn's cord blood against the possibility that it will be useful in the future, should the child or a related family member fall victim to a disease that is treatable by cord blood stem cells.[citation needed]

Cord blood is collected from the umbilical cord vein attached to the placenta after the umbilical cord has been detached from the newborn.[2] Cord blood is collected because it contains stem cells, including hematopoietic cells, which can be used to treat hematopoietic and genetic disorders. One unit of cord blood generally lacks stem cells in a quantity sufficient to treat an adult patient. The placenta is a much better source of stem cells since it contains up to ten times more than cord blood.[3] Some placental blood may be returned to the neonatal circulation if the umbilical cord is not prematurely clamped.[4] According to Eileen K. Hutton, PhD, and Eman S. Hassan, MBBch, cord clamping should be delayed a minimum of two minutes to prevent anemia over the first three months of life and enriching iron stores and ferritin levels for as long as 6 months. (Ref. "Late vs Early Clamping of the Umbilical Cord in Full-term Neonates," JAMA, March 21, 2007) If the umbilical cord is not clamped, and it is not during an extended-delayed cord clamping protocol, a physiological postnatal occlusion occurs upon interaction with cold air, when the internal gelatinous substance, called Wharton's jelly, swells around the umbilical artery and veins.

Youngzedd:
Isaiah 54:15

Behold, they shall surely gather together, but not by me: whosoever shall gather together against thee shall fall for thy sake.



Na so GEJ and co will scatter yakataa for ground.

emiye:
Market GEJ in the light of the following :

1. 400,000 barrels of oil stolen daily, yet pipeline protection contracts running in to billions of Naira in the hands of terrorists/militants

2. increased petrol price from 65-97naira in a period of oil boom over 110usd/barrel consistently for years,

3. power supply has not seen any worthwhile improvement 5 years down the line, it is still the same 4,000mw bullshittt+- , i have been hearing since the Obj regime . I just saw a protest on Channelstv of Benin youths destroying properties of the distribution company in care of the region due to poor power supply to their area

4. Thrillions used in paying fraudulent kerosene subsidy annually, that same amount can build four (4.) or more large scale refineries and there would be change. Yet kerosene sold at over N120 to the populace instead of the claimed N50. Refined petroleum products still imported to the detriment of the country's foreign exchange.

5 Excess crude oil account wiped out, external debt profile rising again after debt relief of 2005, and OBJ's pay off of debt. Foreign reserve account depleting.

6. Several local govts taken over by BH, and BH obviously is enlarging its coast, over 2,000 killed in Baga days ago, yet the man does not appear bothered. Military men at warfront claims military weapons are inadequate and not up to date.

7. Failed to diversify the economy after 5 years, but simply lip service, 70% of the budget still on recurrent expenditure in a developing country that needs lots of physical infrastructures .

8. No concrete plan for grand scale unemployment that is a ticking time bomb, but minimalist approach like "youwin" that provides 1,000 jobs annually in a country with hundreds of million unemployed youth.

NoContract:
Keyboard Shortcuts (Microsoft Windows)

Dialog Box - Keyboard Shortcuts



Microsoft Natural Keyboard Shortcuts


MMC Console keyboard shortcuts



Remote Desktop Connection Navigation


Microsoft Internet Explorer Keyboard Shortcuts

share with others...

holatin:
wao hope there are talking feature like



My husband and Sambo is a good people
2. The President was once a child and the
senators were once a children.
3. My fellow widows.(Is her husband dead?)
4. A good mother takes care of his children.

