₦airaland Forum

Zenith Bank is the king of banks in Nigeria!


I made a great decision by making Zenith Bank 90% of my portfolio!!


Zenith Bank is sincerely in your best interest!!!

Danielomisco:
nooo one weather cant be same for the whole year bt the hottest season in Jos is the coldest in any 9ja town except mambilla plateau in Taraba state which is the coldest

Thank you!

This shows Jos really has cool weather.

Danielomisco:
very very cold.you will need sweaters,gloves and mufflers.its the coldest time of the year in Jos
M.I ABAGA "...IT GETS COLD IN DECEMBER"

Is it the same for the other months ?

@lorhema(f) and Danielomisco(m),how cool and conducive is the day time temperature of Jos from January to December?

Profound thanks to lorhema(f) ,Danielomisco(m) ,and others that have found it worthy to contribute to this educative and noble thread!

EDUECO:
Hi Everybody! I intend to relocate to Jos in the future because of the cool weather and fresh fruits and vegetables.

I want people who live and have lived in Jos to tell me/us about the following:
(a)how good is the road infrastructure?
(b)is Pidgin English widely spoken by the inhabitants or dwellers;and if not,then what language is spoken by the majority of the people?
(c)what is the security condition of the city?
(d)what is the price range of intra-city transport fare?
(e)how good is housing infrastructure. ?

This is definitely a front page thread!

cc: Seun,DisGuy,justwise,Freiburger, r231,Lalasticlala,Mynd44,Dominique,etc..

.

This guy na 'most high'!

He is a member of 'science students'!!

E dey him eyes say him dey high everyday!!!

IchimokuPilot:
When the market comes back to retest those lows of friday, many shall panic the more and drive the index yet lower.....
Markets love retests, but you can not predict when.
If it discovers the point is weak, Janet appears....
The earlier the retest the better, to avoid inferred political interpretations that will wax to a halt the slow grinding engines of the exchange.
This is the time to arrange your cash like military formations, approach the market purely from a war perspective.
Have a clear and well defended retreat passage. Never move all your army to any one battle, your friendly neighbours may have been submissive enemies of necessity and may have been keenly waiting for an opportunity.
Never rush to fire at a few wandering soldiers and expose your location....
Use more snippers at this stage....

I'm in agreement with your submission!

The current stage of the NSE can be likened to warfare!!

We all must act with great care at this stage of the NSE!!!

The surprise is coming very soon!

You gain 5%, then you lose 10%!!

This is how the cycle will continue for the now!!!

He probably took Flakka or Bath salt!

You don't need dru.g to make you high or calm,the high you are looking for is already in you.

He probably took Flakka or Bath salt!

You don't need drug to make you high or calm,the high you are looking for is already in you.

The Market Trend Is Your Friend,Don't Fight It!
A Word Is Enough For The Wise!!

Rati, rati!

Na ordinary rat na im pursue the lion king(aka Bubu) commot from Aso Rock.

Rat's destructive tendencies can make the detection of a car's fault difficult. Don't allow rats make your engine bay their dwelling.

Agbalowomeri:
You will still get 15-20% year end

What an elder sees while sitting,a child on top of an iroko tree will never see!

Everything takes time(bull and bear inclusive)!
This looks like a chronic bear!!
This looks like a new cycle!!!

Follygunners:
"7" all the way...

Meanwhile, dis guy be fool!

because u dey NBM of Africa,you just dey brag.

Una done forget say many non members sabi una language.

The major problem of cult groups start from their trying to attain supremacy!

Abeg,try get small sense!

They've Been Building
This Steel Factory for 40
Years and It Still Hasn't
Produced Anything
bloomberg.com

