₦airaland Forum

No job. its also a constant that every1 cannot be entrepreneur. its also not about settling for the less but not everyone wants to be on forbes list.

Its our duty to set a live goal for ourself and not benchmark our progress with others. Some people wants self sufficiency, some people want more to go places and enjoy live for the fullest and some just want to be very rich and famous.

the bedrock to achieve these still remains smart work and bravery.

Bravery is quiting your job to start abiz you have passion for and have critically analyzed, bravery is quiting your job for another with more career prospect but lesser paying at that point in time....

Sagay212:
Lol...your brain has started warming up small small. You that is not spewing nonsense what are you spewing? Tell us the factors or go and sit down somewhere. All this small boys fake island wannabe . You want to live large on ipekere salary. It's people like you that will go on social media to start begging celebrities to help you pay rent and feed after you stupidly live above your means.

your level of exposure cannot guaranty your knowledge of these factors.

you have not constructively addressed the focus of the argument ; this is typical of e-Rats like you.

This time, your approach isnt just baseless but absolutely irrelevant.

Please while you are maintaining your 250k job, continue living in your 120k Akute house whilst maintaining you daily to fro to your office in Epe.

#pounds wise, penny foolish#

Sagay212:
Blah blah blah rubbish.. which island surburb are you paying 400k. You think it's by living in allows, langbasa and claiming lekki . I am sure you read my comment and say the amount I stated clearly. You don't have to live in ikorodu and work on the island. How come it's only ikorodu you know? Ogudu, gbagada , surulere, ebute Metta are not part of lagos ? Talking job hunting nonsense....all these online millionaires.

on the long run, is it your money? why not create an office for consultancy. choice of apartment is relative to someone's Cost of living, responsibilities etc. A single guy that decide to do 400k in Yaba or even the langbasa, Ajah etc has not made a bad decision if he already factored the above.

you guys just come online and spew nonsense! Spend power is a determined by some other factors and not absolutely earnings

Sagay212:
The fact that he says he cannot afford 400k per annum for a house doesn't mean he doesn't earn well or have the money. You need to spend your money with sense. You cannot be earning 250k per month and want to rent a house of 400k . It doesnt make any sense.

1.) you live in Ikorodu and pay house rent of 100k . drive to work on the island everyday.

2.)you live in around island surburb paying rent of 400k and drive to the island being ur office

who will have more returns?

it appears some people here are still job hunting, their approach is waterly and analysis very baseless.

Goldaccumulator:
You must be stupid. So u expect him to pay 400k Fri. 2.5m for house only abi

you are the stu*pid fellow here.

1. the figure for GTBank especially is false. Their entry level staff earns above 2.6mill per anum when u do (mnthly take home *12), then quarterly allowance above , leave, 13th mnth, bonus taking it to excess of 3.5mil.

2. who says a 2.5mil earner cant pay 400k for rent (what if the apartment is a stone throw from his office)

3. you are ignorant enough to believe salary scale online when FIRS is everywhere. salaries are more than potrayed.

o9999:
Check their online fbnquest.com. The mutual fund is managed by same group that manage the money market fund. Or better still call any first bank help/contact line, speak with a customer service person and they will give u info

many thanks. guessed have gotten an hang of it

r4blessing:
FBN Capital

thanks. think it has been aquired bu fbn merchant

my people,, please orientate.

fbn seems to be too coded.

1. which arm of fbn quest does mutual funds etc
2. do they have an email and contact center? please furnish with details.
3. who can help with their website.

there is a mix between fbn merchant and the arm that does mutual funds. i have searched to see if the have contact center like stanbic ibtc, investment one or ARM but found non.

Anticipating for a feedback.

Regards

Leo3333:
Helo Nairalanders/Chevening Alumni,

Kindly advise:

Would you recommend that I quit my current N240k-paying job for a Chevening (UK Masters Degree) Scholarship slot?
Chevening alumni in the house, please advise and share your experiences during and post-study.



Please help me reach Nairalanders.

1. if u are an entry level in your current job and will be less than 26 after the msc and the msc is related with your current job/career line. (especially academics) Leave! life is a risk

2. Do you company allow study leave? Its just a year

3. Chevening scholars are alomost not totally stranded. The scholarships gives relevance and connection.

4. if you are in your late 20s and been working there for more than 3 years and doesnt seem your income will increase in a year, please leave.