5. The people sitting before you were once a children.

6. Yes we are all happy for the effort, it is not easy
to carry second in an international competition like
thisone,
7. The bombers who born them? Wasn’t it not a woman?
They were once a children now a adult nowthey are
bombing women and children making somechildren a
widow.
8. My heart feels sorry for these children who
havebecome widows for loosing their parents for one
reasonor another.
9. We should have love for our
fellowNigeriansirrespective of their NATIONALITY

10. Thank God the Doctors and Nurses are
responding to treatment
11. I would rather kill myself instead
ofcommittingsuicide.

dhtml18:
Many of the guys above know some part, but let me provide the complete story as i know it:

Many have heard about this match. Some think it’s an urban legend. Some think it’s only a joke.
But only few know the truth. A long time ago, few months after the end
of the Nigeria-Biafra war, the Military Governor of Lagos decided to stage an exhibition match at the then glorious
National Stadium Lagos. He thought it would be a special way of celebrating Nigeria’s victory in the war, a way of
helping Lagosians to forget the sad bloody years that had just passed. He wanted to stage the match between
Nigeria & Ghana but was advised against it. His advisers reminded him how Ghana trashed Nigeria 3-Nil at the 1960
Independence Match, that another loss to Ghana might defeat the purpose of the exhibition match. His advisers
suggested that they choose a team that would be very easy to beat.
Brig Gen Mobolaji Johnson agreed. Ethiopia was considered. Zimbabwe was considered. India was considered. USA was
considered. And India was chosen. He & his advisers believed that India would be a walkover.
But had he known what would happen he might have chosen Brazil. Yes, Brazil were the reigning world champions
at the time but… Oh, had he known. India agreed to play the exhibition match with Nigeria. In fact, they were overjoyed.
Nigeria was one of the best teams in Africa. And they had never played with an African team before.
What more! They were most overjoyed that Nigeria had agreed to their three special conditions. What were
these conditions?
Well, on that fateful day, a bright Saturday afternoon on August 15th, 1970, the National Stadium Lagos was filled with
excited spectators.

There was Condition No. 1, that the match be played on India’s Independence Day.

As the players of Nigeria & India came into the pitch, spectators screamed with more excitement as they saw that all the twenty-two
players were barefooted. That was Condition No. 2. (Remember that India had withdrawn from the 1950 World Cup
because they weren’t allowed to play barefooted.)
Priiii… Referee Mohamed Touati blew his whistle to begin the game. (The Tunisian referee had been suspended by
FIFA earlier that year but had accepted to officiate this special match.) Indian forward Amer Al-Amer made the first pass.
And before anyone could say “Bosnia-Herzegovina”, one Majed Suleman fired the ball high into the air towards the
Nigerian post. The giant of a Nigerian keeper, Emmanuel Okala, dived to the right while the ball dropped into the left side
of the net. Gooooaaal!!! 3-0.

There was Condition No. 3, that each goal scored by India would be counted as 3 points while each by Nigeria
would be 1 as usual. (Nigeria agreed because they believed that India could never score. Or at least couldn’t score
more than one goal.) Emmanuel was looking confused. He was very sure he had dived towards the ball.

Every other person thought he’d deliberately let the Indians score just to spice up the game.
Meanwhile, India’s fan club was going wild with jubilation.
Priii… The Nigerian forwards Sunday Atuma & Thompson Usiyen passed. As Thompson passed to Paul Hamilton, he
was surprised when he saw India’s Faisal Al-Dakheel with the ball. Faisal quickly shot the ball into the air towards
Nigeria’s post. Goooal! 6-0. Thompson was so confused. He could have sworn it was Paul his teammate he had passed to.

Priii… Sunday Atuma passed into the Nigerian half. Alloysius Atuegbu passed to Haruna Ilerika. Haruna made a long pass
into the Indian half to Samuel Okoye. He was shocked when he saw the ball in the legs of Abdullah Al-Shemmari. Haruna
wiped his eyes in disbelief. Too late! Abdullah shot the ball into the air. Goal! 9-0. Three goals in barely six minutes?

Nigerian spectators were wondering what was happening.
Priii… Goal! 12-0. Yusuf Al-Suwayed.
15-0. Amer Al-Amer. 18-0. Majed
Suleman’s second goal. 21-0. Abdulaziz
Al-Buloushi. 24-0. Majed’s hat-trick.
27-0. Faisal Al-Dakheel’s second goal.
30-0. Waleed Al-Mubarak.