On a hot April morning, workers are
furiously cleaning a decorative fountain in
front of the executive office of Nigeria’s
largest steel complex. An onsite power
plant is being repaired by electricians.
Others around the 39-year-old facility are
clearing brush. In the middle of it all,
administrator Abdul-Akaba Sumaila is
meeting in turn with the 20 or so people
crowding his waiting room, a mix of
union officials, local politicians and job
applicants.
When one young man pulls a filled-out
form from a wrinkled envelope, Sumaila
asks him about his background, pats his
back and encourages him to stay positive.
Soon, he says, Ajaokuta Steel will start
hiring. After that, it may actually
make some steel.
The dilapidated factory complex has
never managed to produce a single bar,
coil or rod. Built with Soviet assistance,
the sprawling facility has sucked up $8
billion in public investment and been
hamstrung by repeated stops and starts,
ownership changes, poor governance and
sheer incompetence. It’s a tortured
history that mirrors Nigeria’s broader
attempts to develop a sustainable
economic base beyond fossil fuels.
President Muhammadu Buhari has put a
high priority on getting the plant into
production, hopefully by selling it to
private investors. But the legal, technical
and political problems illustrate in
microcosm—albeit a three-square-mile
microcosm—many of the challenges that
bedevil Nigeria’s diversification drive.
Sumaila, a mechanical engineer who’s
taken a three-year leave of absence from
Royal Dutch Shell Plc to try to revive
Ajaokuta, is undeterred. “What excites me
is the enormous potential of this place,”
he said in his office at the plant.
“Whatever we need to do, we have to do
it.”
The economic imperatives are clear.
Nigeria depends on crude for 90 percent
of its export earnings. With global oil
prices significantly below their past highs
of more than $100 a barrel, shortages of
foreign exchange are a daily reality. And
Nigeria, Africa’s largest oil producer, has
little domestic capacity to refine gasoline
and thus must pay to re-import its own
oil. The consequent lack of foreign
currency has driven up prices for
everything from food to construction
materials, further hobbling an economy
that shrank by 1.6 percent in 2016.
Today much of the
facility beyond the
central administration
block resembles the
set for a post-
apocalyptic action film
The need for diversification, and the
employment it could provide, is made
more urgent by a surging population.
With about 200 million people and
growing rapidly, Nigeria is by far the
most populous country in Africa. Without
durable sources of employment, a
nation that’s spent much of the past
decade fighting insurgencies in its arid
north could descend further into
disorder.
Yet the record of privatization in Nigeria
is decidedly mixed. In the cement
industry, it was largely a success:
Investors succeeded in reviving
production, making the country a net
exporter of the material. One of the early
buyers, Aliko Dangote, is now Africa’s
richest man. By contrast, efforts to sell off
power plants have failed to end blackouts,
still a daily occurrence in much of
Nigeria.
Steel has long been an obvious target.
Nigeria has vast deposits of iron ore,
much of it in Kogi State, the same region
where Ajaokuta is located. Transformed
into steel, the ore could make other
domestic industries, such as construction,
far more viable.
Those intentions underpinned the
construction of Ajaokuta, which when it
began in 1979 was envisioned at
Pharaonic scale. At full capacity, it was
intended to produce as much as 3 million
metric tons of steel annually, enough to
largely close the gap between Nigeria’s
current steel consumption and domestic
output. Yet the most critical piece of
infrastructure, a rail line that would
connect the plant to iron-ore mines and
deliver the finished product, was never
completed.
Today much of the facility beyond the
central administration block resembles
the set for a post-apocalyptic action film.
The blast furnace, conveyor belts and
giant cranes to move materials—many
inscribed with the words “Made in
USSR”—stand idle in scrubby fields. Pipes
as wide as manhole covers are coated in
creeping grass, and cattle graze in
clearings meant to store coal for the
furnace.
‘Made in USSR’ adorns a rusty crane at the Ajaokuta
Steel complex. Photographer: David Malingha
Doya/Bloomberg
Of the 10,000 houses envisioned for
workers, the 4,000 that were completed
are occupied mostly by retirees. The
current workforce of about 1,500 civil
servants is tasked primarily with keeping
parts of the plant in serviceable
condition. The combined 120 kilometers
(75 miles) of internal roads and railroads,
as well as the school, the library, and the
hospital for workers and their families,
are largely unused. The runway of an
airstrip built to serve the area needs to be
resurfaced.
Nigeria’s government says it’s serious
about transforming Ajaokuta from an
embarrassment into a viable asset. The
plant’s biggest booster is Kayode Fayemi,
the mines and steel development
minister. While Fayemi concedes, with
significant understatement, that the first
30-plus years of Ajaokuta “didn’t quite
work out as planned, which is the
Nigerian story sometimes,” he said fixing
it is now a national priority.
“Ajaokuta is central to our diversification
strategy,” he said in his office in Abuja.
Building up domestic steelmaking, he
said, is “the least we could do for
ourselves as a country and for our
manufacturing sector.”
“This is an alternative
to oil”
Work has begun on the long-awaited rail
spur line, which may accept test trains as
soon as August. The government also will
need to decide who should own and
operate the plant. Ajaokuta is currently
controlled by the state after a previous
private-sector operator, Global Steel
Holdings Ltd., had its concession
terminated.
While the government has said it plans to
solicit bids for Ajaokuta from new
investors, a group of lawmakers, with
some union support, is pushing to keep
the plant under public ownership. They
argue that only paltry offers are likely for
a facility that still requires huge
investment. Senate Majority Leader
Ahmad Lawan proposed legislation to
that effect in the upper house on May 8,
against the government’s wishes.
Fayemi says he’s convinced that Nigeria
can no longer afford not to process its
own resources. “The idea that we must be
taking our iron ore out, our gold out,
every raw material, for others to add
value, and then send back to us to pay
probably 10 times what it’s worth when
we send them out is unthinkable,” he
said.
He won’t be around to see if that pans
out. He said May 14 that he will leave at
the end of the month to run for governor
in his home state of Ekiti. And Sumaila,
the Ajaokuta administrator, said he
doesn’t know whether he will return to
Shell or not when his term at Ajaokuta
ends in October 2020.
Wearing moccasins, a black short-sleeved
and collarless suit, with a pen in hand,
Sumaila says he remains optimistic as he
walks around his spacious office.
“This is an alternative to oil,” he said.
“The complex can be up and running two
years after the government makes the
strategic decision on the direction it wants
to take.”
— With assistance by Samuel Dodge
Have a confidential news tip? Get in
touch with our reporters.
LEARN MORE
Before it's here, it's on the Bloomberg Terminal.
The dilapidated Ajaokuta Steel complex.
Photographer: David Malingha Doya/Bloomberg
Business
Nigeria’s Ajaokuta complex was built with
Soviet aid. Now the government says it’s
finally serious about opening it.
By David Malingha Doya
Thursday May 24, 2018 05:00:11 GMT+0100
A Steel Factory Gears Up
to Start Production. Afte