5. If you have consistently grown and you coy is a stable and well known one, baba, siddon and do UNILAG masters. This is not Aussy, Canada or USA.

UK govt. na winch!!

Inception12:
It depends on which stage you're at:

1. If before AOR, your points are recalculated to include your spouse
2. If after AOR, you need to raise a CSE and inform your VO as soon as you're married and they will ask for some documents for your spouse which you will have to upload
3.If after COPR, you have to return the COPR and then upload some documents for your spouse and if everything is okay, they'll issue new COPRs for you and your spouse.

For more info, check out the link below on the canadavisa forum

https://www.canadavisa.com/canada-immigration-discussion-board/threads/getting-married-after-ppr.403906/

many thanks!

cryptob:
Please don't read, jump and pass...

u should av a title. if u are a supervisor den its 6314

Dear All,

What happens if after ITA or after submiting express entry app and one got married . How would one go about his /her spouse eligibility.

adecz:
Photo shopped image.
Dem don 'edit' all the skin under his jaw.
Why not kuku go for plastic surgery.?

Wickedness. Truly I dont see the relevance of this throw back. hahaha

oseri:
What I do for Stanbic money market, I simply use my GTB online platform to transfer fund to Stanbic MMF account and then print out the e-receipt. I then log into my stanbic MMF online account, and upload it as proof of payment. It has never failed me. Ensure u do this before 12pm otherwise it won't be given value that same day

ps share the account number and name and also email you send it to. let me give them the last life line ARM doing well..

so far so good, only FBN staff have gotten invite. n.b- even outside this thread. Any external candidate with a 'successful' mail should kindly indicate.

Gen quest- whats the tradition of FBN HCM, do they send regret mails or not?

haibe:
Its now 4 days since i did a top up on the stanbic online platform; the amount has still not been reflected in my MF account. Customer service said they will get back to me but nothing till now. Fingers crossed.

why I hate Stanbic. ll never happen with ARM

one objective is to learn as your grow in your investment adventure. I just feel spreading your tentacles accross different investment bank isnt a bad idea. The gmfact is that their rates for mutual funds are almost the same as the difference is minuscule. Now what I think distinguish one mutual fund coy from the others are (1.)service delivery (2) flexibility in payment and liquidation (3) transparency (4) customer service.

I have operated investment one , ARM and stanbic mutual funds simultaneously in the past for more that a 2 years. At some point , ARM remained the surviving general, why?
-prompt response to mail, robustness and understandability of their ibanking , ease of payment and liquidation .

I paused IoNe cos you cant see your interest accrued on a daily basis, you wait till end of the quarter . their service is superb but they are not transparent. I still run my stock broking account with them , they are making sense there.

I quitted stanbic out of bad customer service, excessiveness in automated response, bureaucracy in payment (thank God for their mbanking)- I have to start filling subscription form where I just wire my cash and send a mail with reciept for IOne and ARM.

In all, I am learning and also spreading my risk.

Again, the rates are almost the same, look for more viable reason or yardstick(s) when making your choice of fund manager.

you all should have a fantastic year 2018 !!

I dont agree with you. Reagan, Schwrazenegger and 1 of klitscko brothers , etc were actors, & sportman respectively and never performed poorly in their political adventures.

The word favouritism nevr holds here cos same people failed him 12 years ago and opted for (a) very older contestant (b) a woman - sorry feminist, we know it rarely happens in Africa. Am sure he was voted in now that they feel he has the power to carry the mantle.

#pardon my spellings for Kli... & Sch...

soberdrunk:
Electing leaders based on sentiments and Favoritism is what is hindering rapid growth and development in Africa, i have nothing against Mr George Weah but i personally reckon he will have served Liberia better as a "Sports Minister' and not "President'. Liberia has a very long way to go in terms of economic and social development and this requires someone that is very experienced and very intellectually sound and i doubt if Mr Weah is that individual......