At the twentieth minute, Nigeria’s Paul Hamilton ran with the ball all the way to India’s box-18. But
as he raised his long leg to shoot, he slipped & fell. India’s defender Mahboub Jumaa easily took the
ball as Paul lay on the ground moaning like a baby. That was the nearest Nigeria had gotten to the Indian
post so far. Twenty-five minutes later & eight goals more, the score stood at 54-0. Some spectators angrily
left the stadium even before the half-time whistle. Others waited patiently, hoping that Nigeria would
revenge in the 2nd half.
The Nigerian coach was already fuming with great anger, at half-time:
“Boys, what the hell is happening out there?!” Coach Jorge Penna was furious.
“You’re the damn captain, answer me!!” he was shouting at Emmanuel Okala.

Emmanuel was speechless. He didn’t know what to say.
“Co-co-coach…” Godwin Achebe began “I think I know what’s happening sir”
The coach was glaring at him now. “Those Indians dey use juju. They’re using ma-magic.”
“Yes! Yes!” his teammates echoed & nodded & murmured amongst themselves.
“Shut up you fools!! Magic my foot!!! There is no magic in football!”

10 minutes into the 2nd half, the score-line was 90-0 the Nigerian coach had no other choice but to remove the captain Emmanuel Okala and bring in Samuel Okparaji.
At the 70th minute, Nigeria’s Samuel Okparaji ran with the ball all the way to India’s box-18, as he prepared to fire the shot, he could have sworn that the ball has completely
dissappeared and he was staring at a lion, he blinked and on opening his eyes, he saw indian's Amer Al-Amer fire a shot at the Nigerian Goal all the way from the Indian half,
and to the shock of everyone the shot scored (the Nigerian keeper will later claim that he saw a wild lion rushing towards him and he had to jump away from the ball/lion).

At the 76th minute, Samuel okwaraji was about kicking the ball wen it turned to a wild lion....
so he said his last prayer and fired the ball...
(THE BALL) on reaching the Indian goal keeper, all he saw was a fiery lion running toward him
he had to run for his life too. and that's how we scored them...

the guy just did sign of the cross and fell down...

May his soul rest in peace (Amen)

drnairalov:
use baking soda and lime..

1. squeez d lime in a teaspoon or 2 of baking soda

2..den it woud form a whitish paste..grab ur foam (*dont use brush*) den wipe ur teeth with d foam with d paste.. leave 4 5 mins and wash off

continue dis for a week..yo wud start seein difference the next day self..simple natural way

django1:
I think this place can compete favorably with obudu resort minus the natural advantage of the mountain which is also a disadvantage as it makes the resort remote.

mrsage:
Lagos is a very interesting city. It is full of fun and excitement.
This is December and we all need to relax and take a break. Lots of businesses will go on break and there will be a need tl visit some fun places.
I have been in Lagos virtually all my life and trust me i have been round town.
I will suggest a few nive places for you. The good thing about Lagos is there is an ideal spot for every body irrespecitive of your budget.

1. Tarkwa Bay. This is an island in Lagos accessible by boat. Boats of various sizes are available in Cms and tarzan jetty to take you on a ride to takwa bay. A typical ride from cms to takwa bay takes about 20minutes. It is nice and fun. It is a serene environment sparsely populated with friendly residents some of whom are fishermen.
It is an ideal get away spot within Lagos.

ellguapo:
^^^
Lol. Most times the high positions bestowed on Africans are mere charade, they put them there as puppet in order to have maximum grip on their economical interest in the regions. Normal western shenanigan

abeltolu:
The Nigerian media has been awash of the news of Naira devaluation due to fall in Oil prices, and the consequences it has on our economy. I surfed the internet and found this great masterpiece explaining in layman's method the Naira devaluation, its effects on individuals, e.t.c. Enjoy.

So How Did This All Start?