source: https://www.bloomberg.com/news/articles/2018-05-24/a-steel-factory-gears-up-to-start-production-after-40-years?utm_medium=social&utm_content=business&cmpid=socialflow-facebook-business&utm_source=facebook&utm_campaign=socialflow-organic#15271609724102&{"sender":"offer-0-lAqyu","displayMode":"inline","recipient":"opener","event":"resize","params":{"height":159,"iframeId":"offer-0-lAqyu"}}

Jigba:
Na them ...

He's still a drama king to me!. Not gonna argue with you. You people who support him see him as a saint, I don't!.

Please,I need your help in translating[Type und Ausführung(-Nr)] in German to English.

AreaFada2:
You know people hate reality. Especially zombies from outside the state little knowledge of the state.

The one sector that has boomed in Edo state for over 20 years is house construction. Since investing in other sectors ends up with stories that touch, diaspora people invest majorly in housing.

Good accommodation is available in most parts of Edo and relatively cheap. And virtually every diaspora person continues to build. it is not the situation of Lagos.

We know all these PPP houses end up being very expensive and hardly even get to the poorest.

Therefore priority for now should be on constructing roads and other infrastructure in new areas surrounding Benin with very fine and some empty houses to provide access. Essentially to stick to the excellent Samuel Ogbemudia master-plan of the 1970s. Areas in Iyekogba, Oka, Ekae, Iguadolor, Eyaen and outlying places that have become new towns on the back of private people building relentlessly but no govt infrastructure.

While such signing of agreement grabs the headlines, it may not be well-thought out.

Irrua, Afuze, Ekpoma, Auchi, Fugar, Uromi and others can benefit from such too.

At the moment,Edo state needs massive road construction.

tonididdy:
I feel privileged to be from edo state the past 9years has been haven in the state , God blessed us with active governors from oshiomole and now Obaseki.

The pace is not even slow, I am really impressed and wish the rest of Nigeria hardworking governors like edo state has been enjoying.

Not a single grumble from the Edo people or party opposition PDP, everyone is just happy with the states development.

Thank you Edo governor and it's people. Thank you Adams Oshiomole for a perfect replacement.

The best part was when I returned my state and my street was tarred OMG I wash my car now once a week .

proudly Edo!

At the moment ,Edo state is in dire need of ultra massive construction of well paved roads!