EHIRIMCHA:
I wanted to pass d post but i jst say I shud advise d op dat d year jst started and its too early to b unserious.i guess u ar still staying with ur folks that's why u av time to b posting nonsense dis month dat people ar thinking of house rent and student skol fees

Pay your debt(s) & dues, no one is responsible for your own happiness; that you opened the thread and replied has made you are core member of the 'unserious' club.

you own the key to your joy. may God provide for you.

dorothy0324:
Hello, what day is your exam? Mine is also clashing with my exam and I called them,and they said I can't reschedule, (which is really weird). If we are having exams different days, we can both call them to swap our dates.

Game theory - read up . google..

Stanbic en! just do a mail to mutualfunds"stanbicibtc.com. you will be sent a redemption form and email indemnity if youve not filled one before. just print and scan / snap back to them. they will tell you it will be treated in 5days.

OnoriodeV14:
Does anyone know how I can withdraw all my funds from stanbic money market fund? I initiated the online REDEMPTION but a message come up that I must leave a minimum of N5000 in the account. Thanks

opeyemiieblog:
u met him Wen he's rich

Olodo! you simply dont know his father or the Demurens in Nigeria.
He was born into wealth.

martinsfm:
baba ntn oo... called them they sed dy wud gt bk to me dt day... dint ... still waiting. wud definitely let u knw sir. tnx for checking sir

Hey bro.. start giving political responses. the truth is no 1 cares , they just want to know whatsup with the job and not you.

Truely, dont give a lot of info in public here.

is there any1 here who has the requisite qualificatn and wasnt invited?

i can see a gtbank dollar and naira card in his wallet. i av a feeling this guy is fake and not really based in malay

purposefulzion:
Hmmmm. Who on this thread is working in any of the Victoria Island branches? Buzz me o

d quest should be who on this thread still works with heritage

hmm! after years of opression ! I became brutal.. i wiked gan ni.. stubborn infact.. the compensation for them was I was up my game morally and academically. from senior secondary school, I was becoming the man of the house in terms of decision making and contribution to affairs as the available elders were girls.
and the fact that I was all alone with parent during at a point.
today, I am a core at home. wherever I am , my attention is required for some decision or information.

Reminisce. one of my best thread ever.

Primarily, you should have any of the following ;Money , Skills / unique abilities (even if its just good sense of humour , etc), and good looks (not necessarily being handsome) - at least at this stage of your life.

You case appears is more of no close female friends . Girl friend is still far fetched from you. Dont be distressed . Dress well, speak well, increase youf knowledge base, hang out with friends and get female contacts even if its just friendship. The more female friends and conversation held, the more confidence you gather. Asking a girl out is a 5mins conversation but how you handle the process that leads to that is what will make or mar you.

there is someone in every crowd you her that likes you , just have a good self esteem and do the aforementioned.

that great day when I was battered by the rain. was like a wet chicken at work ; sympathy here and there. I log on to internet banking and other places I hid my money and straight to olx, jiji , family members, colleagues for car search. In less than 2 months, I got a deal within my budget ; I spent less on tfare (pms was N85).

Considering how often and the distance you covered on the road everyday ; In my case, car was a neccessity but I ensured I dint take a loan to buy it . My goal was mobility and comfort; luxury will come when its obvious I can afford it. The car has been serving me since then. No regret.

I got a parcel of land in less than a year after purchasing a car. Its about imbibing a saving culture.

my friends who refuse to buy a car then and are ready cannot afford it or are paying through thier nose - TIME VALUE OF MONEY

Hi Guys! read through but to avoid having stale info. kindly assist in answering these questions. i need to advise my kid bro cos he was called for the panel interview and hes currently employed as a contract staff with on of the banks.

1. is d pay still 96500
2. is it before or after training you guys know where u will be posted (my bro isnt a marketer. dat DSA part will scare him)
3. for those currently running the program, whats the hope of retainment as a full/permanent staff

your general opinion about the program will be appreciated.

i count on you guys. i use to be in this game before and we benefited from each other on NL.

He might have seen this blog but I need to render my candid advise.



Regards

I remember this Mary woman interviewing me in a final stage of Heritage Bank recruitment some 4 years back . She was an ED then. She was a GM in the defunct bank PHB Never knew she was Alibaba's wife until I stepped out of her office then in Heritage Bank HQ in Ajose Adeogun.