First thing first, oil price fell. Why? Everyone’s increased their production of oil and no one plans on cutting back. In the US, shale oil’s getting cheaper, so there’s more oil out there…and we all know what happens when you have a lot more of a product — price falls. When price falls, consumers are happy and producers are unhappy. Consequently, nations that are consumers of oil have a lovely time, and oil producer countries …a not so lovely time.

So? What Does This Have to Do With the Naira?

Before we go on, a little info on currency and exchange markets. It’s important to note that our currency doesn’t exist in a vacuum. Essentially, a unit of our currency is exchanged for a unit of another currency. Hence the term, Foreign Exchange or Forex or FX, for short. When we buy products from outside Nigeria, we have to exchange our Naira for Dollars. Your Naira is useless outside of Nigeria. It’s why you convert your Naira to Dollars before you travel. You want to test it? Travel to Dubai with only Naira.

Back to the question you raised. Nigeria is fortunate(?) to be an oil producing nation…when oil prices are high. Presently, oil prices are not high and that’s bad for us. Nigeria’s economy is dependent on oil revenue: about 75% of Government revenue comes from our crude oil sales. So when oil prices fall, oil revenue falls too, and that’s bad for the economy.

In the currency market, exchange rates are often centered on the health of a country’s economy. When the economy of a country is strong, its currency is also strong in the foreign exchange market. When the economy appears to be weak, its currency loses value in the currency exchange rate. Nigeria’s dependent on oil, so when oil prices are weak, so our currency loses value in the foreign exchange market. This loss of value of Naira is called a ‘depreciation’ in currency value.

Here’s a simple example. If we began with a dollar exchange for a Naira, both are in a sense equal. However, once I have to give out 2 of my Naira for just 1 of your dollar then the value of Naira has fallen. In the past months, the exchange rate was $1 dollar to roughly N150. Thanks to depreciation and eventually devaluation (we’ll get to that later), it’s now $1 to N168.

Alright. I Get the Currency Part, But What Does Our External Reserves Have to Do with our Naira Value?

To explain this, we’ll have to look into what the External Reserves is and why it exists. Think of your External Reserves as a Savings account where you put some portion of your salary every month. That money gets saved for something later: paying your children’s university fees, buying a house, or importantly, in case things get bad in the future (perhaps you lose your job).

Likewise, countries keep these reserves, but mainly to safeguard the value of their domestic currency, boost their credit worthiness, protect against external shocks and provide a cushion for a rainy day when national revenue plummets. When Nigeria earns revenue from oil, it gets paid in dollars, so we simply stash a portion of the money in our reserves.

Moreover, the reserves of oil producing countries like Nigeria tend to benefit economically from higher oil prices. The higher the price of oil, the more money oil producing countries like Nigeria get to earn and save.

So if We Have an External Reserve, Why’re We Worried?

Well, having a bank account doesn’t mean you have money. We have a reserve, but our money no plenty. Nigeria has been dancing shoki with its reserves. When oil price was high, we apparently weren’t saving that much into our reserves. In fact, our reserves have been on a downward trend for years. We’ve been using our External Reserves to keep the value of Naira stable for months. When our currency appears to be falling, we take out some dollars from our external reserves and purchase Naira. Increased demand for Naira leads to increased value of Naira, and that’s how we stabilize our currency.

However, we sacrifice a portion of our External Reserves to pull this off. For instance, “while the central bank stepped in Nov. 7 to send the Naira to its biggest one-day gain in three years, intervening in the market has reduced foreign reserves to a four-month low of $37.8 billion.” In the last few months, even Russia with their large reserves had to devalue their currency by 23%.

So is This why Everyone Was Making Noise About CBN Devaluing the Naira?

Yes. Now there’s only so much spending from the reserves that the CBN can do, especially given that we’ve really sucked at growing our reserves when oil price was in the $100 range. It’s like when your office was paying you N100k, you were clubbing every weekend rather than saving some money. Then the minute your office decided to increase your income tax, that’s when your jobless relative comes to live with you too. So now, your salary is not only less, it’s burning faster cause there’s an extra mouth to feed.