Is like this our governor has not heard of Akwa Ibom state?

Edo state needs roads like the ones in Akwa Ibom.We should stop encouraging mediocrity in Edo state.

Gov. Obaseki should start the construction of good roads in every part of the state,and especially in Benin City.

GTay:
In my personal development journey, I learned these lessons from a great mentor about The Seasons of Life. Hopefully it might inspire someone out here. Excuse the lengthy post

Life and business are like the changing seasons. That’s one of the best ways to illustrate life: it’s like the seasons that change. The second phrase is that You cannot change the seasons, but you can change yourself. Now with those two key phrases in mind, let’s turn to what I consider to be the four major lessons in life to learn. To also bring this home: Consider the ‘Winter Season’ as Bear Season and the ‘Spring Season’ as Bull Season.

1. The first lesson is this: learn how to handle the winters. They come regularly, right after autumn. Some are long, some are short, some are difficult, some are easy, but they always come right after autumn. That is never going to change.
There are all kinds of winters–the “winter” when you can’t figure it out, the “winter” when everything seems to go haywire. One writer called it “the winter of discontent.” There are economic winters, social winters, personal winters when your heart is smashed into a thousand pieces. Wintertime brings disappointment, and disappointment is common to all of us. So learn how to handle the winters.
You must learn how to handle the nights; they come right after days. You must learn how to handle difficulty; it always comes after opportunity. You must learn to handle recessions; they come right after expansions. You must learn how to handle bears; they come right after the bulls. That isn’t going to change.
The big question is, what do you do about winters? You can’t get rid of January simply by tearing it off the calendar. But here is what you can do: you can get stronger; you can get wiser; and you can get better. Let winter find you planning for the arrival of spring, not contemplating the errors of commission and omission of last year. Let winter find you with a joyful countenance and a happy heart... with a good word for all those around you; with confidence in the future, not apprehension; with appreciation of the past, not regret; and finally, with gratitude for your achievements, adversities, and uncertainties of life. The physically inactive season of winter is a time for adding to our storehouse of knowledge through continued education, which in truth does not mean learning things that we do not know, but in learning to behave as we do not now behave. Someone once said — “Don’t pray for things to be easier, rather, pray for more obstacles and more challenges, for it is out of these that man’s character and will to succeed are formed.” Nearly every success story that I am aware of began when the person first lay flat on his mental and financial back. In this condition, people usually become sufficiently disgusted to reach deep down inside and pull out talents, abilities, desire, and determination—the basic essentials required of anyone wishing for things to get better. It is in the face of adversity that things begin to change, and the “things” always change as a result of the personal change that takes place.

2. Here is the second major lesson in life: learn how to take advantage of the spring. Spring is opportunity. And spring always follows winter. Spring in stock market investment represents the 'Bull' season
What a great place for spring–right after winter. If you were going to put it somewhere, that would be the place to put it. God is a genius.
Days follow nights. Opportunity follows difficulty. Expansion follows recession. Bulls follow Bears. And this all happens with regularity. You can count on it.
However, the mere arrival of spring is no sign that things are going to look good in the fall. You must do something with the spring. In fact, everyone has to get good at one of two things: planting in the spring or begging in the fall. So take advantage of the day, take advantage of the opportunity, and read every book you can get your hands on to learn how to take advantage of the spring.
Get busy quickly on your springs, your opportunities. There are just a handful of springs that have been handed to each of us. Life is brief, even at its longest. Whatever you are going to do with your life, get at it. Don’t just let the seasons pass by...to be continued

We're in winter!

There is a great probability that the market is going to be bearish for like a year.

The 2019 presidential election is approaching!

Those who are conversant with the happenings of the Nigerian stock exchange know what I mean!!

Don't Forget History!!!

I'm waiting for the period after election in 2019.

RabbiDoracle:
even missionary rejected the dividend

He is a man of faith and vision.

Where are the reviews?

I'm definitely waiting!

The school management should intervene.Your contribution is needed in this thread:www.nairaland.com/4404931/jos-want-know-more-city

Why do mechanics cost so
much?