The drop in oil price does not only send our currency downwards, it also makes it difficult for the CBN to defend our currency. It’s a double whammy. Essentially, if the CBN keeps trying to defend the rate at N150, it’ll burn through the reserves pretty fast and then we’ll be screwed. So relaxing this currency threshold to N168 means they can relax a bit. They don’t have to keep using as much of the reserves to prop up the Naira. If you’re still curious on how it all works, Feyi goes into the intricacies of devaluation in his fantastic post here.

Okayyy! I Think I Understand Now, But How Does This Affect Me?

Like many other economic events, devalution creates winners and losers. Let’s start with the losers. If you generate revenue in Naira and incur costs in dollars, this is a bad time for you. Any activity that has you converting Naira for Dollars will hurt you way more than a few months ago.

Let’s have a moment of silence for our Igbo brother who will be ‘importing containers’ this christmas. Life just got harder for them. Given that importers have to pay for their imported goods in dollars…and dollars just got more expensive, the cost of their goods have increased overnight.

Same thing happens to those Behind parents who’ve got their kids in Nigerian schools that only accept their fees in dollars or Nigerians that have children schooling abroad. If you like flying, shopping or doing anything abroad, your cost of doing so has risen. On the contrary, if you earn in dollars and pay in Naira, life is looking pretty good at the moment.

Exporters also benefit. The fall in value of Naira means more exports because our exports have gotten cheaper. But ermm…what exactly are we exporting?

Phew. So It Doesn’t Affect Me Like That

Don’t be so sure. Nigeria’s an import-dependent nation, which means that most of what you purchase is produced abroad. I heard we import our toothpick too. If the prices of imports have risen, trust your Nigerian brothers and sisters to increase their prices too…leading to what’s popularly known as inflation.

I Was Hearing All These Oversabies Saying CRR, MPR. What Does This Mean?

CRR stands for Cash Reserve Ratio. It’s the proportion of what a bank can lend, to what it has in its coffers. So if the bank has N1000 and its ratio is 50%, can only use 50% of that money (N500) for business. Given that awon banks do not mess around with profit making, they will make sure that N500 brings back maximum profit. Banks are like the servant in Jesus’ parable that got 10 talents from his master, not the lazy one that got 1 talent. So to make max profit off the N500, they will raise interest rate if you want to borrow their money.

MPR stands for Monetary Policy Rate. The Central Bank uses the MPR to control base interest rate. The higher the rate, the less money in circulation. How? If interest rate is higher, will you borrow money from the bank knowing that you’ll pay much more later on? Nope. Instead, you’ll take your money from your pocket and give it to the bank, so they’ll make you more money.

Remember that thanks to devaluation, awon boys will be increasing prices left and right. General price increase in a given period leads to inflation. To tackle this, CBN increases CRR and MPR to reduce demand for money. This way, they prevent inflationary rise.

Okayy. I think I Understand That Part, So What’s This Austerity Thing Aunt Ngozi was Talking About?

That one is another long story. So, we’ve all been in situations when we’re broke. Ok, maybe just some of us. We adjust our lifestyle around the middle of the month when our salary hasn’t been paid. You go from eating jollof rice to drinking garri. When friends tell you to come out and party, you form ‘I’m very busy’.

Nigeria’s proposed austerity measures are similar…except on a grander scale. To cushion the effect of the falling crude oil prices, we have to cut back on spending and quite literally tighten our belts. The Government is cutting back on wastage (less government traveling and all that sort). The Government’s also raising taxes on luxury goods such as private jets, yachts and champagne. Somewhere in this luxury tax is the amusing observation that the revenue from taxes on the rich will still go back to the rich.

For the proletariat, the sweet subsidy you enjoy when you fuel your car will also get cut. Prepare to pay more for fuel. This is a good thing. Subsidy has to go anyways.

Wow. That was Long. So, Any Lesson to Learn from All This?

Yes. First lesson: Nigeria is the most reactive and least proactive nation you could’ve been born into. This isn’t the first time oil prices have fallen. Government should’ve gotten used to fluctuating oil price and prepared accordingly. And, since oil is the figurative oil in Nigeria’s economic engine, judicious and prudent management of oil revenue should’ve been practiced. However, we largely mismanaged our wealth during the time of booms and we’re now trying to behave ourselves in the time of slump. Let’s see how that goes.

The second lesson to be learnt is that we should’ve diversified our economic sources of revenue a long time ago to prevent price shock of primary products from affecting us drastically. Also, State Governments should’ve been pressured to increase their internally generated revenue much sooner. We can’t keep reacting to every economic shock that hits us.

Anyways, this is getting too long and no one probably got to the end, so no need for a witty or wise ending. But, if you reached this point, congrats! After spending all that time reading this, make sure you show off your new macroeconomic knowledge to your friends. And please, stop abusing econ-nerds. We have feelings too. Selah.

Source: http://naijanomics.me/2014/11/26/the-bricklayers-explanation-to-oil-price-fall-naira-devaluation-everything-else/

sammieguze:
So wake me up when this is over..... Am wiser though.


Assuming both stove and wonder pack costs the same, cost of production per unit is 9200000000/768000=11979. Approx 12,000.

Now i wonder what a barely literate rural woman wants with such a stove when some could barely even afford a meal.

Anyway... People like my grandmother will catalogue it is her antique wardrobe for her grandsons yet unborn.


And again, i wonder whats rocket science in stove development that design can't be given to undergraduates while development outsourced to local fabricators.

Anyway, A leopard doesn't shed its spots.

Once clueless, always clueless until Jesus comes back again.

Mrkuvuki:
Una don hear bah?
SUMMARY-
EAT foods such as beans, apples, lettuce, carrots, and walnuts – which are the highest in plant omega-3s; as well as dark green vegetables that are rich in vitamins C, E, and A; and calcium; while they’re also loaded with magnesium and potassium. B vitamin-rich foods

EAT folate-rich foods such as green vegetables like spinach, and foods such as pulses, potatoes, oranges, bananas, pawpaw, beans, avocado, okro, avocado, corn, carrots, etc.”

EAT zinc, selenium-rich foods Foods such as sardine, mutton, egg, chicken, oats and onion are sources of selenium; while pork meat, beef, yoghurt and cashew are sources of zinc,

DriNK tea “With one sip of tea, you get two potent phytochemicals – anthocyanin and pro anthocyanin, which are antioxidants that help fight inflammation. “Green tea, in particular, contributes many other protective phytochemicals.

AVOID ALCOHOL-In men, excessive long-term alcohol consumption can result in testosterone deficiency and shrink the testicles. This can lead to impotence, sterility, growth of bosoms, loss of facial and body hair, and growth around the hips.”

“Alcohol affects the way the liver functions and it ultimately disturbs hormonal levels by affecting the way your body produces sperm. “This is how it works: Vitamin A is needed for sperm to develop, but alcohol can damage the quality, structure and movement of sperm by stopping the liver from properly metabolising this vitamin.

uglyogre:
Just to debunk what a poster wrote above.It is never normal for a womanliness to smell. i mean never!
Once you start to notice any smell from mild to pungent,then something is definitely wrong in your vagina, cervix or any part of your reproductive organ and urgent test and treatment is required. Symptoms of Vaginal Infections include mild to pungent odour, discharges, abdominal and pelvic pains,womanly scratching, boils, blisters, pains/wounds while urinating and sometimes fever and mouth blisters/ulcers. I will advise that your friend goes to a good laboratory and conduct Urine MCS-HVS Test. She would be given the right antibiotics to treat her womanly odour. she should also carry out pelvic scan, hiv and hepatitis tests.
A normal womanliness is odourless, painless and dry

tspun:
It is normal and healthy for you to have
some womanly odor. However, strong
womanly odor can be the result of
douching, excessive washing, wearing
clothes that are too tight and certain
chemicals in your soaps, among other
things. This strong odor can be
embarrassing. If you personally feel that
the smell is too strong, here are some tips
on how to eliminate womanly odor.