Average hourly rate is $80 to $100 an hour

Posted: 5:52 PM, December 08, 2015
Updated: 5:52 PM, December 08, 2015

The going average hourly rate for a mechanic
ranges from $80 to $100 an hour. After analyzing a
bill that could also include expensive parts, many
auto repair shop customers are left scratching their
heads and wondering if they are being ripped off.
The more you understand how a repair shop breaks
down and calculates their labor charges, the better
chance you have of making sure you are getting a
fair shake.

Why does a mechanic cost $100 per hour? How
much of that does the mechanic take home? How
is that figure determined?
How are labor charges determined?
The rate of $80 to $100 an hour is based off of
several national labor guides that are published
annually. The guides survey mechanics all around
the country to come up with figures and average
times to do repairs.
"Let's say you were going to go in and get a water
pump job done. They're going to say, 'OK, that job
takes two and half hours and the parts are 60
bucks,'" said Mark Larsen, a franchise training
manager for Car X. "Well, where that two and a
half hours comes from is your car and what an
average tech with a good set of tools takes to do
that job."

So, if a mechanic tells you the average time to
replace your water pump is four hours, and you are
suspicious of that, making a few phone calls to
other shops to ask them what they estimate for
time is a good, quick, easy way to double check.
But if a mechanic runs into a problem and it is
going to take longer than what was originally
expected, there could be extra labor charges if the
problem is a result of poor maintenance.

"Let's say you have an engine you haven't
maintained at all," said Larsen. "The coolant is
rusted, and I go down to change your water pump
and all the bolts are rusted, half the bolt's gone,
and the coolant is so bad. I go to take your water
pump off and two of your bolts break off, well
guess what? It's now on you and whatever extra
time it takes, that's extra."

Dealerships tend to charge more for labor, closer
to the $100 per hour range, than independents.
"Its kind of a market-driven thing. Chicago might
be higher than others. It's an average thing, based
upon what's going on," said Larsen. "It seems like
the dealers vs. the independents usually charge a
little more. They base it on the fact that their guys
are factory trained, and they've got all the special
tools that not everybody's got."

Where do labor charges go?
How much of the hourly rate goes into the
mechanics pocket can vary drastically. Some
mechanics get paid straight by the hour, some
make commission, and some get paid by how
many labor hours they charge in the week.
"When I worked as a tech, I got paid and hourly
rate, and that was based upon how much work I
put out, not how many hours I worked," said
Larsen. "If I put out 48 hours of work for the week,
then I got paid 48 hours."

To the average customer, a charge of $100 an
hour can seem very high, but you must take into
consideration the cost of running a repair shop.
"Well, you're looking at a whole lot of things," said
Larsen. "From the owner's perspective, he's paying
salary, he's paying benefits, he's paying workman's
comp, he's paying unemployment. You got all that
into it. You got the building, the lights, the tools,
the training, all that goes into it."

Also, the cost of becoming a mechanic can be
expensive. Mechanics must put themselves through
school and the common practice in the auto
industry is for mechanics to supply their own set
of tools.
"Every mechanic's got at least $25,000 in tools
that they own. They've had to pay for them
themselves," said Larsen

source:https://www.local10.com/digital-life-365/automotive-essentials/why-do-mechanics-cost-so-much

Thanks to everyone who has found it worthy to contribute to this noble topic!

The per capita income(average income)of any country has tremendous relationship or correlation to the price of goods and services offered for sale in that particular country. And that is why a mechanic can charge a prospective client $100 per hour in the USA.

A mechanic can't charge per hour in Nigeria because 99.9% of workers are not paid per hour in Nigeria.And as such a mechanic shouldn't expect me to pay N5 000 for a change of oil and filter in a Tokunbo car I bought for N1 000 000

What I'm trying to pass across is that a Nigerian mechanic should charge his or her clients based on the location of his/her business.

Perfectnumber6:
Somebody i mean a Muslim should please Enlighten me, Does Muslim do White wedding i thought it against their tradition please i seriously need a muslim person to Clearify this for me cos the ones that are my friends are so daft sorry to say.

Dangote is a wise muslim and he doesn't abide by all Islamic doctrines and that's why he is stupendously rich!

The wealthy folks know when to use their common and scarce sense and they don't abide by every religious dogma completely.

EgunMogaji:
Was the vehicle perfectly level when you were checking?

Yes Sir!

3kay945:
Why can't you start first

Okay! I paid N1000 just for a mechanic to come to my home to open the inlet and outlet opening of my car's manual gearbox in order for me to confirm if the gear oil needs top-up.