1- Identify any infections.

If you want to
stop womanly ordor in its tracks, you need
to figure out what's causing it first. The
most common source of womanly odor is
an infection. This can range from yeast
infections, to bacterial infections, to STDs/
STIs. The best practice to make sure that
this is not the case is to go to the doctor
and have them check you out. That said,
there are a few different ways you can
gauge if this is your problem:
If you have a lot of chunky white
discharge, you probably have a yeast
infection. Medicine for this can be found
easily at any drugstore and many grocery
stores.
You might contract a bacteria infection if
you don't practice proper toilet etiquette.
Do you wipe front to back or back to
front? Wiping back to front introduces
bacteria into your womanliness and can
cause infections.
If you think you might have contracted an
STD/STI, just go to the doctor to get tested.
This is the kind of thing you need to know
for sure, for your own safety and that of
those around you.

2- Check for imbalances.

The womanliness
is kind of like a rich ecosystem. Everything
has to exist in perfect balance, and that
balance can be really easily upset. If you
use soap, antibacterial, take baths that are
too hot, go in pools frequently, use
scented pads, use lotion too close to your
womanliness, don't change your
underwear often enough or use
underwear of the wrong material, or a
large number of other things, you can
cause your little ecosystem to get totally
out of whack. Basically, avoid using those
things and just be very careful about
washing every day with water (no soap!)
and wearing clean clothes.

3- Embrace your natural odor.

Lots of
women don't like the way that their
womanliness smells, but if you ask their
boyfriends those guys will say they love it!
Don't underestimate your natural odor.
You might associate it with being unclean,
but....do I really have to tell you what guys
associate that smell with? They don't want
you to smell like flowers down there, they
want you to smell like...er....well...you. If
you've figured out that your smell isn't
caused by an imbalance or an infection
and that it's really just how YOU smell, you
should probably consider coming to live
with it and embrace it.

4 - Consider that maybe it's him!

Certain
sexual practices can also cause womanly
odor, either from his bacteria colonizing
your body or just the smell of sex itself.
Nevermind if you're taking the sexual
practices outside of Missionary 101.
Consider if this is the reason you smell
different and take whatever measures you
believe are warranted.
Just going to put it out there: putting it in
your butt and then putting it in your
womanliness is a TERRIBLE idea. At least
switch condoms between these activities.

5 - Check for foreign objects.

You know, it
happens: sometimes you just forget you
have a tampon in there. Sometimes the
occasional condom (or piece of) gets left
behind. These things can cause an odor as
your body tries to get rid of the object.
Check for objects and get them out!
Leaving tampons and pads on for too long
can also cause smells, even after they've
finally been changed. Change them
frequently to avoid that.

www.nairaland.com/1562470/how-eliminate-womanly-odor

tempem:
LOL. tell her the facts,
1. Ask her if she's here for marriage in view or sex?
2. Tell her to be honest when answering that first question.
3. She'll obviously choose marriage, though... And you too will sure like that pretence, 'cause you had picked sex right after setting your eyes on her, and you sure want that to be oblivious to her.
4. Tell her you know where to draw the lines if she cunningly demand for sex, too often..... And you might end up not getting married to her but dump her
5. Tell her, if you find her amazing, mehn!! You'll stay forever, she won't be the one to force you stay,
6. No exorbitant demands, 'cause you are not doing that in exchange for sex, and if she wants it that way, you'll enjoy the time being too... Finally you discharge her like a spoil. Demands aren't bad, but she should know the limit.
Lol...you might not necessarily say these in the first date. ... Just be firm and kind.. But use your power of reasoning in discerning what I meant.